Liquid 2 Ventures

8Flow develops an enterprise-grade self-learning platform that automates customer support workflows. Its platform analyzes agent actions, identifies repetitive tasks, and generates automation across various systems like ticketing platforms, business apps, spreadsheets, databases, and CRMs.

FINNY is an AI prospecting tool that provides technology solutions for financial advisors.

Flex is a financial services company that provides analysis, integration, and management solutions for HSA/FSA payments.

Palm specializes in AI-powered treasury software designed to optimize financial operations for businesses. The platform offers solutions for generating accurate cash forecasts quickly and managing company funds efficiently. Palm's technology streamlines automated workflows for forecasting and cash movement, ensuring enterprise-grade security and controls. The company focuses on addressing treasury challenges with innovative solutions, supported by a team with expertise in treasury and fintech. Palm's services are aimed at improving financial decision-making and operational efficiency for its clients.

We help founders and investors to grow their network and fundraise faster with AI. Founded by a team of repeat founders and VCs (2 times YC, $180M raised, with an exit).

Tabs is an AI-powered platform that automates revenue processes for businesses. It structures contracts like MSAs, order forms, and emails to automate invoice computation through cash application. Founded in 2023, Tabs is headquartered in New York.

Business banking platform for cross-border SMBs and Startups

Greenboard is a financial software company that develops software to bridge the gap between regulation and financial innovation.

Hyperplane AI is an enterprise-grade platform that helps to enhance productivity and efficiency of financial institutions.

Handle is a construction software company that provides an end-to-end platform to streamline payments and project administration. Its tools automate tasks related to late payments, lien management, deadline tracking, mailings, and document management, enabling contractors and material suppliers to be paid faster. The software supports credit and finance teams with online payments, waivers, and access to capital, consolidating workflows for invoices and documents. By digitizing owner verification, required documents, electronic signatures, and related communications, Handle helps construction projects run smoothly and reduce payment delays. Based in La Jolla, California.

Flex is a financial services company that provides analysis, integration, and management solutions for HSA/FSA payments.

Palm specializes in AI-powered treasury software designed to optimize financial operations for businesses. The platform offers solutions for generating accurate cash forecasts quickly and managing company funds efficiently. Palm's technology streamlines automated workflows for forecasting and cash movement, ensuring enterprise-grade security and controls. The company focuses on addressing treasury challenges with innovative solutions, supported by a team with expertise in treasury and fintech. Palm's services are aimed at improving financial decision-making and operational efficiency for its clients.

Topkey is a financial technology company founded in 2020 and headquartered in San Francisco, USA. It operates a comprehensive app designed to assist investment homeowners in managing their properties by tracking expenses, syncing transactions across different systems, and reducing bookkeeping costs. The platform connects homeowners with property managers, offering detailed management company reports that compare services and quotes. Additionally, Topkey facilitates the hiring process by providing a scheduling platform for interviews, enabling clients to find qualified property managers to oversee their properties effectively.

8Flow develops an enterprise-grade self-learning platform that automates customer support workflows. Its platform analyzes agent actions, identifies repetitive tasks, and generates automation across various systems like ticketing platforms, business apps, spreadsheets, databases, and CRMs.

GTXN operates a technology-driven financial services platform, offering solutions such as payment and treasury management, FX and treasury advisory, securitization services, and fund and wealth management. This enables corporations to streamline cross-border transactions and finance operations, reducing costs, risks, and complexity.

Confido is a software company that provides financial operations automation for consumer packaged goods brands. Confido helps CPG brands save time and money by automating cash applications, fighting deductions, and tracking trade costs in a platform. The company is based in New York, New York.

We help founders and investors to grow their network and fundraise faster with AI. Founded by a team of repeat founders and VCs (2 times YC, $180M raised, with an exit).

Holdingz is a risk management platform that helps businesses diversify, protect, and grow their holdings.

8Flow develops an enterprise-grade self-learning platform that automates customer support workflows. Its platform analyzes agent actions, identifies repetitive tasks, and generates automation across various systems like ticketing platforms, business apps, spreadsheets, databases, and CRMs.

