Kima Ventures

Opsima is a FinOps tool that automates cloud cost optimization for enterprises. It specializes in managing and optimizing cloud commitments, such as AWS Savings Plans, to secure the best rates from cloud providers. By operating at the billing layer, Opsima ensures a seamless and quick deployment, with minimal disruption to tech teams. On average, customers achieve a 30% reduction in their cloud bills.

Freqens empowers finance teams and buyers by offering an advanced intelligence platform that transforms B2B negotiations. It centralizes suppliers, leverages real-time market data for benchmarking terms, and helps build trusted supplier relationships.

Storio Energy, based in France, specializes in developing and operating energy storage solutions, primarily batteries, for professional clients. The company caters to three key use cases: standalone batteries for businesses exposed to volatile energy prices, storage combined with solar panels for enhanced self-consumption, and hybrid solar plus storage projects for independent power producers (IPPs). Storio's unique approach involves real-time operation of these batteries through its proprietary software platform, utilizing their flexibility to provide balancing and ancillary services to the electrical grid. The company offers a comprehensive, turnkey solution, supporting clients from initial feasibility studies through to installation and long-term operation, spanning over 15 years. Additionally, Storio provides financing options, allowing clients to partially or fully fund their storage projects.

Nopillo is a Paris-based company founded in 2022 that specializes in providing tools designed to automate and optimize tax declarations and return on investment for property owners. The company operates a rental management platform that assists landlords with administrative management and accounting tasks. Its offerings include a tax simulator, accounting software, and tools for generating lease contracts and recipes. By streamlining these processes, Nopillo aims to simplify the administrative and accounting responsibilities of property owners, allowing them to focus on overall performance and cost management.

Tulyp is a financial services provider specializing in trade finance solutions. It develops software to mitigate counterparty risk in international trade, offering payment guarantees, financing, and liquidity support to businesses, particularly enabling small enterprises to access invoice financing.

Keyring Network specializes in providing permissioning tools for secure and compliant transactions on blockchain networks. Its platform leverages zero-knowledge privacy technology, enabling financial service providers to engage with counterparties while adhering to regulatory standards.

WeWatches is the first platform that provides crucial information prior to making an investment, collecting, or purchasing a watch for personal use. A truly free online guide that lets you investigate the market indices, history, features, and various dial variations (marks) of the most coveted and recognizable watches, both modern and vintage.

Flitter is a neo-insurance company specializing in usage-based auto insurance, offering a pay-per-mile model that allows drivers to pay for coverage based on actual kilometers driven. Founded to address the needs of low-mileage drivers, the company recognizes that many insured individuals in France drive less than 10,000 kilometers annually and often overpay for traditional car insurance. Flitter's innovative approach includes variable rates tailored to these drivers, helping them save on insurance costs. Additionally, the company provides an app-based platform for managing insurance contracts and reimbursements, ensuring a seamless experience for users. At the end of the year, Flitter refunds any unused contributions after claims have been settled, promoting a more equitable and sustainable insurance solution.

Finres is a technology company that employs artificial intelligence and big data to enhance the resilience of the global food system amidst climate change. It offers a comprehensive, algorithmic solution to identify and evaluate climate risks, enabling swift and robust investment decisions. By prioritizing adaptation efforts, Finres helps financial institutions and farmers secure investments and improve crop yields, despite climate-related challenges.

Trezy is a cash management platform that helps businesses streamline their financial processes and improve overall performance. The platform automates various administrative and financial tasks, providing users with enhanced control and visibility over their cash management. By sorting inflows and outflows, Trezy offers valuable insights that assist companies in making informed financial decisions. This comprehensive approach enables clients to manage their finances conveniently, ensuring traceability and clarity in their financial operations.

Siphon Lab is a cryptocurrency decentralized finance (DeFi) startup focused on enhancing capital efficiency within the SUI ecosystem. The company is developing a blockchain platform that aims to create the Siphon universe on the SUI network. Its offerings include a derivative exchange and a liquidity staking protocol, among other innovative financial products. These initiatives are designed to provide investors with access to decentralized financial services while enabling them to earn high yields.

Swaap develops an automated market maker platform that mitigates impermanent loss. It combines on-chain market data with quantitative methods to facilitate market-neutral yield strategies, offering a diverse and passive investment option.

