Global Founders Capital

Elevate Pay is a financial technology company that specializes in providing digital banking services and products. The company has developed a digital banking application that allows users to open bank accounts online and access fee-free accounts in both local currency and US dollars. Additionally, Elevate Pay offers free remittance services, enabling users to receive international transfers from various countries without incurring fees. The company also issues a free USD Mastercard, facilitating seamless transactions. Through these offerings, Elevate Pay aims to deliver regulated banking services that are innovative, fair, and accessible, ultimately enhancing the financial well-being of its consumers.

Smartpay offers a unique buy now, pay later (BNPL) payment solution tailored for Japanese consumers with credit cards. Distinct from traditional BNPL services, Smartpay charges no fees, including sign-up, interest, settlement, or late charges. It features a user-friendly payment process that allows consumers to complete transactions in as little as 10 seconds, facilitating cross-merchant and cross-platform checkout. The payment structure is straightforward, requiring customers to make three equal installments over an eight-week period, eliminating the need for in-person payments at convenience stores or bank transfer fees. By enhancing the consumer payment experience while supporting merchant growth, Smartpay aims to improve overall transaction efficiency in the Japanese market.

Wind.app is a company that specializes in cross-border payments infrastructure, enabling businesses to pay their employees worldwide instantly. The company provides a non-custodial wallet built on the Polygon blockchain, which allows users to manage their finances seamlessly across borders. This wallet supports participation in decentralized finance earning strategies, trading on decentralized exchanges, and buying and selling NFTs (non-fungible tokens). It also enables customers to store, send, and receive stablecoins with enhanced security.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

LemFi is a digital banking platform tailored for immigrants and individuals with global connections, offering personal and business banking solutions. The company provides users with accounts in both their country of residence and their country of origin, facilitating international payments and money transfers to over 20 countries. LemFi's platform features zero transfer fees and multi-currency support, allowing users to send and receive money securely without the need for a traditional bank account. By bypassing conventional high fees, LemFi simplifies the money transfer process, catering specifically to the needs of its diverse clientele.

Maza is a mobile application that operates as a digital bank, providing a range of modern banking services. The company offers users access to savings accounts, NFC-enabled prepaid cards for both online and offline transactions, as well as bill payment and money transfer services. Maza aims to deliver a seamless banking experience, allowing users to manage their finances efficiently while maximizing their savings. Through its innovative approach, the company seeks to enhance the way individuals engage with their financial products and services.

Poko is a technology company that specializes in facilitating payment solutions for the web3 ecosystem, focusing on games, creators, and merchants. Its platform provides a software development kit (SDK) that allows web3 builders to integrate fiat-to-crypto onramping using over 100 local payment methods. This solution significantly lowers onramping costs by up to 70% and enhances transaction success rates by as much as five times through intelligent routing and a streamlined integration process. Additionally, Poko offers a Direct Checkout solution that simplifies purchasing from smart contracts, resulting in a 79% increase in user conversion. With a team that includes experienced professionals from prominent financial institutions and blockchain initiatives, Poko aims to enable seamless engagement with web3 technologies while ensuring that users can transact using their preferred payment methods.

Slash operates an online banking platform designed to facilitate seamless fund transfers between personal and business bank accounts. The platform offers a range of services, including deposits, payments, virtual cards, and expense tracking. Users benefit from features such as account and routing numbers, direct deposit capabilities, and detailed statements. Additionally, the platform incorporates bank-level security encryption and read-only access to ensure user information is protected. A mobile application enhances the user experience by allowing customers to manage both personal and business accounts from a single dashboard and to split subscription costs with friends. Support services are available to address customer inquiries via email.

Principia is a fintech company that specializes in providing financial solutions for educational institutions. It guarantees the timely receipt of 100% of undergraduate tuition fees, eliminating defaults by managing the entire billing and collection process. This approach enhances cash flow predictability for universities and supports their operational plans. Additionally, Principia offers financing options for postgraduate programs, allowing universities to receive immediate payment while students can spread their payments over 36 months. The company also caters to content creators and short-term courses through its PrincipiaPay platform, which facilitates advance payment of receivables and integrates various payment methods, including credit cards and installment plans. With over 1 billion reais approved in education funding and 350,000 additional students served, Principia has significantly increased online course sales and boasts the highest approval rate in the sector.

Telda is a financial brand operating in the MENA region, specifically designed for Millennials and Gen Z. It aims to simplify the payment experience and facilitate peer-to-peer transfers, offering a modern alternative to traditional banking. The company has developed a money transfer application that allows users to easily send, spend, and save money. With features such as biometric identification and a 3D secure application, Telda enables users to open a free account without paperwork. The platform provides the ability to send and receive money from friends at no cost, while also offering insights into spending habits to help users manage their finances effectively.

