Liquid 2 Ventures

Superlogic develops a blockchain-based platform for the music industry centered around Non-Fungible Tokens (NFTs). Its platform enables users to buy NFTs at low cost or free, market their businesses as environmentally and socially conscious, target conscious consumers, and facilitate transactions using credit/debit cards in fiat currencies, cryptocurrencies, and stablecoins.

FINNY is an AI prospecting tool that provides technology solutions for financial advisors.

Palm specializes in AI-powered treasury software designed to optimize financial operations for businesses. The platform offers solutions for generating accurate cash forecasts quickly and managing company funds efficiently. Palm's technology streamlines automated workflows for forecasting and cash movement, ensuring enterprise-grade security and controls. The company focuses on addressing treasury challenges with innovative solutions, supported by a team with expertise in treasury and fintech. Palm's services are aimed at improving financial decision-making and operational efficiency for its clients.

Tabs is an AI-powered platform that automates revenue processes for businesses. It structures contracts like MSAs, order forms, and emails to automate invoice computation through cash application. Founded in 2023, Tabs is headquartered in New York.

Pier's mission is to create tools for the next generation of innovators to improve credit access. They are developing an API to help us launch credit products. With just a few lines of code, they enable any company to offer credit by handling origination, underwriting, compliance, and servicing.

Saris AI specializes in developing advanced AI negotiation agents, primarily serving the finance industry and large enterprises. Their platform automates complex workflows and customer interactions, helping clients recover significant funds annually by streamlining back-office operations and banking processes. This is achieved through multi-turn AI agents that provide precision and intelligence, enabling clients to handle intricate tasks more efficiently and at a reduced cost.

Agentive is a technology company that specializes in streamlining the audit process for accountants. It offers an artificial intelligence-driven platform that automates audit testing and documentation. The platform uses natural language processing to interact with users, perform audit procedures, and generate reports. It can analyze various transaction details, such as bank statements, contracts, and invoices, to help detect accounting errors and enhance the overall audit process.

Palm specializes in AI-powered treasury software designed to optimize financial operations for businesses. The platform offers solutions for generating accurate cash forecasts quickly and managing company funds efficiently. Palm's technology streamlines automated workflows for forecasting and cash movement, ensuring enterprise-grade security and controls. The company focuses on addressing treasury challenges with innovative solutions, supported by a team with expertise in treasury and fintech. Palm's services are aimed at improving financial decision-making and operational efficiency for its clients.

Topkey is a financial technology company founded in 2020 and headquartered in San Francisco, USA. It operates a comprehensive app designed to assist investment homeowners in managing their properties by tracking expenses, syncing transactions across different systems, and reducing bookkeeping costs. The platform connects homeowners with property managers, offering detailed management company reports that compare services and quotes. Additionally, Topkey facilitates the hiring process by providing a scheduling platform for interviews, enabling clients to find qualified property managers to oversee their properties effectively.

GTXN operates a technology-driven financial services platform, offering solutions such as payment and treasury management, FX and treasury advisory, securitization services, and fund and wealth management. This enables corporations to streamline cross-border transactions and finance operations, reducing costs, risks, and complexity.

Pier's mission is to create tools for the next generation of innovators to improve credit access. They are developing an API to help us launch credit products. With just a few lines of code, they enable any company to offer credit by handling origination, underwriting, compliance, and servicing.

Two Dots specializes in consumer underwriting and fraud prevention. Its platform offers universal income and employment verification services using automated processes and AI, enhancing operational efficiency and reducing leasing fraud.

AiPrise operates a global identity verification and know your customer (KYC) orchestration platform. It offers a customizable solution for businesses to manage their identity stack, enabling them to design ideal onboarding experiences while mitigating fraud risk and ensuring compliance.

Nsave is a fintech startup that specializes in digital banking services, focusing on providing a secure platform for saving in various currencies, including USD, EUR, and GBP. The company aims to enhance financial inclusion by offering services that do not impose account restrictions, allowing customers to access global safe accounts for their funds. With a commitment to financial security, Nsave ensures that users can manage their savings with confidence and ease.

