Point is a home equity investment platform that provides homeowners with an innovative way to unlock the wealth tied up in their properties. By allowing homeowners to sell small fractions of their home equity to investors, Point enables them to access funds without incurring additional debt. The platform employs a combination of on-site appraisals, third-party automated valuation models, and proprietary pricing algorithms to accurately determine property values and the potential investment amounts. This approach offers homeowners a new avenue to diversify their financial assets and achieve greater financial freedom.
Stark Bank develops a banking API that automates and simplifies banking operations, facilitate reconciliation, and scale companies.
With Stark Bank, companies can scale their operations, allowing them to execute more transfers, payments, and charges. Stark Bank was founded in 2018 and is based in Sao Paulo, Brazil.
Tomo Networks, Inc. is a technology-driven real estate company founded in 2016 and headquartered in Stamford, Connecticut, with additional offices in Seattle, Washington, and Austin, Texas. The company offers a comprehensive mortgage and transaction platform designed for real estate agents and consumers, facilitating home buying and renting processes. In addition to these core services, Tomo provides consulting and advisory services related to real estate transactions, further enhancing its offerings in the market.
Vivid Money is a financial platform that helps customers grow their money. The platform offers a unique mobile banking app at their fingertips. Whether it’s payments, transfers, high-interest saving accounts, multi-currency accounts for their travels, spendings reports, split bills — with Vivid, managing all their finances and investing their money is easy, flexible, and 100% transparent. Vivid Money also analyzes transactions to identify a customer's recurring subscriptions, giving them the ability to block future charges if necessary. The users can also send money to other users from the app and generate a link so that the recipient can enter their banking details. There are also cashback features and the company plans to offer the ability to invest and buy shares from the app in the future. Vivid's app users can also create sub-accounts called pockets, each with its own IBAN. Users can invite others to use specific pockets or associate a card with a specific pocket. Additional physical cards or virtual cards can be ordered.
Slingshot is a decentralized finance (DeFi) trading platform that facilitates the trading of crypto assets. Founded in 2018 and based in San Francisco, California, Slingshot helps users find the best prices for token trades and offers a mobile-friendly interface for seamless trading. The platform aggregates a wide variety of tokens, providing valuable insights that enhance the trading experience. By enabling clients to trade digital assets securely through their wallets, Slingshot aims to simplify and improve access to the growing crypto market. The company was previously known as DEXAG, Inc. before rebranding in November 2020.
Settle is a developer of cash flow management software that focuses on automating business-to-business payments and enhancing working capital for sellers. The platform streamlines payment processes through features such as payment management, payable date management, paperless invoicing, and automated payments, enabling businesses to expedite their billing cycles. By facilitating quicker payments, Settle helps sellers receive their funds an average of 15 days faster, thereby improving their overall cash flow and operational efficiency. The company's innovative solutions have garnered positive feedback from customers and investors alike, driving Settle's commitment to providing advanced tools for organizations looking to scale in today's economy.
Upgrade, Inc. is an online lending platform based in San Francisco, California, with additional offices in Phoenix, Montreal, and Chicago. Founded in 2016, the company operates as a neobank, providing access to personal loans and innovative credit products, such as the Upgrade Card, which combines the benefits of installment lending with traditional credit card usage. Upgrade focuses on offering affordable and responsible credit solutions to mainstream consumers while also providing free credit monitoring and educational resources aimed at helping individuals manage their finances effectively. Through its services, Upgrade enables consumers to gain a better understanding of their credit health and make informed financial decisions.
PT Bank Jago Tbk is an Indonesia-based banking company. It offers various banking products and services that are categorized into funding and lending activities, along with other supporting banking services. Its funding activities are Saving & Spending Pockets, Locked Pockets, Shared Pockets, Giveaway pockets, and others. Its Lending activities are a technology-based bank that serves the small and medium enterprises segment, Retail segment, and mass market segment. Its operating segments are Outside Jakarta and DKI Jakarta.
Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes, select desired repayment terms and receive funds in their bank accounts in 7 days with minimal hassle. Capital Float was founded in 2013 by Gaurav Hinduja and Sashank Rishyasringa.
Tomo Networks, Inc. is a technology-driven real estate company founded in 2016 and headquartered in Stamford, Connecticut, with additional offices in Seattle, Washington, and Austin, Texas. The company offers a comprehensive mortgage and transaction platform designed for real estate agents and consumers, facilitating home buying and renting processes. In addition to these core services, Tomo provides consulting and advisory services related to real estate transactions, further enhancing its offerings in the market.
Figure Technologies, Inc. is a fintech company based in San Francisco, California, that specializes in providing consumer financial solutions primarily focused on home equity products. Incorporated in 2018, the company offers services such as home equity lines of credit, home improvement loans, and home buy-lease back options, facilitating access to capital for customers in as little as five days. Figure leverages blockchain technology, artificial intelligence, and advanced analytics to enhance its offerings, enabling customers to effectively manage their financial needs, including debt consolidation and retirement planning. Additionally, Figure has developed Provenance, a blockchain platform designed for businesses to manage digital assets and execute financial transactions efficiently.
Vivid Money is a financial platform that helps customers grow their money. The platform offers a unique mobile banking app at their fingertips. Whether it’s payments, transfers, high-interest saving accounts, multi-currency accounts for their travels, spendings reports, split bills — with Vivid, managing all their finances and investing their money is easy, flexible, and 100% transparent. Vivid Money also analyzes transactions to identify a customer's recurring subscriptions, giving them the ability to block future charges if necessary. The users can also send money to other users from the app and generate a link so that the recipient can enter their banking details. There are also cashback features and the company plans to offer the ability to invest and buy shares from the app in the future. Vivid's app users can also create sub-accounts called pockets, each with its own IBAN. Users can invite others to use specific pockets or associate a card with a specific pocket. Additional physical cards or virtual cards can be ordered.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
CRED is a members-only app that rewards the user with exclusive rewards for paying credit card bills. The company is committed to protecting the data and information of its members. CRED works on the guiding principle of opt-In consent and full transparency. The company's security processes and technology implementations combined with regulatory compliance is how it access, store, and use member data.
CRED is a members-only app that rewards the user with exclusive rewards for paying credit card bills. The company is committed to protecting the data and information of its members. CRED works on the guiding principle of opt-In consent and full transparency. The company's security processes and technology implementations combined with regulatory compliance is how it access, store, and use member data.
Vivid Money is a financial platform that helps customers grow their money. The platform offers a unique mobile banking app at their fingertips. Whether it’s payments, transfers, high-interest saving accounts, multi-currency accounts for their travels, spendings reports, split bills — with Vivid, managing all their finances and investing their money is easy, flexible, and 100% transparent. Vivid Money also analyzes transactions to identify a customer's recurring subscriptions, giving them the ability to block future charges if necessary. The users can also send money to other users from the app and generate a link so that the recipient can enter their banking details. There are also cashback features and the company plans to offer the ability to invest and buy shares from the app in the future. Vivid's app users can also create sub-accounts called pockets, each with its own IBAN. Users can invite others to use specific pockets or associate a card with a specific pocket. Additional physical cards or virtual cards can be ordered.
Tomo Networks, Inc. is a technology-driven real estate company founded in 2016 and headquartered in Stamford, Connecticut, with additional offices in Seattle, Washington, and Austin, Texas. The company offers a comprehensive mortgage and transaction platform designed for real estate agents and consumers, facilitating home buying and renting processes. In addition to these core services, Tomo provides consulting and advisory services related to real estate transactions, further enhancing its offerings in the market.
