Global Founders Capital

Flitter is a neo-insurance company that specializes in pay-per-mile auto insurance, enabling drivers to pay for coverage based on the actual distance driven. It was established in response to the fact that many drivers in France, particularly those driving less than 10,000 kilometers annually, often overpay for traditional car insurance. By offering variable rates tailored to low-mileage drivers, Flitter aims to provide a cost-effective insurance solution. The company also features an app-based platform that manages insurance contracts and reimbursements, allowing users to easily access their insurance needs in one place. At the end of each year, Flitter refunds any remaining contributions after claims have been reimbursed, promoting financial fairness and encouraging responsible driving behaviors.

Maza is a mobile application that operates as a digital bank, providing a range of modern banking services. The platform offers users access to savings accounts, NFC-enabled prepaid cards for both online and offline transactions, as well as bill payment and money transfer services. By focusing on user-friendly features, Maza aims to deliver a hassle-free banking experience that encourages financial savings and efficient management of personal finances.

Onyx Private is a modern private banking platform tailored for affluent young professionals, investors, and entrepreneurs. It provides a premium digital banking experience complemented by a concierge service that caters to various personal finance, wealth, and lifestyle needs. The platform features a personalized robo-advisor for tax-loss harvesting, fixed-income money market accounts, Treasury Bills, and alternative investments such as private equity, venture capital, and hedge fund strategies. By offering low fees and minimums, Onyx Private enables users to set customized financial goals and manage their finances more effectively, making private banking more accessible to a new generation.

Arro they provide their application on iPhone and Android devices, they connect in locations around us.

Telda is a financial brand operating in the MENA region, targeting Millennials and Gen Z with its innovative money transfer application. The platform simplifies the processes of sending, spending, and saving money, providing a convenient alternative to traditional banking. Users can open a free account without paperwork, utilizing biometric identification and 3D secure technology. Telda allows individuals to send and receive money from friends at no cost, while also offering insights into spending habits to assist clients in managing their finances effectively. Through its user-friendly approach, Telda aims to enhance the payment experience and address common money handling challenges faced by its audience.

Arro is a fintech company based in Los Angeles that focuses on democratizing access to credit. It has developed a credit-building platform aimed at individuals with no credit history or those seeking to improve their credit scores. The platform features a credit card and a mobile application that facilitates tracking spending, setting financial goals, and enhancing financial literacy through behavioral science and educational resources. By leveraging these tools, Arro helps users unlock credit limits, reduce interest rates, save money, and effectively budget for their financial future.

Shares is a social investment platform founded in 2021 and based in Paris, France. It aims to enhance the investment experience by providing a user-friendly mobile application that allows retail investors to engage with the stock market. The platform emphasizes community interaction, enabling users to network with friends and experts, share insights, and discuss investment strategies. With a focus on accessibility, Shares offers no-minimum and no-fee access to a variety of stocks, making it easier for new investors to participate in the market. By fostering a collaborative environment, Shares strives to simplify the investment process and create a more inclusive financial landscape.

Bloom is a financial technology company that operates a digital banking platform aimed at providing regulated banking services to consumers. Its application allows users to open bank accounts online, access fee-free bank accounts in both Sudanese and US dollars, and obtain free USD Mastercards. The platform facilitates free transfers within Sudan and offers complimentary international remittance services from various countries. By focusing on innovative and inclusive financial products, Bloom seeks to enhance the financial well-being of its customers.

Bloom is a financial technology company that operates a digital banking platform aimed at providing regulated banking services to consumers. Its application allows users to open bank accounts online, access fee-free bank accounts in both Sudanese and US dollars, and obtain free USD Mastercards. The platform facilitates free transfers within Sudan and offers complimentary international remittance services from various countries. By focusing on innovative and inclusive financial products, Bloom seeks to enhance the financial well-being of its customers.

Appito is a sports company focused on enhancing the experience of football enthusiasts. The company offers an application that helps users find local soccer matches and connect with others to form teams. In addition, Appito provides rental services for football courts, promoting community engagement through organized play. By facilitating connections among players and offering resources for team management and game organization, Appito aims to foster a vibrant football culture.

Parallelz builds a platform that enables anyone to instantly create, and share “impossible” versions of their favorite mobile games.

Virtex Apps, LLC is the creator of Virtex Arena, a multiplayer augmented reality competition hosted by sports teams to engage their fans in new ways. During half-time or other breaks in the sport, a new virtual competition can be started which fans can see on the field/court using an app on their own mobile devices. Audience members all see and interact with the same virtual scene at the same time but from their own perspectives, as though the events were actually happening in front of them. The virtual world provides opportunities for increased advertising/sponsorship revenue, and fans will enjoy an innovative, memorable shared experience that can only occur at the team’s stadium.

Finku is a financial application based in Jakarta, Indonesia, established in 2021. It offers a personal finance platform aimed at helping Indonesian consumers manage their finances more effectively. The platform provides various tools, including an automatic financial logger, financial insights, and personalized monthly budgets, along with reminders for recurring bills. Finku's mission is to eliminate financial illiteracy in Indonesia, enabling users to better navigate the financial ecosystem and make informed financial decisions. By consolidating financial management into a single platform, Finku aims to empower individuals to achieve their financial goals.

Onyx Private is a modern private banking platform tailored for affluent young professionals, investors, and entrepreneurs. It provides a premium digital banking experience complemented by a concierge service that caters to various personal finance, wealth, and lifestyle needs. The platform features a personalized robo-advisor for tax-loss harvesting, fixed-income money market accounts, Treasury Bills, and alternative investments such as private equity, venture capital, and hedge fund strategies. By offering low fees and minimums, Onyx Private enables users to set customized financial goals and manage their finances more effectively, making private banking more accessible to a new generation.

