KeyBank

​PowerPay is a digital lending platform that connects consumers, contractors, and lenders to facilitate affordable financing for home improvement, healthcare, solar, and recreational vehicle (RV) projects. The company offers unsecured installment loans with terms up to 15 years, providing consumers with low, fixed monthly payments and no prepayment penalties. PowerPay's platform enables near-instant credit decisions and paperless processing, streamlining the borrowing experience. Contractors benefit from no merchant fees on core loan programs, allowing them to offer competitive pricing to clients.

CIL specializes in home development, office spacing, consulting, real estate, project, and property management services.

Liquidity Group is a pioneering financial asset management firm founded in 2018, recognized as the largest AI-based company in its sector globally. With $2.7 billion in assets under management, it operates across multiple regions, including North America, Asia-Pacific, Europe, and the Middle East, with offices in key financial hubs such as Tel-Aviv, Abu Dhabi, New York, London, Singapore, Tokyo, Mumbai, Boston, and San Francisco. The firm specializes in providing non-dilutive and equity financing to mid-market and late-stage companies, leveraging its patented machine learning and decision science technology to automate the debt lending cycle. This innovative approach allows Liquidity Group to deploy capital rapidly, with debt facilities and financial solutions ranging from $4 million to $80 million available in as little as 72 hours. The firm is supported by notable global financial institutions, positioning it as the fastest-growing lender in the industry.

People Helping People, Inc. (PHP) is a grassroots 501c3 non-profit Employment Programme dedicated to assisting low-income women and single mothers in reaching their full employment potential. PHP assists families in breaking the cycle of poverty by training low-income women how to earn a living wage.

NeighborWorks® Salt Lake is a non-profit organization that provides housing, resident leadership, and youth/economic development services.

The Children's Home Society of Idaho is a non-profit organization that offers emotional and behavioral health services to children.

SolAmerica Energy, LLC specializes in the ownership, operation, and sale of power generated from solar photovoltaic projects. The company offers comprehensive, end-to-end solar energy services that include financing options, site assessment, feasibility studies, system design, equipment selection, installation, and ongoing maintenance. It caters to a diverse clientele, including multinational corporations, government agencies, utilities, commercial businesses, and residential clients. Based in Atlanta, Georgia, with an additional office in Charlotte, SolAmerica Energy is committed to helping clients achieve sustainability goals and reduce energy costs through effective harnessing of solar power. The company operates as a subsidiary of Osaka Gas USA Corporation.

UJET, Inc. is a customer support software company that develops a cloud contact center platform tailored for modern customer experiences. Founded in 2015 and headquartered in San Francisco, with additional offices in New York and Seoul, UJET focuses on optimizing customer communications through voice and chat solutions. The platform integrates seamlessly with popular services like Salesforce, Zendesk, and Kustomer, enabling a unified approach to customer service that minimizes the need for customers to switch between different channels. By incorporating artificial intelligence, UJET enhances automation and boosts efficiency in customer interactions. Features such as online messaging, mobile capabilities, and a wait time messaging tool provide real-time updates, empowering agents to manage incoming calls effectively and resolve client issues promptly.

Zentist is a technology company focused on automating and simplifying insurance revenue cycle management (RCM) for multi-location dental service providers in the United States. Its flagship product, Remit AI, is a cloud-based RCM software that centralizes explanation of benefits (EOBs) and electronic remittance advice (ERA) data from over 700 payers. This streamlines payment posting and reconciliation while minimizing insurance denials through enhanced payer-specific data intelligence. By employing robotic process automation (RPA) and machine learning, Zentist automates tedious RCM tasks, such as insurance payment posting, thereby allowing dental practices to allocate more time to improving patient experiences. Based in San Francisco, Zentist has garnered support from leading investment firms during its Series A funding round.

Zeta Global Holdings is a data and analytics company that offers a comprehensive cloud-based marketing platform designed to help brands acquire, grow, and retain customers. Established in 2007 by David A. Steinberg and John Sculley, Zeta employs advanced analytics, machine learning, and extensive consumer intelligence to support enterprises across various industries, including financial services, telecommunications, and retail. Its flagship product, the Zeta Marketing Platform (ZMP), leverages identity data to analyze vast amounts of structured and unstructured data, enabling businesses to predict consumer intent and optimize marketing efforts. Headquartered in New York City, Zeta has over 1,000 employees and maintains Centers of Excellence in key locations such as Silicon Valley, Boston, London, and Hyderabad, alongside numerous other global offices. The company competes with major players in the marketing technology space, including Oracle, IBM, Salesforce, and Adobe.

