The Raba Partnership

Stitch operates a financial API platform that facilitates secure connections between bank accounts and various applications. By providing full API access to financial accounts, Stitch enables users to share their transaction history, confirm their identities, and initiate payments efficiently. The platform integrates directly with existing bank infrastructures, ensuring compliance and enhancing user experience through a lightweight single sign-on process. This approach allows clients to conduct fraud-free bank payments and access financial data with ease.

Capi Money is a digital payment platform designed to assist businesses in making and receiving international payments. The company offers a suite of financial tools, including budgeting solutions, expense tracking, investment analysis, and goal setting features. By providing these services, Capi Money enables users, particularly importers, to manage their finances effectively and make informed financial decisions. The platform aims to enhance financial literacy and facilitate smoother transactions across borders.

Swypex is a developer of spend management software focused on enhancing financial operations for businesses. The company's platform features real-time expense tracking, streamlined invoice management, and secure payment solutions, allowing organizations to manage their expenditures effectively. In addition to facilitating easy transfers, Swypex offers corporate credit cards and cash management services, providing businesses with deeper insights and greater control over their financial health. By prioritizing ease of use and security, Swypex aims to empower companies to spend intelligently and improve visibility into their financial activities.

Cleva is a banking platform focused on serving Nigerian businesses and freelancers, facilitating the receipt and management of international payments. By offering USD accounts, Cleva provides a convenient solution for users to conduct transactions in foreign currencies. The platform aims to simplify the process of receiving payments by providing competitive exchange rates and low fees, thus enhancing accessibility for businesses and individuals operating globally. Through its services, Cleva enables its clients to manage their finances more effectively in an increasingly interconnected economy.

Kera is a health technology company that operates an AI-powered platform designed to digitize and connect fragmented health information in Senegal and beyond. The platform aggregates and analyzes data from various sources such as electronic health records, lab results, pharmacies, and health insurance products, enabling healthcare professionals to enhance care delivery and accessibility.

Custos platform enables it to manage compliance and operations.

Cloudline is a logistics services provider that utilizes lighter-than-air technology powered by solar energy to facilitate emissions-free aviation. The company operates remotely piloted long-range autonomous airships capable of transporting large payloads, gathering data, and conducting maintenance inspections. Its primary mission is to connect isolated communities worldwide to the global supply chain through drone deliveries, particularly in rural villages, island nations, and disaster-stricken areas, enabling access to international aid without significant infrastructure investments.

Cloudline is a cloud-based platform designed to support leisure and entertainment businesses in enhancing their operations. By offering a comprehensive suite of tools, Cloudline enables these organizations to increase sales, lower operational costs, and provide personalized experiences for their customers. The platform includes visitor experience and site management technology that automates ordering workflows, allowing businesses to manage their operations more efficiently. This focus on automation and customer satisfaction helps organizations consistently engage and delight their visitors, ultimately driving growth and improving overall performance in the leisure and entertainment sectors.

Stitch operates a financial API platform that facilitates secure connections between bank accounts and various applications. By providing full API access to financial accounts, Stitch enables users to share their transaction history, confirm their identities, and initiate payments efficiently. The platform integrates directly with existing bank infrastructures, ensuring compliance and enhancing user experience through a lightweight single sign-on process. This approach allows clients to conduct fraud-free bank payments and access financial data with ease.

Cloudline is a logistics services provider that utilizes lighter-than-air technology powered by solar energy to facilitate emissions-free aviation. The company operates remotely piloted long-range autonomous airships capable of transporting large payloads, gathering data, and conducting maintenance inspections. Its primary mission is to connect isolated communities worldwide to the global supply chain through drone deliveries, particularly in rural villages, island nations, and disaster-stricken areas, enabling access to international aid without significant infrastructure investments.

