Lightspeed Venture Partners

Casap is a modern platform, it builds technology for financial services.

Stable Money is a fixed-return investment platform that allows users to access fixed deposits, debt mutual funds, and bonds. It helps individuals grow their wealth over the long term by offering investment options that prioritize great returns with safety and stability.

Shivalik Small Finance Bank is a technology-driven financial institution that focuses on serving small and underserved segments of the population. It utilizes a cloud-based architecture powered by Infosys Finacle for its core and digital banking, enabling efficient management and growth. The bank offers a range of retail banking services, including access to all major retail payment platforms such as UPI, IMPS, and NEFT/RTGS. With a customer base exceeding 450,000, including 15,000 self-help groups, Shivalik operates 31 branches and over 250 banking agents across Uttar Pradesh, Madhya Pradesh, Delhi, and Uttarakhand. As of March 31, 2021, the bank reported total deposits of Rs 1,245 Crores and total advances of Rs 805 Crores. Additionally, Shivalik serves as a corporate agent for various insurance products, partnering with well-known insurance providers to enhance its service offerings.

Tabs is an AI-powered revenue automation platform that streamlines the management of customer contracts, billing, revenue recognition, and renewals. Founded in 2023 and based in New York, the company automates the entire receivables lifecycle, from invoice computation to cash application, by organizing various customer documents and usage data. This enables the platform to identify key terms, generate billing schedules, and tabulate invoices without requiring structured data mapping. Tabs provides seamless invoice delivery, modern dunning processes, and integrates with major accounting and payment systems, enhancing operational efficiency. The platform also offers advanced analytics and reporting capabilities, significantly reducing the time required for collections and saving businesses hundreds of hours annually. By lowering operational and financial risks, Tabs aims to serve as a comprehensive solution for finance and revenue operations.

Anatomy Financial offers a suite of financial automation solutions tailored for healthcare organizations that bill insurance. The services include AI-powered EOB conversion, smart reconciliation, and a modern healthcare lockbox to streamline financial workflows.

Omega is a Web3 infrastructure supplier that makes it possible for idle bitcoin to be collateralized for DeFi yield production.

Noetica is an artificial intelligence-powered software platform that assists dealmakers in benchmarking corporate loan transactions.

Blockchain.com is a digital assets platform that enables users to buy, hold, and utilize cryptocurrency, aiming to create an accessible financial system for the internet. With over 50 million customers, the platform provides a straightforward way to engage with digital currencies, facilitating transactions, trading, and secure storage. It features a highly trafficked explorer for tracking crypto market activities and an exchange that offers a fast trading experience. Blockchain.com is committed to revolutionizing the financial services industry by enabling quick transactions without the need for costly intermediaries, while also providing real-time transaction data and analytical tools for investors and developers.

Plan A is a leading provider of corporate carbon accounting, decarbonization, and ESG reporting software in Europe. The company has developed a comprehensive SaaS platform that integrates advanced technologies with established scientific standards and methodologies. This end-to-end solution allows businesses to manage their entire net-zero journey from a single interface, encompassing data collection, emissions calculation, target setting, decarbonization planning, and non-financial reporting. By offering personalized sustainability action plans and compliance tracking services, Plan A empowers organizations to effectively navigate their sustainability goals and foster responsible business practices.

Cumbuca is a digital platform tailored for Brazilian families, offering a unique group account system that allows users to manage shared finances effectively. By creating customizable accounts with a shared permission system, Cumbuca replicates the functionality of joint accounts commonly found in other countries, which are not available in Brazil. The platform facilitates seamless management of shared expenses, including monthly bills, grocery costs, and other financial obligations, thereby minimizing disputes over finances among family members. With features such as shared savings, debt tracking, and visibility of individual balances, Cumbuca aims to simplify the process of organizing shared recurring expenses, enhancing financial collaboration within households.

Endowus is a financial advisory and personalized investment firm focused on helping clients grow their wealth. The company provides access to institutional share-class funds typically reserved for large investors, allowing clients to benefit from lower fees and better investment options. Endowus simplifies the investment process by charging a single access fee that encompasses advisory services, investment management, portfolio rebalancing, transfers, and brokerage. This comprehensive approach enables investors to engage with high-quality funds managed by reputable global investment management firms, which are usually inaccessible to retail investors.

XFlow is a software company focused on creating payments infrastructure that facilitates the sending and receiving of money for businesses worldwide. By developing cross-border payments software, XFlow aims to simplify and expedite inward payment flows, addressing challenges like regulatory complexities, lack of transparency, and high transaction costs. The platform incorporates compliance checks, including assessing the purpose of transfers and generating necessary documentation, to ensure smooth and compliant financial transactions. This enables clients to navigate global markets more efficiently and effectively.

Spiff Inc. is a software company that specializes in sales commission automation through its SaaS platform. Founded in 2017 and headquartered in Sandy, Utah, with an office in Mountain View, California, Spiff offers a comprehensive solution that allows organizations to design, manage, and optimize their sales commission plans. The platform enables users to create and modify commission structures, automate data integration from various systems such as ERP and payroll, and provide sales teams with personalized dashboards to track their performance. Spiff’s software streamlines complex commission processes, enhances accuracy by eliminating errors, and supports advanced features like modeling new plans and generating detailed payroll reports. The company primarily serves finance and sales operations, sales and marketing teams, managers, and executives, facilitating improved sales performance through real-time insights and automation.

Aspire is a finance operating system based in Singapore, catering to growing businesses in Southeast Asia. Founded in 2018, the company offers a comprehensive suite of services that includes business accounts for cross-border operations, corporate cards, and automated invoice processing, all integrated with financial management software. Aspire also provides an incorporation service known as Aspire Kickstart, designed specifically for Singaporean companies. By delivering efficient and transparent banking solutions, Aspire enables clients to manage their bank accounts, credit cards, invoicing, and expenses through a unified platform, facilitating improved cash management and informed business decisions.

Stable Money is a fixed-return investment platform that allows users to access fixed deposits, debt mutual funds, and bonds. It helps individuals grow their wealth over the long term by offering investment options that prioritize great returns with safety and stability.

Flourish is a Berkeley-CA financial technology company with a mission to empower people to build positive money habits. Flourish licenses its turnkey engagement and financial wellness platform to financial institutions in the Americas. The team at Flourish enables banks, credit unions, and other institutions to drive deposit growth, client loyalty and higher customer satisfaction by transforming how people interact with their money.