Hyperplane AI is an enterprise-grade platform that helps to enhance productivity and efficiency of financial institutions.

Chestnut develops an AI-driven insurance distribution management platform. It optimizes producer management and incentive compensation through automated onboarding, rules-based hierarchy management, flexible compensation structures, and performance insights.

Arpari is a financial management platform specifically designed for the commercial real estate sector. It offers a comprehensive suite of services that include treasury management, payment processing, and deposit account offerings. The platform is user-friendly and centralizes financial processes, allowing property owners to efficiently track and manage their finances. Additionally, Arpari facilitates the collection of rent and streamlines property management through seamless account integration. By automating and enhancing everyday banking needs, Arpari enables commercial real estate professionals to save time and improve overall portfolio management.

CreatorDAO is a decentralized community established in 2022 and headquartered in Los Angeles, California. The company focuses on investing in creators by offering a comprehensive platform that provides capital, technology, and operational support. CreatorDAO empowers creators by granting them access to essential resources such as mentorship and professional tools necessary for brand growth. By facilitating these investments, CreatorDAO aims to strengthen the creator economy and enhance the success of individuals within this domain.

Railbird operates a stock market platform specifically for sports, enabling users to trade shares in sports teams and players. This innovative stockbroking platform caters to a diverse range of investors, including hedge funds and professional sports teams, allowing them to engage in a new asset class. By facilitating share trading, Railbird aims to reduce investment and trading costs, providing a streamlined and engaging exchange system for its users.

ContaLink is a Mexican SaaS company that empowers accountants with an online platform to automate their work and better serve clients.

Rutter is a technology company that specializes in creating a universal API designed to integrate seamlessly with various commerce, accounting, and payment platforms. By enabling users to connect to any platform, Rutter provides a comprehensive view of business operations. The company's product offerings include dedicated APIs for accounting and commerce, facilitating the integration of e-commerce data. Rutter's solutions support a range of use cases, including revenue-based financing, small to medium-sized business lending, invoice factoring, spend management, and e-commerce enablement. Through its innovative approach, Rutter aims to simplify the complexities of data integration across multiple platforms.

Cerebellum Ventures provides business development solution by offering tactical resources and processes for founders and investors.

Debbie is a mobile platform that rewards consumers for reaching financial goals by granting points for saving, paying down debt, and improving financial health rather than rewarding spending. The service uses positive reinforcement and sponsorship from banks and financial institutions to drive account openings, loyalty, and deposits while enabling users to connect and track their credit cards and spending accounts. It aims to address financial insecurity by encouraging small, repeatable actions and has helped more than 10,000 people pay off about $1 million in debt and save over $10 million.

Topkey is a financial technology company founded in 2020 and headquartered in San Francisco, USA. It operates a comprehensive app designed to assist investment homeowners in managing their properties by tracking expenses, syncing transactions across different systems, and reducing bookkeeping costs. The platform connects homeowners with property managers, offering detailed management company reports that compare services and quotes. Additionally, Topkey facilitates the hiring process by providing a scheduling platform for interviews, enabling clients to find qualified property managers to oversee their properties effectively.

Acho Inc. develops a digital data warehouse where users can find, process, and publish data. It enables integration of various databases in one place, building complex data pipelines, and publishing data to desired platforms.

Apprecio is a Mexico-based company that provides an inventory management platform for independent convenience stores. Launched in 2021, it serves over 50,000 businesses, offering insights on pricing, promotions, and sales execution to enhance revenue.

Finnu México, S.A.P.I. de C.V. is a financial technology company that develops a mobile application enabling users to access affordable personal loans through their smartphones. Founded in 2019 and headquartered in Mexico City, with an additional location in Barcelona, the company targets the unbanked adult population by offering short-term cash loans secured against personal assets. Users are provided with a Finnu-labeled payment card, allowing them to engage in the digital economy without the need for a credit history. While Finnu operates in both Europe and Asia, its primary focus is on the Latin American market.

