Silicon Valley Bank

MoneyLion is a mobile banking and financial membership platform offering managed investment accounts, checking accounts, cashback rewards, lending, and personalized financial advice. It uses analytics and machine learning to understand users' finances, providing tailored solutions and encouraging good financial behavior.

Denim streamlines freight brokerage operations by offering a comprehensive freight payment system. It manages working capital, carrier payments, and back-office processes through its software platform, enabling brokers to access necessary funds for growth while automating invoicing, collections, and payments.

JustiFi offers a comprehensive white-label fintech infrastructure, enabling businesses to accelerate their digital financial services. Its platform processes payments efficiently, optimizing transaction rates for clients and facilitating participation in funds flow economics through a simple SaaS fee structure.

Coast is a developer of a card payment platform designed to make fleet and gasoline payments easier for truck drivers. The company's platform provides payment integration solutions to fleets, making fleet administration easier than traditional financial services.

Float provides comprehensive financial services tailored for businesses at all stages. Their offerings include corporate cards, bill payment, expense management, and high-yield accounts, empowering finance teams to efficiently manage spending and cash flow.

Imprint is a financial services company founded in 2020 and based in New York, specializing in payments, rewards, and loyalty services. The firm has developed a full-stack payments and loyalty platform that facilitates payment processing for merchants and consumers. This platform allows users to execute financial transactions while also earning loyalty and reward points, streamlining the management of daily financial transactions. Imprint aims to enhance the payment experience by integrating rewards and loyalty features, making it easier for users to engage with their financial activities.

Rainforest specializes in developing software platforms for efficient payment processing. Its platform facilitates transactions by offering robust payment flows, embeddable components, reporting tools, chargeback management, and merchant onboarding features, enabling businesses to provide a seamless transaction experience.

Paytient is a financial technology company focused on facilitating healthcare access by enhancing patients' ability to pay for medical services. The company offers innovative payment solutions, such as the Health Payment Account (HPA) and the Medicare Prescription Payment Plan, which can be integrated with various insurance options including commercial, individual ACA, and Medicare plans. By allowing users to pay for medical, dental, vision, and veterinary expenses over time through interest-free, payroll-deducted plans, Paytient aims to alleviate financial concerns that often delay treatment. This approach not only encourages healthier decision-making among users but also helps reduce overall costs for employers and payers. With a goal to serve 25 million lives and partner with 6,000 enterprise clients, including major organizations like Anthem and Cigna, Paytient has received high customer satisfaction ratings, indicated by a 90 Net Promoter Score and 4.9 stars on Trustpilot.

Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Slope is a financial platform developer that specializes in providing a range of payment alternatives for businesses. Its platform enables clients to manage loans, underwriting, debt collection, and payouts once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope facilitates installment payments at checkout, which helps businesses improve their cash flow and financial security. Additionally, the platform allows technical teams to integrate its services into their existing frameworks, thereby reducing administrative burdens and enhancing the overall customer experience.

Founded in 2018, TomoCredit is a fintech company based in San Francisco. It offers an AI-powered platform designed for millennials and small business owners to build credit history and qualify for loans using alternative data sources. The company provides a smart credit card and a mobile application for account management.

Paddle is a platform designed to simplify the sales process for apps, games, and other digital products, allowing creators to focus on product development rather than administrative tasks. It offers a comprehensive solution by managing payments, analytics, customer support, and VAT compliance. Paddle provides software development kits that enable developers to implement features such as trial versions, licensing mechanisms, and in-app purchases, all accessible through a unified dashboard. As a Merchant of Record, Paddle alleviates the complexities associated with payments infrastructure, delivering a more efficient and cost-effective solution. The company employs over 230 individuals and serves more than 3,000 software sellers across 245 global territories, positioning itself as a key player in the B2B SaaS market.

Founded in 2019, Jeeves is a fintech company that empowers businesses globally with its international financial infrastructure. It offers a unified platform for corporate cards, cross-border payments, and expense management, enabling streamlined operations for multinational teams.