Pinhome is a technology-driven platform focused on enhancing property transactions and home financing accessibility. It aims to simplify the buying, selling, and renting processes by providing a comprehensive solution that organizes property data and information. The platform facilitates efficient property transactions and offers a range of services, including home and personal maintenance, ensuring that clients can seamlessly navigate their real estate needs. By digitizing property transactions and streamlining home financing, Pinhome addresses the challenges often associated with real estate, making it easier for customers to find and manage their homes.

Pillar is a mobile platform aimed at assisting global citizens in overcoming barriers related to credit access. By addressing the challenges faced by expatriates and nomads, Pillar provides credit cards specifically designed for individuals with limited or no credit history in a new country. The platform integrates international credit data to facilitate a comprehensive global credit assessment, allowing users to establish a credit footprint that spans multiple countries. This innovative approach enables customers to access a variety of financial products, enhancing their ability to manage finances while living abroad.

Integration.App is an AI-driven integration platform designed to streamline the process of creating customizable native integrations for software applications. It provides product and engineering teams with a comprehensive suite of APIs, SDKs, and UI components, enabling them to construct integrations with multiple SaaS applications efficiently while maintaining the unique look and feel of their own applications. With over 100 pre-built connectors across various categories such as CRMs and accounting software, Integration.App allows users to perform API calls seamlessly using minimal code. Additionally, the platform supports the development of custom connectors for any application that adheres to an OpenAPI specification. By incorporating AI and LLM components, Integration.App transforms the integration landscape, making it easier for developers to build robust integration solutions without the need for complex point-to-point connections.

Better Financial is a holding company focused on developing fintech brands that assist Americans in managing their financial needs. Its primary offering is a banking application designed to address medical debts, featuring a built-in insurance policy that covers medical deductibles and essential everyday expenses such as rent, groceries, and lost income during medical emergencies. By leveraging shared engineering, compliance, and growth strategies, Better Financial aims to scale its fintech solutions to reach millions of users effectively.

Flash is a company that offers innovative flexible benefits solutions, focusing on the consolidation of employment benefits into a single platform. Founded in 2019 and headquartered in São Paulo, SP, Flash has transformed traditional food vouchers by integrating a MasterCard, a popular application, and an HR platform into one device. This socially responsible platform allows employees to access a variety of benefits conveniently, enhancing their overall experience and ensuring they receive the entitlements they deserve.

Shares is a social investment platform founded in 2021 and based in Paris, France. It aims to enhance the investment experience by providing a user-friendly mobile application that allows retail investors to engage with the stock market. The platform emphasizes community interaction, enabling users to network with friends and experts, share insights, and discuss investment strategies. With a focus on accessibility, Shares offers no-minimum and no-fee access to a variety of stocks, making it easier for new investors to participate in the market. By fostering a collaborative environment, Shares strives to simplify the investment process and create a more inclusive financial landscape.

Baly is a super application designed to offer fast delivery and affordable transportation services. It functions as a taxi or car booking platform, providing users with various options for their transportation needs. In addition to its transportation services, Baly also facilitates food and grocery delivery, allowing users to access a wide range of restaurants and products. The platform supports electronic payments, ensuring a convenient and efficient experience for customers seeking reliable delivery and transportation solutions.

Flitter is a neo-insurance company that specializes in pay-per-mile auto insurance, enabling drivers to pay for coverage based on the actual distance driven. It was established in response to the fact that many drivers in France, particularly those driving less than 10,000 kilometers annually, often overpay for traditional car insurance. By offering variable rates tailored to low-mileage drivers, Flitter aims to provide a cost-effective insurance solution. The company also features an app-based platform that manages insurance contracts and reimbursements, allowing users to easily access their insurance needs in one place. At the end of each year, Flitter refunds any remaining contributions after claims have been reimbursed, promoting financial fairness and encouraging responsible driving behaviors.

Bennie is focused on enhancing access to employee benefits through its innovative software platform and brokerage services. The company simplifies the complexities of benefits management by connecting various systems within the benefits supply chain. Its user-friendly app offers features such as answers to benefits and claim inquiries, detailed plan information, insurance cards, and a marketplace for benefits. By streamlining these processes, Bennie aims to create a healthier workplace and improve overall accessibility for employees seeking better benefits. The team comprises industry experts from leading benefits firms, technology startups, and insurance carriers, all dedicated to helping individuals lead healthier lives.

Together by Renee is a free app that uses generative AI to streamline and automate health tasks like ordering refills, booking appointments and completing forms in an easy user experience perfect for the 123 million aging Americans managing diabetes, obesity, hypertension, and more. Together measures vital signs like blood pressure via smartphone camera - with no devices or wearables required. Together requires no data entry, typing or integration to legacy systems, using just AI to automate patient-centric care coordination. 67% of Together’s first 15,000 users are over 55 years of age and Together enjoys NetPromoter score of +85.

Pandai is an educational application that focuses on enhancing students' academic performance through a personalized learning experience. The app offers curriculum-based daily quizzes, tests, and exams, along with educational videos, to support students in improving their grades. It features gamified quizzes that are aligned with specific school curricula, allowing students to engage in practice questions and access learning materials. Additionally, Pandai provides feedback and diagnostic tools to help identify areas of weakness, enabling students to focus their efforts more effectively.