Cashgrow is an all-in-one payment and expense management platform for businesses and SME merchants in Vietnam

Barte is a B2B online payments platform focused on automating payment procedures for small and midsize enterprises (SMEs) in Latin America. The company enhances cash flow management by offering solutions that streamline payment processes and provide access to revenue-based financing. By utilizing Barte's platform, businesses can efficiently manage their finances, gain insights into financial metrics, and access credit options, ultimately facilitating smoother transactions and improved financial health.

Elevate Pay is a financial technology company that specializes in providing digital banking services and products. The company has developed a digital banking application that allows users to open bank accounts online and access fee-free accounts in both local currency and US dollars. Additionally, Elevate Pay offers free remittance services, enabling users to receive international transfers from various countries without incurring fees. The company also issues a free USD Mastercard, facilitating seamless transactions. Through these offerings, Elevate Pay aims to deliver regulated banking services that are innovative, fair, and accessible, ultimately enhancing the financial well-being of its consumers.

Elevate Pay is a financial technology company that specializes in providing digital banking services and products. The company has developed a digital banking application that allows users to open bank accounts online and access fee-free accounts in both local currency and US dollars. Additionally, Elevate Pay offers free remittance services, enabling users to receive international transfers from various countries without incurring fees. The company also issues a free USD Mastercard, facilitating seamless transactions. Through these offerings, Elevate Pay aims to deliver regulated banking services that are innovative, fair, and accessible, ultimately enhancing the financial well-being of its consumers.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

Fung Payments is a Payment Service Provider that specializes in delivering embedded payment solutions tailored for vertical SaaS companies, including sectors such as electric vehicle charging, property technology, and accounting technology. The company has developed a payment service platform that integrates a crypto-native payment system, designed to facilitate online transactions for e-commerce businesses. This platform allows merchants to accept both fiat and cryptocurrency payments while ensuring compliance with evolving legal requirements. By providing a seamless payment experience, Fung Payments enables businesses to maintain operational continuity in a rapidly changing financial landscape.

Pebble is the first financial product where you are paid to save, spend, and send your money — all in one balance.

HitPay is a payment infrastructure platform based in Singapore, established in 2016, that caters primarily to growing businesses in the Asia-Pacific region. It consolidates e-commerce, point-of-sale, and B2B payment solutions into a unified system, simplifying the complexities of omnichannel selling for small and medium enterprises. The company's offerings include a mobile point-of-sale solution that enables secure, one-click purchases across various channels, supports multiple alternative payment methods, and allows transactions without requiring customer accounts. Moreover, HitPay facilitates collections and payments in multiple currencies, making it easier for businesses to operate in diverse markets. The company is regulated across six APAC jurisdictions and has garnered backing from prominent global investors.

Nelly is a company that develops tools aimed at enhancing the efficiency of medical practices by simplifying patient onboarding and payment processes. It addresses the significant administrative burdens faced by healthcare professionals, which are commonly viewed as a major challenge in their daily operations. Nelly's solutions enable digital patient admission, allowing patients to complete necessary documentation and sign forms securely using their phones. This streamlined approach facilitates the collection of patient data and offers various payment options, significantly reducing the administrative workload for doctors and staff. By focusing on improving the overall experience for both patients and medical personnel, Nelly aims to create a more patient-friendly and efficient healthcare environment.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Zenda is a fintech application that simplifies the payment of school fees for parents by offering both pay-now and pay-later options. The platform provides a comprehensive financial solution designed to facilitate digital payments and financing, specifically targeting the needs of parents. It includes features such as fee management for educational institutions, integrated payment gateways, and automated reminders to help avoid penalties and fines. Additionally, Zenda offers auto reconciliation and synchronization, reducing the need for manual intervention. By enabling parents to access installment options seamlessly at the time of payment, Zenda aims to streamline the financial process associated with education expenses while rewarding timely payments.

Slope is a financial platform developer that specializes in providing a range of payment alternatives for businesses. Its platform enables clients to manage loans, underwriting, debt collection, and payouts once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope facilitates installment payments at checkout, which helps businesses improve their cash flow and financial security. Additionally, the platform allows technical teams to integrate its services into their existing frameworks, thereby reducing administrative burdens and enhancing the overall customer experience.

Poko is a technology company that specializes in facilitating payment solutions for the web3 ecosystem, focusing on games, creators, and merchants. Its platform provides a software development kit (SDK) that allows web3 builders to integrate fiat-to-crypto onramping using over 100 local payment methods. This solution significantly lowers onramping costs by up to 70% and enhances transaction success rates by as much as five times through intelligent routing and a streamlined integration process. Additionally, Poko offers a Direct Checkout solution that simplifies purchasing from smart contracts, resulting in a 79% increase in user conversion. With a team that includes experienced professionals from prominent financial institutions and blockchain initiatives, Poko aims to enable seamless engagement with web3 technologies while ensuring that users can transact using their preferred payment methods.

