Global Founders Capital

Wind.App provides a cross-border payments infrastructure that enables businesses to pay their employees instantly and globally. The company offers a non-custodial wallet built on the Polygon blockchain, allowing users to manage their finances effectively. This wallet supports participation in decentralized finance earning strategies, trading on decentralized exchanges, and buying and selling non-fungible tokens (NFTs). By facilitating the storage, sending, and receiving of stablecoins, Wind.App enhances security and accessibility for its customers in the financial management space.

Flitter is a neo-insurance company that specializes in pay-per-mile auto insurance, enabling drivers to pay for coverage based on the actual distance driven. It was established in response to the fact that many drivers in France, particularly those driving less than 10,000 kilometers annually, often overpay for traditional car insurance. By offering variable rates tailored to low-mileage drivers, Flitter aims to provide a cost-effective insurance solution. The company also features an app-based platform that manages insurance contracts and reimbursements, allowing users to easily access their insurance needs in one place. At the end of each year, Flitter refunds any remaining contributions after claims have been reimbursed, promoting financial fairness and encouraging responsible driving behaviors.

Onyx Private is a modern private banking platform tailored for affluent young professionals, investors, and entrepreneurs. It provides a premium digital banking experience complemented by a concierge service that caters to various personal finance, wealth, and lifestyle needs. The platform features a personalized robo-advisor for tax-loss harvesting, fixed-income money market accounts, Treasury Bills, and alternative investments such as private equity, venture capital, and hedge fund strategies. By offering low fees and minimums, Onyx Private enables users to set customized financial goals and manage their finances more effectively, making private banking more accessible to a new generation.

Aibidia, established in 2018, offers a digital transfer pricing platform designed to enhance how multinational enterprises manage their cross-border business activities. The platform allows organizations to make informed transfer pricing decisions by shifting the focus from traditional document creation and data entry to value creation and actionable insights. With the capability to manage over 5,000 legal entities, Aibidia empowers its clients—who average 7 billion euros in revenue—to implement effective tax strategies and take control of their global operations. The company is committed to transforming the management of international business, facilitating healthier global business practices.

Slash is a financial technology company that offers deposits, payments, virtual cards, and expense tracking. They provide account and routing numbers, direct deposit, statements, and support services.

Razor Group is a global consumer holding company that specializes in acquiring and scaling e-commerce brands. By leveraging substantial growth capital and extensive expertise in e-commerce, Razor aims to elevate these brands to the next level of development. The company employs advanced data analytics and custom-built technology to optimize its merger and acquisition process, identifying profitable brands that align with its strategic focus on specific product categories. Razor prioritizes long-term value enhancement, aiming to improve product quality and customer satisfaction. Through its in-house e-commerce and finance expertise, Razor Group seeks to ensure that the brands it acquires can achieve category leadership and deliver better customer experiences.

Tranch is a fintech company based in New York City, founded in 2021 by Beau Allison and Philip Kelvin. The company specializes in providing flexible payment solutions for businesses, enabling them to manage large invoices more effectively. By offering innovative expense financing services, Tranch allows fast-growing businesses, particularly in the SaaS and service sectors, to enhance their cash flow management. This approach prioritizes spending on growth by enabling companies to pay upfront for significant expenses while offering their customers flexible payment options. Tranch aims to simplify and accelerate accounts receivable processes through its advanced payment infrastructure.

Razor Group is a global consumer holding company that specializes in acquiring and scaling e-commerce brands. By leveraging substantial growth capital and extensive expertise in e-commerce, Razor aims to elevate these brands to the next level of development. The company employs advanced data analytics and custom-built technology to optimize its merger and acquisition process, identifying profitable brands that align with its strategic focus on specific product categories. Razor prioritizes long-term value enhancement, aiming to improve product quality and customer satisfaction. Through its in-house e-commerce and finance expertise, Razor Group seeks to ensure that the brands it acquires can achieve category leadership and deliver better customer experiences.