Upgrade, Inc. is an online lending platform based in San Francisco, California, with additional offices in Phoenix, Montreal, and Chicago. Founded in 2016, the company operates as a neobank, providing access to personal loans and innovative credit products, such as the Upgrade Card, which combines the benefits of installment lending with traditional credit card usage. Upgrade focuses on offering affordable and responsible credit solutions to mainstream consumers while also providing free credit monitoring and educational resources aimed at helping individuals manage their finances effectively. Through its services, Upgrade enables consumers to gain a better understanding of their credit health and make informed financial decisions.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes, select desired repayment terms and receive funds in their bank accounts in 7 days with minimal hassle. Capital Float was founded in 2013 by Gaurav Hinduja and Sashank Rishyasringa.
Figure Technologies, Inc. is a fintech company based in San Francisco, California, that specializes in providing consumer financial solutions primarily focused on home equity products. Incorporated in 2018, the company offers services such as home equity lines of credit, home improvement loans, and home buy-lease back options, facilitating access to capital for customers in as little as five days. Figure leverages blockchain technology, artificial intelligence, and advanced analytics to enhance its offerings, enabling customers to effectively manage their financial needs, including debt consolidation and retirement planning. Additionally, Figure has developed Provenance, a blockchain platform designed for businesses to manage digital assets and execute financial transactions efficiently.
CRED is a members-only app that rewards the user with exclusive rewards for paying credit card bills. The company is committed to protecting the data and information of its members. CRED works on the guiding principle of opt-In consent and full transparency. The company's security processes and technology implementations combined with regulatory compliance is how it access, store, and use member data.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
Bonify is a Berlin-based FinTech startup that provides customers with access to their credit scoring and financial data, aiming to enhance their financial well-being. Founded in 2015 by former executives from McKinsey and Zalando, Bonify offers a mobile platform that allows users to check and correct their credit scores, monitor changes, and receive personalized recommendations for optimizing their financial situation. The service includes easy-to-read credit reports and real-time evaluations of creditworthiness, all at no charge to the user. The company has garnered significant investment from leading venture capital firms and successful entrepreneurs, underscoring its potential in the financial technology sector.
Raisin is a Berlin-based online financial marketplace established in 2012 that connects retail customers with banks throughout Europe, facilitating access to competitive deposit rates. The platform offers a variety of savings and investment products, including overnight flexible savings and long-term deposits, allowing users to choose from exclusive offerings by various financial institutions. By streamlining the investment process, Raisin enables individuals and businesses to manage their investments efficiently through a single interface. The primary objective of Raisin is to help savers find the best interest rates while expanding the deposit reach for partner banks.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
Affirm is a financial technology company that offers installment loans to consumers at the point of sale, allowing them to make purchases from online merchants and pay for them in fixed monthly installments. Founded in 2012 and headquartered in San Francisco, with an additional office in Chicago, Affirm aims to provide transparent financial products that empower consumers and enhance their buying experience. Customers can select Affirm as a payment method at checkout, complete a real-time application, and choose a payment plan that aligns with their budget. The service stands out by offering upfront pricing with no hidden fees or compounding interest, unlike traditional credit options. Affirm partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide consumers with a flexible alternative to credit cards. Loans are facilitated through a partnership with Cross River Bank, ensuring a reliable financing option for users.
Point is a home equity investment platform that provides homeowners with an innovative way to unlock the wealth tied up in their properties. By allowing homeowners to sell small fractions of their home equity to investors, Point enables them to access funds without incurring additional debt. The platform employs a combination of on-site appraisals, third-party automated valuation models, and proprietary pricing algorithms to accurately determine property values and the potential investment amounts. This approach offers homeowners a new avenue to diversify their financial assets and achieve greater financial freedom.
Figure Technologies, Inc. is a fintech company based in San Francisco, California, that specializes in providing consumer financial solutions primarily focused on home equity products. Incorporated in 2018, the company offers services such as home equity lines of credit, home improvement loans, and home buy-lease back options, facilitating access to capital for customers in as little as five days. Figure leverages blockchain technology, artificial intelligence, and advanced analytics to enhance its offerings, enabling customers to effectively manage their financial needs, including debt consolidation and retirement planning. Additionally, Figure has developed Provenance, a blockchain platform designed for businesses to manage digital assets and execute financial transactions efficiently.