Kamino is a financial management software company that specializes in providing comprehensive solutions for medium-sized businesses in Brazil. The platform integrates embedded B2B payment functionalities, offering a proprietary banking solution and corporate credit card services. In addition, it seamlessly connects with leading local banks and enterprise resource planning (ERP) systems, allowing businesses to effectively manage and control their expenditures. Kamino's platform features automatic invoice capture, data extraction, approval workflows, and payment processing, all within a single cloud-based system. By providing real-time data access, it empowers financial managers to make informed decisions and securely process payments through a stringent approval framework. The platform also streamlines accounts payable and reconciliation processes, ultimately saving businesses significant time and resources.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Zebec Network is a financial platform that operates on the Solana blockchain, specializing in continuous settlement protocols. It aims to transform the payroll process by utilizing decentralized finance (DeFi) technology to facilitate real-time and continuous payment streams. By enabling users to stream their payroll directly into compliant cryptocurrency, Zebec allows for seamless conversion into cash, enhancing the efficiency and flexibility of financial transactions. The company focuses on creating a composable transfer of value, beginning with its Stream Payroll feature, which redefines how individuals and businesses manage payroll payments.

Mistho is a fintech company that provides an open payroll API designed to facilitate the access and sharing of salary and employment information in Europe. The platform enables consumers to securely and easily share their income data with various third parties, including banks, insurance companies, and lenders, through a streamlined process. By integrating Mistho's app into existing workflows, businesses can simplify income verification, enhancing the consumer experience during activities such as renting property, leasing vehicles, or applying for loans. This solution eliminates the need for consumers to manually upload payslips or request documentation from their HR departments, as it allows them to log in to their payroll portals directly for verification. Mistho aims to improve the efficiency of income verification processes and support businesses in delivering superior services in the fintech sector.

PayMongo Inc. is a payment processing platform based in Manila, Philippines, founded in 2019 by Francis Plaza, Luis Sia, Jaime Hing, and Edwin Lacierda. The company provides businesses with the tools to accept online payments through various channels, including credit cards, bank deposits, electronic wallets, and cash. Its platform features a user-friendly dashboard for real-time transaction monitoring, analytics tools to analyze customer purchasing patterns, and a streamlined checkout process to enhance the customer experience. Additionally, PayMongo offers shareable payment links that merchants can distribute via multiple communication channels, facilitating convenient payment collection. The company's mission is to empower businesses in the rapidly evolving digital economy by providing modern, accessible payment solutions.

Stables is a company that develops a digital wallet aimed at enhancing financial accessibility and transparency through the use of stablecoins. By providing a platform that integrates everyday financial activities, Stables allows users to save, spend, and earn on a single balance, facilitating seamless transactions with digital assets. The company's focus is on promoting economic alignment and fairness within the financial system, enabling clients to manage their funds by adding or withdrawing money at their convenience. Ultimately, Stables seeks to replace traditional banking methods with a more modern and efficient approach to personal finance.

Swipe is a billing and payments application designed for small businesses, focusing on simplifying financial management tasks. The software enables users to generate instant GST-compliant invoices, track sales, and manage both inventory and vendor relationships. Additionally, Swipe facilitates the filing of GST returns and provides tools for creating professional invoices, helping businesses maintain compliance with tax regulations. By offering real-time insights into sales and purchases, Swipe aims to streamline the financial operations of its users, enhancing efficiency and organization.

Bold is a company that operates an application designed to facilitate payments and manage sales reports and transactions, specifically targeting small and medium-sized businesses (SMBs) in Colombia. Founded in 2019 and based in Bogotá, Colombia, Bold aims to simplify financial processes for its clients. In addition to its core financial services, Bold Media, Inc., which was established in 2015 and is based in San Francisco, California, provides an internal blog platform that helps organizations share knowledge and ideas efficiently.

FloatPays is a financial technology company based in Cape Town, Western Cape, that specializes in providing a platform for employees to gain early access to their wages. Founded in 2019, the company's offerings include payroll integration, payment services, and financial education, alongside effective reporting tools. FloatPays aims to enhance financial well-being for employees by facilitating budgeting and training, ultimately helping individuals transition from debt to savings. By enabling firms to offer these monetary services, FloatPays supports a healthier financial ecosystem for the workforce.

Moss is a technology-driven payment and credit card platform designed to help businesses optimize their financial management. The company offers corporate credit cards with dynamic limits that can be significantly higher than traditional options, accommodating even the highest spending needs. Moss provides both virtual and physical credit cards, allowing teams to spend easily and securely while maintaining control over costs through individual spending limits and real-time data tracking by card, merchant, or team. The Moss app enhances financial oversight by enabling users to digitize receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be seamlessly exported to various accounting software, streamlining the reconciliation process for businesses.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

SimpliFi is a company dedicated to democratizing payments by creating a leading Cards as a Service (CaaS) platform tailored for the MENA region and Pakistan. The platform streamlines the card issuance process, managing the entire end-to-end workflow that includes partner collaboration with banks, schemes, and processors. It also addresses identity verification, fulfillment, and delivery while providing a specialized technology stack that further handles card operations and compliance. By simplifying these complexities, SimpliFi allows its clients to concentrate on their core business activities, thus enhancing their operational efficiency in the financial services sector.