Virgil SAS, founded in 2018 and based in Paris, France, provides financial solutions to assist individuals in purchasing homes. The company enables home buyers to secure mortgages by offering equity investments alongside them. Specifically, Virgil invests 10% of the property's price in exchange for a 15% ownership stake, which is repaid upon resale, typically within a decade. This model helps young professionals become homeowners an average of seven years earlier than typical first-time buyers, allowing them to save on rent while building their net worth. Through its innovative approach, Virgil caters to the needs of customers looking to acquire real estate and supports their journey toward homeownership.

Vance provides borderless banking with one single account to manage money across the world.

Welcome Homes is an online platform designed to simplify the home building process for buyers. By streamlining various stages, including land selection, customization, financing, and construction, it allows users to manage their home-building journey entirely online. This approach transforms home buyers into home builders, providing a seamless and price-transparent experience. Welcome Homes aims to help individuals save time and ensure they can create a beautifully designed home in their preferred location.

Flow Security provides a comprehensive platform designed to secure the entire data lifecycle for enterprises. The platform enables organizations to automatically discover, map, classify, manage, and protect their data across various states—whether at rest, in use, or in motion. It focuses on the automation of sensitive data discovery and classification, including personally identifiable information, protected health information, and payment card information. Flow Security’s solution enforces data policies and actively prevents data breaches, thereby enhancing overall data governance. Additionally, it supports diverse environments, including cloud, on-premises, Software as a Service, and Generative AI settings, while offering real-time detection and response capabilities to address data security violations.

Shares is a social investment platform founded in 2021 and based in Paris, France. It aims to enhance the investment experience by providing a user-friendly mobile application that allows retail investors to engage with the stock market. The platform emphasizes community interaction, enabling users to network with friends and experts, share insights, and discuss investment strategies. With a focus on accessibility, Shares offers no-minimum and no-fee access to a variety of stocks, making it easier for new investors to participate in the market. By fostering a collaborative environment, Shares strives to simplify the investment process and create a more inclusive financial landscape.

Bloom is a financial technology company that operates a digital banking platform aimed at providing regulated banking services to consumers. Its application allows users to open bank accounts online, access fee-free bank accounts in both Sudanese and US dollars, and obtain free USD Mastercards. The platform facilitates free transfers within Sudan and offers complimentary international remittance services from various countries. By focusing on innovative and inclusive financial products, Bloom seeks to enhance the financial well-being of its customers.

Bloom is a financial technology company that operates a digital banking platform aimed at providing regulated banking services to consumers. Its application allows users to open bank accounts online, access fee-free bank accounts in both Sudanese and US dollars, and obtain free USD Mastercards. The platform facilitates free transfers within Sudan and offers complimentary international remittance services from various countries. By focusing on innovative and inclusive financial products, Bloom seeks to enhance the financial well-being of its customers.

X1 is a financial services company that offers an innovative credit card designed to enhance the shopping experience. The X1 Card is crafted from stainless steel and features advanced technology that allows for smart credit limits and an attractive rewards program. Cardholders can earn points for every purchase, which can be redeemed for various benefits. The card is backed by Visa Signature, giving users access to over 46 million merchants globally. Co-founded by former Twitter employees Deepak Rao and Siddharth Batra, X1 has attracted notable investors, including PayPal co-founder Max Levchin and others with significant experience in technology and finance. Through its unique offerings, X1 aims to transform traditional credit card usage and improve the way consumers shop and spend.

Hyperface is a banking-as-a-service startup focused on enabling companies to create and launch their own credit cards. It offers a modern credit card platform that simplifies the issuance process for financial technology and e-commerce firms. The platform provides customizable software development kits (SDKs) and application programming interfaces (APIs), allowing users to design tailored credit card solutions. Additionally, Hyperface supports card lifecycle management and facilitates intuitive onboarding, empowering businesses to offer banking products directly to their customers in a contextual manner.

Peakflo is a software-as-a-service (SaaS) company that specializes in collections and payables for businesses in Southeast Asia. Its platform enables finance teams, ranging from early-stage startups to established unicorns, to optimize their financial operations through a straightforward API and seamless accounting software integration. Users benefit from significant time savings, reportedly reclaiming up to 100 hours monthly on finance tasks. The platform also enhances cash flow by accelerating invoice payments by 10 to 20 days and streamlining the vendor payment process, which can cut associated fees by 50 to 90 percent. By focusing on the payment needs of small and medium-sized enterprises, Peakflo helps businesses reduce bad debts and maintain healthier cash flow.