Slope is a financial platform developer that specializes in providing a range of payment alternatives for businesses. Its platform enables clients to manage loans, underwriting, debt collection, and payouts once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope facilitates installment payments at checkout, which helps businesses improve their cash flow and financial security. Additionally, the platform allows technical teams to integrate its services into their existing frameworks, thereby reducing administrative burdens and enhancing the overall customer experience.

Dots is a multichannel payouts API that automates manual processes for marketplaces. Dots' API lets a marketplace pay their sellers in the ways they want to be paid, including Venmo, Paypal, ACH and Zelle. As more Americans earn a living by becoming a 1099 worker, marketplaces need to provide flexible payout options and we make supporting these payouts easy through a single API.

Founded in 2021, Sunbound is a leading tech-enabled finance platform dedicated to improving cash flow and optimizing working capital for senior living operators. It offers payment processing, accounts receivable assistance, and financing tools to enhance revenue while providing families with an improved payment experience.

Prospa is a technology company focused on supporting African entrepreneurs and small businesses through its banking application. This application enables business owners to open and manage business accounts, providing them with an account number in the company's name. Prospa's platform facilitates various financial transactions, including sending and receiving transfers, creating invoices, and establishing sub-accounts. By addressing common financial challenges faced by small businesses, Prospa aims to enhance productivity and streamline operations for its users.

Pry Financials is a financial planning platform that offers small businesses an alternative to traditional spreadsheet methods. The company specializes in financial planning and analysis software that facilitates effective budgeting by connecting various financial components for real-time comparisons of budget versus actuals. Its platform allows users to efficiently manage hiring plans, project cash flows, and model different financial scenarios within a visual environment. By providing tools that streamline budgeting processes and enhance financial oversight, Pry Financials enables businesses to effectively manage their financial models and cash runway.

Rutter is a technology company that specializes in creating a universal API designed to integrate seamlessly with various commerce, accounting, and payment platforms. By enabling users to connect to any platform, Rutter provides a comprehensive view of business operations. The company's product offerings include dedicated APIs for accounting and commerce, facilitating the integration of e-commerce data. Rutter's solutions support a range of use cases, including revenue-based financing, small to medium-sized business lending, invoice factoring, spend management, and e-commerce enablement. Through its innovative approach, Rutter aims to simplify the complexities of data integration across multiple platforms.

Founded in 2021, Allocate is a platform enabling investors to discover and invest in high-quality venture funds.

Titan is an innovative investing platform founded in New York in 2018 by Clayton Gardner, Joe Percoco, and Max Bernardy. It offers smart investment strategies, backed by prominent investors such as Andreessen Horowitz and General Catalyst.

ContaLink is a Mexican SaaS company that empowers accountants with an online platform to automate their work and better serve clients.

Bytewax is a data streaming processor that enables transforming data streams and deploying real-time machine learning models. It provides a platform to accelerate development, save time, reuse code, and build complex pipelines for streaming analytics. The product is designed to be accessible and flexible for data scientists and data engineers, supporting workloads across industrial IoT, finance, consumer technology, and cybersecurity. It connects to hundreds of data sources and leverages the broader ecosystem of data processing libraries to enable end-to-end streaming workflows.

Lendflow develops a platform that enables businesses to embed financial products into their software, improving user engagement and retention. They offer term loans, lines of credit, and invoice factoring, serving various industries such as construction, e-commerce, and transportation.

Vartana is a payments platform that provides flexible financing options for buyers and streamlined deal execution for sales teams. The platform offers a co-branded digital checkout with real-time support and automated payment plan offers directly within CRM systems, backed by pre-built integrations through an API. It enables pre-approved payment structures and centralizes the end-to-end deal workflow in a single dashboard, helping buyers maximize purchasing power while keeping finance teams agile with unlocked cash flow. Vartana was founded in 2020 in San Francisco by Kush Kella.

