Soma Capital

The first travel credit card for Gen Z.

Slash is a financial technology company that offers deposits, payments, virtual cards, and expense tracking. They provide account and routing numbers, direct deposit, statements, and support services.

Bitstack is a financial technology company that began in 2021 with the goal of democratizing Bitcoin access in France. The company initially offered a simple product that rounded up everyday purchases, investing the spare change in Bitcoin. Over time, Bitstack has evolved into a comprehensive app designed to facilitate better management of personal finances. Its platform enables users to buy, sell, earn, and spend Bitcoin while seamlessly investing small amounts through rounded-up transactions. By focusing on creating a more open and inclusive financial system, Bitstack aims to empower individuals to take control of their financial futures and redefine consumer banking through the use of Bitcoin and stablecoins.

GroMo is a fintech platform designed to empower individuals in India to earn income by selling a variety of financial products, including insurance policies, credit cards, savings accounts, Demat accounts, and loans. The GroMo mobile app enables users to operate from anywhere with zero initial investment, thereby attracting a diverse range of partners, from students to professionals in various fields. Users can earn commissions of up to INR 3,000 per sale and potentially make over INR 1 lakh per month. The app offers features such as instant payouts, customer management tools, training and certification programs, and robust customer support, making it an accessible option for those looking to start an online business. GroMo partners can also benefit from a referral program to enhance their earnings. The platform aims to simplify the process of selling financial products while ensuring data security and providing a user-friendly experience.

Pebble is the first financial product where you are paid to save, spend, and send your money — all in one balance.

SaveIN is a social finance platform that assists individuals in managing their healthcare expenses by facilitating the discovery of nearby healthcare practices and allowing users to split their medical bills into manageable monthly installments. The platform aims to enhance user experiences in banking and daily financial transactions by organizing lending, borrowing, and money recording among trusted contacts such as family, friends, and business partners. Through its comprehensive suite of products and services, SaveIN addresses the needs of users in the retail and personal finance sectors, promoting a more accessible approach to financial management.

Better Financial is a holding company focused on developing fintech brands that assist Americans in managing their financial needs. Its primary offering is a banking application designed to address medical debts, featuring a built-in insurance policy that covers medical deductibles and essential everyday expenses such as rent, groceries, and lost income during medical emergencies. By leveraging shared engineering, compliance, and growth strategies, Better Financial aims to scale its fintech solutions to reach millions of users effectively.

Kredi is a financial platform designed to simplify the mortgage application process for consumers in Latin America. It operates similarly to Rocket Mortgage, allowing users to easily secure loans online. The platform employs a sophisticated mathematical algorithm to connect customers with financial institutions that are most likely to approve their credit applications. This enables consumers to obtain financing for new or used homes, as well as access various loan modalities tailored to their specific needs. Kredi aims to enhance the borrowing experience by streamlining the process and providing users with suitable lending options.

Quo Finance Inc. is a financial technology company that specializes in designing and developing financial application software aimed at helping consumers achieve their lifestyle goals more efficiently. Founded in 2018 and based in Menlo Park, California, Quo offers a financial planning platform that leverages advanced artificial intelligence to analyze users' financial histories. This technology enables the creation of personalized financial backup plans, allowing users to adjust loans and mitigate default risks automatically. Quo's services include financial insights, banking solutions, and lending options, with additional offices located across various states in the United States.

Solipay is democratizing personal data for everyone.

Akiba Digital is a data and technology company focused on delivering financial intelligence solutions. It specializes in developing a financial data aggregator application that assists users in managing their savings goals and overall financial management. The application provides on-demand insights and visualizations to help users track their progress, while also offering behavioral coaching as part of a premium rewards program. This enables individuals to access personalized financial guidance, promoting more efficient use of their financial resources. Akiba Digital aims to unlock financial opportunities for consumers, businesses, and society by leveraging alternative data.

Kredi is a financial platform designed to simplify the mortgage application process for consumers in Latin America. It operates similarly to Rocket Mortgage, allowing users to easily secure loans online. The platform employs a sophisticated mathematical algorithm to connect customers with financial institutions that are most likely to approve their credit applications. This enables consumers to obtain financing for new or used homes, as well as access various loan modalities tailored to their specific needs. Kredi aims to enhance the borrowing experience by streamlining the process and providing users with suitable lending options.