Weel provides an online payment service platform that allows users to instantly generate virtual MasterCards for online purchases. This service enhances security by protecting users from exposing their personal bank card information to online merchants, thereby reducing the risk of online fraud. Additionally, Weel's virtual cards enable users to make transactions without incurring foreign transaction fees, facilitating secure and cost-effective purchasing. The platform is designed to streamline expense management, offering features that eliminate the need for credit card sharing and traditional reimbursement processes.

Clara is a spending management platform designed for companies operating in Latin America. It offers a comprehensive suite of financial tools, including locally-issued corporate cards, Bill Pay, and financing solutions, all integrated within its software platform. This end-to-end solution aims to simplify and automate corporate expense management, allowing businesses to streamline expense reporting, gain real-time insights into spending, and better control their budgets. By enabling companies to operate with agility and financial clarity, Clara seeks to enhance the economic competitiveness of the region. The company is supported by a range of global and regional investors, reflecting its potential impact on business finances in Latin America.

Trinio is a company that specializes in enhancing e-commerce experiences by reducing friction in the payment process and increasing conversion rates. It operates a payment gateway platform that offers a customizable and secure infrastructure designed to facilitate seamless transactions for shoppers and e-commerce platforms. By focusing on fraud prevention and streamlined checkout processes, Trinio aims to improve user satisfaction and bolster the overall efficiency of online shopping.

PostEx is a company that combines receivables factoring solutions with courier services to support e-commerce companies offering Cash on Delivery (COD) as a payment option. The company provides upfront payment for invoice values, enabling businesses to receive funds immediately rather than waiting for delivery confirmation. PostEx's platform offers payment acceptance solutions and allows retailers to track the status of their deliveries and monitor shipment progress. This integrated approach helps e-commerce companies manage their cash flow more effectively while ensuring reliable logistics services.

Tino is a company focused on revolutionizing the B2B payment landscape by enabling merchants to utilize their credit card receivables as collateral for accessing working capital. Founded in November 2021 by Pedro Sonego de Oliveira and Luis Eduardo Cascão, Tino is headquartered in São Paulo, Brazil. The platform allows retailers to enhance their purchasing power without the need to anticipate receivables, thereby facilitating a more efficient commercial relationship with suppliers. By leveraging data to streamline transactions, Tino helps suppliers increase their business opportunities while managing their default risks effectively. Through its innovative approach, Tino aims to transform the dynamics of B2B buying and selling.

Slope is a financial platform developer that specializes in providing a range of payment alternatives for businesses. Its platform enables clients to manage loans, underwriting, debt collection, and payouts once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope facilitates installment payments at checkout, which helps businesses improve their cash flow and financial security. Additionally, the platform allows technical teams to integrate its services into their existing frameworks, thereby reducing administrative burdens and enhancing the overall customer experience.

Nomod is a financial technology company established in 2019 and headquartered in London. It specializes in creating a financial operating system tailored for innovative businesses in emerging markets. Nomod's suite of payment tools and financial services simplifies the management of business transactions, allowing entrepreneurs and startups to efficiently handle their finances. The platform enables users to easily sign up and begin accepting card payments both in-person and online, thereby supporting the growth and development of businesses in these regions.

Littio is a financial technology company focused on enhancing the financial well-being of individuals in emerging economies. It offers a secure application that enables users to manage their finances in a stable currency, facilitating seamless international payments while protecting their money from hidden costs. By providing access to dollar-denominated financial products, Littio empowers users to mitigate the risks of currency devaluation and offers opportunities for wealth growth through digital dollar investments. The company's innovative approach aims to improve financial access and stability for its users, ultimately transforming their financial lives.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

Float offers modern financial services, powerful software and industry-leading support designed for every company and stage of growth. Our product suite includes corporate cards, bill pay, expense management and high-yield accounts, giving finance teams everything they need to manage spending and cash flow efficiently.

SWAP is a company that empowers businesses to enhance their financial operations through innovative technology and a unique business model. It offers a modular payment platform that provides secure integrations for various financial services. Through its APIs, SWAP enables clients to create comprehensive financial ecosystems, incorporating solutions such as pre-paid cards, digital wallets, and peer-to-peer payment systems. The platform facilitates seamless money disbursements to merchants, simplifies the collection and payment of funds, and supports bill payments and mobile recharges. By removing barriers and generating new revenue streams, SWAP effectively helps companies establish their own internal fintech solutions, enhancing their core offerings and customer experiences.

Félix is a chat-based platform designed to facilitate cross-border payments for the Latino community in the United States. By integrating blockchain technology and artificial intelligence, the company aims to transform the remittance process, making it more efficient and user-friendly. The platform utilizes natural language processing and advanced algorithms to simplify and automate transactions, allowing customers to send money abroad with ease. Félix is focused on redefining how remittances are conducted, positioning itself as a forward-thinking solution in the financial technology landscape.

