Viola Group

Blue Onion Labs Inc., incorporated in 2020 and based in Albany, New York, develops a software platform tailored for finance and accounting teams to trace and reconcile financial transactions across various systems. The company's offerings include data matching software that provides transaction validation, data management, and integration with back-end systems. By automating the financial close process, Blue Onion Labs aims to eliminate repetitive tasks, thereby enhancing efficiency and accuracy for its clients. The platform empowers finance and accounting professionals to work more effectively while ensuring control and compliance in their financial operations.

Sympera AI is a technology company that provides a platform for relationship managers in the banking sector. This platform uses artificial intelligence to analyze client behavior, predict client needs, and offer tailored sales strategies. It helps bankers identify suitable clients, engage in meaningful conversations, and grow their client portfolios. Sympera's team specializes in developing AI-based solutions specifically for the banking industry to address gaps in relationship management.

Duetti is a music fintech company that provides financial solutions tailored for independent musicians. It specializes in purchasing catalog rights and monetizing these assets through data-driven marketing and social media strategies. By offering artists quick access to catalog sales, Duetti unlocks new investment opportunities and empowers musicians to pursue their professional and personal aspirations. The company also delivers data-informed pricing for established tracks, enabling artists to sell individual tracks or portions of their work. Through its innovative approach, Duetti aims to enhance the financial prospects of musicians while maximizing the potential of their musical catalog.

Duetti is a music fintech company that provides financial solutions tailored for independent musicians. It specializes in purchasing catalog rights and monetizing these assets through data-driven marketing and social media strategies. By offering artists quick access to catalog sales, Duetti unlocks new investment opportunities and empowers musicians to pursue their professional and personal aspirations. The company also delivers data-informed pricing for established tracks, enabling artists to sell individual tracks or portions of their work. Through its innovative approach, Duetti aims to enhance the financial prospects of musicians while maximizing the potential of their musical catalog.

Obligo, Inc. is a financial technology company based in New York, established in 2017, that offers innovative solutions to eliminate the traditional security deposit requirement for renters and landlords. Through its unique platform, Obligo allows tenants to provide landlords with a limited credit-backed billing authorization instead of cash deposits, significantly streamlining the move-in process. This model enables landlords to secure their interests while giving tenants the ability to hold onto their cash. In the event of property damage or claims at the end of a tenancy, Obligo facilitates immediate payments to landlords while permitting tenants to repay the claim in manageable installments. By leveraging Open Banking technology and AI-based underwriting, Obligo aims to enhance fairness, trust, and transparency in the tenant-landlord relationship.

PayZen is a healthcare fintech startup focused on addressing the increasing burden of patient payment responsibilities. Founded in San Francisco in 2019 by Ariel Rosenthal, Itzik Cohen, and Tobias Mezger, the company offers a payment platform that allows patients to manage their out-of-pocket medical bills through convenient and transparent installment plans. By utilizing artificial intelligence-powered risk assessment tools, PayZen provides tailored payment options that enhance affordability for patients while improving cash flow for medical providers. This innovative approach enables healthcare providers to concentrate on delivering care rather than handling financial transactions, ultimately leading to better financial outcomes for both parties.

PayZen is a healthcare fintech startup focused on addressing the increasing burden of patient payment responsibilities. Founded in San Francisco in 2019 by Ariel Rosenthal, Itzik Cohen, and Tobias Mezger, the company offers a payment platform that allows patients to manage their out-of-pocket medical bills through convenient and transparent installment plans. By utilizing artificial intelligence-powered risk assessment tools, PayZen provides tailored payment options that enhance affordability for patients while improving cash flow for medical providers. This innovative approach enables healthcare providers to concentrate on delivering care rather than handling financial transactions, ultimately leading to better financial outcomes for both parties.

Ember Digital Limited is a London-based company that provides software designed to automate accounting and tax processes for contractors and small businesses. The platform leverages Open Banking and Machine Learning to streamline the entire accounting workflow, from bank transaction processing to tax submission. It offers features such as real-time transaction classification, generation of accounting reports, invoicing, payroll management, tax estimation, and filing with HMRC. By integrating these functions into a single platform, Ember aims to eliminate the need for costly accounting software and manual bookkeeping, allowing users to manage their finances more efficiently while reducing overall costs. Incorporated in 2019, Ember positions itself as an innovative solution in the financial technology sector.

