Roofstock, Inc. is an online marketplace that facilitates investment in leased single-family rental homes. Founded in 2015 and headquartered in Oakland, California, the company provides investors with access to independently certified properties, complete with research, analytics, and market insights. This platform allows users to evaluate properties based on their investment potential and cash flow without the complexities of managing vacant homes that require repairs and leasing. Roofstock aims to simplify the real estate investment process by enabling clients to treat their property investments similarly to stock portfolios, emphasizing asset allocation. The marketplace also assists sellers in marketing tenant-occupied properties, minimizing income loss and tenant disruption.
Modalku is an online marketplace based in Jakarta, Indonesia, designed to connect small businesses seeking loans with lenders looking to fund these loans. By leveraging technology, Modalku offers borrowers access to financing options that may not be available through traditional channels, often at lower interest rates. Lenders participating in the platform can achieve returns that surpass those typically found in bank deposits and traditional investment products. This marketplace lending model has been successfully implemented in various countries, including the USA, UK, China, and Singapore, demonstrating its effectiveness in supporting small business growth.
Funding Societies Pte. Ltd. is a peer-to-peer financing platform based in Singapore, founded in 2015. It connects investors with small and medium-sized enterprises (SMEs) seeking funding, thereby addressing financial inclusion challenges and making credit-worthy SMEs more bankable. The platform offers a range of flexible financing options, including micro and term loans, as well as invoice financing, supported by advanced credit scoring and risk assessment models. Since its inception, Funding Societies has facilitated over 3.3 million business loans, amounting to more than S$1.8 billion in funding. The company has received multiple accolades, including the Global Excellence Award from ITU Telecom, and holds operating licenses from regulators in Singapore, Indonesia, and Malaysia, making it a pioneer in the region's peer-to-peer lending landscape.
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.
LTK, formerly known as rewardStyle, is a leading content monetization platform that supports premium digital lifestyle influencers in maximizing their economic success. Established in 2015 and headquartered in Dallas, Texas, LTK provides a comprehensive ecosystem that includes advanced technology, strategic consulting, and global brand partnerships. The platform empowers over 100,000 influencers to effectively monetize their content and engage with audiences. One of its key offerings, LIKEtoKNOW.it, is a consumer-facing platform launched in 2014 that enables users to shop influencer content seamlessly. In 2017, the LIKEtoKNOW.it app introduced innovative features allowing consumers to shop directly from screenshots of influencer images found across social media. Over the years, LTK has facilitated substantial retail sales, generating over $7 billion for its partners since its inception, with more than $1 billion in retail sales achieved in the past year alone.
Zopa Limited operates an online marketplace lending platform in the United Kingdom, facilitating peer-to-peer lending by connecting individual borrowers with lenders, including both individuals and institutions. Founded in 2004 and based in London, Zopa offers a variety of loan products, such as car loans, debt consolidation loans, home improvement loans, and wedding loans. The platform categorizes borrowers based on credit ratings and allows lenders to make offers tailored to these grades. Zopa manages the loan process by handling legal paperwork, conducting identity and credit checks, and ensuring repayment through direct debit agreements. The company generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. Zopa has received multiple awards for its innovation and customer service and is recognized as one of the founding members of the UK's Peer-to-Peer Finance Association.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
HomeLight, Inc. operates an online platform that connects homebuyers and sellers with real estate agents in the United States, utilizing data and agent reviews to facilitate informed decisions. Founded in 2011 and based in San Francisco, the company aims to simplify real estate transactions, making them more certain and satisfying. HomeLight offers a range of services, including agent matching, an investor platform called Simple Sale, consumer financing through HomeLight Home Loans, and various transactional tools via HomeLight Agent Services. The platform supports clients throughout the real estate journey, helping with all-cash offers, unlocking home equity, and streamlining the closing process. HomeLight has received recognition from industry publications for its innovative approach and commitment to enhancing the real estate experience.
Revolut Limited, established in 2013 and based in London, United Kingdom, is a financial services company that offers a mobile application for users to manage their finances. The platform enables users to exchange currencies at interbank rates, send money through social networks, and utilize a multi-currency card for spending. It provides services such as currency exchange, peer-to-peer payments, and direct bank transfers, while also allowing users to track and optimize their monthly expenses. Additionally, Revolut offers insurance products, including phone, medical, and travel insurance, and facilitates the buying and selling of cryptocurrencies. The company's mission is to create a fair and seamless platform for managing money globally.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.