Fordefi operates a multi-party computation (MPC) wallet platform that serves as a Web3 gateway for institutions, facilitating secure connections to decentralized applications (dApps) across various blockchain networks. As the first institutional MPC wallet and security platform specifically designed for decentralized finance, Fordefi offers a range of features including MPC key management, self-service DeFi policy controls, and time-of-transaction smart contract insights. Additionally, the platform provides transaction simulation and risk alerts, enabling market participants to engage with decentralized finance securely and efficiently.

CANDIS GmbH, founded in 2015 and headquartered in Berlin, Germany, specializes in automated accounting software tailored for small and medium-sized enterprises. The company leverages artificial intelligence to streamline financial processes, including invoice collection, data capture, pre-accounting, and payment management. By integrating with bank accounts, credit cards, and online payment systems, CANDIS provides real-time insights into financial obligations and outstanding invoices, facilitating improved collaboration among finance teams and tax advisors. With a customer base comprising thousands of users, CANDIS is committed to advancing its technology to enhance the efficiency of financial workflows.

Lightyear is an investment platform operating across 22 European countries, designed to facilitate money management and wealth growth for both retail customers and businesses. The platform offers a diverse range of investment options, including stocks, funds, and cash interest products, while emphasizing accessibility and ease of understanding. Lightyear features low trading fees and a user-friendly interface, supported by a team with experience from notable fintech companies. The company's operations are based in London and Tallinn, and it is regulated by the Financial Conduct Authority in the UK. By providing a multi-currency account that earns interest on uninvested cash, Lightyear aims to eliminate unnecessary barriers to investing and make it more affordable for users.

Safe is a digital asset management platform built on Ethereum that specializes in multi-signature smart contract wallets. Originating from Gnosis, a provider of digital asset storage solutions, Safe offers a secure infrastructure for managing decentralized ownership. The platform facilitates collaboration and tracking of assets and transactions, aiming to establish a universal standard for the custody of assets, data, and identity. By providing a user-friendly interface through its flagship website and mobile products, Safe supports users in efficiently managing their digital assets within a secure environment. As a leader in account abstraction on Ethereum, Safe is committed to enhancing the security and functionality of smart wallets.

Wheelocity is a supply chain network dedicated to addressing India's malnutrition issue by minimizing food waste through innovative, technology-driven solutions. Founded in 2021, the company has established itself as a leading provider of fresh supply chain solutions, processing nearly 700 tonnes of fresh food daily across a network that spans the entire country. Wheelocity aims to reshape the fresh produce market by integrating various components of the supply chain, including collection centers, distribution centers, and logistics, to create an efficient and optimized ecosystem for perishable goods such as fruits, vegetables, dairy, poultry, and meat. By leveraging advanced technologies like artificial intelligence and the Internet of Things, Wheelocity enhances transparency and efficiency in its operations, facilitating a faster and more sustainable process for delivering food from farms to consumers. Ultimately, the company’s mission is to eliminate food waste and combat hunger through effective management of supply chain resources.

Aidaly is a platform dedicated to supporting family caregivers through a range of services. It offers training, compensation, coaching, and financial resources, aiming to enhance the well-being of both caregivers and the elderly individuals they assist. By facilitating the hiring of family caregivers, Aidaly ensures that elderly clients receive care from trusted individuals while also providing monetary compensation to the caregivers. The platform is designed to strengthen social safety nets and mitigate the negative health impacts associated with financial stress, ultimately fostering a supportive community for caregivers and their families.

Razorpay is a payment platform founded in 2014 and headquartered in Bangalore, Karnataka. It enables businesses to accept, process, and disburse payments through a comprehensive suite of products. The platform supports a variety of payment methods, including credit cards, debit cards, net banking, UPI, and popular digital wallets such as JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money, and PayZapp. Razorpay also offers APIs and integrations that facilitate online transactions, automate electronic funds transfers, and manage recurring payments, making it easier for businesses to handle their payment processes efficiently and securely.

Blockchain.com is a digital assets platform that enables users to buy, hold, and utilize cryptocurrency, aiming to create an accessible financial system for the internet. With over 50 million customers, the platform provides a straightforward way to engage with digital currencies, facilitating transactions, trading, and secure storage. It features a highly trafficked explorer for tracking crypto market activities and an exchange that offers a fast trading experience. Blockchain.com is committed to revolutionizing the financial services industry by enabling quick transactions without the need for costly intermediaries, while also providing real-time transaction data and analytical tools for investors and developers.

Pacto is a B2B enterprise software and payments platform that caters to small merchants in Latin America. Headquartered in Mexico City, the company develops tools and technology that enable banks and financial institutions to support merchants in transitioning from cash payments to digital solutions. Pacto's offerings include a point-of-sale platform designed for restaurants, featuring an all-in-one payment integration with a user-friendly interface, automatic reconciliation at payment, and mobile point-of-sale capabilities. This technology allows restaurants to enhance their operations and drive business growth by facilitating seamless ordering and payment processes directly from customers' mobile devices.

Payhawk is a prominent spend management solution that caters to businesses across Europe, the United States, and the United Kingdom. The platform integrates company cards, reimbursable expenses, accounts payable, and accounting software into a single, user-friendly product, streamlining the payment process for organizations. With a focus on enhancing efficiency and controlling expenditures, Payhawk serves customers in over 32 countries, allowing them to remain agile in a competitive marketplace. Its diverse clientele includes notable companies such as LuxAir, Babbel, Vinted, Wallbox, and Wagestream. The company operates offices in key cities, including London, Berlin, Barcelona, Paris, Amsterdam, Vilnius, Sofia, and New York, demonstrating its extensive reach and commitment to supporting small and medium-sized enterprises in managing their financial operations effectively.

Zebec is a continuous settlement protocol on Solana. Zebec is enabling the composable transfer of value starting with Stream Payroll.

FTX Exchange is a cryptocurrency exchange that offers a platform designed for both professional trading firms and novice users. It provides a range of products, including quarterly and perpetual futures for various cryptocurrencies, leveraged tokens, and over-the-counter trading. The exchange was initially developed by Alameda Research, a leading provider of cryptocurrency liquidity, which contributed to its robust market presence from the outset. Additionally, FTX Ventures served as the corporate venture capital arm of FTX, investing in various sectors such as healthcare, information technology, and gaming. Founded in 2022, FTX Ventures aimed to support innovative startups without imposing restrictions on their decision-making processes. However, the company declared bankruptcy in November 2022, marking a significant downturn in its operations.

