Seedcamp

Managing money coming in, money going out and the resulting cash flow is complex. The process is fragmented across banks, accounting platforms, accountants, FX tools, lenders, and more. At best, this complexity is an annoyance. At worst, it kills your company. Mimo offers a beautiful, easy-to-use tool to manage, understand and control payments and cash flow – saving you time and money.

Managing money coming in, money going out and the resulting cash flow is complex. The process is fragmented across banks, accounting platforms, accountants, FX tools, lenders, and more. At best, this complexity is an annoyance. At worst, it kills your company. Mimo offers a beautiful, easy-to-use tool to manage, understand and control payments and cash flow – saving you time and money.

Trezy is a cash management platform that helps businesses streamline their financial processes and improve overall performance. The platform automates various administrative and financial tasks, providing users with enhanced control and visibility over their cash management. By sorting inflows and outflows, Trezy offers valuable insights that assist companies in making informed financial decisions. This comprehensive approach enables clients to manage their finances conveniently, ensuring traceability and clarity in their financial operations.

Founded in Madrid in 2019, StudentFinance is a company that provides educational financing services. It uses AI-driven data forecasting to select students with technical skills who can become software engineers, data analysts, or cybersecurity experts. The company invests in these students' education and helps them secure jobs, with repayment tied to future earnings.

CyberSmart Ltd., established in 2016 and headquartered in London, specializes in designing and developing automated compliance software platforms. The company offers a suite of products, including Cyber Essentials, Cyber Essentials Plus, GDPR Ready, CyberSmart Platform, and certOS, which help businesses identify, secure, and certify security incidents. Its cloud-based dashboard manages the compliance process, while desktop applications deployed across networks monitor compliance status and detect non-conformities. Additionally, CyberSmart provides ongoing protection through regular security checks and cyber insurance coverage, targeting small to medium-sized businesses seeking to mitigate cyber threats and navigate evolving regulations.

Electric Car Scheme facilitates employee benefit schemes for small and medium businesses, enabling employees to access electric cars economically via salary sacrifice arrangements.

CNC24 is a Europe-based manufacturing-as-a-service platform that digitizes the procurement of high-precision parts. It operates a digital marketplace that provides an end-to-end process for sourcing CNC components, prototypes, and small-lot production, connecting buyers with suppliers and enabling online quotes, direct inquiries, and automated workflows from design to delivery. By digitizing the value chain and enabling online ordering, CNC24 supports rapid prototyping and incremental production while emphasizing quality, efficiency, and transparency in the manufacture of precision parts.

Yavin specializes in modern point-of-sale solutions for European merchants. It offers autonomous payment terminals and electronic payment contracts, along with intelligent reporting, e-commerce integration, and cash register connection services to help businesses increase income and grow.

Yavin specializes in modern point-of-sale solutions for European merchants. It offers autonomous payment terminals and electronic payment contracts, along with intelligent reporting, e-commerce integration, and cash register connection services to help businesses increase income and grow.

Founded in Madrid in 2019, StudentFinance is a company that provides educational financing services. It uses AI-driven data forecasting to select students with technical skills who can become software engineers, data analysts, or cybersecurity experts. The company invests in these students' education and helps them secure jobs, with repayment tied to future earnings.

Receeve offers a digital debt recovery platform powered by AI. It streamlines operations for businesses, financial institutions, and funds, enhancing efficiency and transaction transparency.

Spill App Limited, founded in 2017 and based in London, United Kingdom, specializes in the design and development of mobile application software focused on mental health support. The company's application enables employees to connect with counselors for consultations regarding their mental health concerns. By providing a message-based therapy platform, Spill aims to enhance workplace well-being and ensure that the benefits of talking therapy are accessible to all individuals on a daily basis.

Cargoflip is a platform that helps small and medium-sized companies manage international trade and export documentation. It provides an online logistics solution to simplify shipments by streamlining shipping documents and communications, and by enabling collaboration among logistics providers. The product generates trade documents, supports track and trace, performs compliance checks, and shares updates with partners to expand cross-border trade. By leveraging data-driven processes, it aims to improve efficiency and visibility across the supply chain.

Founded in Madrid in 2019, StudentFinance is a company that provides educational financing services. It uses AI-driven data forecasting to select students with technical skills who can become software engineers, data analysts, or cybersecurity experts. The company invests in these students' education and helps them secure jobs, with repayment tied to future earnings.

