QED Investors

QED Fund V, managed by QED Investors, is an early-stage venture capital fund based in Alexandria, Virginia. Established in 2008, it focuses on investing in high-growth companies primarily within the fintech sector, including mortgage technology, real estate technology, software, and financial services. The firm targets its investments across various regions, including Latin America, the United States, and the United Kingdom. QED Investors is dedicated to supporting its portfolio companies by providing both capital and operational expertise, fostering a close partnership that emphasizes the importance of information in driving business success. The fund aims to nurture innovative startups that leverage technology to enhance competitive advantage in the financial services landscape.

Shruti Batra

Principal

Tommy Blanchard

COO

Matt Burton

Partner

Bill Cilluffo

Partner and Head of Early Stage Investments

Amias Gerety

Partner

Christian Limon

Investor

Nigel Morris

Co-Founder and Managing Partner

Lauren Connolley

Partner at QED Investors

Mike Packer

Partner

Alexandra Piedrahita

Principal

Girish Ramkumar

Investor

Matt Risley

Partner

Frank Rotman

Founding Partner

Alex Taub

Principal

Past deals in Retail Lending

LEO1

Series B in 2022
Visionary Financepeer Private Limited operates as an artificial intelligence-driven school fee financing company based in Mumbai, India. Founded in 2017, it offers a digital lending platform that utilizes algorithms to assess risk from various credit and non-credit bureau channels. The platform is designed to facilitate education loans and peer-to-peer lending, enabling parents and students to pay school fees in manageable installments. Additionally, it provides a range of personal financial products, including home loans, debt consolidation loans, vehicle loans, and business loans. By connecting individual borrowers with lenders through a secure digital medium, the company addresses the financial needs of self-employed individuals, entrepreneurs, and salaried employees.

Milo

Series A in 2022
Milo Credit, LLC is a financial technology company based in Miami, Florida, specializing in home equity loans for international customers in the United States. Founded in 2018, Milo offers a range of loan products, including new purchase, refinance, and cash-out loans for various property types such as condos, single-family residences, townhouses, and commercial properties. The company aims to transform the way global consumers access credit by providing an efficient online platform that enables rapid loan processing, often closing loans within days. With a commitment to solving real financial challenges, Milo has established itself as a leading solution for global consumers seeking home credit.

Creditas

Series F in 2022
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.

Azibo

Series A in 2022
Azibo is a financial services platform based in Reno, Nevada, that caters to the needs of small real estate owners. Founded in 2018, Azibo offers a comprehensive digital banking solution designed to streamline property management tasks. The platform enables users to collect applications, screen tenants, generate and e-sign leases, manage rent collection, and handle accounting and financial reporting. Additionally, it simplifies maintenance management and facilitates banking and bill payments. By automating these processes, Azibo enhances operational efficiency and reduces the administrative burden associated with managing rental properties.

FPL Technologies

Series C in 2021
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Jupiter

Series C in 2021
Jupiter, operated by Amica Financial Technologies Private Limited, is a digital retail bank based in Mumbai, India, focused on providing a co-created banking experience tailored specifically for millennials. Established in 2019, Jupiter offers a range of services including automated savings, loans, debit cards, and 24/7 customer support. The platform also provides users with insights into their spending habits and financial growth, enhancing their understanding of personal finance. In addition to these banking services, Jupiter engages in various consultancy activities, including legal, accounting, and market research, positioning itself as a comprehensive financial service provider.

Fraction

Series A in 2021
Fraction is a technology-based lending platform focused on making residential real estate more affordable, flexible and liquid.

Konfio

Series E in 2021
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.

Capitalise.com

Series B in 2021
At Capitalise.com, our vision is to unlock UK businesses’ full potential today by matching the right business to the right lender. With 360 plus lenders and growing this funding journey has become increasingly complex and hard to navigate. Capitalise.com uses in-house technology and data analytics to identify the best financing options available for UK businesses. We've partnered with over 80 institutional and fintech lenders throughout the UK to offer business loans to UK SMEs.

Konfio

Series E in 2021
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.

Ocrolus

Venture Round in 2021
Ocrolus Inc. is a New York-based fintech company founded in 2014 that specializes in automating manual data processes through its intelligent automation platform. The company's solution captures data from various sources, including e-statements, scanned documents, and cellphone images, achieving over 99% accuracy. By integrating artificial intelligence and crowdsourcing, Ocrolus enables businesses to streamline financial reviews, allowing them to focus on more strategic tasks by reducing the need for manual intervention. Its services are applicable in areas such as loan underwriting, account openings, robotic process automation, auditing, healthcare, and due diligence. The company primarily serves clients within the financial sector, helping them enhance efficiency and mitigate fraud through algorithmic checks and expert reviews.