Brothers Redevelopment provides safe and accessible housing solutions for Colorado’s low-income, elderly, and disabled residents.

Logan Ridge Finance Corporation is a closed-end, externally managed, non-diversified management investment firm that has chosen to be classified as a business development company.

Trinity Capital Inc. is a business development company based in Chandler, Arizona, focused on providing venture debt and equipment financing to emerging growth-stage companies. Established in 2019, the company specifically targets investments in private companies, including those backed by venture capital and institutional equity investors. Trinity Capital offers a range of debt solutions, including loans, revolving credit lines, senior debt, subordinated debt, and equipment financing. The firm collaborates closely with venture capital firms and technology banks to deliver tailored financial solutions that meet the unique needs of its clients. By specializing in sectors such as healthcare, information technology, consumer products, and energy, Trinity Capital positions itself as a key partner for innovative start-ups seeking capital while aiming to preserve equity.

Northwest Housing Alternatives are a non-profit organization that provides affordable housing development & homeless intervention services.

Ramaco Resources, Inc. is a producer and operator of metallurgical coal, primarily serving blast furnace steel mills and coke plants in the United States and international markets. Founded in 2015 and headquartered in Lexington, Kentucky, the company has a diverse portfolio of high-quality coal deposits totaling over 250 million tonnes. Key projects include the Elk Creek property in southern West Virginia, the Berwind coal property spanning the border of West Virginia and Virginia, the Knox Creek property in Virginia, and the RAM Mine in southwestern Pennsylvania. These strategically located assets position Ramaco to meet the demands of metallurgical coal consumers. The company is also exploring potential opportunities in rare earth elements and coal-to-carbon-based products in Sheridan, Wyoming.

Utah Community Action sets itself apart by offering a continuum of care that starts with solving immediate challenges and continues with programs that provide ongoing support and empowerment.They address the many factors that contribute to single generational, two-generational, and intergenerational poverty.

Global Net Lease is a real estate investment trust that specializes in acquiring and managing a globally diversified portfolio of commercial real estate properties. The company focuses on various segments, including industrial and distribution, multi-tenant retail, single-tenant retail, and office properties, with the industrial and distribution segment generating the majority of its revenue. Operating across the United States, United Kingdom, Canada, and Europe, Global Net Lease engages in the ownership, management, leasing, acquisition, investment, and sale of its portfolio assets. The company aims to provide stable quarterly dividends and inflation protection to its stakeholders, positioning itself as a reliable player in the commercial real estate market.

Habitat for Humanity of Metro Denver builds and sells homes to hard-working families in need of decent and affordable housing.

SmartStop Self Storage, headquartered in Ladera Ranch, California, specializes in the ownership and operation of self-storage facilities across the United States. It is currently one of the seven largest players in this sector. The company offers a range of storage solutions tailored to diverse needs, including personal storage for households, business storage for commercial clients, office storage, vehicle storage, and student storage.

Neighborhood Allies is a unique community development partner.

Ranked a Best Children's Hospital by US News & World Report, Akron Children's is the largest pediatric provider in northeast Ohio. With two pediatric hospitals, and 20 primary care and 67 pediatric specialty locations, we handle more than 600,000 patient visits a year. We also serve as a major teaching affiliate of Northeast Ohio Medical University, and offer a number of pediatric subspecialty fellowship programs.

Junior Achievement of Western PA is a social progress-based agency that inspires and prepares young people to succeed through various norms.

McCuire Memorial's main campus, located in the town of New Brighton, PA, has served those who are physically or developmentally challenged, including those with profound multiple, complex disabilities, since it opened in 1963. McGuire Memorial, a non-denominational, not-for-profit facility sponsored by the Felician Sisters of North America and the Diocese of Pittsburgh, is open to people of all faiths and backgrounds.

Crossroads Foundation is non profit organisation, they believe that, in a broken world that sees too much suffering, we should do all we can to link those who are in need with those who can help.

Community Foundation of Fayette County is committed to helping define charitable needs, connecting donors.

Mercyhurst Preparatory School offers a wide range of courses at the college prep, honors, and International Baccalaureate (IB) levels. They focus on reading, discussion, problem-solving, research skills, and academic writing.

Watson Institute Philippines is innovating the field of tertiary education by providing world class education.

Aquinas Academy provides education services.

The Extra Mile Education Foundation supports the education of urban children in select Pittsburgh parochial elementary schools.

