Z47

Z47 is a venture capital firm established in 2006 and based in Bengaluru, India. The company specializes in investing in technology startups that cater to the Indian consumer and global enterprise markets. Z47 focuses on the seed, early, and early growth phases of these startups, with an emphasis on sectors such as consumer technology, business-to-business commerce, enterprise solutions, and fintech. By targeting innovative companies in these areas, Z47 aims to support the development of promising technologies and business models in the rapidly evolving market landscape.

Rajat Agarwal

Managing Director

Rajat Agarwal

Managing Director

Rahul Arora

Associate

Tarun Davda

Managing Director

Pranay Desai

Managing Director

Rupali Sharma

Director Human Capital

Vikram Vaidyanathan

Managing Director

Chandrasekhar Venugopal

Principal

Past deals in Credits and Lending

OTO

Venture Round in 2024
OTO Capital is a software platform designed to facilitate vehicle ownership and purchase. It collaborates with banks and non-banking financial companies to offer financing solutions for customers. The platform manages the entire auto lifecycle, encompassing credit underwriting, insurance, maintenance, and the eventual resale of vehicles. Additionally, OTO provides automotive leasing services that present convenient alternatives to outright vehicle purchases. Through various installment plans, customers can acquire vehicles and have the option to return them after a specified period, making it a flexible and affordable choice for personal transportation.

InPrime Finserv

Series A in 2024
InPrime Finserv offers the best products and services by analysing the changing financial needs of the unregulated prime market.

Stable Money

Series A in 2023
Stable Money is a fixed-return investment platform that allows users to access fixed deposits, debt mutual funds, and bonds. It helps individuals grow their wealth over the long term by offering investment options that prioritize great returns with safety and stability.

Jodo

Series A in 2022
Jodo was founded at the beginning of the year 2020 with a mission to positively impact the lives of people through well-designed financial products. We believe that financial products can have the power to significantly improve the lives of people if it is designed with the end-needs in focus. Year-long research trying to understand these needs has culminated in the founding of Jodo. Jodo aims to be a full-service financial services player with multiple products enabling millions of people to meet their needs.

Oxyzo

Series A in 2022
Oxyzo is a financial services company dedicated to transforming small and medium enterprises (SMEs) into larger businesses. It provides customized credit solutions designed to support SMEs in expanding their operations, increasing revenue, and improving profit margins. Oxyzo's offerings include low-interest rates, collateral-free credit options, and rapid loan processing within 72 hours. The company serves over 3,000 SMEs across India, disbursing more than 4,000 crores annually, with assets under management exceeding 1,500 crores. Key features of Oxyzo's services include a pay-as-you-use model that charges interest only for the duration of credit utilization, minimal documentation requirements for loan processing, and potential savings on raw material purchases, allowing businesses to benefit from a more flexible and accessible lending experience.

Jupiter

Series C in 2021
Jupiter is a digital retail bank based in Mumbai, India, that offers a unique co-created banking experience tailored specifically for Millennials. Established in 2019, it provides a comprehensive digital banking application that enables users to efficiently manage their finances. The application assists users in tracking expenses by offering insights into their spending habits and savings growth. Additionally, Jupiter facilitates automated savings, loans, and debit card services, along with 24/7 customer support to enhance user convenience. Through its focus on user-friendly financial management, Jupiter aims to revolutionize the banking experience for the younger generation.

OTO

Series A in 2021
OTO Capital is a software platform designed to facilitate vehicle ownership and purchase. It collaborates with banks and non-banking financial companies to offer financing solutions for customers. The platform manages the entire auto lifecycle, encompassing credit underwriting, insurance, maintenance, and the eventual resale of vehicles. Additionally, OTO provides automotive leasing services that present convenient alternatives to outright vehicle purchases. Through various installment plans, customers can acquire vehicles and have the option to return them after a specified period, making it a flexible and affordable choice for personal transportation.

Jupiter

Series B in 2021
Jupiter is a digital retail bank based in Mumbai, India, that offers a unique co-created banking experience tailored specifically for Millennials. Established in 2019, it provides a comprehensive digital banking application that enables users to efficiently manage their finances. The application assists users in tracking expenses by offering insights into their spending habits and savings growth. Additionally, Jupiter facilitates automated savings, loans, and debit card services, along with 24/7 customer support to enhance user convenience. Through its focus on user-friendly financial management, Jupiter aims to revolutionize the banking experience for the younger generation.

Jodo

Seed Round in 2020
Jodo was founded at the beginning of the year 2020 with a mission to positively impact the lives of people through well-designed financial products. We believe that financial products can have the power to significantly improve the lives of people if it is designed with the end-needs in focus. Year-long research trying to understand these needs has culminated in the founding of Jodo. Jodo aims to be a full-service financial services player with multiple products enabling millions of people to meet their needs.

Five Star Business Finance

Series C in 2017
Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI). Five-Star follows RBI guidelines applicables for NBFCs Five-Star is public limited company with Registerd & Corporate Office at Kilpauk, Chennai and has branches at Aminjikarai, Poonamallee, Tambaram, Ambattur, Tiruvottriyur, Thiruvallur, Coimbatore, Trichy,Vellore, Tirupur, Madurai, Erode, Karur, Dindigul, Salem, Hosur, Sivakasi, Namakkal, Pollachi, Karaikudi, Gobichettipalayam, Athur, Villupuram, Tirunelveli, Tuticorin, Kumbakonam, Bangalore, Theni, Pudukottai, Tenkasi Nagercoil & Tiruvannamalai The company stands for quality service to the customers.

Five Star Business Finance

Series A in 2014
Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI). Five-Star follows RBI guidelines applicables for NBFCs Five-Star is public limited company with Registerd & Corporate Office at Kilpauk, Chennai and has branches at Aminjikarai, Poonamallee, Tambaram, Ambattur, Tiruvottriyur, Thiruvallur, Coimbatore, Trichy,Vellore, Tirupur, Madurai, Erode, Karur, Dindigul, Salem, Hosur, Sivakasi, Namakkal, Pollachi, Karaikudi, Gobichettipalayam, Athur, Villupuram, Tirunelveli, Tuticorin, Kumbakonam, Bangalore, Theni, Pudukottai, Tenkasi Nagercoil & Tiruvannamalai The company stands for quality service to the customers.

Stable Money

Stable Money is a fixed-return investment platform that allows users to access fixed deposits, debt mutual funds, and bonds. It helps individuals grow their wealth over the long term by offering investment options that prioritize great returns with safety and stability.
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