FTX US is a bitcoin options exchange designed to assist both individual traders and institutions in trading. FTX US allows users to trade a variety of digital assets like Bitcoin, Ethereum, Solana, and Dogecoin. The company was founded by Sam Bankman-Fried and Gary Wang in 2020 and is based in San Francisco, California.

Personetics Technologies Ltd. is a provider of customer interaction technology specifically designed for the financial services industry. Established in 2010 and headquartered in White Plains, New York, with additional offices in Tel Aviv and Singapore, the company offers various solutions to enhance customer experiences. Its flagship product, Personetics Digital Banker, utilizes customer profiles and automated intelligence to facilitate customer-centric processes across multiple channels, including web, mobile, and text banking. The company’s offerings also include Personetics Anywhere, which enables personalized assistance through messaging platforms, and Self-Driving Finance, an engagement platform that supports customers in managing their finances. By leveraging a real-time analytics engine, Personetics helps financial institutions convert passive digital users into active participants while improving customer experiences and reducing operational costs.

Uni Cards, established in October 2020 by Nitin Gupta in Bangalore, Karnataka, offers a pay-later service that transforms the credit experience for users. The company provides a digital visa card that allows customers to split their payments into three installments over three months without incurring additional fees, as long as payments are made on time. Users benefit from cashback rewards if they pay their full balance within the month. Uni Cards aims to enhance financial flexibility and management for its users, making it easier to handle expenses while enjoying the advantages of rewards. The service is currently available for free to early adopters through the Uni app.

Endowus is a financial advisory and personalized investment firm focused on helping clients grow their wealth. The company provides access to institutional share-class funds typically reserved for large investors, allowing clients to benefit from lower fees and better investment options. Endowus simplifies the investment process by charging a single access fee that encompasses advisory services, investment management, portfolio rebalancing, transfers, and brokerage. This comprehensive approach enables investors to engage with high-quality funds managed by reputable global investment management firms, which are usually inaccessible to retail investors.

Resilience is a cybersecurity company focused on enhancing the cyber resilience of middle and large organizations against cyber threats. It offers a unique integration of cybersecurity, cyber insurance, and cyber risk management, supported by advanced risk quantification models. The company provides comprehensive cyber insurance solutions that are tailored to the specific needs of businesses, ensuring contract certainty and effective risk management. Resilience employs a proactive approach by analyzing threats and vulnerabilities in real-time, allowing organizations to prioritize significant risks and minimize false positives. Additionally, it offers action plans that address governance, user education, compliance, and security posture reviews, enabling clients to efficiently navigate their cyber policies and better understand their risk exposure. Founded by experts from military and intelligence backgrounds, Resilience aims to create a safer cyber environment for its clients, backed by prominent technology investment firms.

Stori is a digital financial platform that aims to enhance financial inclusion for middle- and emerging middle-class customers. By leveraging advanced technology and artificial intelligence, Stori provides access to digital credit cards and a range of other financial products, including credit, deposit, investment, and payment services, all through a unified mobile application. The platform is designed to simplify and secure financial management, empowering users to borrow, save, and invest in one convenient location. Stori's mission is to serve underserved customers and promote greater accessibility to essential financial services.

BetDEX is the decentralized sports betting protocol. BetDEX delivers high speeds and low transaction costs while eliminating counterparty risk. BetDEX is a permissionless protocol allowing anyone to build their own applications on top.

Payitoff is a New York-based company that specializes in debt infrastructure, primarily focusing on student loan repayment solutions. It offers an API platform designed to assist fintechs, workplace providers, and financial institutions in managing student loans effectively. The platform evaluates customers' student loans to create optimal repayment schedules and identifies potential savings opportunities, enabling users to project outcomes for various repayment strategies, including income-driven options. By leveraging these tools, Payitoff aims to help the average customer save approximately $240 per month on their student loans, thereby empowering individuals to make informed financial decisions.

Parrot unlocks institutional investing strategies, traditionally hidden behind expensive and exclusive wealth advisors

Elementus Inc. is a New York-based company that specializes in enterprise blockchain data analytics, serving institutional asset managers, financial service organizations, and government agencies. Founded in 2017, Elementus combines proprietary data with patented algorithms to provide insights into the cryptocurrency market. Its platform enables users to trace the flow of funds, identify security vulnerabilities, and gain market intelligence, facilitating informed investment decisions in digital assets. By delivering actionable insights derived from blockchain activity, Elementus aims to enhance transparency and build trust within the crypto ecosystem.

Acko is a digital insurance provider that offers a range of personalized insurance products through its online platform. Focused on creating transparency and ease in the insurance purchasing process, Acko utilizes data and analytics to underwrite and distribute its offerings. The company specializes in bite-sized insurance products tailored for drivers and individuals in transportation, and has expanded its services to include healthcare-related policies. Acko aims to deliver seamless access to auto insurance, employee health benefits, and various other insurance products, ensuring a user-friendly experience for consumers.

FTX Exchange is a cryptocurrency exchange that offers a platform designed for both professional trading firms and novice users. It provides a range of products, including quarterly and perpetual futures for various cryptocurrencies, leveraged tokens, and over-the-counter trading. The exchange was initially developed by Alameda Research, a leading provider of cryptocurrency liquidity, which contributed to its robust market presence from the outset. Additionally, FTX Ventures served as the corporate venture capital arm of FTX, investing in various sectors such as healthcare, information technology, and gaming. Founded in 2022, FTX Ventures aimed to support innovative startups without imposing restrictions on their decision-making processes. However, the company declared bankruptcy in November 2022, marking a significant downturn in its operations.

Navan is a company that specializes in corporate travel management, expense management, and corporate card solutions, aimed at automating manual processes and enhancing spend visibility. By integrating advanced technologies such as cloud computing, mobile applications, and artificial intelligence, Navan offers a modern approach to managing travel and expenses. The platform provides real-time data to help organizations maintain traveler safety and control costs while ensuring a seamless booking experience. Through its innovative services, Navan seeks to simplify travel itinerary management and improve efficiency for businesses, ultimately saving both time and money.