Raisin is a Berlin-based online financial marketplace established in 2012 that connects retail customers with banks throughout Europe, facilitating access to competitive deposit rates. The platform offers a variety of savings and investment products, including overnight flexible savings and long-term deposits, allowing users to choose from exclusive offerings by various financial institutions. By streamlining the investment process, Raisin enables individuals and businesses to manage their investments efficiently through a single interface. The primary objective of Raisin is to help savers find the best interest rates while expanding the deposit reach for partner banks.
Earnin offers a mobile platform that allows employees to access their earned wages in real-time, bypassing the traditional biweekly paycheck system. Launched in 2014, the service enables users to draw on their earnings whenever needed, directly from their smartphones. Unlike conventional payroll services, Earnin does not charge fees or interest; instead, it allows users to voluntarily contribute what they consider fair for the service. The platform works by tracking the hours worked through an electronic timesheet and facilitating direct deposits, empowering users to manage their finances more effectively and avoid late or overdraft fees. By leveraging technology, Earnin is aimed at enhancing financial flexibility and control for employees.
Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It provides features such as budget setting, bill reminders, and the ability to split bills among users. Additionally, Money View offers services like Savings+ and TaxSaver+ to help users save money. The platform also facilitates personal loan services, allowing users to check eligibility, gain real-time visibility of their finances, and access low-interest loans through a paperless process, all while promoting effective expense management.
Cross River Bank, based in Fort Lee, New Jersey, offers a range of personal and corporate banking products and services across the United States. These include checking and savings accounts, as well as direct lending options such as commercial real estate loans for various property types in the New York, New Jersey, and Connecticut metro areas. The bank combines traditional banking practices with innovative technology, partnering with fintech companies to create integrated solutions for marketplace lending and payment processing. Cross River emphasizes regulatory compliance and consumer protection, providing secure banking platforms and services that encompass lending, payments, and risk management. Founded in 2008, Cross River operates as a subsidiary of CRB Group, Inc.
Bonify is a Berlin-based FinTech startup that provides customers with access to their credit scoring and financial data, aiming to enhance their financial well-being. Founded in 2015 by former executives from McKinsey and Zalando, Bonify offers a mobile platform that allows users to check and correct their credit scores, monitor changes, and receive personalized recommendations for optimizing their financial situation. The service includes easy-to-read credit reports and real-time evaluations of creditworthiness, all at no charge to the user. The company has garnered significant investment from leading venture capital firms and successful entrepreneurs, underscoring its potential in the financial technology sector.
CRED is a members-only app that rewards the user with exclusive rewards for paying credit card bills. The company is committed to protecting the data and information of its members. CRED works on the guiding principle of opt-In consent and full transparency. The company's security processes and technology implementations combined with regulatory compliance is how it access, store, and use member data.
Scratch Services, LLC develops a proprietary loan accounting system, payments infrastructure, and borrower-facing web application which operates as a loan servicer that delivers a borrower-first experience and improves consumers' ability to understand, manage, and repay their loans and facilitates transformation of the service ecosystem for both borrowers and lenders. The company was incorporated in 2015 and is based in San Francisco, California.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
Upgrade, Inc. is an online lending platform based in San Francisco, California, with additional offices in Phoenix, Montreal, and Chicago. Founded in 2016, the company operates as a neobank, providing access to personal loans and innovative credit products, such as the Upgrade Card, which combines the benefits of installment lending with traditional credit card usage. Upgrade focuses on offering affordable and responsible credit solutions to mainstream consumers while also providing free credit monitoring and educational resources aimed at helping individuals manage their finances effectively. Through its services, Upgrade enables consumers to gain a better understanding of their credit health and make informed financial decisions.
