Lightspeed Venture Partners

Noetica is an artificial intelligence-powered software platform that assists dealmakers in benchmarking corporate loan transactions.

Shivalik Small Finance Bank is a technology-driven financial institution that focuses on serving small and underserved segments of the population. It utilizes a cloud-based architecture powered by Infosys Finacle for its core and digital banking, enabling efficient management and growth. The bank offers a range of retail banking services, including access to all major retail payment platforms such as UPI, IMPS, and NEFT/RTGS. With a customer base exceeding 450,000, including 15,000 self-help groups, Shivalik operates 31 branches and over 250 banking agents across Uttar Pradesh, Madhya Pradesh, Delhi, and Uttarakhand. As of March 31, 2021, the bank reported total deposits of Rs 1,245 Crores and total advances of Rs 805 Crores. Additionally, Shivalik serves as a corporate agent for various insurance products, partnering with well-known insurance providers to enhance its service offerings.

Noetica is an artificial intelligence-powered software platform that assists dealmakers in benchmarking corporate loan transactions.

Flourish is a Berkeley-CA financial technology company with a mission to empower people to build positive money habits. Flourish licenses its turnkey engagement and financial wellness platform to financial institutions in the Americas. The team at Flourish enables banks, credit unions, and other institutions to drive deposit growth, client loyalty and higher customer satisfaction by transforming how people interact with their money.

Deposits is a fintech company that develops a low-code, cloud-based platform aimed at enhancing the financial service offerings of banks and brands. By partnering with various financial institutions and businesses, Deposits provides a streamlined approach to money management and employee benefits. Its platform enables community banks, credit unions, insurers, and retailers to modernize their services and engage effectively with their customers. The tools offered include payment processing, mobile applications, and lending solutions, all designed to foster financial innovation and inclusion. Through these services, Deposits aims to transform workplace financial experiences and simplify access to essential financial services.

Arrenda is a fintech startup that provides financial products in Latin America. Its flagship product is revenue based financing for the real estate sector; advancing up to 12 months of rent payments to landlords through its digital platform. Arrenda was founded in 2022 and is based in Mexico City.

Menta is a plug-and-play solution for B2B companies that provides financial services. Its platform is open and collaborative, allowing businesses to integrate a wide range of solutions such as utility bill payments, credits, investments, crypto payments, and loyalty programs, among many others. They provide a SmartPOS (or smart point of sale) payment that allows the solution to be implemented. Menta, founded in 2021 by Alejandro Quirno Lavalle, Virginia Folgueiro, and Santiago Lorenzo, is based in Buenos Aires, Argentina.

Flink is a fintech company based in Mexico City, established in 2017, that offers a consumer trading platform which enables users to save, spend, and invest their money. The company launched its first brokerage product in June 2020 and has since attracted over 1 million users, with 800,000 brokerage accounts, primarily catering to first-time traders. Flink aims to enhance its offerings by improving product features, infrastructure, and security, while also expanding its team to support growth.

Bankuish is a technology platform that enables gig workers and freelancers to utilize their work history data to establish their creditworthiness. Founded in 2020 and headquartered in New York City and Mexico City, the platform provides users with access to a marketplace of preapproved financial offers from national banks, tailored to their individual profiles. It also features AI-driven tools that assign alternative credit scores based on marketplace work history data, facilitating access to loans, insurance, and online payment solutions. By helping banks acquire new customers and effectively manage risk, Bankuish has successfully de-risked thousands of individuals while maintaining a default rate significantly lower than the industry average.

Kikoff Inc. is a personal finance platform based in San Francisco, California, that aims to help individuals build and improve their credit scores at no cost. Founded in 2019, Kikoff offers a web and mobile application that allows users to access funds and establish a payment history by making monthly repayments. The platform is designed to maximize credit potential by providing tools that demonstrate creditworthiness, even for those without a bank account or existing credit score. Through its services, Kikoff enables users to monitor their credit scores and reports while offering a straightforward pathway to achieving their financial goals.

Greenwood is a financial technology firm based in Atlanta, Georgia, that operates a digital banking platform aimed at serving Black and Latinx individuals and business owners. Founded in 2020, Greenwood offers a range of financial services, including savings and spending accounts, mobile deposits, peer-to-peer transfers, and early payroll access. The platform emphasizes community reinvestment and provides access to a global network of automated teller machines. With a commitment to innovative banking solutions, Greenwood also features a distinctively designed black metal debit card for its customers.

FalconX, Ltd. is a cryptocurrency brokerage and digital asset trading platform founded in 2018 and based in San Mateo, California. The company specializes in providing trading solutions for blockchain and fintech sectors, focusing on reliable execution for its clients. Utilizing data science and machine learning, FalconX's platform aims to eliminate slippage and hidden fees, enabling efficient access to cryptocurrency markets. It serves hedge funds, proprietary trading firms, and other institutional clients by facilitating mid-to-large size trades with smart routing across various liquidity sources for optimal pricing.