Holy Family Foundation is a charitable religious organization.

Washington County Community Foundation improves the quality of life by promoting and enabling philanthropy.

Lifesteps provides children, families, adults with special needs, and seniors with medical services and developmental programs. They provide individual care for intellectual, developmental, or physical disabilities. They provide child care, pre-school services, behavioral support, and a kindergarten program. They also provide senior care services, Alzheimer's disease services, language and hearing services, and much more.

Warren-Forest Counties Economic Opportunity Council provides programs and services to reduce the number of individuals and families living in poverty.

Greater Erie Community Action Committee transforms lives, embraces the spirit of hope, strengthens communities, and makes a better place to live.

Poise Foundation's objective is to help the Black community achieve self-sufficiency through strategic leadership, collective giving, grantmaking, and advocacy.

Angels’ Place is a non-profit organization that provides homes and services to people with developmental disabilities. They offer accessible, affordable education and care for families who need it most and also offer a community of joy, learning, and discovery for single parents and their children. They provide a safe and nurturing environment for parents and children.

At West 50th Barber Shop, we proudly serve Hells Kitchen, NY, Midtown West, NY, and surrounding areas, providing high-quality barber services and expertise. We distinguish ourselves as more than a typical barber shop by specializing in a variety of premium services including traditional haircuts, modern styling, and meticulous waxing. Our seasoned professionals work diligently to ensure you leave with not only a fantastic haircut but also a rejuvenating experience. Discover why West 50th Barber Shop is highly preferred by locals for their grooming needs. Visit us today for an authentic barber experience!

Imani Christian Academy embraces all children in society, particularly the underserved, and transforms them spiritually, academically, physically, and socially, to pursue lives of purpose and contribution.

Fund for Advancement of Minorities through Education empowers education services.

Cinnaire is a community development financial partner based in Lansing, Michigan, established in 1993. The organization focuses on supporting community and economic development initiatives by forming partnerships with mission-driven organizations and investors. Cinnaire aims to create opportunities for individuals in need by deploying capital and expertise to encourage community-driven revitalization. The organization has invested $4.2 billion, leading to over $7 billion in community impact. Additionally, Cinnaire manages real estate funds, such as the Cinnaire Fund for Housing 37, which targets investments in senior and student housing across several states, including Illinois, Indiana, Michigan, Minnesota, and Wisconsin.

BlueWave is committed to transforming access to renewable energy with a focus on solar solutions. As a pioneering developer and service provider of community solar projects, the company has completed over 135 megawatts of solar installations, enabling thousands of customers across the country to participate in the energy transition. BlueWave offers innovative community solar subscriptions and home solar loans that cater to a diverse audience, including homeowners, renters, small business owners, municipalities, and commercial building operators. Its advanced Solar Management Platform streamlines management for solar asset owners and installers, while providing customers with an accessible online dashboard to manage subscriptions and account activity. Recognized as a certified B Corporation, BlueWave has received accolades for its environmental efforts, including being named Clean Energy Company of the Year by the Northeast Clean Energy Council and featured in the Inc. 5000 lists as a top growth company.

Bridgeway Capital is a Pittsburgh-based organization established in 1990 that focuses on fostering business growth and social impact in western Pennsylvania. The company provides flexible, alternative financing and educational resources to small businesses and nonprofits, enabling them to thrive and create positive economic and social outcomes. By collaborating with lending partners such as banks and credit unions, Bridgeway Capital ensures that these entities have access to the necessary funding for success. Its initiatives aim to generate job opportunities, stimulate healthy competition, and strengthen communities, ultimately contributing to regional economic development and the preservation of essential social services. Through its commitment to bridging entrepreneurial ideas and practical business solutions, Bridgeway Capital plays a significant role in enhancing the local economy.

Founded by entrepreneurs for entrepreneurs, Trailhead is the place to find resources, explore new technologies, and create something all your own. From our casual, yet connected coworking space to high-octane workshops, we’re dedicated to giving entrepreneurs access to the tools and connections they need to build something with impact.

Gautier Steel Ltd. is a manufacturer specializing in hot rolled carbon and alloy products, including flats, sharp cornered squares, and special sections. Established in 1998, the company is headquartered in Johnstown, Pennsylvania, with an additional facility in Cleveland, Ohio. Gautier Steel operates three bar mills and a modern plant equipped with in-house straightening capabilities, a metallurgical and testing lab, and specialized packaging options. Its product range serves various industries, such as construction, cold drawing, material handling, railroad, and primary aluminum, ensuring timely delivery and adherence to client specifications. The company’s advanced rolling mill enables the production of a diverse array of shapes and sizes, catering to the specific needs of its customers.