Figure Technologies, Inc. is a fintech company based in San Francisco, California, that specializes in providing consumer financial solutions primarily focused on home equity products. Incorporated in 2018, the company offers services such as home equity lines of credit, home improvement loans, and home buy-lease back options, facilitating access to capital for customers in as little as five days. Figure leverages blockchain technology, artificial intelligence, and advanced analytics to enhance its offerings, enabling customers to effectively manage their financial needs, including debt consolidation and retirement planning. Additionally, Figure has developed Provenance, a blockchain platform designed for businesses to manage digital assets and execute financial transactions efficiently.
Figure Technologies, Inc. is a fintech company based in San Francisco, California, that specializes in providing consumer financial solutions primarily focused on home equity products. Incorporated in 2018, the company offers services such as home equity lines of credit, home improvement loans, and home buy-lease back options, facilitating access to capital for customers in as little as five days. Figure leverages blockchain technology, artificial intelligence, and advanced analytics to enhance its offerings, enabling customers to effectively manage their financial needs, including debt consolidation and retirement planning. Additionally, Figure has developed Provenance, a blockchain platform designed for businesses to manage digital assets and execute financial transactions efficiently.
Tala is a mobile technology and data science company focused on providing financial services in emerging markets. Founded in 2011 and headquartered in Santa Monica, with additional offices in Nairobi, Manila, Dar Es Salaam, Mexico City, Mumbai, and Bangalore, Tala has helped over 2 million users access personal loans through its smartphone app. The platform utilizes data to create instant credit scores for individuals lacking formal credit or banking history, enabling them to receive personalized loans and build digital credit profiles. The app streamlines the entire lending process, allowing users to apply for loans, receive funds, and track their status seamlessly. Tala aims to empower clients by offering accessible financial services that facilitate borrowing, saving, and overall financial growth.
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.
Figure Technologies, Inc. is a fintech company based in San Francisco, California, that specializes in providing consumer financial solutions primarily focused on home equity products. Incorporated in 2018, the company offers services such as home equity lines of credit, home improvement loans, and home buy-lease back options, facilitating access to capital for customers in as little as five days. Figure leverages blockchain technology, artificial intelligence, and advanced analytics to enhance its offerings, enabling customers to effectively manage their financial needs, including debt consolidation and retirement planning. Additionally, Figure has developed Provenance, a blockchain platform designed for businesses to manage digital assets and execute financial transactions efficiently.
Affirm is a financial technology company that offers installment loans to consumers at the point of sale, allowing them to make purchases from online merchants and pay for them in fixed monthly installments. Founded in 2012 and headquartered in San Francisco, with an additional office in Chicago, Affirm aims to provide transparent financial products that empower consumers and enhance their buying experience. Customers can select Affirm as a payment method at checkout, complete a real-time application, and choose a payment plan that aligns with their budget. The service stands out by offering upfront pricing with no hidden fees or compounding interest, unlike traditional credit options. Affirm partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide consumers with a flexible alternative to credit cards. Loans are facilitated through a partnership with Cross River Bank, ensuring a reliable financing option for users.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
Earnin offers a mobile platform that allows employees to access their earned wages in real-time, bypassing the traditional biweekly paycheck system. Launched in 2014, the service enables users to draw on their earnings whenever needed, directly from their smartphones. Unlike conventional payroll services, Earnin does not charge fees or interest; instead, it allows users to voluntarily contribute what they consider fair for the service. The platform works by tracking the hours worked through an electronic timesheet and facilitating direct deposits, empowering users to manage their finances more effectively and avoid late or overdraft fees. By leveraging technology, Earnin is aimed at enhancing financial flexibility and control for employees.