Belong, a revolutionary wealth-building platform. Belong strives to make wealth-building opportunities available to a broader market, with a concentration on professionally employed millennials.

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces and digital platforms such as cloud accounting and e-invoicing systems. Founded in 2018, Hokodo offers a user-friendly digital platform that integrates easily with existing systems, streamlining the order-to-cash process. Their services include Invoice Protection, which safeguards businesses against unpaid invoices, and Secure Freight, which protects goods during transit or storage. Additionally, Hokodo enables real-time credit assessments, allowing merchants to make informed decisions regarding credit terms, protect themselves against bad debt, and access working capital financing options. Through these innovations, Hokodo aims to enhance the safety and efficiency of B2B transactions across Europe.

Duetti is a music fintech company that provides financial solutions tailored for independent musicians. It specializes in purchasing catalog rights and monetizing these assets through data-driven marketing and social media strategies. By offering artists quick access to catalog sales, Duetti unlocks new investment opportunities and empowers musicians to pursue their professional and personal aspirations. The company also delivers data-informed pricing for established tracks, enabling artists to sell individual tracks or portions of their work. Through its innovative approach, Duetti aims to enhance the financial prospects of musicians while maximizing the potential of their musical catalog.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Viably is a financial platform tailored for online sellers, focused on enhancing their cash flow and banking solutions. The company provides an application that integrates a comprehensive financial toolset, offering users real-time information and tips for effective financial management. By simplifying money management and facilitating easy access to finance, Viably aims to empower ecommerce businesses to streamline their daily financial operations, ensuring they can navigate their financial landscape with greater efficiency.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

Duetti is a music fintech company that provides financial solutions tailored for independent musicians. It specializes in purchasing catalog rights and monetizing these assets through data-driven marketing and social media strategies. By offering artists quick access to catalog sales, Duetti unlocks new investment opportunities and empowers musicians to pursue their professional and personal aspirations. The company also delivers data-informed pricing for established tracks, enabling artists to sell individual tracks or portions of their work. Through its innovative approach, Duetti aims to enhance the financial prospects of musicians while maximizing the potential of their musical catalog.

NsKnox Technologies is a Boston-based fintech and security company founded in 2016 by Alon Cohen. It focuses on revolutionizing the protection of corporate payment systems through its innovative approach to Cooperative Cyber Security (CCS). NsKnox provides advanced fraud prevention technology designed to safeguard organizations against a range of threats, including insider attacks, external fraud, social engineering, and data manipulation. By detecting these threats in real-time, the company's solutions enhance payment security across all systems, ensuring that transactions are processed smoothly and reach their intended beneficiaries without complications.

Balance is a digital payments platform based in Tel Aviv, Israel, founded in 2019 by Bar Geron and Yoni Shuster. The company specializes in enhancing the B2B online purchasing experience for both buyers and vendors. Balance's platform processes online payments using a machine learning engine that provides real-time authentication and financial risk assessment, offering businesses flexibility in payment timing.

PayZen is a healthcare fintech startup focused on addressing the increasing burden of patient payment responsibilities. Founded in San Francisco in 2019 by Ariel Rosenthal, Itzik Cohen, and Tobias Mezger, the company offers a payment platform that allows patients to manage their out-of-pocket medical bills through convenient and transparent installment plans. By utilizing artificial intelligence-powered risk assessment tools, PayZen provides tailored payment options that enhance affordability for patients while improving cash flow for medical providers. This innovative approach enables healthcare providers to concentrate on delivering care rather than handling financial transactions, ultimately leading to better financial outcomes for both parties.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Viably is a financial platform tailored for online sellers, focused on enhancing their cash flow and banking solutions. The company provides an application that integrates a comprehensive financial toolset, offering users real-time information and tips for effective financial management. By simplifying money management and facilitating easy access to finance, Viably aims to empower ecommerce businesses to streamline their daily financial operations, ensuring they can navigate their financial landscape with greater efficiency.

Nilos is a developer of a custodial wallet tailored for non-crypto native companies venturing into the web 3.0 space. Founded in 2021 and headquartered in Tel Aviv, Israel, the company provides an all-in-one payment stack platform that simplifies the management of crypto earnings for creators and businesses. Nilos offers a suite of services including revenue reconciliation, payouts automation, compliance monitoring, and tax management. Its applications enable artists, brands, and creators to build and engage their communities through NFTs. Additionally, the platform facilitates the storage of assets, partner onboarding, transaction reconciliation, and effective payouts in both cryptocurrencies and fiat currencies.