National Health Investors is a healthcare real estate investment trust that focuses on financing healthcare properties through first mortgage loans and purchase and leaseback transactions. The company engages in various financial activities, including leaseback agreements and construction financing, to support the development and operation of healthcare facilities. By providing capital to healthcare providers, National Health Investors plays a crucial role in the healthcare real estate market, facilitating access to essential services in the sector.

Healthcare Trust, Inc. is a publicly registered real estate investment trust that specializes in acquiring a diverse range of healthcare real estate assets. The company primarily focuses on seniors housing and medical office buildings located throughout the United States. By developing a varied portfolio of medical real estate properties, Healthcare Trust aims to meet the growing demand for healthcare facilities while providing essential services to the aging population.

RecNation RV & Boat Storage is a company that specializes in the ownership, operation, and development of facilities designed for the storage of recreational vehicles and marine equipment. The company provides a range of services to enhance the storage experience, including advanced security measures, well-maintained facilities, and electrical amenities. In addition, RecNation offers concierge services to assist customers in managing their storage needs, ensuring that they can enjoy their recreational activities with peace of mind. Through its focus on quality and customer service, RecNation aims to be a leader in the recreational and marine vehicle storage sector.

The Genesis Community Loan Fund provides innovative financing by soliciting investment loans from individuals, churches, corporations, and foundations, and then re-lending the money at favorable terms to nonprofit organizations developing affordable housing and community facilities for underserved people and communities throughout Maine.

Origis Energy Ltd. is a solar development and construction firm focused on large-scale solar photovoltaic (PV) projects across Belgium, Greece, Italy, Slovakia, and the United States. Established in 2008 and headquartered in Limassol, Cyprus, the company specializes in designing, building, and operating solar farms that provide clean electricity to utilities, corporations, and communities. Origis Energy manages the entire project lifecycle, offering services that encompass site assessment, project development, engineering, procurement, construction, and long-term operations and maintenance. Additionally, the company provides asset management services, which include regulatory monitoring, cash management, and financial reporting. It also offers performance management services, emphasizing plant performance analysis and operational efficiency. Origis Energy is committed to delivering clean energy solutions while facilitating equity and debt financing for its projects.

UBIZ Venture Capital (UVC) is a specially designed platform aimed at providing equal opportunities to small businesses that have been historically underserved or disadvantaged. UVC achieves this by offering comprehensive pre-loan counseling and technical training, which are integral components of its service delivery model. The primary objective of UVC is to empower small businesses with the necessary knowledge and resources to compete and grow in their respective industries while also granting access to capital.

OvationCXM is a prominent provider of customer experience management solutions, specializing in the integration of artificial intelligence to enhance customer journeys. The company offers a comprehensive platform that empowers enterprises to identify and address friction points in real time across digital platforms, back-office operations, and partner interactions. This innovative platform features journey orchestration, knowledge management, generative AI, dynamic chat capabilities, and partner connectivity, all designed to deliver actionable, data-driven insights. By enabling businesses to achieve complete visibility and control over their customer experiences, OvationCXM supports revenue security, profitable growth, and the cultivation of customer loyalty and employee retention.

Arevon Energy is a prominent renewable energy company focused on providing clean, reliable, and cost-effective energy solutions to utilities and businesses across the United States. The company specializes in the development, construction, financing, ownership, and operation of utility-scale solar and energy storage projects, as well as solar-plus-storage and distributed generation assets. Additionally, Arevon offers comprehensive asset management services, including commercial, financial, and performance management, to ensure the sustainability of its clients' business models while delivering renewable energy. Through its innovative approaches, Arevon Energy plays a significant role in advancing the transition to sustainable energy sources.

AMP Solar Group is a company that specializes in the development, ownership, and operation of renewable energy projects aimed at utility-scale distribution. It focuses on the generation and storage of clean energy, utilizing an infrastructure that is enhanced by proprietary technology and data analytics. By employing advanced risk management tools, AMP Solar Group delivers dispatchable, affordable, and resilient power solutions that not only meet the needs of its customers but also contribute to the reliability and security of the energy grid. The company's efforts support the broader global transition towards sustainable energy sources.