Dots is a multichannel payouts API that automates manual processes for marketplaces. Dots' API lets a marketplace pay their sellers in the ways they want to be paid, including Venmo, Paypal, ACH and Zelle. As more Americans earn a living by becoming a 1099 worker, marketplaces need to provide flexible payout options and we make supporting these payouts easy through a single API.

Elevate Pay is a financial technology company that specializes in providing digital banking services and products. The company has developed a digital banking application that allows users to open bank accounts online and access fee-free accounts in both local currency and US dollars. Additionally, Elevate Pay offers free remittance services, enabling users to receive international transfers from various countries without incurring fees. The company also issues a free USD Mastercard, facilitating seamless transactions. Through these offerings, Elevate Pay aims to deliver regulated banking services that are innovative, fair, and accessible, ultimately enhancing the financial well-being of its consumers.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Finmo is a developer of a cloud-native financial payment platform that aims to simplify global payments and financial operations for businesses of all sizes. Its integrated platform facilitates cross-border payments, manages multi-currency funds, and automates cash flow, allowing users to hold, pay, and receive funds in multiple currencies from a single account. By connecting directly to local endpoints across key markets, Finmo enables businesses to access relevant payment methods that enhance growth, speed, convenience, and cost-efficiency. The platform's user-friendly interface and APIs support companies in optimizing operations, entering new markets, and scaling effectively, all while maintaining real-time expense tracking and cash flow forecasting capabilities.

Tino is a company focused on revolutionizing the B2B payment landscape by enabling merchants to utilize their credit card receivables as collateral for accessing working capital. Founded in November 2021 by Pedro Sonego de Oliveira and Luis Eduardo Cascão, Tino is headquartered in São Paulo, Brazil. The platform allows retailers to enhance their purchasing power without the need to anticipate receivables, thereby facilitating a more efficient commercial relationship with suppliers. By leveraging data to streamline transactions, Tino helps suppliers increase their business opportunities while managing their default risks effectively. Through its innovative approach, Tino aims to transform the dynamics of B2B buying and selling.

Protego Solutions specializes in chargeback management for companies in Latin America, focusing on the recovery of lost revenue. The company offers an automated platform that streamlines the chargeback process, which traditionally involves significant manual effort. By integrating with payment processors, Protego Solutions gathers essential data and delivers real-time monitoring, reporting, and analytics on chargeback activities. This provides clients with valuable insights into fraudulent consumer behavior, ultimately helping them minimize financial losses and improve operational efficiency in their revenue recovery efforts.

Honest is a company that develops financial products aimed at enhancing the economic experience for consumers. Its flagship offering is a credit card application that features no annual fee, low interest rates on purchases, and rewards points for every transaction. The application is designed to facilitate economical transactions while allowing users to build their credit history and improve their overall financial well-being. By focusing on customer-friendly features, Honest strives to create financial solutions that resonate with users and support their financial goals.

Moss is a technology-driven payment and credit card platform designed to help businesses optimize their financial management. The company offers corporate credit cards with dynamic limits that can be significantly higher than traditional options, accommodating even the highest spending needs. Moss provides both virtual and physical credit cards, allowing teams to spend easily and securely while maintaining control over costs through individual spending limits and real-time data tracking by card, merchant, or team. The Moss app enhances financial oversight by enabling users to digitize receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be seamlessly exported to various accounting software, streamlining the reconciliation process for businesses.

Payze is a technology-driven payment gateway that offers an API-based solution for online merchants and marketplaces. It facilitates instant onboarding and enables businesses to establish customizable payment split schemes, which streamline transactions and alleviate concerns related to accounting and tax compliance. Payze's automated ecosystem allows marketplaces to scale their services without the burden of managing settlements among various parties or dealing with regulatory checks. The platform supports a variety of payment methods, including split payments, email payments, recurring payments, and QR payments, providing customers and merchants with a flexible and secure payment experience through a single integration.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

HitPay is a payment infrastructure platform based in Singapore, established in 2016, that caters primarily to growing businesses in the Asia-Pacific region. It consolidates e-commerce, point-of-sale, and B2B payment solutions into a unified system, simplifying the complexities of omnichannel selling for small and medium enterprises. The company's offerings include a mobile point-of-sale solution that enables secure, one-click purchases across various channels, supports multiple alternative payment methods, and allows transactions without requiring customer accounts. Moreover, HitPay facilitates collections and payments in multiple currencies, making it easier for businesses to operate in diverse markets. The company is regulated across six APAC jurisdictions and has garnered backing from prominent global investors.

Nium is a payments services company that offers a comprehensive cross-border payments platform, enabling businesses to collect, convert, and disburse funds globally. The company provides banks, payment vendors, and various industries, including travel, marketplaces, financial institutions, and payroll, with access to payment and card issuance services. Nium's platform features virtual wallets for fund management, facilitates traditional bank transfers for sending and receiving money, and offers competitive currency conversion rates with transparent fees. By ensuring secure transactions, Nium simplifies the complexities of international payments, supporting business growth and enhancing financial operations.