dv01, Inc. provides data and real-time insights for institutional investors, banks, and lenders in the financial lending markets. The company offers dv01 LOANS, a cloud-based portfolio management solution that compares and analyzes the lenders data for institutional investors; and dv01 BONDS, a loan data agent service for securitizations. It also offers Securitization Explorer, a web portal to provide investors with insights into securitizations of consumer loans; and a cash flow engine for securitizations. dv01, Inc. was incorporated in 2014 and is headquartered in New York, New York.
dv01, Inc. provides data and real-time insights for institutional investors, banks, and lenders in the financial lending markets. The company offers dv01 LOANS, a cloud-based portfolio management solution that compares and analyzes the lenders data for institutional investors; and dv01 BONDS, a loan data agent service for securitizations. It also offers Securitization Explorer, a web portal to provide investors with insights into securitizations of consumer loans; and a cash flow engine for securitizations. dv01, Inc. was incorporated in 2014 and is headquartered in New York, New York.
Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes, select desired repayment terms and receive funds in their bank accounts in 7 days with minimal hassle. Capital Float was founded in 2013 by Gaurav Hinduja and Sashank Rishyasringa.
Bonify is a Berlin-based FinTech startup that provides customers with access to their credit scoring and financial data, aiming to enhance their financial well-being. Founded in 2015 by former executives from McKinsey and Zalando, Bonify offers a mobile platform that allows users to check and correct their credit scores, monitor changes, and receive personalized recommendations for optimizing their financial situation. The service includes easy-to-read credit reports and real-time evaluations of creditworthiness, all at no charge to the user. The company has garnered significant investment from leading venture capital firms and successful entrepreneurs, underscoring its potential in the financial technology sector.
Raisin is a Berlin-based online financial marketplace established in 2012 that connects retail customers with banks throughout Europe, facilitating access to competitive deposit rates. The platform offers a variety of savings and investment products, including overnight flexible savings and long-term deposits, allowing users to choose from exclusive offerings by various financial institutions. By streamlining the investment process, Raisin enables individuals and businesses to manage their investments efficiently through a single interface. The primary objective of Raisin is to help savers find the best interest rates while expanding the deposit reach for partner banks.
Funding Circle is a London-based online lending platform established in 2010 that connects investors with small and medium-sized businesses seeking capital. Operating in the United Kingdom, the United States, Germany, the Netherlands, and Spain, Funding Circle facilitates direct lending through its marketplace, allowing a variety of investors—including individuals, banks, local councils, and institutional investors—to fund business loans. The platform offers both secured and unsecured loans to help businesses with various financial needs, such as working capital, asset purchases, and property development. Additionally, Funding Circle collaborates with institutional investors on securitization programs and issues loan payment dependent debt securities. By bridging the gap between businesses in need of funding and investors seeking attractive returns, Funding Circle aims to create a mutually beneficial relationship that supports economic growth and job creation.
Ideal Invest provides financing solutions for the education sector. It has existed since 2001 with the aim of bringing financial solutions to the education sector. It started out by offering working capital finance to private universities, moving into student loans under the brand name Pravaler.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It provides features such as budget setting, bill reminders, and the ability to split bills among users. Additionally, Money View offers services like Savings+ and TaxSaver+ to help users save money. The platform also facilitates personal loan services, allowing users to check eligibility, gain real-time visibility of their finances, and access low-interest loans through a paperless process, all while promoting effective expense management.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
Raisin is a Berlin-based online financial marketplace established in 2012 that connects retail customers with banks throughout Europe, facilitating access to competitive deposit rates. The platform offers a variety of savings and investment products, including overnight flexible savings and long-term deposits, allowing users to choose from exclusive offerings by various financial institutions. By streamlining the investment process, Raisin enables individuals and businesses to manage their investments efficiently through a single interface. The primary objective of Raisin is to help savers find the best interest rates while expanding the deposit reach for partner banks.
Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It provides features such as budget setting, bill reminders, and the ability to split bills among users. Additionally, Money View offers services like Savings+ and TaxSaver+ to help users save money. The platform also facilitates personal loan services, allowing users to check eligibility, gain real-time visibility of their finances, and access low-interest loans through a paperless process, all while promoting effective expense management.