Founded in 2019, Jeeves is a fintech company that empowers businesses globally with its international financial infrastructure. It offers a unified platform for corporate cards, cross-border payments, and expense management, enabling streamlined operations for multinational teams.

Float provides comprehensive financial services tailored for businesses at all stages. Their offerings include corporate cards, bill payment, expense management, and high-yield accounts, empowering finance teams to efficiently manage spending and cash flow.

Founded in 2014, Gig Wage is a Dallas-based fintech company specializing in payroll solutions for gig workers and contractors. Its platform enables businesses to efficiently manage contractor payments and compliance while providing transparency to gig workers.

Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.

TransferGo is a global money transfer company that enables individuals and businesses to send money internationally through a digital account-to-account platform. Headquartered in London, it offers online transfers with same-day delivery to selected destinations and aims to provide economical rates compared with banks and cash bureaus. The service targets migrant workers sending funds home and businesses paying suppliers, charging a fixed transfer fee and a currency conversion margin per transaction.

Veem Inc. is a payment service provider that specializes in simplifying the process of sending and receiving funds for businesses. Founded in 2014 and headquartered in San Francisco, California, the company offers a platform that allows small and medium-sized enterprises to conduct transactions in local currencies. By utilizing blockchain technology as its payment rail, Veem eliminates the need for intermediary banks, which reduces costs and improves transaction efficiency. The platform enables real-time payment tracking, invoice generation, and the ability to upload mass documents, enhancing the overall user experience. Additionally, Veem provides integration services with accounting platforms, further streamlining financial operations for its users. The company also has offices in Kanata, Canada, and Shanghai, China.

Founded in 2015, Qwil operates a payment management platform for independent contractors, freelancers, and small businesses. It enables users to track, collect, and access their earnings early through its debit card feature.

Recurly, Inc. is a provider of enterprise-class subscription management and billing solutions aimed at optimizing revenue growth for businesses across various industries, including digital media, streaming, publishing, SaaS, consumer goods, and professional services. Founded in 2009 and headquartered in San Francisco, California, with additional offices in Boulder, Colorado, and New Orleans, Louisiana, Recurly simplifies the complexities of subscription billing and revenue optimization. Its platform facilitates recurring billing automation, offering features such as customizable hosted billing pages, account management services, and actionable insights to enhance decision-making. By reducing subscriber churn and improving operational efficiency, Recurly enables businesses to quickly integrate payment solutions and focus on growth. The company is also a Level 1 PCI compliant service provider, which minimizes costs associated with PCI compliance for its clients.

Teampay is a developer of a distributed spend management platform tailored for larger small to medium-sized businesses and middle-market organizations. The platform simplifies expense management by streamlining the purchasing process through the use of virtual and physical cards, invoices, and reimbursements. It facilitates a user-friendly workflow that aligns the needs of spenders with finance teams, ensuring transparency and control over organizational spending. By collecting and integrating critical data into existing systems, Teampay addresses common challenges such as policy misalignment and unpredictable expenses, enabling clients to manage their financial operations effectively and securely.

Remitly Global, Inc. is a digital remittance company that specializes in facilitating international money transfers through its extensive network across Africa, Asia, Central Europe, and South America. Founded in 2011 and headquartered in Seattle, Washington, with additional offices in London, Manila, and Nicaragua, Remitly offers a mobile payment service that allows consumers in the United States, Canada, and the United Kingdom to send money easily to friends and family. The company utilizes advanced technology to streamline the money transfer process, eliminating unnecessary steps and fees associated with traditional methods. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., providing a cost-effective and reliable service for its customers. Revenue is generated through transaction fees and foreign exchange spreads, positioning Remitly as a key player in the evolving financial services landscape for immigrants.

Corpay One is a spend management solution designed for small and medium-sized businesses, focusing on streamlining the bill payment process. The company leverages artificial intelligence and machine learning to automatically synchronize with accounting systems, allowing users to manage invoices and payments more efficiently. Through its platform, businesses can instantly receive and scan invoices simply by taking a photo of the bill, enhancing the speed and security of transactions. Founded in 2016 and headquartered in San Francisco, Corpay One aims to simplify financial management for its users by providing a clear overview of upcoming bills and facilitating prompt and accurate payments.

