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Scapia is a company that creates credit card applications to assist consumers with their travel expenses. The company's in-house software allows users to track credit card usage while also offering coins on transactions that can be redeemed for hotel and flight bookings on the same app, allowing customers to pay and redeem for travel and hotel stays with no FX transaction fees.

Juhe Youcai is a service provider specializing in the digital transformation and enhancement of national credit systems.

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. Its platform collaborates with various educational institutes to offer unsecured loan products that can be availed through a quick and easy online process that pr pupils and academic aspirants with transparent and secure financial assistance to make education universally accessible.

Ambak is a business-to-business lending marketplace that specializes in providing home loans and loans against property. The company has developed a digital platform aimed at streamlining loan processes, making it easier for customers to access flexible financing options. By focusing on the needs of businesses, Ambak enhances the accessibility and efficiency of obtaining loans for real estate purposes.

FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

SarvaGram Fincare Private Limited is a fintech startup based in Mumbai, India, that provides financial services to individuals and small enterprises in rural and semi-urban areas. Founded in 2018, the company offers a range of loan products, including gold loans, consumer durable loans, farm loans, and business loans. By leveraging a data science-enabled platform, SarvaGram assesses the financial potential of rural households, treating them as cohesive economic units. The company's approach incorporates a comprehensive understanding of household cash flows, balance sheets, and various income streams. In addition to credit services, SarvaGram facilitates access to productivity-enhancing tools and risk management solutions, thereby supporting livelihood upgrades for underserved communities and enabling small to medium businesses to secure necessary financing.

Finova Capital is a non-banking financial company focused on providing loans to micro and small businesses. The company aims to enhance access to finance for enterprises often overlooked by traditional banks, offering personalized financing options that include detailed insights into loan structures and payment plans. By prioritizing transparency and affordability, Finova Capital helps these businesses meet their production needs and achieve their financial goals.

Ambak is a business-to-business lending marketplace that specializes in providing home loans and loans against property. The company has developed a digital platform aimed at streamlining loan processes, making it easier for customers to access flexible financing options. By focusing on the needs of businesses, Ambak enhances the accessibility and efficiency of obtaining loans for real estate purposes.

Variational is a decentralized liquidity network that facilitates the trading and clearing of bilateral derivatives through automation. It operates as a global algorithmic market maker, focusing on digital assets and collaborating with decentralized finance protocols as well as traditional financial institutions and fintech companies. The firm specializes in developing quantitative systematic strategies, which enable clients to access liquidity in both traditional and decentralized derivatives markets. This innovative approach aims to streamline the trading process and enhance liquidity for its partners.

RD Technologies Group (RD Technologies) is a financial platform that bridges the Web2 and Web3 worlds. RD Technologies' secure and innovative solutions include: • RD Wallet: RD Wallet Technologies Limited (RD Wallet) is a licensed Stored Value Facility in Hong Kong (licence number: SVF0016). It enables global businesses to open multi-currency fiat accounts on mobile anytime, anywhere. • HKDR Stablecoin (HKDR): HKDR Stablecoin (HKDR) is a compliant and transparent Hong Kong Dollar stablecoin 1:1 backed by the Hong Kong dollar, with high-quality and highly liquid assets safekept in segregated custody accounts with licensed financial institutions. Details of the reserves will be available to the public through regular independent attestation reports. In July 2024, RD InnoTech Limited, the issuer of HKDR, was among the first batch of entities to be admitted to the stablecoin issuer sandbox by the Hong Kong Monetary Authority. • HKDR Stablecoin (HKDR): HKDR Stablecoin (HKDR) is a compliant and transparent Hong Kong Dollar stablecoin 1:1 backed by the Hong Kong dollar, with high-quality and highly liquid assets safekept in segregated custody accounts with licensed financial institutions. Details of the reserves will be available to the public through regular independent attestation reports. In July 2024, RD InnoTech Limited, the issuer of HKDR, was among the first batch of entities to be admitted to the stablecoin issuer sandbox by the Hong Kong Monetary Authority.

Shift offers credit and payment platforms that facilitate business trade, payments, and fund access through streaming data. The real-time view of a company's financial situation offered by Shift is made possible by streaming data. It also allows for improved credit modeling and dynamic limit setting. This frees up a company's time by allowing them to access financing whenever needed, eliminating the need for drawn-out approval procedures and time-consuming administration.

Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

Triple-A is a digital currency payment institution that facilitates transactions in both traditional and digital currencies without the associated volatility. The company provides a comprehensive payment platform offering end-to-end services, including crypto payments, payouts, and remittances, which can be seamlessly integrated into existing business operations through API and no-code solutions. Licensed by the Monetary Authority of Singapore and recognized by regulatory bodies in the EU and the United States, Triple-A maintains high standards of security and compliance. With a client base of over 20,000 businesses, it simplifies the process of accepting payments in various currencies, enabling companies to expand their customer reach and enhance growth opportunities.

zkPass is a technology company specializing in a privacy-preserving protocol for verifying private data. It enables users to selectively prove various types of sensitive information, such as identity, financial records, and healthcare data, from any HTTPS website without compromising privacy. The protocol, built on zkTLS and utilizing zero-knowledge proof computations, ensures data integrity and privacy, making it suitable for a range of applications in both financial and non-financial sectors.