Money View is a financial management application founded in April 2014 by Sanjay Aggarwal and based in Bangalore, Karnataka. The app enables users to track and organize their expenses, bills, and account balances by extracting financial information from SMS messages. It provides features such as budget setting, bill reminders, and the ability to split bills among users. Additionally, Money View offers services like Savings+ and TaxSaver+ to help users save money. The platform also facilitates personal loan services, allowing users to check eligibility, gain real-time visibility of their finances, and access low-interest loans through a paperless process, all while promoting effective expense management.
Kiavi, formerly known as LendingHome, is a San Francisco-based company that provides mortgage financing services tailored for real estate investors. Founded in 2014, Kiavi specializes in offering a variety of short-term first-lien mortgage products, including fix-and-flip bridge loans and rental loans. The company's platform streamlines the loan process through advanced technology, making it accessible for both novice and experienced investors. Kiavi serves clients involved in purchasing residential properties, such as single-family homes and townhomes, while also focusing on properties that may undergo rehabilitation. Its services are available in several states, including Arizona, California, Michigan, Nevada, North Carolina, and Texas. The company also conducts comprehensive loan underwriting, assessing factors such as property value, equity coverage, and the borrower’s real estate experience.
Funding Circle is a London-based online lending platform established in 2010 that connects investors with small and medium-sized businesses seeking capital. Operating in the United Kingdom, the United States, Germany, the Netherlands, and Spain, Funding Circle facilitates direct lending through its marketplace, allowing a variety of investors—including individuals, banks, local councils, and institutional investors—to fund business loans. The platform offers both secured and unsecured loans to help businesses with various financial needs, such as working capital, asset purchases, and property development. Additionally, Funding Circle collaborates with institutional investors on securitization programs and issues loan payment dependent debt securities. By bridging the gap between businesses in need of funding and investors seeking attractive returns, Funding Circle aims to create a mutually beneficial relationship that supports economic growth and job creation.
CAN Capital, Inc. is a financial services provider that specializes in offering working capital and small business loans to small and medium-sized enterprises in the United States. Founded in 1998 and headquartered in Kennesaw, Georgia, the company provides products such as small business term loans and merchant cash advances, which can be used for various purposes including inventory purchases, payroll, equipment upgrades, and marketing initiatives. Utilizing a proprietary real-time platform and risk-scoring models, CAN Capital streamlines the lending process, enabling quick access to flexible funding options without requiring personal asset collateral. The company's Daily Remittance Platform allows lenders to monitor borrowers' daily cash flows and collect repayments efficiently, enhancing the overall lending experience. Formerly known as Capital Access Network, Inc., the company rebranded to CAN Capital in December 2013.
Funding Circle is a London-based online lending platform established in 2010 that connects investors with small and medium-sized businesses seeking capital. Operating in the United Kingdom, the United States, Germany, the Netherlands, and Spain, Funding Circle facilitates direct lending through its marketplace, allowing a variety of investors—including individuals, banks, local councils, and institutional investors—to fund business loans. The platform offers both secured and unsecured loans to help businesses with various financial needs, such as working capital, asset purchases, and property development. Additionally, Funding Circle collaborates with institutional investors on securitization programs and issues loan payment dependent debt securities. By bridging the gap between businesses in need of funding and investors seeking attractive returns, Funding Circle aims to create a mutually beneficial relationship that supports economic growth and job creation.
Credit Karma is a personal finance company founded in 2007 and headquartered in San Francisco, California. It aims to assist individuals in making informed financial decisions by providing free access to credit reports and personalized financial advisory services. With a membership base exceeding 100 million, Credit Karma offers various tools and recommendations that help users secure better loan deals, save money, and monitor their credit status. The company's mission is to empower people to understand their finances and enhance their financial well-being.