Spinwheel

Series A in 2021
Spinwheel is a fintech platform focused on assisting Americans in managing and repaying their student debt more effectively. The company offers a financial software solution that integrates with popular loyalty, payment, and banking applications, allowing users to easily connect and manage their student loans. Its features include the ability to make loan payments, compare interest rates, link accounts, and simplify the overall loan payment process. By enabling users to pay down their debt with each purchase, Spinwheel aims to provide a practical and efficient way for students to achieve their financial goals and reduce their debt burden.

FPL Technologies

Series B in 2021
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Loft

Series D in 2021
Loft Holdings Ltd operates Loft, a digital platform based in São Paulo, Brazil, that revolutionizes the real estate market by facilitating the buying, selling, and exchanging of residential properties. Founded in 2018, Loft serves as Brazil's first transactional marketplace for residential real estate, catering to individuals, brokers, and publicly listed real estate investment trusts managed by the company. The platform leverages proprietary transaction data and a comprehensive digital workflow to streamline the homebuying experience, integrating various related services to enhance user convenience. With its searchable database, users can easily find and evaluate properties, allowing for transparent and efficient real estate transactions.

Milo

Seed Round in 2021
Milo Credit, LLC is a financial technology company based in Miami, Florida, specializing in home equity loans for international customers in the United States. Founded in 2018, Milo offers a range of loan products, including new purchase, refinance, and cash-out loans for various property types such as condos, single-family residences, townhouses, and commercial properties. The company aims to transform the way global consumers access credit by providing an efficient online platform that enables rapid loan processing, often closing loans within days. With a commitment to solving real financial challenges, Milo has established itself as a leading solution for global consumers seeking home credit.

Current

Series C in 2020
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.

Ocrolus

Venture Round in 2020
Ocrolus Inc. is a New York-based fintech company founded in 2014 that specializes in automating manual data processes through its intelligent automation platform. The company's solution captures data from various sources, including e-statements, scanned documents, and cellphone images, achieving over 99% accuracy. By integrating artificial intelligence and crowdsourcing, Ocrolus enables businesses to streamline financial reviews, allowing them to focus on more strategic tasks by reducing the need for manual intervention. Its services are applicable in areas such as loan underwriting, account openings, robotic process automation, auditing, healthcare, and due diligence. The company primarily serves clients within the financial sector, helping them enhance efficiency and mitigate fraud through algorithmic checks and expert reviews.

Amount

Series B in 2020
Amount, Inc. is a technology company focused on developing mobile banking solutions for financial institutions. Established in 2018 and headquartered in Chicago, Illinois, Amount offers a comprehensive suite of products designed to enhance digital credit offerings. Its flagship product, Amount 360, is a cloud-based platform that provides an integrated approach to lending, including credit decisioning, fraud prevention, and account verification. The company's solutions cater to various financial needs such as personal loans, credit cards, and deposit accounts. Amount's technology enables partners to transition to digital operations efficiently, with the capability to optimize performance across multiple product categories. Serving clients that manage nearly $1 trillion in assets and serve over 25 million customers in the United States, Amount plays a significant role in the evolution of the digital banking landscape.

Loft

Series C in 2020
Loft Holdings Ltd operates Loft, a digital platform based in São Paulo, Brazil, that revolutionizes the real estate market by facilitating the buying, selling, and exchanging of residential properties. Founded in 2018, Loft serves as Brazil's first transactional marketplace for residential real estate, catering to individuals, brokers, and publicly listed real estate investment trusts managed by the company. The platform leverages proprietary transaction data and a comprehensive digital workflow to streamline the homebuying experience, integrating various related services to enhance user convenience. With its searchable database, users can easily find and evaluate properties, allowing for transparent and efficient real estate transactions.

Konfio

Series D in 2019
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.

Current

Series B in 2019
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.

Mission Lane

Series A in 2019
Mission Lane LLC specializes in providing credit card services to subprime consumers, aiming to facilitate access to responsible credit on transparent terms. Founded in 2018 and headquartered in Atlanta, Georgia, the company utilizes advanced technology, data analytics, and machine learning to enhance the customer experience. Mission Lane offers digital self-service tools that empower customers to manage their accounts effectively and work towards improving their credit scores. The company is dedicated to creating fair and clear credit solutions, ensuring that its terms are straightforward and accessible compared to other options in the market. By focusing on customer success, Mission Lane fosters a mutually beneficial relationship where both the company and its clients thrive together.