Getmomo is a digital banking platform that aims to simplify the management of rental deposits and rents for property owners and managers. The platform enables the quick setup of rental accounts and deposits without requiring changes to existing software. It facilitates digital tenancy contracts, simplifies inventory management, and streamlines claims settlement processes. By allowing landlords to secure rental units rapidly, open accounts with minimal effort, and efficiently monitor rent, Getmomo reduces operational costs while increasing income potential. Online banking access and integration with property management systems enhance its utility, making it a comprehensive solution for the rental market.

Salary Hero is a financial health platform tailored for the Thai workforce, aimed at enhancing employee financial well-being. The service offers a variety of financial tools, including Salary on Demand, financial education resources, budgeting tools, and high-interest savings options. By integrating seamlessly with existing HR processes, Salary Hero simplifies implementation and management, allowing employers to focus on their core operations. The platform helps reduce financial stress among employees, leading to improved financial independence and increased savings. Additionally, employers benefit from lower staff turnover, quicker recruitment, and a more engaged workforce, ultimately driving positive economic outcomes for both employees and organizations.

Fung Payments is a payment service provider that specializes in offering embedded payment solutions tailored for vertical SaaS companies, including those in EV charging, PropTech, and accounting technology. The company has developed a payment service platform that facilitates a crypto-native payment system for online transactions, enabling e-commerce businesses to accept both fiat and cryptocurrency payments. This system helps merchants comply with evolving legal requirements, ensuring business continuity while providing a seamless payment experience.

Pebble is the first financial product where you are paid to save, spend, and send your money — all in one balance.

Tranch is a fintech company based in New York City, founded in 2021 by Beau Allison and Philip Kelvin. The company specializes in providing flexible payment solutions for businesses, enabling them to manage large invoices more effectively. By offering innovative expense financing services, Tranch allows fast-growing businesses, particularly in the SaaS and service sectors, to enhance their cash flow management. This approach prioritizes spending on growth by enabling companies to pay upfront for significant expenses while offering their customers flexible payment options. Tranch aims to simplify and accelerate accounts receivable processes through its advanced payment infrastructure.

R5 is a company based in Colombia that simplifies vehicle ownership for its customers. It operates an online platform designed to facilitate financing through the use of assets like cars and motorcycles as collateral. The platform caters primarily to low-income individuals, allowing them to refinance high-interest debt or secure funds for business investments. Additionally, R5 offers a digital solution for purchasing compulsory vehicle insurance at affordable rates, enabling customers to leverage their vehicles to access credit options with lower interest rates. This approach aims to make financial services more accessible and manageable for its users.

Finku is a financial application based in Jakarta, Indonesia, established in 2021. It offers a personal finance platform aimed at helping Indonesian consumers manage their finances more effectively. The platform provides various tools, including an automatic financial logger, financial insights, and personalized monthly budgets, along with reminders for recurring bills. Finku's mission is to eliminate financial illiteracy in Indonesia, enabling users to better navigate the financial ecosystem and make informed financial decisions. By consolidating financial management into a single platform, Finku aims to empower individuals to achieve their financial goals.

Ness builds a credit card-first wedge into healthcare. It allows its user to earn rewards for healthy purchases and access exclusive perks to complement their lifestyle. It was established in 2021 and is based in New York, United States.

Streamlining local clean energy for large-scale real estate. Easily simulate, plan and realise your buildings’ journey to energy independence and ‘net zero’. With just an address, instantly discover the financial and environmental returns your building can generate by transitioning to clean energy. Once you’re ready select and contract your ideal construction and financing partners and reduce transition risks.

Onyx Private is a modern private banking platform tailored for affluent young professionals, investors, and entrepreneurs. It provides a premium digital banking experience complemented by a concierge service that caters to various personal finance, wealth, and lifestyle needs. The platform features a personalized robo-advisor for tax-loss harvesting, fixed-income money market accounts, Treasury Bills, and alternative investments such as private equity, venture capital, and hedge fund strategies. By offering low fees and minimums, Onyx Private enables users to set customized financial goals and manage their finances more effectively, making private banking more accessible to a new generation.