Jacmel Growth Partners is a private equity firm founded in 2015 and headquartered in Brooklyn, New York. The firm specializes in providing growth capital to companies within the lower middle market, with a particular focus on sectors such as infrastructure services, information services, and tech-enabled business services. Jacmel Growth Partners prioritizes investments in companies that address environmental, social, and governance (ESG) issues, reflecting its commitment to responsible investing while seeking opportunities for sustainable growth.

GradFin LLC is a student loan platform based in Arlington, Virginia, that was incorporated in 2015. The company focuses on educating student loan borrowers and providing them with tools to manage their loan situations effectively. GradFin matches clients with qualified student loan consultants who assist them in selecting suitable repayment plans. Its offerings include new student loans, refinancing options, personal loans, mortgages, car refinances, and credit cards. Additionally, GradFin provides free access to student loan counselors who guide clients through the decision-making process using research and analysis. The company also hosts webinars and town halls to further educate borrowers and offers customized repayment programs, helping clients repay their loans more efficiently while also planning for future savings.

EarnUp Inc. is a fintech company based in San Francisco, California, that focuses on automating loan payments for consumers. Established in 2013, EarnUp's platform is designed to assist over 200 million Americans with debt by intelligently managing their financial obligations, including home mortgages, student loans, auto loans, and personal loans. The service allows users to set aside small amounts of money when financially feasible, which are then used to make loan payments on their behalf. By synchronizing micro-payments with users' income and lifestyle, EarnUp aims to streamline the debt repayment process and help individuals regain control over their finances, ultimately enabling them to pay off their debts more efficiently.

Installed Building Products is a leading installer of insulation and complementary building products for residential and commercial projects across the United States. The company specializes in various types of insulation, including fiberglass, spray foam, and cellulose, catering primarily to the residential new construction market. In addition to insulation, Installed Building Products offers a wide range of other products such as waterproofing, fire-stopping and fireproofing solutions, garage doors, rain gutters, window blinds, shower doors, and closet shelving. The company operates through three segments: Installation, Manufacturing, and Distribution, with the majority of its revenue derived from its Installation segment.

American Health Properties provides and offers financial support and assistance on buildings. It focuses on growing medical office buildings, skilled nursing facilities, and senior housing communities. American Health Properties was founded in 2011 and is based in California, USA.

XUP Payments is a vertically focused payment platform that develops digital payments software for financial institutions. It provides a seamless connection between financial services, processors, merchants, and ultimately customers. XUP's platform removes the friction that merchants face when onboarding and managing their payments experience. XUP Payments was founded in 2019 and is headquartered in Charlotte, North Carolina.

Espresso Capital is a Toronto-based lending firm established in 2009 that specializes in providing non-dilutive capital to early and growth stage technology companies. With a focus on founder-friendly financing, it offers lines of credit and term loans that enable entrepreneurs to grow their businesses without the constraints of equity dilution, board seats, or personal guarantees. Espresso Capital has supported over 230 companies across various sectors, including business products and services, energy, healthcare, and information technology. The firm aims to facilitate growth and enhance strategic flexibility for its clients by delivering fast, fair, and flexible capital solutions.

Neighborhood Allies is a unique community development partner.

Plus Power is a company focused on the development, ownership, and operation of independent battery energy storage systems. Its technology is designed to enhance the flexibility of the electrical grid by providing capacity, energy, and ancillary services. By enabling the swift integration of renewable energy sources, Plus Power helps manage fluctuations in power generation by storing excess energy and reinjecting it into the grid when demand arises. This approach allows for a more efficient and reliable energy system, facilitating the transition toward a renewable energy landscape.

XUP Payments is a vertically focused payment platform that develops digital payments software for financial institutions. It provides a seamless connection between financial services, processors, merchants, and ultimately customers. XUP's platform removes the friction that merchants face when onboarding and managing their payments experience. XUP Payments was founded in 2019 and is headquartered in Charlotte, North Carolina.

AQN Strategies is a consulting firm specializing in financial consulting services designed to deliver value-based strategies to clients in the financial sector, including fintech companies and international banks. The firm leverages rigorous data analysis and its deep expertise across the credit and payments value chain to provide tools, strategic guidance, and analytical resources. AQN Strategies assists clients in identifying unprofitable products, marketing channels, and risk categories, while also guiding lenders through processes such as divestment and investment in new market segments. By focusing on performance optimization of existing accounts, the firm enables its clients to make informed, actionable decisions that enhance their overall financial performance.

