Sarmayacar

OneLoad is a fintech product developed by EP Systems, a subsidiary of Systems Limited, and is supported by funding from organizations such as the World Bank Group and the Bill & Melinda Gates Foundation. The company offers a digital wallet and payment platform aimed at enhancing financial inclusion and access to digital payments in Pakistan. By providing interoperability among various branchless banking services, OneLoad enables users, particularly those who are unbanked, to access a range of financial services through a single platform. This innovative approach seeks to streamline financial transactions and promote greater access to essential banking services for the mass market.

Bykea is an app-based platform in Pakistan that offers ride-hailing and logistics services, primarily utilizing bikes as a mode of transport. This choice allows it to navigate congested urban areas more efficiently than traditional vehicles. The platform provides an array of services, including two-wheeler rides, food and grocery delivery, and payment solutions, all designed to address the challenges of transportation and logistics in the region. Bykea's application enables users to book rides easily, track the estimated arrival times of drivers, and locate them via GPS, ensuring a safe and reliable experience at an affordable price. Through its innovative approach, Bykea aims to improve the transportation landscape in Pakistan.

Abhi is a financial wellness platform based in Pakistan that offers employees the ability to access salary advances based on their accrued wages. Founded in 2021, the platform allows users to withdraw a portion of their earned income directly into their bank accounts, addressing immediate financial needs without hidden fees. In addition to salary advances, Abhi provides services such as invoice factoring and payroll processing, aimed at facilitating timely payments for employees. This solution not only supports individual financial health but also helps employers streamline processes within their HR and finance departments, ultimately improving overall workplace efficiency.

Start Up Early is an education platform for Pakistani youth that helps them discover and pursue their passions through a wide variety of co-curricular courses. Start Up Early is headquartered in Lahore, Punjab and was founded in 2019.

Jugnu operates a B2B e-commerce marketplace designed to enhance the livelihoods of small to medium-sized retailers in Pakistan. The platform connects brands directly with grocery stores, providing them with access to a wide range of products, transparent pricing, and reliable service. Jugnu facilitates next-day delivery for all purchases, allowing retailers to efficiently procure inventory for their businesses. By simplifying the ordering process and offering financial services, Jugnu aims to uplift the local economy and support the growth of small retailers across the country.

oladoc.com is an online healthcare platform based in Lahore, Pakistan, founded in 2016. It serves as a comprehensive resource for users seeking to find and book appointments with doctors and specialists in their vicinity. The platform allows patients to search for healthcare providers based on specialty, location, satisfaction scores, and waiting times, facilitating confirmed appointments at no cost. In addition to appointment booking, oladoc.com offers services such as home delivery of medicine, home lab testing, and nursing services. It also features a practice management solution for healthcare providers and hospitals, enabling them to automate their operations and manage patient data efficiently. With over 4,500 subscribed providers, oladoc.com connects more than 500,000 patients each month, aiming to enhance the accessibility and affordability of healthcare in Pakistan.

Abhi is a financial wellness platform based in Pakistan that offers employees the ability to access salary advances based on their accrued wages. Founded in 2021, the platform allows users to withdraw a portion of their earned income directly into their bank accounts, addressing immediate financial needs without hidden fees. In addition to salary advances, Abhi provides services such as invoice factoring and payroll processing, aimed at facilitating timely payments for employees. This solution not only supports individual financial health but also helps employers streamline processes within their HR and finance departments, ultimately improving overall workplace efficiency.

Abhi is a financial wellness platform based in Pakistan that offers employees the ability to access salary advances based on their accrued wages. Founded in 2021, the platform allows users to withdraw a portion of their earned income directly into their bank accounts, addressing immediate financial needs without hidden fees. In addition to salary advances, Abhi provides services such as invoice factoring and payroll processing, aimed at facilitating timely payments for employees. This solution not only supports individual financial health but also helps employers streamline processes within their HR and finance departments, ultimately improving overall workplace efficiency.

Bykea is an app-based platform in Pakistan that offers ride-hailing and logistics services, primarily utilizing bikes as a mode of transport. This choice allows it to navigate congested urban areas more efficiently than traditional vehicles. The platform provides an array of services, including two-wheeler rides, food and grocery delivery, and payment solutions, all designed to address the challenges of transportation and logistics in the region. Bykea's application enables users to book rides easily, track the estimated arrival times of drivers, and locate them via GPS, ensuring a safe and reliable experience at an affordable price. Through its innovative approach, Bykea aims to improve the transportation landscape in Pakistan.

Dot & Line is an alternative learning environment focused on primary school children in Pakistan. It aims to create scalable and low-cost educational settings that enhance learning outcomes in mathematics and literacy. The organization empowers women by providing opportunities for meaningful employment while contributing to the educational development of children, particularly in mastering foundational math skills. Dot & Line emphasizes innovative educational research, nurturing curiosity, and promoting critical thinking among students. Through its after-school programs, the company strives to foster both academic excellence and economic empowerment in the communities it serves.

Bykea is an app-based platform in Pakistan that offers ride-hailing and logistics services, primarily utilizing bikes as a mode of transport. This choice allows it to navigate congested urban areas more efficiently than traditional vehicles. The platform provides an array of services, including two-wheeler rides, food and grocery delivery, and payment solutions, all designed to address the challenges of transportation and logistics in the region. Bykea's application enables users to book rides easily, track the estimated arrival times of drivers, and locate them via GPS, ensuring a safe and reliable experience at an affordable price. Through its innovative approach, Bykea aims to improve the transportation landscape in Pakistan.

PublishEX is the only Pakistani company to have become a viable multi telco payment aggregator with agreements and integrations ongoing with 3 of the 4 largest operators covering 85% marketshare of the total cell phone market in Pakistan. Our solution allows integration of over 100m subscribers to make payments online without requiring a bank account, credit card or having to go to carrier specific mobile wallets.