NXTP Ventures

PayJoy Inc. is a consumer financing company based in San Francisco, California, founded in 2015. The firm specializes in providing smartphone-enabled financing solutions, primarily targeting underbanked individuals in emerging markets. By leveraging mobile security technology, PayJoy allows customers to select a smartphone, make an initial deposit, and choose a flexible payment plan. The financed smartphone serves as collateral, unlocking its full functionality once the purchase is complete. PayJoy's mission is to enhance access to credit for underserved populations, helping them navigate financial challenges and improve their economic standing. The company has successfully reached over 10 million customers across various countries, including Mexico, Brazil, Colombia, and South Africa, and continues to show solid profitability and growth.

Chazki is a Peruvian tech startup specializing in urban logistics. It develops platforms for web and mobile, enhancing package delivery experiences for e-commerce businesses and consumers. The platform facilitates real-time order tracking and faster deliveries through a shared fleet of independent drivers.

Chazki is a Peruvian tech startup specializing in urban logistics. It develops platforms for web and mobile, enhancing package delivery experiences for e-commerce businesses and consumers. The platform facilitates real-time order tracking and faster deliveries through a shared fleet of independent drivers.

Oppten is a company that operates online platforms designed to facilitate access to contractual opportunities from both public and private sectors. Based in Bogotá, Colombia, it automates the search for requests for proposals, contracts, and business opportunities by regularly scanning multiple websites and analyzing relevant information. Oppten empowers businesses of all sizes by enabling them to register, receive notifications about suitable proposals, and discover new opportunities that align with their profiles, geolocation, and budgets. The company focuses on fostering participation in public procurement, ensuring that governments can optimize the use of public funds. With services currently extending across the United States, Colombia, Peru, Ecuador, and other international markets, Oppten also aids exporters by leveraging trade agreements to inform potential market opportunities.

TechnoRides is a technology company specializing in providing innovative solutions for the private and corporate transport industry. Founded in 2012 and based in Buenos Aires, Argentina, the company offers a range of products, including passenger mobile applications, a dispatch system for order management, and driver mobile applications. These solutions are delivered through a Software-as-a-Service model, allowing transportation companies to efficiently manage their fleets. TechnoRides also offers corporate memberships and marketing consulting services, focusing on enhancing the operational capabilities of taxi companies, black car services, and messaging services across Argentina, Bolivia, Colombia, Honduras, Mexico, and Peru. The company aims to establish itself as a regional leader before expanding into European and Asian markets, positioning its offerings under a White Label concept to help carriers modernize their systems while retaining their branding.

Idea.me, founded in 2011 and based in Buenos Aires, Argentina, operates an online crowdfunding platform that connects artists, designers, and inventors with potential backers. The platform facilitates the generation of funds through collective financing, enabling creators to realize their ideas across various categories, including community, editorial, film, technology, design, fashion, music, and visual arts. Serving customers in Argentina, Brazil, Chile, Colombia, Mexico, and Peru, Idea.me empowers individuals by providing resources, support, and access to capital while offering backers opportunities to discover and fund innovative projects and products.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

Idea.me, founded in 2011 and based in Buenos Aires, Argentina, operates an online crowdfunding platform that connects artists, designers, and inventors with potential backers. The platform facilitates the generation of funds through collective financing, enabling creators to realize their ideas across various categories, including community, editorial, film, technology, design, fashion, music, and visual arts. Serving customers in Argentina, Brazil, Chile, Colombia, Mexico, and Peru, Idea.me empowers individuals by providing resources, support, and access to capital while offering backers opportunities to discover and fund innovative projects and products.