Mosaik Partners

Sigma360 is a risk decisioning software platform founded in 2016 and headquartered in Manhattan, New York. Developed at MIT, the platform leverages artificial intelligence to optimize screening and monitoring processes across extensive external data sources. It is designed to assist firms in identifying, screening, monitoring, and reviewing clients and their relationships using a comprehensive cloud-native risk intelligence database. Sigma360's solutions include adverse media screening, sanctions and watchlist screening, and enhanced due diligence, all aimed at improving the efficiency of compliance teams and investigation firms. The leadership team brings over 50 years of combined experience, with expertise spanning computer science, law, and government, further enhancing the platform's capabilities in risk assessment and management.

KOR Financial is a fintech company focused on revolutionizing regulatory reporting, particularly within the derivatives markets. The firm has developed a technology platform that is licensed by the Commodity Futures Trading Commission and serves as the first independent swap data repository. KOR Financial offers a reporting-as-a-service solution that addresses various systemic reporting challenges, allowing market participants to efficiently comply with reporting mandates for over-the-counter derivative trades and associated lifecycle events. With a strong emphasis on user experience, modern technology, and data quality, KOR Financial aims to simplify commercial terms while providing valuable business insights to its clients.

Cassini Systems, founded in 2014, is an innovative financial technology company with teams based in both US and UK. The founders and key personnel have extensive backgrounds in creating new and innovative financial technology and strong experience serving the asset management, hedge fund and investment banking communities. Since 2014 they have been developing a comprehensive and cohesive set of solutions to address the challenges now facing asset managers and hedge funds trading derivatives. Their growing team now numbers 16 and has over 300 years of combined experience.

Point Predictive Inc., established in 2013 and headquartered in San Diego, California, specializes in developing artificial intelligence-driven risk management solutions. The company focuses on various markets including auto finance, consumer lending, mortgage lending, online retail, real estate, and consumer rental sectors. Point Predictive's primary goal is to help lenders and online retailers mitigate fraud and reduce first payment and early payment default losses by leveraging big data and advanced analytic models. Their solutions are designed to save clients millions of dollars annually while enhancing the customer experience through improved targeting and efficient risk management processes. Additionally, the company offers consulting services in fraud and risk management.

Point Predictive Inc., established in 2013 and headquartered in San Diego, California, specializes in developing artificial intelligence-driven risk management solutions. The company focuses on various markets including auto finance, consumer lending, mortgage lending, online retail, real estate, and consumer rental sectors. Point Predictive's primary goal is to help lenders and online retailers mitigate fraud and reduce first payment and early payment default losses by leveraging big data and advanced analytic models. Their solutions are designed to save clients millions of dollars annually while enhancing the customer experience through improved targeting and efficient risk management processes. Additionally, the company offers consulting services in fraud and risk management.

MagicCube, Inc. is a California-based company established in 2014, specializing in secure data exchange between devices and the cloud through its Software Defined Trust platform. This innovative technology utilizes a TEE-based approach to protect user data in mobile applications, particularly in sectors such as banking and shopping. MagicCube's platform integrates seamlessly into existing applications, offering a secure solution for digital transactions across various devices, operating systems, and hardware. By providing a level of security comparable to traditional hardware solutions, the company enables businesses to safeguard against a range of cyber threats, including cloning, lifting, spoofing, and tampering, while simplifying deployment and reducing associated costs.

Azimuth GRC LLC, based in Jacksonville, Florida, is a software development company founded in 2019 that specializes in regulatory compliance solutions for heavily regulated industries. Its flagship product, Lineage, is a Software as a Service (SaaS) platform that automates and manages regulatory compliance and risk across enterprises. The platform offers a comprehensive library of federal and state laws, which it codifies and translates into plain business language, ensuring companies can easily understand and implement operational requirements. By streamlining compliance processes and reducing associated risks, Azimuth GRC enables organizations to maintain regulatory adherence more efficiently and cost-effectively.