XFlow is a software company focused on creating payments infrastructure that facilitates the sending and receiving of money for businesses worldwide. By developing cross-border payments software, XFlow aims to simplify and expedite inward payment flows, addressing challenges like regulatory complexities, lack of transparency, and high transaction costs. The platform incorporates compliance checks, including assessing the purpose of transfers and generating necessary documentation, to ensure smooth and compliant financial transactions. This enables clients to navigate global markets more efficiently and effectively.

LeapYear specializes in developing technology that allows enterprises to harness the value of sensitive data while ensuring its security. The company's platform employs differential privacy, a proven mathematical standard, to facilitate the use of data for machine learning without risking exposure or exploitation. By integrating advanced techniques in machine learning and cryptography, LeapYear enables organizations to analyze and monetize previously restricted data sources. It has established partnerships with major companies across various sectors, including financial services, healthcare, technology, and insurance, to support the secure combination and analysis of siloed information.

Freight Tiger is a provider of a digital freight network aimed at simplifying and enhancing logistics operations. The company's software integrates location intelligence, management, and fulfillment visibility, allowing logistics service providers and transportation companies to optimize truck usage and improve payment cycles. By offering a comprehensive platform for freight transactions and payments, Freight Tiger seeks to improve the efficiency and transparency of the logistics supply chain, ultimately benefiting individual workers and logistics managers alike.

MejorCDT is an investment platform that focuses on fixed-term financial products, primarily offering high-yield savings accounts. It enables users to compare various savings options and invest without the need to visit a physical bank. The platform also provides essential information regarding account expiration dates, allowing clients to manage their investments effectively by notifying banks about withdrawals or renewals. In addition to its current offerings, MejorCDT plans to expand its services to include corporate bonds, stocks, and cryptocurrencies, aiming to provide a comprehensive investment experience for its users.

Pintu is a cryptocurrency platform based in Jakarta, Indonesia, that facilitates the buying, selling, and investing in Bitcoin and other blockchain-based assets. Launched in 2020, Pintu offers a mobile application designed to simplify access to the cryptocurrency market, allowing users to efficiently manage their digital assets. The platform includes features typical of a crypto exchange and provides various financial services, enabling users to safely engage with cryptocurrencies and contribute to the broader adoption of a decentralized financial system.

Eco is a financial technology company that focuses on enhancing the value of money through innovative software solutions. As a founding contributor to the Eco Protocol, it aims to reshape traditional banking and reward systems. The company has developed Bend, a platform that seeks to improve users' financial experiences by maximizing the utility and effectiveness of their money. Eco's mission centers on empowering individuals to expect more from their financial transactions, ultimately striving to redefine the relationship between people and their money.

Bankuish is a technology platform that enables gig workers and freelancers to utilize their work history data to establish their creditworthiness. Founded in 2020 and headquartered in New York City and Mexico City, the platform provides users with access to a marketplace of preapproved financial offers from national banks, tailored to their individual profiles. It also features AI-driven tools that assign alternative credit scores based on marketplace work history data, facilitating access to loans, insurance, and online payment solutions. By helping banks acquire new customers and effectively manage risk, Bankuish has successfully de-risked thousands of individuals while maintaining a default rate significantly lower than the industry average.

Endowus is a financial advisory and personalized investment firm focused on helping clients grow their wealth. The company provides access to institutional share-class funds typically reserved for large investors, allowing clients to benefit from lower fees and better investment options. Endowus simplifies the investment process by charging a single access fee that encompasses advisory services, investment management, portfolio rebalancing, transfers, and brokerage. This comprehensive approach enables investors to engage with high-quality funds managed by reputable global investment management firms, which are usually inaccessible to retail investors.

Kikoff Inc. is a personal finance platform based in San Francisco, California, that aims to help individuals build and improve their credit scores at no cost. Founded in 2019, Kikoff offers a web and mobile application that allows users to access funds and establish a payment history by making monthly repayments. The platform is designed to maximize credit potential by providing tools that demonstrate creditworthiness, even for those without a bank account or existing credit score. Through its services, Kikoff enables users to monitor their credit scores and reports while offering a straightforward pathway to achieving their financial goals.

Spiff Inc. is a software company that specializes in sales commission automation through its SaaS platform. Founded in 2017 and headquartered in Sandy, Utah, with an office in Mountain View, California, Spiff offers a comprehensive solution that allows organizations to design, manage, and optimize their sales commission plans. The platform enables users to create and modify commission structures, automate data integration from various systems such as ERP and payroll, and provide sales teams with personalized dashboards to track their performance. Spiff’s software streamlines complex commission processes, enhances accuracy by eliminating errors, and supports advanced features like modeling new plans and generating detailed payroll reports. The company primarily serves finance and sales operations, sales and marketing teams, managers, and executives, facilitating improved sales performance through real-time insights and automation.

Till Financial, Inc. is a financial management platform founded in 2018 and located in Nantucket, Massachusetts. The company offers a collaborative financial platform designed specifically for families and their support communities, enabling children to learn about spending, saving, and investing. Till Financial promotes experiential learning by replacing difficult conversations about money with practical actions, teaching kids how to manage their finances wisely in everyday situations. The platform allows teenagers to track their money movements with detailed insights, fostering independence in managing savings and investments. Families can utilize this service without a monthly subscription fee, making it accessible to all. Banking services are provided through Coastal Community Bank, Member FDIC, under a license from Visa U.S.A. Inc.

Level is a technology company that makes financial products for employers. With Level, everyone benefits: employers offer bigger benefits for less, members get more freedom and choice, and providers are paid instantly. Level makes paying with benefits as simple as paying with cash. The company was founded in 2018 and is based in New York, New York.

Endowus is a financial advisory and personalized investment firm focused on helping clients grow their wealth. The company provides access to institutional share-class funds typically reserved for large investors, allowing clients to benefit from lower fees and better investment options. Endowus simplifies the investment process by charging a single access fee that encompasses advisory services, investment management, portfolio rebalancing, transfers, and brokerage. This comprehensive approach enables investors to engage with high-quality funds managed by reputable global investment management firms, which are usually inaccessible to retail investors.

Blockchain.com is a digital assets platform that enables users to buy, hold, and utilize cryptocurrency, aiming to create an accessible financial system for the internet. With over 50 million customers, the platform provides a straightforward way to engage with digital currencies, facilitating transactions, trading, and secure storage. It features a highly trafficked explorer for tracking crypto market activities and an exchange that offers a fast trading experience. Blockchain.com is committed to revolutionizing the financial services industry by enabling quick transactions without the need for costly intermediaries, while also providing real-time transaction data and analytical tools for investors and developers.