Kanda is a financial services firm that specializes in providing financing solutions for home improvement projects. The company has developed quoting and invoicing software tailored for tradespeople, allowing them to streamline their operations by automating paperwork and ensuring timely payments. This software serves as an estimating tool, enabling contractors to present estimates while offering escrow financing options for clients who may find it challenging to pay upfront. By facilitating affordable financing for homeowners, Kanda empowers contractors to remain competitive in pricing and enhances the accessibility of home improvement services.

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Carbon Zero is a company that offers a credit card designed to help users neutralize their carbon footprints with each purchase. The platform operates by using the fees generated from merchant transactions to finance forestry and carbon capture projects, effectively turning everyday spending into a means of environmental contribution. Users of the card can track and view the sustainable projects they are supporting, reinforcing the connection between their spending and positive ecological impact. By providing a straightforward way for individuals to engage in carbon offset initiatives, Carbon Zero aims to promote sustainability and raise awareness about environmental issues.

Carupi is a Brazilian company founded in 2017 that operates a peer-to-peer marketplace for used cars. Based in São Paulo, the platform aims to transform the traditional buying and selling experience of vehicles, which is often fraught with inefficiencies and safety concerns. Carupi distinguishes itself by offering professional photography services for cars, publishing listings on various classified sites, and managing communications between buyers and sellers, thereby eliminating the need for direct interaction. The company also utilizes an escrow service to ensure secure transactions, streamlining the entire process. With the used car market in Brazil valued at approximately $70 billion, Carupi seeks to redefine how individuals engage in vehicle transactions, much like how Airbnb revolutionized the home rental industry. The founder and CEO, Diego Fischer, brings extensive experience, having previously established Brazil's largest consumer-to-business car marketplace.

Founded in 2017, Routable operates a B2B invoice and bill payment platform that automates processes for accounts payables and receivables teams. Its platform streamlines cash flow by helping to find errors, request authorization, and simplify payments worldwide.

Founded in 2020, Assetario is a technology company based in Cambridge, Massachusetts. It develops an automated platform designed to enhance personalized gaming experiences for players by optimizing in-app purchases across various applications.

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Jelly Labs is a stealth mode company focused on developing a funding platform tailored to the scientific community. The platform aims to empower scientists and science professionals by facilitating the process of raising investment capital for experiments and research projects in exchange for equity. Through its innovative approach, Jelly Labs seeks to bridge the funding gap in the scientific sector, allowing researchers to secure the financial support necessary to advance their work.

TradeUP is a broker-dealer that offers trading and brokerage services. It is registered with the SEC and is a member of FINRA and SIPC. The company provides a feature-rich mobile trading application designed for investors to access equity markets and build global investment portfolios. The application is designed to empower self-directed investors with the necessary tools to manage their portfolios while offering extremely low commission rates. TradeUP also offers the ability to trade commission-free stocks, ETFs, and options.

Pipe operates a global trading platform for recurring revenue streams. It connects companies with institutional investors in real-time, making recurring revenues tradable at their annual value. This enables scaling companies to access more cash flow.

Pry Financials is a financial planning platform that offers small businesses an alternative to traditional spreadsheet methods. The company specializes in financial planning and analysis software that facilitates effective budgeting by connecting various financial components for real-time comparisons of budget versus actuals. Its platform allows users to efficiently manage hiring plans, project cash flows, and model different financial scenarios within a visual environment. By providing tools that streamline budgeting processes and enhance financial oversight, Pry Financials enables businesses to effectively manage their financial models and cash runway.

Founded in 2017, Simetrik specializes in providing big data solutions for corporate finance control and automation. Its platform offers AI-powered tools, no-code configuration, and secure data integration capabilities, enabling global enterprises to streamline transaction reconciliation, detect anomalies, reduce manual effort, accelerate financial closings, and enhance decision-making.