Checkmate is a digital wallet and payments company that provides a range of financial solutions designed to enhance the shopping experience for users. The company operates a data platform that focuses on compounding discounts for e-commerce purchases. By utilizing first-party data, Checkmate creates personalized shopping journeys that not only improve the overall experience for consumers but also increase revenue for brands. This allows online shoppers to save money both in digital transactions and in physical retail settings.

Sunlight operates an API platform designed to facilitate the updating of card-on-file information for applications and subscription services. The platform provides essential services such as account verification, income and performance verification, and deposit switching, which enhance banking processes. By enabling fintech companies to automatically prioritize newly issued cards, Sunlight helps users maintain their preferred payment methods conveniently. This functionality allows creators to seamlessly connect with businesses and optimize their revenue streams.

Balance is a home co-investment platform designed to assist homeowners struggling with traditional mortgage qualifications, particularly those with low credit or who have fallen behind on payments. The company enables homeowners to access their existing home equity to pay off their entire mortgage and other debts, while also offering the option of cash out. Through its co-ownership model, Balance allows homeowners to make affordable monthly payments, which can be made in equity rather than cash, while retaining full control of their property. Homeowners maintain title ownership and can increase their equity, refinance, or sell their homes at their discretion. The mission of Balance is to provide a more affordable and flexible alternative to conventional mortgage debt, ultimately aiming to prevent foreclosure.

Duplo is a financial technology company focused on providing embedded payment solutions for business-to-business enterprises in Africa. The company offers a platform that includes APIs and user interfaces, allowing businesses to automate payment inflows, reconcile transactions at scale, and execute mass payouts efficiently. Duplo's services enable businesses to seamlessly collect and attribute cashless payments while managing their payment operations effectively. In addition to these core functionalities, Duplo also facilitates the provision of financial services to the customers of its client businesses.

Two Dots specializes in consumer underwriting and fraud prevention. Its platform offers universal income and employment verification services using automated processes and AI, enhancing operational efficiency and reducing leasing fraud.

District Cover employs data-driven analytics to assess the risk profiles of city-based small businesses. It offers tailored insurance policies through its proprietary, non-admitted commercial insurance product, aiming to provide consistent and relevant insurance solutions as traditional options become scarce or costly.

Belo facilitates international financial transactions for remote workers across Latin America. It offers a digital wallet that enables users to send and receive payments globally, convert currencies, pay salaries internationally, and access stable currencies at low costs.

Creizer is a fintech company that supports online sellers by offering intelligent, flexible credit tailored to entrepreneurs who operate on online platforms. The platform provides financing to online regional sellers with customizable repayments tied to sales, enabling businesses to pay as they sell based on their store performance. By focusing on micro, small and medium-sized enterprises, Creizer helps online merchants access capital aligned with their sales cycles.

Nophin develops a property rental financing platform for commercial real estate, leveraging an artificial intelligence copilot to underwrite deals and streamline the rental process. The platform automates data entry, provides intelligent insights, and generates worksheet analyses to support investment decisions, and it offers automated deal filtering, comprehensive market research with source citations, dynamic scenario analysis within Excel, automated report generation, workflow automation, and advanced document analysis. These capabilities help landlords and commercial real estate professionals simplify operations, assess markets, compare scenarios, and focus on making optimal investments.

Struck Studio operates as a venture capital firm, focusing on investing in and building transformative technology. The firm functions as a co-founder, providing strategic support to startups from ideation to achieving growth. Struck Studio identifies promising startup concepts, invests in them, and helps them find experienced entrepreneurs to run the company once signs of product/market fit are found. The firm is also involved in the crypto space through Struck Crypto. Struck Studio is independently funded by top venture firms.