Zepto is an e-grocery company that specializes in the rapid delivery of daily essentials and grocery items directly to customers' doorsteps. Utilizing hyperlocal dark stores, Zepto stocks a variety of fresh produce, snack foods, and electronics, which can be conveniently ordered through its app or website. The company aims to provide a seamless online shopping experience, catering to the needs of customers seeking quick access to grocery products. By focusing on timely delivery, Zepto serves various sectors, including retail, food and beverage, and logistics.

Fuzey provides a comprehensive digital platform aimed at small and medium-sized enterprises (SMEs) and independent contractors, including those in the automotive sector, such as mechanics and car dealerships. The platform facilitates business growth and management by enabling users to streamline communications through various channels, including SMS, WhatsApp, email, Facebook, and Instagram. It offers tools to understand customer behavior, manage appointments by syncing directly with calendars, send invoices, and process payments. Additionally, Fuzey helps businesses enhance their online presence by increasing customer reviews, ultimately allowing them to attract, convert, and retain clients more effectively.

Tablevibe is a company that assists restaurants in managing commission-free pickup and delivery orders through their own websites and applications. By focusing on attracting new direct customers, enhancing online ratings, and increasing customer lifetime value, Tablevibe provides a comprehensive solution for restaurants. The company offers a set of appealing benefits, including no fixed costs, no setup fees, and no commissions for the first $60,000 in orders. Additionally, restaurants retain ownership of all customer data and can utilize professional delivery services at a low flat fee. This approach significantly reduces costs for restaurants; for instance, they can save up to 72% in fees on a typical $35 order compared to leading delivery apps. Furthermore, Tablevibe features a user-friendly performance dashboard that allows restaurant clients to monitor customer feedback and ratings, enabling them to make informed improvements over time.

Deskimo is a desk booking app that facilitates access to workspace for remote professionals in Singapore and Hong Kong. The platform connects users with a network of vetted workspaces, enabling them to discover suitable locations for work. Deskimo allows users to check in quickly and pay by the minute for their chosen workspace, making it a flexible option for those seeking to work away from distractions. By providing easy access to quality work environments, Deskimo supports businesses in adopting hybrid work models and enhances productivity for mobile workers.

Cheaf is a mobile marketplace based in Mexico City that addresses food waste by connecting food stores and restaurants with surplus food to consumers seeking discounted meals. Founded in 2020, the platform allows businesses to sell their excess food at reduced prices, enabling them to recoup some of their production costs. Users benefit by accessing high-quality food offerings at a fraction of the original price, promoting sustainability while providing an affordable dining option. Cheaf's innovative approach not only helps reduce food waste but also supports local businesses and enhances consumer access to delicious meals.

Zepto is an e-grocery company that specializes in the rapid delivery of daily essentials and grocery items directly to customers' doorsteps. Utilizing hyperlocal dark stores, Zepto stocks a variety of fresh produce, snack foods, and electronics, which can be conveniently ordered through its app or website. The company aims to provide a seamless online shopping experience, catering to the needs of customers seeking quick access to grocery products. By focusing on timely delivery, Zepto serves various sectors, including retail, food and beverage, and logistics.

Gringo is a car management application founded in 2019 by Juliano Dutra in Sao Paulo, Brazil. The platform aims to simplify the consultation and payment of vehicle-related debts, transforming traditionally cumbersome processes into more efficient experiences. Gringo offers features that facilitate buying, selling, financing, and insuring vehicles. Its application provides real-time alerts regarding fines, annual taxes, points, and license expiration, allowing users to manage their vehicle documents effectively. Additionally, Gringo seeks to foster a community around automotive issues through social networks, enhancing user engagement and support.

Trii is a fintech company focused on providing retail investors in Latin America with a comprehensive investment solution. Its platform democratizes access to the stock market by enabling individual investors to buy and sell shares through a mobile application. Trii's technology reduces transaction costs and simplifies investing processes, which were traditionally expensive and time-consuming. By automating these processes, Trii aims to empower users to engage more effectively with their investments.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Bloom is a financial technology company that operates a digital banking platform aimed at providing regulated banking services to consumers. Its application allows users to open bank accounts online, access fee-free bank accounts in both Sudanese and US dollars, and obtain free USD Mastercards. The platform facilitates free transfers within Sudan and offers complimentary international remittance services from various countries. By focusing on innovative and inclusive financial products, Bloom seeks to enhance the financial well-being of its customers.

Hala Insurance, founded in 2020, aims to provide insurance coverage to the 500 million individuals residing in the MENA region. The company focuses on transforming the traditional insurance landscape by offering affordable and rapid online car and home insurance solutions. By leveraging technology, Hala seeks to make the insurance process more accessible and efficient for its customers. The company is part of a broader trend of innovation in the insurance sector, which includes the use of blockchain technology for sharing insurance information, as exemplified by other startups in the region.

Shares is a social investment platform founded in 2021 and based in Paris, France. It aims to enhance the investment experience by providing a user-friendly mobile application that allows retail investors to engage with the stock market. The platform emphasizes community interaction, enabling users to network with friends and experts, share insights, and discuss investment strategies. With a focus on accessibility, Shares offers no-minimum and no-fee access to a variety of stocks, making it easier for new investors to participate in the market. By fostering a collaborative environment, Shares strives to simplify the investment process and create a more inclusive financial landscape.

Honest is a company focused on developing financial products that enhance users' experience with economical transactions. It offers a credit card application characterized by no annual fees, low interest rates on purchases and balance transfers, as well as rewards points for every transaction. These features are designed to help customers build their credit history and improve their overall financial well-being. By prioritizing user-friendly financial solutions, Honest aims to make financial management accessible and beneficial for its customers.