Lively, Inc. is a health savings account (HSA) platform designed for both employers and individuals. Established in 2016 and headquartered in San Francisco, California, Lively offers a user-centric solution that enhances the experience of managing HSAs. Its platform enables consumers to optimize their healthcare spending and maximize savings, ultimately improving their overall financial well-being. By providing an intuitive interface, Lively aims to simplify healthcare management for users, making it easier for them to navigate HSA-compatible plans.

Pipe operates a global trading platform for recurring revenue streams. It connects companies with institutional investors in real-time, making recurring revenues tradable at their annual value. This enables scaling companies to access more cash flow.

Founded in 2017, Simetrik specializes in providing big data solutions for corporate finance control and automation. Its platform offers AI-powered tools, no-code configuration, and secure data integration capabilities, enabling global enterprises to streamline transaction reconciliation, detect anomalies, reduce manual effort, accelerate financial closings, and enhance decision-making.

Trellis makes insurance easy by meeting consumers where they are–and helping them find the right personal insurance to meet their needs. Powered by consumer-permissioned data, Trellis Connect is a property and casualty pre-fill solution that delivers a simplified user experience, unlocks the full value of data in personal insurance accounts, and protects users’ security and privacy. Trellis Technologies was established in 2019 by Daniel Demetri in San Francisco, California.

Handle is a construction software company that provides an end-to-end platform to streamline payments and project administration. Its tools automate tasks related to late payments, lien management, deadline tracking, mailings, and document management, enabling contractors and material suppliers to be paid faster. The software supports credit and finance teams with online payments, waivers, and access to capital, consolidating workflows for invoices and documents. By digitizing owner verification, required documents, electronic signatures, and related communications, Handle helps construction projects run smoothly and reduce payment delays. Based in La Jolla, California.

They provide ideas regarding the potential transferability and application of straightforward financial market insights into the blockchain-based virtual commodity or ‘Cryptoasset’ universe.Their goal is to design a blockchain-based toolkit that enables the application of existing financial engineering tools to the Cryptoasset universe. Armed with this toolkit, users can tailor instruments matching their desired risk preferences. They are self-funded and rely on voluntary contributions of time, ideas, and brainstorming capacity. They will continually develop, refine and present ideas to the Cryptoasset user and academic community in an open dialogue for further consideration.

Rivet Labs is an automation software that develops recurring revenue and cash forecasting applications.

Titan is an innovative investing platform founded in New York in 2018 by Clayton Gardner, Joe Percoco, and Max Bernardy. It offers smart investment strategies, backed by prominent investors such as Andreessen Horowitz and General Catalyst.

Runa offers a comprehensive, cloud-based platform for managing payroll, HR, and employee benefits. It caters primarily to small and medium-sized enterprises in Latin America.

Strix Leviathan LLC, established in 2018 and headquartered in Seattle, Washington, specializes in developing an enterprise-grade cryptocurrency investment management platform tailored for large entities such as hedge funds, banks, and traditional enterprises. The company offers a comprehensive suite of services including data ingestion and transformation engine, proprietary trading algorithms, and trade execution engine. This platform enables clients to execute automated trading strategies based on advanced technical analysis, reducing the need for them to build their own trading infrastructure. Strix Leviathan's team comprises technologists and data scientists with extensive computing knowledge and cloud experience, aiming to deliver a robust and innovative solution in the cryptocurrency market.

Taxa is a developer of a blockchain-based infrastructure platform aimed at facilitating the creation of interactive Web 3.0 applications. The platform leverages advanced trusted computing technology to enhance performance, privacy, and usability across various applications and frameworks. It provides features such as data confidentiality, resizable off-chain CPU resources, and comprehensive library support, making it easy for developers to integrate with any smart contract network. This infrastructure empowers users to transform innovative ideas into market-ready products while ensuring privacy and efficiency in the development process.

Lively, Inc. is a health savings account (HSA) platform designed for both employers and individuals. Established in 2016 and headquartered in San Francisco, California, Lively offers a user-centric solution that enhances the experience of managing HSAs. Its platform enables consumers to optimize their healthcare spending and maximize savings, ultimately improving their overall financial well-being. By providing an intuitive interface, Lively aims to simplify healthcare management for users, making it easier for them to navigate HSA-compatible plans.