Level, operating under the name Zero Financial, Inc., is a financial technology company based in San Francisco, California, that offers a modern mobile banking experience. The company's primary products include a mobile banking application, a debit card known as Zerocard, and a checking account called Zero Checking. The app provides users with real-time insights into their finances, displaying debit card purchases alongside other transactions to help manage their budgets effectively. Unlike traditional banking options, Zerocard combines the convenience of a debit card with the benefits of a credit card, offering users unlimited cash back rewards ranging from 1.0% to 3.0% on expenditures, as well as competitive annual interest rates on account balances. Level aims to eliminate common banking fees, striving to simplify personal finance management for its users.

Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.

Veem Inc. is a payment service provider that specializes in simplifying the process of sending and receiving funds for businesses. Founded in 2014 and headquartered in San Francisco, California, the company offers a platform that allows small and medium-sized enterprises to conduct transactions in local currencies. By utilizing blockchain technology as its payment rail, Veem eliminates the need for intermediary banks, which reduces costs and improves transaction efficiency. The platform enables real-time payment tracking, invoice generation, and the ability to upload mass documents, enhancing the overall user experience. Additionally, Veem provides integration services with accounting platforms, further streamlining financial operations for its users. The company also has offices in Kanata, Canada, and Shanghai, China.

Founded in 2012, Azimo is a London-based digital money transfer network that enables users to send money internationally via its mobile apps or web platform. It offers fast, secure, and low-cost transfers to bank accounts or over 270,000 cash pick-up points worldwide.

Founded in 2015, Qwil operates a payment management platform for independent contractors, freelancers, and small businesses. It enables users to track, collect, and access their earnings early through its debit card feature.

Nium is a payments services provider offering real-time cross-border payment solutions. It facilitates global transactions through its platform, network, and APIs, serving various industries such as travel, marketplaces, financial institutions, and payroll.

Veem Inc. is a payment service provider that specializes in simplifying the process of sending and receiving funds for businesses. Founded in 2014 and headquartered in San Francisco, California, the company offers a platform that allows small and medium-sized enterprises to conduct transactions in local currencies. By utilizing blockchain technology as its payment rail, Veem eliminates the need for intermediary banks, which reduces costs and improves transaction efficiency. The platform enables real-time payment tracking, invoice generation, and the ability to upload mass documents, enhancing the overall user experience. Additionally, Veem provides integration services with accounting platforms, further streamlining financial operations for its users. The company also has offices in Kanata, Canada, and Shanghai, China.

Remitly Global, Inc. is a digital remittance company that specializes in facilitating international money transfers through its extensive network across Africa, Asia, Central Europe, and South America. Founded in 2011 and headquartered in Seattle, Washington, with additional offices in London, Manila, and Nicaragua, Remitly offers a mobile payment service that allows consumers in the United States, Canada, and the United Kingdom to send money easily to friends and family. The company utilizes advanced technology to streamline the money transfer process, eliminating unnecessary steps and fees associated with traditional methods. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., providing a cost-effective and reliable service for its customers. Revenue is generated through transaction fees and foreign exchange spreads, positioning Remitly as a key player in the evolving financial services landscape for immigrants.

Remitly Global, Inc. is a digital remittance company that specializes in facilitating international money transfers through its extensive network across Africa, Asia, Central Europe, and South America. Founded in 2011 and headquartered in Seattle, Washington, with additional offices in London, Manila, and Nicaragua, Remitly offers a mobile payment service that allows consumers in the United States, Canada, and the United Kingdom to send money easily to friends and family. The company utilizes advanced technology to streamline the money transfer process, eliminating unnecessary steps and fees associated with traditional methods. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., providing a cost-effective and reliable service for its customers. Revenue is generated through transaction fees and foreign exchange spreads, positioning Remitly as a key player in the evolving financial services landscape for immigrants.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