Lendtable Inc. is a financial services company founded in 2020 and headquartered in San Francisco, California. It specializes in providing cash advances and wealth-building loans to income-constrained individuals, specifically aimed at enhancing their retirement savings through employer-matched 401(k) accounts. Lendtable offers clients the necessary funds to secure their employer match, which they repay through service fees. The company's mission is to help individuals supplement their monthly income and improve their financial stability, thereby promoting long-term wealth accumulation.
PLUM, Inc. is a commercial mortgage services provider based in San Francisco, California, specializing in non-bank financing for businesses across the United States. Founded in 2014, the company focuses on offering non-recourse fixed-rate permanent loans and non-recourse floating bridge/value-add loans. These services cater to the acquisition, refinancing, and rehabilitation of various property types, including multifamily, office, retail, industrial, manufactured housing, and self-storage facilities. PLUM, Inc. aims to enhance the lending process through the use of data and technology, working directly with commercial real estate owners or in partnership with their financial advisors to deliver tailored financial solutions.
AlphaCredit is a financial platform based in Mexico City that specializes in providing accessible credit solutions to individuals and small to medium-sized enterprises (SMEs) in Mexico and Colombia. The company offers a range of products, including payroll deduction loans for public and private sector employees, as well as financing options such as factoring and leasing for SMEs. With a focus on low default rates, AlphaCredit is able to maintain competitive interest rates, enhancing affordability for its customers. The company has issued over 514,000 credits to more than 310,000 clients, leveraging mobile applications to facilitate access to its services. Founded in 2011, AlphaCredit has become one of the fastest-growing FinTech companies in Latin America, supported by a dedicated team of over 1,200 employees and a strong commitment to innovation in financial services.
Lenskart Solutions Private Limited operates as a prominent online eyewear retailer in India, offering a wide range of products including prescription glasses, sunglasses, and contact lenses for men, women, and children. Established in 2008 and based in New Delhi, the company has expanded its presence through numerous retail stores across various cities in India. Lenskart is known for its user-friendly online platform, where customers can select from over 500 designs of eye frames and enjoy features like 48-hour free home delivery and a 365-day return policy. The company provides an extensive selection of contact lenses from leading brands, catering to diverse customer needs. Additionally, Lenskart offers home eye check-up services in several major cities, enhancing customer convenience and accessibility to eye care.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
Greensill Capital, founded in 2011 and headquartered in London, offers a range of financial services including supply chain finance, structured trade finance, and working capital optimization. The company aims to provide alternative financing solutions for businesses worldwide, unlocking capital to facilitate operations and growth. With a global presence including offices in major cities such as New York, Sydney, Frankfurt, and Miami, Greensill serves millions of customers and suppliers across over 175 countries. By transforming cash advances into bond-like securities, Greensill enables clients to access higher interest returns compared to traditional bank deposits, providing flexible capital solutions tailored to their needs.
Banco Inter provides digital banking services in Brazil. It offers checking, personal, corporate, and microenterprise accounts; loans and credit cards; and investment and insurance services. Rubens Menin Teixeira de Souza and Marcos Alberto Cabaleiro Fernandez founded Banco Inter in 1994. It has its headquarters in Belo Horizonte in Brazil.
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.
Greensill Capital, founded in 2011 and headquartered in London, offers a range of financial services including supply chain finance, structured trade finance, and working capital optimization. The company aims to provide alternative financing solutions for businesses worldwide, unlocking capital to facilitate operations and growth. With a global presence including offices in major cities such as New York, Sydney, Frankfurt, and Miami, Greensill serves millions of customers and suppliers across over 175 countries. By transforming cash advances into bond-like securities, Greensill enables clients to access higher interest returns compared to traditional bank deposits, providing flexible capital solutions tailored to their needs.