Fyn is a company focused on simplifying the tax management process for cryptocurrency investors worldwide. It has developed a digital asset tax engine that calculates and files crypto taxes, helping users effectively manage their capital gains and losses. The platform consolidates income gains from various exchanges, allowing individuals and accountants to accurately determine tax liabilities in accordance with the regulations of multiple countries, including the USA, Canada, Australia, Japan, and India. Fyn aims to serve not only individual investors but also CPAs and tax agents by providing tools that streamline the reporting of financial details, including FBAR and FATCA compliance.

Checkmate is a digital wallet and payments company that provides a range of financial solutions designed to enhance the shopping experience for users. The company operates a data platform that focuses on compounding discounts for e-commerce purchases. By utilizing first-party data, Checkmate creates personalized shopping journeys that not only improve the overall experience for consumers but also increase revenue for brands. This allows online shoppers to save money both in digital transactions and in physical retail settings.

Cuenca is a fintech company that provides digital banking and payments services through online and mobile platforms. The business offers savings and deposit facilities, digital loan capabilities with real-time funding, and the ability to send and receive money. It supports paying bills and services, including utilities, and enables users to manage finances securely, either digitally or with a physical card. The platform aims to simplify everyday financial tasks by combining online banking, bill payment, and digital money transfers in one solution.

Topkey is a financial technology company founded in 2020 and headquartered in San Francisco, USA. It operates a comprehensive app designed to assist investment homeowners in managing their properties by tracking expenses, syncing transactions across different systems, and reducing bookkeeping costs. The platform connects homeowners with property managers, offering detailed management company reports that compare services and quotes. Additionally, Topkey facilitates the hiring process by providing a scheduling platform for interviews, enabling clients to find qualified property managers to oversee their properties effectively.

Piggy is a technology-driven investment platform in India that aims to democratize personal finance by making wealth management simple and accessible. The service focuses on a user-centric approach to investing, offering low costs and commission-free features to help users maximize returns. The app enables users to park cash short term or invest toward goals and retirement, while providing tools to track existing investments. It delivers an overview of portfolios and actionable suggestions to help improve outcomes. By combining easy-to-use interfaces with portfolio management capabilities, Piggy seeks to simplify investment decisions and empower individuals to manage and grow their wealth.

Duplo is a financial technology company focused on providing embedded payment solutions for business-to-business enterprises in Africa. The company offers a platform that includes APIs and user interfaces, allowing businesses to automate payment inflows, reconcile transactions at scale, and execute mass payouts efficiently. Duplo's services enable businesses to seamlessly collect and attribute cashless payments while managing their payment operations effectively. In addition to these core functionalities, Duplo also facilitates the provision of financial services to the customers of its client businesses.

Neo.tax develops tax automation software for filing and optimizing tax credits. Based in Mountain View, California, the company builds tools that automate data collection from emails, documents, project management tools, and financial systems, and generate reports detailing activities, expenses, and methodologies used to claim tax credits such as the R&D tax credit. The platform aims to improve accuracy and speed in the tax filing process, helping finance teams at startups to larger companies understand evolving tax rules, including changes to R&D capitalization, and to optimize their tax liability. By combining machine learning and integrated data sources, Neo.tax seeks to provide audit-ready documentation and reduce manual effort in tax preparation.

Utoppia provides international banking services for non-U.S. residents living abroad. Its platform enables users to open a U.S. bank account, manage funds in both fiat and cryptocurrencies, send/receive domestic/international transfers, pay bills globally, and maintain investment accounts with competitive returns.

Finnu México, S.A.P.I. de C.V. is a financial technology company that develops a mobile application enabling users to access affordable personal loans through their smartphones. Founded in 2019 and headquartered in Mexico City, with an additional location in Barcelona, the company targets the unbanked adult population by offering short-term cash loans secured against personal assets. Users are provided with a Finnu-labeled payment card, allowing them to engage in the digital economy without the need for a credit history. While Finnu operates in both Europe and Asia, its primary focus is on the Latin American market.

