Global Founders Capital

Onyx Private is a modern private banking platform tailored for affluent young professionals, investors, and entrepreneurs. It provides a premium digital banking experience complemented by a concierge service that caters to various personal finance, wealth, and lifestyle needs. The platform features a personalized robo-advisor for tax-loss harvesting, fixed-income money market accounts, Treasury Bills, and alternative investments such as private equity, venture capital, and hedge fund strategies. By offering low fees and minimums, Onyx Private enables users to set customized financial goals and manage their finances more effectively, making private banking more accessible to a new generation.

Arch is a financial technology company that provides credit to asset owners through a liquid platform that manages all crypto assets in one place. The platform offers instant loans secured by crypto assets and non-fungible tokens, with over-collateralization and custody to prevent rehypothecation. It enables real-time asset tracking and aims to offer an efficient way to borrow against crypto and NFT holdings while consolidating asset management on a single interface.

Bamboo provides broad access to private credit markets in Brazil through data technology making investing easier with greater trust and transparency. HOW IT WORKS Bamboo builds relationships with companies and investors. Through data, structuring, governance and due diligence, Bamboo brings transparency and trust to the private debt market facilitating investments in great opportunities With Bamboo, Companies originating debt have: - Real-time performance dashboard - Broad access to capital at fair terms - New issuances at the push of a button - Streamlined, recurring investor communications With Bamboo Private Debt Investors have: - Standardized digital reporting with analytics, alerts and benchmarking - Broad access to private opportunities - Frictionless decision-making - Secondary market facilitated by real- time asset monitoring

Vance is a financial services provider focused on offering non-dilutive funding to revenue-generating startups. The company has developed a global neo-bank that facilitates access to a comprehensive banking infrastructure, allowing users to manage their finances seamlessly while traveling. Vance enables zero-cost, real-time payments across various countries, empowering consumers to conduct banking transactions across borders through a unified interface. This approach aims to support startups by providing essential financial resources without compromising their ownership stakes.

Barte is a B2B online payments platform that enables businesses to send and receive payments, automate payment procedures, and improve cash flow for small and midsize enterprises. The platform offers revenue-based financing and access to financial metrics and credit options, with a focus on the Latin American market.

X1 is a financial services company that offers an innovative credit card designed to enhance the shopping experience. The X1 Card is crafted from stainless steel and features advanced technology that allows for smart credit limits and an attractive rewards program. Cardholders can earn points for every purchase, which can be redeemed for various benefits. The card is backed by Visa Signature, giving users access to over 46 million merchants globally. Co-founded by former Twitter employees Deepak Rao and Siddharth Batra, X1 has attracted notable investors, including PayPal co-founder Max Levchin and others with significant experience in technology and finance. Through its unique offerings, X1 aims to transform traditional credit card usage and improve the way consumers shop and spend.

Hyperface is a banking-as-a-service startup that provides a modern credit card platform aimed at simplifying the issuance of credit cards for financial technology and e-commerce companies. The platform features customizable software development kits (SDKs) and application programming interfaces (APIs) that allow businesses to design their credit card offerings. Additionally, Hyperface supports card lifecycle management and offers intuitive onboarding processes, enabling companies to deliver tailored banking products to their customers effectively.

R5 is a company based in Colombia that simplifies vehicle ownership by providing an online insurance and lending platform. It enables low-income customers to use their cars and motorcycles as collateral to secure financing. The platform facilitates access to funds for refinancing expensive debt or investing in businesses, offering a digital process for purchasing compulsory vehicle insurance with affordable policies. Through its services, R5 allows customers to leverage their vehicles to obtain credit at lower rates, making financial opportunities more accessible.

Onyx Private is a modern private banking platform tailored for affluent young professionals, investors, and entrepreneurs. It provides a premium digital banking experience complemented by a concierge service that caters to various personal finance, wealth, and lifestyle needs. The platform features a personalized robo-advisor for tax-loss harvesting, fixed-income money market accounts, Treasury Bills, and alternative investments such as private equity, venture capital, and hedge fund strategies. By offering low fees and minimums, Onyx Private enables users to set customized financial goals and manage their finances more effectively, making private banking more accessible to a new generation.

