Goodwater Capital

We're a generative artificial intelligence company leading the development of a goal-driven and multimodal engine: Charlie! Charlie helps entrepreneurs and enterprises create content that performs across text, images, and more. Imagine asking an AI to write a social media post that maximizes engagement with your target audience. At GoCharlie we know engagement means commerce, and we want to give you the tools to drive business through all your marketing channels.

KURUKURU is a webcomic platform to create comics by posing scenes and generating characters.

Wallbit is a neobank specializing in financial services for global remote workers. It provides U.S.-based bank accounts, debit cards, and investment accounts for trading stocks and bonds on the U.S. market. The company facilitates payments, deposits, and withdrawals, allowing remote workers to manage their finances seamlessly.

Perfekto is an innovative online retail platform focused on delivering subscription-based boxes of imperfect produce to consumers in Latin America. The company curates and sells fruits and vegetables that may be deformed, disproportionate, or slightly damaged, yet retain the same taste and freshness as their aesthetically perfect counterparts. By providing these products, Perfekto not only offers a sustainable alternative to conventional grocery shopping but also fosters a community of conscientious consumers who prioritize quality and flavor over appearance. This model effectively reduces food waste while making fresh produce accessible to a broader audience.

PowWater is a company focused on enhancing access to safe and sustainable drinking water through its innovative mobile application. The platform connects water vendors with customers by utilizing predictive systems that assess and verify the quality of water supplied. Users can select specific locations and volumes for delivery, ensuring efficient access to reliable and affordable water. PowWater is recognized as a trusted supplier of water, aiming to empower communities worldwide by facilitating the delivery of essential water resources.

FoodCourt is an on-demand food delivery application that provides users with access to a selection of top food delivery brands and shops. The platform is designed to enhance convenience by allowing customers to order meals and drinks directly to their doorsteps. By utilizing virtual restaurants and dark stores, FoodCourt aims to make quality food and essential convenience goods accessible across Africa. The application focuses on popular food and convenience categories, curating a diverse range of options for its users.

Crew is a career development company focused on supporting early and mid-career professionals. It offers a platform that provides digitized coaching tools and group-based live workshops, aimed at enhancing individuals' confidence and clarity in their career paths. By integrating design thinking principles with coaching, Crew creates an engaging and collaborative environment for users to explore their strengths and career goals. The company's offerings help employees nurture meaningful connections with colleagues and mentors, while also assisting employers in effectively hiring, retaining, and matching talent to suitable opportunities. Through its innovative approach, Crew empowers individuals to shape their careers according to their personal aspirations and the needs of the workforce.

ApniBus is an intercity bus platform that aims to simplify the process of bus travel in regions where it is often unorganized. The company has developed a digital platform that streamlines bus ticket booking, offering users real-time schedules and inventory. By digitizing the bus journey, ApniBus enhances the overall travel experience for passengers, making it easier to find and book intercity bus services.

Spark Studio is an ed-tech startup focused on providing extracurricular online courses in visual arts, music, and communications for children. The company aims to foster creativity and confidence through engaging learning experiences. Courses are designed by experts and taught by experienced instructors in small group settings, allowing for personalized attention and interaction. Spark Studio emphasizes fun and productive learning, enabling students to explore their interests and develop new skills in a supportive environment.

PayO is an Accounting and payments application that enables simplified billing, easy stock management, payment collections, and supplier payments for small businesses.

Coverage Cat is an insurance platform designed to help individuals secure appropriate coverage for catastrophic events. By focusing on fixed coverage, the company aims to provide tailored insurance solutions that align with the specific risks faced by users. Its innovative approach allows customers to obtain the right level of protection while benefiting from lower premiums, ultimately enabling them to optimize their insurance against potential risks and save money in the process.

Chowdeck is a food delivery application that connects consumers with a variety of restaurants, facilitating the purchase and delivery of meals directly to users' doorsteps. The platform serves as a marketplace for food vendors, allowing them to reach a broader customer base while ensuring quick delivery services. Through its user-friendly interface, Chowdeck enables users to easily request and order food from nearby restaurants, enhancing the convenience and efficiency of meal procurement. The company's focus on timely delivery aims to improve the overall dining experience for its customers.

Tandem is a financial operating system for couples. It offers a payment application designed to offer a quick and easy way for couples to share expenses. The company's application puts expense sharing on auto-pilot, helps split expenses with a swipe, and imports expenses from cards and accounts, enabling users to get a better handle on their money.