Pono is the consultant for both technology and business operations. They transform credit guarantees into a simple and effective product. Their services include fiduciary partner, trust services, and security agent. They offer access to a unique fiduciary offer on the market by relying on a fiduciary partner.

Moneco is a fintech company developing a financial platform that simplifies transactions for users. Its key offerings include account opening with just a passport, international payment card access, and wire transfer processing, primarily serving the African diaspora to facilitate seamless money transfers.

Cryptio is an enterprise-grade back-office platform for cryptocurrency businesses that converts on-chain activity into auditable records for accounting, financial reporting, treasury management, and tax filings. Its software automates bookkeeping for digital assets by linking blockchain transactions, wallets, exchanges, and custodians with existing accounting systems, enabling users to manage, report, and monitor day-to-day accounting tasks. The platform covers activities across DeFi and NFTs, providing integrated support for automated accounting, audit preparation, and regulatory-compliant reporting.

Kiln is a Paris-based company established in 2018 that offers a platform for enterprise-level pledge services focused on encrypted assets. The company provides validator-independent APIs that facilitate multi-provider staking, allowing digital assets to be staked across various environments, including wallets, custodians, and exchanges. By streamlining the staking process, Kiln aims to enhance accessibility and efficiency in the rapidly evolving web3 industry. Its innovative platform enables clients to deploy, manage, and monitor blockchain validators programmatically, making it easier for businesses to integrate and operate within the blockchain ecosystem. As the demand for collaboration among multiple stakeholders grows, Kiln is well-positioned to serve as an aggregator, driving forward the integration of diverse players in the digital asset space.

SUN ZU Lab offers liquidity analytics services for crypto professionals. It helps clients evaluate their order book's strength independently and against competitors, attracting investors and increasing transparency in the crypto market.

Flynt is a technology company that empowers restaurants with its online platform for order management, revenue tracking, and strategic performance analysis. It specializes in revenue optimization solutions tailored to the restaurant industry.

Flitter is a neo-insurance company specializing in usage-based auto insurance, offering a pay-per-mile model that allows drivers to pay for coverage based on actual kilometers driven. Founded to address the needs of low-mileage drivers, the company recognizes that many insured individuals in France drive less than 10,000 kilometers annually and often overpay for traditional car insurance. Flitter's innovative approach includes variable rates tailored to these drivers, helping them save on insurance costs. Additionally, the company provides an app-based platform for managing insurance contracts and reimbursements, ensuring a seamless experience for users. At the end of the year, Flitter refunds any unused contributions after claims have been settled, promoting a more equitable and sustainable insurance solution.

Palenca is a technology company that specializes in payroll application programming interfaces (APIs) designed to facilitate the sharing of employment and income data. The company's platform enables consumers to easily share their employment information with financial institutions, enhancing the efficiency of background verification processes. By providing access to an individual's personal profile and earnings, Palenca's tools streamline the validation of income and employment, making it simpler for clients to assess potential borrowers. Additionally, the platform supports automated collections directly from borrowers' paychecks, further optimizing the financial transaction process.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Numeral develops payment automation technology for modern financial institutions, digital firms, and businesses. Its platform enables these entities to send, receive, reconcile money, and handle various payment types such as SEPA transfers and direct debits, facilitating efficient scaling of payment operations.

Aria is a fintech startup founded in 2019 and based in Paris, France, that focuses on improving payment processes for businesses and their freelancers. The company offers innovative financial software that allows organizations to manage their payment terms effectively, thereby enhancing their cash flow and competitiveness. Aria's platform provides a credit infrastructure that enables instant payments, allowing companies to unlock cash on demand from corporate lenders. By aligning with each client's billing procedures, Aria simplifies the payment process, helping businesses maintain financial stability while they grow.

Jump provides a secure environment for freelancers to work and allows them to optimize their remuneration. The company was founded in 2020 and is headquartered in Paris, Ile-de-France, France.

Purchasely provides an in-app subscription and monetization solution for mobile apps, extending to TV platforms and aligning with mobile and app store guidelines. It enables monetization through in-app purchases and subscriptions on iOS and Android, using plug-and-play modules, pre-approved product presentation templates, and unified analytics. The platform includes retention tools to reduce churn and grow subscriber bases, supports alpha and beta testing to refine monetization strategies, and helps marketers increase and retain cross-channel subscribers quickly. By streamlining in-app purchase integration, Purchasely aims to simplify monetization for app businesses across multiple devices and stores.