Stori is a digital financial platform that aims to enhance financial inclusion for middle- and emerging middle-class customers. By leveraging advanced technology and artificial intelligence, Stori provides access to digital credit cards and a range of other financial products, including credit, deposit, investment, and payment services, all through a unified mobile application. The platform is designed to simplify and secure financial management, empowering users to borrow, save, and invest in one convenient location. Stori's mission is to serve underserved customers and promote greater accessibility to essential financial services.

Blockchain.com is a digital assets platform that enables users to buy, hold, and utilize cryptocurrency, aiming to create an accessible financial system for the internet. With over 50 million customers, the platform provides a straightforward way to engage with digital currencies, facilitating transactions, trading, and secure storage. It features a highly trafficked explorer for tracking crypto market activities and an exchange that offers a fast trading experience. Blockchain.com is committed to revolutionizing the financial services industry by enabling quick transactions without the need for costly intermediaries, while also providing real-time transaction data and analytical tools for investors and developers.

Personetics Technologies Ltd. is a provider of customer interaction technology specifically designed for the financial services industry. Established in 2010 and headquartered in White Plains, New York, with additional offices in Tel Aviv and Singapore, the company offers various solutions to enhance customer experiences. Its flagship product, Personetics Digital Banker, utilizes customer profiles and automated intelligence to facilitate customer-centric processes across multiple channels, including web, mobile, and text banking. The company’s offerings also include Personetics Anywhere, which enables personalized assistance through messaging platforms, and Self-Driving Finance, an engagement platform that supports customers in managing their finances. By leveraging a real-time analytics engine, Personetics helps financial institutions convert passive digital users into active participants while improving customer experiences and reducing operational costs.

Navan is a company that specializes in corporate travel management, expense management, and corporate card solutions, aimed at automating manual processes and enhancing spend visibility. By integrating advanced technologies such as cloud computing, mobile applications, and artificial intelligence, Navan offers a modern approach to managing travel and expenses. The platform provides real-time data to help organizations maintain traveler safety and control costs while ensuring a seamless booking experience. Through its innovative services, Navan seeks to simplify travel itinerary management and improve efficiency for businesses, ultimately saving both time and money.

Udaan operates as a comprehensive B2B e-commerce platform in India, connecting businesses with suppliers across various sectors, including FMCG, pharmaceuticals, and staples. The platform addresses key trade challenges faced by small, medium, and large enterprises by enabling direct connections for better deals. Udaan facilitates the buying and selling process through secure payment options and efficient logistics, allowing retailers and businesses to source products from manufacturers, brands, white labels, and importers all in one place. Additionally, Udaan provides financial products to support small businesses, thereby streamlining supply chain operations and enhancing overall efficiency in the marketplace.

Uni Cards, established in October 2020 by Nitin Gupta in Bangalore, Karnataka, offers a pay-later service that transforms the credit experience for users. The company provides a digital visa card that allows customers to split their payments into three installments over three months without incurring additional fees, as long as payments are made on time. Users benefit from cashback rewards if they pay their full balance within the month. Uni Cards aims to enhance financial flexibility and management for its users, making it easier to handle expenses while enjoying the advantages of rewards. The service is currently available for free to early adopters through the Uni app.

CANDIS GmbH, founded in 2015 and headquartered in Berlin, Germany, specializes in automated accounting software tailored for small and medium-sized enterprises. The company leverages artificial intelligence to streamline financial processes, including invoice collection, data capture, pre-accounting, and payment management. By integrating with bank accounts, credit cards, and online payment systems, CANDIS provides real-time insights into financial obligations and outstanding invoices, facilitating improved collaboration among finance teams and tax advisors. With a customer base comprising thousands of users, CANDIS is committed to advancing its technology to enhance the efficiency of financial workflows.

Wintermute is a prominent algorithmic trading firm that specializes in providing liquidity for digital assets across a wide range of platforms. With an average daily trading volume exceeding $5 billion, the firm engages in over-the-counter trading of more than 350 tokens and offers liquidity across more than 80 centralized and decentralized exchanges. Wintermute's services cater to institutions, OTC desks, and aggregators, ensuring competitive pricing in spot markets. In addition to its trading operations, Wintermute Ventures, the firm's corporate venture arm based in London, invests in early-stage projects within the decentralized finance, web3, NFT, gaming, cryptocurrency, and blockchain infrastructure sectors, while also incubating startups in these fields.

Carta, Inc. is a SEC-registered transfer agent based in Palo Alto, California, that provides an online platform for private companies to manage their equity electronically. This platform facilitates cap table management, corporate governance, 409A valuations, and compliance, allowing corporations to issue stock to investors digitally. It serves a diverse clientele, including venture-backed small businesses, enterprises, and pre-IPO companies in the United States and internationally. Carta also digitizes paper stock certificates, stock options, warrants, and derivatives, creating a real-time overview of ownership for startups. The platform enhances collaboration among shareholders, employees, auditors, and legal counsel, enabling them to track vesting, access documents, and exercise options efficiently. Additionally, Carta has offices in Brazil and Canada, broadening its reach in the equity management space.

Kikoff Inc. is a personal finance platform based in San Francisco, California, that aims to help individuals build and improve their credit scores at no cost. Founded in 2019, Kikoff offers a web and mobile application that allows users to access funds and establish a payment history by making monthly repayments. The platform is designed to maximize credit potential by providing tools that demonstrate creditworthiness, even for those without a bank account or existing credit score. Through its services, Kikoff enables users to monitor their credit scores and reports while offering a straightforward pathway to achieving their financial goals.

Kikoff Inc. is a personal finance platform based in San Francisco, California, that aims to help individuals build and improve their credit scores at no cost. Founded in 2019, Kikoff offers a web and mobile application that allows users to access funds and establish a payment history by making monthly repayments. The platform is designed to maximize credit potential by providing tools that demonstrate creditworthiness, even for those without a bank account or existing credit score. Through its services, Kikoff enables users to monitor their credit scores and reports while offering a straightforward pathway to achieving their financial goals.

Bijak is a developer of B2B platform for agricultural commodities that gives buyers and sellers better prices, increased working capital and optimized logistics. Bijak is a business-to-business trade platform for the agricultural sector in India that enables traders, wholesalers, and food processors to keep a ledger of their transactions, access transparent pricing, optimize logistics, and improve their working capital cycles.

