Commerce Ventures

BloomCredit is a fintech platform focused on enhancing the financial eligibility of individuals who have been declined for lending products. Founded in 2016 and based in New York, the company employs a data-driven approach to provide actionable insights and guidance. By collaborating directly with lenders, BloomCredit conducts consumer credit analysis and ongoing credit monitoring, notifying lenders when applicants meet eligibility criteria. This process not only helps consumers improve their financial health but also increases their chances of securing loans. Additionally, BloomCredit offers advanced developer-friendly API solutions that promote and monitor credit health, fostering trust between consumers and financial institutions.

Monnai offers a global financial platform and API infrastructure that enables fintechs and financial institutions to access real-time credit decisions, aggregated financial and digital insights, and end-to-end onboarding, trust and fraud risk management, underwriting, and debt collections. The platform delivers over 500 insights to support decisions across the customer lifecycle and via a unified API streamlines onboarding and related processes, helping businesses reduce costs and grow assets and revenue.

Credit Mountain is a fintech company offering a SaaS solution that enables lenders to provide rejected borrowers with a pathway to approval.

Credit Mountain is a fintech company offering a SaaS solution that enables lenders to provide rejected borrowers with a pathway to approval.

BloomCredit is a fintech platform focused on enhancing the financial eligibility of individuals who have been declined for lending products. Founded in 2016 and based in New York, the company employs a data-driven approach to provide actionable insights and guidance. By collaborating directly with lenders, BloomCredit conducts consumer credit analysis and ongoing credit monitoring, notifying lenders when applicants meet eligibility criteria. This process not only helps consumers improve their financial health but also increases their chances of securing loans. Additionally, BloomCredit offers advanced developer-friendly API solutions that promote and monitor credit health, fostering trust between consumers and financial institutions.

Founded in 2018, Grow Credit helps consumers build or establish credit history using their existing subscription accounts such as Netflix, Disney Plus, Spotify, and cell phone bills. The platform offers a free service that extends loans to cover subscription costs, with premium plans available for additional features.