Shift offers credit and payment platforms that facilitate business trade, payments, and fund access through streaming data. The real-time view of a company's financial situation offered by Shift is made possible by streaming data. It also allows for improved credit modeling and dynamic limit setting. This frees up a company's time by allowing them to access financing whenever needed, eliminating the need for drawn-out approval procedures and time-consuming administration.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. Its platform collaborates with various educational institutes to offer unsecured loan products that can be availed through a quick and easy online process that pr pupils and academic aspirants with transparent and secure financial assistance to make education universally accessible.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

Chocolate Finance is a Singapore-based fintech startup focused on helping customers invest their spare cash. The company provides flexible interest rates on excess unused funds, allowing individuals to earn monetary benefits on their savings. By offering a straightforward approach to managing finances, Chocolate Finance aims to empower customers to make the most of their idle cash while enhancing their financial well-being.

FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

MoHash is a decentralized finance (DeFi) protocol that leverages crypto assets, particularly stablecoins, to facilitate access to global capital and liquidity for private debt in rapidly expanding economies. The protocol allows investors to earn sustainable and scalable high yields by issuing a fungible token, which represents a claim on a diversified pool of risk-managed and financially regulated debt instruments. This approach aims to safeguard investors' interests while enabling them to capitalize on emerging markets undergoing technological advancements in financial services. Through its innovative model, MoHash seeks to provide a pathway for higher returns in the evolving landscape of decentralized finance.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

PayGlocal is a financial technology company founded in 2021 by Yogesh Lokhande in Bangalore, Karnataka. The company specializes in providing a comprehensive payment processing platform that focuses on minimizing risk and ensuring secure transactions. Utilizing an AI-ML-based risk engine, PayGlocal offers multiple layers of transaction monitoring, which enhances the reliability of both recurring payments and standing instructions for global transactions. By combining effective risk management with an integrated global payment acceptance system, PayGlocal aims to deliver a cost-effective and seamless experience for businesses, prioritizing enterprise-grade security to facilitate hassle-free financial operations.

Wealth42 is a developer of a robo-advisor application focused on goal-based financial planning. The platform enables users to create personalized investment plans that align with their financial objectives, facilitating the growth and maintenance of wealth. Utilizing proprietary Active Money Routing technology, Wealth42 allows individuals to adjust their investment strategies in real-time, ensuring they remain on track to meet their goals. The application also simplifies personal finance management by integrating various aspects such as loans, investments, savings, taxes, and insurance, thereby providing a comprehensive and personalized banking and investing experience. Through expert analysis and tailored guidance, Wealth42 aims to foster a habit of saving and effective financial management.

Nume Crypto is a cryptocurrency payment processor that serves individuals and businesses by facilitating efficient and economical cryptocurrency transactions. The company has developed an online payment system that leverages blockchain technology, specifically built on the Ethereum network, to enhance financial inclusivity on a global scale. By providing a platform for processing cryptocurrency payments, Nume Crypto aims to simplify the payment experience for both retail customers and enterprises looking to adopt digital currencies.

Pintarnya is a mobile application designed to enhance employment and financial opportunities for blue-collar workers in Indonesia. The platform operates as a job portal that employs a data-driven approach to connect job seekers with relevant job opportunities. Users can create simple resumes and apply for curated positions tailored to their skills, location, and the specific requirements of employers. By streamlining the hiring process, Pintarnya aims to make it more efficient for both job seekers and employers.

Pintarnya is a mobile application designed to enhance employment and financial opportunities for blue-collar workers in Indonesia. The platform operates as a job portal that employs a data-driven approach to connect job seekers with relevant job opportunities. Users can create simple resumes and apply for curated positions tailored to their skills, location, and the specific requirements of employers. By streamlining the hiring process, Pintarnya aims to make it more efficient for both job seekers and employers.

Qoala is an InsureTech company founded in 2018 and based in Jakarta Selatan, Indonesia. It specializes in providing online insurance services for various needs, including flight and train delays, phone screen damages, and e-commerce logistics. By leveraging advanced technologies such as big data, machine learning, Internet of Things (IoT), and blockchain, Qoala aims to transform the insurance landscape in Indonesia. The company collaborates with major e-commerce and travel platforms to offer innovative insurance products that enhance customer experiences.

Go Digit General Insurance Limited is a Bengaluru-based insurance provider that utilizes a digital platform to offer a wide range of insurance products. Founded in 2016 and formerly known as Oben General Insurance Limited, the company provides services including car, travel, home, commercial vehicle, shop, bike, health, and mobile insurance, as well as group health and flight delay insurance. Go Digit General Insurance is known for its customer-centric approach, focusing on claims processing, renewals, and garage services. The company generates most of its revenue from motor insurance products, catering primarily to the Indian market. As a subsidiary of Go Digit Infoworks Services Private Limited, it aims to innovate in product design and pricing strategies.