Cowbell Cyber, Inc. is an innovative provider of cyber insurance specifically designed for small and mid-sized businesses (SMEs). Founded in 2019 and headquartered in Pleasanton, California, with additional offices in Omaha, Nebraska; Atlanta, Georgia; and Plano, Texas, Cowbell delivers standalone cyber coverage that addresses the distinct needs of each organization. Utilizing an artificial intelligence-powered platform, the company quantifies insurable risk and enables continuous risk assessment and underwriting. Cowbell's approach includes a closed-loop risk management solution encompassing risk prevention, mitigation, and incident preparedness services. By leveraging both inside-out and outside-in data alongside advanced machine-learning models, Cowbell's offerings continuously evolve to adapt to current and emerging cyber threats, allowing businesses across various industries, such as healthcare, technology, construction, finance, retail, and agriculture, to manage their risk exposure effectively.

Lendai is a fintech company founded on June 1, 2019, in Miami, Florida, focused on revolutionizing the financing landscape for non-US residents investing in the US residential real estate market. By leveraging artificial intelligence and advanced digital solutions, Lendai addresses the challenges faced by foreign investors in accessing financing. The company employs a unique triple digital underwriting system to bridge the information gap prevalent in the global financial services sector. This innovative approach allows Lendai to offer a streamlined, efficient online financing process, enabling its clients to easily achieve their financial goals.

Rewire Ltd. is a fintech company that specializes in providing remittance and digital banking services primarily for migrants. Founded in 2015 and based in Modi'in-Maccabim-Re'ut, Israel, Rewire offers a platform that enables users to send money from Israel to various countries, including the Philippines, India, Thailand, Nepal, Sri Lanka, and Russia. The company's services include mobile and online remittance orders, money deposits, and notifications for beneficiaries upon receipt of funds. Rewire aims to enhance financial accessibility for immigrants by integrating banking services into its platform, which includes payment accounts, debit cards, and plans for additional services like bill payments, insurance, loans, and investments. Through its innovative technology and commitment to inclusivity, Rewire seeks to improve the financial security of international workers and their families, helping them manage their finances across borders more effectively.

Personetics Technologies Ltd. is a provider of customer interaction technology designed specifically for the financial services sector. Founded in 2010 and headquartered in White Plains, New York, the company also has a research and development center in Nazareth, Israel, and additional offices in Tel Aviv, Israel, and Singapore. Personetics offers a range of solutions, including the Personetics Digital Banker, which facilitates customer-centric processes across various digital channels, and Personetics Anywhere, which enables personalized assistance through messaging platforms. The company’s Self-Driving Finance platform engages retail and small business customers by providing tailored guidance in financial management. By leveraging real-time analytics and a library of banking-specific predictions, Personetics empowers financial institutions to enhance customer experiences, convert passive users into active participants, and streamline operations.

PayZen is a healthcare fintech startup focused on addressing the increasing burden of patient payment responsibilities. Founded in San Francisco in 2019 by Ariel Rosenthal, Itzik Cohen, and Tobias Mezger, the company offers a payment platform that allows patients to manage their out-of-pocket medical bills through convenient and transparent installment plans. By utilizing artificial intelligence-powered risk assessment tools, PayZen provides tailored payment options that enhance affordability for patients while improving cash flow for medical providers. This innovative approach enables healthcare providers to concentrate on delivering care rather than handling financial transactions, ultimately leading to better financial outcomes for both parties.

Alviere is a financial technology company that specializes in providing an embedded finance platform, enabling brands to offer a range of financial services directly to their customers. Its platform facilitates the delivery of various financial products, including banking services, mobile payments, card issuance, payment processing, and cross-border currency exchange. By streamlining and automating these offerings, Alviere helps businesses enhance customer relationships, boost revenue, and improve overall profitability. The company's flexible framework allows clients to easily launch new financial service lines, thereby increasing customer satisfaction and retention while gaining valuable insights into consumer behavior.

Sorbet is a Fintech company that provides an innovative platform for converting employees' unused paid time off into cash. This service allows professionals to utilize their accrued time-off more effectively while offering employers the financial flexibility to manage vacation accruals, reduce costs, and improve cash flow. The platform seamlessly integrates with existing calendars and payroll systems, helping employers analyze time management patterns and employee habits. By doing so, it enables organizations to suggest personalized, pre-approved micro-breaks and vacations that align with individual preferences. This comprehensive approach benefits both employees and employers, optimizing the use of accrued time-off.