Revivo is an online marketplace specializing in high-quality electronic spare parts aimed at enhancing access to affordable electronic repairs. The company operates a business-to-business e-commerce platform that offers a wide range of consumer electronics spare parts, accessories, tools, and refurbished devices at competitive prices. By facilitating inventory financing, Revivo supports small repair shops, enabling them to grow and thrive in a competitive market while making quality repairs more accessible to consumers.

Axis is a digital banking alternative specifically designed for small businesses and solopreneurs. The company provides a mobile payment platform that simplifies the management of employee payroll, salary advances, and payments to suppliers, contractors, and vendors. Its fully interoperable mobile wallet enables employees to send and receive money from any mobile wallet in Egypt, while also rewarding them with points for various transactions, such as bill payments and online purchases. Axis aims to empower small business founders by equipping them with essential tools and resources to effectively navigate the challenges of running and growing their enterprises. The company is fully licensed by the Central Bank of Egypt and has developed its entire technology stack in-house.

Fuse Finance specializes in providing a comprehensive payments infrastructure tailored for the Middle East and North Africa (MENA) region. The company enables international payments businesses to establish a presence in MENA by offering solutions that include the creation of local International Bank Account Numbers (IBANs) for customers. Its technology streamlines operations by facilitating interactions with local banks, running real-time reconciliations, and managing virtual accounts. Additionally, Fuse Finance supports clients in moving money both locally and internationally while ensuring compliance with local regulations. This infrastructure allows businesses to effectively reconcile customer funds and manage their financial operations within the region.

Envio is a technology company that specializes in providing a modern, efficient, and developer-friendly blockchain indexing solution. It addresses the challenges posed by latency, reliability, and costs in traditional indexing approaches, giving developers peace of mind. Envio serves as a front door for applications to access, transform, and save real-time or historical data from any EVM smart contract, enhancing the development process and unlocking the potential of Web3 infrastructure.

Trustcrow is a technology company that specializes in real estate transaction management. It offers a platform that securely holds funds during property transactions, protecting both buyers/renters and sellers from payment fraud. The platform also provides clear insights into property history and risks, aiding in informed investment decisions.

Ramani is a software development company based in Dar es Salaam, Tanzania, founded in 2020. It specializes in creating applications that assist salespeople in tracking inventory, registering customers, and recording sales transactions. The platform facilitates real-time management of sales operations, enabling organizations to capture supply chain data and enhance sales visibility. Additionally, Ramani supports resellers in accessing financial services, ultimately helping clients to boost their revenue and expand their market share.

Yellow Card is a financial technology company that operates an online cryptocurrency trading platform, facilitating secure and cost-effective transactions across Africa. It specializes in providing on/off ramp services for stablecoins like USDT, USDC, and PYUSD, enabling users to buy and sell these coins using their local currency. The company partners with local merchants and vendors to offer voucher-based Bitcoin purchases, simplifying money transfers and enabling e-commerce participation in cryptocurrency. Yellow Card, founded in 2016 and headquartered in Chamblee, Georgia, has expanded its operations to multiple African countries, processing over US$3 billion in transactions to date.

The Fashion Kingdom is an e-commerce platform specializing in a wide range of fashion and beauty products. The company offers an extensive selection of clothing, including shirts, jeans, jackets, sweatshirts, hoodies, knitwear, swimwear, and activewear, as well as health and beauty items such as liquid lipsticks, fragrances, and various accessories. Catering to diverse age groups and genders, The Fashion Kingdom focuses on providing quality outfits from different brands at value-for-money prices, primarily serving customers in Egypt. To enhance customer experience, inquiries are managed through online applications, ensuring efficient communication and support.

Thepeer is a technology infrastructure company that facilitates cross-business transactions by connecting digital wallets across various sectors, including mobile money and banking. Its online platform provides a seamless experience for customers by allowing them to perform transactions and direct charges from their platform to any business wallet. Thepeer also offers robust application programming interfaces (APIs) for developers, enabling businesses to implement efficient and direct transaction capabilities across different platforms. The company's solutions aim to enhance the transaction process, making it faster and more accessible for both businesses and their customers.