Zenda is a fintech application that simplifies the payment of school fees for parents by offering both pay-now and pay-later options. The platform provides a comprehensive financial solution designed to facilitate digital payments and financing, specifically targeting the needs of parents. It includes features such as fee management for educational institutions, integrated payment gateways, and automated reminders to help avoid penalties and fines. Additionally, Zenda offers auto reconciliation and synchronization, reducing the need for manual intervention. By enabling parents to access installment options seamlessly at the time of payment, Zenda aims to streamline the financial process associated with education expenses while rewarding timely payments.

Pillar is a mobile platform aimed at assisting global citizens in overcoming barriers related to credit access. By addressing the challenges faced by expatriates and nomads, Pillar provides credit cards specifically designed for individuals with limited or no credit history in a new country. The platform integrates international credit data to facilitate a comprehensive global credit assessment, allowing users to establish a credit footprint that spans multiple countries. This innovative approach enables customers to access a variety of financial products, enhancing their ability to manage finances while living abroad.

Knoma Ltd is a London-based company that operates an online platform designed to facilitate access to educational loans for a variety of courses, including cybersecurity, coding, and software development. Founded in 2018 and previously known as Higgler Europe Ltd, Knoma aims to address the digital skills gap in the evolving global economy. The platform allows users to finance their education by spreading course costs over flexible monthly payments, with loans available up to £10,000, all offered without interest or fees. By partnering with leading coding and tech schools, Knoma emphasizes the importance of lifelong learning and aims to make education more accessible, thereby helping individuals enhance their career prospects and adapt to the demands of a rapidly changing job market.

Slope is a financial platform developer that specializes in providing a range of payment alternatives for businesses. Its platform enables clients to manage loans, underwriting, debt collection, and payouts once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope facilitates installment payments at checkout, which helps businesses improve their cash flow and financial security. Additionally, the platform allows technical teams to integrate its services into their existing frameworks, thereby reducing administrative burdens and enhancing the overall customer experience.

Better Financial is a holding company that develops fintech brands focused on helping Americans manage their finances. Their primary product is a banking application designed to assist users in paying off medical debts, offering an integrated insurance policy for everyday expenses and lost income during medical emergencies.

Boom & Bucket operates a modern online marketplace for heavy equipment. It connects contractors to buy and sell used heavy equipment, facilitating transactions through its business-to-business platform that enables construction companies and contractors to efficiently buy, sell, or rent equipment with financing options.

Kamino is a comprehensive financial management platform tailored for medium-sized businesses in Brazil. It offers embedded B2B payments, real-time data access, and a rigorous approval system for secure payment processing. By automating accounts payable and reconciliation, Kamino has significantly saved businesses time and improved operational efficiency.

Mistho is a fintech company that provides an open payroll API designed to facilitate the access and sharing of salary and employment information in Europe. The platform enables consumers to securely and easily share their income data with various third parties, including banks, insurance companies, and lenders, through a streamlined process. By integrating Mistho's app into existing workflows, businesses can simplify income verification, enhancing the consumer experience during activities such as renting property, leasing vehicles, or applying for loans. This solution eliminates the need for consumers to manually upload payslips or request documentation from their HR departments, as it allows them to log in to their payroll portals directly for verification. Mistho aims to improve the efficiency of income verification processes and support businesses in delivering superior services in the fintech sector.

Selina Finance offers innovative financing solutions for consumers and businesses, focusing on property investors and businesses seeking flexible credit facilities. Incorporated in London in 2019, the company combines expertise in real estate, finance, and technology to provide next-generation financial products tailored to modern customer needs.

Ledn is a fintech company that develops financial products for digital asset holders to access liquidity without selling their assets. Its product suite includes Borrow, a bitcoin‑backed loan that provides dollars while keeping bitcoin as collateral; B2X, which enables clients to instantly double their bitcoin holdings through a Ledn loan; and Save, a savings account for bitcoin and USDC that pays interest with no minimums. The platform offers cryptocurrency‑backed financing without the need for traditional credit checks, allowing users to access capital and leverage their holdings while maintaining ownership of their assets.

