QED Investors

QED Investors, established in 2007, is a venture capital firm headquartered in Alexandria, Virginia, with an additional office in New York City. It specializes in early-stage investments, focusing on disruptive financial services and fintech companies. QED invests in seed, early venture, and mid venture stages across the United States, Latin America, and the United Kingdom. The firm provides not only capital but also strategic support to its portfolio companies, emphasizing the role of information in their success and fostering a collaborative, hands-on approach.

Shruti Batra

Principal

Tommy Blanchard

COO

Laura Bock

Partner

Christian Limon

Investor

Yusuf Ozdalga

Partner

Mike Packer

Partner

Alexandra Piedrahita

Principal

Alex Taub

Principal

Victoria Zuo

Principal

Adams Conrad

Principal

Past deals in Personal Finance

SkorLife

Seed Round in 2025
SkorLife Platforms is a financial wellness company that offers users access to their credit history and credit scores. The platform allows individuals to check their scores for free and provides valuable insights into their financial standing. Additionally, SkorLife equips users with advice, tools, and strategies to enhance their financial lifestyle. The service includes features that help users track the status of their installments, loans, and credit cards, ultimately empowering them to make informed financial decisions and improve their credit scores.

minu

Series B in 2024
minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Jupiter

Venture Round in 2024
Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

Kudos Technology

Series A in 2024
Kudos offers an AI-powered smart wallet service designed to optimize consumer rewards and benefits during purchases. The service tracks credit card rewards and analyzes data across various cards and online merchants. When consumers are ready to check out, the smart assistant identifies the most advantageous card to use, highlighting potential rewards and benefits for that specific transaction. This functionality enables users to efficiently manage their credit cards and make informed decisions about which card to utilize for maximum benefit.

SkorLife

Seed Round in 2023
SkorLife Platforms is a financial wellness company that offers users access to their credit history and credit scores. The platform allows individuals to check their scores for free and provides valuable insights into their financial standing. Additionally, SkorLife equips users with advice, tools, and strategies to enhance their financial lifestyle. The service includes features that help users track the status of their installments, loans, and credit cards, ultimately empowering them to make informed financial decisions and improve their credit scores.

minu

Convertible Note in 2023
minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Power

Venture Round in 2022
Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

Kudos Technology

Seed Round in 2022
Kudos offers an AI-powered smart wallet service designed to optimize consumer rewards and benefits during purchases. The service tracks credit card rewards and analyzes data across various cards and online merchants. When consumers are ready to check out, the smart assistant identifies the most advantageous card to use, highlighting potential rewards and benefits for that specific transaction. This functionality enables users to efficiently manage their credit cards and make informed decisions about which card to utilize for maximum benefit.

LEO1

Series B in 2022
LEO1 is a financial service platform focused on educational lending. It offers a solution for parents and students to manage educational expenses through flexible installment payments. Additionally, LEO1 connects individual borrowers with lenders in a peer-to-peer lending model, facilitating easier access to credit for educational purposes. By combining these services, LEO1 aims to simplify the financing of education and improve financial accessibility for its users.

Wagestream

Series C in 2022
Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Milo

Series A in 2022
Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions in a borderless world. We are passionate about driving transformation of financial services, solving real problems, and making a meaningful impact in people’s lives. At Milo, we are building amazing digital solutions and rethinking what’s possible. Milo has built the leading home credit solution for global consumers. By building our technology stack from the ground up and bringing on a world class team, we have already lent out millions of dollars to amazing consumers. Milo is able to close loans in days and not in months. We are looking for new team members that get excited about creating, designing and implementing new solutions for global consumers. Our team is looking for passionate individuals to join our product, design, operations and marketing teams.

FPL Technologies

Series C in 2021
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Jupiter

Series C in 2021
Jupiter is a digital banking app with one simple aim – to deliver a banking experience that keeps pace with you. We help you cut through the banking jargon, offer smart insights based on your spending, and provide you with a range of new-age features to enable you to make sense of your finances.

Refyne

Series A in 2021
Refyne is a company that partners with organizations to provide on-demand Earned Wage Access (EWA) to employees, allowing them to access a portion of their earned salary before payday. The platform aims to enhance financial literacy among staff and promote a stress-free and productive work environment. By offering real-time access to wages, Refyne helps employees, including both salaried workers and contractors, to avoid high-interest loans and other exploitative financial options that can lead to debt. The technology is designed to be easily integrated into existing systems, enabling businesses to foster a positive work culture and improve employee retention. Overall, Refyne's approach supports financial resilience and responsible financial management for the workforce.

FPL Technologies

Series B in 2021
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

minu

Series A in 2021
minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Milo

Seed Round in 2021
Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions in a borderless world. We are passionate about driving transformation of financial services, solving real problems, and making a meaningful impact in people’s lives. At Milo, we are building amazing digital solutions and rethinking what’s possible. Milo has built the leading home credit solution for global consumers. By building our technology stack from the ground up and bringing on a world class team, we have already lent out millions of dollars to amazing consumers. Milo is able to close loans in days and not in months. We are looking for new team members that get excited about creating, designing and implementing new solutions for global consumers. Our team is looking for passionate individuals to join our product, design, operations and marketing teams.