Covalto

Series B in 2019
Credijusto provides an online lending platform designed to offer easy, reliable, and transparent credit for SMEs. Its platform offers credit models that are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history, enabling small businesses to obtain accessible credits in a fraction of the time and effort and grow their business. The company's credit models are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history. The company was founded in 2015 and is based in Mexico City.

Ocrolus

Series B in 2019
Ocrolus Inc. is a New York-based fintech company founded in 2014 that specializes in automating manual data processes through its intelligent automation platform. The company's solution captures data from various sources, including e-statements, scanned documents, and cellphone images, achieving over 99% accuracy. By integrating artificial intelligence and crowdsourcing, Ocrolus enables businesses to streamline financial reviews, allowing them to focus on more strategic tasks by reducing the need for manual intervention. Its services are applicable in areas such as loan underwriting, account openings, robotic process automation, auditing, healthcare, and due diligence. The company primarily serves clients within the financial sector, helping them enhance efficiency and mitigate fraud through algorithmic checks and expert reviews.

Caribou

Seed Round in 2019
MotoRefi, Inc. operates an automotive refinance platform designed to help customers save on their car loans. By partnering with various local and community lenders, the company offers competitive loan rates and aims to reduce monthly payments, with customers typically saving an average of $100 each month. MotoRefi's secure digital platform allows users to assess potential savings and complete the refinancing process easily from home. The company handles all aspects of the transaction, including paying off the previous lender and retitling the vehicle, eliminating the need for customers to visit the DMV. Founded in 2016, MotoRefi is headquartered in Arlington, Virginia.

Loft

Series B in 2019
Loft Holdings Ltd operates Loft, a digital platform based in São Paulo, Brazil, that revolutionizes the real estate market by facilitating the buying, selling, and exchanging of residential properties. Founded in 2018, Loft serves as Brazil's first transactional marketplace for residential real estate, catering to individuals, brokers, and publicly listed real estate investment trusts managed by the company. The platform leverages proprietary transaction data and a comprehensive digital workflow to streamline the homebuying experience, integrating various related services to enhance user convenience. With its searchable database, users can easily find and evaluate properties, allowing for transparent and efficient real estate transactions.

Capitalise.com

Series A in 2019
At Capitalise.com, our vision is to unlock UK businesses’ full potential today by matching the right business to the right lender. With 360 plus lenders and growing this funding journey has become increasingly complex and hard to navigate. Capitalise.com uses in-house technology and data analytics to identify the best financing options available for UK businesses. We've partnered with over 80 institutional and fintech lenders throughout the UK to offer business loans to UK SMEs.

Rabbet

Series A in 2019
Rabbet is the construction finance platform that parses documents and connects information for frictionless transactions. Their mission is to fuel the connected construction economy. Through intelligent automation of the construction draw process, their platform eases administrative burden while connecting everyone with accurate information faster.

Agilis

Series A in 2019
Agilis is a financial services company that intends to disrupt the asset-backed secured lending in Argentina by becoming the leading online lending platform. By putting a property as a backup of the loan, lenders can finance at a lower rate and a much longer term than with a personal loan.

Resolve

Seed Round in 2018
Resolve Innovations, Inc. operates a financial management platform aimed at assisting individuals in financial distress. Founded in 2017 and based in Oakland, California, the platform enables users to compare various debt relief options and connect with providers. It offers a range of tools designed to enhance credit scores, reduce expenses, increase income, manage and consolidate debt, lower interest rates, and negotiate with creditors. Additionally, Resolve provides free settlement estimates and consultations, empowering users to explore debt settlement alternatives and receive tailored estimates for their specific debts. The company's mission is to deliver affordable and unbiased support to those seeking financial relief.

Konfio

Series C in 2018
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.

Covalto

Series A in 2018
Credijusto provides an online lending platform designed to offer easy, reliable, and transparent credit for SMEs. Its platform offers credit models that are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history, enabling small businesses to obtain accessible credits in a fraction of the time and effort and grow their business. The company's credit models are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history. The company was founded in 2015 and is based in Mexico City.

Ocrolus

Series A in 2018
Ocrolus Inc. is a New York-based fintech company founded in 2014 that specializes in automating manual data processes through its intelligent automation platform. The company's solution captures data from various sources, including e-statements, scanned documents, and cellphone images, achieving over 99% accuracy. By integrating artificial intelligence and crowdsourcing, Ocrolus enables businesses to streamline financial reviews, allowing them to focus on more strategic tasks by reducing the need for manual intervention. Its services are applicable in areas such as loan underwriting, account openings, robotic process automation, auditing, healthcare, and due diligence. The company primarily serves clients within the financial sector, helping them enhance efficiency and mitigate fraud through algorithmic checks and expert reviews.