Afriex Inc. is a company based in Oakland, California, founded in 2019, that specializes in developing a mobile payment application aimed at facilitating overseas money transfers. The platform allows users to send and receive money globally, utilizing stablecoins to provide a fast and cost-effective remittance service to over 30 countries. The application offers features for sending, receiving, and making payments at current exchange rates, along with various withdrawal options to enhance user convenience. Afriex aims to streamline cross-border transactions, making it easier for individuals to manage their finances internationally.

Swoosh Transfer is a fintech company. They provide the ability to upgrade technical capabilities such as blockchain and AI risk control. It also offers secure global payment services.

Xmov is a company that specializes in developing artificial reality animation solutions, focusing on virtual human and content creation tailored for enterprise users across various Metaverse applications. The company employs advanced motion capture, animation, and artificial intelligence technologies to deliver customized interactive solutions for diverse business scenarios. Additionally, Xmov creates a comprehensive infrastructure for 3D virtual content production, providing full-stack technology and product services aimed at facilitating education, employment, and the development of virtual world platforms. Their innovative approach spans multiple sectors, including entertainment, cultural tourism, e-commerce, finance, education, healthcare, and communications, establishing a multifaceted ecological development model.

Xmov is a company that specializes in developing artificial reality animation solutions, focusing on virtual human and content creation tailored for enterprise users across various Metaverse applications. The company employs advanced motion capture, animation, and artificial intelligence technologies to deliver customized interactive solutions for diverse business scenarios. Additionally, Xmov creates a comprehensive infrastructure for 3D virtual content production, providing full-stack technology and product services aimed at facilitating education, employment, and the development of virtual world platforms. Their innovative approach spans multiple sectors, including entertainment, cultural tourism, e-commerce, finance, education, healthcare, and communications, establishing a multifaceted ecological development model.

Finova Capital is a non-banking financial company focused on providing loans to micro and small businesses. The company aims to enhance access to finance for enterprises often overlooked by traditional banks, offering personalized financing options that include detailed insights into loan structures and payment plans. By prioritizing transparency and affordability, Finova Capital helps these businesses meet their production needs and achieve their financial goals.

Sprout offers cloud-based and automated stakeholder management software-as-a-service. For forward-thinking organizations, Sprout also offers equity and token management solutions. They provide business intelligence, accountability, and governance by consolidating equity, token wallets, and team compensation. Folium was created in response to customer demand to assist businesses in tracking digital coins and non-fungible tokens across multiple blockchain platforms. Folium starts by collecting individuals' blockchain addresses, reading ledger changes, and labeling them based on ownership, such as whether it belongs to an employee, investor, or founder, and transaction type, such as payroll or investment.

Yubi is a digital platform that facilitates the discovery, trading, execution, and fulfillment of debt solutions for both institutional and retail investors. The platform connects startups with investors seeking to fund various debt deals, primarily through the issuance of debentures. Yubi provides a comprehensive suite of tools, including credit underwriting solutions, analytical models, and structuring tools, which streamline the investment process. Its automated execution workflows and real-time transaction notifications enhance the efficiency of exploring, evaluating, and executing debt transactions. By offering these capabilities, Yubi enables investors to make informed credit decisions and engage more effectively in the debt market.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Modalku is an online marketplace based in Jakarta, Indonesia for small businesses to acquire loans and for lenders to fund small business loans to earn compelling returns. Its technology-based approach enables borrowers to receive loans for the first time or at lower than market rates, while lenders will earn returns well above that of bank deposits, traditional fixed income products, and life insurance investment-linked products. This marketplace lending model is proven in countries such as USA, UK, China & Singapore.

Funding Societies, established in 2015 and headquartered in Singapore, operates a digital financing platform that connects small and medium-sized enterprises (SMEs) with investors. The company facilitates business loans, focusing on quick and efficient financing solutions, often bypassing traditional banking methods. It offers a range of flexible financing options, including micro and term loans, and invoice financing, using advanced credit scoring and risk assessment models. With operations across Southeast Asia, including Singapore, Malaysia, Indonesia, and Thailand, Funding Societies caters to SMEs seeking accessible and timely financing.

Lean Technologies Limited, founded in 2019 and based in Riyadh, Saudi Arabia, is a FinTech startup that specializes in providing an application programming interface (API) platform for financial data applications. The company's API suite simplifies access to consumer financial data, allowing businesses to navigate the complexities of financial infrastructure with ease. By enabling seamless access to customers' financial information and facilitating instant bank transfers, Lean Technologies aims to enhance the accessibility, transparency, and utility of financial data and payments. This approach fosters a more inclusive and interconnected financial landscape, ultimately benefiting both consumers and businesses.

Personetics Technologies Ltd. is a provider of customer interaction technology specifically designed for the financial services industry. Established in 2010 and headquartered in White Plains, New York, with additional offices in Tel Aviv and Singapore, the company offers various solutions to enhance customer experiences. Its flagship product, Personetics Digital Banker, utilizes customer profiles and automated intelligence to facilitate customer-centric processes across multiple channels, including web, mobile, and text banking. The company’s offerings also include Personetics Anywhere, which enables personalized assistance through messaging platforms, and Self-Driving Finance, an engagement platform that supports customers in managing their finances. By leveraging a real-time analytics engine, Personetics helps financial institutions convert passive digital users into active participants while improving customer experiences and reducing operational costs.