Vatbox Ltd. is a technology company based in Tel Aviv, Israel, specializing in VAT recovery solutions. Founded in 2013, it offers a cloud-based platform that automates the process of reclaiming value-added tax (VAT) paid abroad. The solution integrates seamlessly with various ERP systems and travel expense management tools, enabling companies to track expenses effectively and generate detailed reports on potential VAT reclaims. By utilizing intelligent automation, Vatbox empowers large corporations, including Fortune 500 companies, to achieve high data integrity, ensure compliance, and maximize savings on their transactional data. The company serves clients both in Israel and internationally, focusing on enhancing tax compliance and optimizing financial operations related to employee-driven transactions.

Sorbet is a Fintech company that provides an innovative platform for converting employees' unused paid time off into cash. This service allows professionals to utilize their accrued time-off more effectively while offering employers the financial flexibility to manage vacation accruals, reduce costs, and improve cash flow. The platform seamlessly integrates with existing calendars and payroll systems, helping employers analyze time management patterns and employee habits. By doing so, it enables organizations to suggest personalized, pre-approved micro-breaks and vacations that align with individual preferences. This comprehensive approach benefits both employees and employers, optimizing the use of accrued time-off.

Alviere is a financial technology company that specializes in providing an embedded finance platform, enabling brands to offer a range of financial services directly to their customers. Its platform facilitates the delivery of various financial products, including banking services, mobile payments, card issuance, payment processing, and cross-border currency exchange. By streamlining and automating these offerings, Alviere helps businesses enhance customer relationships, boost revenue, and improve overall profitability. The company's flexible framework allows clients to easily launch new financial service lines, thereby increasing customer satisfaction and retention while gaining valuable insights into consumer behavior.

Rewire Ltd. is a fintech company that specializes in providing remittance and digital banking services primarily for migrants. Founded in 2015 and based in Modi'in-Maccabim-Re'ut, Israel, Rewire offers a platform that enables users to send money from Israel to various countries, including the Philippines, India, Thailand, Nepal, Sri Lanka, and Russia. The company's services include mobile and online remittance orders, money deposits, and notifications for beneficiaries upon receipt of funds. Rewire aims to enhance financial accessibility for immigrants by integrating banking services into its platform, which includes payment accounts, debit cards, and plans for additional services like bill payments, insurance, loans, and investments. Through its innovative technology and commitment to inclusivity, Rewire seeks to improve the financial security of international workers and their families, helping them manage their finances across borders more effectively.

Personetics Technologies Ltd. is a provider of customer interaction technology designed specifically for the financial services sector. Founded in 2010 and headquartered in White Plains, New York, the company also has a research and development center in Nazareth, Israel, and additional offices in Tel Aviv, Israel, and Singapore. Personetics offers a range of solutions, including the Personetics Digital Banker, which facilitates customer-centric processes across various digital channels, and Personetics Anywhere, which enables personalized assistance through messaging platforms. The company’s Self-Driving Finance platform engages retail and small business customers by providing tailored guidance in financial management. By leveraging real-time analytics and a library of banking-specific predictions, Personetics empowers financial institutions to enhance customer experiences, convert passive users into active participants, and streamline operations.

Obligo, Inc. is a financial technology company based in New York, established in 2017, that offers innovative solutions to eliminate the traditional security deposit requirement for renters and landlords. Through its unique platform, Obligo allows tenants to provide landlords with a limited credit-backed billing authorization instead of cash deposits, significantly streamlining the move-in process. This model enables landlords to secure their interests while giving tenants the ability to hold onto their cash. In the event of property damage or claims at the end of a tenancy, Obligo facilitates immediate payments to landlords while permitting tenants to repay the claim in manageable installments. By leveraging Open Banking technology and AI-based underwriting, Obligo aims to enhance fairness, trust, and transparency in the tenant-landlord relationship.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Pagaya is a financial technology company focused on transforming the asset management and lending landscapes through advanced machine learning and big data analytics. By utilizing sophisticated AI-driven credit analysis technologies, Pagaya aims to enhance the lending marketplace and improve the overall customer experience in the credit industry. The company's proprietary technology platform integrates into a network of partners to streamline access to credit while supporting institutional investors, including pension funds, insurance companies, and banks. Pagaya's emphasis on fixed income and alternative credit services reflects its commitment to delivering scalable performance and value within the financial sector. Operating primarily in the United States, Pagaya seeks to create a more efficient and effective credit ecosystem for both institutions and consumers.