The Neighborhood Academy is a faith-based, independent school that aims to break the cycle of generational poverty by empowering students and preparing them for college and citizenship.

Avantus is a developer of large-scale solar and solar-plus-storage projects, focusing on promoting the adoption of zero-emission energy solutions. The company is committed to creating sustainable and efficient energy systems that minimize carbon footprints while enhancing environmental stewardship. Leveraging advanced technologies and engineering expertise, Avantus develops innovative infrastructure solutions that include smart grids, intelligent transportation systems, and resilient urban infrastructure. These initiatives are aimed at improving the performance and reliability of energy projects, enabling clients to achieve above-market profitability and strong financial returns on utility-scale solar and storage ventures. Through its dedication to advancing clean energy, Avantus is positioned to make significant contributions to the growth of renewable energy sources.

eLearning Brothers is a prominent player in the corporate learning technology sector, founded in 2009. The company offers a comprehensive suite of integrated tools for learning development and delivery, including its renowned authoring tool, Lectora, and the virtual reality course builder, CenarioVR. They provide an extensive library of professionally-designed eLearning templates, game modules, and courses, which aid learning developers in creating effective educational content. Additionally, eLearning Brothers specializes in custom learning solutions and offers a learning management system to facilitate the delivery and tracking of learning materials and learner progress. The company has gained recognition for its innovative approach to eLearning, making it a valuable resource for organizations looking to enhance their training programs.

Scene75 Entertainment operates a chain of entertainment centers primarily located in the Midwest United States. These centers offer a wide range of activities including electric go-karts, blacklight mini-golf, two-story laser tag, arcade games, virtual reality experiences, inflatables, and mini-bowling. Additionally, each location features a restaurant and bar, providing visitors with dining options alongside their entertainment choices. The company's business model allows customers to pay only for the activities they choose to participate in, without any admission or parking fees, offering flexibility for both short and extended visits.

Scout Clean Energy, LLC is a Boulder, Colorado-based renewable energy development company that specializes in the development and operation of wind and solar power projects. Founded in 2010, the company focuses on all aspects of project development, including leasing, permitting, interconnection, power marketing, finance, construction, and asset management. Scout Clean Energy is involved in the construction of major wind farms across the United States, Canada, and Mexico, aiming to provide affordable and clean energy solutions while fostering innovation and infrastructure in the renewable energy sector.

Vivint Solar, based in Lehi, Utah, specializes in providing residential solar energy solutions in the United States. The company designs, installs, and maintains solar energy systems for homeowners, offering flexible financing options including power purchase agreements and leases. Vivint Solar also provides solar plus storage systems with LG Chem home batteries and electric vehicle chargers with ChargePoint Home. As of 2019, the company had an aggregate capacity of 1,294.0 megawatts, serving approximately 188,300 homes.

Bolstr Inc. is an online lending platform based in Chicago, Illinois, that connects small and medium-sized businesses with investors seeking to support growth initiatives. Established in 2010, the platform enables businesses in sectors such as manufacturing, retail, and food and beverage to raise both short-term and long-term loans. Bolstr employs a unique revenue share investment structure, allowing businesses to repay loans through fixed monthly payments that align with their gross sales performance. This flexible payback system alleviates financial strain during seasonal fluctuations in revenue. Additionally, Bolstr offers a resource called The Vault, which provides actionable insights and guidance from experienced industry experts to help emerging businesses navigate their growth challenges. As of 2018, Bolstr operates as a subsidiary of KeyCorp.

ConnCAT provides job-training programs intended to give unemployed and underemployed adults the skills needed to secure meaningful jobs in the health sciences and culinary professions. They also offer adult programs, career pathways program, and youth programs.

Baceline Investments is a private real estate investment and management company based in Colorado, established in 2003. The firm is dedicated to enhancing communities in America's Heartland by acquiring and revitalizing neighborhood shopping centers in value-rich markets. Baceline emphasizes building strong relationships with key stakeholders and adopts a strategic approach to commercial real estate investing. Through its experience and expertise, Baceline has created opportunities for growth and success for communities, investors, and tenants alike. The company's focus on discovering valuable real estate opportunities has led to a significant positive impact on its partners since its inception.

JumpStart Inc., established in 2003, is a Cleveland, Ohio-based non-profit organization dedicated to fostering economic growth through entrepreneurship. It provides intensive support to early-stage, high-potential companies in Ohio, focusing on minority and women entrepreneurs. Additionally, JumpStart collaborates with regional leaders to strengthen Ohio's entrepreneurial ecosystem and attract resources for entrepreneurs. Its investment arm, Jumpstart Ventures, focuses on early-stage venture capital, primarily in the healthcare device and supply sectors.