Whiz is a financial literacy platform focused on educating teens about money management and fostering an inclusive financial ecosystem for all generations. The company offers a financial planner that connects accounts for both parents and children, facilitating the learning process through practical experiences. Whiz provides a range of resources, including news, research articles, and training programs aimed at teaching young users about saving plans and managing their pocket money. By emphasizing the importance of understanding the value of money and the effort involved in earning it, Whiz empowers teenagers to develop independent financial skills.

KEIPhone is a company focused on increasing connectivity in sub-Saharan Africa by providing free smartphones and data to the estimated 70% of the population that currently lacks access to the internet. It aims to bridge the digital divide, particularly addressing the gender gap in internet access, by offering smartphones and solar chargers. The company's innovative business model generates revenue through lock screen advertising, which allows users to access content in their local languages via various formats such as video, IVR, web, and SMS. This approach not only enables women to connect and empower themselves but also facilitates the collection of detailed client data for targeted advertising, ultimately improving the lives of its users.

Patrol is an AI-powered safety network designed to enhance individual safety by leveraging data from users and global networks. The company develops an API application that aggregates information on safety incidents, providing valuable insights for insurance companies, governments, news organizations, and emergency officials. By offering neighborhood safety scores, Patrol not only empowers individuals with critical information but also improves the efficiency of insurers and real estate professionals. The platform aims to foster community empowerment through enhanced access to safety-related data, enabling users to make informed decisions to protect themselves and their surroundings.

Apparta is a technology-driven marketplace that connects consumers with discounted restaurant bookings during off-peak hours. Operating primarily in Latin America, where average restaurant occupancy rates are around 40%, Apparta employs yield management strategies to offer higher discounts when demand is low and lower discounts during peak times. Through its mobile app, the company helps restaurants maximize productivity by filling empty tables and consumers save money on their meals.

Northwind is a teledermatology service that addresses the needs of individuals suffering from chronic skin conditions, such as psoriasis and eczema. It targets the 6% of the global population affected by lifelong dermatological issues, streamlining access to specialized care. By connecting patients with dermatology experts in under 12 hours, Northwind significantly reduces the typical wait time for treatment, which can average four months in traditional settings. The company offers personalized treatment plans based on the severity of each condition, utilizing a proprietary line of clinically tested, vegan, and steroid-free products. This innovative approach not only provides effective over-the-counter and prescription treatments but also allows patients to transition away from potentially harmful medications previously prescribed by healthcare professionals.

EQL Finance is a fintech lender that specializes in providing an online lending platform for small loans without interest or fees. The company focuses on offering interest-free loans that can be repaid over a few months, making it accessible for working families and individuals. In addition to its lending services, EQL Finance provides training and insights into financial management and purchase behavior, helping users enhance their financial literacy and build credit. This comprehensive approach aims to empower individuals to improve their financial management skills and achieve greater financial stability.

Foody operates a food recipe marketplace designed to empower culinary creators and home chefs. The platform allows users to buy recipes or upload their own, providing a centralized, ad-free space for recipe storage. By facilitating access to a diverse array of food recipes, Foody enables customers to learn new culinary techniques and discover innovative dishes. The service aims to foster a community of food enthusiasts and simplify the recipe-sharing process.

Spoken helps shoppers save up to 50% and cut through confusion when buying furniture online. We connect identical furniture products across all retailers where they are sold, even when sellers disguise their products with new names and photos. Promo codes can save you 15%, but buying the same item at another credible retailer can save you up to 50%.

Snowball Wealth, Inc. is a financial management company based in San Mateo, California, founded in 2018. It specializes in providing personalized guidance for student loans and broader financial planning, focusing on debt management, retirement, and investment strategies. The company has developed a mobile platform that combines community engagement, social challenges, and AI-driven planning to assist users in addressing financial challenges. By fostering an open dialogue around debt, income, and investing, Snowball Wealth aims to alleviate the stigma associated with these topics. Its innovative approach empowers individuals to make informed financial decisions, manage their student debt effectively, and build generational wealth through tailored advice and resources.

Alfie Health is a virtual obesity management clinic that focuses on sustainable weight loss through a combination of precision medicine and behavioral change. Utilizing proprietary AI clinical decision support technology, Alfie Health continuously analyzes patient data, including medication history and metabolic information, to tailor individualized weight management plans. The platform also offers regular telehealth visits, ensuring ongoing medical supervision and support for users. Additionally, patients are connected with certified health coaches who assist in determining the most effective medication combinations to achieve their weight loss goals. This innovative approach aims to provide comprehensive care from the convenience of patients' homes.

