QED Investors

Finkargo is a financial service company that provides a trade financing platform for SMEs. The company is enabling small and medium-sized companies to grow their operations using logistical and technological support. It offers fair pricing and works with logistic guarantees, aligned with their business realities. Finkargo was founded in 2021 and is based in Bogota, Colombia.

Zubale is a business management platform that connects retailers with independent gig workers to enhance e-commerce operations. By facilitating a marketplace for gig workers, Zubale enables retailers to efficiently manage various digital tasks, improving operational metrics such as fill rates and customer satisfaction. The company has completed over 3 million jobs across 90 cities and 16,800 stores, primarily in Mexico, Colombia, and Costa Rica, with plans to expand further across Latin America. Founded by Allison Campbell and Sebastian Monroy, who possess extensive experience in retail from their backgrounds at Walmart and P&G, Zubale aims to streamline business productivity and extend market reach for its clients through innovative technical integrations.

Finkargo is a financial service company that provides a trade financing platform for SMEs. The company is enabling small and medium-sized companies to grow their operations using logistical and technological support. It offers fair pricing and works with logistic guarantees, aligned with their business realities. Finkargo was founded in 2021 and is based in Bogota, Colombia.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

Loft is a transactional marketplace for residential real estate based in São Paulo, Brazil, founded in 2018 by experienced entrepreneurs. It facilitates the buying and selling of properties for individuals, brokers, and publicly listed REITs, providing an end-to-end digital workflow that modernizes the homebuying experience. The platform includes a searchable database that allows users to find, browse, and evaluate residential and commercial properties, enhancing transparency in real estate transactions. By utilizing proprietary transaction data, Loft integrates various adjacent services, aiming to streamline the entire real estate process and adapt it to the e-commerce landscape.

Zubale is a business management platform that connects retailers with independent gig workers to enhance e-commerce operations. By facilitating a marketplace for gig workers, Zubale enables retailers to efficiently manage various digital tasks, improving operational metrics such as fill rates and customer satisfaction. The company has completed over 3 million jobs across 90 cities and 16,800 stores, primarily in Mexico, Colombia, and Costa Rica, with plans to expand further across Latin America. Founded by Allison Campbell and Sebastian Monroy, who possess extensive experience in retail from their backgrounds at Walmart and P&G, Zubale aims to streamline business productivity and extend market reach for its clients through innovative technical integrations.

Kamino is a financial management software company that specializes in providing comprehensive solutions for medium-sized businesses in Brazil. The platform features an integrated system for B2B payments, including proprietary banking services and corporate credit card solutions, alongside seamless connections to leading local banks and enterprise resource planning (ERP) systems. This integration allows financial managers to gain real-time insights into company expenditures and manage payments through a structured approval process. Kamino's capabilities include automatic invoice capture, data extraction, and streamlined accounts payable and reconciliation, which collectively enhance operational efficiency. By automating these processes, Kamino enables businesses to improve cash flow, reduce errors, and save significant amounts of time in their financial operations.

Betterfly is a purpose-driven wellbeing and insurance platform based in Santiago, Chile, founded in 2018. The company focuses on enhancing the health and wellbeing of employees while fostering positive community impacts. Its innovative platform allows organizations to reward employees for maintaining healthy habits by offering life insurance coverage that increases over time. Additionally, every healthy activity is converted into a charitable donation sponsored by the company. This model not only supports employee wellbeing but also integrates corporate wellness and social responsibility into business operations, allowing companies to contribute actively to their communities.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Hash is a fintech company that provides B2B financial, payments, and banking solutions tailored for merchant partners. Established in 2017 by João Miranda, Hash's platform allows businesses to streamline financial transaction flows and customize their payment services to meet the specific needs of their customers and trade partners. By addressing key barriers in the provision of financial services, Hash acts as a gateway for enterprises seeking to enhance their payment offerings. The company has garnered recognition for its innovative approach, being featured in several prestigious lists, including "100 Startups to Watch" and "Top Fintech Companies in Brazil." Hash's commitment to creating value for its clients positions it as a notable player in the fintech landscape.

Betterfly is a purpose-driven wellbeing and insurance platform based in Santiago, Chile, founded in 2018. The company focuses on enhancing the health and wellbeing of employees while fostering positive community impacts. Its innovative platform allows organizations to reward employees for maintaining healthy habits by offering life insurance coverage that increases over time. Additionally, every healthy activity is converted into a charitable donation sponsored by the company. This model not only supports employee wellbeing but also integrates corporate wellness and social responsibility into business operations, allowing companies to contribute actively to their communities.