Jupiter is a digital retail bank based in Mumbai, India, that offers a unique co-created banking experience tailored specifically for Millennials. Established in 2019, it provides a comprehensive digital banking application that enables users to efficiently manage their finances. The application assists users in tracking expenses by offering insights into their spending habits and savings growth. Additionally, Jupiter facilitates automated savings, loans, and debit card services, along with 24/7 customer support to enhance user convenience. Through its focus on user-friendly financial management, Jupiter aims to revolutionize the banking experience for the younger generation.

Together by Renee is a free app that uses generative AI to streamline and automate health tasks like ordering refills, booking appointments and completing forms in an easy user experience perfect for the 123 million aging Americans managing diabetes, obesity, hypertension, and more. Together measures vital signs like blood pressure via smartphone camera - with no devices or wearables required. Together requires no data entry, typing or integration to legacy systems, using just AI to automate patient-centric care coordination. 67% of Together’s first 15,000 users are over 55 years of age and Together enjoys NetPromoter score of +85.

Finku is a financial application based in Jakarta, Indonesia, established in 2021. It offers a personal finance platform aimed at helping Indonesian consumers manage their finances more effectively. The platform provides various tools, including an automatic financial logger, financial insights, and personalized monthly budgets, along with reminders for recurring bills. Finku's mission is to eliminate financial illiteracy in Indonesia, enabling users to better navigate the financial ecosystem and make informed financial decisions. By consolidating financial management into a single platform, Finku aims to empower individuals to achieve their financial goals.

HonestRobin provides financial education and access to no-interest cash advance and FDIC insured & high-interest saving accounts. Through our gamified tools and weekly rewards(upto $10 Million), We encourage users to save and invest.

Flash is a company that offers innovative flexible benefits solutions, focusing on the consolidation of employment benefits into a single platform. Founded in 2019 and headquartered in São Paulo, SP, Flash has transformed traditional food vouchers by integrating a MasterCard, a popular application, and an HR platform into one device. This socially responsible platform allows employees to access a variety of benefits conveniently, enhancing their overall experience and ensuring they receive the entitlements they deserve.

FamPay is an online and offline card payment for teenagers that helps them to make payments, online and offline through the FamCard. It also allows parents to send money to their kids. The company was founded in 2019 and is headquartered in Bengaluru, Karnataka, India.

Allara is a healthcare program focused on providing specialized virtual care for women dealing with complex chronic health conditions, particularly polycystic ovary syndrome. The platform connects patients with medical providers and registered dietitians, offering a comprehensive approach that includes diagnostic testing, prescriptions, and personalized video consultations. Allara emphasizes holistic care, integrating dietary and lifestyle changes alongside nutrition counseling to help women manage their health effectively. Through its virtual appointments, the program aims to simplify access to expert care, enabling patients to track and improve their overall medical wellbeing.

Kafene is a mission-driven startup focused on empowering flexible ownership for consumers, particularly those who may face challenges with traditional financing options. The company offers flexible payment solutions for a range of products, including furniture, appliances, electronics, and jewelry, while minimizing the risks associated with conventional debt. Kafene's innovative approach allows consumers to return items without incurring additional debt if they can no longer meet payment obligations. This consumer-friendly model is supported by a robust technology platform that features app-based point-of-sale virtual wallets and AI-driven underwriting, facilitating swift payment processing and approval across diverse credit profiles. By combining advanced data inputs with machine learning technologies, Kafene positions itself as a comprehensive payment partner for both consumers and retailers.

Wombo is an innovative mobile application that leverages artificial intelligence to generate lip-synced videos from user-submitted images. The app allows individuals to use any image, transforming it into a deepfake version that mimics facial, eye, and lip movements in sync with a selected song. Users can create unique artistic representations of themselves, often utilizing popular copyrighted characters and music. Behind the scenes, the development team employs motion capture technology to produce the driving videos that animate the images. This combination of user creativity and advanced AI technology enables Wombo to offer a novel platform for self-expression and entertainment.

Telda is a financial brand operating in the MENA region, targeting Millennials and Gen Z with its innovative money transfer application. The platform simplifies the processes of sending, spending, and saving money, providing a convenient alternative to traditional banking. Users can open a free account without paperwork, utilizing biometric identification and 3D secure technology. Telda allows individuals to send and receive money from friends at no cost, while also offering insights into spending habits to assist clients in managing their finances effectively. Through its user-friendly approach, Telda aims to enhance the payment experience and address common money handling challenges faced by its audience.

KUDO, Inc., also known as Kudo Technologies, specializes in a language as a service (LaaS) platform designed for multilingual online meetings. Founded in 2016 and headquartered in New York, KUDO provides a cloud-based software as a service (SaaS) that facilitates video conferencing and chatting with integrated support for interpreters and multiple audio streams. The platform enables businesses to conduct multilingual live events and offers tools for web conferencing and language-ready rooms. KUDO's solutions allow teams to communicate effectively across global markets, ensuring that participants and interpreters can connect from anywhere using standard computers or smartphones.

Mayan is a developer of a growth automation platform that supports online sellers in enhancing their business performance through data-driven solutions. The platform offers a range of services including sales reporting, inventory management, keyword analysis, pay-per-click optimization, and inventory optimization. By utilizing these tools, sellers can accelerate their growth, improve their return on marketing investments, and reduce the risk of inventory stock-outs. Overall, Mayan's technology empowers clients to optimize their brand equity and increase revenue effectively.