Tonik is a digital banking company that offers a range of retail financial products, including deposits, loans, current accounts, payments, and cards. Its platform is designed to facilitate secure online financial transactions, providing customers with a highly secure environment for managing their finances. By leveraging technology, Tonik aims to enhance financial liquidity and efficiency, enabling users to save and transact more effectively. The company focuses on delivering innovative banking solutions that cater to the needs of modern consumers.

FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

Hevo Data Inc. is a software-as-a-service company specializing in data integration services. Founded in 2016 and headquartered in San Francisco, California, with an additional office in Bengaluru, India, Hevo offers a platform that allows users to connect and transfer data from diverse sources, including databases, cloud storage, cloud applications, and streaming services. The platform also facilitates the analysis of data across various formats and silos. Hevo Data serves a wide range of industries, including fintech, hospitality, e-commerce, healthcare, and edtech, among others. The company's automated data pipeline solutions are designed to simplify and enhance data management for organizations.

PayGlocal is a financial technology company founded in 2021 by Yogesh Lokhande in Bangalore, Karnataka. The company specializes in providing a comprehensive payment processing platform that focuses on minimizing risk and ensuring secure transactions. Utilizing an AI-ML-based risk engine, PayGlocal offers multiple layers of transaction monitoring, which enhances the reliability of both recurring payments and standing instructions for global transactions. By combining effective risk management with an integrated global payment acceptance system, PayGlocal aims to deliver a cost-effective and seamless experience for businesses, prioritizing enterprise-grade security to facilitate hassle-free financial operations.

Arta Finance is a fintech company established in 2021 by a team of former Google executives, focused on creating a digital family office that democratizes access to wealth management services. By leveraging artificial intelligence and machine learning, Arta aims to provide personalized financial strategies that enable individuals to manage and grow their wealth effectively. Unlike traditional family offices, which often require significant financial commitments and offer high costs, Arta seeks to make comprehensive wealth management accessible to a broader audience. The platform is designed to simplify the financing process, allowing users to engage with financial markets more easily and benefit from services typically reserved for the ultrawealthy.

Collibra is a data governance software company that provides an end-to-end Data Intelligence platform aimed at facilitating digital business transformation. Founded in 2008 and headquartered in Hoofdstedelijk Gewest, Belgium, Collibra's platform is designed to eliminate traditional data silos, enabling organizations to access and leverage their data effectively. By offering a comprehensive solution that connects data, insights, and algorithms, Collibra empowers users, referred to as Data Citizens, to find the information they need, collaborate efficiently, and understand the data's meaning. This focus on trustworthy business intelligence helps organizations achieve reliable outcomes and optimize their digital operations.

Beta Finance is a decentralized finance protocol that facilitates lending, borrowing, and short-selling of cryptocurrency assets. Designed as a permissionless money market, it seeks to mitigate the inherent volatility of the crypto market and enhance overall market stability. The platform provides a user-friendly, one-click solution, allowing traders without technical expertise to easily manage and update their short positions. It presents all relevant token information directly on the interface, empowering users to make informed decisions in the dynamic crypto landscape.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) involved in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade financing products, including invoice factoring, export finance, and receivables factoring. The company's innovative platform employs an automated risk assessment model, allowing SMEs to access working capital quickly and with minimal paperwork. By leveraging multiple data sources for transaction underwriting, Drip Capital aims to simplify the borrowing process, enabling businesses to obtain collateral-free loans and lines of credit to manage their inventory and fulfill purchase orders effectively. The company is supported by a team of professionals with backgrounds from prestigious institutions and has garnered backing from notable Silicon Valley investors.

CoinSwitch is a leading cryptocurrency exchange aggregator based in India, designed to simplify the complexities of cryptocurrency trading for everyday users. With over 20 million registered users, CoinSwitch enables individuals to easily invest in a variety of cryptocurrencies through a user-friendly platform. Users can make one-time purchases or set up systematic investment plans, allowing for flexible investment strategies. In addition to trading, CoinSwitch provides educational resources that help users understand the cryptocurrency market and make informed decisions. The platform features the Crypto Rupee Index, which aids users in analyzing market sentiments. Committed to expanding accessibility to cryptocurrency, CoinSwitch aims to establish itself as a comprehensive wealth-tech destination for Indian investors, facilitating a seamless experience for managing all aspects of their crypto transactions.

STRIPS was designed to allow users to trade, speculate, and hedge interest rates. STRIPS cutting edge AMM technology allows for cross-chain yield markets on the most popular DeFi and CeFi platforms.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

Yubi is a digital platform that facilitates the discovery, trading, execution, and fulfillment of debt solutions for both institutional and retail investors. The platform connects startups with investors seeking to fund various debt deals, primarily through the issuance of debentures. Yubi provides a comprehensive suite of tools, including credit underwriting solutions, analytical models, and structuring tools, which streamline the investment process. Its automated execution workflows and real-time transaction notifications enhance the efficiency of exploring, evaluating, and executing debt transactions. By offering these capabilities, Yubi enables investors to make informed credit decisions and engage more effectively in the debt market.