Escale is a digital marketing agency based in São Paulo, Brazil, that specializes in customer acquisition services for companies in the telecommunications and healthcare sectors. Founded in 2013 by Matthew Kligerman and Ken Diamond, the agency employs data and technology to manage the entire marketing and sales funnel. This includes online demand generation, lead management, conversion, and customer onboarding. Escale focuses on delivering incremental new customers to its enterprise clients and operates on a commission model that aligns its performance with that of its customers. By transforming web and cloud voice interactions into actionable data points, Escale aims to enhance its clients' return on investment in marketing and sales efforts.

Cora is a digital bank based in São Paulo, Brazil, focused on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company is currently in closed beta, preparing to launch its first product, a free mobile account tailored exclusively for SMEs. Cora aims to streamline financial processes by offering a modern platform that reduces bureaucracy and simplifies day-to-day financial tasks for entrepreneurs. In addition to the mobile account, Cora plans to introduce a range of payment solutions, credit products, and financial management tools, all designed to support the unique needs of small businesses. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora seeks to enhance the financial landscape for SMEs in Brazil.

Loft is a transactional marketplace for residential real estate based in São Paulo, Brazil, founded in 2018 by experienced entrepreneurs. It facilitates the buying and selling of properties for individuals, brokers, and publicly listed REITs, providing an end-to-end digital workflow that modernizes the homebuying experience. The platform includes a searchable database that allows users to find, browse, and evaluate residential and commercial properties, enhancing transparency in real estate transactions. By utilizing proprietary transaction data, Loft integrates various adjacent services, aiming to streamline the entire real estate process and adapt it to the e-commerce landscape.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

Betterfly is a purpose-driven wellbeing and insurance platform based in Santiago, Chile, founded in 2018. The company focuses on enhancing the health and wellbeing of employees while fostering positive community impacts. Its innovative platform allows organizations to reward employees for maintaining healthy habits by offering life insurance coverage that increases over time. Additionally, every healthy activity is converted into a charitable donation sponsored by the company. This model not only supports employee wellbeing but also integrates corporate wellness and social responsibility into business operations, allowing companies to contribute actively to their communities.

Loft is a transactional marketplace for residential real estate based in São Paulo, Brazil, founded in 2018 by experienced entrepreneurs. It facilitates the buying and selling of properties for individuals, brokers, and publicly listed REITs, providing an end-to-end digital workflow that modernizes the homebuying experience. The platform includes a searchable database that allows users to find, browse, and evaluate residential and commercial properties, enhancing transparency in real estate transactions. By utilizing proprietary transaction data, Loft integrates various adjacent services, aiming to streamline the entire real estate process and adapt it to the e-commerce landscape.

Pitzi is the leading Brazilian insurtech, using cutting edge CX design and an innovative supply chain to transform how Brazilians interact with insurance products. Pitzi powers many of the largest smartphone insurance programs in Brazil in partnership with leading insurance companies, protecting more than 1 million Brazilian consumers. Pitzi is backed by top venture investors including Thrive Capital, Kaszek Ventures, QED and DCM Ventures, and is headquartered in São Paulo, Brazil.

Xerpa is a technology company that is focused on the development of solutions to automate human resource management in companies. Xerpa offers Sherpa, a solution that enables businesses to record and manage documents and data related to leaves, absenteeism, and benefits. It offers technology solutions that enable its users to manage manual tasks such as ordering prints and creating registration forms. Xerpa was founded by Paulo Ahagon and Nicholas Reise in 2015. It is based in Sao Paulo, Brazil.

Loft is a transactional marketplace for residential real estate based in São Paulo, Brazil, founded in 2018 by experienced entrepreneurs. It facilitates the buying and selling of properties for individuals, brokers, and publicly listed REITs, providing an end-to-end digital workflow that modernizes the homebuying experience. The platform includes a searchable database that allows users to find, browse, and evaluate residential and commercial properties, enhancing transparency in real estate transactions. By utilizing proprietary transaction data, Loft integrates various adjacent services, aiming to streamline the entire real estate process and adapt it to the e-commerce landscape.