Pinhome is a technology-driven platform focused on enhancing property transactions and home financing accessibility. It aims to simplify the buying, selling, and renting processes by providing a comprehensive solution that organizes property data and information. The platform facilitates efficient property transactions and offers a range of services, including home and personal maintenance, ensuring that clients can seamlessly navigate their real estate needs. By digitizing property transactions and streamlining home financing, Pinhome addresses the challenges often associated with real estate, making it easier for customers to find and manage their homes.

AMORA, through a technological approach to property evaluation, creates a new way for Brazilians to acquire their dream home with the lowest downpayment available, providing an opportunity for customers to build equity at the same time as they live in their desired property.

Knoma offers a payment solution and marketplace for lifelong learning. The business is tackling the digital skills gap as the global economy shifts into the fourth industrial revolution. We help people looking to future proof their career or move into new areas of work by reducing the barrier of payment and removing the pain point of sourcing technical courses. The business is built upon the firm belief in the importance of lifelong education to drive improvements in our customers’ future prosperity. We believe education should be accessed in a short, but frequent manner; at a lower price point and a focus on gaining technical, digital and data skill-sets. All users can gain access up to £10,000, where the cost of a course can be spread over 12 months with flexible repayments. The product is completely free to all end users with no interest or fees applicable. Knoma works with leading coding and tech schools. We are a fun and driven team, ready to make an impact!

Slope is a financial platform developer that provides a range of payment solutions for businesses. Its platform allows clients to manage various aspects of financial transactions, including loan processing, underwriting, debt collection, and payout management, once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope enables businesses to facilitate installment payments at checkout. This approach not only helps improve cash flow and financial security for businesses but also reduces administrative burdens and enhances the overall customer experience. The platform is designed for easy integration with existing systems, making it a versatile solution for companies seeking to streamline their financial operations.

Kamino is a financial management software company that specializes in providing comprehensive solutions for medium-sized businesses in Brazil. The platform features an integrated system for B2B payments, including proprietary banking services and corporate credit card solutions, alongside seamless connections to leading local banks and enterprise resource planning (ERP) systems. This integration allows financial managers to gain real-time insights into company expenditures and manage payments through a structured approval process. Kamino's capabilities include automatic invoice capture, data extraction, and streamlined accounts payable and reconciliation, which collectively enhance operational efficiency. By automating these processes, Kamino enables businesses to improve cash flow, reduce errors, and save significant amounts of time in their financial operations.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Shares is a social investment platform founded in 2021 and based in Paris, France. It aims to enhance the investment experience by providing a user-friendly mobile application that allows retail investors to engage with the stock market. The platform emphasizes community interaction, enabling users to network with friends and experts, share insights, and discuss investment strategies. With a focus on accessibility, Shares offers no-minimum and no-fee access to a variety of stocks, making it easier for new investors to participate in the market. By fostering a collaborative environment, Shares strives to simplify the investment process and create a more inclusive financial landscape.

Savvy Wealth is a digital-first platform designed to modernize the wealth management industry for financial advisors. Recognizing the inefficiencies in traditional practices, Savvy provides integrated technology that enhances client experience and streamlines operations. By acquiring established wealth management firms, Savvy empowers these advisors to leverage AI-powered software, sales and marketing automation, and improved back office workflows. This approach allows financial advisors to increase their revenue potential while minimizing the need for additional staff. Ultimately, Savvy Wealth aims to transform the financial advisory landscape by enabling advisors to focus more on client engagement and growth.

Zebec is a continuous settlement protocol on Solana. Zebec is enabling the composable transfer of value starting with Stream Payroll.

PayMongo Inc. is a payment processing platform based in Manila, Philippines, founded in 2019. It enables businesses to accept online payments through various methods, including credit cards, bank deposits, electronic wallets, and cash. The platform features a user-friendly dashboard for real-time transaction monitoring, analytics tools to analyze customer purchasing behavior, and an easy checkout process for customers. PayMongo also offers APIs that facilitate the development of diverse applications, ranging from e-commerce solutions to financial products. Merchants can share payment links via multiple communication channels, such as Messenger and email, simplifying the payment collection process. By streamlining online transactions, PayMongo aims to empower businesses in the rapidly evolving digital economy.