Twisp is a developer-focused company that provides a cloud-based financial database equipped with accounting primitives, aimed at facilitating the creation of core financial ledger systems. Its platform enables developers to manage credit and debit transactions, balances, and financial insights efficiently, regardless of scale. By allowing users to prepare sub-ledgers that can replicate and reconcile external systems of record, Twisp simplifies the management of financial transactions. The company emphasizes ease of use, enabling developers to declare composable, extensible, and scalable financial ledgers as effortlessly as creating a database table. Additionally, its pay-per-use model supports quick testing and incremental adoption, catering to the diverse needs of developers in the financial domain.

Balance is a home co-investment platform designed to assist homeowners struggling with traditional mortgage qualifications, particularly those with low credit or who have fallen behind on payments. The company enables homeowners to access their existing home equity to pay off their entire mortgage and other debts, while also offering the option of cash out. Through its co-ownership model, Balance allows homeowners to make affordable monthly payments, which can be made in equity rather than cash, while retaining full control of their property. Homeowners maintain title ownership and can increase their equity, refinance, or sell their homes at their discretion. The mission of Balance is to provide a more affordable and flexible alternative to conventional mortgage debt, ultimately aiming to prevent foreclosure.

Sequin is a San Francisco-based fintech company offering the Sequin Rewards Visa® Debit Card, designed specifically for women to earn cashback rewards of up to 6% at various retailers, including beauty stores, gyms, and drugstores. Cardholders also enjoy competitive interest rates on checking balances and access to financial education resources through Sequin University. Founded by industry experts passionate about empowering women financially, Sequin aims to combat gender-based financial disparities like the Pink Tax. The company has raised $5.7 million from prominent investors, with over 90% of angel investors being women. Sequin operates in partnership with Thread Bank for banking services and is featured in notable publications such as Forbes.

Prospa is a technology company focused on supporting African entrepreneurs and small businesses through its banking application. This application enables business owners to open and manage business accounts, providing them with an account number in the company's name. Prospa's platform facilitates various financial transactions, including sending and receiving transfers, creating invoices, and establishing sub-accounts. By addressing common financial challenges faced by small businesses, Prospa aims to enhance productivity and streamline operations for its users.

Level is a fintech financing platform that buys loans from fintech startups helping them gain access to capital to scale faster.

Levro is a US-based financial technology company that operates a multicurrency platform designed to facilitate international business transactions. The platform allows companies to send and receive payments in 34 currencies across 168 countries, enabling them to hold, convert, and manage multiple currencies through a single account. By leveraging intelligent API-driven payment solutions, Levro aims to optimize costs, speed, and compliance, making global financial operations more efficient. The company focuses on simplifying and automating payments at scale, providing businesses with a modern banking solution that is significantly more affordable than traditional financial institutions. Levro's mission is to enhance the financial infrastructure for global businesses, enabling them to seamlessly interact with customers and suppliers worldwide.

Fizz offers a debit card and accompanying mobile app targeted at U.S. college students to build credit while managing finances. The platform provides credit-building tools, reward tracking, and cash-back on purchases to help students establish a credit profile, gain financial independence, and pursue financial stability.

Apollo is a debit card that rewards users with stock with every swipe of the card. Users can earn guaranteed fractional shares and a chance to win big with a full share of their favorite stocks.

Mentum is a San Francisco‑based technology company that provides an API for fintech firms to access investment services and a business intelligence platform that helps organizations optimize supply chain operations. Its analytics tool offers customizable dashboards, real‑time data visualization, and reporting capabilities, enabling enterprises to analyze complex data sets, enhance operational efficiency, and derive strategic insights.

Argus is an employee trade compliance platform that creates professional services firms or asset managers, banks, or fintech. Argus lets bankers, consultants, crypto natives, and others trade their liquid assets easily in line with employer compliance restrictions, enabling firms to automate internal compliance, shrinking back-office headcount and minimize risks.

Zeni is an AI-powered bookkeeping software company that provides a comprehensive suite of financial tools and services, including bookkeeping, invoicing, and financial reporting, augmented by a dedicated finance team. By leveraging automation, it helps startups and small businesses save time and improve the accuracy of their financial operations, delivering real-time financial insights. The platform integrates core accounting tasks into a single system to streamline processes and support better financial management.