Float offers modern financial services, powerful software and industry-leading support designed for every company and stage of growth. Our product suite includes corporate cards, bill pay, expense management and high-yield accounts, giving finance teams everything they need to manage spending and cash flow efficiently.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Bold is a company that operates an application designed to facilitate payments and manage sales reports and transactions, specifically targeting small and medium-sized businesses (SMBs) in Colombia. Founded in 2019 and based in Bogotá, Colombia, Bold aims to simplify financial processes for its clients. In addition to its core financial services, Bold Media, Inc., which was established in 2015 and is based in San Francisco, California, provides an internal blog platform that helps organizations share knowledge and ideas efficiently.

QisstPay operates a Buy Now, Pay Later platform in Pakistan, offering consumers the ability to purchase items through interest-free installments. The service is designed to facilitate credit sales for merchants without imposing any markup fees or interest charges. By enabling customers to buy products such as clothing and shoes while deferring payment, QisstPay enhances the shopping experience and increases sales potential for retailers. The platform aims to simplify the payment process and make installment purchasing accessible, thereby promoting a more flexible financial option for consumers in Pakistan.

Mamo is a Fintech startup based in Dubai, UAE, focused on providing innovative payment and financial solutions tailored for small and medium-sized enterprises (SMEs). The company operates under a Cat 3C Providing Money Services license from the Dubai Financial Services Authority, making it the first licensed Fintech startup in this category in the region. Mamo's flagship offering, Mamo Business, serves as an alternative to traditional banking for SMEs, combining payments, spend management, and analytics into a user-friendly platform. This platform enables businesses to accept payments globally in multiple currencies, manage expenses, and issue virtual cards, thereby streamlining financial operations and enhancing payment success rates. Mamo's diverse customer base includes a variety of sectors, such as B2B services, healthcare, tourism, and retail, making it a crucial partner for businesses looking to optimize their financial processes.

Telda is a financial brand operating in the MENA region, specifically designed for Millennials and Gen Z. It aims to simplify the payment experience and facilitate peer-to-peer transfers, offering a modern alternative to traditional banking. The company has developed a money transfer application that allows users to easily send, spend, and save money. With features such as biometric identification and a 3D secure application, Telda enables users to open a free account without paperwork. The platform provides the ability to send and receive money from friends at no cost, while also offering insights into spending habits to help users manage their finances effectively.

Gr4vy, Inc. is a payment orchestration platform that simplifies the management of payment ecosystems for businesses. Founded in 2020 and based in San Mateo, California, Gr4vy provides a no-code solution that allows mid-sized businesses to seamlessly integrate a comprehensive range of payment infrastructure without incurring technical debt. Its platform features a robust rules engine and low-code integration, facilitating access to various payment methods and anti-fraud services globally. Gr4vy operates on a service-based pricing model rather than a transaction-based one, allowing for more flexibility in costs. Additionally, it offers tools for reporting, monitoring, and managing payments infrastructure, enabling businesses to scale operations and expand into new markets effectively.

Clara is a spending management platform designed for companies operating in Latin America. It offers a comprehensive suite of financial tools, including locally-issued corporate cards, Bill Pay, and financing solutions, all integrated within its software platform. This end-to-end solution aims to simplify and automate corporate expense management, allowing businesses to streamline expense reporting, gain real-time insights into spending, and better control their budgets. By enabling companies to operate with agility and financial clarity, Clara seeks to enhance the economic competitiveness of the region. The company is supported by a range of global and regional investors, reflecting its potential impact on business finances in Latin America.

Safepay operates a secure payments platform designed to facilitate digital transactions in Pakistan. The company offers a single integrated payment solution that works with both local and international payment options. By assisting stores in increasing checkout conversion rates, Safepay helps streamline sales and improve account receivables. Its platform enables customers to pay online efficiently, enhancing the overall payment process for clients and promoting a smoother transaction experience.

Moss is a technology-driven payment and credit card platform designed to help businesses optimize their financial management. The company offers corporate credit cards with dynamic limits that can be significantly higher than traditional options, accommodating even the highest spending needs. Moss provides both virtual and physical credit cards, allowing teams to spend easily and securely while maintaining control over costs through individual spending limits and real-time data tracking by card, merchant, or team. The Moss app enhances financial oversight by enabling users to digitize receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be seamlessly exported to various accounting software, streamlining the reconciliation process for businesses.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Tilled, Inc. is a payments platform based in Boulder, Colorado, that specializes in providing a PayFac-as-a-Service solution for B2B independent software vendors (ISVs). Founded in 2019, Tilled enables software companies to seamlessly integrate payment processing into their applications through modern APIs and SDKs. This turnkey system allows clients to start monetizing payments without incurring upfront costs or the need for additional personnel. By handling the complexities of regulatory compliance and associated liabilities, Tilled simplifies the payment facilitation process, allowing software vendors, marketplaces, and SaaS providers to focus on their core operations while generating revenue from credit card processing.