FalconX, Ltd. is a cryptocurrency brokerage and digital asset trading platform founded in 2018 and based in San Mateo, California. The company specializes in providing trading solutions for blockchain and fintech sectors, focusing on reliable execution for its clients. Utilizing data science and machine learning, FalconX's platform aims to eliminate slippage and hidden fees, enabling efficient access to cryptocurrency markets. It serves hedge funds, proprietary trading firms, and other institutional clients by facilitating mid-to-large size trades with smart routing across various liquidity sources for optimal pricing.

Kikoff Inc. is a personal finance platform based in San Francisco, California, that aims to help individuals build and improve their credit scores at no cost. Founded in 2019, Kikoff offers a web and mobile application that allows users to access funds and establish a payment history by making monthly repayments. The platform is designed to maximize credit potential by providing tools that demonstrate creditworthiness, even for those without a bank account or existing credit score. Through its services, Kikoff enables users to monitor their credit scores and reports while offering a straightforward pathway to achieving their financial goals.

Bluevine is a financial technology company focused on providing innovative banking solutions tailored for small business owners. Since its inception in 2013, the company has experienced significant growth, serving over 400,000 customers across the United States and facilitating more than $13 billion in financing. Bluevine offers products such as business lines of credit and invoice factoring, which allow small businesses to access capital based on their needs. Invoice factoring enables businesses to receive an immediate advance on unpaid invoices, assisting them in managing payroll, purchasing supplies, and supporting growth initiatives. With a commitment to enhancing the financial future of small businesses, Bluevine combines advanced technology with industry expertise to empower entrepreneurs and help them focus on their core operations.

Kikoff Inc. is a personal finance platform based in San Francisco, California, that aims to help individuals build and improve their credit scores at no cost. Founded in 2019, Kikoff offers a web and mobile application that allows users to access funds and establish a payment history by making monthly repayments. The platform is designed to maximize credit potential by providing tools that demonstrate creditworthiness, even for those without a bank account or existing credit score. Through its services, Kikoff enables users to monitor their credit scores and reports while offering a straightforward pathway to achieving their financial goals.

FalconX, Ltd. is a cryptocurrency brokerage and digital asset trading platform founded in 2018 and based in San Mateo, California. The company specializes in providing trading solutions for blockchain and fintech sectors, focusing on reliable execution for its clients. Utilizing data science and machine learning, FalconX's platform aims to eliminate slippage and hidden fees, enabling efficient access to cryptocurrency markets. It serves hedge funds, proprietary trading firms, and other institutional clients by facilitating mid-to-large size trades with smart routing across various liquidity sources for optimal pricing.

Brigit is a financial platform that focuses on promoting financial health and well-being for its users. The platform offers tools for cash advances, credit building, and financial management, allowing individuals to monitor their bills and budgets effectively. By providing insights into spending habits, Brigit helps users manage their finances more prudently and access credit options without incurring heavy interest costs. This approach aims to enhance users' financial stability and sustainability.

RedCarpet lends to customers in India to finance their online purchases - ecommerce, travel, etc. RedCarpetUp lends to customers in India that banks cannot see. In India, credit and finance companies are able to service less than 10% of the customer base because there is no data, no widespread credit bureaus to profile and score customers. RedCarpet has access to much more data, including data on your mobile phone. They use this data to service customers who never had any access to credit before. Today their customer segment is young, future-prime students in colleges who use RedCarpetUp to find credit to fund online purchases - ecommerce, travel, etc. Tomorrow they hope to unlock credit to all of India.

Grab Financial Group provides financial services across payments, rewards, lending, and insurance. A seamless point-of-sale (POS) system for merchants and a trusted mobile wallet of choice in Southeast Asia for payments such as in-store purchases, Grab transactions, and fund transfers.

Bluevine is a financial technology company focused on providing innovative banking solutions tailored for small business owners. Since its inception in 2013, the company has experienced significant growth, serving over 400,000 customers across the United States and facilitating more than $13 billion in financing. Bluevine offers products such as business lines of credit and invoice factoring, which allow small businesses to access capital based on their needs. Invoice factoring enables businesses to receive an immediate advance on unpaid invoices, assisting them in managing payroll, purchasing supplies, and supporting growth initiatives. With a commitment to enhancing the financial future of small businesses, Bluevine combines advanced technology with industry expertise to empower entrepreneurs and help them focus on their core operations.

FalconX, Ltd. is a cryptocurrency brokerage and digital asset trading platform founded in 2018 and based in San Mateo, California. The company specializes in providing trading solutions for blockchain and fintech sectors, focusing on reliable execution for its clients. Utilizing data science and machine learning, FalconX's platform aims to eliminate slippage and hidden fees, enabling efficient access to cryptocurrency markets. It serves hedge funds, proprietary trading firms, and other institutional clients by facilitating mid-to-large size trades with smart routing across various liquidity sources for optimal pricing.

RedCarpet lends to customers in India to finance their online purchases - ecommerce, travel, etc. RedCarpetUp lends to customers in India that banks cannot see. In India, credit and finance companies are able to service less than 10% of the customer base because there is no data, no widespread credit bureaus to profile and score customers. RedCarpet has access to much more data, including data on your mobile phone. They use this data to service customers who never had any access to credit before. Today their customer segment is young, future-prime students in colleges who use RedCarpetUp to find credit to fund online purchases - ecommerce, travel, etc. Tomorrow they hope to unlock credit to all of India.