Roofstock

Series C in 2018
Roofstock, Inc. is an online marketplace that facilitates investment in leased single-family rental homes. Founded in 2015 and headquartered in Oakland, California, the company provides investors with access to independently certified properties, complete with research, analytics, and market insights. This platform allows users to evaluate properties based on their investment potential and cash flow without the complexities of managing vacant homes that require repairs and leasing. Roofstock aims to simplify the real estate investment process by enabling clients to treat their property investments similarly to stock portfolios, emphasizing asset allocation. The marketplace also assists sellers in marketing tenant-occupied properties, minimizing income loss and tenant disruption.

Creditas

Series C in 2017
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.

Current

Series A in 2017
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.

Guiabolso

Series D in 2017
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.

Guiabolso

Series D in 2017
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.

Konfio

Series B in 2017
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.

True Link

Series A in 2017
True Link Financial, Inc. is a financial services firm based in San Francisco, California, established in 2012. The company focuses on providing solutions for vulnerable populations, including people with disabilities, older adults, and individuals in recovery. True Link offers Visa prepaid cards designed to protect users from financial exploitation and fraud, allowing families and professionals to monitor and manage their loved ones' finances effectively. Additionally, the firm provides investment management services, including personalized retirement plans aimed at ensuring stable income throughout retirement. Its software platform supports various functions such as budgeting, disbursements, record keeping, and reporting, catering to conservators, guardians, attorneys, and trust companies. True Link's mission is to enhance the independence and quality of life for its clients while safeguarding their financial well-being.

Roofstock

Series C in 2017
Roofstock, Inc. is an online marketplace that facilitates investment in leased single-family rental homes. Founded in 2015 and headquartered in Oakland, California, the company provides investors with access to independently certified properties, complete with research, analytics, and market insights. This platform allows users to evaluate properties based on their investment potential and cash flow without the complexities of managing vacant homes that require repairs and leasing. Roofstock aims to simplify the real estate investment process by enabling clients to treat their property investments similarly to stock portfolios, emphasizing asset allocation. The marketplace also assists sellers in marketing tenant-occupied properties, minimizing income loss and tenant disruption.

Creditas

Series B in 2017
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.

ApplePie Capital

Series B in 2016
ApplePie Capital, Inc. is a financial services company based in San Francisco, California, that specializes in providing financing solutions for franchise businesses. Founded in 2013, the company operates an online marketplace that connects franchisees with various loan options to support their growth and operational needs. These loans can be used for opening new franchises, acquiring existing locations, retrofitting current sites, and refinancing existing debts. ApplePie Capital's platform also offers investors the opportunity to earn fixed-income returns by investing in established franchise brands. The company's mission is to enhance financial efficiencies for entrepreneurs, enabling them to successfully start and expand their franchise operations.

Roofstock

Series B in 2016
Roofstock, Inc. is an online marketplace that facilitates investment in leased single-family rental homes. Founded in 2015 and headquartered in Oakland, California, the company provides investors with access to independently certified properties, complete with research, analytics, and market insights. This platform allows users to evaluate properties based on their investment potential and cash flow without the complexities of managing vacant homes that require repairs and leasing. Roofstock aims to simplify the real estate investment process by enabling clients to treat their property investments similarly to stock portfolios, emphasizing asset allocation. The marketplace also assists sellers in marketing tenant-occupied properties, minimizing income loss and tenant disruption.

LendUp

Series C in 2016
LendUp Loans, LLC is an online lending service based in Oakland, California, founded in 2011. The company focuses on providing financial solutions for individuals who struggle with access to mainstream banking due to poor credit or unstable incomes. LendUp offers a variety of credit products, including single-payment loans, installment loans, and credit cards, while also integrating educational resources into their offerings. This approach aims to empower borrowers by equipping them with the knowledge and tools needed to improve their financial health and break free from cycles of debt. The company's technology and products are developed in-house, reflecting its commitment to creating accessible financial solutions for underserved populations.

Creditas

Series A in 2016
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.

Konfio

Series A in 2016
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.

Guiabolso

Series C in 2016
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.

Future Finance

Series B in 2016
Future Finance is a non-government lender based in Dublin that specializes in providing student loans. Founded in 2014 by Brian Norton and Vishal Garg, the company aims to eliminate financial barriers to education, enabling students to focus on their studies and career aspirations regardless of their financial background. Future Finance offers straightforward loan facilities that cover tuition fees and living expenses for both undergraduate and postgraduate studies, ensuring a hassle-free financing experience for individuals pursuing higher education. The company's mission is to support students in fulfilling their potential by making education accessible and affordable.