Gr4vy, Inc. is a payment orchestration platform that simplifies the management of payment ecosystems for businesses. Founded in 2020 and based in San Mateo, California, Gr4vy provides a no-code solution that allows mid-sized businesses to seamlessly integrate a comprehensive range of payment infrastructure without incurring technical debt. Its platform features a robust rules engine and low-code integration, facilitating access to various payment methods and anti-fraud services globally. Gr4vy operates on a service-based pricing model rather than a transaction-based one, allowing for more flexibility in costs. Additionally, it offers tools for reporting, monitoring, and managing payments infrastructure, enabling businesses to scale operations and expand into new markets effectively.

PayMongo Inc. is a payment processing platform based in Manila, Philippines, founded in 2019 by Francis Plaza, Luis Sia, Jaime Hing, and Edwin Lacierda. The company provides businesses with the tools to accept online payments through various channels, including credit cards, bank deposits, electronic wallets, and cash. Its platform features a user-friendly dashboard for real-time transaction monitoring, analytics tools to analyze customer purchasing patterns, and a streamlined checkout process to enhance the customer experience. Additionally, PayMongo offers shareable payment links that merchants can distribute via multiple communication channels, facilitating convenient payment collection. The company's mission is to empower businesses in the rapidly evolving digital economy by providing modern, accessible payment solutions.

goDutch is a digital payments platform that provides an efficient solution for splitting group expenses. By issuing cards, the company enables users to automatically manage shared payments, thereby eliminating the hassle of reminders, delayed transactions, or the need for multiple payment processes. Its platform allows users to conveniently check their balance with friends and facilitates payment reminders through embedded UPI links sent via SMS and in-app notifications. This streamlined approach enhances the experience of managing group payments, making it easier for users to share costs without complications.

SWAP is a company that empowers businesses to enhance their financial operations through innovative technology and a unique business model. It offers a modular payment platform that provides secure integrations for various financial services. Through its APIs, SWAP enables clients to create comprehensive financial ecosystems, incorporating solutions such as pre-paid cards, digital wallets, and peer-to-peer payment systems. The platform facilitates seamless money disbursements to merchants, simplifies the collection and payment of funds, and supports bill payments and mobile recharges. By removing barriers and generating new revenue streams, SWAP effectively helps companies establish their own internal fintech solutions, enhancing their core offerings and customer experiences.

Mamo is a Fintech startup based in Dubai, UAE, focused on providing innovative payment and financial solutions tailored for small and medium-sized enterprises (SMEs). The company operates under a Cat 3C Providing Money Services license from the Dubai Financial Services Authority, making it the first licensed Fintech startup in this category in the region. Mamo's flagship offering, Mamo Business, serves as an alternative to traditional banking for SMEs, combining payments, spend management, and analytics into a user-friendly platform. This platform enables businesses to accept payments globally in multiple currencies, manage expenses, and issue virtual cards, thereby streamlining financial operations and enhancing payment success rates. Mamo's diverse customer base includes a variety of sectors, such as B2B services, healthcare, tourism, and retail, making it a crucial partner for businesses looking to optimize their financial processes.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Pixpay is a company focused on financial education for teenagers, offering a banking application that facilitates online banking services tailored to the younger generation. The application is integrated with a mobile bank account and provides a single payment card along with mobile payment options. This enables teenagers to effectively manage their finances by monitoring and tracking their spending. Additionally, Pixpay encourages responsible consumption and financial literacy, empowering teenagers to pay, receive payments, save money, and enjoy discounts on their favorite brands. Through its platform, the company aims to motivate young individuals to pursue their financial goals and develop essential budgeting skills.

Cubo is a developer of a payment services platform. They offer small and medium businesses, starting with the point-of-sale systems that make payment accessible for merchants.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Moss is a technology-driven payment and credit card platform designed to help businesses optimize their financial management. The company offers corporate credit cards with dynamic limits that can be significantly higher than traditional options, accommodating even the highest spending needs. Moss provides both virtual and physical credit cards, allowing teams to spend easily and securely while maintaining control over costs through individual spending limits and real-time data tracking by card, merchant, or team. The Moss app enhances financial oversight by enabling users to digitize receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be seamlessly exported to various accounting software, streamlining the reconciliation process for businesses.

PayMongo Inc. is a payment processing platform based in Manila, Philippines, founded in 2019 by Francis Plaza, Luis Sia, Jaime Hing, and Edwin Lacierda. The company provides businesses with the tools to accept online payments through various channels, including credit cards, bank deposits, electronic wallets, and cash. Its platform features a user-friendly dashboard for real-time transaction monitoring, analytics tools to analyze customer purchasing patterns, and a streamlined checkout process to enhance the customer experience. Additionally, PayMongo offers shareable payment links that merchants can distribute via multiple communication channels, facilitating convenient payment collection. The company's mission is to empower businesses in the rapidly evolving digital economy by providing modern, accessible payment solutions.