Norma is a financial technology company that offers a comprehensive banking and financial management platform tailored for freelancers and micro-small and medium enterprises (micro-SMEs). The platform aims to streamline daily financial operations by providing integrated products that facilitate corporate account and funding services, pre-accounting transactions, and investment advisory services. By focusing on cost-effective solutions, Norma enables its users to save both time and money, making it easier for small business owners to manage their financial activities efficiently.

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Duppla is a Colombian startup specializing in rent-to-own solutions for home buyers. It offers an innovative financing model that enables customers to purchase homes without relying on traditional debt, making homeownership more accessible, particularly in the LATAM region.

Slope is a financial platform developer that specializes in providing a range of payment alternatives for businesses. Its platform enables clients to manage loans, underwriting, debt collection, and payouts once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope facilitates installment payments at checkout, which helps businesses improve their cash flow and financial security. Additionally, the platform allows technical teams to integrate its services into their existing frameworks, thereby reducing administrative burdens and enhancing the overall customer experience.

Littio is a financial technology company focused on enhancing the financial well-being of individuals in emerging economies. It offers a secure application that enables users to manage their finances in a stable currency, facilitating seamless international payments while protecting their money from hidden costs. By providing access to dollar-denominated financial products, Littio empowers users to mitigate the risks of currency devaluation and offers opportunities for wealth growth through digital dollar investments. The company's innovative approach aims to improve financial access and stability for its users, ultimately transforming their financial lives.

Plentina is a financial technology company founded in 2019 that specializes in creating alternative credit scores and applications to facilitate access to store credit financing for essential purchases, such as food and medicine, in emerging markets. By leveraging machine learning algorithms, Plentina aims to unlock financial services for underserved populations, enabling them to secure microloans and improve their purchasing power. The company's innovative approach addresses the challenges faced by individuals in these markets, helping them to access vital goods and financial resources more easily. Headquartered in its founding location, Plentina is committed to enhancing financial inclusion in regions where traditional credit systems may be inadequate.

Float provides comprehensive financial services tailored for businesses at all stages. Their offerings include corporate cards, bill payment, expense management, and high-yield accounts, empowering finance teams to efficiently manage spending and cash flow.

Billie GmbH, founded in 2016 and based in Berlin, Germany, is a fintech startup focused on reinventing working capital management for small and medium-sized enterprises (SMEs). The company offers innovative lending products, including pre-financing of invoices and online factoring services. Billie's platform leverages big data analytics and digitalized processes to provide instant financing at the point-of-sale and streamline invoice factoring, helping SMEs manage their outgoing invoices efficiently without hidden fees or excessive paperwork. Additionally, Billie assists B2B online merchants in securing better payment terms through a pay-after-delivery product.

Fraction is a technology-driven lending platform designed to enhance the affordability and flexibility of residential real estate. It offers a digital solution that allows homeowners to manage and diversify their home equity. Through its platform, users can take on new mortgages, reduce home equity, and unlock the value tied up in their properties. This innovative approach enables homeowners to increase their monthly income, purchase additional homes, and convert existing mortgages into options that do not require monthly payments.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Hyperface is a banking-as-a-service startup that provides a modern credit card platform aimed at simplifying the issuance of credit cards for financial technology and e-commerce companies. The platform features customizable software development kits (SDKs) and application programming interfaces (APIs) that allow businesses to design their credit card offerings. Additionally, Hyperface supports card lifecycle management and offers intuitive onboarding processes, enabling companies to deliver tailored banking products to their customers effectively.