Stables operates as a digital wallet aimed at integrating cryptocurrency into everyday financial transactions. The platform is designed to enhance economic alignment, fairness, and transparency within its financial model. It simplifies access to the financial system built on digital assets, allowing clients to manage their funds effectively. Users can save, spend, and earn from their balance, with the flexibility to add or withdraw money at their convenience. This innovative approach positions Stables as a modern alternative to traditional banking, catering to the evolving needs of individuals seeking more control over their finances.

Nobi is a cryptocurrency investment platform that helps people own crypto & earn yields. The company was founded in 2018 and is headquartered in Jakarta, Indonesia.

PropHero is a property investment platform that simplifies the process of finding, purchasing, and managing investment properties. Utilizing proprietary AI algorithms, the platform streamlines due diligence and acquisition, making property investment more accessible and transparent. By focusing on clients' individual needs and investment strategies, PropHero aims to provide a data-driven approach that enhances the investment experience. The company's mission is to eliminate the complexities of real estate wealth management, enabling users to engage in property investment in a straightforward and efficient manner.

Flitter is a neo-insurance company that specializes in pay-per-mile auto insurance, enabling drivers to pay for coverage based on the actual distance driven. It was established in response to the fact that many drivers in France, particularly those driving less than 10,000 kilometers annually, often overpay for traditional car insurance. By offering variable rates tailored to low-mileage drivers, Flitter aims to provide a cost-effective insurance solution. The company also features an app-based platform that manages insurance contracts and reimbursements, allowing users to easily access their insurance needs in one place. At the end of each year, Flitter refunds any remaining contributions after claims have been reimbursed, promoting financial fairness and encouraging responsible driving behaviors.

Senses-AI is a data intelligence service provider that specializes in offering advanced data and artificial intelligence solutions tailored for the banking industry. The company focuses on enhancing data assets and developing AI capabilities to facilitate intelligent risk control, marketing, operations, pricing, and analysis. By leveraging these technologies, Senses-AI aims to drive innovation and improve operational efficiency within financial institutions. Their services are designed to support the digital transformation of banks, helping them establish intelligent centers that lead the way in financial reform and modernization.

Ostrom is an energy platform focused on facilitating the transition to renewable energy by making it more accessible and inclusive for consumers. The company provides a digital platform that allows users to effortlessly switch to green energy, manage their electricity consumption, and track usage through automated meter readings. Ostrom offers a flexible monthly billing system that emphasizes transparency and stores contract details, ensuring a user-friendly experience. Additionally, the platform features a multilingual interface, enabling a diverse range of customers to engage with green energy options at competitive rates without the burden of monthly lock-ins.

Ridian is a platform that facilitates cryptocurrency investment through automated strategies. It provides users with various investment options, including interactive indexed approaches and high-frequency trading algorithms. This design allows users to adapt to the volatility of the cryptocurrency market, which operates continuously. By leveraging blockchain technology, Ridian aims to enhance investment opportunities and assist users in earning income from their investments.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Fuzey provides a comprehensive digital platform aimed at small and medium-sized enterprises (SMEs) and independent contractors, including those in the automotive sector, such as mechanics and car dealerships. The platform facilitates business growth and management by enabling users to streamline communications through various channels, including SMS, WhatsApp, email, Facebook, and Instagram. It offers tools to understand customer behavior, manage appointments by syncing directly with calendars, send invoices, and process payments. Additionally, Fuzey helps businesses enhance their online presence by increasing customer reviews, ultimately allowing them to attract, convert, and retain clients more effectively.

Quo Finance Inc. is a financial technology company that specializes in designing and developing financial application software aimed at helping consumers achieve their lifestyle goals more efficiently. Founded in 2018 and based in Menlo Park, California, Quo offers a financial planning platform that leverages advanced artificial intelligence to analyze users' financial histories. This technology enables the creation of personalized financial backup plans, allowing users to adjust loans and mitigate default risks automatically. Quo's services include financial insights, banking solutions, and lending options, with additional offices located across various states in the United States.