Vauban is a technology company that provides a platform for private and alternative investing. The platform enables users to create syndicates online, share investment opportunities, and co-invest with their networks in startups. It automates the creation and management of investment vehicles such as special purpose vehicles (SPVs) and funds, reducing cost and complexity for individuals and small fund managers.

Leading sustainable banking alternative - 100% transparent and dedicated to limite climate change

QuestDB develops an open-source time-series database designed for real-time analytics. It provides a high-performance, relational platform optimized for time-series workloads, capable of ingesting data via HTTP, PostgreSQL wire protocol, Influx line protocol, or direct Java clients. The architecture emphasizes efficiency and hardware-aligned design to support millisecond query latency and the ingestion of billions of time-stamped events on standard hardware. QuestDB enables real-time data processing across use cases in finance, IoT, and DevOps observability, with time-series SQL extensions and scalable performance. The company was founded in 2019 and is based in London.

Okarito is an online platform designed to simplify and optimize business travel for companies. It offers a centralized travel management system that integrates content from various airlines and online travel agencies, allowing businesses to efficiently manage employee travel. Okarito provides travelers with personalized support during their trips, while also enabling CFOs to maintain control over travel expenses through innovative budgeting tools. These tools allow for the establishment of dynamic travel budgets that adjust in real time according to market prices, granting employees greater flexibility in their travel options. Additionally, Okarito incentivizes cost-saving measures by allowing employees to donate a portion of any savings to a nonprofit organization of their choice, fostering a culture of responsible spending within the organization.

Pennylane develops a comprehensive financial management platform that centralizes fragmented financial data, providing business leaders with real-time insights for informed decision-making.

Agicap is a treasury management platform serving small-to-medium businesses (SMBs) and midmarket companies. It enables business owners to create dynamic, reliable cash flow forecasts and monitor real-time cash positions, facilitating better financing decisions and reducing bankruptcy risks.

Virgil SAS, founded in 2018 and based in Paris, France, specializes in providing financial solutions to assist individuals in purchasing homes. The company enables young professionals to acquire properties by investing equity alongside them, which helps these buyers secure the necessary deposit for a mortgage. In exchange for a 10% investment of the purchase price, Virgil takes a 15% stake in the property, with repayment occurring at the time of resale, typically within ten years. This model allows first-time buyers to achieve homeownership approximately seven years earlier than the average, facilitating their transition from renting to owning and contributing to their long-term financial stability.

Skew Ltd is a London-based company founded in 2018 that develops and operates an online marketplace focused on providing market intelligence for crypto derivatives markets. The platform offers real-time data analytics specifically for bitcoin and ether derivatives, catering to the needs of traders, investors, and researchers. Skew provides users with customized services and essential tools, including market and custom data dashboards, to facilitate a comprehensive understanding of the cryptocurrency landscape. Through its innovative financial infrastructure, the company aims to enhance market participants' ability to navigate the evolving digital assets space.

Upflow is a software company based in Paris, France, that provides an online platform tailored for B2B businesses to enhance their cash collection processes. Founded in 2018 by Alexandre Louisy, Barnaby Malet, and Thibaud Elziere, Upflow's platform offers a range of features to help companies manage unpaid invoices effectively. It facilitates systematic follow-up on overdue accounts by automatically sending customized reminders and notifications to relevant team members when payment statuses change. Additionally, the platform allows businesses to track customer purchasing trends, manage credit exposure, and collaborate with colleagues, thereby streamlining the accounts receivable process and improving overall financial management.

Agicap is a treasury management platform serving small-to-medium businesses (SMBs) and midmarket companies. It enables business owners to create dynamic, reliable cash flow forecasts and monitor real-time cash positions, facilitating better financing decisions and reducing bankruptcy risks.

SeedLegals automates legal processes for investors and startups, enabling faster deal completion, dynamic cap table modeling, and real-time investment tracking. It serves over 15,000 UK and French startups.

Founded in 2018 by Loïc Soubeyrand, Swile is a Paris-based company that specializes in employee benefit management. It began by disrupting the traditional meal voucher market in France and has since expanded to offer an all-in-one smartcard for various employee benefits. Swile's platform also includes features such as praises, event creation, collections, P2P payments between colleagues, employee engagement surveys, and insight analytics.