Become, Inc. is an artificial intelligence-driven marketplace that specializes in providing business loans and funding solutions to small and medium-sized enterprises (SMBs). Founded in 2016 and headquartered in San Mateo, California, the company offers a variety of financial products, including unsecured business loans, lines of credit, merchant cash advances, equipment financing, and invoice factoring. Formerly known as Lending Express Inc., Become rebranded in July 2019 to better reflect its mission of optimizing financial solutions for businesses. The platform utilizes advanced algorithms to deliver customized funding offers and features the BeProfit dashboard, which equips online SMBs, particularly Shopify merchants, with tools to analyze business metrics and enhance profitability. Become has established partnerships with over 50 lenders and fintech companies, facilitating more than $316 million in loans to a growing community of over 236,000 registered business owners. The company also has offices in San Francisco and Tel Aviv, further expanding its reach in the financial technology sector.

PayZen is a healthcare fintech startup focused on addressing the increasing burden of patient payment responsibilities. Founded in San Francisco in 2019 by Ariel Rosenthal, Itzik Cohen, and Tobias Mezger, the company offers a payment platform that allows patients to manage their out-of-pocket medical bills through convenient and transparent installment plans. By utilizing artificial intelligence-powered risk assessment tools, PayZen provides tailored payment options that enhance affordability for patients while improving cash flow for medical providers. This innovative approach enables healthcare providers to concentrate on delivering care rather than handling financial transactions, ultimately leading to better financial outcomes for both parties.

Pagaya is a financial technology company focused on transforming the asset management and lending landscapes through advanced machine learning and big data analytics. By utilizing sophisticated AI-driven credit analysis technologies, Pagaya aims to enhance the lending marketplace and improve the overall customer experience in the credit industry. The company's proprietary technology platform integrates into a network of partners to streamline access to credit while supporting institutional investors, including pension funds, insurance companies, and banks. Pagaya's emphasis on fixed income and alternative credit services reflects its commitment to delivering scalable performance and value within the financial sector. Operating primarily in the United States, Pagaya seeks to create a more efficient and effective credit ecosystem for both institutions and consumers.

Rewire Ltd. is a fintech company that specializes in providing remittance and digital banking services primarily for migrants. Founded in 2015 and based in Modi'in-Maccabim-Re'ut, Israel, Rewire offers a platform that enables users to send money from Israel to various countries, including the Philippines, India, Thailand, Nepal, Sri Lanka, and Russia. The company's services include mobile and online remittance orders, money deposits, and notifications for beneficiaries upon receipt of funds. Rewire aims to enhance financial accessibility for immigrants by integrating banking services into its platform, which includes payment accounts, debit cards, and plans for additional services like bill payments, insurance, loans, and investments. Through its innovative technology and commitment to inclusivity, Rewire seeks to improve the financial security of international workers and their families, helping them manage their finances across borders more effectively.

NsKnox Technologies is a Boston-based fintech and security company founded in 2016 by Alon Cohen. It focuses on revolutionizing the protection of corporate payment systems through its innovative approach to Cooperative Cyber Security (CCS). NsKnox provides advanced fraud prevention technology designed to safeguard organizations against a range of threats, including insider attacks, external fraud, social engineering, and data manipulation. By detecting these threats in real-time, the company's solutions enhance payment security across all systems, ensuring that transactions are processed smoothly and reach their intended beneficiaries without complications.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

CTERA Networks Ltd., established in 2008, specializes in providing a private cloud storage service platform that centrally manages security and governance for organizations. Its core product, the CTERA Enterprise File Services Platform, enables IT departments to deliver secure file services from any cloud, serving diverse industries such as financial services, healthcare, and government. The platform modernizes storage, backup, and file collaboration across dispersed enterprises, ensuring data protection, GDPR compliance, and swift ransomware recovery. CTERA partners with tech giants like IBM, AWS, and Cisco, and has a global presence with offices in multiple countries.