Nile.ag operates a food trading e-commerce platform that facilitates the exchange of fresh produce among farmers across various African countries. By connecting buyers and sellers, Nile.ag aims to enhance the accessibility of nutritious food while addressing challenges in the food trading process. The platform offers solutions for price discovery, quality verification, payments, and traceability, ensuring that clients can trade safely and efficiently. Through its digital offerings, Nile.ag seeks to streamline food trading and improve the overall transparency of transactions, benefiting both producers and consumers.

BVNK is a fintech company specializing in modern payments infrastructure for businesses. It unifies traditional banking systems with blockchain technology on a single platform, enabling businesses to send and receive stablecoin payments, convert currencies, and add crypto payment options to their checkout processes. BVNK's flexible platform allows innovators to swiftly launch new payment products while ensuring compliance through its robust global licensing expertise.

Float Capital is a blockchain-based financial application made for use in the financial sector. Users can meet their financial needs due to the company's platform, which offers a next-generation synthetic asset protocol for minting synthetic assets without over-collateralization or liquidations.

Octo is a digital banking platform aimed at providing financial services to Egyptians who lack access to formal credit. The company develops a payment and credit platform that facilitates a range of financial transactions, allowing users to deposit and withdraw funds from multiple locations. Octo's platform enables users to manage their finances effectively by offering features such as spending through a card, transferring payments via a mobile application, and making purchases with credit at participating retailers. This flexibility allows users to split their payments between cash and credit, often at competitive rates. By focusing on underserved populations, Octo seeks to enhance financial inclusion in Egypt.

VALR is a digital asset trading platform based in Johannesburg, South Africa, that enables customers to buy, sell, store, and transfer cryptocurrencies in a secure environment. The platform offers a wide selection of digital assets and incorporates multiple layers of protection to ensure the safety of clients' accounts and funds. VALR aims to provide access to financial services with a focus on fairness and transparency, contributing to the development of a more inclusive financial system.

Stitch operates a financial API platform that facilitates secure connections between bank accounts and various applications. By providing full API access to financial accounts, Stitch enables users to share their transaction history, confirm their identities, and initiate payments efficiently. The platform integrates directly with existing bank infrastructures, ensuring compliance and enhancing user experience through a lightweight single sign-on process. This approach allows clients to conduct fraud-free bank payments and access financial data with ease.

Thndr is a financial services company established in 2020 by Seif Amr in Cairo, Egypt. It operates an app-based investment platform designed to facilitate commission-free trading for investors. The platform offers a range of features, including no account minimums, real-time market data, and easy account setup and funding processes. Users can also access the latest financial news and educational tools, empowering them to make informed investment decisions. Thndr aims to simplify the investing process and enhance financial literacy among its users.

Nestcoin is a web3 application company that specializes in creating, operating, and investing in crypto-native products. The firm develops cryptocurrency investment software that allows investors to construct and invest in products focused on the digital asset space. Its offerings encompass a wide range of sectors, including decentralized finance, media, digital art, and gaming. By enabling clients in the crypto markets to access tailored crypto solutions, Nestcoin aims to enhance the investment experience for users interested in cryptocurrency.

FloatPays is a financial technology company based in Cape Town, Western Cape, that specializes in providing a platform for employees to gain early access to their wages. Founded in 2019, the company's offerings include payroll integration, payment services, and financial education, alongside effective reporting tools. FloatPays aims to enhance financial well-being for employees by facilitating budgeting and training, ultimately helping individuals transition from debt to savings. By enabling firms to offer these monetary services, FloatPays supports a healthier financial ecosystem for the workforce.

Future Africa is a Lagos-based venture capital firm established in 2016, dedicated to empowering mission-driven founders and innovators to tackle significant challenges across the African continent. The firm focuses on creating a future where purpose and prosperity are accessible to all. Future Africa invests in a diverse array of sectors, including agriculture, data and artificial intelligence, e-commerce, education, finance, healthcare, and technology, among others. By supporting startups and entrepreneurs, Future Africa aims to foster the development of transformative solutions that contribute to the continent's economic growth and social progress.