Vera is a decentralized financial platform focused on non-fungible token (NFT) assets, providing a range of services including lending, borrowing, leasing, and decentralized financing. Established in 2021, Vera leverages blockchain technology to facilitate transactions within NFT marketplaces, games, and applications, thereby enabling users to access and manage tokenized assets efficiently. The platform aims to democratize financial products related to NFTs, ensuring they are secure, open, and accessible to users globally. Backed by prominent investors in the decentralized fintech sector, Vera aspires to create innovative financial solutions that enhance the utility and monetization of NFT assets.

Boost Payment Solutions, LLC is a New York-based company that specializes in a B2B payment platform designed to enhance the efficiency and security of commercial card payments. Founded in 2009, the company offers innovative solutions that facilitate the transition from paper-based payments to electronic alternatives, thereby streamlining payment processes for organizations. Its flagship product, Boost Intercept, simplifies commercial card transactions by automating supplier interactions and eliminating the need for manual data processing. This platform supports single-use cards and enhances card acceptance without the complexities of accessing multiple portals, which minimizes resource expenditure and mitigates data security risks. In addition to its technology solutions, Boost Payment Solutions provides consulting services to assist clients in developing and managing supplier enablement programs, evaluating payment acceptance options, and conducting strategic financial assessments. The company aims to optimize payment processes while delivering data insights and improving revenue efficiency for its clients.

Point Predictive Inc., established in 2013 and headquartered in San Diego, California, specializes in developing artificial intelligence-driven risk management solutions. The company focuses on various markets including auto finance, consumer lending, mortgage lending, online retail, real estate, and consumer rental sectors. Point Predictive's primary goal is to help lenders and online retailers mitigate fraud and reduce first payment and early payment default losses by leveraging big data and advanced analytic models. Their solutions are designed to save clients millions of dollars annually while enhancing the customer experience through improved targeting and efficient risk management processes. Additionally, the company offers consulting services in fraud and risk management.

PatientPay, Inc. is a healthcare technology company based in Durham, North Carolina, founded in 2008. The company specializes in developing billing, electronic payment, and reconciliation solutions designed to streamline the management of healthcare-related financial obligations for patients and healthcare providers. Its flagship product is a secure, cloud-based online service that facilitates efficient billing and payment processes, allowing patients to pay their medical bills conveniently while enabling healthcare providers to improve operational efficiency and reduce costs associated with manual billing. PatientPay integrates seamlessly with existing practice management systems used by various healthcare entities, including individual practices, multi-location physician groups, and hospital networks across the United States. The company has been recognized as a leader in the healthcare payments sector, aided by several patents that support its innovative payment technology.

Qwil PBC, established in 2015 and headquartered in San Francisco, operates a payment management platform tailored for independent contractors, freelancers, and small businesses. The company enables users to track, collect, and access their earnings early through its Qwil debit card, even before invoices are paid. This instant payment feature facilitates improved workforce recruitment and retention without affecting the cash flow of clients or marketplaces.

PeerNova, Inc. is a technology company specializing in blockchain-based distributed ledger solutions that enhance data integrity and immutability for securities exchanges and financial services. Founded in 2013 and headquartered in San Jose, California, with additional offices in New York, London, and Beijing, PeerNova addresses critical challenges faced by financial institutions, such as data reconciliation, audit, and compliance. Its flagship product, Cuneiform, is a zero-code decision-science platform that empowers organizations to improve data quality and reliability, enabling confident decision-making. Cuneiform facilitates monitoring of data-quality metrics, rapid root-cause analysis, and trend analytics, thereby enhancing operational efficiency and business performance. PeerNova's innovations aim to mitigate risks associated with poor data management, ultimately supporting firms in making timely and informed decisions.