Mana develops conversational AI products aimed at enhancing productivity in various aspects of work, learning, and daily life. The company has gained recognition for its innovative offerings, being ranked #1 on Product Hunt and shortlisted for Product of the Year 2022. Founded by experienced professionals with backgrounds in leading companies such as Apple, Amazon, McKinsey, and SoftBank, Mana provides tools that facilitate automated sales outreach, instant lead generation, and personalized email communication. Its technology empowers users to improve their business operations through AI-driven search engine optimization and article generation, making it accessible across multiple devices.

Zepto is an e-grocery company that specializes in the rapid delivery of daily essentials and grocery items directly to customers' doorsteps. Utilizing hyperlocal dark stores, Zepto stocks a variety of fresh produce, snack foods, and electronics, which can be conveniently ordered through its app or website. The company aims to provide a seamless online shopping experience, catering to the needs of customers seeking quick access to grocery products. By focusing on timely delivery, Zepto serves various sectors, including retail, food and beverage, and logistics.

KUDO, Inc., also known as Kudo Technologies, specializes in a language as a service (LaaS) platform designed for multilingual online meetings. Founded in 2016 and headquartered in New York, KUDO provides a cloud-based software as a service (SaaS) that facilitates video conferencing and chatting with integrated support for interpreters and multiple audio streams. The platform enables businesses to conduct multilingual live events and offers tools for web conferencing and language-ready rooms. KUDO's solutions allow teams to communicate effectively across global markets, ensuring that participants and interpreters can connect from anywhere using standard computers or smartphones.

Uable is the world’s first super-app for teens that enables a revolutionary way for 13-19 year olds to earn, spend and become independent through content and community. It incentivizes them to both create and consume content, make friends and explore their interests — all within multiple micro-communities called Clubs. These Clubs cater to teen interests and include everything from General Hangouts to Gaming, from Fashion to Sports and from Entrepreneurship to Engineering, Motivation to Design etc. Through the ‘U-Coins’ that these teens earn on the app, they can grab products from the U-store, which includes gadgets, books, fashion accessories, apparel & more. The app aims to be a singular destination where teens can become self-reliant while networking, exploring, and having fun. Uable is one of most exciting teenager-oriented start-ups right now, founded by Saurabh Saxena, ex-co-founder, Vedantu. Having closed a Pre-Series A with top investors, we're determined to march forward on our purpose to keep building and growing into the ultimate teen companion. Come join us on our mission to make teenage years amazing!

goDutch is a digital payments platform that issues cards to help people automatically split group payments.

SWAP provides a modular payment platform that enables companies to enhance their financial operations through innovative technology and a unique business model. By offering APIs for end-to-end, white-label financial solutions, SWAP allows clients to create comprehensive financial ecosystems that include features such as pre-paid cards, digital wallets, and various financial services. This platform facilitates secure money disbursements to merchants, assists with fund collection and bill payments, and supports peer-to-peer transactions via QR codes. By integrating these services, SWAP empowers businesses to expand their core offerings, eliminate barriers, and develop new revenue streams, effectively establishing internal fintech capabilities.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Klikdaily is a mobile application based in Tangerang, Indonesia, that aims to enhance the fast-moving consumer goods (FMCG) supply chain for traditional retail stores, often referred to as mom-and-pop shops. The app, available on both the App Store and Play Store, facilitates the purchasing of essential everyday products by connecting users, particularly homemakers, to nearby supermarkets and popup stores. It allows customers to schedule delivery times and set reminders for purchasing household items according to their budget and preferences. By digitizing the FMCG supply chain process, Klikdaily empowers local retailers and streamlines the shopping experience for consumers, ensuring that necessary products are delivered directly to their doorsteps.

Pixpay is a financial technology company that offers a banking application tailored for teenagers. The platform provides online banking services, allowing users to manage a mobile bank account linked to a payment card and mobile payment options. This enables teenagers to monitor and track their spending, make payments, receive funds, save money, and access discounts from popular brands. In addition to facilitating financial transactions, Pixpay aims to educate younger users on budget management and responsible consumption. The company's approach encourages teenagers to engage in practical financial experiences, empowering them to experiment, learn from failures, and ultimately achieve their personal and financial goals.

Nuffsaid helps people focus on the work that matters. Our product centralizes your work apps—email, chat, Salesforce, Jira, and more—and uses AI to prioritize the work that will move the needle in your role. We offer a Personal package and Teams upgrade.

Scouta operates as an online hiring platform that enhances the recruitment process for both companies and candidates. The platform incentivizes internal recruiters to share potential candidates, facilitating collaboration among hiring teams to identify suitable applicants. By streamlining candidate referrals, Scouta aims to reduce inefficiencies in the hiring process and improve the overall candidate experience. Additionally, Scouta offers personalized recommendations for video and podcasts tailored to users' interests, utilizing data from their bookmarked content and integration with iTunes. This dual focus on recruitment and personalized media recommendations positions Scouta as a versatile tool for enhancing both hiring and entertainment experiences.

Klikdaily is a mobile application based in Tangerang, Indonesia, that aims to enhance the fast-moving consumer goods (FMCG) supply chain for traditional retail stores, often referred to as mom-and-pop shops. The app, available on both the App Store and Play Store, facilitates the purchasing of essential everyday products by connecting users, particularly homemakers, to nearby supermarkets and popup stores. It allows customers to schedule delivery times and set reminders for purchasing household items according to their budget and preferences. By digitizing the FMCG supply chain process, Klikdaily empowers local retailers and streamlines the shopping experience for consumers, ensuring that necessary products are delivered directly to their doorsteps.