Axio is a consumer finance company that specializes in providing money management, pay later, and personal credit services. The company is committed to enhancing accessibility to credit for all individuals by leveraging technology to deliver innovative financial solutions. Axio focuses on reaching a wide range of consumers, particularly those who have been traditionally underserved in the financial sector. In addition to consumer financial services, Axio also offers working capital finance solutions aimed at small and medium-sized enterprises (SMEs), thereby supporting a diverse array of financial needs across different market segments. Through its comprehensive offerings, Axio seeks to empower consumers and businesses alike with the financial tools necessary for success.

Clearpool is a decentralized capital markets ecosystem, where institutional borrowers can create single borrower liquidity pools and compete for uncollateralized liquidity directly from the DeFi ecosystem. Liquidity providers on Clearpool can earn attractive yields, with pool interest rates enhanced by additional LP rewards paid in $CPOOL — Clearpool’s utility and governance token. Clearpool LP tokens, called cpTokens, are the building blocks for a system of tokenized credit that will provide Clearpool LPs with risk management and hedging capabilities. As more institutions realize the benefits that decentralized finance can bring to their organizations, Clearpool is providing the new architecture to facilitate flows between the $120 trillion traditional capital markets and the burgeoning DeFi ecosystem. Clearpool is backed by a long list of top investors from both traditional venture capital and blockchain, including Sequoia Capital India, Arrington Capital, Sino Global Capital, Hex Trust, Huobi Ventures, Kenetic, HashKey, GBV and many more.

Chime is a mobile banking and finance platform that offers users convenient access to banking services through their smartphones. The platform features a unique savings mechanism that automatically allocates a predetermined amount of money into savings after each transaction. Chime generates revenue from transaction fees paid by merchants, which aligns its interests with those of its users, promoting fee avoidance and encouraging savings. Additionally, the platform provides fee-free overdrafts and early access to paychecks, empowering users to gain greater control and flexibility over their financial situations while supporting their efforts to improve credit.

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. Its platform collaborates with various educational institutes to offer unsecured loan products that can be availed through a quick and easy online process that pr pupils and academic aspirants with transparent and secure financial assistance to make education universally accessible.

Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

BharatPe is an Indian fintech company that specializes in offering financial services tailored for small and medium-sized merchants. It provides a platform for digital payments through the Unified Payments Interface (UPI) and Point of Sale (POS) devices, allowing merchants to accept payments efficiently. The company's application also features interoperable QR codes for seamless transactions, enhancing the payment experience for both merchants and customers. In addition to payment solutions, BharatPe extends its services to include business loans and various financial products, aiming to empower merchants in effectively managing their finances and growing their businesses.

GudangAda is a business-to-business marketplace focused on transforming and digitalizing Indonesia's distribution chain for fast-moving consumer goods. The platform connects key stakeholders, including principals, distributors, wholesalers, and retailers, by providing an end-to-end digital solution that facilitates online transactions. It enables users to conduct both small and bulk transactions, allowing them to operate as both sellers and buyers. Additionally, GudangAda offers logistics services, merchant solutions, and financial services, enhancing efficiency and accessibility within the supply chain. By streamlining interactions among traders, the platform aims to improve turnover rates, reduce costs, and expand customer reach.

Go Digit General Insurance Limited is a Bengaluru-based insurance provider that utilizes a digital platform to offer a wide range of insurance products. Founded in 2016 and formerly known as Oben General Insurance Limited, the company provides services including car, travel, home, commercial vehicle, shop, bike, health, and mobile insurance, as well as group health and flight delay insurance. Go Digit General Insurance is known for its customer-centric approach, focusing on claims processing, renewals, and garage services. The company generates most of its revenue from motor insurance products, catering primarily to the Indian market. As a subsidiary of Go Digit Infoworks Services Private Limited, it aims to innovate in product design and pricing strategies.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

BharatPe is an Indian fintech company that specializes in offering financial services tailored for small and medium-sized merchants. It provides a platform for digital payments through the Unified Payments Interface (UPI) and Point of Sale (POS) devices, allowing merchants to accept payments efficiently. The company's application also features interoperable QR codes for seamless transactions, enhancing the payment experience for both merchants and customers. In addition to payment solutions, BharatPe extends its services to include business loans and various financial products, aiming to empower merchants in effectively managing their finances and growing their businesses.

XiaoBangGuiHua is an intelligent investment advisory service platform designed to assist Chinese middle-class families in managing their finances more effectively. The platform employs artificial intelligence algorithms and advanced asset allocation models to deliver systematic financial management solutions. It offers a variety of services, including personalized consultations and educational resources focused on financial risk management. Through its innovative approach, XiaoBangGuiHua aims to empower investors by providing them with the tools and knowledge necessary to enhance their financial decision-making and optimize their investment strategies.

CoinSwitch is a leading cryptocurrency exchange aggregator based in India, designed to simplify the complexities of cryptocurrency trading for everyday users. With over 20 million registered users, CoinSwitch enables individuals to easily invest in a variety of cryptocurrencies through a user-friendly platform. Users can make one-time purchases or set up systematic investment plans, allowing for flexible investment strategies. In addition to trading, CoinSwitch provides educational resources that help users understand the cryptocurrency market and make informed decisions. The platform features the Crypto Rupee Index, which aids users in analyzing market sentiments. Committed to expanding accessibility to cryptocurrency, CoinSwitch aims to establish itself as a comprehensive wealth-tech destination for Indian investors, facilitating a seamless experience for managing all aspects of their crypto transactions.