PayVeris, LLC is a cloud-based digital payment and money transfer platform that provides comprehensive solutions for both consumer and business bill payments, as well as external account-to-account transfers between various financial institutions. Founded in 2011 and headquartered in Cromwell, Connecticut, PayVeris enables person-to-person payments, allowing users to send money electronically from their bank or credit union accounts via web, smartphone, or tablet. The platform includes PayWatch, an integrated fraud prevention solution that monitors transactions for potential risks, and PayItNow, a service that connects financial institutions, merchants, and consumers in the payments process. PayVeris has established strategic partnerships with Kony and Corelation to enhance its offerings and expand its reach in the digital payments landscape.

Boost Payment Solutions, LLC is a New York-based company that specializes in a B2B payment platform designed to enhance the efficiency and security of commercial card payments. Founded in 2009, the company offers innovative solutions that facilitate the transition from paper-based payments to electronic alternatives, thereby streamlining payment processes for organizations. Its flagship product, Boost Intercept, simplifies commercial card transactions by automating supplier interactions and eliminating the need for manual data processing. This platform supports single-use cards and enhances card acceptance without the complexities of accessing multiple portals, which minimizes resource expenditure and mitigates data security risks. In addition to its technology solutions, Boost Payment Solutions provides consulting services to assist clients in developing and managing supplier enablement programs, evaluating payment acceptance options, and conducting strategic financial assessments. The company aims to optimize payment processes while delivering data insights and improving revenue efficiency for its clients.

Boost Payment Solutions, LLC is a New York-based company that specializes in a B2B payment platform designed to enhance the efficiency and security of commercial card payments. Founded in 2009, the company offers innovative solutions that facilitate the transition from paper-based payments to electronic alternatives, thereby streamlining payment processes for organizations. Its flagship product, Boost Intercept, simplifies commercial card transactions by automating supplier interactions and eliminating the need for manual data processing. This platform supports single-use cards and enhances card acceptance without the complexities of accessing multiple portals, which minimizes resource expenditure and mitigates data security risks. In addition to its technology solutions, Boost Payment Solutions provides consulting services to assist clients in developing and managing supplier enablement programs, evaluating payment acceptance options, and conducting strategic financial assessments. The company aims to optimize payment processes while delivering data insights and improving revenue efficiency for its clients.

Zeguro Inc. is a cyber security and insurance platform based in San Francisco, California, founded in 2016. The company focuses on helping small and medium-sized enterprises (SMEs) identify and mitigate cyber risks. Zeguro's platform enables these businesses to assess their vulnerabilities and offers tailored insurance solutions to cover potential losses from incidents such as data breaches, business interruptions, cyber extortion, and payment fraud. In addition to insurance, Zeguro provides cybersecurity training and monitoring services, ensuring that SMEs can effectively protect themselves against cyber threats while benefiting from affordable and comprehensive cyber insurance coverage.

Cassini Systems, founded in 2014, is an innovative financial technology company with teams based in both US and UK. The founders and key personnel have extensive backgrounds in creating new and innovative financial technology and strong experience serving the asset management, hedge fund and investment banking communities. Since 2014 they have been developing a comprehensive and cohesive set of solutions to address the challenges now facing asset managers and hedge funds trading derivatives. Their growing team now numbers 16 and has over 300 years of combined experience.

PatientPay, Inc. is a healthcare technology company based in Durham, North Carolina, founded in 2008. The company specializes in developing billing, electronic payment, and reconciliation solutions designed to streamline the management of healthcare-related financial obligations for patients and healthcare providers. Its flagship product is a secure, cloud-based online service that facilitates efficient billing and payment processes, allowing patients to pay their medical bills conveniently while enabling healthcare providers to improve operational efficiency and reduce costs associated with manual billing. PatientPay integrates seamlessly with existing practice management systems used by various healthcare entities, including individual practices, multi-location physician groups, and hospital networks across the United States. The company has been recognized as a leader in the healthcare payments sector, aided by several patents that support its innovative payment technology.

