Partech

Djamo is a fintech company offering a mobile application that enables users to use their cards fee-free across various services. The app provides free physical and virtual cards, automatic savings features, salary reception options, expense tracking, and withdrawal controls.

Payt is a technology company that specializes in cloud-based software for managing and collecting debts. Its platform, designed to streamline the accounts receivable process, offers features such as automated follow-up, payment plans, payment services, credit scoring, internal note-taking, and simplified invoicing. This enables users to efficiently manage their outstanding invoices and improve their debt recovery process.

Revio was founded in 2020 to help businesses collect more revenue, through reducing payment failures and recovering lost revenue. Through a single API, we optimise merchants’ payment stacks with locally-optimised payment methods and smart payment routing, failover, and retries. We understand that there is more to getting paid than accepting payments, and believe that how you engage customers when trying to collect a failed payment is as important as when you are trying to acquire them. Our Recovery solution builds on this insight, empowering businesses with data-driven omnichannel interaction workflows to recover at-risk revenue from their customers. Today, we’re helping some of Africa's largest brands and fastest-growing startups increase their revenue through increased payment success rates, customer retention, and lifetime value. Locally grounded but globally relevant, we aim to be the go-to revenue recovery and growth partner for businesses across emerging markets.

Nomba is a fintech company that develops financial software and payment solutions in Africa. It offers business-focused tools such as savings features for businesses, card payments, POS terminals, and banking tools for management. The platform also enables individuals to pay bills, transfer money, buy airtime and TV subscriptions, and pay electricity bills, with withdrawals and data-subscription payments supported through digital channels and an agent network. It aims to make fintech services accessible and affordable by delivering digital payments and banking capabilities across channels in Africa.

Mooncard streamlines corporate spending by offering an innovative, real-time payment solution that automates expense claims and routine purchases. Utilizing modern technologies like web and AI, Mooncard enhances operational efficiency and profitability for businesses of all sizes.

TerraPay is a global payment network facilitating secure cross-border fund transfers. It connects financial service providers, enabling interpersonal transfers, e-payments, and government disbursements via mobile wallets. TerraPay offers platform-agnostic integration through standard APIs, reducing operational costs for partners while assuming end-to-end regulatory compliance.

Djamo is a fintech company offering a mobile application that enables users to use their cards fee-free across various services. The app provides free physical and virtual cards, automatic savings features, salary reception options, expense tracking, and withdrawal controls.

Billogram AB is a Swedish company that offers online billing services aimed at simplifying the invoicing process for small business owners. Founded in 2011 and based in Stockholm, the company provides an intelligent digital platform that enables users to create and send invoices in multiple formats, including letters and emails. Billogram's solution also includes features for monitoring payments in real time and sending debt collection letters for unpaid invoices. By automating billing and payment processes, Billogram enhances customer relations while effectively lowering operational costs, increasing revenue, and minimizing customer churn. The platform serves as a modern alternative to traditional invoicing, adding value through improved communication channels and customer management tools.

Beam, an experience-driven payments platform, has been revolutionizing payments in Southeast Asia with its proprietary one-click checkout. Leveraging a comprehensive range of payment options – cards, e-wallets, mobile banking, Buy Now Pay Later, and installments – Beam caters to the diverse payment preferences of Southeast Asian consumers. Businesses can effortlessly integrate Beam's services, eliminating integration hassles and enabling instant payment acceptance. The company was established in 2019 and is headquartered in Singapore! Ready, set, Beam.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Vyne Technologies Limited is a London-based company that specializes in online bank-to-bank payment processing for e-commerce businesses. Founded in 2019, Vyne provides an innovative account-to-account payments platform that enables customers to make payments directly from their bank accounts to businesses, eliminating the need for intermediaries. This service streamlines the payment process, enhancing efficiency and security for both consumers and merchants.

Billogram AB is a Swedish company that offers online billing services aimed at simplifying the invoicing process for small business owners. Founded in 2011 and based in Stockholm, the company provides an intelligent digital platform that enables users to create and send invoices in multiple formats, including letters and emails. Billogram's solution also includes features for monitoring payments in real time and sending debt collection letters for unpaid invoices. By automating billing and payment processes, Billogram enhances customer relations while effectively lowering operational costs, increasing revenue, and minimizing customer churn. The platform serves as a modern alternative to traditional invoicing, adding value through improved communication channels and customer management tools.

Wave Mobile Money is a financial technology company focused on providing app-based solutions for saving, transferring, and borrowing money in Africa. With a mission to create the first cashless continent, Wave aims to address the challenge of limited access to banking services, as less than 10% of the African population has a bank account. The company is developing an inclusive financial network that offers no account fees and allows for instant transactions, making it accessible to a broader audience. By leveraging technology, Wave is creating affordable financial services that enable individuals to manage their money effectively, thereby fostering economic empowerment and contributing to poverty alleviation. Its platform supports various services, including deposits, withdrawals, bill payments, and money transfers, facilitating cashless transactions for users and businesses alike.

Mooncard streamlines corporate spending by offering an innovative, real-time payment solution that automates expense claims and routine purchases. Utilizing modern technologies like web and AI, Mooncard enhances operational efficiency and profitability for businesses of all sizes.

Yoco is an African technology company that enables entrepreneurs and small businesses to accept secure payments online and in person through a single platform. Its product ecosystem includes payments, lending, and business software.

