Valor Capital Group

Sami is a health plan operator based in São Paulo, Brazil, established in 2018 by Dr. Vitor Asseituno and Luiz Guilherme Berardo. The company is dedicated to simplifying and enhancing the healthcare experience for its patients by offering comprehensive healthcare services at reduced costs. Sami provides unlimited app-based or in-person consultations, a dedicated health team, and access to a network of hospitals and wellness services. Through its innovative approach, Sami aims to deliver efficient, personalized, and preventive healthcare, ultimately helping individuals and businesses achieve better health outcomes. The company's mission focuses on transforming Brazilian healthcare into a more accessible, reliable, and user-friendly system, enabling each person to reach their best potential.

Agrolend is a digital bank dedicated to providing credit solutions specifically for the agribusiness sector in Brazil. The company aims to support small and medium rural producers by offering a lending platform that facilitates the purchase of essential agricultural inputs such as seeds, crop protection, and crop nutrition. By leveraging technology and innovative credit analysis methods, Agrolend enables farmers to access loans without the need for physical guarantees, such as farms or grain. This approach allows small and medium-sized farmers to secure sustainable credit necessary for enhancing their production capabilities and encourages investment in equipment and technology, ultimately leading to improved productivity and profitability in the agricultural sector.

BHub is a Latin American company specializing in providing financial back-office solutions for small and medium-sized enterprises (SMEs). Their AI-based platform is designed to relieve entrepreneurs and accountants by allowing the full outsourcing of finance and administrative tasks. The platform includes AI agents and automations for accounts payable/receivable, accounting, taxes, and payroll. By utilizing BHub's services, clients can significantly reduce the time, costs, and labor associated with these functions.

Franq is a Brazilian fintech company that operates a comprehensive platform connecting consumers and small to medium-sized enterprises with a diverse range of financial products and services. By aggregating offerings from 50 financial institutions, Franq enables over 7,000 independent brokers, known as Personal Bankers, to act as intermediaries in this multi-sided marketplace. The platform facilitates the independence and autonomy of these financial professionals, allowing them to provide transparency and choice to their clients. Customers can access and compare financial products from banks, fintechs, and insurance companies, selecting options that best meet their individual or business needs, thereby streamlining the financial decision-making process.

CRM&Bonus is a Brazilian company founded in April 2018, based in São Paulo. It specializes in customer relationship management software aimed at enhancing sales for retail stores, targeting an increase of 10% to 20% within 100 days, while maintaining an effective discount of less than 2%. The platform seamlessly integrates with major ERP and e-commerce systems through Weblink/API, facilitating discounts for customers and thus enabling businesses to boost their profitability. By driving real sales growth, CRM&Bonus helps companies offset their fixed costs, ultimately supporting their financial health and operational efficiency.

Conta Simples is a digital banking platform designed to streamline financial transactions for small and medium-sized businesses in Latin America. It combines a checking account, expense management tools, and corporate cards into a single, user-friendly interface. The platform enables businesses to manage transfers, withdrawals, and payments efficiently while providing features that enhance financial control, visibility, and autonomy. By facilitating organized and secure financial operations through both mobile and desktop access, Conta Simples aims to simplify the banking experience for entrepreneurs and finance teams.

Sami is a health plan operator based in São Paulo, Brazil, established in 2018 by Dr. Vitor Asseituno and Luiz Guilherme Berardo. The company is dedicated to simplifying and enhancing the healthcare experience for its patients by offering comprehensive healthcare services at reduced costs. Sami provides unlimited app-based or in-person consultations, a dedicated health team, and access to a network of hospitals and wellness services. Through its innovative approach, Sami aims to deliver efficient, personalized, and preventive healthcare, ultimately helping individuals and businesses achieve better health outcomes. The company's mission focuses on transforming Brazilian healthcare into a more accessible, reliable, and user-friendly system, enabling each person to reach their best potential.

Agrolend is a digital bank dedicated to providing credit solutions specifically for the agribusiness sector in Brazil. The company aims to support small and medium rural producers by offering a lending platform that facilitates the purchase of essential agricultural inputs such as seeds, crop protection, and crop nutrition. By leveraging technology and innovative credit analysis methods, Agrolend enables farmers to access loans without the need for physical guarantees, such as farms or grain. This approach allows small and medium-sized farmers to secure sustainable credit necessary for enhancing their production capabilities and encourages investment in equipment and technology, ultimately leading to improved productivity and profitability in the agricultural sector.