Cova is a technology company that specializes in asset tracking and management. It enables users to consolidate and monitor their diverse financial holdings, including bank accounts, cryptocurrencies, stocks, pensions, and other valuable documents like deeds or wills, through a user-friendly dashboard. Regardless of where these assets are held, Cova facilitates secure aggregation and real-time tracking via its platform, which employs robust security measures such as encryption keys and updated protocols to protect users' financial data.

Busha is a digital currency exchange platform that facilitates the buying, selling, and management of cryptocurrency portfolios. The platform offers users the ability to swap and store various cryptocurrencies, including Bitcoin, Ether, and Litecoin, among others. By providing a reliable and user-friendly interface, Busha enables both consumers and merchants to access and engage with digital currencies seamlessly. The company's focus is on ensuring a secure and efficient trading experience for its users.

Stitch operates a financial API platform that facilitates secure connections between bank accounts and various applications. By providing full API access to financial accounts, Stitch enables users to share their transaction history, confirm their identities, and initiate payments efficiently. The platform integrates directly with existing bank infrastructures, ensuring compliance and enhancing user experience through a lightweight single sign-on process. This approach allows clients to conduct fraud-free bank payments and access financial data with ease.

Kwara GmbH is a technology company that specializes in developing a digital banking platform tailored for savings and credit co-operative societies (SACCOs). Founded in 2018 and headquartered in Berlin, Germany, with an additional office in Nairobi, Kenya, Kwara aims to modernize credit unions by providing a comprehensive cloud-based solution. The platform facilitates loan application servicing and approval for members, while also offering integration services, customer support, real-time financial tracking, and compliance assistance. Kwara's offerings include Kwara Pronto, a tool for managing loans. Currently, the company serves over 200 SACCOs across Kenya, South Africa, and the Philippines, enabling these financial institutions to enhance their operations and improve access to formal financial services.

Caliza is focused on creating a global financial infrastructure that facilitates seamless commerce by removing borders. The company enables businesses to provide instant cross-border settlement and regulated digital dollar accounts to their customers. By leveraging stablecoins, Caliza's platform allows for efficient and cost-effective transactions, supporting various use cases such as international supplier payments and corporate fund transfers. This infrastructure empowers merchant settlement providers to move funds across borders with ease, thereby enhancing access to the US economy for its clients.

Yellow Card is a financial technology company that operates an online cryptocurrency trading platform, facilitating secure and cost-effective transactions across Africa. It specializes in providing on/off ramp services for stablecoins like USDT, USDC, and PYUSD, enabling users to buy and sell these coins using their local currency. The company partners with local merchants and vendors to offer voucher-based Bitcoin purchases, simplifying money transfers and enabling e-commerce participation in cryptocurrency. Yellow Card, founded in 2016 and headquartered in Chamblee, Georgia, has expanded its operations to multiple African countries, processing over US$3 billion in transactions to date.

OnePipe simplifies complex infrastructure so you can focus on creating market-defining innovations. Banks and fintech partners of OnePipe have contributed the majority of the underlying infrastructure required to establish your product as a service.

Shara is a mobile application that provides a digital platform for consumer goods companies in developing markets. It offers tools for managing business operations, including the ability to send receipts and invoices, track outstanding payments, and issue reminders and professional statements at no cost. Additionally, Shara features a secure wallet designed to help clients organize their finances and enhance their business growth systematically. Through these services, Shara aims to streamline business processes and support the development of small and medium enterprises in emerging markets.

Yoco Technologies, based in Cape Town, South Africa, specializes in streamlining commerce between buyers and sellers. It offers a mobile point-of-sale solution that enables businesses to accept secure payments online and offline through a unified platform. This platform also includes lending and business software services, catering to over 300,000 small businesses annually, processing billions of dollars in transactions. Yoco aims to enhance the customer experience by reducing wait times and simplifying payment processes for both buyers and sellers.