CardFlight, Inc. is a technology company that specializes in mobile point of sale (POS) solutions, enabling small businesses to accept payments easily and securely. Its flagship product, SwipeSimple, is utilized by over 50,000 small businesses across the United States and is highly recommended by major merchant acquirers for its user-friendly design. CardFlight offers a suite of products including a mobile card reader that connects to devices via the headphone jack, as well as a software development kit (SDK) for developers to incorporate payment processing into their applications. The company ensures compliance with PCI Level 1 standards and supports various payment methods, including EMV and NFC contactless transactions. Founded in 2011 and based in New York, CardFlight has established itself as a leader in payment acceptance technology, catering to diverse sectors such as retail, food and beverage, and professional services. With a commitment to innovation and user experience, CardFlight continues to provide solutions that streamline payment processing for businesses.

Standard Treasury is a financial technology company focused on simplifying the banking experience for businesses, particularly small enterprises and startups. By offering a financial application that utilizes standard application programming interfaces (APIs), the company facilitates smoother interactions between businesses and their banks. Their services include electronic checks, foreign exchange, rate quoting, and other essential banking functionalities, allowing businesses to manage financial transactions more efficiently. Standard Treasury aims to eliminate the complexities often associated with integrating banking services, which traditionally require cumbersome processes like sending large files with extensive specifications. Through its innovative approach, Standard Treasury seeks to streamline financial decision-making for its clients.

Bill.com Holdings, Inc. is a provider of cloud-based software that automates and simplifies back-office financial operations for small and midsize businesses globally. The company's platform leverages artificial intelligence to enhance financial management, enabling businesses to automate accounts payable and receivable transactions. Bill.com facilitates connections between businesses and their suppliers or customers, helping to streamline cash flow management and improve operational efficiency. In addition to its core software offerings, the company provides onboarding support, ongoing training, and customer service. Bill.com collaborates with major financial institutions and accounting firms, and is recognized for its commitment to innovation and excellence, having received numerous awards for workplace culture and leadership. Founded in 2006, the company is headquartered in Palo Alto, California.

Nvoicepay, Inc. is a fintech company that specializes in cloud-based accounts payable software solutions. Founded in 2009 and headquartered in Beaverton, Oregon, with an additional office in San Francisco, California, Nvoicepay offers payment automation software that enables clients to pay invoices electronically, optimizing payment processes. The company's services include a payment command center, supplier enablement, and both customer and supplier payment support, aimed at streamlining accounts payable operations. By facilitating electronic payments to the right suppliers, Nvoicepay helps organizations reduce costs, enhance efficiencies, and maximize financial benefits, such as card rebates. As of 2019, Nvoicepay operates as a subsidiary of FleetCor Technologies, Inc., continuing to focus on delivering strategic payment solutions tailored for complex enterprises.

Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Founded in 2009, Block is a technology company specializing in financial services. It offers payment services to merchants and operates Cash App, a person-to-person payment network.

Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

One97 Communications Limited is a mobile payments services company based in Noida, India, founded in 2000. It operates under the Paytm brand, offering a comprehensive range of mobile content and commerce services. The company provides digital goods and services, including top-ups, ticket bookings, hotel reservations, music, videos, games, and other mobile content. Additionally, One97 Communications is a leading provider of payment solutions for e-commerce merchants, utilizing its RBI-approved semi-closed wallet. With a workforce of over 4,500 employees, the company has a wide geographical footprint, with regional offices in major Indian cities such as Mumbai, Bengaluru, Pune, Chennai, and Kolkata, as well as a global presence in Africa, Europe, the Middle East, and Southeast Asia.

One97 Communications Limited is a mobile payments services company based in Noida, India, founded in 2000. It operates under the Paytm brand, offering a comprehensive range of mobile content and commerce services. The company provides digital goods and services, including top-ups, ticket bookings, hotel reservations, music, videos, games, and other mobile content. Additionally, One97 Communications is a leading provider of payment solutions for e-commerce merchants, utilizing its RBI-approved semi-closed wallet. With a workforce of over 4,500 employees, the company has a wide geographical footprint, with regional offices in major Indian cities such as Mumbai, Bengaluru, Pune, Chennai, and Kolkata, as well as a global presence in Africa, Europe, the Middle East, and Southeast Asia.