SpotHero Inc. is a company that provides parking reservation services, allowing drivers to find, compare, and reserve discounted parking spots through its mobile application and website. Founded in 2011 and headquartered in Chicago, Illinois, with an additional office in Detroit, Michigan, the company also operates in Toronto, Canada. SpotHero serves as a consumer marketplace for parking in North America, connecting users with various parking facilities, including lots, garages, and valet services. The platform facilitates data exchange and payment processing, streamlining the parking experience for customers.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Appito is a sports company focused on enhancing the experience of football enthusiasts. The company offers an application that helps users find local soccer matches and connect with others to form teams. In addition, Appito provides rental services for football courts, promoting community engagement through organized play. By facilitating connections among players and offering resources for team management and game organization, Appito aims to foster a vibrant football culture.

Based in Hamburg, Sviper is an independent mobile game studio founded in 2016 by three industry veterans with longstanding mobile and free to play experience from Germany’s largest games companies. Sviper is set out to deliver outstanding gameplay experiences at the highest quality for mobile devices. Combining intelligence, innovation, focus and speed in a zero-politics work environment, Sviper works on nothing less than a new mobile gaming success story.

Flash is a company that offers innovative flexible benefits solutions, focusing on the consolidation of employment benefits into a single platform. Founded in 2019 and headquartered in São Paulo, SP, Flash has transformed traditional food vouchers by integrating a MasterCard, a popular application, and an HR platform into one device. This socially responsible platform allows employees to access a variety of benefits conveniently, enhancing their overall experience and ensuring they receive the entitlements they deserve.

Flipdish is a company that specializes in providing an all-in-one online ordering platform for the food service industry, catering primarily to quick service delivery and takeout restaurants. The platform offers a range of services, including branded ordering apps and websites, web ordering tools, point-of-service integrations, and mobile applications. By utilizing Flipdish, restaurants, cafes, and takeaways can enhance their customer experience and regain control over their customer data and marketing channels. Additionally, the platform supports loyalty programs and marketing services, empowering food businesses to manage their online presence effectively and streamline their operations.

Iziwork is a technology-driven startup based in Clichy, France, that specializes in temporary employment services through its innovative online platform. Founded in 2018, the company aims to enhance the temporary work experience by providing job-seekers and enterprises with a streamlined alternative to traditional staffing agencies. The platform employs an AI-based system to match workers with suitable assignments, facilitating onboarding and personnel management via a mobile application. Temporary employees benefit from features such as instant payment options, a paid time savings account, personalized training and e-learning opportunities, and access to medical teleconsultation. By offering personalized support and flexible work opportunities, Iziwork helps businesses lower their operational costs while connecting them with skilled and independent professionals.

SpotHero Inc. is a company that provides parking reservation services, allowing drivers to find, compare, and reserve discounted parking spots through its mobile application and website. Founded in 2011 and headquartered in Chicago, Illinois, with an additional office in Detroit, Michigan, the company also operates in Toronto, Canada. SpotHero serves as a consumer marketplace for parking in North America, connecting users with various parking facilities, including lots, garages, and valet services. The platform facilitates data exchange and payment processing, streamlining the parking experience for customers.

DiscoEat is a restaurant discovery platform where foodies can find new restaurants and book tables. It allows users to specify the type of cuisine, the number of diners, restaurants, and preferred locations to make table reservations at the chosen restaurant by using the app.

Wineapp is the largest on-demand wine delivery service in the UK, offering a selection of over 800 fine wines, spirits, and craft beers. Users can choose from a carefully curated range of wines selected by expert sommeliers, allowing them to explore various brands and winemakers. The service is designed to deliver these products to customers' doors within 20 minutes, providing a convenient and efficient way to enjoy quality beverages. Wineapp combines the experience of fine dining with the accessibility of modern technology, making it easy for customers to indulge in premium wines and spirits from the comfort of their homes.

Quadpay (ASX: Z1P) is a leading US-based installment payment platform, providing consumers with a simple, transparent, and financially responsible alternative to traditional credit. Quadpay is reinventing the payments landscape with its focus on innovation and customer-centricity, enabling more than millions of customers to pay in four interest-free installments over six weeks. The company’s market-leading app enables seamless integration for merchants and the ability for customers to shop online and in-store interest-free, not just with Quadpay’s thousands of integrated merchants, but with leading global retailers.

FitHouse is a fitness platform that offers a diverse range of classes, including yoga, kettlebells, dance, high-intensity interval training, pilates, and barre. Designed to make quality fitness instruction accessible, FitHouse provides a subscription-based service that allows users to participate in studio-style programs at an affordable price. The platform is accessible through its mobile app, which is compatible with both iOS and Android devices, ensuring that users can engage in convenient and flexible exercise routines. Instructors at FitHouse are sourced from top fitness studios, enhancing the quality of the classes offered.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Strange Quest AB is a mobile game development studio based in Stockholm, Sweden, founded in 2016. The company specializes in creating low complexity, high-intensity competitive multiplayer games designed for a global audience. Strange Quest focuses on synchronous action multiplayer games that incorporate obscure numerical riddles, providing engaging and entertaining experiences for players. The studio is dedicated to delivering innovative game development and publishing services, enabling their products to be accessible across various mobile platforms.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

SpotHero Inc. is a company that provides parking reservation services, allowing drivers to find, compare, and reserve discounted parking spots through its mobile application and website. Founded in 2011 and headquartered in Chicago, Illinois, with an additional office in Detroit, Michigan, the company also operates in Toronto, Canada. SpotHero serves as a consumer marketplace for parking in North America, connecting users with various parking facilities, including lots, garages, and valet services. The platform facilitates data exchange and payment processing, streamlining the parking experience for customers.