Flexi Salary is a financial services company based in Gurugram, Haryana, which offers employees early access to their earned wages through an innovative salary wallet platform. This solution allows employees to access their salaries at any time, with funds credited to their salary wallet each morning. The amount drawn is subsequently deducted from the employee's next salary, providing immediate access to earned income without altering the employer's costs, cashflows, or payroll processes. By facilitating timely access to wages, Flexi Salary aims to enhance employee satisfaction and reduce attrition rates, benefiting both employees and organizations alike.

Playhouse is a mobile application designed to enhance the consumer experience in real estate discovery. It allows users to browse video listings of properties for sale, providing clear insights into real estate options. The app integrates property and neighborhood data within an engaging full-screen video format, enabling users to effectively explore various homes and communities. By focusing on video content, Playhouse aims to create a more interactive and informative way for potential buyers to engage with the real estate market.

Flowly is a mobile application that focuses on managing pain and anxiety through biofeedback and virtual reality-based therapy. The platform offers interactive experiences aimed at teaching users how to regulate their nervous system via relaxation training. Users can monitor their progress and engage with a supportive community, fostering a safe space for sharing and interaction. Flowly's content is accessible on smartphones and can also be experienced through a VR headset, providing users with innovative tools to address their mental health challenges effectively.

DocVita is a telehealth platform operating in India that connects consumers with a diverse range of healthcare professionals, including generalists, specialists, therapists, and psychiatrists. The platform facilitates both online and in-person consultations, allowing users to access personalized and confidential mental health care. By streamlining the process of finding the right provider, DocVita aims to enhance the accessibility and quality of healthcare services for its users.

Dime is a digital platform that provides creators to turn their content into digital collectibles and trade them in the market at a reasonable price. The company was founded in 2021 and is headquartered in San Francisco, California, United States.

We help companies improve employee satisfaction, reduce turnover and increase productivity by offering their employees benefits that reduce financial stress. With Monto, users have 24/7 access to their earned wages for a low fixed fee giving them the financial freedom they need to avoid thousands in interest, hidden and overdraft fees.

Koshex is a personal finance and wealth management service established in 2020 and headquartered in Bengaluru, Karnataka. The company focuses on automating wealth creation for Indian millennials by offering data-driven insights into their daily finances, enabling them to save more effectively and make informed investment decisions. Its innovative platform facilitates automated investing in various assets, including mutual funds, digital gold, and sectors such as technology, clean energy, automobiles, and US equities. By providing users with tools to understand money movement in real-time and evaluate potential investment outcomes, Koshex empowers customers to explore diverse investment opportunities tailored to their financial goals.

FastFarma is a digital pharmacy that aims to enhance the supply chain of pharmaceuticals through complete digitization. The company operates an online platform where it offers a variety of medicines and health products, often accompanied by promotions and discounts. FastFarma facilitates access to essential medications by providing home delivery services, making it easier for customers to obtain the health products they need.

Shimmer provides a platform for 1:1 remote ADHD coaching. Our platform matches users to an ADHD coach who helps guide them towards identifying and meeting goals, maintaining a positive approach to change, and improving productivity while providing a source of accountability.

HappyCredit is an Indian fintech company that operates a unique rewards platform. It automatically provides cashback to users for shopping with any bank credit card, debit card, or UPI. The platform not only offers instant rewards but also helps users track their expenses, ensuring they receive cashback on successful transactions. HappyCredit simplifies the process of earning rewards, making it accessible and straightforward for users.

Mighty Technologies, Inc. is a company focused on developing a wellness application specifically designed for older adults, particularly those dealing with joint issues or other health challenges. Incorporated in 2018 and based in San Francisco, the company provides a personalized platform that connects users with coaches to foster the development of healthy habits related to nutrition and lifestyle. The application serves as a comprehensive resource, offering customizable exercise programs, nutrition guidance, and holistic health support. Additionally, it features a motivational community aimed at encouraging users to achieve their health goals through personal training and wellness coaching.