Udaan operates as a comprehensive B2B e-commerce platform in India, connecting businesses with suppliers across various sectors, including FMCG, pharmaceuticals, and staples. The platform addresses key trade challenges faced by small, medium, and large enterprises by enabling direct connections for better deals. Udaan facilitates the buying and selling process through secure payment options and efficient logistics, allowing retailers and businesses to source products from manufacturers, brands, white labels, and importers all in one place. Additionally, Udaan provides financial products to support small businesses, thereby streamlining supply chain operations and enhancing overall efficiency in the marketplace.

Resilience is a cybersecurity company focused on enhancing the cyber resilience of middle and large organizations against cyber threats. It offers a unique integration of cybersecurity, cyber insurance, and cyber risk management, supported by advanced risk quantification models. The company provides comprehensive cyber insurance solutions that are tailored to the specific needs of businesses, ensuring contract certainty and effective risk management. Resilience employs a proactive approach by analyzing threats and vulnerabilities in real-time, allowing organizations to prioritize significant risks and minimize false positives. Additionally, it offers action plans that address governance, user education, compliance, and security posture reviews, enabling clients to efficiently navigate their cyber policies and better understand their risk exposure. Founded by experts from military and intelligence backgrounds, Resilience aims to create a safer cyber environment for its clients, backed by prominent technology investment firms.

AppZen is an artificial intelligence platform for modern finance teams, helping them to reduce spend, comply with policy, and streamline process. It automates manual process, uncovers problems, and optimizes decision making for enterprises around the globe, including one-fourth of the Fortune 500. The platform combines patented deep learning, computer vision, and semantic analysis with intelligence from thousands of online data sources to understand financial transactions in business context and make decisions before those transactions happen. AppZen was founded in 2012.

Freight Tiger is a provider of a digital freight network aimed at simplifying and enhancing logistics operations. The company's software integrates location intelligence, management, and fulfillment visibility, allowing logistics service providers and transportation companies to optimize truck usage and improve payment cycles. By offering a comprehensive platform for freight transactions and payments, Freight Tiger seeks to improve the efficiency and transparency of the logistics supply chain, ultimately benefiting individual workers and logistics managers alike.

Navan is a company that specializes in corporate travel management, expense management, and corporate card solutions, aimed at automating manual processes and enhancing spend visibility. By integrating advanced technologies such as cloud computing, mobile applications, and artificial intelligence, Navan offers a modern approach to managing travel and expenses. The platform provides real-time data to help organizations maintain traveler safety and control costs while ensuring a seamless booking experience. Through its innovative services, Navan seeks to simplify travel itinerary management and improve efficiency for businesses, ultimately saving both time and money.

LeapYear specializes in developing technology that allows enterprises to harness the value of sensitive data while ensuring its security. The company's platform employs differential privacy, a proven mathematical standard, to facilitate the use of data for machine learning without risking exposure or exploitation. By integrating advanced techniques in machine learning and cryptography, LeapYear enables organizations to analyze and monetize previously restricted data sources. It has established partnerships with major companies across various sectors, including financial services, healthcare, technology, and insurance, to support the secure combination and analysis of siloed information.

Alpaca is a developer-focused financial technology platform that provides an embedded brokerage infrastructure for accessing financial markets through modern application programming interfaces (APIs). The platform enables users to trade stocks and cryptocurrencies, offering real-time market data and tools for algorithmic trading. With its developer-friendly approach, Alpaca supports a wide range of applications and businesses worldwide, attracting tens of thousands of developers who utilize its services to create and enhance investing applications. The company has raised over $100 million in funding from prominent investors, reflecting its strong position in the financial technology landscape.

Navan is a company that specializes in corporate travel management, expense management, and corporate card solutions, aimed at automating manual processes and enhancing spend visibility. By integrating advanced technologies such as cloud computing, mobile applications, and artificial intelligence, Navan offers a modern approach to managing travel and expenses. The platform provides real-time data to help organizations maintain traveler safety and control costs while ensuring a seamless booking experience. Through its innovative services, Navan seeks to simplify travel itinerary management and improve efficiency for businesses, ultimately saving both time and money.

AppZen is an artificial intelligence platform for modern finance teams, helping them to reduce spend, comply with policy, and streamline process. It automates manual process, uncovers problems, and optimizes decision making for enterprises around the globe, including one-fourth of the Fortune 500. The platform combines patented deep learning, computer vision, and semantic analysis with intelligence from thousands of online data sources to understand financial transactions in business context and make decisions before those transactions happen. AppZen was founded in 2012.

Udaan operates as a comprehensive B2B e-commerce platform in India, connecting businesses with suppliers across various sectors, including FMCG, pharmaceuticals, and staples. The platform addresses key trade challenges faced by small, medium, and large enterprises by enabling direct connections for better deals. Udaan facilitates the buying and selling process through secure payment options and efficient logistics, allowing retailers and businesses to source products from manufacturers, brands, white labels, and importers all in one place. Additionally, Udaan provides financial products to support small businesses, thereby streamlining supply chain operations and enhancing overall efficiency in the marketplace.

Haven Money is a wealth management platform designed to assist users, particularly busy millennials, in managing their finances effectively. The platform offers a free dashboard that enables users to monitor their financial status while utilizing advanced AI technology to analyze their spending and saving habits. It automates the process of saving and investing by adjusting users' account balances based on their unique income and spending patterns. Additionally, Haven Money facilitates seamless transfers from users' Haven accounts to their checking accounts, ensuring that individuals can effortlessly reach their financial goals. With features such as high-yield accounts and automated financial management, Haven Money aims to simplify the complexities of personal finance for its users.

Audius, Inc. is a music streaming platform that leverages blockchain technology to create a decentralized community where artists, developers, and listeners can collaborate and share music. Founded in 2018 and based in San Francisco, Audius enables artists to securely register their creative works and generate immutable records on its network. This decentralized approach ensures that metadata attribution is safe, verifiable, and transparent, allowing creators to connect directly with their audience without intermediaries. The platform offers features such as audio file hosting, streaming, and a creator dashboard, enabling artists to earn royalties instantly as consumers engage with their content. Audius also allows users to discover new music and verify authenticity through a transparent system. By automating payments and licensing agreements, Audius aims to empower artists while providing a seamless experience for listeners.

