Everywhere Ventures

Chaiz is an innovative online marketplace specializing in extended car warranties, addressing the financial burden faced by many car owners in the United States. With a significant portion of the population unable to manage unexpected car repair costs, Chaiz provides a digital platform that allows users to purchase warranties directly from protection providers. By eliminating the need for call centers and in-person transactions, Chaiz streamlines the buying process and offers a more transparent way for consumers to compare options. This approach not only enhances the shopping experience but also reduces costs for customers by an average of 40%, making extended warranties more accessible and affordable.

Handl Health operates a SaaS-based healthcare price transparency platform that aggregates and contextualizes price transparency, insurance, and demographic data. The solution helps health plans comply with CMS price transparency regulations while digitizing how patients shop, book, and pay for healthcare, enabling users to compare costs and make informed purchasing decisions.

Khyaal is a digital platform for senior citizens in India that provides a full-stack solution to improve quality of life by offering on-demand services and activities. The platform supports live interactive sessions, secure payments via a dedicated card, curated travel plans, digital literacy programs, health and wellness activities, and access to part-time job opportunities, helping older adults stay socially connected and financially empowered in both digital and offline experiences.

Indemn AI is a technology company focused on enhancing the insurance industry through artificial intelligence. It provides insurers and brokers with advanced GenAI agents that facilitate customer engagement and improve internal operations. These multi-modal agents enable communication through various channels, including voice, webchat, text, and email, ensuring a seamless experience for users. Indemn AI also features a unique human-in-the-loop AI Copilot, along with a customizable AI Studio, which allows for the development of tailored, production-ready solutions. Additionally, the company offers a chatbot platform that creates self-service experiences for purchasing coverages, such as digital event and wedding insurance, thereby helping clients mitigate risks associated with events. Overall, Indemn AI aims to support the digital transformation of insurance businesses by providing innovative tools and services that address their operational challenges.

Chaiz is an innovative online marketplace specializing in extended car warranties, addressing the financial burden faced by many car owners in the United States. With a significant portion of the population unable to manage unexpected car repair costs, Chaiz provides a digital platform that allows users to purchase warranties directly from protection providers. By eliminating the need for call centers and in-person transactions, Chaiz streamlines the buying process and offers a more transparent way for consumers to compare options. This approach not only enhances the shopping experience but also reduces costs for customers by an average of 40%, making extended warranties more accessible and affordable.

OneAssure is a digital platform facilitating informed health insurance decisions. It offers a range of products including health, term life, and life insurance, enabling customers to compare plans, purchase policies online, and access expert guidance.

Estafsar helps connect people with insurance companies and brokers to help them find their next insurance policy. It is an online insurance directory company. It offers personal and business insurance policies through its website and network of independent brokers.

Figuro is a technology company that specializes in transforming traditional insurance agents and brokers into modern insurtech firms. It offers a specialized Workflow Productivity System designed to address the inefficiencies commonly faced by these professionals. The platform centralizes data from multiple insurance carriers, streamlines administrative and sales tasks, and automates document generation, including the automatic completion of PDF forms. Additionally, it provides tools for data analysis and decision-making, enabling agents and brokers to enhance their workflows and improve accuracy. By empowering these professionals with a digital-first approach, Figuro facilitates a transition from conventional methods to innovative insurtech solutions, ultimately enhancing the client experience in the insurance sector, particularly in Latin America.

Modern Life is a tech-driven insurance brokerage platform empowering advisors with advanced technology and expert support. It helps them serve clients more efficiently, confidently, and quickly.

Nimblr is an insurance company focused on creating a decentralized insurance platform that leverages blockchain technology. The platform aims to facilitate a community-driven approach to insurance, allowing various stakeholders—including insureds, underwriters, actuaries, and assessors—to operate anonymously and autonomously. By providing digital asset and smart contract risk coverage, Nimblr enables users to establish efficient and profitable risk pools, contributing to the development of a decentralized insurance industry. The company also offers traditional insurance services, including actuaries, claims assessors, and appraisers, accessible through an online inquiry form on its website.

Indemn AI is a technology company focused on enhancing the insurance industry through artificial intelligence. It provides insurers and brokers with advanced GenAI agents that facilitate customer engagement and improve internal operations. These multi-modal agents enable communication through various channels, including voice, webchat, text, and email, ensuring a seamless experience for users. Indemn AI also features a unique human-in-the-loop AI Copilot, along with a customizable AI Studio, which allows for the development of tailored, production-ready solutions. Additionally, the company offers a chatbot platform that creates self-service experiences for purchasing coverages, such as digital event and wedding insurance, thereby helping clients mitigate risks associated with events. Overall, Indemn AI aims to support the digital transformation of insurance businesses by providing innovative tools and services that address their operational challenges.