Arcadia Finance is an open-source financial technology platform designed to facilitate the discovery, investment, and management of yield-bearing assets on blockchains. The company addresses issues of collateral fragmentation and illiquidity associated with tokenized assets. Its offerings include Arcadia Vaults and Arcadia Lending, which enable users to manage concentrated liquidity positions, access instant leverage, and utilize smart contract accounts for storing digital assets. By allowing users to secure their digital assets and borrow loans while keeping those assets as collateral, Arcadia Finance empowers investors to effectively manage their portfolios and provide liquidity to the market.

Founded in 2018, MODIFI operates an online platform facilitating global trade financing for small and medium-sized enterprises. It offers liquidity, flexibility, and cash flow management tools to simplify cross-border B2B transactions, enabling businesses to optimize working capital and expand internationally.

Flowbo is a funding platform based in Los Angeles, California, that supports online content creators, freelancers, and solopreneurs by providing tailored financial services. Founded in 2021, the company leverages data-driven risk assessment to offer loans specifically designed for digital content creators. These loans are calculated based on the creator's channel performance and audience reach, allowing users to finance various projects, including e-commerce stores, games, and studios. By facilitating access to necessary funding, Flowbo enables creators to explore new platforms, initiate collaborations, and enhance their visibility in the digital landscape.

Honest develops innovative financial products, notably a credit card application that offers no annual fee, low interest rates on purchases, balance transfers, and rewards points. Its platform aims to help customers build credit history and improve their overall financial health.

Float provides comprehensive financial services tailored for businesses at all stages. Their offerings include corporate cards, bill payment, expense management, and high-yield accounts, empowering finance teams to efficiently manage spending and cash flow.

Bankuish is a technology platform founded in 2020, with headquarters in New York City and Mexico City, that enables gig workers and freelancers to utilize their work history data to establish creditworthiness. The platform provides users access to a marketplace of preapproved financial offers from national banks, alongside tools designed to enhance their credit scores. By employing AI-driven methods to generate alternative credit scores, Bankuish facilitates the provision of loans, insurance, and digital payment solutions. Additionally, the company aids banks in acquiring new customers, managing risk, and fostering improved relationships with clientele. The Bankuish Score has successfully been used to de-risk thousands of individuals while maintaining a default rate significantly below industry norms.

Ledn is a fintech company that develops financial products for digital asset holders to access liquidity without selling their assets. Its product suite includes Borrow, a bitcoin‑backed loan that provides dollars while keeping bitcoin as collateral; B2X, which enables clients to instantly double their bitcoin holdings through a Ledn loan; and Save, a savings account for bitcoin and USDC that pays interest with no minimums. The platform offers cryptocurrency‑backed financing without the need for traditional credit checks, allowing users to access capital and leverage their holdings while maintaining ownership of their assets.

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Fraction is a technology-driven lending platform designed to enhance the affordability and flexibility of residential real estate. It offers a digital solution that allows homeowners to manage and diversify their home equity. Through its platform, users can take on new mortgages, reduce home equity, and unlock the value tied up in their properties. This innovative approach enables homeowners to increase their monthly income, purchase additional homes, and convert existing mortgages into options that do not require monthly payments.

Ledn is a fintech company that develops financial products for digital asset holders to access liquidity without selling their assets. Its product suite includes Borrow, a bitcoin‑backed loan that provides dollars while keeping bitcoin as collateral; B2X, which enables clients to instantly double their bitcoin holdings through a Ledn loan; and Save, a savings account for bitcoin and USDC that pays interest with no minimums. The platform offers cryptocurrency‑backed financing without the need for traditional credit checks, allowing users to access capital and leverage their holdings while maintaining ownership of their assets.

Knoma Ltd is a London-based company that operates an online platform designed to facilitate access to educational loans for a variety of courses, including cybersecurity, coding, and software development. Founded in 2018 and previously known as Higgler Europe Ltd, Knoma aims to address the digital skills gap in the evolving global economy. The platform allows users to finance their education by spreading course costs over flexible monthly payments, with loans available up to £10,000, all offered without interest or fees. By partnering with leading coding and tech schools, Knoma emphasizes the importance of lifelong learning and aims to make education more accessible, thereby helping individuals enhance their career prospects and adapt to the demands of a rapidly changing job market.