A fast-growing, award-winning FinTech pioneering collaborative savings circles to help people all over the world reach their financial goals. For individuals: In the UK we offer products to help people raise money for their property deposit, getting married, starting a family, paying for education, cosmetic surgery and paying off debt. Check out: https://www.joinstepladder.com/ For companies: You can now white-label our Savings Circles and offer them to your customers and potential customers to increase you market share, improve retention, enhance engagement and generate revenue Read more here: https://www.step-ladder-solutions.com/ For Investors: StepLadder is leading the way in the new global category of digital Collaborative Finance. Savings Circles transactions total more than $500 billion worldwide, and 40% of consumers in more than 90 countries around the world use offline and informal ROSCAs. The opportunity is huge. The impact we have on people’s lives is real.

Simpo, founded in 2016 and headquartered in Palo Alto, California with operations in Tel Aviv, Israel, offers a product engagement platform designed to help businesses create engaging in-app experiences without the need for coding. The company's platform enables product managers to build interactive software experiences efficiently, eliminating the requirement for engineering resources. Simpo is trusted by major enterprises such as Walmart, DuPont, Jet, and Monday.

Founded by doctors in 2018, Elephant Healthcare is a London-based technology company dedicated to addressing global healthcare challenges. It designs and develops a digital health system that aims to connect all aspects of the healthcare ecosystem, transforming primary care, saving lives, and reducing costs.

Receeve offers a digital debt recovery platform powered by AI. It streamlines operations for businesses, financial institutions, and funds, enhancing efficiency and transaction transparency.

Spill App Limited, founded in 2017 and based in London, United Kingdom, specializes in the design and development of mobile application software focused on mental health support. The company's application enables employees to connect with counselors for consultations regarding their mental health concerns. By providing a message-based therapy platform, Spill aims to enhance workplace well-being and ensure that the benefits of talking therapy are accessible to all individuals on a daily basis.

Zero1 is a Madrid-based company that develops a platform designed to assist small and medium-sized enterprises (SMEs) in obtaining supply chain funding. By utilizing blockchain technology, Zero1 ensures the traceability and integrity of transactions through distributed ledgers. The platform incorporates advanced artificial intelligence algorithms to dynamically adjust pricing based on transaction specifics. Additionally, it operates in a cloud-based environment, ensuring compliance with local data regulations and facilitating accessibility. The company's innovative solutions aim to alleviate the financial challenges associated with growth projects, enabling SMEs to leverage their clients' creditworthiness to reduce borrowing costs while providing funding that evolves alongside production cycles.

A fast-growing, award-winning FinTech pioneering collaborative savings circles to help people all over the world reach their financial goals. For individuals: In the UK we offer products to help people raise money for their property deposit, getting married, starting a family, paying for education, cosmetic surgery and paying off debt. Check out: https://www.joinstepladder.com/ For companies: You can now white-label our Savings Circles and offer them to your customers and potential customers to increase you market share, improve retention, enhance engagement and generate revenue Read more here: https://www.step-ladder-solutions.com/ For Investors: StepLadder is leading the way in the new global category of digital Collaborative Finance. Savings Circles transactions total more than $500 billion worldwide, and 40% of consumers in more than 90 countries around the world use offline and informal ROSCAs. The opportunity is huge. The impact we have on people’s lives is real.

CyberSmart Ltd., established in 2016 and headquartered in London, specializes in designing and developing automated compliance software platforms. The company offers a suite of products, including Cyber Essentials, Cyber Essentials Plus, GDPR Ready, CyberSmart Platform, and certOS, which help businesses identify, secure, and certify security incidents. Its cloud-based dashboard manages the compliance process, while desktop applications deployed across networks monitor compliance status and detect non-conformities. Additionally, CyberSmart provides ongoing protection through regular security checks and cyber insurance coverage, targeting small to medium-sized businesses seeking to mitigate cyber threats and navigate evolving regulations.

Telleroo is a financial software company based in London, United Kingdom, founded on June 1, 2016, by Andrew Cookson, Fabian Flatz, Michael Riedler, and Miguel Castro. The company specializes in developing a platform that facilitates automated bulk payments for businesses, allowing users to streamline their financial processes without relying on traditional bank services. Its software seamlessly integrates with various accounting systems and payment applications, enabling users to import payment files and automate transactions for payroll, supplier payments, and other financial activities. This integration helps businesses and finance professionals enhance efficiency and manage their payment workflows more effectively.

NextChef helps chefs and restaurant operators run their kitchen more efficiently through visual recipe management, online training, automatic allergen and cost calculation.