Matera, incorporated in 2017 and based in Paris, France, operates an online condominium management platform designed to simplify the lives of co-owners in residential properties. The platform facilitates the management of buildings by automating administrative and accounting tasks, generating necessary documents and bills based on the specific co-ownership agreements. By securely providing access to these resources online, Matera enables co-owners to independently manage their buildings without relying on traditional property management services. The company also offers legal and accounting support, further enhancing the self-management capabilities of its users.

Founded in 2018, Landis is a real estate technology company based in New York. It specializes in helping renters become homeowners by allowing customers to select their dream home, rent it initially, and purchase it anytime within the first twelve months. The company also assists customers in building credit and saving for a down payment, providing a transparent process for transitioning from renting to owning.

CapCar is an innovative online platform focused on facilitating the buying and selling of used vehicles between individuals. It aims to enhance the car transaction experience by eliminating the commissions typically charged by professionals, allowing sellers to receive approximately 20% more for their vehicles compared to traditional dealerships. Buyers benefit from the assurance of purchasing quality cars that have undergone a rigorous 200-point inspection, all at prices that are about 5% lower than those offered by conventional dealerships. By streamlining the process, CapCar provides a transparent and user-friendly environment for both buyers and sellers to conduct transactions efficiently.

Railsr is a financial services company that enables digital transactions through its platform. It offers APIs for creating digital ledgers, connecting them to bank accounts, processing money transfers and conversions, issuing cards, and managing credit.

Noah offers homeowners in select U.S. metro areas upfront financing based on their home's future value appreciation or depreciation, enabling debt-free access to funds without monthly payments or interest.

Spendesk is an innovative expense management platform founded in 2016 that aims to streamline the spending process for businesses. It provides an all-in-one solution that includes features such as spend approvals, corporate cards, expense reimbursements, budget tracking, and invoice management, all designed to enhance visibility and automate financial workflows. This platform is particularly beneficial for finance teams, allowing them to save time and allocate resources toward more strategic initiatives. Trusted by a diverse range of organizations, from startups to established brands like Algolia and Soundcloud, Spendesk helps users focus on their core business operations rather than administrative tasks. Additionally, Spendesk supports a community of finance leaders through its initiative, CFO Connect, which has grown rapidly to include over 7,000 members.

Pumpkin offers a user-friendly mobile app for instant money transfers. Users can securely send or receive funds using just a phone number or Facebook friendship.

Founded in 2011 and headquartered in Paris, Paymium is a pioneering cryptocurrency exchange that specializes in Bitcoin services. It serves several tens of thousands of customers across Europe and is recognized as the first European Bitcoin marketplace compliant with EU regulations on payment services. Paymium facilitates the buying and selling of bitcoins for individuals and investors, while also providing solutions for merchants and payment processors to accept Bitcoin payments. These services help mitigate currency risks and reduce transaction costs, enabling streamlined trades in compliance with relevant trading regulations.

Squirrel is an award-winning banking app that helps people regain control of their finances. Squirrel is an automatic budgeting account that splits their salary up into their bills, savings, and a weekly allowance to spend on whatever they like. No more overspending. No more overdraft. No more worries.

Squirrel is an award-winning banking app that helps people regain control of their finances. Squirrel is an automatic budgeting account that splits their salary up into their bills, savings, and a weekly allowance to spend on whatever they like. No more overspending. No more overdraft. No more worries.

EquityZen Inc. is a New York-based company that operates a marketplace designed to connect shareholders of private companies with accredited investors seeking alternative investments. Founded in 2013, EquityZen provides a platform that facilitates the buying and selling of shares in private technology firms, thereby delivering liquidity to early shareholders while granting investors access to private markets. The marketplace enables venture capital investors, family offices, hedge funds, and individual investors to participate in pre-IPO investments through pooled investment vehicles. With over 37,000 private placements completed across more than 400 companies, EquityZen has established itself as a leader in providing opportunities for investment in the private sector.

GiveSurance is a funding platform that allows charity supporters to make recurring donations through their insurance payment systems, effectively turning insurance premiums into a revenue stream for charitable organizations. Acting as an insurance broker for charities, GiveSurance collaborates with a network of insurance brokers to facilitate annual donations without requiring out-of-pocket expenses from donors. This innovative approach not only helps charities and non-profit organizations enhance their funding but also reduces customer acquisition and retention costs. By leveraging the preferences of supporters and their choice of insurance provider, GiveSurance enables individuals to contribute to the causes they care about while seamlessly integrating philanthropy into their existing financial obligations.