BukuKas is a neo-banking venture focused on integrating unbanked individuals in Southeast Asia into the financial ecosystem. Initially launched in Indonesia, the BukuKas app aims to support micro and small enterprises by digitizing traditional bookkeeping methods. The application allows business owners to easily record sales, expenses, and cash transactions using their smartphones. By simplifying cash management, BukuKas helps these enterprises enhance their profitability. Additionally, the app offers features such as transaction management, money transfer without bank fees, performance monitoring, automatic financial report generation, and stock management. Through these services, BukuKas seeks to improve cash flow management for small businesses in the region.

BukuKas is a neo-banking venture focused on integrating unbanked individuals in Southeast Asia into the financial ecosystem. Initially launched in Indonesia, the BukuKas app aims to support micro and small enterprises by digitizing traditional bookkeeping methods. The application allows business owners to easily record sales, expenses, and cash transactions using their smartphones. By simplifying cash management, BukuKas helps these enterprises enhance their profitability. Additionally, the app offers features such as transaction management, money transfer without bank fees, performance monitoring, automatic financial report generation, and stock management. Through these services, BukuKas seeks to improve cash flow management for small businesses in the region.

Stockbit is an investment community based in Indonesia that facilitates real-time sharing of stock-related ideas, news, and financial information. The platform allows users to create profiles and follow specific stocks or favorite investors, providing access to valuable insights and discussions. It features monitoring tools for stock price charts and comprehensive financial data, enabling users to analyze individual stocks and engage in informed discussions. Stockbit is dedicated to enhancing the investment experience within the Indonesian market, empowering both individual investors and traders to make well-informed decisions.

CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills. The fintech startup operates an app that rewards customers for paying their credit card bills on time and gives them access to a range of additional services such as credit and a premium catalog of products from high-end brands. Customers are offered a range of features which include the ability to better track spending across various credit cards, and get reminders. Cred is backed by investors such as Falcon Edge Capital, Coatue Management, Insight Partners, DST Global, RTP Global, Tiger Global, Greenoaks Capital, Dragoneer Investment Group, and Sofina. It was established in Bengaluru, Karnataka by Kunal Shah in 2017.

Nextpls, founded in 2018 and headquartered in Singapore, aims to transform digital financial transactions on a global scale. The company operates through three main platforms. The flagship division, Panda Remit, has established itself as a leader in digital remittance across Asia, connecting over 1.5 million customers in 40 countries and achieving sustainable profitability by enhancing cross-border transactions through technology and security. The Panda Platform, currently in beta, is designed to meet the needs of banks and enterprises by providing a robust infrastructure for international financial interactions. Lastly, Panda Digital aims to create a borderless digital wallet, allowing customers to manage multiple currencies and conduct transactions without geographic limitations. Nextpls is backed by notable investors, and its innovative approach positions it as a key player in shaping the future of global financial services.

Turtlemint is an online insurance platform based in Mumbai, Maharashtra, India, that simplifies the process of buying and managing insurance policies. Founded in 2015, the company aims to make insurance accessible and understandable by demystifying complex jargon and providing user-friendly tools. Turtlemint offers a range of insurance products, including car, bike, health, and term life insurance, allowing customers to search, compare, and purchase policies entirely online with just a few clicks. The platform leverages proprietary algorithms and data analytics to provide personalized recommendations, while also offering a network of offline facilitators to assist with the purchase and claims process. This comprehensive approach enables clients to select the right insurance schemes tailored to their needs.

Finova Capital is a non-banking financial company focused on providing loans to micro and small businesses. The company aims to enhance access to finance for enterprises often overlooked by traditional banks, offering personalized financing options that include detailed insights into loan structures and payment plans. By prioritizing transparency and affordability, Finova Capital helps these businesses meet their production needs and achieve their financial goals.

Toss is a South Korea-based mobile financial service platform developed by the fintech startup Viva Republica, established in 2011 by Seunggun Lee in Seoul. The platform offers a range of services aimed at simplifying financial management for users, including peer-to-peer money transfers, credit score management, and bank account oversight. Additionally, Toss provides access to loan and insurance plans, facilitates bill splitting, and supports QR payments. These features collectively enable users to handle their financial needs efficiently and conveniently.

FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Incomlend Pte. Ltd operates a lending platform that connects small and medium-sized enterprises (SMEs) with investors, facilitating the funding of export and domestic account receivables. Established in Singapore in 2016, the platform allows businesses to sell individual invoices at a discount to private investors, providing them with immediate cash flow. Incomlend also features a secure and tech-enabled invoice exchange where live trading of invoices occurs across multiple currencies and countries. The company has expanded its services to include the Incomlend Environment, Social and Governance (ESG) Invoice Financing Programme, aimed at linking socially responsible investors with sustainable SMEs. With additional offices in Europe, India, and Southeast Asia, Incomlend serves a diverse clientele, including importers, exporters, investors, and lenders.