​Ituloh is an Indonesia-based technology company that operates a community-driven video commerce platform. It offers services such as influencer marketing, community engagement, affiliate marketing, event management, and live shopping. The platform connects brands with Key Opinion Leaders (KOLs) across various lifestyle communities to facilitate product discovery and purchasing.​

FunctionUp is an EdTech company based in Bangalore, India, that focuses on addressing global talent shortages by upskilling graduates and professionals in essential industry skills. Founded by alumni of IIT and ISB, the team boasts over two decades of combined experience. FunctionUp offers a placement boot camp that includes online live classes, educational content, and training sessions aimed at preparing students for high-paying software development positions. The company has established partnerships with over 800 hiring organizations and has successfully transformed the careers of more than 1,000 learners, demonstrating strong outcomes in job placements and career advancements.

InsideOut is a London-based company focused on mental health care and well-being support. It has developed a therapy platform aimed at reducing social stigma surrounding mental health and facilitating open conversations about the subject. The platform provides users with continuous therapy support through an online application that employs an intelligent matching system to connect individuals with the appropriate therapist. This approach enhances users' ability to maintain positive mental well-being by ensuring they receive tailored support based on their specific needs.

Ceresa, Inc. is a leadership development company based in Austin, Texas, founded in 2017. It specializes in providing leadership acceleration and mentoring services through a data-driven platform tailored to the unique needs of diverse aspiring leaders. The platform includes virtual executive coaching, structured curriculum, and mentoring, all aimed at making leadership development more accessible and affordable. Ceresa focuses on creating a personalized and holistic leadership journey, empowering professionals to tackle challenges and drive impact in their careers. The company emphasizes the importance of hiring proactive individuals who are committed to fostering change and growth within their organizations.

Reach is an online platform that connects creators with top brands, providing them with opportunities to earn a living doing what they love.

NextPay is a financial technology company that offers an all-in-one banking service platform designed specifically for small businesses and entrepreneurs. The platform allows users to collect customer payments through digital invoices, manage their cash flow, and facilitate batch payments to employees, suppliers, and bills, all from a single interface. By providing these services, NextPay aims to streamline financial management for its clients, enabling them to efficiently send, receive, and organize their finances without the need for traditional bank accounts.

Mint Songs is a prominent music NFT marketplace that focuses on enhancing the relationship between music artists and their fans. By utilizing non-fungible token technology, the company creates a platform where music enthusiasts can buy, sell, and trade music-related NFTs. This innovative approach not only facilitates transactions but also fosters the development of web3 communities, allowing artists to engage more deeply with their audience. Through its services, Mint Songs aims to empower artists and enrich the overall music experience for fans.

Zeta is a financial technology company based in San Francisco, California, that provides a platform designed to help families manage their finances collaboratively. The company's offerings include a modern joint account and money management tools that facilitate tracking of bank accounts, budget management, and transaction splitting. Zeta's platform features sharing controls, shared and personal budgets, bill reminders, and money coaching, enabling families to monitor their spending, set financial goals, and achieve them collectively. As a remote-first organization, Zeta focuses on enhancing financial relationships through its innovative tools.

Billdr is a home renovation marketplace based in Montreal, Toronto, and Chicago that streamlines the renovation process for both homeowners and general contractors. The company serves as a trusted partner, offering homeowners personalized support throughout the entire renovation journey. By utilizing a mobile application, general contractors gain access to pre-qualified leads and specialized tools for generating quotes, managing invoices, and facilitating payments, fostering a regulated and efficient marketplace. Billdr aims to transform the home renovation experience by providing comprehensive assessments and detailed estimates prior to matching homeowners with certified contractors, ultimately enhancing the efficiency and effectiveness of renovation projects.

Kredi is a financial platform designed to simplify the mortgage acquisition process for consumers in Latin America. Similar to Rocket Mortgage in the United States, Kredi enables customers to secure mortgages online with ease. The platform utilizes a mathematical algorithm that connects users with financial institutions likely to approve their credit applications. This innovative approach allows consumers to access loans for purchasing new or used homes, as well as various other financing options tailored to their specific needs. By streamlining the loan application process, Kredi aims to enhance accessibility to credit for individuals in the region.

Fitnescity is a consumer health platform that simplifies access to health and wellness testing services aimed at enhancing body fitness. The company offers a range of test kits utilized by prominent labs, hospitals, and local clinics across the nation. These kits facilitate consumer-facing tests, including assessments for vitamin D, testosterone, glucose, body composition, creatinine, and resting metabolic rate. By providing both at-home and in-person testing options, Fitnescity empowers users to manage their health and wellness effectively, making the testing process straightforward and user-friendly.