Founded in 2013, Neema offers a digital platform for unbanked workers. It enables users to send money home, shop online, pay bills, and purchase cellular plans. The platform includes a mobile app for expense tracking, money management, and international money transfers via linked MasterCard.

Assembly Payments Pty. Ltd. is an online payment platform based in Melbourne, Australia, founded in 2013. Originally established as PromisePay Pty. Ltd., the company rebranded in February 2017. Assembly Payments offers a flexible end-to-end solution that allows businesses to accept, manage, and disburse payments in various ways. The platform aims to simplify the payment process for businesses that face challenges with traditional systems, addressing issues related to fraud, security, compliance, and customer service. As a subsidiary of PromisePay Pte Ltd., Assembly Payments focuses on enhancing user experiences and creating new business value through its comprehensive payment solutions.

ExpenseBot Inc. is a developer of an expense management platform that simplifies the process of business expense reporting. Founded in 2013 and headquartered in Shaker Heights, Ohio, the company offers a dashboard that allows users to create, approve, and reimburse expense reports efficiently. The platform leverages artificial intelligence, predictive analytics, and machine learning to automate the expense reporting process, pulling data from various sources such as calendar apps, emails, credit card transactions, and GPS. By analyzing expense data, ExpenseBot identifies reimbursable items and automatically generates expense reports when certain thresholds are met. This integration helps clients save time and reduces the challenges associated with organizing and submitting expenses.

Finexkap is an innovative online marketplace that focuses on providing short-term capital funding solutions for small and medium-sized enterprises (SMEs). The company has developed a user-friendly and secure platform that facilitates invoice financing, allowing businesses to access cash quickly and efficiently. By connecting SMEs with qualified investors, Finexkap enables these enterprises to stabilize their cash flows without the burden of lengthy commitments, duration restrictions, or security deposits. This paperless funding approach addresses the common cash flow challenges faced by small businesses, offering them a flexible solution to meet their immediate financial needs.

Afrimarket operates as a remittance and e-commerce platform that serves African migrants by enabling transfers of dedicated funds to Africa at a fraction of traditional remittance costs. The system uses a cash-to-goods model where funds are delivered as platform credits that recipients can redeem at designated points of sale for specific items such as groceries, medicine, tuition, and other essential goods, reducing leakage and ensuring funds are used as intended. Senders access the service online, specify the recipient’s phone number and chosen point of sale, and the credit is issued for redemption. In addition to remittances, Afrimarket functions as an online marketplace and last-mile delivery network offering food, beauty, home appliances, building materials, and other goods, enabling access to products not readily available locally. The company aims to lower fees for migrants and increase the amount reaching intended beneficiaries, with plans to expand to brick-and-mortar agents in sending countries.

Sush.io is a cloud-based financial dashboard that assists individuals and small businesses in tracking online expenditures, revenue, and banking operations. Founded in 2012 by Fabien Charbit and Thomas Guillaumin, the company is headquartered in London, England. By integrating various online accounts, Sush.io automatically consolidates bills, invoices, and related financial data into a single user-friendly application. This platform offers extensive integrations for financial automation, allowing users to streamline workflows without requiring technical expertise. Sush.io aims to simplify financial management by providing a comprehensive overview of spending and revenue in a centralized cloud app.

Founded in 2010 and based in San Francisco, HireAthena provides comprehensive, web-based accounting and HR services to startups, non-profits, and small businesses. It offers payroll management, benefits administration, FSA and 401k plans, along with accounting, bookkeeping, monthly financials, and tax services.

Zooz is a technology company founded in 2010 that specializes in developing a payments platform aimed at enhancing the payment performance of merchants. The platform offers an integrated solution that includes acquirers, e-wallets, alternative payment methods, and fraud management services. By routing transactions through the entire payment process, Zooz enables businesses to optimize and streamline their payment operations within a complex ecosystem. In July 2018, Zooz was acquired by PayU, further expanding its capabilities and reach in the payments landscape.

Captalis Brasil Ltda. is a financial service company based in Sao Paulo, Brazil, that operates a network of online portals designed for users to search for information on financial products. The company focuses on connecting banks and insurance companies with potential clients through targeted online marketing campaigns, facilitating client acquisition in the digital sphere. By leveraging its expertise in online marketing, Captalis aims to enhance the visibility and outreach of financial institutions, ultimately driving business growth for its partners.