Franq is a Brazilian fintech company that operates a comprehensive platform connecting consumers and small to medium-sized enterprises with a diverse range of financial products and services. By aggregating offerings from 50 financial institutions, Franq enables over 7,000 independent brokers, known as Personal Bankers, to act as intermediaries in this multi-sided marketplace. The platform facilitates the independence and autonomy of these financial professionals, allowing them to provide transparency and choice to their clients. Customers can access and compare financial products from banks, fintechs, and insurance companies, selecting options that best meet their individual or business needs, thereby streamlining the financial decision-making process.

CERC Central de Recebíveis S.A. is a financial services company based in São Paulo, Brazil, specializing in enhancing the utilization of receivables in credit operations. Founded in 2015 by Marcelo Maziero and Fernando Fontes, CERC has developed an intelligent platform designed to provide security and efficiency in the use of receivables as collateral for lenders. The company aims to transform the credit market by improving the security and effectiveness of credit transactions, facilitating accelerated and sustainable growth in credit offerings for businesses of all sizes.

BHub is a Latin American company specializing in providing financial back-office solutions for small and medium-sized enterprises (SMEs). Their AI-based platform is designed to relieve entrepreneurs and accountants by allowing the full outsourcing of finance and administrative tasks. The platform includes AI agents and automations for accounts payable/receivable, accounting, taxes, and payroll. By utilizing BHub's services, clients can significantly reduce the time, costs, and labor associated with these functions.

Agrolend is a digital bank dedicated to providing credit solutions specifically for the agribusiness sector in Brazil. The company aims to support small and medium rural producers by offering a lending platform that facilitates the purchase of essential agricultural inputs such as seeds, crop protection, and crop nutrition. By leveraging technology and innovative credit analysis methods, Agrolend enables farmers to access loans without the need for physical guarantees, such as farms or grain. This approach allows small and medium-sized farmers to secure sustainable credit necessary for enhancing their production capabilities and encourages investment in equipment and technology, ultimately leading to improved productivity and profitability in the agricultural sector.

Conta Simples is a digital banking platform designed to streamline financial transactions for small and medium-sized businesses in Latin America. It combines a checking account, expense management tools, and corporate cards into a single, user-friendly interface. The platform enables businesses to manage transfers, withdrawals, and payments efficiently while providing features that enhance financial control, visibility, and autonomy. By facilitating organized and secure financial operations through both mobile and desktop access, Conta Simples aims to simplify the banking experience for entrepreneurs and finance teams.

Sami is a health plan operator based in São Paulo, Brazil, established in 2018 by Dr. Vitor Asseituno and Luiz Guilherme Berardo. The company is dedicated to simplifying and enhancing the healthcare experience for its patients by offering comprehensive healthcare services at reduced costs. Sami provides unlimited app-based or in-person consultations, a dedicated health team, and access to a network of hospitals and wellness services. Through its innovative approach, Sami aims to deliver efficient, personalized, and preventive healthcare, ultimately helping individuals and businesses achieve better health outcomes. The company's mission focuses on transforming Brazilian healthcare into a more accessible, reliable, and user-friendly system, enabling each person to reach their best potential.

BHub is a Latin American company specializing in providing financial back-office solutions for small and medium-sized enterprises (SMEs). Their AI-based platform is designed to relieve entrepreneurs and accountants by allowing the full outsourcing of finance and administrative tasks. The platform includes AI agents and automations for accounts payable/receivable, accounting, taxes, and payroll. By utilizing BHub's services, clients can significantly reduce the time, costs, and labor associated with these functions.

BHub is a Latin American company specializing in providing financial back-office solutions for small and medium-sized enterprises (SMEs). Their AI-based platform is designed to relieve entrepreneurs and accountants by allowing the full outsourcing of finance and administrative tasks. The platform includes AI agents and automations for accounts payable/receivable, accounting, taxes, and payroll. By utilizing BHub's services, clients can significantly reduce the time, costs, and labor associated with these functions.

Franq is a Brazilian fintech company that operates a comprehensive platform connecting consumers and small to medium-sized enterprises with a diverse range of financial products and services. By aggregating offerings from 50 financial institutions, Franq enables over 7,000 independent brokers, known as Personal Bankers, to act as intermediaries in this multi-sided marketplace. The platform facilitates the independence and autonomy of these financial professionals, allowing them to provide transparency and choice to their clients. Customers can access and compare financial products from banks, fintechs, and insurance companies, selecting options that best meet their individual or business needs, thereby streamlining the financial decision-making process.

CERC Central de Recebíveis S.A. is a financial services company based in São Paulo, Brazil, specializing in enhancing the utilization of receivables in credit operations. Founded in 2015 by Marcelo Maziero and Fernando Fontes, CERC has developed an intelligent platform designed to provide security and efficiency in the use of receivables as collateral for lenders. The company aims to transform the credit market by improving the security and effectiveness of credit transactions, facilitating accelerated and sustainable growth in credit offerings for businesses of all sizes.