Fintoc is an API-based service that enables online businesses to accept instant payments directly from customers' bank accounts. Founded in March 2020 by Cristóbal Griffero and Lukas Zorich, the company is headquartered in Santiago, Chile. Fintoc's interface is designed to facilitate seamless integration with financial institutions, allowing users to receive payments and manage recurring charges from any bank account. The platform also provides tools for consumer payments, personal finance management, Know Your Customer (KYC) compliance, and credit granting, thereby simplifying the connection between banks and their customers.

Cast Corporation, founded in 2019 and based in San Francisco, California, specializes in developing cast player technology that utilizes audio and video to simplify complex concepts. The company generates audio and video reports from data to enhance understanding of financial and revenue information. Its offerings include financial casts, research reports, investor relations tools, personal finance guidance, wealth management solutions, retirement investment planning, college savings plans, asset management services, as well as revenue intelligence and customer success business reviews. By focusing on customer engagement, Cast Corporation aims to help users comprehend financial data and encourage high-value actions.

Z1 is a digital banking application tailored for teenagers and young adults, focusing on fostering financial independence among its users. Founded in 2020 by a team with experience in education and fintech, including João Pedro Thompson, Thiago Achatz, Sophie Secaf, and Mateus Craveiro, the platform provides financial education alongside gamified features and digital banking services. The application enables users to manage their finances responsibly, offering transparency with no hidden fees. Z1 has attracted significant investment from notable backers, including Maya Capital and prominent founders, and has recently secured support from the American accelerator Y Combinator, which has a reputation for nurturing successful startups.

Clara is a spending management platform focused on serving companies in Latin America. It offers an end-to-end solution that includes locally-issued corporate cards, bill payment services, financing options, and a software platform that streamlines corporate expense management. The platform is designed to simplify and automate financial processes, allowing businesses to gain real-time insights into spending and manage budgets more effectively. Clara is backed by a diverse group of global and regional investors, aiming to empower companies with greater financial agility and clarity. By enhancing the way company finances are managed, Clara contributes to increasing the economic competitiveness of the region.

Easyplan is a financial technology company that offers an application designed to assist young people in saving money. The application facilitates the automatic transfer of users' target savings from their salary accounts into a low-risk, debt-based liquid mutual fund. This feature enables users to effectively save for their financial goals while promoting overall financial health.

Quirk is a personal finance application that uniquely emphasizes the connection between effective financial management and personal happiness. It allows users to create a money personality profile, engage in challenges, and explore their financial habits in innovative ways. By combining elements of financial education with interactive features, Quirk aims to help individuals not only manage their finances better but also enhance their overall well-being. The app seeks to make personal finance more accessible and enjoyable, setting itself apart in the growing fintech landscape.

Autosave is a financial platform. They offer to deposit money through their platform. It provides a tax-savings and pension calculator.

Human Interest is a 401(k) provider that simplifies retirement savings for small and medium-sized businesses. Founded in 2015 in San Francisco by Paul Sawaya and Roger Lee, the company developed an end-to-end technology platform that addresses administrative and compliance challenges associated with retirement plans. This platform automatically creates employee accounts and syncs deductions with payroll providers, ensuring a streamlined process. In addition to facilitating employee retirement accounts, Human Interest offers personalized investment advice, enabling businesses to provide their employees with effective financial security solutions. The company has successfully assisted thousands of businesses across the United States in establishing accessible and affordable retirement plans.

LendUp is an online lending service focused on improving financial health for individuals who are often excluded from mainstream banking, particularly those with low credit scores or unstable incomes. The company offers a range of credit products, including loans and credit cards, designed to be accessible and affordable. LendUp integrates educational resources into its offerings, allowing borrowers to better understand financial management and providing opportunities to build credit. Founded by step-brothers Sasha Orloff and Jake Rosenberg, LendUp leverages in-house technology to reshape financial services for the emerging middle class, aiming to help clients escape cycles of debt and achieve greater financial stability.