Saga is a unique digital currency designed to address real concerns of public policy. Guided by clear, transparent monetary policy; enjoying the advice and oversight of global professional leaders; and harnessing the advantages of Blockchain contracts . Designed for tamed volatility, Saga operates an algorithmically-governed backing reserve. This ties Saga's evolution to the realities of our global economy. Unlike existing digital currencies, as the first non-anonymous digital currency, Saga seeks to complement existing national currencies, by working closely with established economic institutions.

Navan is a company that specializes in corporate travel management, expense management, and corporate card solutions, aimed at automating manual processes and enhancing spend visibility. By integrating advanced technologies such as cloud computing, mobile applications, and artificial intelligence, Navan offers a modern approach to managing travel and expenses. The platform provides real-time data to help organizations maintain traveler safety and control costs while ensuring a seamless booking experience. Through its innovative services, Navan seeks to simplify travel itinerary management and improve efficiency for businesses, ultimately saving both time and money.

Udaan operates as a comprehensive B2B e-commerce platform in India, connecting businesses with suppliers across various sectors, including FMCG, pharmaceuticals, and staples. The platform addresses key trade challenges faced by small, medium, and large enterprises by enabling direct connections for better deals. Udaan facilitates the buying and selling process through secure payment options and efficient logistics, allowing retailers and businesses to source products from manufacturers, brands, white labels, and importers all in one place. Additionally, Udaan provides financial products to support small businesses, thereby streamlining supply chain operations and enhancing overall efficiency in the marketplace.

Navan is a company that specializes in corporate travel management, expense management, and corporate card solutions, aimed at automating manual processes and enhancing spend visibility. By integrating advanced technologies such as cloud computing, mobile applications, and artificial intelligence, Navan offers a modern approach to managing travel and expenses. The platform provides real-time data to help organizations maintain traveler safety and control costs while ensuring a seamless booking experience. Through its innovative services, Navan seeks to simplify travel itinerary management and improve efficiency for businesses, ultimately saving both time and money.

Blockchain.com is a digital assets platform that enables users to buy, hold, and utilize cryptocurrency, aiming to create an accessible financial system for the internet. With over 50 million customers, the platform provides a straightforward way to engage with digital currencies, facilitating transactions, trading, and secure storage. It features a highly trafficked explorer for tracking crypto market activities and an exchange that offers a fast trading experience. Blockchain.com is committed to revolutionizing the financial services industry by enabling quick transactions without the need for costly intermediaries, while also providing real-time transaction data and analytical tools for investors and developers.

Collectly, Inc. is a company that specializes in debt recovery software, primarily aimed at healthcare organizations. Founded in 2016 and based in Walnut, California, Collectly offers a platform that automates the collection of overdue payments from business customers. The software tracks outstanding invoices, analyzes potential overdue payments, and communicates with customers through automated emails and chat. It enhances the patient financial experience by streamlining revenue cycle operations, facilitating online payments, and enabling customizable payment plans. By leveraging data-driven insights and artificial intelligence, Collectly assists medical practices and hospitals in improving patient collections and reducing accounts receivable, ultimately simplifying the billing process for both providers and patients.

Navan is a company that specializes in corporate travel management, expense management, and corporate card solutions, aimed at automating manual processes and enhancing spend visibility. By integrating advanced technologies such as cloud computing, mobile applications, and artificial intelligence, Navan offers a modern approach to managing travel and expenses. The platform provides real-time data to help organizations maintain traveler safety and control costs while ensuring a seamless booking experience. Through its innovative services, Navan seeks to simplify travel itinerary management and improve efficiency for businesses, ultimately saving both time and money.

Udaan operates as a comprehensive B2B e-commerce platform in India, connecting businesses with suppliers across various sectors, including FMCG, pharmaceuticals, and staples. The platform addresses key trade challenges faced by small, medium, and large enterprises by enabling direct connections for better deals. Udaan facilitates the buying and selling process through secure payment options and efficient logistics, allowing retailers and businesses to source products from manufacturers, brands, white labels, and importers all in one place. Additionally, Udaan provides financial products to support small businesses, thereby streamlining supply chain operations and enhancing overall efficiency in the marketplace.

Delphix offers an intelligent data platform designed to facilitate digital transformation for enterprises globally. Founded in 2008 and headquartered in Redwood City, California, the company specializes in test data management software that supports a wide range of systems, including mainframes, Oracle databases, ERP applications, and Kubernetes containers. Its DataOps platform enhances cloud migrations, custom development, and ERP rollouts by enabling agile data management. Delphix's technology aims to eliminate redundant infrastructure and streamline slow processes across various industries, including financial services, telecommunications, consumer packaged goods, e-commerce, and manufacturing, thus allowing businesses to visualize and deliver data effectively across major databases and data warehouses.

Blockchain.com is a digital assets platform that enables users to buy, hold, and utilize cryptocurrency, aiming to create an accessible financial system for the internet. With over 50 million customers, the platform provides a straightforward way to engage with digital currencies, facilitating transactions, trading, and secure storage. It features a highly trafficked explorer for tracking crypto market activities and an exchange that offers a fast trading experience. Blockchain.com is committed to revolutionizing the financial services industry by enabling quick transactions without the need for costly intermediaries, while also providing real-time transaction data and analytical tools for investors and developers.

Jianpu Technology Inc. is the independent open platform for discovery and recommendation of financial products in China, according to the iResearch Report*. By leveraging our deep data insights and proprietary technology, we provide users with personalized search results and recommendations that are tailored to each user’s particular financial needs and credit profile. We also enable financial service providers with sales and marketing solutions to reach and serve their target customers more effectively through online and mobile channels, and enhance their competitiveness by providing them with tailored data, risk management and end-to-end solutions. We are committed to maintaining an independent open platform, which allows us to serve the needs of users and financial service providers impartially.

Rong360 is a Chinese company that provides customized financing and loan services, allowing users to search and compare loan products from various banks and lending agencies. The platform facilitates direct contact between users and bank representatives, creating a comprehensive direct selling environment for financing solutions. It also offers personalized search results for financial products, including loan applications and credit card services, tailored to individual users' financial needs and credit profiles. Additionally, Rong360 provides data risk management solutions to financial service providers, assisting in application approval, fraud detection, and credit underwriting processes.