Albert

Series C in 2021
Albert Corporation is a financial technology company established in 2015 and based in Culver City, California. The company offers a mobile application that provides financial advisory services designed to make money management accessible and affordable. Users can directly communicate with financial experts to address various financial issues, build personalized financial plans, and utilize automated investing services. The platform features tools for automatic savings, financial health monitoring, budgeting, and detailed spending reports. Additionally, it offers Albert Instant, which provides advances against paychecks to help customers avoid overdrafts. Albert aggregates financial data from users' bank accounts, credit cards, loans, and investments to analyze income and expenses, enabling personalized recommendations for savings accounts and loan applications. The company is supported by several investors, including General Atlantic and QED.

Refyne

Seed Round in 2020
Refyne is a company that partners with organizations to provide on-demand Earned Wage Access (EWA) to employees, allowing them to access a portion of their earned salary before payday. The platform aims to enhance financial literacy among staff and promote a stress-free and productive work environment. By offering real-time access to wages, Refyne helps employees, including both salaried workers and contractors, to avoid high-interest loans and other exploitative financial options that can lead to debt. The technology is designed to be easily integrated into existing systems, enabling businesses to foster a positive work culture and improve employee retention. Overall, Refyne's approach supports financial resilience and responsible financial management for the workforce.

Zibo

Seed Round in 2020
Zibo Inc. is a financial services provider that focuses on the needs of independent landlords. The company offers a comprehensive platform that facilitates the management of banking, rent payments, and financial tasks associated with rental properties. Key features include automated rent collection, tax preparation, and various payment services, including bank transfers and credit card processing. Additionally, Zibo provides insurance services tailored for residential rental properties. By offering a suite of tools for financial management, tenant screening, and accounting, Zibo aims to enhance cash flow and support landlords in growing their rental portfolios. Founded in 2018 and based in Redwood City, California, Zibo was previously known as Project Pegasus Inc. before rebranding in April 2019.

Wagestream

Series B in 2020
Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Albert

Series B in 2020
Albert Corporation is a financial technology company established in 2015 and based in Culver City, California. The company offers a mobile application that provides financial advisory services designed to make money management accessible and affordable. Users can directly communicate with financial experts to address various financial issues, build personalized financial plans, and utilize automated investing services. The platform features tools for automatic savings, financial health monitoring, budgeting, and detailed spending reports. Additionally, it offers Albert Instant, which provides advances against paychecks to help customers avoid overdrafts. Albert aggregates financial data from users' bank accounts, credit cards, loans, and investments to analyze income and expenses, enabling personalized recommendations for savings accounts and loan applications. The company is supported by several investors, including General Atlantic and QED.

SimplyWise

Seed Round in 2019
SimplyWise, Inc. is a technology company that focuses on retirement income planning. Founded in 2018 and headquartered in New York, SimplyWise offers a digital platform designed to help users estimate their social security benefits and calculate their future income through a short quiz. Additionally, the platform functions as a smart filing cabinet, allowing users to scan, organize, and store receipts, bills, and other important documents on their mobile devices. By providing tools for effective financial management, SimplyWise aims to assist users in making informed decisions about their retirement finances.

minu

Seed Round in 2019
minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Resolve

Seed Round in 2018
Resolve Innovations, Inc., established in 2017 and headquartered in Oakland, California, operates a financial management platform. This platform enables users to explore and compare debt relief options, and facilitates connections with debt relief providers. Additionally, it offers tools to enhance credit scores, reduce expenses, increase income, manage and consolidate debt, lower interest rates, and negotiate with creditors. The company was founded by a team comprising financial advisors, debt experts, and technologists, aiming to provide accessible and unbiased assistance to individuals facing financial challenges.

Albert

Series A in 2018
Albert Corporation is a financial technology company established in 2015 and based in Culver City, California. The company offers a mobile application that provides financial advisory services designed to make money management accessible and affordable. Users can directly communicate with financial experts to address various financial issues, build personalized financial plans, and utilize automated investing services. The platform features tools for automatic savings, financial health monitoring, budgeting, and detailed spending reports. Additionally, it offers Albert Instant, which provides advances against paychecks to help customers avoid overdrafts. Albert aggregates financial data from users' bank accounts, credit cards, loans, and investments to analyze income and expenses, enabling personalized recommendations for savings accounts and loan applications. The company is supported by several investors, including General Atlantic and QED.