Hopscotch Inc. operates a mobile experiences platform tailored for sports teams, venues, and event organizers, aiming to enhance customer loyalty and create new revenue opportunities. The company offers a suite of plug-and-play mobile services supported by a content management system, which provides clients with valuable insights and scalable business solutions. Additionally, Hopscotch functions as a business payments network, allowing small businesses to manage invoicing and bill payments efficiently without incurring fees. Its primary revenue source is derived from Hopscotch Flow, an innovative approach to invoice factoring that leverages transaction data. Based in El Segundo, California, Hopscotch focuses on delivering streamlined financial management and mobile engagement solutions to its clients.

Point Predictive Inc., established in 2013 and headquartered in San Diego, California, specializes in developing artificial intelligence-driven risk management solutions. The company focuses on various markets including auto finance, consumer lending, mortgage lending, online retail, real estate, and consumer rental sectors. Point Predictive's primary goal is to help lenders and online retailers mitigate fraud and reduce first payment and early payment default losses by leveraging big data and advanced analytic models. Their solutions are designed to save clients millions of dollars annually while enhancing the customer experience through improved targeting and efficient risk management processes. Additionally, the company offers consulting services in fraud and risk management.

Boost Payment Solutions, LLC is a New York-based company that specializes in a B2B payment platform designed to enhance the efficiency and security of commercial card payments. Founded in 2009, the company offers innovative solutions that facilitate the transition from paper-based payments to electronic alternatives, thereby streamlining payment processes for organizations. Its flagship product, Boost Intercept, simplifies commercial card transactions by automating supplier interactions and eliminating the need for manual data processing. This platform supports single-use cards and enhances card acceptance without the complexities of accessing multiple portals, which minimizes resource expenditure and mitigates data security risks. In addition to its technology solutions, Boost Payment Solutions provides consulting services to assist clients in developing and managing supplier enablement programs, evaluating payment acceptance options, and conducting strategic financial assessments. The company aims to optimize payment processes while delivering data insights and improving revenue efficiency for its clients.

Unscrambl, Inc. is an augmented intelligence company that specializes in developing AI-powered cognitive agents for enterprises. Founded in 2013 and headquartered in Atlanta, Georgia, Unscrambl offers a data-driven technology platform designed to enhance business processes across various industries, including telecommunications, healthcare, and banking. Its flagship product, qbo Insights, allows users to engage in natural language conversations with a virtual business analyst, providing instant insights and visualizations. Additionally, Unscrambl's qbo Campaigns platform focuses on real-time contextual marketing, utilizing continuous intelligence to enhance customer engagement and boost marketing productivity. The company's innovative solutions facilitate the aggregation, cleaning, and transformation of data, enabling organizations to make informed, data-driven decisions efficiently. Unscrambl has received recognition from Gartner for its contributions to the fields of Conversational Analytics and Continuous Intelligence.

Payouts Network Inc. specializes in customizable, rule-based payout and compensation solutions tailored for a digital landscape. Founded in 2013 and based in Bozeman, Montana, the company offers real-time payment services, including Instant Payouts and Point of Purchase Payouts, catering to various sectors such as customer service, loyalty rewards, dynamic payroll, and rebates. Payouts Network's proprietary enterprise platform enhances the customer experience by providing customizable payment controls, real-time data, and fraud reduction. By streamlining B2B and B2C payment processes, the company enables businesses to efficiently manage disbursements and improve interactions with customers and employees, ultimately lowering payment-related costs.

Precise Real Estate Solutions, Inc. is a provider of a cloud-based loan life-cycle management platform tailored for the real estate lending industry. Founded in 2013 and headquartered in La Jolla, California, the company offers a collaborative platform that facilitates seamless communication among lenders, borrowers, and service providers. By streamlining the loan origination and servicing processes, Precise Real Estate Solutions enhances efficiency, compliance, and revenue generation while minimizing operating costs for its clients. The platform serves as a centralized hub that organizes and automates workflows, enabling users to effectively manage documents and data throughout the entire loan life-cycle.