Djamo is a fintech company offering a mobile application that enables users to use their cards fee-free across various services. The app provides free physical and virtual cards, automatic savings features, salary reception options, expense tracking, and withdrawal controls.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Kyash Inc. is a Japanese fintech company founded in 2015 and headquartered in Tokyo. It specializes in developing a wallet application and payment platform that enables consumers to make payments at Visa merchants and conduct peer-to-peer transactions. Kyash offers a range of services through its mobile application, including the ability for users to send and request instant money from friends using virtual and prepaid cards. Additionally, the company provides a proprietary technology platform that allows businesses to issue their own Visa cards to customers through its APIs, enhancing the payment experience. Through these services, Kyash aims to facilitate safe, quick, and convenient money transfers for both consumers and businesses.

TerraPay is a global payment network facilitating secure cross-border fund transfers. It connects financial service providers, enabling interpersonal transfers, e-payments, and government disbursements via mobile wallets. TerraPay offers platform-agnostic integration through standard APIs, reducing operational costs for partners while assuming end-to-end regulatory compliance.

Nomba is a fintech company that develops financial software and payment solutions in Africa. It offers business-focused tools such as savings features for businesses, card payments, POS terminals, and banking tools for management. The platform also enables individuals to pay bills, transfer money, buy airtime and TV subscriptions, and pay electricity bills, with withdrawals and data-subscription payments supported through digital channels and an agent network. It aims to make fintech services accessible and affordable by delivering digital payments and banking capabilities across channels in Africa.

Yoco is an African technology company that enables entrepreneurs and small businesses to accept secure payments online and in person through a single platform. Its product ecosystem includes payments, lending, and business software.

EuroPass facilitates travel arrangements for Chinese tourists, offering luxury accommodations, exclusive experiences, and convenient payment via WeChat.

Toss is a South Korea-based mobile financial service platform developed by the fintech startup Viva Republica, established in 2011 by Seunggun Lee in Seoul. The platform offers a range of services aimed at simplifying financial management for users, including peer-to-peer money transfers, credit score management, and bank account oversight. Additionally, Toss provides access to loan and insurance plans, facilitates bill splitting, and supports QR payments. These features collectively enable users to handle their financial needs efficiently and conveniently.

Xfers is a Major Payment Institution approved by the Monetary Authority of Singapore, specializing in e-money issuance services. The company operates a payment processing platform that facilitates credit card processing and internet banking transfers. By leveraging advanced technology, Xfers provides secure payment solutions to automate bank transfer payments, allowing users to efficiently pay, receive, and manage online transactions. The platform is designed to support businesses in accessing last-mile financial services, particularly catering to the underbanked population in the region.

Wave Mobile Money is a financial technology company focused on providing app-based solutions for saving, transferring, and borrowing money in Africa. With a mission to create the first cashless continent, Wave aims to address the challenge of limited access to banking services, as less than 10% of the African population has a bank account. The company is developing an inclusive financial network that offers no account fees and allows for instant transactions, making it accessible to a broader audience. By leveraging technology, Wave is creating affordable financial services that enable individuals to manage their money effectively, thereby fostering economic empowerment and contributing to poverty alleviation. Its platform supports various services, including deposits, withdrawals, bill payments, and money transfers, facilitating cashless transactions for users and businesses alike.

The Account-Nickel is a service bank account alternative and means of payment French , created in 2010 by the company Financière electronic payments (EPF), with the co-founders and developers the engineer in electronic Ryad Boulanouar 1 and the financial Hugues Bret 2 .

Xendit is a Southeast Asian fintech company that specializes in providing payment infrastructure primarily in Indonesia and the Philippines. Founded in 2014 by Moses Lo, Tessa Wijaya, Bo Chen, and Juan Gonzalez, Xendit offers a robust payment gateway platform that enables businesses to accept various forms of payments, including bank transfers, virtual accounts, and credit cards. The company simplifies payment processes through a suite of world-class APIs and an intuitive dashboard, allowing businesses to efficiently manage transactions, disburse payroll, and access loan services while also detecting fraud. By streamlining these financial operations, Xendit supports the growth of businesses in the region.

Netsize, a Gemalto company, is a leading provider of mobile operator micro-payment and messaging services. The company connects directly with mobile operators to offer solutions that enable clients to monetize mobile services effectively. Its services include selling digital goods, vending, ticketing, and value-added services such as mobile marketing and app store payments. With a payment and messaging network that reaches over 2 billion consumers, Netsize connects more than 1,000 merchants and service providers to over 160 mobile network operators across more than 50 countries. This extensive network allows Netsize to deliver customized In-App Payment, P-SMS, and Online and Direct Billing solutions. Employing over 250 telecom professionals, the company has local offices in 21 countries, facilitating quick market engagement and results-driven campaigns for its clients.

Qpass is a U.S.-based software provider that focuses on managing the full cycle of activities for business systems and value-added data services for wireless carriers and network operators. Founded in 1997, the company initially operated as a web payment service, offering a digital wallet solution that facilitated e-commerce transactions for participating merchants. Qpass's platform enables the marketing and merchandising of digital goods and services, managing content applications and services across mobile, VoIP, and Wi-Fi networks. The company provides essential functions such as authentication, transaction management, access control, billing, settlement, and customer care. In 2004, Qpass expanded its capabilities by acquiring Dublin-based Altamedius, a prominent European payment provider, to enhance its mobile commerce offerings. In 2006, Qpass was acquired by Amdocs Ltd., further integrating its solutions within the broader telecommunications landscape.