Loanbase is an online platform facilitating commercial real-estate lending. It connects borrowers with multiple lenders, enabling them to find optimal financing solutions swiftly and cost-effectively.

Harness Wealth is a pioneering wealth management platform designed for entrepreneurs and investors. It combines innovative technology with expert advisory services, providing personalized financial advice and solutions tailored to help users build and manage their wealth effectively.

Kredi operates an online mortgage platform designed for Latin American customers. It uses proprietary algorithms to connect users with suitable financial institutions, streamlining the loan application process.

Constrafor is a technology company focused on the construction sector, providing a cloud-based platform designed to enhance productivity and financial management for general contractors and subcontractors. The platform simplifies and standardizes essential back-office tasks, such as subcontractor procurement, contract management, invoice processing, and diversity procurement, all within a single interface. For general contractors, Constrafor facilitates efficient interactions with subcontractors by managing bids, deadlines, and communication with suppliers. Subcontractors benefit from features like fast receivables financing through an Early Pay Program, which accelerates payment cycles and improves cash flow, enabling them to take on additional projects. By integrating these functionalities, Constrafor aims to revolutionize the construction industry's procurement processes.

Canopy operates an online platform that connects companies with job candidates using proprietary algorithms. It pipelines potential matches for employers and maintains candidate anonymity until a suitable match is found, allowing professionals to explore opportunities discreetly. Canopy aims to become the primary destination for businesses seeking top talent.

Developer of an online legal platform that enables users to file small claims cases online in approximately 10 minutes.

Vest is an app-based brokerage that wants to provide Latin American savers with access to American assets that are differentiated by product, pricing, and content. Latin Americans are known for saving, but many prefer to do so in cash or in zero-interest savings accounts.

Embed provides modern securities execution, clearing, settlement, and custody APIs for fintechs, broker-dealers, RIAs, banks, and trust companies.

Lendflow develops a platform that enables businesses to embed financial products into their software, improving user engagement and retention. They offer term loans, lines of credit, and invoice factoring, serving various industries such as construction, e-commerce, and transportation.

Feathery provides a low‑code platform that enables product teams to create and deploy data intake workflows, forms, and user journeys. It supports automatic deployment, SEO indexing, integration with popular frameworks and search engines, and is used by industries such as insurance, financial services, and healthcare to streamline data collection and improve control and speed.

Zeni is an AI-powered bookkeeping software company that provides a comprehensive suite of financial tools and services, including bookkeeping, invoicing, and financial reporting, augmented by a dedicated finance team. By leveraging automation, it helps startups and small businesses save time and improve the accuracy of their financial operations, delivering real-time financial insights. The platform integrates core accounting tasks into a single system to streamline processes and support better financial management.

Modernbanc develops financial software solutions that provide businesses with real-time financial visibility and tools to manage their finances. Its offerings include accounting software featuring spreadsheet-like functionality, quick setup, and flexible capabilities to deliver an accurate financial picture. In addition, the company provides a platform for launching banking products that includes integration, compliance, and security automation, as well as documentation and designer support to help partners issue accounts, cards, and loans with banks and providers more efficiently. The combined suite supports financial operations and product deployment for fintechs, banks, and other financial services participants.

Kredi operates an online mortgage platform designed for Latin American customers. It uses proprietary algorithms to connect users with suitable financial institutions, streamlining the loan application process.

Constrafor is a technology company focused on the construction sector, providing a cloud-based platform designed to enhance productivity and financial management for general contractors and subcontractors. The platform simplifies and standardizes essential back-office tasks, such as subcontractor procurement, contract management, invoice processing, and diversity procurement, all within a single interface. For general contractors, Constrafor facilitates efficient interactions with subcontractors by managing bids, deadlines, and communication with suppliers. Subcontractors benefit from features like fast receivables financing through an Early Pay Program, which accelerates payment cycles and improves cash flow, enabling them to take on additional projects. By integrating these functionalities, Constrafor aims to revolutionize the construction industry's procurement processes.