Pixpay is a company focused on financial education for teenagers, offering a banking application that facilitates online banking services tailored to the younger generation. The application is integrated with a mobile bank account and provides a single payment card along with mobile payment options. This enables teenagers to effectively manage their finances by monitoring and tracking their spending. Additionally, Pixpay encourages responsible consumption and financial literacy, empowering teenagers to pay, receive payments, save money, and enjoy discounts on their favorite brands. Through its platform, the company aims to motivate young individuals to pursue their financial goals and develop essential budgeting skills.

Nium is a payments services company that offers a comprehensive cross-border payments platform, enabling businesses to collect, convert, and disburse funds globally. The company provides banks, payment vendors, and various industries, including travel, marketplaces, financial institutions, and payroll, with access to payment and card issuance services. Nium's platform features virtual wallets for fund management, facilitates traditional bank transfers for sending and receiving money, and offers competitive currency conversion rates with transparent fees. By ensuring secure transactions, Nium simplifies the complexities of international payments, supporting business growth and enhancing financial operations.

Remessa Online is a Brazilian company founded in 2016 and headquartered in São Paulo, specializing in international money transfer services. The platform enables both individuals and businesses to conduct incoming and outgoing wire transfers across borders, catering to over 300,000 customers in more than 100 countries. By leveraging proprietary technology, Remessa Online offers a streamlined and cost-effective solution for foreign exchange, with fees significantly lower than traditional local options. The company aims to simplify and automate cross-border transactions, enhancing user experience while addressing clients' global financial needs. Its mission is to facilitate a world without physical borders, allowing clients to focus on their international aspirations.

BeeTech Global, founded in 2016 and headquartered in São Paulo, Brazil, specializes in payment processing solutions and cross-border infrastructure for currency exchange. The company provides a range of services, including Remessa Online, which facilitates online remittances for individuals, and Remessa Online for Business, catering specifically to business transactions. Additionally, BeeTech offers Beeconnect, a platform that enables businesses to provide currency exchange services to their clients, and BeeCâmbio, a physical currency exchange store. By leveraging financial technology and innovation, BeeTech aims to enhance transparency and reduce the costs associated with currency exchange, thereby transforming the way individuals and businesses connect globally.

Quadpay is a prominent US-based installment payment platform that offers consumers an alternative to traditional credit through a straightforward and transparent payment method. The platform allows customers to divide their purchases into four interest-free installments, payable over six weeks, making it easier to manage expenses. By focusing on innovation and customer experience, Quadpay has attracted millions of users and integrates seamlessly with a wide range of merchants. This capability allows customers to shop both online and in-store with leading global retailers, enhancing the shopping experience while providing retailers with an opportunity to expand their business.

BXblue is a Brazilian fintech company that operates an online marketplace for personal loans, specifically targeting pensioners and government workers who have guaranteed income. By securing loans against payroll, BXblue offers more affordable credit compared to traditional methods like credit cards, with an average APR 10 times lower. The company's platform acts as a banking correspondent, simplifying the loan application process by providing borrowers with multiple bank proposals, interest rate alerts for refinancing, and updates on account information. BXblue aims to bring Brazil's $40 billion annual payroll-secured loans market online, which is currently offline.

Nium is a payments services company that offers a comprehensive cross-border payments platform, enabling businesses to collect, convert, and disburse funds globally. The company provides banks, payment vendors, and various industries, including travel, marketplaces, financial institutions, and payroll, with access to payment and card issuance services. Nium's platform features virtual wallets for fund management, facilitates traditional bank transfers for sending and receiving money, and offers competitive currency conversion rates with transparent fees. By ensuring secure transactions, Nium simplifies the complexities of international payments, supporting business growth and enhancing financial operations.

Loot Financial Services Ltd., established in 2014 and headquartered in London, offers a unique financial service combining a pre-paid Visa debit card with a budgeting app. This service provides users with real-time spending information, weekly budgets data, and the ability to pause/unpause their card via the web application. The company's primary business is to deliver these innovative banking alternatives to consumers, helping them manage their finances more effectively.

Loot Financial Services Ltd., established in 2014 and headquartered in London, offers a unique financial service combining a pre-paid Visa debit card with a budgeting app. This service provides users with real-time spending information, weekly budgets data, and the ability to pause/unpause their card via the web application. The company's primary business is to deliver these innovative banking alternatives to consumers, helping them manage their finances more effectively.

Nium is a payments services company that offers a comprehensive cross-border payments platform, enabling businesses to collect, convert, and disburse funds globally. The company provides banks, payment vendors, and various industries, including travel, marketplaces, financial institutions, and payroll, with access to payment and card issuance services. Nium's platform features virtual wallets for fund management, facilitates traditional bank transfers for sending and receiving money, and offers competitive currency conversion rates with transparent fees. By ensuring secure transactions, Nium simplifies the complexities of international payments, supporting business growth and enhancing financial operations.