Betterleave is a digital health platform dedicated to providing personalized care for individuals navigating grief and loss. It offers a comprehensive bereavement benefits service that supports employees coping with the death of a loved one, including family members, friends, colleagues, pets, or pregnancy loss. The platform combines human guidance with advanced software to engage users effectively, connecting them to essential resources and ongoing support. Betterleave’s services include individual grief counseling, group support, and navigation assistance through the complexities of bereavement. By integrating with insurers and partnering with employers, Betterleave coordinates value-driven care that enhances outcomes, reduces costs, and improves the overall member experience throughout the bereavement process.

Khyaal is a digital platform for senior citizens in India that provides a full-stack solution to improve quality of life by offering on-demand services and activities. The platform supports live interactive sessions, secure payments via a dedicated card, curated travel plans, digital literacy programs, health and wellness activities, and access to part-time job opportunities, helping older adults stay socially connected and financially empowered in both digital and offline experiences.

Vouch, Inc. is a provider of insurance products and services specifically designed for startups and high-growth companies in the United States. Founded in 2016 and based in San Francisco, the company offers a comprehensive range of insurance solutions, including general liability, business property, directors and officers, errors and omissions, cyber coverage, crime coverage, employment practices liability, hired and non-owned auto, and fiduciary liability. Vouch operates a tech-enabled platform that facilitates access to multiple insurance carriers and provides instant quoting capabilities through its MGA brand, Corix. By integrating technology and industry expertise, Vouch aims to help startups and technology-driven businesses effectively manage risk as they scale and adapt to emerging challenges.

Dorothy streamlines disaster recovery by leveraging data and technology. It connects affected individuals with dedicated specialists, ensuring fair, fast, and straightforward recovery processes.

Curve Health, Inc. is an innovative online platform focused on enhancing senior care by integrating telemedicine, health information exchange, smart billing, and predictive analytics. Established in 2020 and headquartered in New York, the company aims to improve healthcare delivery for seniors by facilitating remote patient care across various settings, including skilled nursing facilities, homes, and ambulances. Curve Health's platform has successfully reduced patient transfers from skilled nursing facilities to emergency departments by over 50%. It streamlines care coordination between hospital systems and post-acute facilities, automates billing processes, and enhances the tracking of patient diagnoses and outcomes. By bridging existing gaps in healthcare delivery, Curve Health seeks to optimize resource allocation, minimize readmissions, and ensure a seamless experience for patients, ultimately leading to improved care quality and financial returns for healthcare providers.

Circle is a developer of insurance sales and member retention products tailored for health insurance carriers and their sales channels. The company's platform enables brokers to efficiently quote and enroll clients in various Medicare Advantage, supplemental, and prescription drug plans across the country. Utilizing advanced customer relationship management features, Circle's tools include commission tracking, contracting, licensing, lead generation, and digital Statements of Understanding, all designed to streamline the insurance sales process. By enhancing benefit management capabilities, Circle aims to reduce the financial burden of out-of-pocket medical costs for beneficiaries and improve overall sales efficiency for insurance companies. In addition, the company is working on a platform to facilitate telemedicine access for older adults during the COVID-19 pandemic, further supporting healthcare needs in the community.

Circle is a developer of insurance sales and member retention products tailored for health insurance carriers and their sales channels. The company's platform enables brokers to efficiently quote and enroll clients in various Medicare Advantage, supplemental, and prescription drug plans across the country. Utilizing advanced customer relationship management features, Circle's tools include commission tracking, contracting, licensing, lead generation, and digital Statements of Understanding, all designed to streamline the insurance sales process. By enhancing benefit management capabilities, Circle aims to reduce the financial burden of out-of-pocket medical costs for beneficiaries and improve overall sales efficiency for insurance companies. In addition, the company is working on a platform to facilitate telemedicine access for older adults during the COVID-19 pandemic, further supporting healthcare needs in the community.

Particle Health develops blockchain-based technology solutions for collective anonymization and sharing of clinical information. Its platform enables patients to share medical records from thousands of sources, standardizing data to FHIR R4 for scalable use. The company serves telemedicine, pharmacy, and virtual health companies.

CoverTree is an insurance technology firm delivering digital insurance services for manufactured home residents. It specializes in digital distribution, automated underwriting, and data-driven pricing to support specialty personal lines of insurance for manufactured homes. Its product is available in multiple states including Arizona, Indiana, Michigan, New Mexico, Ohio, Illinois, and Tennessee. The company is headquartered in Detroit, Michigan.