Kabbage, Inc. is a financial technology company that offers small businesses automated access to funding through its online lending platform. Founded in 2008 and based in Atlanta, Georgia, Kabbage simplifies the loan application process by allowing businesses to submit their financial data online, enabling rapid approval and funding, often within minutes. The platform assesses business health using various data sources, including revenue and transaction history, to determine credit lines that can reach up to $250,000. Kabbage also provides tools like the Kabbage card, which allows users to make purchases directly from their credit lines at point-of-sale locations, and a mobile app for convenient account access. The company has evolved its services since initially catering to online merchants, extending its offerings to all small businesses by 2014. Kabbage has garnered recognition for its innovative approach and has secured significant funding to support its growth and technological advancements in the lending industry.
OakNorth Bank is a digital-only commercial bank based in London, established in 2015. It specializes in providing a variety of financial products and services tailored for small and medium-sized enterprises in the United Kingdom. The bank offers debt financing, property funding, restructuring, and recapitalization solutions, as well as personal and business savings accounts, fixed-term deposits, and ISAs. OakNorth utilizes a next-generation credit platform that leverages machine learning and extensive data analysis to deliver customized loans, facilitating quicker approvals and better credit outcomes for growing businesses often overlooked by traditional banks. Since its inception, OakNorth has raised over $1 billion from prominent investors and manages over $17 billion in assets. The founders, Rishi Khosla and Joel Perlman, aimed to address the challenges they encountered in securing financing for their previous venture and have since positioned OakNorth as a key player in supporting the "Missing Middle" of the economy.
Brandless, Inc. operates an online consumer commerce platform that offers a diverse range of products designed to enhance everyday living. The company specializes in food items, home essentials, beauty and personal care products, health and wellness solutions, baby care, and pet supplies. Founded in 2015 and based in San Francisco, Brandless emphasizes quality, transparency, and community-driven values, aiming to provide consumers with better products at affordable prices. The platform promotes a collaborative approach to commerce, focusing on customer needs and preferences to drive innovation and improve product offerings. By prioritizing essential items and fostering a sense of community, Brandless seeks to empower consumers to make informed choices for themselves and their families.
Kabbage, Inc. is a financial technology company that offers small businesses automated access to funding through its online lending platform. Founded in 2008 and based in Atlanta, Georgia, Kabbage simplifies the loan application process by allowing businesses to submit their financial data online, enabling rapid approval and funding, often within minutes. The platform assesses business health using various data sources, including revenue and transaction history, to determine credit lines that can reach up to $250,000. Kabbage also provides tools like the Kabbage card, which allows users to make purchases directly from their credit lines at point-of-sale locations, and a mobile app for convenient account access. The company has evolved its services since initially catering to online merchants, extending its offerings to all small businesses by 2014. Kabbage has garnered recognition for its innovative approach and has secured significant funding to support its growth and technological advancements in the lending industry.
SoFi is a finance company headquartered in San Francisco, California, that provides a diverse range of lending and wealth management services. Established in 2011, it primarily serves early-stage professionals by offering various financial products, including personal loans, mortgage refinancing, and MBA loans. Additionally, SoFi offers services such as estate planning, credit cards, and small business financing. The company's aim is to help individuals achieve financial independence and reach their goals, whether that involves homeownership, retirement savings, or managing student debt. By creating modern financial solutions, SoFi seeks to assist its customers in borrowing, saving, spending, investing, and protecting their money effectively.
SoFi is a finance company headquartered in San Francisco, California, that provides a diverse range of lending and wealth management services. Established in 2011, it primarily serves early-stage professionals by offering various financial products, including personal loans, mortgage refinancing, and MBA loans. Additionally, SoFi offers services such as estate planning, credit cards, and small business financing. The company's aim is to help individuals achieve financial independence and reach their goals, whether that involves homeownership, retirement savings, or managing student debt. By creating modern financial solutions, SoFi seeks to assist its customers in borrowing, saving, spending, investing, and protecting their money effectively.
SoFi is a finance company headquartered in San Francisco, California, that provides a diverse range of lending and wealth management services. Established in 2011, it primarily serves early-stage professionals by offering various financial products, including personal loans, mortgage refinancing, and MBA loans. Additionally, SoFi offers services such as estate planning, credit cards, and small business financing. The company's aim is to help individuals achieve financial independence and reach their goals, whether that involves homeownership, retirement savings, or managing student debt. By creating modern financial solutions, SoFi seeks to assist its customers in borrowing, saving, spending, investing, and protecting their money effectively.