Mighty Bear Games is a Singapore-based studio that specializes in creating next-generation massively multiplayer online mobile games. Comprised of industry veterans from notable companies such as King, Ubisoft, and EA, the team focuses on developing mobile games that blend the depth and complexity typically found in desktop gaming with the accessibility and convenience of mobile platforms. By prioritizing quality and engagement, Mighty Bear aims to deliver social mobile gaming experiences that entertain players globally without compromise.

Quiqup is a provider of on-demand, same-day, and scheduled delivery solutions tailored for retailers and restaurants. The company aims to transform urban consumer deliveries, enhancing the delivery experience for businesses and customers alike. Quiqup empowers businesses by offering a comprehensive platform that facilitates the booking and management of deliveries, supported by a fleet of professional couriers. This platform enables businesses to provide seamless delivery services, including on-demand, same-day, and next-day options. Additionally, Quiqup collaborates with larger enterprises to design customized logistics solutions, utilizing its modular technology and operational capabilities to meet specific business needs. Through these services, Quiqup strives to improve urban logistics and contribute to more efficient city living.

At Jodel, we're more than just a social media app. Jodel enables the users to discover, follow, and participate in real-time in the most relevant conversations with people nearby. You can connect with people who share your interests, discover new places, and express yourself freely. Jodel has millions of active users across the Nordics, DACH and middle-east and continue to expand globally. No sign-up or profile necessary.

Voopter is a Brazilian travel app that specializes in helping customers find the best deals on airline tickets. As a price comparison platform, it allows users to search for and compare flight options from various airlines and online travel agencies. Through its advanced search engine, Voopter enables travelers to efficiently locate the most suitable and cost-effective flight deals for their needs. The app is recognized for its user-friendly interface and effective promotional content, making it a valuable tool for those planning trips.

FitHouse is a fitness platform that offers a diverse range of classes, including yoga, kettlebells, dance, high-intensity interval training, pilates, and barre. Designed to make quality fitness instruction accessible, FitHouse provides a subscription-based service that allows users to participate in studio-style programs at an affordable price. The platform is accessible through its mobile app, which is compatible with both iOS and Android devices, ensuring that users can engage in convenient and flexible exercise routines. Instructors at FitHouse are sourced from top fitness studios, enhancing the quality of the classes offered.

Based in Hamburg, Sviper is an independent mobile game studio founded in 2016 by three industry veterans with longstanding mobile and free to play experience from Germany’s largest games companies. Sviper is set out to deliver outstanding gameplay experiences at the highest quality for mobile devices. Combining intelligence, innovation, focus and speed in a zero-politics work environment, Sviper works on nothing less than a new mobile gaming success story.

Humanoo is a digital health platform aimed at enhancing the physical and mental well-being of employees and insurance clients. The platform offers customized programs and innovative eHealth solutions in areas such as fitness, physiotherapy, yoga, mindfulness, and nutrition, helping users achieve their health goals. By providing comprehensive decentralized analysis, Humanoo enables companies and insurers to gain insights into the health of their employees or clients, facilitating measurable improvements. The team, comprised of 65 professionals from 15 countries, includes software developers, designers, marketing and sales specialists, as well as health and wellness experts such as sports scientists, nutritionists, yoga instructors, and physiotherapists. Humanoo's mission is to motivate individuals to maintain a healthy lifestyle and improve their overall productivity.

Loot Financial Services Ltd., based in London, provides current account services and contactless Mastercard offerings. Established in 2014, Loot combines a prepaid debit card with a budgeting application that allows users to manage their finances effectively. The app offers features such as weekly budgeting data, real-time spending information, and the ability to pause or unpause the card. By automating expense tracking, Loot simplifies financial management for its users. The company is also exploring business-to-business solutions aimed at customer acquisition and loyalty enhancement, while seeking strategic investors for a global launch.

AND CO is a smartphone-based application that enables its users to create invoices, file expenses, and manage projects. The application creates its users invoices for them, tracks their payments, and keeps track of their billing schedules. It also connects with its clients’ business bank accounts to automatically track, reconcile, and categorize their expenses. AND CO facilitates a portfolio of services such as serving as a personal chief operator, simplifying tax time and invoicing, and the provision of automated expense tracking and day-to-day advice on deductions.

Getsafe is a digital insurance company that aims to simplify the insurance experience for consumers. By leveraging its unique technological platform, it offers a range of insurance products, including renters, legal, personal liability, content, income protection, and car insurance. Getsafe utilizes machine learning and automation to eliminate complexity and manual paperwork, allowing customers to manage their policies seamlessly through their smartphones. Clients can file claims or modify their coverage in real time with just a few clicks, making insurance more accessible and user-friendly.

Voopter is a Brazilian travel app that specializes in helping customers find the best deals on airline tickets. As a price comparison platform, it allows users to search for and compare flight options from various airlines and online travel agencies. Through its advanced search engine, Voopter enables travelers to efficiently locate the most suitable and cost-effective flight deals for their needs. The app is recognized for its user-friendly interface and effective promotional content, making it a valuable tool for those planning trips.

Quiqup is a provider of on-demand, same-day, and scheduled delivery solutions tailored for retailers and restaurants. The company aims to transform urban consumer deliveries, enhancing the delivery experience for businesses and customers alike. Quiqup empowers businesses by offering a comprehensive platform that facilitates the booking and management of deliveries, supported by a fleet of professional couriers. This platform enables businesses to provide seamless delivery services, including on-demand, same-day, and next-day options. Additionally, Quiqup collaborates with larger enterprises to design customized logistics solutions, utilizing its modular technology and operational capabilities to meet specific business needs. Through these services, Quiqup strives to improve urban logistics and contribute to more efficient city living.