Founded in 2016, Fazz is a Singapore and Indonesia-based company that empowers merchants from small businesses to large corporations across Southeast Asia. It offers Fazz Agen, serving micro and small enterprises, and Fazz Business, providing payment solutions, capital growth opportunities, and funding access.

Neo.tax develops tax automation software for filing and optimizing tax credits. Based in Mountain View, California, the company builds tools that automate data collection from emails, documents, project management tools, and financial systems, and generate reports detailing activities, expenses, and methodologies used to claim tax credits such as the R&D tax credit. The platform aims to improve accuracy and speed in the tax filing process, helping finance teams at startups to larger companies understand evolving tax rules, including changes to R&D capitalization, and to optimize their tax liability. By combining machine learning and integrated data sources, Neo.tax seeks to provide audit-ready documentation and reduce manual effort in tax preparation.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

TradeUP is a broker-dealer that offers trading and brokerage services. It is registered with the SEC and is a member of FINRA and SIPC. The company provides a feature-rich mobile trading application designed for investors to access equity markets and build global investment portfolios. The application is designed to empower self-directed investors with the necessary tools to manage their portfolios while offering extremely low commission rates. TradeUP also offers the ability to trade commission-free stocks, ETFs, and options.

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Embed provides modern securities execution, clearing, settlement, and custody APIs for fintechs, broker-dealers, RIAs, banks, and trust companies.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

Karat Financial specializes in providing tailored credit card solutions for creators and influencers. Its signature product, the Karat Black Card, caters to income creators with unique financial needs often overlooked by traditional banks.

Toolbox is focused on improving the work landscape for skilled construction workers, who collectively earn over $300 billion in wages. Founded in 2018 and based in New York, Toolbox operates a labor marketplace that empowers workers and subcontractors to showcase their professional skills, secure job opportunities, and reduce downtime through short-term gigs. Additionally, Toolbox provides financial technology solutions tailored for small and medium-sized businesses, offering intelligent banking services, financial insights, and automated bookkeeping. This platform enables businesses to easily compare and select lender offers, purchase materials and equipment, and gain a comprehensive view of their financial health, thereby facilitating access to necessary capital for growth.

Reel is a platform for debt-free shopping that makes it simple to pay for what you want in installment savings. From a new pair of shoes to an Apple Watch, we help you save a little every day, while by giving you inspiration and price alerts.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

BLADE Holdings, Inc. is a technology company based in Seychelles that operates a cryptocurrency derivative exchange. It specializes in facilitating the trading of cryptocurrencies on a perpetual basis, aiming to create a foundational layer for the cryptocurrency markets and, ultimately, the broader global financial markets.

Ariya Digital Inc. is a Palo Alto, California-based company that operates an investment platform specializing in alternative assets. Founded in 2018, the platform sources and curates unique private investment opportunities from a global network of experts, providing users with access to diversified assets that align with their targeted returns. Ariya Digital offers analytical tools designed for hedge funds and investment banks, facilitating the investment process through automated due diligence and compliance functions. Additionally, the platform connects founders, investors, and domain experts to support the identification, funding, and mentoring of early-stage impact startups, enabling family offices and high-net-worth individuals to invest purposefully in promising opportunities.

Untitled Labs, Inc. is a consumer application idea lab based in San Francisco, California, founded in 2018. The company focuses on testing and developing innovative business ideas in various sectors, including social and professional networking, mobility, personal finance, premium services, health and wellness, travel, photography, and dating. Led by serial entrepreneur Roger Dickey, Untitled Labs aims to create valuable technology products that resonate with large audiences. By systematically evaluating multiple concepts, the company seeks to identify and build a sustainable business around the most promising idea.

Mudafy is a tech-enabled real estate broker serving Latin America, with a primary focus in Mexico. Founded in 2018 and based in Mexico City, it helps homeowners sell and rent their properties and supports buyers and renters in the process. The company operates a platform that connects users with registered professional brokers and a team of marketing and photography experts to create property portfolios and guide the sales process, aiming to improve the efficiency of buying, selling and renting properties.