Escale is a digital marketing agency based in São Paulo, Brazil, that specializes in customer acquisition services for companies in the telecommunications and healthcare sectors. Founded in 2013 by Matthew Kligerman and Ken Diamond, the agency employs data and technology to manage the entire marketing and sales funnel. This includes online demand generation, lead management, conversion, and customer onboarding. Escale focuses on delivering incremental new customers to its enterprise clients and operates on a commission model that aligns its performance with that of its customers. By transforming web and cloud voice interactions into actionable data points, Escale aims to enhance its clients' return on investment in marketing and sales efforts.

Agilis is a financial services company focused on transforming the asset-backed secured lending market in Argentina through its online lending platform. By allowing borrowers to use property as collateral, Agilis offers loans with lower interest rates and longer repayment terms compared to traditional personal loans. The platform provides competitive rates and enhanced financing options that surpass those typically available through credit cards and personal bank loans. This approach aims to facilitate access to advanced financing alternatives for consumers, positioning Agilis as a key player in the online lending landscape.

QuintoAndar is a digital platform that streamlines the rental process for residential real estate in Brazil. Founded in February 2013 by Gabriel Braga and Andre Penha, and headquartered in São Paulo, the company provides a marketplace where users can access rental listings, schedule property visits, and finalize rental agreements without the need for extensive paperwork. QuintoAndar enhances the experience for both landlords and tenants by offering features such as rental insurance and automated payment processing, which eliminate the requirement for guarantors. This approach fosters a practical, transparent, and efficient rental experience, making it easier for individuals to navigate the real estate market.

Zinobe is a digital financial services company operating in Colombia since 2012, focused on providing online financial products to consumers and small businesses. The company aims to promote financial inclusion for underserved markets by leveraging technology, including artificial intelligence scoring and blockchain technology. Zinobe has developed a data-centric credit model that enhances customer experience and enables efficient decision-making for financial lenders. Backed by notable investors such as QED Investors, Zinobe is positioned to address the challenges faced by those lacking access to traditional financial services in Latin America.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Guiabolso is a Brazilian fintech company established in 2014 that aims to transform the financial landscape through Open Banking. The company offers an app that serves over 6 million users, providing granular financial data and solutions for consolidated financial management. Users can access a curated marketplace of financial products and utilize instant payment capabilities. Guiabolso also delivers unique segmenting and scoring functionalities for its corporate partners. It stands out as the only Brazilian company with a fully operational end-to-end Open Banking solution for B2B clients, which includes advanced analytics, a white-label marketplace, and personal financial management tools. Founded by Thiago Alvarez and Benjamin Gleason, Guiabolso focuses on leveraging innovative technology to enhance financial well-being and improve the lives of consumers in Brazil.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Guiabolso is a Brazilian fintech company established in 2014 that aims to transform the financial landscape through Open Banking. The company offers an app that serves over 6 million users, providing granular financial data and solutions for consolidated financial management. Users can access a curated marketplace of financial products and utilize instant payment capabilities. Guiabolso also delivers unique segmenting and scoring functionalities for its corporate partners. It stands out as the only Brazilian company with a fully operational end-to-end Open Banking solution for B2B clients, which includes advanced analytics, a white-label marketplace, and personal financial management tools. Founded by Thiago Alvarez and Benjamin Gleason, Guiabolso focuses on leveraging innovative technology to enhance financial well-being and improve the lives of consumers in Brazil.

Guiabolso is a Brazilian fintech company established in 2014 that aims to transform the financial landscape through Open Banking. The company offers an app that serves over 6 million users, providing granular financial data and solutions for consolidated financial management. Users can access a curated marketplace of financial products and utilize instant payment capabilities. Guiabolso also delivers unique segmenting and scoring functionalities for its corporate partners. It stands out as the only Brazilian company with a fully operational end-to-end Open Banking solution for B2B clients, which includes advanced analytics, a white-label marketplace, and personal financial management tools. Founded by Thiago Alvarez and Benjamin Gleason, Guiabolso focuses on leveraging innovative technology to enhance financial well-being and improve the lives of consumers in Brazil.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Over the last twenty years, Red Ventures has built a portfolio of influential brands, digital platforms, and strategic partnerships that work together to connect millions of people with expert advice. Through premium content and personalized digital experiences, Red Ventures builds online journeys that make it easier for people to make important decisions about their homes, health, travel, finances, education and entertainment. Founded in 2000, Red Ventures has 3,000 employees in 10 cities across the US, as well as in the UK and Brazil. Red Ventures owns and operates several large digital brands including Healthline, The Points Guy, Bankrate, MYMOVE, and Allconnect.com.