Stitch operates a financial API platform that facilitates secure connections between bank accounts and various applications. By providing full API access to financial accounts, Stitch enables users to share their transaction history, confirm their identities, and initiate payments efficiently. The platform integrates directly with existing bank infrastructures, ensuring compliance and enhancing user experience through a lightweight single sign-on process. This approach allows clients to conduct fraud-free bank payments and access financial data with ease.

Ramani is a software development company based in Dar es Salaam, Tanzania, founded in 2020. It specializes in creating applications that assist salespeople in tracking inventory, registering customers, and recording sales transactions. The platform facilitates real-time management of sales operations, enabling organizations to capture supply chain data and enhance sales visibility. Additionally, Ramani supports resellers in accessing financial services, ultimately helping clients to boost their revenue and expand their market share.

OnePipe simplifies complex infrastructure so you can focus on creating market-defining innovations. Banks and fintech partners of OnePipe have contributed the majority of the underlying infrastructure required to establish your product as a service.

Get paid on time. The b2b invoice protection against late payments, crafted for SMBs.

AMMP Technologies B.V., founded in 2018 and based in Amsterdam, develops operational software solutions tailored for the off-grid energy market. The company specializes in remote monitoring and management technologies for distributed energy systems, including off-grid and mini-grid assets. Its software as a service platform facilitates data-driven operational excellence for energy users, service companies, and renewable energy system vendors, thereby enhancing system uptime and achieving significant operational expenditure savings. With a portfolio that has expanded to nearly 1,000 systems globally, AMMP empowers energy system operators to reduce maintenance costs and protect off-grid investments. The founding team has prior experience in successfully deploying and managing mini-grids across Sub-Saharan Africa.

54gene is a biotechnology company founded in 2019 and headquartered in San Francisco, California, with additional offices in Lagos, Nigeria. The company focuses on unlocking the potential of the African genome to enhance genetic research and development, addressing a significant gap in the global genomics market where a majority of genetic data is derived from individuals of Caucasian descent. By developing a pan-African biobank, 54gene aims to identify new drug targets and create diagnostics and treatments for various diseases, including cancer, cardiovascular conditions, and neurodegenerative disorders. In addition to its research initiatives, the company offers genetic testing and molecular diagnostics services to patients and healthcare providers, ensuring compliance with international data privacy laws. Through its efforts, 54gene seeks to contribute to the discovery of medical advancements that can benefit diverse populations.

Thndr is a financial services company established in 2020 by Seif Amr in Cairo, Egypt. It operates an app-based investment platform designed to facilitate commission-free trading for investors. The platform offers a range of features, including no account minimums, real-time market data, and easy account setup and funding processes. Users can also access the latest financial news and educational tools, empowering them to make informed investment decisions. Thndr aims to simplify the investing process and enhance financial literacy among its users.

Lori Systems Corp. is a logistics platform founded in 2016 and headquartered in Nairobi, Kenya, with additional offices in Mombasa, Kampala, and Lagos. The company specializes in connecting cargo owners with vetted transporters, addressing the significant logistics costs that account for up to 75% of product expenses in Africa. By leveraging technology, Lori's platform enhances supply chain management through real-time cargo monitoring, electronic documentation, and automated payment processes, thereby improving operational efficiency. Since its launch in May 2017, Lori has achieved substantial growth, boasting a compounded monthly growth rate of 30%. The increasing demand for its tech-enabled logistics solutions reflects the company's success in providing transparency, flexibility, and cost savings to businesses across the continent.