MMKT Exchange

Venture Round in 2015
MMKT Exchange LLC provides a platform that streamlines the loan syndication and trading process for qualified institutional buyers and originators. The company’s platform works as a forum where commercial lenders who have originated commercial loans and qualified institutional buyers interact with one another. Its platform enables qualified institutional buyers to access loan listings from leading originators; originators to list loans; and sponsors and borrowers to monitor purchaser activity. MMKT Exchange LLC was founded in 2015 and is based in New York, New York.

Fundera

Series B in 2015
Fundera, Inc. is an online marketplace that assists small business owners in comparing a wide range of loan options. Founded in 2013 and based in New York, Fundera offers a variety of financial products, including SBA loans, term loans, equipment financing, business lines of credit, invoice financing, short-term loans, merchant cash advances, small business startup loans, and personal loans for business. The platform provides expert insights and customized choices, enabling business owners to evaluate the best financial solutions based on their specific needs and eligibility. By leveraging proprietary technology and financial expertise, Fundera aims to empower small business owners to make informed financial decisions. As of October 2020, Fundera operates as a subsidiary of NerdWallet, Inc.

Orchard Platform

Series B in 2015
Orchard Platform is a Brazilian company that offers data, technology, and software solutions for the online lending industry. It operates a centralized marketplace that connects loan originators with institutional investors, facilitating the exploration and evaluation of funding opportunities. By leveraging a global network and providing high-quality data services, advanced analytics, and capital management tools, Orchard Platform enhances the efficiency of transactions in the private credit markets. The company also produces the Orchard U.S. Consumer Marketplace Lending Index, a key performance benchmark in the direct lending sector. Recognized as a thought leader, Orchard shares insights and research through its platform and blog. As a subsidiary of Velocity Markets, Inc., it aims to create a transparent and technologically optimized environment for its users, while investment advisory services are offered through Orchard Platform Advisors, LLC, an SEC-registered investment adviser based in New York.

Guiabolso

Series B in 2015
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.

Creditas

Series A in 2015
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.

ApplePie Capital

Series A in 2015
ApplePie Capital, Inc. is a financial services company based in San Francisco, California, that specializes in providing financing solutions for franchise businesses. Founded in 2013, the company operates an online marketplace that connects franchisees with various loan options to support their growth and operational needs. These loans can be used for opening new franchises, acquiring existing locations, retrofitting current sites, and refinancing existing debts. ApplePie Capital's platform also offers investors the opportunity to earn fixed-income returns by investing in established franchise brands. The company's mission is to enhance financial efficiencies for entrepreneurs, enabling them to successfully start and expand their franchise operations.

Remitly

Series B in 2015
Remitly Global, Inc. is a digital remittance company that facilitates international money transfers through its extensive global network, serving regions such as Africa, Asia, Central Europe, and South America. The company offers a mobile payment service that allows users to send money from the United States, Canada, and the United Kingdom using various digital devices. Remitly aims to disrupt the traditional money transfer industry, which is valued at $588 billion annually, by employing advanced technology to streamline the process and reduce fees. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., generating revenue primarily from transaction fees and foreign exchange spreads. Founded in 2011 and headquartered in Seattle, Washington, Remitly also maintains offices in London, Manila, and Nicaragua.

GreenSky

Venture Round in 2014
GreenSky, Inc., a technology company, provides point-of-sale financing and payment solutions to merchants, consumers, and banks. It offers a proprietary technology infrastructure that supports the full transaction lifecycle, including credit application, underwriting, real-time allocation to bank partners, document distribution, funding, settlement, and servicing functions. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

Orchard Platform

Series A in 2014
Orchard Platform is a Brazilian company that offers data, technology, and software solutions for the online lending industry. It operates a centralized marketplace that connects loan originators with institutional investors, facilitating the exploration and evaluation of funding opportunities. By leveraging a global network and providing high-quality data services, advanced analytics, and capital management tools, Orchard Platform enhances the efficiency of transactions in the private credit markets. The company also produces the Orchard U.S. Consumer Marketplace Lending Index, a key performance benchmark in the direct lending sector. Recognized as a thought leader, Orchard shares insights and research through its platform and blog. As a subsidiary of Velocity Markets, Inc., it aims to create a transparent and technologically optimized environment for its users, while investment advisory services are offered through Orchard Platform Advisors, LLC, an SEC-registered investment adviser based in New York.