Wagestream

Corporate Round in 2018
Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Albert

Seed Round in 2018
Albert Corporation is a financial technology company established in 2015 and based in Culver City, California. The company offers a mobile application that provides financial advisory services designed to make money management accessible and affordable. Users can directly communicate with financial experts to address various financial issues, build personalized financial plans, and utilize automated investing services. The platform features tools for automatic savings, financial health monitoring, budgeting, and detailed spending reports. Additionally, it offers Albert Instant, which provides advances against paychecks to help customers avoid overdrafts. Albert aggregates financial data from users' bank accounts, credit cards, loans, and investments to analyze income and expenses, enabling personalized recommendations for savings accounts and loan applications. The company is supported by several investors, including General Atlantic and QED.

Nubank

Series E in 2018
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Nubank

Series D in 2016
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

LendUp

Series C in 2016
LendUp is an online lending service focused on improving financial health for individuals who are often excluded from traditional banking due to poor credit or unstable incomes. Founded by Sasha Orloff and Jake Rosenberg, the company offers a range of credit products, including loans and credit cards, designed specifically for the emerging middle class. LendUp integrates educational resources into its offerings, providing borrowers with the tools needed to enhance their financial literacy and build credit over time. By leveraging in-house technology, LendUp aims to deliver affordable and accessible financial solutions, allowing clients to break free from cycles of debt and achieve better financial outcomes.

ClearScore

Series A in 2016
ClearScore is a financial technology company that offers credit scoring services and a marketplace aimed at improving users' financial well-being. The company provides access to crucial financial data, including credit reports and scores, as well as open banking data. Its platform is designed to assist users in consolidating personal debts and repaying them through low-interest, fixed-rate loans. By empowering individuals with these tools, ClearScore enables users to make informed and responsible decisions regarding debt management and financial planning.

Nubank

Series B in 2015
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Credit Karma

Funding Round in 2014
Credit Karma is a personal finance company founded in 2007 and headquartered in San Francisco, California. It aims to assist individuals in making informed financial decisions by providing access to free credit scores and reports, along with credit monitoring services. The platform offers a variety of tools and personalized recommendations that help users improve their financial standing, such as credit report cards and loan savings suggestions. With over 100 million members, Credit Karma empowers users to monitor their credit health and gain insights into their financial situations, ultimately facilitating better financial progress.

Nubank

Series A in 2014
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

SoFi

Series C in 2014
SoFi, established in 2011 and headquartered in San Francisco, operates as a commercial bank offering a range of financial services. Primarily serving early-career professionals, SoFi provides personal loans, mortgage refinancing, and student loan assistance. Their wealth management services include retirement savings plans, investment products, and credit card offerings. Additionally, they provide small business financing solutions.

LendUp

Series A in 2013
LendUp is an online lending service focused on improving financial health for individuals who are often excluded from traditional banking due to poor credit or unstable incomes. Founded by Sasha Orloff and Jake Rosenberg, the company offers a range of credit products, including loans and credit cards, designed specifically for the emerging middle class. LendUp integrates educational resources into its offerings, providing borrowers with the tools needed to enhance their financial literacy and build credit over time. By leveraging in-house technology, LendUp aims to deliver affordable and accessible financial solutions, allowing clients to break free from cycles of debt and achieve better financial outcomes.

Avant

Series B in 2013
Avant, LLC is a financial technology company that operates an online marketplace lending platform, providing consumers access to personal loans for purposes such as debt consolidation, medical expenses, and family vacations. Founded in 2012, Avant utilizes big data and machine-learning algorithms to streamline credit options and offer a tailored approach to lending. The company partners with banks and financial institutions to facilitate loan processing and verification, ensuring compliance with credit policies while minimizing fraud and risk. Additionally, Avant operates an institutional marketplace that allows investors to purchase loans generated through its technology. Headquartered in Chicago, Illinois, Avant also maintains offices in Los Angeles, California, and London, United Kingdom, serving customers both domestically and internationally.

Red Ventures

Venture Round in 2010
Red Ventures is a digital media company founded in 2000 that operates a diverse portfolio of influential brands and digital platforms. With a workforce of approximately 3,000 employees across the United States, the United Kingdom, and Brazil, the company focuses on connecting consumers with expert advice across various sectors, including financial services, health, travel, and more. Red Ventures utilizes premium content and personalized digital experiences to facilitate informed decision-making for individuals regarding important aspects of their lives. It also offers online marketing, lead generation, and sales conversion services, enhancing the effectiveness of its strategic partnerships. Key brands under its umbrella include Healthline, The Points Guy, Bankrate, MYMOVE, and Allconnect.com, which collectively provide valuable resources to millions of users.

Credit Karma

Series A in 2009
Credit Karma is a personal finance company founded in 2007 and headquartered in San Francisco, California. It aims to assist individuals in making informed financial decisions by providing access to free credit scores and reports, along with credit monitoring services. The platform offers a variety of tools and personalized recommendations that help users improve their financial standing, such as credit report cards and loan savings suggestions. With over 100 million members, Credit Karma empowers users to monitor their credit health and gain insights into their financial situations, ultimately facilitating better financial progress.
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