Shengli Financial Software Development (Hangzhou) Co., Ltd. is a fintech company established in 2005, headquartered in Hangzhou, China, with additional offices in Shenzhen, Shanghai, and Beijing. The company specializes in developing financial product trading platforms, risk management systems, and back-end management solutions. It provides technical support services and offers hardware products to enhance its software solutions. Shengli serves a diverse clientele, including brokers, private placement firms, quantitative trading institutions, and individual investors, helping them navigate the complexities of financial markets through innovative technology.

Tonik is a digital banking company that offers a range of retail financial products, including deposits, loans, current accounts, payments, and cards. Its platform is designed to facilitate secure online financial transactions, providing customers with a highly secure environment for managing their finances. By leveraging technology, Tonik aims to enhance financial liquidity and efficiency, enabling users to save and transact more effectively. The company focuses on delivering innovative banking solutions that cater to the needs of modern consumers.

GudangAda is a business-to-business marketplace focused on transforming and digitalizing Indonesia's distribution chain for fast-moving consumer goods. The platform connects key stakeholders, including principals, distributors, wholesalers, and retailers, by providing an end-to-end digital solution that facilitates online transactions. It enables users to conduct both small and bulk transactions, allowing them to operate as both sellers and buyers. Additionally, GudangAda offers logistics services, merchant solutions, and financial services, enhancing efficiency and accessibility within the supply chain. By streamlining interactions among traders, the platform aims to improve turnover rates, reduce costs, and expand customer reach.

Qoala is an InsureTech company founded in 2018 and based in Jakarta Selatan, Indonesia. It specializes in providing online insurance services for various needs, including flight and train delays, phone screen damages, and e-commerce logistics. By leveraging advanced technologies such as big data, machine learning, Internet of Things (IoT), and blockchain, Qoala aims to transform the insurance landscape in Indonesia. The company collaborates with major e-commerce and travel platforms to offer innovative insurance products that enhance customer experiences.

BankBazaar.com is India’s largest fintech co-branded credit card issuer and online platform for free credit score. It has a captive base of 50Mn registered users who use the platform for free credit score tracking and in-depth personal finance content and comparison tools. Its range of co-branded credit cards with India’s leading banks is driving the platform's rapid growth with more than half its customers now opting for BankBazaar's own co-branded products. The company is on track to facilitate one million active BankBazaar cobranded credit cards in force over the next couple of years. Supported by global investors such as Experian, Eight Roads, Sequoia India, WSV, and Amazon, BankBazaar has been at the forefront of democratising finance in India by providing end users with frictionless access to credit. BankBazaar has offices in Chennai, Bangalore, and Mumbai.

Ksher is a Chinese mobile payment platform that specializes in providing cross-border financial services tailored for travelers. Its user-friendly portal enables overseas merchants to offer multiple payment options, including popular methods like WeChat Pay, Visa, and MasterCard, which are favored by Chinese tourists. By facilitating these payment methods, Ksher helps merchants expand their business reach and effectively attract target consumers, enhancing both online conversions and in-store traffic.

Encootech, Co., Ltd., established in July 2017 and headquartered in Shanghai, China, specializes in the development of intelligent robotic process automation (RPA) platforms and solutions. The company, recognized as the first high-tech firm in China to focus on RPA technology, operates a research and development center in Suzhou and has expanded its presence by opening a subsidiary in Tokyo to cater to the Japanese market. Encootech is known for its flagship product, Digi4th, an intelligent RPA robot platform developed by a core team of experts previously affiliated with Microsoft's cloud computing department. The company's offerings are designed to enhance operational efficiency across various sectors, including the internet, finance, energy, telecommunications, and manufacturing, facilitating digital transformation and improving traditional industry practices.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

BankBazaar.com is India’s largest fintech co-branded credit card issuer and online platform for free credit score. It has a captive base of 50Mn registered users who use the platform for free credit score tracking and in-depth personal finance content and comparison tools. Its range of co-branded credit cards with India’s leading banks is driving the platform's rapid growth with more than half its customers now opting for BankBazaar's own co-branded products. The company is on track to facilitate one million active BankBazaar cobranded credit cards in force over the next couple of years. Supported by global investors such as Experian, Eight Roads, Sequoia India, WSV, and Amazon, BankBazaar has been at the forefront of democratising finance in India by providing end users with frictionless access to credit. BankBazaar has offices in Chennai, Bangalore, and Mumbai.

MoneyTap is an app-based credit line that provides small to medium-sized cash loans, quick credit on mobile, and affordable interest rates. It is currently available in Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Ghaziabad, Faridabad, Gurgaon), Mumbai (Mumbai, Navi Mumbai & Thane), Hyderabad, Chennai, Bangalore, Jaipur, Mohali, Panchkula, Chandigarh, Ahmedabad, Vadodara, Anand, Vijayawada, Vizag, Indore, Ankleshwar, Bharuch, and Gandhinagar. MoneyTap was founded in 2015 by a passionate pack of IIT/ISB alumni. It is headquartered in Bangalore, Karnataka.