Harness Wealth is a pioneering wealth management platform designed for entrepreneurs and investors. It combines innovative technology with expert advisory services, providing personalized financial advice and solutions tailored to help users build and manage their wealth effectively.

Inscribe offers a way for fintech and financial services organizations to automate their manual reviews, reduce fraud losses, and increase decision accuracy. By automating document reviews and improving fraud detection, companies can increase efficiency and reduce operational costs. Founded in 2017, Inscribe is trusted by leading companies like BlueVine, Petal, Fair, and Ramp. With investors from Y Combinator, Uncork Capital, Crosslink Capital, and Foundry Group, Inscribe has a global footprint with locations in North America and Europe.

Unit21 Inc. is a San Francisco-based company founded in 2018 that develops a no-code platform designed to streamline risk and compliance operations for businesses. The platform features an application programming interface and a dashboard that enable users to detect and manage money laundering, fraud, and other sophisticated risks across various industries. In addition to risk detection, Unit21's solutions encompass case management, transaction monitoring, identity verification, operations management, as well as analytics and reporting capabilities. The company emphasizes security, employing best practices to safeguard its systems against potential threats.

Founded in 2016, Fazz is a Singapore and Indonesia-based company that empowers merchants from small businesses to large corporations across Southeast Asia. It offers Fazz Agen, serving micro and small enterprises, and Fazz Business, providing payment solutions, capital growth opportunities, and funding access.

Modern Treasury Corp. is a technology company that specializes in payment operations software, aimed at simplifying and modernizing business payments. Founded in 2018 and headquartered in San Francisco, California, the company offers a platform that automates the complete lifecycle of payments. This includes processes such as payment initiation, approval, processing, and reconciliation, all accessible through a web application or API. By integrating bank statements with clients' financial logic, Modern Treasury provides a comprehensive view of financial transactions, allowing finance teams to focus on critical business challenges rather than manual reconciliation tasks. The platform serves various industries, including real estate, healthcare, financial services, and marketplaces, offering robust tools and real-time data access to enhance payment operations.

Strix Leviathan LLC, established in 2018 and headquartered in Seattle, Washington, specializes in developing an enterprise-grade cryptocurrency investment management platform tailored for large entities such as hedge funds, banks, and traditional enterprises. The company offers a comprehensive suite of services including data ingestion and transformation engine, proprietary trading algorithms, and trade execution engine. This platform enables clients to execute automated trading strategies based on advanced technical analysis, reducing the need for them to build their own trading infrastructure. Strix Leviathan's team comprises technologists and data scientists with extensive computing knowledge and cloud experience, aiming to deliver a robust and innovative solution in the cryptocurrency market.

Mercury specializes in digital banking solutions tailored for startups and tech-focused businesses. It offers business checking and savings accounts, corporate credit cards, cash management tools, payment processing, expense tracking, and seamless integrations with accounting software. Mercury also provides API access for custom financial automation and caters to venture-backed companies with specialized banking services.

Bxblue is a Brazilian fintech company that operates an online marketplace for personal loans. It specifically targets pensioners and government workers, offering payroll-secured loans at significantly lower interest rates compared to credit cards. This market segment represents 60% of Brazil's personal loan market, valued at USD 40 billion annually.

PT Payfazz Teknologi Nusantara is a financial technology company focused on providing an agency-based financial platform designed to serve the unbanked population in Indonesia. The platform facilitates secure digital transactions, including bill payments, loans, money transfers, savings accounts, and investment services, thus enhancing financial accessibility for users without bank accounts. PAYFAZZ collaborates with various partners, including banks and financial institutions, to establish a distributed network of agents that streamline payment processes. With a commitment to security, the company employs advanced security measures such as GeoTrust SSL, User ID, and Password protections. Through its innovative solutions, PAYFAZZ aims to contribute to the digital transformation of Indonesia's financial landscape and improve its position within Southeast Asia.