Personetics Technologies Ltd. is a provider of customer interaction technology specifically designed for the financial services industry. Established in 2010 and headquartered in White Plains, New York, with additional offices in Tel Aviv and Singapore, the company offers various solutions to enhance customer experiences. Its flagship product, Personetics Digital Banker, utilizes customer profiles and automated intelligence to facilitate customer-centric processes across multiple channels, including web, mobile, and text banking. The company’s offerings also include Personetics Anywhere, which enables personalized assistance through messaging platforms, and Self-Driving Finance, an engagement platform that supports customers in managing their finances. By leveraging a real-time analytics engine, Personetics helps financial institutions convert passive digital users into active participants while improving customer experiences and reducing operational costs.

Nimble Storage, Inc. specializes in flash storage solutions, providing a range of products that include all-flash arrays, adaptive flash arrays, and multi-cloud storage services. The company's offerings are designed to enhance performance and simplify operations for various business applications, including databases, virtual servers, and data analytics. Nimble's patented Cache Accelerated Sequential Layout (CASL) architecture combines flash with high-capacity drives, enabling high performance at an affordable cost while improving disaster recovery and backup processes. Their predictive cloud platform, InfoSight, incorporates predictive analytics to optimize storage management across on-premises data centers and cloud environments. Nimble Cloud Volumes allow customers to run applications in leading cloud services like Amazon Web Services and Microsoft Azure. The company distributes its products through a network of value-added resellers and integrators, serving diverse sectors including healthcare, finance, education, and technology. Founded in 2007 and based in San Jose, California, Nimble Storage operates as a subsidiary of Hewlett Packard Enterprise Company.

Rong360 is a Chinese company that provides customized financing and loan services, allowing users to search and compare loan products from various banks and lending agencies. The platform facilitates direct contact between users and bank representatives, creating a comprehensive direct selling environment for financing solutions. It also offers personalized search results for financial products, including loan applications and credit card services, tailored to individual users' financial needs and credit profiles. Additionally, Rong360 provides data risk management solutions to financial service providers, assisting in application approval, fraud detection, and credit underwriting processes.

Delphix offers an intelligent data platform designed to facilitate digital transformation for enterprises globally. Founded in 2008 and headquartered in Redwood City, California, the company specializes in test data management software that supports a wide range of systems, including mainframes, Oracle databases, ERP applications, and Kubernetes containers. Its DataOps platform enhances cloud migrations, custom development, and ERP rollouts by enabling agile data management. Delphix's technology aims to eliminate redundant infrastructure and streamline slow processes across various industries, including financial services, telecommunications, consumer packaged goods, e-commerce, and manufacturing, thus allowing businesses to visualize and deliver data effectively across major databases and data warehouses.

Nimble Storage, Inc. specializes in flash storage solutions, providing a range of products that include all-flash arrays, adaptive flash arrays, and multi-cloud storage services. The company's offerings are designed to enhance performance and simplify operations for various business applications, including databases, virtual servers, and data analytics. Nimble's patented Cache Accelerated Sequential Layout (CASL) architecture combines flash with high-capacity drives, enabling high performance at an affordable cost while improving disaster recovery and backup processes. Their predictive cloud platform, InfoSight, incorporates predictive analytics to optimize storage management across on-premises data centers and cloud environments. Nimble Cloud Volumes allow customers to run applications in leading cloud services like Amazon Web Services and Microsoft Azure. The company distributes its products through a network of value-added resellers and integrators, serving diverse sectors including healthcare, finance, education, and technology. Founded in 2007 and based in San Jose, California, Nimble Storage operates as a subsidiary of Hewlett Packard Enterprise Company.

Nimble Storage, Inc. specializes in flash storage solutions, providing a range of products that include all-flash arrays, adaptive flash arrays, and multi-cloud storage services. The company's offerings are designed to enhance performance and simplify operations for various business applications, including databases, virtual servers, and data analytics. Nimble's patented Cache Accelerated Sequential Layout (CASL) architecture combines flash with high-capacity drives, enabling high performance at an affordable cost while improving disaster recovery and backup processes. Their predictive cloud platform, InfoSight, incorporates predictive analytics to optimize storage management across on-premises data centers and cloud environments. Nimble Cloud Volumes allow customers to run applications in leading cloud services like Amazon Web Services and Microsoft Azure. The company distributes its products through a network of value-added resellers and integrators, serving diverse sectors including healthcare, finance, education, and technology. Founded in 2007 and based in San Jose, California, Nimble Storage operates as a subsidiary of Hewlett Packard Enterprise Company.

Delphix offers an intelligent data platform designed to facilitate digital transformation for enterprises globally. Founded in 2008 and headquartered in Redwood City, California, the company specializes in test data management software that supports a wide range of systems, including mainframes, Oracle databases, ERP applications, and Kubernetes containers. Its DataOps platform enhances cloud migrations, custom development, and ERP rollouts by enabling agile data management. Delphix's technology aims to eliminate redundant infrastructure and streamline slow processes across various industries, including financial services, telecommunications, consumer packaged goods, e-commerce, and manufacturing, thus allowing businesses to visualize and deliver data effectively across major databases and data warehouses.

Delphix offers an intelligent data platform designed to facilitate digital transformation for enterprises globally. Founded in 2008 and headquartered in Redwood City, California, the company specializes in test data management software that supports a wide range of systems, including mainframes, Oracle databases, ERP applications, and Kubernetes containers. Its DataOps platform enhances cloud migrations, custom development, and ERP rollouts by enabling agile data management. Delphix's technology aims to eliminate redundant infrastructure and streamline slow processes across various industries, including financial services, telecommunications, consumer packaged goods, e-commerce, and manufacturing, thus allowing businesses to visualize and deliver data effectively across major databases and data warehouses.

TheFind is a shopping search engine that simplifies the consumer shopping experience by using patented ecommerce technology. It allows users to search various online stores for a wide range of products, including apparel, electronics, home goods, and more. The platform offers personalized recommendations based on users' activity, tastes, and preferences, helping them find the best deals and hard-to-find items. Additionally, TheFind organizes shopping activity, enabling users to track their purchases, shipments, and receipts efficiently. The service is accessible through its website and mobile applications available on iPad, iPhone, and Android devices. Based in San Francisco and Silicon Valley, TheFind is supported by venture funding from Bain Capital Ventures, Lightspeed Venture Partners, and Redpoint Ventures.