Satago is a London-based company that provides software solutions for managing accounts receivables. Founded in 2012, the company connects with cloud and desktop accounting packages used by small businesses to automate debt collection processes through escalating email reminders, payment demand letters, and phone calls. Satago also offers invoice finance, risk insights, and automated credit reporting to help businesses access working capital, reduce late payments, and make informed credit decisions.

Apperio Limited is a London-based company that specializes in legal spend management software. Established in 2011 and formerly known as Legal Tender Limited, Apperio provides a platform that enables businesses to gain real-time visibility into their legal expenditures. By integrating directly with law firms' practice management systems, the platform automatically gathers and structures data, presenting it in a clear format for analysis. This empowers in-house legal teams to manage their spending effectively and promotes a collaborative relationship with external counsel. Apperio's services encompass a wide variety of legal areas, including corporate, commercial, dispute resolution, and intellectual property, among others. The company’s innovative approach ensures clients have complete cost certainty and can make informed decisions regarding their legal services.

Saberr Limited, incorporated in 2013 and based in London, United Kingdom, utilizes advanced mathematics and psychology algorithms to predict startup success. The company offers an innovative software platform designed to enhance workplace dynamics by helping managers build trust and improve team performance. Through a suite of tools, including online surveys, one-on-one meeting facilitation, and team exercises, Saberr provides resources that support leadership development, agile work practices, and performance management. Its focus on fostering effective working relationships positions Saberr as a valuable partner for organizations navigating the complexities of modern work environments.

Revision App Limited is a London-based company founded in 2011 that specializes in creating a mobile revision tool designed to assist students in their educational pursuits. The application offers a range of revision materials, including notes, flashcards, and videos, covering various subjects such as English, mathematics, chemistry, economics, and business management. It caters to a wide demographic, including high school, college, and university students, with content tailored for GCSE, A-Level, and SAT examinations. Additionally, the platform enables teachers to monitor student progress and connect with their students effectively. By incorporating interactive quizzes and techniques for enhancing memory, Revision App provides a flexible and engaging learning experience that allows students to revise anytime and anywhere, ultimately aiming to improve academic performance.

Sush.io is a cloud-based financial dashboard that assists individuals and small businesses in tracking online expenditures, revenue, and banking operations. Founded in 2012 by Fabien Charbit and Thomas Guillaumin, the company is headquartered in London, England. By integrating various online accounts, Sush.io automatically consolidates bills, invoices, and related financial data into a single user-friendly application. This platform offers extensive integrations for financial automation, allowing users to streamline workflows without requiring technical expertise. Sush.io aims to simplify financial management by providing a comprehensive overview of spending and revenue in a centralized cloud app.

HMRC recognised SimpleTax is the easy way of calculating & submitting a self-assessment return. Developed with individuals in mind and not accountants – it is intuitive & jargon-free. You can record income & expenses via the SimpleTax App by scanning receipts & invoices directly into a return. The software guides you through the process of entering the required information to complete a return & based on this information, the software suggests where further savings could be made. You can register for free and enter all your information prior to paying for the service – once the return is complete and ready to be submitted to HMRC you pay for the service online by using a credit or debit card (10 transactions or 14 days free trial).

Sportlyzer is a player development and team management software tailored for youth and amateur sports clubs. The platform facilitates connections among coaches, managers, players, and parents, enhancing communication and organization within sports teams. It offers a comprehensive web service that aids sports managers in various administrative tasks, including player registration, schedule sharing, contact management, and invoicing. Additionally, Sportlyzer enables coaches to plan, measure, and analyze players' training sessions, test results, and overall progress, thereby supporting the development of athletes and improving team performance.

Holvi is a licensed Payment Institution offering digital small business banking across Europe. It provides a single platform for invoicing, bookkeeping, and traditional banking services, simplifying financial administration for solopreneurs, freelancers, micro businesses, and startups.

Bilbus Limited is a UK-based company that provides e-invoicing and e-financing solutions designed to enhance cash flow management for small and medium-sized businesses. Founded in 2010, Bilbus offers a comprehensive platform that allows users to send and track invoices directly from their accounting systems, automate reminders and follow-ups, and update receivables status in real time. The platform also facilitates cash forecasting and enables businesses to apply for commercial credit online. By connecting businesses with lenders, customers, and various financial partners through a single dashboard, Bilbus simplifies the process of managing invoices and addressing funding gaps, thereby improving financial visibility and operational efficiency for its clients.