Angel.ai, founded in February 2015, operates as a free, text message-based personal concierge service that connects users with trained operators to fulfill various requests around the clock. Utilizing Human Assisted Artificial Intelligence, the service allows clients to make requests via SMS for a wide range of tasks, including ordering food, making travel bookings, and securing restaurant reservations, all without any hidden fees or markups. Angel.ai is designed to save users time and simplify everyday tasks by providing efficient and convenient assistance whenever needed. Despite rumors of an acquisition by Amazon in 2016, the company has continued to operate independently.

Yamsafer, Inc. specializes in online hotel booking services, primarily focusing on the Middle East, Turkey, Thailand, Malaysia, and Sri Lanka. Founded in 2011 and based in Corona Del Mar, California, the company offers a wide range of accommodations, including luxury, economy, and boutique hotels. Yamsafer aims to provide users with a fast and easy booking experience, allowing customers to secure hotel reservations at discounted rates through its website and mobile application, available on both Android and iPhone devices. The platform enables a smooth customer experience by allowing users to pay directly or in advance without requiring credit card details.

Ulmon GmbH is a Vienna-based company that specializes in mobile travel applications available on iOS and Android platforms. The company provides a comprehensive travel experience through its apps, offering city guides, detailed maps, and subway information, along with curated and user-generated content. Users can access insider tips from local experts and fellow travelers, follow social media updates, and view ratings both in lists and on maps. The applications are designed for offline use, ensuring that travelers have reliable access to information regardless of internet connectivity. Ulmon employs advanced technologies, including its own vector map engine and content aggregation framework, to deliver up-to-date navigation and travel guidance. The company values customer feedback and aims to enhance the travel experience with innovative solutions tailored for modern travelers.

Getsafe is a digital insurance company that aims to simplify the insurance experience for consumers. By leveraging its unique technological platform, it offers a range of insurance products, including renters, legal, personal liability, content, income protection, and car insurance. Getsafe utilizes machine learning and automation to eliminate complexity and manual paperwork, allowing customers to manage their policies seamlessly through their smartphones. Clients can file claims or modify their coverage in real time with just a few clicks, making insurance more accessible and user-friendly.

Memorado is a Berlin-based company that focuses on brain training through a mobile application designed to enhance cognitive abilities. By offering neuroscience-based games, the platform provides users with personalized workouts aimed at improving essential skills such as memory, concentration, and problem-solving. Since its inception, Memorado has attracted significant funding and currently serves over 4 million members across 229 countries and 25 languages. The company also launched the Global Cognition Initiative, an open-source research collaboration that connects its in-house scientists with global researchers and educators to advance the understanding of cognition. Through its innovative approach, Memorado seeks to redefine mental performance and improve the quality of life for individuals worldwide.

Voopter is a Brazilian travel app that specializes in helping customers find the best deals on airline tickets. As a price comparison platform, it allows users to search for and compare flight options from various airlines and online travel agencies. Through its advanced search engine, Voopter enables travelers to efficiently locate the most suitable and cost-effective flight deals for their needs. The app is recognized for its user-friendly interface and effective promotional content, making it a valuable tool for those planning trips.

Voopter is a Brazilian travel app that specializes in helping customers find the best deals on airline tickets. As a price comparison platform, it allows users to search for and compare flight options from various airlines and online travel agencies. Through its advanced search engine, Voopter enables travelers to efficiently locate the most suitable and cost-effective flight deals for their needs. The app is recognized for its user-friendly interface and effective promotional content, making it a valuable tool for those planning trips.

Monedo is a financial solutions firm focused on enhancing financial freedom for the underbanked through technological innovation. The company utilizes non-traditional data sources and machine learning to offer a range of services, including consumer loans, a digital wallet, and a personal finance manager that assists customers in managing their credit scores and budgeting. Additionally, Monedo provides a "Lending as a Service" model, allowing partners to integrate its credit products into their own platforms via an API. Through its offerings, Monedo aims to create more accessible and convenient digital banking experiences for its clients.

MediaMath, Inc. is a digital advertising technology company that specializes in providing solutions for advertisers globally. Founded in 2007 and headquartered in New York, the company offers its TerminalOne platform, which facilitates data activation, automated execution, and optimization of advertising interactions across various media channels. MediaMath's programmatic marketing platform enhances customer engagement by utilizing predictive audience targeting and machine learning to ensure relevant messaging. In addition to its technology offerings, the company provides professional services that include programmatic strategy, analytics, technology support, and advertising operations, as well as training and certification programs in digital marketing. MediaMath operates additional offices in several cities across the United States and internationally, including London, Madrid, Berlin, Singapore, Tokyo, Sao Paulo, Sydney, Melbourne, and Bengaluru.

MediaMath, Inc. is a digital advertising technology company that specializes in providing solutions for advertisers globally. Founded in 2007 and headquartered in New York, the company offers its TerminalOne platform, which facilitates data activation, automated execution, and optimization of advertising interactions across various media channels. MediaMath's programmatic marketing platform enhances customer engagement by utilizing predictive audience targeting and machine learning to ensure relevant messaging. In addition to its technology offerings, the company provides professional services that include programmatic strategy, analytics, technology support, and advertising operations, as well as training and certification programs in digital marketing. MediaMath operates additional offices in several cities across the United States and internationally, including London, Madrid, Berlin, Singapore, Tokyo, Sao Paulo, Sydney, Melbourne, and Bengaluru.