Pagaya is a financial technology company focused on transforming the asset management and lending landscapes through advanced machine learning and big data analytics. By utilizing sophisticated AI-driven credit analysis technologies, Pagaya aims to enhance the lending marketplace and improve the overall customer experience in the credit industry. The company's proprietary technology platform integrates into a network of partners to streamline access to credit while supporting institutional investors, including pension funds, insurance companies, and banks. Pagaya's emphasis on fixed income and alternative credit services reflects its commitment to delivering scalable performance and value within the financial sector. Operating primarily in the United States, Pagaya seeks to create a more efficient and effective credit ecosystem for both institutions and consumers.

Pagaya is a financial technology company focused on transforming the asset management and lending landscapes through advanced machine learning and big data analytics. By utilizing sophisticated AI-driven credit analysis technologies, Pagaya aims to enhance the lending marketplace and improve the overall customer experience in the credit industry. The company's proprietary technology platform integrates into a network of partners to streamline access to credit while supporting institutional investors, including pension funds, insurance companies, and banks. Pagaya's emphasis on fixed income and alternative credit services reflects its commitment to delivering scalable performance and value within the financial sector. Operating primarily in the United States, Pagaya seeks to create a more efficient and effective credit ecosystem for both institutions and consumers.

Obligo, Inc. is a financial technology company based in New York, established in 2017, that offers innovative solutions to eliminate the traditional security deposit requirement for renters and landlords. Through its unique platform, Obligo allows tenants to provide landlords with a limited credit-backed billing authorization instead of cash deposits, significantly streamlining the move-in process. This model enables landlords to secure their interests while giving tenants the ability to hold onto their cash. In the event of property damage or claims at the end of a tenancy, Obligo facilitates immediate payments to landlords while permitting tenants to repay the claim in manageable installments. By leveraging Open Banking technology and AI-based underwriting, Obligo aims to enhance fairness, trust, and transparency in the tenant-landlord relationship.

Vatbox Ltd. is a technology company based in Tel Aviv, Israel, specializing in VAT recovery solutions. Founded in 2013, it offers a cloud-based platform that automates the process of reclaiming value-added tax (VAT) paid abroad. The solution integrates seamlessly with various ERP systems and travel expense management tools, enabling companies to track expenses effectively and generate detailed reports on potential VAT reclaims. By utilizing intelligent automation, Vatbox empowers large corporations, including Fortune 500 companies, to achieve high data integrity, ensure compliance, and maximize savings on their transactional data. The company serves clients both in Israel and internationally, focusing on enhancing tax compliance and optimizing financial operations related to employee-driven transactions.

CTERA Networks Ltd., established in 2008, specializes in providing a private cloud storage service platform that centrally manages security and governance for organizations. Its core product, the CTERA Enterprise File Services Platform, enables IT departments to deliver secure file services from any cloud, serving diverse industries such as financial services, healthcare, and government. The platform modernizes storage, backup, and file collaboration across dispersed enterprises, ensuring data protection, GDPR compliance, and swift ransomware recovery. CTERA partners with tech giants like IBM, AWS, and Cisco, and has a global presence with offices in multiple countries.

Pagaya is a financial technology company focused on transforming the asset management and lending landscapes through advanced machine learning and big data analytics. By utilizing sophisticated AI-driven credit analysis technologies, Pagaya aims to enhance the lending marketplace and improve the overall customer experience in the credit industry. The company's proprietary technology platform integrates into a network of partners to streamline access to credit while supporting institutional investors, including pension funds, insurance companies, and banks. Pagaya's emphasis on fixed income and alternative credit services reflects its commitment to delivering scalable performance and value within the financial sector. Operating primarily in the United States, Pagaya seeks to create a more efficient and effective credit ecosystem for both institutions and consumers.

Pagaya is a financial technology company focused on transforming the asset management and lending landscapes through advanced machine learning and big data analytics. By utilizing sophisticated AI-driven credit analysis technologies, Pagaya aims to enhance the lending marketplace and improve the overall customer experience in the credit industry. The company's proprietary technology platform integrates into a network of partners to streamline access to credit while supporting institutional investors, including pension funds, insurance companies, and banks. Pagaya's emphasis on fixed income and alternative credit services reflects its commitment to delivering scalable performance and value within the financial sector. Operating primarily in the United States, Pagaya seeks to create a more efficient and effective credit ecosystem for both institutions and consumers.