HelloWallet, LLC, established in 2008 and based in Washington, D.C., develops and supports online financial services software products aimed at helping employers and employees manage various accounts, including checking, savings, retirement, healthcare, credit cards, loans, mortgages, and investments. The company's platform offers personalized guidance for emergency savings, retirement planning, debt reduction, budgeting, and tracking tools to help users achieve their financial goals. HelloWallet also provides wellness assessment products, employee needs analysis, financial health assessments, and data-driven business impact evaluations. Additionally, the company operates on a double bottom line business model, donating one subscription to a family in need for every five subscriptions sold through philanthropic partners.

sPower is an independent power producer based in Salt Lake City, with additional offices in San Francisco, Long Beach, and New York City. The company specializes in owning and operating renewable energy generation systems, including wind, solar, and storage facilities, across the United States and the UK. With an extensive portfolio that includes over 150 utility and distributed generation systems and a combined capacity of 6.7GW across operating, construction, and development stages, sPower is actively engaged in acquiring utility-scale renewable assets at various stages of development. The company also provides construction and operational management services, contributing to local economies through payments to landowners and revenues for local governments, while focusing on reducing carbon emissions and delivering affordable, reliable energy to consumers.

CoreSite Realty Corporation specializes in the ownership, development, and operation of data centers across key markets in the United States, including Los Angeles, the San Francisco Bay Area, Northern Virginia, Chicago, and New York City. The company provides secure and reliable data center solutions that facilitate cloud access and interconnection services. Its diverse customer base includes enterprises, communications service providers, media and content companies, government agencies, and educational institutions. CoreSite's offerings, which include cloud networking, interconnect gateways, and customizable hybrid IT infrastructure, enable customers to optimize their performance-sensitive data and applications. With a dedicated workforce, CoreSite emphasizes delivering high-quality services and fostering long-term relationships with its clients.

First Niagara Financial Group, a Delaware corporation, operates as the holding company of the Bank. The reorganization has resulted in Niagara Bancorp owning all of the Bank's common stock. Purchasers in the offering currently hold 45.4% of Niagara Bancorp's common stock, with the charitable foundation and Mutual Company holding 1.3% and 53.3% respectively. The Mutual Company must maintain a majority ownership in Niagara Bancorp. This holding company structure enables the group to have flexibility in its operations, expansion, and diversification strategies.

First Niagara Bank is federal insurance corporation.

AvidXchange, Inc. is a leading provider of accounts payable automation and payment solutions specifically designed for mid-sized companies in various sectors, including banking, construction, healthcare, hospitality, real estate, and technology. Founded in 2000 and headquartered in Charlotte, North Carolina, AvidXchange streamlines invoice and payment processes, processing over $140 billion in transactions annually through a network of more than 680,000 suppliers. The company's comprehensive software suite includes tools for purchase order management, invoice handling, payment processing, check printing, and utility bill management. With a workforce of approximately 1,500 employees and additional offices in several states, AvidXchange has established itself as a prominent player in the fintech space, transforming how approximately 6,000 customers across North America manage their accounts payable and payment workflows.

Cedar Realty Trust, Inc. is a real estate investment trust that specializes in the ownership, operation, and redevelopment of grocery-anchored shopping centers located in high-density urban markets between Washington, D.C. and Boston. Its portfolio consists of 54 properties, totaling approximately 8.2 million square feet of gross leasable area. The company generates its revenue primarily through rents and reimbursements for operating expenses from long-term leases with tenants. Cedar Realty Trust is committed to creating long-term value and maintaining strong relationships with its tenants, focusing on core markets that offer growth potential.

Pacific Crest Securities is the leading investment bank focused exclusively on technology. They provide research, institutional sales and trading, and investment banking services to technology investors and companies worldwide.

Compass Datacenters specializes in designing and constructing data centers tailored to meet the specific needs of enterprise clients, SaaS providers, cloud computing companies, and service providers. The company offers build-to-order services, featuring a patented architecture that ensures scalability, low cost of ownership, and rapid deployment times. By providing extensive customization options, Compass enables its customers to efficiently address their unique data center requirements.