Flutterwave Inc. is a financial technology company that offers comprehensive payment solutions for businesses globally. Founded in 2014 and headquartered in San Francisco, California, Flutterwave provides a range of services, including Flutterwave Checkout for processing payments via web and mobile, and a Flutterwave API for creating and managing virtual cards. The platform also includes tools for invoicing, allowing businesses to create professional invoices and track payments, as well as payment links for easy collection from customers. Serving various industries such as gaming, events, transportation, and hospitality, Flutterwave aims to simplify payment infrastructure by connecting merchants with local and international card schemes and bank accounts, ensuring secure and efficient payment processing.

Kobo360 is a digital logistics platform founded in 2017 and headquartered in Lagos, Nigeria. It connects manufacturers and cargo owners with truck operators, utilizing technology and data analytics to streamline haulage operations. By creating an integrated logistics ecosystem, Kobo360 aims to enhance supply chain efficiency and reduce costs for all stakeholders, including cargo owners, truck owners, and drivers. The platform addresses logistics challenges by offering real-time visibility, optimizing routes, and improving last-mile delivery. Additionally, Kobo360 is working to enter the agro-trading sector, facilitating a marketplace that directly links farmers with global buyers, thereby reducing reliance on middlemen and increasing profits for smallholder farmers. The company's mission is to develop a comprehensive Global Logistics Operating System that fosters trade and commerce across Africa and emerging markets.

mPharma is a healthcare company focused on enhancing access to affordable medications in emerging markets. Founded in 2013 by Gregory Rockson, Daniel Shoukimas, and James Finucane, mPharma collaborates with drug manufacturers, insurance providers, financial institutions, and governments to streamline the delivery of prescription drugs to consumers. The company offers a pharmaceutical data analytics platform that assists pharmacies in managing their inventory, prescribing medications, and reporting adverse drug reactions. By ensuring that high-quality chronic disease medications are consistently available at sustainable prices, mPharma aims to improve health outcomes for patients, doctors, and pharmacists alike.

Twiga Foods Ltd. is a mobile-based supply platform that caters to retail outlets, kiosks, and market stalls across Africa. Founded in 2013 and headquartered in Nairobi, Kenya, the company facilitates a cashless, business-to-business supply chain that connects small and medium-sized vendors with essential agricultural products. Twiga Foods enables vendors to order a variety of supplies, including bananas, pineapples, and tomatoes, through its innovative platform, streamlining the distribution process in urban markets. This approach not only enhances efficiency but also supports local businesses by improving access to quality produce.

Flutterwave Inc. is a financial technology company that offers comprehensive payment solutions for businesses globally. Founded in 2014 and headquartered in San Francisco, California, Flutterwave provides a range of services, including Flutterwave Checkout for processing payments via web and mobile, and a Flutterwave API for creating and managing virtual cards. The platform also includes tools for invoicing, allowing businesses to create professional invoices and track payments, as well as payment links for easy collection from customers. Serving various industries such as gaming, events, transportation, and hospitality, Flutterwave aims to simplify payment infrastructure by connecting merchants with local and international card schemes and bank accounts, ensuring secure and efficient payment processing.

Flutterwave Inc. is a financial technology company that offers comprehensive payment solutions for businesses globally. Founded in 2014 and headquartered in San Francisco, California, Flutterwave provides a range of services, including Flutterwave Checkout for processing payments via web and mobile, and a Flutterwave API for creating and managing virtual cards. The platform also includes tools for invoicing, allowing businesses to create professional invoices and track payments, as well as payment links for easy collection from customers. Serving various industries such as gaming, events, transportation, and hospitality, Flutterwave aims to simplify payment infrastructure by connecting merchants with local and international card schemes and bank accounts, ensuring secure and efficient payment processing.

Thndr is a financial services company established in 2020 by Seif Amr in Cairo, Egypt. It operates an app-based investment platform designed to facilitate commission-free trading for investors. The platform offers a range of features, including no account minimums, real-time market data, and easy account setup and funding processes. Users can also access the latest financial news and educational tools, empowering them to make informed investment decisions. Thndr aims to simplify the investing process and enhance financial literacy among its users.