Hopscotch Inc. operates a mobile experiences platform tailored for sports teams, venues, and event organizers, aiming to enhance customer loyalty and create new revenue opportunities. The company offers a suite of plug-and-play mobile services supported by a content management system, which provides clients with valuable insights and scalable business solutions. Additionally, Hopscotch functions as a business payments network, allowing small businesses to manage invoicing and bill payments efficiently without incurring fees. Its primary revenue source is derived from Hopscotch Flow, an innovative approach to invoice factoring that leverages transaction data. Based in El Segundo, California, Hopscotch focuses on delivering streamlined financial management and mobile engagement solutions to its clients.

PayVeris, LLC is a cloud-based digital payment and money transfer platform that provides comprehensive solutions for both consumer and business bill payments, as well as external account-to-account transfers between various financial institutions. Founded in 2011 and headquartered in Cromwell, Connecticut, PayVeris enables person-to-person payments, allowing users to send money electronically from their bank or credit union accounts via web, smartphone, or tablet. The platform includes PayWatch, an integrated fraud prevention solution that monitors transactions for potential risks, and PayItNow, a service that connects financial institutions, merchants, and consumers in the payments process. PayVeris has established strategic partnerships with Kony and Corelation to enhance its offerings and expand its reach in the digital payments landscape.

Wonder Technologies, Inc. is a California-based company that operates a digital marketplace for e-gift cards, allowing consumers to discover and purchase cards from a variety of national retailers and local specialty stores across the United States. The company’s technology facilitates the redemption of these gift cards at numerous merchants, including coffee shops, restaurants, and spas, through credit card payments. Additionally, Wonder Technologies offers an iOS application that simplifies the purchasing process for customers. By leveraging card-linked solutions, Wonder enhances the digital gifting and incentives market, enabling merchants to quickly implement and assess the effectiveness of their marketing strategies while providing valuable data insights to improve customer engagement.

Hopscotch Inc. operates a mobile experiences platform tailored for sports teams, venues, and event organizers, aiming to enhance customer loyalty and create new revenue opportunities. The company offers a suite of plug-and-play mobile services supported by a content management system, which provides clients with valuable insights and scalable business solutions. Additionally, Hopscotch functions as a business payments network, allowing small businesses to manage invoicing and bill payments efficiently without incurring fees. Its primary revenue source is derived from Hopscotch Flow, an innovative approach to invoice factoring that leverages transaction data. Based in El Segundo, California, Hopscotch focuses on delivering streamlined financial management and mobile engagement solutions to its clients.

CashStar is a company that specializes in cloud-based digital gifting platforms, offering solutions for gift card commerce. Based in Portland, Maine, CashStar provides various services including personalized gift cards, promotional management, and business-to-business gift card solutions. Their platform enhances customer service and enables merchants to market, sell, and distribute both digital and physical gift cards securely. The company serves a wide range of retail sectors and dining establishments, helping them drive revenue growth through flexible and efficient prepaid commerce operations. CashStar was founded in 2002 and has since expanded its services to include risk management, marketing programs, customer care, technical operations, and financial operations.

TFG Card Solutions is the value leader in the payroll debit card market. TFG Card Solutions delivers the Visa® Debit Card to unbanked workers in the United States through a direct relationship with their employers. Through its relationship with the growing number of progressive employers seeking to streamline payroll operations, TFG helps employers maximize direct deposit participation among every U.S. employee.

Nvoicepay, Inc. is a fintech company that specializes in cloud-based accounts payable software solutions. Founded in 2009 and headquartered in Beaverton, Oregon, with an additional office in San Francisco, California, Nvoicepay offers payment automation software that enables clients to pay invoices electronically, optimizing payment processes. The company's services include a payment command center, supplier enablement, and both customer and supplier payment support, aimed at streamlining accounts payable operations. By facilitating electronic payments to the right suppliers, Nvoicepay helps organizations reduce costs, enhance efficiencies, and maximize financial benefits, such as card rebates. As of 2019, Nvoicepay operates as a subsidiary of FleetCor Technologies, Inc., continuing to focus on delivering strategic payment solutions tailored for complex enterprises.

