Village Global

Onyx Private is a modern and more accessible private bank for the new generation of young professionals, investors, and entrepreneurs. We offer a premium and digital banking experience with a white-glove concierge service for all your personal finance, wealth and lifestyle needs.

MedZERO Inc., based in Kansas City, Missouri, focuses on making healthcare more affordable and accessible through its employer-sponsored platform. The company provides employees with on-demand funds to cover out-of-pocket healthcare expenses, allowing for repayment via automatic payroll deductions without interest or fees. For those with Health Savings Accounts, payments are processed pre-tax, enabling employees to save on qualified medical costs. By facilitating manageable payments over time, MedZERO aims to create a financial wellness program that benefits employees, employers, and healthcare providers alike. The platform's structure promotes equitable access to healthcare financing, addressing the financial challenges often associated with medical expenses.

Onyx Private is a modern and more accessible private bank for the new generation of young professionals, investors, and entrepreneurs. We offer a premium and digital banking experience with a white-glove concierge service for all your personal finance, wealth and lifestyle needs.

Wagestream Ltd., established in 2018 and based in London, United Kingdom, offers a financial services application that empowers employees to access their earned wages on demand. This platform enables users to control their payment timing, effectively alleviating the need for advances or loans and reducing financial stress associated with unexpected expenses. Wagestream aims to combat the poverty premium and help employees avoid debt cycles linked to high-interest credit and overdraft fees. The application includes various financial tools designed to improve workplace financial well-being, allowing employees to budget, set savings goals, and manage their financial resources effectively. The company is backed by several investors, including QED, Fair by Design, London Co-Investment Fund, and Village Global.

Debbie is a mobile platform that incentivizes consumers to achieve their financial goals by rewarding positive financial behaviors rather than spending. Unlike traditional financial systems that focus on rewarding spending through credit card points, Debbie encourages users to save, pay off debt, and improve their financial health. The platform allows users to visualize their debt payoff progress and track various financial accounts, including credit cards and mortgages. Founded by experts in personal finance and lending, Debbie has successfully assisted over 10,000 individuals in paying off $1 million in debt and saving more than $10 million. By providing positive reinforcement and financial incentives, Debbie aims to address the root causes of financial insecurity.

Earnipay is a business payment software that allows employers to provide their employees with instant access to earned salaries at any time, without altering existing payment processes. The platform integrates with employers' payroll systems, enabling employees to withdraw a portion of their daily earnings as needed. In addition to facilitating salary disbursement, Earnipay also offers financial education and personal finance management resources to promote the overall financial well-being of employees. Through these services, Earnipay aims to enhance the financial health of the workforce, benefiting both employers and their staff.

MedZERO Inc., based in Kansas City, Missouri, focuses on making healthcare more affordable and accessible through its employer-sponsored platform. The company provides employees with on-demand funds to cover out-of-pocket healthcare expenses, allowing for repayment via automatic payroll deductions without interest or fees. For those with Health Savings Accounts, payments are processed pre-tax, enabling employees to save on qualified medical costs. By facilitating manageable payments over time, MedZERO aims to create a financial wellness program that benefits employees, employers, and healthcare providers alike. The platform's structure promotes equitable access to healthcare financing, addressing the financial challenges often associated with medical expenses.

Global Predictions is a financial technology company founded by a team with extensive experience at Bridgewater, leveraging artificial intelligence to deliver investment insights and financial advice. The company has developed a proprietary Economic Insights Engine that powers its fintech solutions, making them accessible to millions through their API and tailored insights. Their flagship product, PortfolioPilot.com, serves as a personal AI financial advisor for individuals, managing over $30 billion in assets. The platform is designed to offer personalized recommendations and guidance for investment portfolio management, helping users navigate economic shifts effectively.