Vatbox Ltd. is a technology company based in Tel Aviv, Israel, specializing in VAT recovery solutions. Founded in 2013, it offers a cloud-based platform that automates the process of reclaiming value-added tax (VAT) paid abroad. The solution integrates seamlessly with various ERP systems and travel expense management tools, enabling companies to track expenses effectively and generate detailed reports on potential VAT reclaims. By utilizing intelligent automation, Vatbox empowers large corporations, including Fortune 500 companies, to achieve high data integrity, ensure compliance, and maximize savings on their transactional data. The company serves clients both in Israel and internationally, focusing on enhancing tax compliance and optimizing financial operations related to employee-driven transactions.

Personetics Technologies Ltd. is a provider of customer interaction technology designed specifically for the financial services sector. Founded in 2010 and headquartered in White Plains, New York, the company also has a research and development center in Nazareth, Israel, and additional offices in Tel Aviv, Israel, and Singapore. Personetics offers a range of solutions, including the Personetics Digital Banker, which facilitates customer-centric processes across various digital channels, and Personetics Anywhere, which enables personalized assistance through messaging platforms. The company’s Self-Driving Finance platform engages retail and small business customers by providing tailored guidance in financial management. By leveraging real-time analytics and a library of banking-specific predictions, Personetics empowers financial institutions to enhance customer experiences, convert passive users into active participants, and streamline operations.

TheTime is a venture capital firm established in 2009 and located in Tel Aviv, Israel. It specializes in seed-stage investments, focusing on minority stakes in innovative companies within the software and technology sectors. The firm plays a significant role in transitioning Israel from a "startup nation" to a "scale-up nation" by supporting the growth of early-stage enterprises. With backing from the Innovation Authority, TheTime incubates and nurtures cutting-edge technologies across a wide array of industries, including mobile, e-commerce, fintech, and artificial intelligence, among others. Its mission is to foster the development of promising ideas into mature, business-oriented companies, leveraging a strong global network and the local ecosystem to drive success.

Personetics Technologies Ltd. is a provider of customer interaction technology designed specifically for the financial services sector. Founded in 2010 and headquartered in White Plains, New York, the company also has a research and development center in Nazareth, Israel, and additional offices in Tel Aviv, Israel, and Singapore. Personetics offers a range of solutions, including the Personetics Digital Banker, which facilitates customer-centric processes across various digital channels, and Personetics Anywhere, which enables personalized assistance through messaging platforms. The company’s Self-Driving Finance platform engages retail and small business customers by providing tailored guidance in financial management. By leveraging real-time analytics and a library of banking-specific predictions, Personetics empowers financial institutions to enhance customer experiences, convert passive users into active participants, and streamline operations.

SuperDerivatives is a leading provider of cloud-based solutions for real-time market data, derivatives technology, and valuation services tailored for the financial and commodity markets. The company focuses on delivering live market data, as well as end-of-day independent market rates, which are essential for its offerings. By leveraging this high-quality market data, SuperDerivatives enables users to trade derivatives efficiently and effectively. Recognized by the global financial community as a top data provider for derivatives, SuperDerivatives plays a crucial role in enhancing trading strategies and decision-making for its clients worldwide.

Gilon Business Insight, Ltd. is a business intelligence company based in Israel that specializes in enterprise information management solutions and consulting services tailored for large and medium-sized corporations. The firm offers a range of products designed to enhance data management and analytics, including Data Quality Assurance for business intelligence and data warehouse projects, a BI Portal that consolidates organizational knowledge, and Olap Cube Manager, which provides users with updated analytical information for managing multidimensional databases. Gilon also excels in consulting, planning, and designing tailored methodologies, alongside full-scale project implementations for diverse industries including financial services, telecommunications, healthcare, technology, and retail. Through its hybrid business model, Gilon Business Insight ensures that clients receive comprehensive and effective solutions for their information management needs.

Cyota was a prominent provider of online security and anti-fraud solutions tailored for financial institutions. The company focused on combating various forms of internet-related fraud, including online banking fraud, eCommerce fraud, and phishing attacks. Its suite of products included eSphinx, specifically designed for online banking security; eVision, an online fraud management system; FraudAction, an anti-phishing solution; and SecureSuite, a comprehensive payment security platform that enables banks to protect their cardholders during online transactions. In 2005, Cyota was acquired by RSA Security, marking a significant expansion in the realm of digital fraud prevention.