PeerNova, Inc. is a technology company specializing in blockchain-based distributed ledger solutions that enhance data integrity and immutability for securities exchanges and financial services. Founded in 2013 and headquartered in San Jose, California, with additional offices in New York, London, and Beijing, PeerNova addresses critical challenges faced by financial institutions, such as data reconciliation, audit, and compliance. Its flagship product, Cuneiform, is a zero-code decision-science platform that empowers organizations to improve data quality and reliability, enabling confident decision-making. Cuneiform facilitates monitoring of data-quality metrics, rapid root-cause analysis, and trend analytics, thereby enhancing operational efficiency and business performance. PeerNova's innovations aim to mitigate risks associated with poor data management, ultimately supporting firms in making timely and informed decisions.

Hopscotch Inc. operates a mobile experiences platform tailored for sports teams, venues, and event organizers, aiming to enhance customer loyalty and create new revenue opportunities. The company offers a suite of plug-and-play mobile services supported by a content management system, which provides clients with valuable insights and scalable business solutions. Additionally, Hopscotch functions as a business payments network, allowing small businesses to manage invoicing and bill payments efficiently without incurring fees. Its primary revenue source is derived from Hopscotch Flow, an innovative approach to invoice factoring that leverages transaction data. Based in El Segundo, California, Hopscotch focuses on delivering streamlined financial management and mobile engagement solutions to its clients.

TFG Card Solutions is the value leader in the payroll debit card market. TFG Card Solutions delivers the Visa® Debit Card to unbanked workers in the United States through a direct relationship with their employers. Through its relationship with the growing number of progressive employers seeking to streamline payroll operations, TFG helps employers maximize direct deposit participation among every U.S. employee.

vWise is a technology company based in Aliso Viejo, California, specializing in advanced integrated solutions aimed at enhancing operational efficiency and profitability within the Defined Contribution market. Founded in 2006, vWise offers its award-winning VMAX Solutions, which encompass a suite of business tools designed to lower costs, boost enrollment, and broaden market reach. Among these solutions is SmartPlan, recognized as a leading platform for participant education, enrollment, and analytics. By leveraging behavioral finance principles, vWise's data-enabled experience platform creates interactive participant experiences tailored to meet the preferences of today’s digital-savvy audience. This enables financial services providers and advisors to optimize their engagement strategies throughout the retirement continuum.

PatientPay, Inc. is a healthcare technology company based in Durham, North Carolina, founded in 2008. The company specializes in developing billing, electronic payment, and reconciliation solutions designed to streamline the management of healthcare-related financial obligations for patients and healthcare providers. Its flagship product is a secure, cloud-based online service that facilitates efficient billing and payment processes, allowing patients to pay their medical bills conveniently while enabling healthcare providers to improve operational efficiency and reduce costs associated with manual billing. PatientPay integrates seamlessly with existing practice management systems used by various healthcare entities, including individual practices, multi-location physician groups, and hospital networks across the United States. The company has been recognized as a leader in the healthcare payments sector, aided by several patents that support its innovative payment technology.

SOLE Financial is a payroll card provider dedicated to enhancing financial inclusion by offering instant and affordable wage access for workers, particularly those who are unbanked or underbanked. The company delivers customizable payroll cards that enable employers to transition to a paperless system, eliminating the logistical challenges associated with paper checks. By providing a low-cost alternative to high-fee check-cashing services, SOLE Financial ensures that employees can access their earnings promptly and without incurring excessive costs. This approach not only benefits workers by giving them immediate access to their hard-earned pay but also supports businesses in streamlining their payroll processes.

Nonstop Administration and Insurance Services, Inc. is a company that specializes in self-insured healthcare programs tailored for nonprofits. Founded in 2012 and headquartered in Concord, California, with additional offices in Portland, Oregon, and El Segundo, California, Nonstop Health aims to mitigate the rising costs of healthcare. The company offers a range of services including consolidated billing, transaction facilitation, and benefits administration. By operating as a healthcare insurance agency and third-party administrator, Nonstop Health utilizes technology to help employers and employees manage healthcare expenses more effectively while enhancing the overall benefits experience.