Selina Finance offers innovative financing solutions for consumers and businesses, focusing on property investors and businesses seeking flexible credit facilities. Incorporated in London in 2019, the company combines expertise in real estate, finance, and technology to provide next-generation financial products tailored to modern customer needs.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Knoma Ltd is a London-based company that operates an online platform designed to facilitate access to educational loans for a variety of courses, including cybersecurity, coding, and software development. Founded in 2018 and previously known as Higgler Europe Ltd, Knoma aims to address the digital skills gap in the evolving global economy. The platform allows users to finance their education by spreading course costs over flexible monthly payments, with loans available up to £10,000, all offered without interest or fees. By partnering with leading coding and tech schools, Knoma emphasizes the importance of lifelong learning and aims to make education more accessible, thereby helping individuals enhance their career prospects and adapt to the demands of a rapidly changing job market.

Billie GmbH, founded in 2016 and based in Berlin, Germany, is a fintech startup focused on reinventing working capital management for small and medium-sized enterprises (SMEs). The company offers innovative lending products, including pre-financing of invoices and online factoring services. Billie's platform leverages big data analytics and digitalized processes to provide instant financing at the point-of-sale and streamline invoice factoring, helping SMEs manage their outgoing invoices efficiently without hidden fees or excessive paperwork. Additionally, Billie assists B2B online merchants in securing better payment terms through a pay-after-delivery product.

Founded in 2018, MODIFI operates an online platform facilitating global trade financing for small and medium-sized enterprises. It offers liquidity, flexibility, and cash flow management tools to simplify cross-border B2B transactions, enabling businesses to optimize working capital and expand internationally.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Creditoo is an online platform based in Brazil that specializes in providing low-interest payroll loans. The company aims to simplify access to credit for employees who face challenges in obtaining payroll loans through traditional means, often due to bureaucratic hurdles and high-interest rates. By facilitating a straightforward and efficient loan process, Creditoo enables companies to extend financial support to their employees, ensuring they have access to affordable credit options.

Founded in 2018, MODIFI operates an online platform facilitating global trade financing for small and medium-sized enterprises. It offers liquidity, flexibility, and cash flow management tools to simplify cross-border B2B transactions, enabling businesses to optimize working capital and expand internationally.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Billie GmbH, founded in 2016 and based in Berlin, Germany, is a fintech startup focused on reinventing working capital management for small and medium-sized enterprises (SMEs). The company offers innovative lending products, including pre-financing of invoices and online factoring services. Billie's platform leverages big data analytics and digitalized processes to provide instant financing at the point-of-sale and streamline invoice factoring, helping SMEs manage their outgoing invoices efficiently without hidden fees or excessive paperwork. Additionally, Billie assists B2B online merchants in securing better payment terms through a pay-after-delivery product.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Bxblue is a Brazilian fintech company that operates an online marketplace for personal loans. It specifically targets pensioners and government workers, offering payroll-secured loans at significantly lower interest rates compared to credit cards. This market segment represents 60% of Brazil's personal loan market, valued at USD 40 billion annually.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, founded in 2016 by Vadim Toader and Stefan Boronea. The company specializes in providing mortgage and equity loans designed to assist first-time home buyers in increasing their deposits. Proportunity utilizes an AI-powered forecasting platform to analyze real estate data and identify emerging trends and high-growth areas within the UK housing market. By leveraging machine learning, the company offers insights that enable customers to purchase homes in areas projected for significant appreciation, allowing them to pay less than their current rent and save more effectively. Through its innovative approach, Proportunity aims to facilitate homeownership for individuals seeking to enter the property market.

Innolend GmbH, founded in 2016 and headquartered in Berlin, Germany, specializes in providing financing solutions for small and medium enterprises (SMEs) through its online platform. The company focuses on optimizing cash flow for businesses by offering loans ranging from 5,000 to 250,000 euros, catering specifically to SMEs with outstanding invoices. Innolend aims to facilitate easy, fast, and transparent access to financial support, helping clients effectively manage their cash flow and bridge the gap between their business needs and customer payments.