Sami is a health plan operator based in São Paulo, Brazil, established in 2018 by Dr. Vitor Asseituno and Luiz Guilherme Berardo. The company is dedicated to simplifying and enhancing the healthcare experience for its patients by offering comprehensive healthcare services at reduced costs. Sami provides unlimited app-based or in-person consultations, a dedicated health team, and access to a network of hospitals and wellness services. Through its innovative approach, Sami aims to deliver efficient, personalized, and preventive healthcare, ultimately helping individuals and businesses achieve better health outcomes. The company's mission focuses on transforming Brazilian healthcare into a more accessible, reliable, and user-friendly system, enabling each person to reach their best potential.

CERC Central de Recebíveis S.A. is a financial services company based in São Paulo, Brazil, specializing in enhancing the utilization of receivables in credit operations. Founded in 2015 by Marcelo Maziero and Fernando Fontes, CERC has developed an intelligent platform designed to provide security and efficiency in the use of receivables as collateral for lenders. The company aims to transform the credit market by improving the security and effectiveness of credit transactions, facilitating accelerated and sustainable growth in credit offerings for businesses of all sizes.

Nibo is a Brazilian company founded in 2012 by Gabriel Gaspar, Sabrina Gallier, and Sergio Postarek, headquartered in Rio de Janeiro. It specializes in developing online financial management software tailored for small and medium-sized businesses. The company's software simplifies and enhances the efficiency of accounting processes, facilitating the tracking of cash flows, organizing accounts payable and receivable, and automating collections. By providing these tools, Nibo enables enterprises and accountants to effectively manage their finances and monitor their overall financial health.

Mandaê is a Brazilian company that combines logistics and technology to revolutionize the delivery industry. It offers an asset-light digital platform that manages the entire parcel supply chain, from pickups to cross-docking and last-mile transport, providing SMBs with a seamless, high-quality, and efficient parcel shipment service. By enabling SMBs to use private transporters instead of relying solely on the national postal service, Mandaê helps these businesses save up to 35% on shipping costs. The company's mission is to "Connect Stories" through logistics. Mandaê has received backing from prominent Latin American investors and has been recognized with several awards for its innovative approach to e-commerce logistics.

Stone Company is a technology firm that specializes in providing solutions to help entrepreneurs enhance their sales and productivity. They offer a modular platform based on APIs to streamline the development of new features and ensure easy maintenance and efficient processing power. Their services include enabling multiple payment methods, simplifying business management, and seamless integration with various tools and platforms. Stone Company aims to support entrepreneurs in optimizing their operations and achieving top performance through innovative technological solutions.

Nibo is a Brazilian company founded in 2012 by Gabriel Gaspar, Sabrina Gallier, and Sergio Postarek, headquartered in Rio de Janeiro. It specializes in developing online financial management software tailored for small and medium-sized businesses. The company's software simplifies and enhances the efficiency of accounting processes, facilitating the tracking of cash flows, organizing accounts payable and receivable, and automating collections. By providing these tools, Nibo enables enterprises and accountants to effectively manage their finances and monitor their overall financial health.

Stone Company is a technology firm that specializes in providing solutions to help entrepreneurs enhance their sales and productivity. They offer a modular platform based on APIs to streamline the development of new features and ensure easy maintenance and efficient processing power. Their services include enabling multiple payment methods, simplifying business management, and seamless integration with various tools and platforms. Stone Company aims to support entrepreneurs in optimizing their operations and achieving top performance through innovative technological solutions.

Scup Ltda. operates a social media productivity platform that assists companies in monitoring their brands across various social media channels, including Twitter, Facebook, and YouTube. The platform allows businesses to identify influential voices discussing their brand, engage with consumers, and post content on their social networks. Additionally, Scup provides reporting and analytics tools to measure the effectiveness of social media efforts, offering tailored packages for small businesses, brands, and agencies focused on market research. Founded in 2008 and based in Sao Paulo, Brazil, Scup also has operations in the United States. The company was acquired by Sprinklr Inc. in 2015, enhancing its capabilities in social media monitoring and customer engagement.

Nibo is a Brazilian company founded in 2012 by Gabriel Gaspar, Sabrina Gallier, and Sergio Postarek, headquartered in Rio de Janeiro. It specializes in developing online financial management software tailored for small and medium-sized businesses. The company's software simplifies and enhances the efficiency of accounting processes, facilitating the tracking of cash flows, organizing accounts payable and receivable, and automating collections. By providing these tools, Nibo enables enterprises and accountants to effectively manage their finances and monitor their overall financial health.