Bluevine is a financial technology company focused on providing innovative banking solutions tailored for small business owners. Since its inception in 2013, the company has experienced significant growth, serving over 400,000 customers across the United States and facilitating more than $13 billion in financing. Bluevine offers products such as business lines of credit and invoice factoring, which allow small businesses to access capital based on their needs. Invoice factoring enables businesses to receive an immediate advance on unpaid invoices, assisting them in managing payroll, purchasing supplies, and supporting growth initiatives. With a commitment to enhancing the financial future of small businesses, Bluevine combines advanced technology with industry expertise to empower entrepreneurs and help them focus on their core operations.

Bluevine is a financial technology company focused on providing innovative banking solutions tailored for small business owners. Since its inception in 2013, the company has experienced significant growth, serving over 400,000 customers across the United States and facilitating more than $13 billion in financing. Bluevine offers products such as business lines of credit and invoice factoring, which allow small businesses to access capital based on their needs. Invoice factoring enables businesses to receive an immediate advance on unpaid invoices, assisting them in managing payroll, purchasing supplies, and supporting growth initiatives. With a commitment to enhancing the financial future of small businesses, Bluevine combines advanced technology with industry expertise to empower entrepreneurs and help them focus on their core operations.

Bluevine is a financial technology company focused on providing innovative banking solutions tailored for small business owners. Since its inception in 2013, the company has experienced significant growth, serving over 400,000 customers across the United States and facilitating more than $13 billion in financing. Bluevine offers products such as business lines of credit and invoice factoring, which allow small businesses to access capital based on their needs. Invoice factoring enables businesses to receive an immediate advance on unpaid invoices, assisting them in managing payroll, purchasing supplies, and supporting growth initiatives. With a commitment to enhancing the financial future of small businesses, Bluevine combines advanced technology with industry expertise to empower entrepreneurs and help them focus on their core operations.

Bluevine is a financial technology company focused on providing innovative banking solutions tailored for small business owners. Since its inception in 2013, the company has experienced significant growth, serving over 400,000 customers across the United States and facilitating more than $13 billion in financing. Bluevine offers products such as business lines of credit and invoice factoring, which allow small businesses to access capital based on their needs. Invoice factoring enables businesses to receive an immediate advance on unpaid invoices, assisting them in managing payroll, purchasing supplies, and supporting growth initiatives. With a commitment to enhancing the financial future of small businesses, Bluevine combines advanced technology with industry expertise to empower entrepreneurs and help them focus on their core operations.

Zest AI develops an artificial intelligence-based platform aimed at improving credit underwriting processes. Founded in 2009 and based in Burbank, California, the company utilizes advanced machine learning techniques to analyze large volumes of credit data, enhancing approval rates while minimizing the risk of erroneous credit decisions. By providing a transparent and fair approach to credit, Zest AI enables lenders to make informed decisions, ultimately expanding access to credit for a broader range of consumers. The platform also includes features that help lenders comply with regulatory standards by explaining data modeling results and measuring business impact. Through its technology, Zest AI helps clients offer better loans at lower prices, thereby increasing revenue and automating compliance efforts.

Zest AI develops an artificial intelligence-based platform aimed at improving credit underwriting processes. Founded in 2009 and based in Burbank, California, the company utilizes advanced machine learning techniques to analyze large volumes of credit data, enhancing approval rates while minimizing the risk of erroneous credit decisions. By providing a transparent and fair approach to credit, Zest AI enables lenders to make informed decisions, ultimately expanding access to credit for a broader range of consumers. The platform also includes features that help lenders comply with regulatory standards by explaining data modeling results and measuring business impact. Through its technology, Zest AI helps clients offer better loans at lower prices, thereby increasing revenue and automating compliance efforts.

Zest AI develops an artificial intelligence-based platform aimed at improving credit underwriting processes. Founded in 2009 and based in Burbank, California, the company utilizes advanced machine learning techniques to analyze large volumes of credit data, enhancing approval rates while minimizing the risk of erroneous credit decisions. By providing a transparent and fair approach to credit, Zest AI enables lenders to make informed decisions, ultimately expanding access to credit for a broader range of consumers. The platform also includes features that help lenders comply with regulatory standards by explaining data modeling results and measuring business impact. Through its technology, Zest AI helps clients offer better loans at lower prices, thereby increasing revenue and automating compliance efforts.

Zest AI develops an artificial intelligence-based platform aimed at improving credit underwriting processes. Founded in 2009 and based in Burbank, California, the company utilizes advanced machine learning techniques to analyze large volumes of credit data, enhancing approval rates while minimizing the risk of erroneous credit decisions. By providing a transparent and fair approach to credit, Zest AI enables lenders to make informed decisions, ultimately expanding access to credit for a broader range of consumers. The platform also includes features that help lenders comply with regulatory standards by explaining data modeling results and measuring business impact. Through its technology, Zest AI helps clients offer better loans at lower prices, thereby increasing revenue and automating compliance efforts.