Privlo

Seed Round in 2014
Privlo is an online lender for well-qualified borrowers who have fallen through the cracks inherent in the traditional agency and qualified mortgage (QM) process. At the heart of its commonsense approach is a proprietary decision-making process that values each individual's unique financial picture. Privlo offers an incredible customer experience and speed and certainty of close. The company was founded in 2011 and is based in Pasadena, California.

ApplePie Capital

Seed Round in 2014
ApplePie Capital, Inc. is a financial services company based in San Francisco, California, that specializes in providing financing solutions for franchise businesses. Founded in 2013, the company operates an online marketplace that connects franchisees with various loan options to support their growth and operational needs. These loans can be used for opening new franchises, acquiring existing locations, retrofitting current sites, and refinancing existing debts. ApplePie Capital's platform also offers investors the opportunity to earn fixed-income returns by investing in established franchise brands. The company's mission is to enhance financial efficiencies for entrepreneurs, enabling them to successfully start and expand their franchise operations.

SoFi

Series C in 2014
SoFi is a finance company headquartered in San Francisco, California, that provides a diverse range of lending and wealth management services. Established in 2011, it primarily serves early-stage professionals by offering various financial products, including personal loans, mortgage refinancing, and MBA loans. Additionally, SoFi offers services such as estate planning, credit cards, and small business financing. The company's aim is to help individuals achieve financial independence and reach their goals, whether that involves homeownership, retirement savings, or managing student debt. By creating modern financial solutions, SoFi seeks to assist its customers in borrowing, saving, spending, investing, and protecting their money effectively.

SoFi

Series C in 2014
SoFi is a finance company headquartered in San Francisco, California, that provides a diverse range of lending and wealth management services. Established in 2011, it primarily serves early-stage professionals by offering various financial products, including personal loans, mortgage refinancing, and MBA loans. Additionally, SoFi offers services such as estate planning, credit cards, and small business financing. The company's aim is to help individuals achieve financial independence and reach their goals, whether that involves homeownership, retirement savings, or managing student debt. By creating modern financial solutions, SoFi seeks to assist its customers in borrowing, saving, spending, investing, and protecting their money effectively.

Future Finance

Series A in 2014
Future Finance is a non-government lender based in Dublin that specializes in providing student loans. Founded in 2014 by Brian Norton and Vishal Garg, the company aims to eliminate financial barriers to education, enabling students to focus on their studies and career aspirations regardless of their financial background. Future Finance offers straightforward loan facilities that cover tuition fees and living expenses for both undergraduate and postgraduate studies, ensuring a hassle-free financing experience for individuals pursuing higher education. The company's mission is to support students in fulfilling their potential by making education accessible and affordable.

Fundera

Venture Round in 2014
Fundera, Inc. is an online marketplace that assists small business owners in comparing a wide range of loan options. Founded in 2013 and based in New York, Fundera offers a variety of financial products, including SBA loans, term loans, equipment financing, business lines of credit, invoice financing, short-term loans, merchant cash advances, small business startup loans, and personal loans for business. The platform provides expert insights and customized choices, enabling business owners to evaluate the best financial solutions based on their specific needs and eligibility. By leveraging proprietary technology and financial expertise, Fundera aims to empower small business owners to make informed financial decisions. As of October 2020, Fundera operates as a subsidiary of NerdWallet, Inc.

CAN Capital

Series C in 2014
CAN Capital, Inc. is a financial services provider that specializes in offering working capital and small business loans to small and medium-sized enterprises in the United States. Founded in 1998 and headquartered in Kennesaw, Georgia, the company provides products such as small business term loans and merchant cash advances, which can be used for various purposes including inventory purchases, payroll, equipment upgrades, and marketing initiatives. Utilizing a proprietary real-time platform and risk-scoring models, CAN Capital streamlines the lending process, enabling quick access to flexible funding options without requiring personal asset collateral. The company's Daily Remittance Platform allows lenders to monitor borrowers' daily cash flows and collect repayments efficiently, enhancing the overall lending experience. Formerly known as Capital Access Network, Inc., the company rebranded to CAN Capital in December 2013.

Remitly

Series A in 2014
Remitly Global, Inc. is a digital remittance company that facilitates international money transfers through its extensive global network, serving regions such as Africa, Asia, Central Europe, and South America. The company offers a mobile payment service that allows users to send money from the United States, Canada, and the United Kingdom using various digital devices. Remitly aims to disrupt the traditional money transfer industry, which is valued at $588 billion annually, by employing advanced technology to streamline the process and reduce fees. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., generating revenue primarily from transaction fees and foreign exchange spreads. Founded in 2011 and headquartered in Seattle, Washington, Remitly also maintains offices in London, Manila, and Nicaragua.