Billie GmbH, founded in 2016 and based in Berlin, Germany, is a fintech startup focused on reinventing working capital management for small and medium-sized enterprises (SMEs). The company offers innovative lending products, including pre-financing of invoices and online factoring services. Billie's platform leverages big data analytics and digitalized processes to provide instant financing at the point-of-sale and streamline invoice factoring, helping SMEs manage their outgoing invoices efficiently without hidden fees or excessive paperwork. Additionally, Billie assists B2B online merchants in securing better payment terms through a pay-after-delivery product.

Innolend GmbH, founded in 2016 and headquartered in Berlin, Germany, specializes in providing financing solutions for small and medium enterprises (SMEs) through its online platform. The company focuses on optimizing cash flow for businesses by offering loans ranging from 5,000 to 250,000 euros, catering specifically to SMEs with outstanding invoices. Innolend aims to facilitate easy, fast, and transparent access to financial support, helping clients effectively manage their cash flow and bridge the gap between their business needs and customer payments.

Iwoca is a London-based provider of small business finance offering unsecured and short-term loans to UK retailers, restaurants, hotels and service providers. The company furnishes financing for working capital, inventory, technology, staff and expansion, with flexible repayment terms from 1 day to 24 months and no penalties for early repayment. Access to funding is available through an online application, enabling businesses to bridge cashflow gaps and pursue growth opportunities. Founded in 2011, Iwoca focuses on helping small businesses manage cash flow and invest in their operations.

Bondora is a European online lending and investing platform that connects investors with borrowers for European non-bank personal loans. The platform provides a seamless online experience with simple terms and no hidden fees, enabling users to invest in personal loans and access fair finance. It aims to broaden access to investing and deliver reliable net returns, while focusing on transparency and user-friendly online processes. Since its founding during the global financial crisis, Bondora has served over 120,000 customers who have earned more than €40 million in interest.

SocietyOne is Australia’s leading Peer-to-Peer (P2P) lending platform. It connects creditworthy borrowers with savvy investors, bypassing traditional banks. Borrowers can secure up to $30,000 in unsecured personal loans at rates determined by their credit history. SocietyOne's proprietary ClearMatch technology reduces operating costs, enabling cheaper loans for borrowers and attractive returns for investors.

Iwoca is a London-based provider of small business finance offering unsecured and short-term loans to UK retailers, restaurants, hotels and service providers. The company furnishes financing for working capital, inventory, technology, staff and expansion, with flexible repayment terms from 1 day to 24 months and no penalties for early repayment. Access to funding is available through an online application, enabling businesses to bridge cashflow gaps and pursue growth opportunities. Founded in 2011, Iwoca focuses on helping small businesses manage cash flow and invest in their operations.

Bondora is a European online lending and investing platform that connects investors with borrowers for European non-bank personal loans. The platform provides a seamless online experience with simple terms and no hidden fees, enabling users to invest in personal loans and access fair finance. It aims to broaden access to investing and deliver reliable net returns, while focusing on transparency and user-friendly online processes. Since its founding during the global financial crisis, Bondora has served over 120,000 customers who have earned more than €40 million in interest.

Monedo, a fintech company, leverages machine learning and alternative data sources to provide credit and digital banking services to the underbanked. Its offerings include consumer loans, a digital wallet, and a personal finance manager to help customers manage their credit score and spending. Additionally, Monedo's "Lending as a Service" model allows partners to integrate its credit products into their own platforms.

Borro Private Finance is an online lending company that specializes in providing loans secured against luxury assets such as fine art, classic cars, jewelry, and watches. Founded in 2008 and headquartered in London, with an additional office in New York, the company offers discreet financing options that allow individuals to leverage their high-value possessions as collateral for both short and long-term loans. Borro's in-house valuation expertise ensures clients receive accurate assessments of their assets, facilitating quick access to capital for various needs, whether to capitalize on opportunities or manage unexpected expenses. The company operates as a subsidiary of Luxury Asset Capital LLC.