OnDeck is a technology-enabled financial platform founded in 2006 and headquartered in New York City. The company specializes in providing loan financing to small and medium-sized businesses, addressing the challenges they face in accessing capital. OnDeck employs proprietary software to analyze operational data from businesses, utilizing algorithms to determine loan eligibility based on actual performance rather than just personal credit scores. This innovative approach allows OnDeck to deliver a range of financing options, including short-term and unsecured loans, thereby enabling small businesses to secure the funds they need quickly and effectively. By focusing on performance-based assessments, OnDeck fills a critical gap in the market, offering credit solutions that traditional banks may not provide.

ByteGrid Holdings LLC is a provider of data center and IT infrastructure services based in Annapolis, Maryland. Founded in 2010, the company specializes in the ownership, development, and operation of compliant-grade data centers that cater to both regulated and nonregulated industries. ByteGrid offers a range of services, including managed and hybrid cloud hosting, private and virtual private cloud solutions, as well as dedicated hosting options with managed Linux and Windows servers. Additionally, the company provides colocation services, comprehensive security features like firewalls and intrusion detection, and collaboration tools such as Microsoft Exchange and SharePoint. ByteGrid serves various sectors, including financial services, government, healthcare, and media, helping organizations enhance data accessibility, performance, and security while transitioning their IT infrastructure to the cloud. It operates as a subsidiary of Lincoln Rackhouse.

Compass Datacenters specializes in designing and constructing data centers tailored to meet the specific needs of enterprise clients, SaaS providers, cloud computing companies, and service providers. The company offers build-to-order services, featuring a patented architecture that ensures scalability, low cost of ownership, and rapid deployment times. By providing extensive customization options, Compass enables its customers to efficiently address their unique data center requirements.

First Wind Holdings is an independent wind energy company dedicated to the development, ownership, and operation of utility-scale wind farms across North America. The company specializes in creating sustainable energy solutions, primarily focusing on projects in the northeastern and western regions of the United States, as well as Hawaii. Currently, First Wind operates seven wind farms that collectively produce 504 megawatts of energy. In addition to its operational projects, First Wind is actively developing new wind energy initiatives through various subsidiary companies, emphasizing its commitment to expanding the renewable energy landscape.

EverTrust is a stock company that replaces Mutual Bancshares as the holding company for Everett Mutual Bank; Commercial Bank of Everett; I-Pro, Inc.; and Mutual Bancshares Capital Inc. After the conversion, EverTrust intends to acquire or organize other operating subsidiaries, although it currently has no specific plans or agreements to do so. At March 31, 1999, Mutual Bancshares had assets of $452.1 million, deposits of $375.9 million and retained earnings of $52.1 million. Mutual Bancshares is a bank holding company which owned four subsidiaries at March 31, 1999: Everett Mutual Bank, Commercial Bank of Everett, I-Pro, Inc. and Mutual Bancshares Capital, Inc. The business of Mutual Bancshares is conducted primarily by Everett Mutual Bank, whose operations are enhanced by the activities and operations of Mutual Bancshares' other three subsidiaries. Mutual Bancshares' business activities generally are limited to passive investment activities and oversight of its investment in Everett Mutual Bank. Accordingly, the information regarding Mutual Bancshares' business, including consolidated financial statements and related data, relates primarily to Everett Mutual Bank.

Open Solutions offers collaborative core account processing technology tailored for banks, thrifts, and credit unions, alongside a comprehensive suite of supporting services. The company's software-enabled outsourcing solutions enhance various operational functions, including data processing, document management, transaction information, and client reporting. Additionally, Open Solutions provides tools for cash management, general ledger operations, profitability analysis, loan origination, payroll processing, electronic bill payment, and funds transfer services. This diverse range of offerings positions Open Solutions as a key partner for financial institutions seeking to improve efficiency and streamline their operations.

Leasetec a leading privately-held equipment leasing company. Leasetec is a worldwide company specializing in lease programs for high technology vendors and distributors. The company has 40 offices in the U.S., Europe, Pacific Rim, and Canada and operates through eight business units.

MSP Communications is a Minneapolis-based content marketing agency with over 43 years of experience in delivering effective and persuasive content across various channels, including owned, earned, and paid media. The agency caters to a diverse clientele, including market leaders in business, technology, healthcare, and consumer brands, who rely on its expertise to develop and implement sustainable content marketing programs. MSP Communications has produced nearly 200 publication titles for Fortune 100 companies, associations, and small to mid-sized corporations. By offering a range of services, including digital strategy, advertising, blogs, infographics, and thought leadership, the company ensures that its content marketing initiatives are scalable and seamlessly integrate with traditional marketing efforts.