LendUp

Series A in 2013
LendUp Loans, LLC is an online lending service based in Oakland, California, founded in 2011. The company focuses on providing financial solutions for individuals who struggle with access to mainstream banking due to poor credit or unstable incomes. LendUp offers a variety of credit products, including single-payment loans, installment loans, and credit cards, while also integrating educational resources into their offerings. This approach aims to empower borrowers by equipping them with the knowledge and tools needed to improve their financial health and break free from cycles of debt. The company's technology and products are developed in-house, reflecting its commitment to creating accessible financial solutions for underserved populations.

BlueYield

Series A in 2013
BlueYield, Inc. operates as a consumer auto finance lending exchange, providing access to a variety of auto loans, including options for both new and used vehicles from franchise and non-franchise dealers, as well as refinance and lease buyouts. The company also offers custom software tools that enable lenders to connect with consumers, monitor portfolio performance, and leverage predictive analytics. Additionally, BlueYield provides lender development, management, and connectivity solutions, along with private-label affinity automotive financing programs. Founded in 2008 and based in Aliso Viejo, California, BlueYield serves a diverse clientele that includes lenders, lead sources, affinity groups, and consumers. As of August 2016, BlueYield operates as a subsidiary of Ally Financial Inc.

Avant

Series B in 2013
Avant, LLC is an online marketplace lending platform that provides consumers access to personal loans for various purposes, including debt consolidation, medical expenses, and vacations. Founded in 2012 and headquartered in Chicago, Illinois, with additional offices in Los Angeles and London, the company collaborates with banks and financial institutions to enhance its offerings. Utilizing big data and machine-learning algorithms, Avant delivers a tailored approach to streamline credit options for its users. In addition to serving individual consumers in the United States and the United Kingdom, Avant operates an institutional marketplace that allows investors to purchase loans generated through its technology platform. The company also focuses on risk and fraud verification, credit policy adherence, and analytics to support its lending processes.

Privlo

Seed Round in 2013
Privlo is an online lender for well-qualified borrowers who have fallen through the cracks inherent in the traditional agency and qualified mortgage (QM) process. At the heart of its commonsense approach is a proprietary decision-making process that values each individual's unique financial picture. Privlo offers an incredible customer experience and speed and certainty of close. The company was founded in 2011 and is based in Pasadena, California.

SoMoLend

Seed Round in 2013
SoMoLend Holdings LLC operates a web-based platform that connects lenders and borrowers for financial solutions in the United States, primarily targeting small businesses and startups. Founded in 2011 and based in Cincinnati, Ohio, SoMoLend allows businesses to secure loans from a variety of sources, including banks, corporations, and local community members. The platform promotes peer-to-peer lending, enabling borrowers to raise funds from friends, family, and local investors. It serves as a transparent portal where lenders can assess potential borrowers in their communities, fostering local investment and support. The company's mission is to assist small businesses that struggle to obtain traditional funding, ultimately helping entrepreneurs grow and contributing to job creation and community development. SoMoLend's innovative approach to lending emphasizes the importance of community engagement and collaboration in financing local enterprises.

Zebit UK LTD

Series D in 2012
Zebit UK LTD, owned by Global Analytics Holdings, was closed down in 2014, and was absorbed by Lending Stream, another GAH company. ---- Zebit is a short-term lender that offers loans with flexible repayment options. You can take out a loan of up to £800 for a month to 7 months; Zebit lets you choose your repayment on a weekly or monthly basis. Zebit runs an affordability analysis on all applications to evaluate whether you would be able to repay the loan in a sustainable manner. Upon approval, Zebit will send the money to your bank account within 4 minutes* with no transfer or application fees (the time that it takes for cash to appear in your account will depend on your bank’s policies and procedures). Zebit accepts applications 24 hours a day, 7 days a week, even on bank holidays. Advantages 1. Upon approval, fund transfer initiated within 4 minutes* (the time that it takes for cash to appear in your account will depend on your bank’s policies and procedures). 2. Choose your repayment term – over 1 month up to 7 months. 3. Apply to borrow any amount, from £50 to £800. Disadvantages Lending of this type is an expensive form of credit that may be appropriate for short-term financial needs, but may not be appropriate for long-term borrowing - or if you are in financial difficulty. Terms and Conditions You need to be 18 years of age, or older, be in regular employment with a minimum monthly income of at least £400, and have a valid debit card and a working bank account. You should also be a UK resident. We currently do not lend to individuals who are self-employed. Costs, Rates & Fees Representative APR:1561.7% Representative Example:Annual Interest Rate: 314.7% (fixed).Total Amount of Credit: £100;Duration of Agreement:1 month; Total Cost of Credit: £25; Total Repayable: £ 125 on a loan of £100 for 1 month Extension:Not permitted **Please refer website to understand the fee structure and other details before you apply for a loan *Subject to loan approval, you will receive cash through Express Cash transfer option for free if supported by your bank. Zebit can initiate the transfer of funds into your account within 4 minutes after final approval of your loan subject to an assessment of affordability and creditworthiness.. The time that it takes for cash to appear in your account will depend on your bank’s policies and procedures