Abhi is a financial wellness platform based in Pakistan that offers employees the ability to access salary advances based on their accrued wages. Founded in 2021, the platform allows users to withdraw a portion of their earned income directly into their bank accounts, addressing immediate financial needs without hidden fees. In addition to salary advances, Abhi provides services such as invoice factoring and payroll processing, aimed at facilitating timely payments for employees. This solution not only supports individual financial health but also helps employers streamline processes within their HR and finance departments, ultimately improving overall workplace efficiency.

Peachy Patients is a digital payment platform focused on making healthcare more affordable and accessible for patients. The platform allows individuals to pay their medical bills in one centralized location, simplifying the payment process while ensuring they pay the correct price. In addition to facilitating payments, Peachy Patients offers cash-back incentives on every dollar spent, helping patients manage their healthcare costs more effectively. Furthermore, the system is designed to improve patients' financial health by potentially enhancing their credit scores. Overall, Peachy Patients emphasizes a patient-centered approach, providing essential tools and resources to support individuals in navigating their healthcare expenses.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Carputty is a consumer automotive startup that specializes in providing straightforward car loan services. Founded in 2020 by Patrick Bayliss and Joshua Tatum, the company offers a flexible line of auto credit designed to simplify the financing process for customers. Utilizing a proprietary predictive valuation tool, Carputty helps clients understand the optimal times to buy and sell their vehicles, encouraging them to view their cars as valuable assets. This transparent and user-friendly approach allows customers to access auto loans with ease, whether for refinancing, purchasing, or leasing vehicles.

SimplyWise, Inc. is a technology company that focuses on retirement income planning. Founded in 2018 and headquartered in New York, SimplyWise offers a digital platform designed to help users estimate their social security benefits and calculate their future income through a short quiz. Additionally, the platform functions as a smart filing cabinet, allowing users to scan, organize, and store receipts, bills, and other important documents on their mobile devices. By providing tools for effective financial management, SimplyWise aims to assist users in making informed decisions about their retirement finances.

Honest is a company focused on developing financial products that enhance users' experience with economical transactions. It offers a credit card application characterized by no annual fees, low interest rates on purchases and balance transfers, as well as rewards points for every transaction. These features are designed to help customers build their credit history and improve their overall financial well-being. By prioritizing user-friendly financial solutions, Honest aims to make financial management accessible and beneficial for its customers.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Wagestream Ltd., established in 2018 and based in London, United Kingdom, offers a financial services application that empowers employees to access their earned wages on demand. This platform enables users to control their payment timing, effectively alleviating the need for advances or loans and reducing financial stress associated with unexpected expenses. Wagestream aims to combat the poverty premium and help employees avoid debt cycles linked to high-interest credit and overdraft fees. The application includes various financial tools designed to improve workplace financial well-being, allowing employees to budget, set savings goals, and manage their financial resources effectively. The company is backed by several investors, including QED, Fair by Design, London Co-Investment Fund, and Village Global.

Wagestream Ltd., established in 2018 and based in London, United Kingdom, offers a financial services application that empowers employees to access their earned wages on demand. This platform enables users to control their payment timing, effectively alleviating the need for advances or loans and reducing financial stress associated with unexpected expenses. Wagestream aims to combat the poverty premium and help employees avoid debt cycles linked to high-interest credit and overdraft fees. The application includes various financial tools designed to improve workplace financial well-being, allowing employees to budget, set savings goals, and manage their financial resources effectively. The company is backed by several investors, including QED, Fair by Design, London Co-Investment Fund, and Village Global.

Brightside is a financial health company that offers an employer-based platform focused on improving the financial well-being of workers, particularly those living paycheck to paycheck. The platform addresses challenges faced by front-line workers, such as high turnover, healthcare costs, and productivity issues. Brightside provides tailored financial solutions supported by technology-driven financial assistants and a comprehensive app. This approach personalizes services to meet the individual needs of employees and their families, promoting better financial decision-making through behavioral science. By streamlining access to curated financial products, Brightside aims to enhance employee productivity and retention while contributing to a more diverse and equitable workplace.