Jopwell, Inc. is a career platform founded in 2015 by former Goldman Sachs employees Porter Braswell and Ryan Williams, based in New York. The company focuses on connecting Black, Latino/Hispanic, and Native American professionals and students with a variety of employers across multiple industries, including technology, finance, education, management consulting, and medicine. Jopwell aims to facilitate career advancement at all stages, providing a streamlined pathway for underrepresented candidates to access job opportunities. By partnering with companies seeking to diversify their workforce, Jopwell not only helps fill roles from internships to experienced positions but also fosters a national dialogue about workplace diversity. The company has received recognition for its innovative approach and commitment to leveraging technology to enhance access to career opportunities.

Founded in 2017, Routable operates a B2B invoice and bill payment platform that automates processes for accounts payables and receivables teams. Its platform streamlines cash flow by helping to find errors, request authorization, and simplify payments worldwide.

Prelim is a San Francisco-based software company that provides a modern digital origination platform for financial institutions to automate the customer journey from point of sale to ongoing account management. The platform digitizes the consumer experience, streamlining origination, onboarding, maintenance and servicing of financial products and integrating with core banking systems. It enables banks and credit unions to onboard new accounts quickly, reduce friction for customers, and improve overall satisfaction by delivering a seamless, end-to-end digital experience.

Jerry is a technology-driven platform that helps drivers manage car ownership. It uses an AI-powered insurance comparison engine to simplify finding affordable car insurance and also enables refinancing auto loans, tracking driving scores, and gaining transparency into maintenance and repair costs. By combining insurance, financing, maintenance, and safety insights, the service aims to streamline the ownership experience for U.S. customers. The platform serves more than five million users and seeks to provide clarity and efficiency in choosing coverage, arranging loans, and understanding vehicle costs.

Jerry is a technology-driven platform that helps drivers manage car ownership. It uses an AI-powered insurance comparison engine to simplify finding affordable car insurance and also enables refinancing auto loans, tracking driving scores, and gaining transparency into maintenance and repair costs. By combining insurance, financing, maintenance, and safety insights, the service aims to streamline the ownership experience for U.S. customers. The platform serves more than five million users and seeks to provide clarity and efficiency in choosing coverage, arranging loans, and understanding vehicle costs.

Lively, Inc. is a health savings account (HSA) platform designed for both employers and individuals. Established in 2016 and headquartered in San Francisco, California, Lively offers a user-centric solution that enhances the experience of managing HSAs. Its platform enables consumers to optimize their healthcare spending and maximize savings, ultimately improving their overall financial well-being. By providing an intuitive interface, Lively aims to simplify healthcare management for users, making it easier for them to navigate HSA-compatible plans.

Symple, Inc. is a technology company based in San Francisco, California, that specializes in developing an online platform for business payments. Founded in 2015 by engineers from Stanford and USC, Symple's platform allows businesses to send and track invoices online, receive payments directly into their bank accounts, and manage customer interactions effectively. It enables vendors to digitize paper invoices, monitor spending and due dates, and streamline bill payments. The platform caters to a wide range of users, including bars, restaurants, startups, and larger manufacturers, by automating purchasing processes and facilitating digital payments. By eliminating manual workflows and providing real-time updates on payment activities, Symple aims to enhance operational efficiency for businesses of all sizes.

ZipBooks is an online accounting software company that provides simple and intuitive solutions for small business owners and accountants. Its free Starter plan features unlimited invoicing, automatic bank import, and machine learning categorization, making it accessible from any location. The platform facilitates faster client reconciliation through its ZipBooks Accountants feature, which allows for text communication between accountants and their clients. Additionally, ZipBooks offers various add-ons, including smart tagging, payroll integration, reputation management, and fee-based bookkeeping services. These services help businesses manage cash flow, stay current with their financial records, handle payroll taxes, support employee self-onboarding, and identify potential tax deductions.