Epifi Technologies Pvt. Ltd., founded in 2019 and based in Bengaluru, India, operates as a digital bank without physical branches, targeting young millennial workers and digital natives. The company offers a comprehensive range of online and mobile-first financial services, including payment solutions, money transfers, and lending services. By partnering with licensed banks, Epifi creates a secure platform that serves as a primary hub for consumers, enabling them to access co-branded debit cards and integrate their existing financial products into a single mobile banking interface. Utilizing customer insights and advanced technology, Epifi aims to simplify the banking experience and support users in achieving financial freedom.

KredX is a prominent invoice discounting marketplace in India that facilitates quick access to working capital for businesses by allowing them to sell their unpaid receivables. This process enables micro, small, and medium-sized enterprises to obtain funds within 24 to 72 hours without the need for collateral. The platform connects these businesses with individual investors seeking low-risk, short-term investment opportunities, offering potential high returns. KredX has garnered significant backing from notable venture capital firms, including Sequoia Capital and Prime Venture Partners, and has recently completed a Series B funding round led by Tiger Global Management.

Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

Digifin is a digital banking startup that has a comprehensive digital account opening platform along with the back office solution. It aims at simplifying and speeding up the account opening process. It also streamlines business processes and provides customer insight with the intent to support customer loyalty and retention. It was founded in 2011 and is headquartered in Chennai, India with offices in the USA and UAE.

CARS24 Services Pvt. Ltd. is a company based in Gurugram, India, specializing in the buying and selling of used cars. Founded in 2015, CARS24 operates as a subsidiary of Global Car Group and has developed a tech-enabled marketplace that transforms the process of selling pre-owned vehicles. The company offers car inspection and valuation services, utilizing an AI-driven pricing algorithm to provide accurate market and appraisal prices. This innovative approach facilitates secure and efficient transactions, enabling car owners to sell their vehicles at fair prices through a network of channel partners across various cities in India. Additionally, CARS24 offers vehicle lending products, expanding its services within the automotive finance sector.

Juno is a cross-border banking platform that aims to give users across the world a high-yield account to grow their savings. Going live in the US, 2Juno is taking a radical approach towards creating an open and global banking system for everyone, regardless of their location or income. Juno was founded in 2019 and is headquartered in Singapore.

StreamNative provides a cloud-native event streaming platform built on Apache Pulsar, allowing organizations to transform enterprise data into real-time streams. This platform is designed to support a wide range of industries, including gaming, financial services, blockchain, retail, logistics, manufacturing, media, and IoT. By leveraging the architectural benefits of Apache Pulsar, StreamNative enables companies to consolidate data from disparate legacy systems into a unified, real-time event streaming environment, facilitating immediate action and collaboration among data science, engineering, and business teams. The company was founded by experienced members of the Apache Pulsar and BookKeeper communities, who have extensive expertise in deploying Pulsar at scale for major internet companies. Headquartered in San Francisco, StreamNative also has offices in Beijing, Shanghai, and Shenzhen, underscoring its global reach and commitment to enhancing enterprise operations through innovative data solutions.

FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Nextpls, founded in 2018 and headquartered in Singapore, aims to transform digital financial transactions on a global scale. The company operates through three main platforms. The flagship division, Panda Remit, has established itself as a leader in digital remittance across Asia, connecting over 1.5 million customers in 40 countries and achieving sustainable profitability by enhancing cross-border transactions through technology and security. The Panda Platform, currently in beta, is designed to meet the needs of banks and enterprises by providing a robust infrastructure for international financial interactions. Lastly, Panda Digital aims to create a borderless digital wallet, allowing customers to manage multiple currencies and conduct transactions without geographic limitations. Nextpls is backed by notable investors, and its innovative approach positions it as a key player in shaping the future of global financial services.

XiaoBangGuiHua is an intelligent investment advisory service platform designed to assist Chinese middle-class families in managing their finances more effectively. The platform employs artificial intelligence algorithms and advanced asset allocation models to deliver systematic financial management solutions. It offers a variety of services, including personalized consultations and educational resources focused on financial risk management. Through its innovative approach, XiaoBangGuiHua aims to empower investors by providing them with the tools and knowledge necessary to enhance their financial decision-making and optimize their investment strategies.

Encootech, Co., Ltd., established in July 2017 and headquartered in Shanghai, China, specializes in the development of intelligent robotic process automation (RPA) platforms and solutions. The company, recognized as the first high-tech firm in China to focus on RPA technology, operates a research and development center in Suzhou and has expanded its presence by opening a subsidiary in Tokyo to cater to the Japanese market. Encootech is known for its flagship product, Digi4th, an intelligent RPA robot platform developed by a core team of experts previously affiliated with Microsoft's cloud computing department. The company's offerings are designed to enhance operational efficiency across various sectors, including the internet, finance, energy, telecommunications, and manufacturing, facilitating digital transformation and improving traditional industry practices.

Toss is a South Korea-based mobile financial service platform developed by the fintech startup Viva Republica, established in 2011 by Seunggun Lee in Seoul. The platform offers a range of services aimed at simplifying financial management for users, including peer-to-peer money transfers, credit score management, and bank account oversight. Additionally, Toss provides access to loan and insurance plans, facilitates bill splitting, and supports QR payments. These features collectively enable users to handle their financial needs efficiently and conveniently.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.