Human Interest is a retirement savings provider focused on small and medium-sized businesses, offering a 401(k) platform that simplifies administration and compliance through end-to-end technology. The platform automatically creates employee accounts, syncs payroll deductions, and provides personalized investment guidance, enabling SMBs to offer affordable, easy-to-manage retirement plans; the company has served thousands of businesses across the United States and was founded in 2015 in San Francisco by Paul Sawaya and Roger Lee.

Token Transit, Inc. is a technology company that specializes in mobile ticketing and payment solutions for public transportation agencies. Established in 2015 and based in San Francisco, California, Token Transit offers a user-friendly application that allows riders in the United States and Canada to purchase fares using their smartphones. The platform supports payments via credit, debit, and commuter benefits cards, as well as Cash App Pay for unbanked and underbanked users. Token Transit works with over 200 municipal and regional transportation agencies across North America, enhancing the commuting experience by enabling fare purchases directly within popular applications like Google Maps and Apple Maps. Through its software-as-a-service model, Token Transit aims to provide convenience and flexibility in public transit fare management.

Sift, operating under ShopInbox, Inc., is a mobile application that helps consumers maximize their credit card benefits and secure refunds. By analyzing complex credit card policies, Sift uncovers hidden advantages such as price protection, theft and damage coverage, and extended warranties. The app tracks digital receipts from users' email accounts, consolidating purchase information and mapping benefits to individual transactions. It simplifies the claims process by automatically filing requests for reimbursements with credit card issuers, allowing users to reclaim funds that would otherwise go unclaimed. Available on both the App Store and Google Play, Sift aims to enhance financial awareness and convenience for users, ensuring they can access and utilize the full range of benefits their credit cards offer. Founded in 2015 and based in Sunnyvale, California, Sift is distinguished as the first service to provide comprehensive mapping of benefits for the majority of credit cards in the United States.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) engaged in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade finance products, including invoice factoring, export finance, and receivables factoring. The company utilizes an automated risk assessment model to facilitate quick and hassle-free access to financing, thus streamlining the borrowing process for its clients. Drip Capital's platform leverages multiple data sources for underwriting transactions, enabling SMEs to obtain collateral-free loans and lines of credit to support their working capital needs. The team comprises experienced professionals from prestigious institutions, and the company is supported by notable investors from Silicon Valley.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) engaged in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade finance products, including invoice factoring, export finance, and receivables factoring. The company utilizes an automated risk assessment model to facilitate quick and hassle-free access to financing, thus streamlining the borrowing process for its clients. Drip Capital's platform leverages multiple data sources for underwriting transactions, enabling SMEs to obtain collateral-free loans and lines of credit to support their working capital needs. The team comprises experienced professionals from prestigious institutions, and the company is supported by notable investors from Silicon Valley.

Open Listings Co. operates an online home buying platform that simplifies the home purchasing process. Founded in 2014 and based in Los Angeles, California, the company provides users with a personalized real-time feed of property listings and the ability to schedule house tours on-demand. Open Listings empowers buyers to create offers on any home, aiming to make the home buying experience more accessible and affordable. The platform serves customers in California, Washington, Texas, and Illinois, allowing users to benefit from significant savings by reducing commission costs typically associated with traditional real estate agents. In September 2018, Open Listings became a subsidiary of Opendoor Labs, Inc., further enhancing its capabilities in the real estate market.

Open Listings Co. operates an online home buying platform that simplifies the home purchasing process. Founded in 2014 and based in Los Angeles, California, the company provides users with a personalized real-time feed of property listings and the ability to schedule house tours on-demand. Open Listings empowers buyers to create offers on any home, aiming to make the home buying experience more accessible and affordable. The platform serves customers in California, Washington, Texas, and Illinois, allowing users to benefit from significant savings by reducing commission costs typically associated with traditional real estate agents. In September 2018, Open Listings became a subsidiary of Opendoor Labs, Inc., further enhancing its capabilities in the real estate market.