Red Ventures

Venture Round in 2010
Red Ventures is a prominent digital media company that connects consumers with brands across various sectors, including financial services, health, travel, and education. Founded in 2000, the company has developed a diverse portfolio of influential brands and digital platforms, such as Healthline, The Points Guy, Bankrate, MYMOVE, and Allconnect.com. With a workforce of around 3,000 employees located in multiple cities across the United States, as well as in the UK and Brazil, Red Ventures focuses on creating personalized online experiences that assist individuals in making informed decisions about their homes, health, finances, and entertainment. The company leverages online marketing, telephone sales, and advanced technology to facilitate lead generation, sales conversion, and performance tracking, thereby optimizing marketing channels for its partners.

Prosper

Venture Round in 2010
Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

L2C

Venture Round in 2010
L2C is the nation's leading provider of advanced consumer scoring and analytics solutions. L2C leverages alternative payment and asset data to create new predictive credit, collection and marketing scores for over 260 million Americans. L2C’s clients include leading institutions in the financial service, retail, healthcare, automotive, telecommunication, and media and entertainment industries.

GAIN Credit

Venture Round in 2010
GAIN Credit, Inc. is an analytics company specializing in providing credit solutions to underserved customers. The company offers various lending products, including Drafty, a flexible line-of-credit solution that allows customers to set their own borrowing limits; Lending Stream, a provider of six-month digital loans in the United Kingdom; and OYE, which digitizes the unsecured loan process. Founded in 2003 and headquartered in San Diego, California, GAIN Credit also has offices in London, United Kingdom, and Chennai and Delhi, India. The company focuses on leveraging advanced analytics and technology to enhance its lending offerings, aiming to improve access to credit for those who may not fully benefit from traditional financial services.

Prosper

Venture Round in 2009
Prosper Funding LLC operates a peer-to-peer online credit marketplace that connects borrowers seeking personal loans with individual and institutional investors willing to fund those loans. Established in 2005 and headquartered in San Francisco, California, Prosper's platform offers a transparent environment for financial transactions, allowing borrowers to access fixed-rate, unsecured loans without hidden fees or prepayment penalties. The marketplace is accessible to investors in 31 states and to borrowers in 48 states, including the District of Columbia. By utilizing a data-driven underwriting model, Prosper enables investors to achieve solid returns while facilitating affordable loan options for consumers.

China Rapid Finance

Series B in 2007
China Rapid Finance is an online consumer lending marketplace serving online users and China’s emerging middle class. The Company provides consumer credit access to the world’s largest untapped market, expected to grow to more than RMB 5.4 trillion (US $870 billion) by 2020. Its technology enables socially inclusive financing to the most creditworthy individuals, serving a potential 500 million consumers who are economically active but never have had access to bank credit. China Rapid Finance is a recognized technology innovator and has transformed China’s consumer credit landscape with its introduction of the most advanced omni-channel borrower acquisition system and proprietary Big Data analytics technology platform featuring an end-to-end automated credit decisioning system. It has a proven track record in credit risk management, transparency and a culture focused on innovation with more than 5,000 employees and 80 data verification centers across China. China Rapid Finance was founded in 2001 by Mr. Zane Wang, PhD, one of China’s leading experts in consumer credit market innovation and lending marketplace technology. Prior to founding China Rapid Finance, Dr. Wang received his PhD in Statistics from the University of Illinois at Chicago and started his career in the United States, serving as Head of Analytics for Sears Credit – the world’s largest retail credit card portfolio, subsequently acquired by Citibank. Upon returning to China, Dr. Wang advised the People’s Bank of China on the creation of China’s national credit bureau and the first functioning credit bureau in Shanghai before launching China Rapid Finance. Dr. Wang also is the only Council Committee member of the China Association of Microfinance from the marketplace lending industry, and the Secretary of the Shanghai Financial Information Professional Committee, a branch of the Shanghai government trade association.
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