Clara is a spending management platform focused on serving companies in Latin America. It offers an end-to-end solution that includes locally-issued corporate cards, bill payment services, financing options, and a software platform that streamlines corporate expense management. The platform is designed to simplify and automate financial processes, allowing businesses to gain real-time insights into spending and manage budgets more effectively. Clara is backed by a diverse group of global and regional investors, aiming to empower companies with greater financial agility and clarity. By enhancing the way company finances are managed, Clara contributes to increasing the economic competitiveness of the region.

RetryPay is a developer of financial software to boost payment conversion without increasing fraud for eCommerce stores. It engages in a platform that brings together multiple processors and alternative payment methods that help the clients to optimize payment acceptance rates and decrease rejections. It was founded in 2020 and is based in Zapopan, Jalisco.

Velvet is a financial platform that provides liquidity solutions for late-stage venture capital in emerging markets. It facilitates secondary transactions of illiquid assets, allowing startups to offer their talent pools the opportunity to monetize vested equity as their companies evolve. The platform connects employees, former employees, and investors looking to sell portions of their holdings with clients from major private banking and wealth management firms. By enabling these transactions, Velvet allows high-income investors to engage in growth and late-stage venture capital investments with a lower financial entry point. The company aims to launch its platform in the upcoming quarter, enhancing the liquidity options available for selected private companies.

Slope is a financial platform developer that provides a range of payment solutions for businesses. Its platform allows clients to manage various aspects of financial transactions, including loan processing, underwriting, debt collection, and payout management, once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope enables businesses to facilitate installment payments at checkout. This approach not only helps improve cash flow and financial security for businesses but also reduces administrative burdens and enhances the overall customer experience. The platform is designed for easy integration with existing systems, making it a versatile solution for companies seeking to streamline their financial operations.

Littio is a financial technology company focused on providing financial systems for emerging economies. It offers a secure application that enables users to manage their finances in a stable currency, facilitating seamless international payments. The platform is designed to protect users' money without hidden costs, allowing them to access dollar-based financial products. Additionally, Littio's services aim to mitigate the risks associated with currency devaluation, empowering users to potentially grow their wealth through dollar-denominated investments. By improving financial access and literacy, Littio seeks to enhance the financial lives of individuals in emerging markets.

Gringo is a car management application founded in 2019 by Juliano Dutra in Sao Paulo, Brazil. The platform aims to simplify the consultation and payment of vehicle-related debts, transforming traditionally cumbersome processes into more efficient experiences. Gringo offers features that facilitate buying, selling, financing, and insuring vehicles. Its application provides real-time alerts regarding fines, annual taxes, points, and license expiration, allowing users to manage their vehicle documents effectively. Additionally, Gringo seeks to foster a community around automotive issues through social networks, enhancing user engagement and support.

BitOasis is a cryptocurrency trading platform established in 2015 by co-founders Ola Doudin and Daniel Robenek. It provides a digital asset wallet and an exchange for buying, selling, and trading cryptocurrencies, with a particular focus on cash-based emerging markets. The platform emphasizes security through its multi-signature wallet and aims to create a secure and regulated environment for both retail and institutional clients. By developing a comprehensive infrastructure for cryptocurrency trading, BitOasis enables investors to manage their assets safely and effectively.

Hyperface is a banking-as-a-service startup focused on enabling companies to create and launch their own credit cards. It offers a modern credit card platform that simplifies the issuance process for financial technology and e-commerce firms. The platform provides customizable software development kits (SDKs) and application programming interfaces (APIs), allowing users to design tailored credit card solutions. Additionally, Hyperface supports card lifecycle management and facilitates intuitive onboarding, empowering businesses to offer banking products directly to their customers in a contextual manner.

Dots is a multichannel payouts API that automates manual processes for marketplaces. Dots' API lets a marketplace pay their sellers in the ways they want to be paid, including Venmo, Paypal, ACH and Zelle. As more Americans earn a living by becoming a 1099 worker, marketplaces need to provide flexible payout options and we make supporting these payouts easy through a single API.

Bloom is a financial technology company that operates a digital banking platform aimed at providing regulated banking services to consumers. Its application allows users to open bank accounts online, access fee-free bank accounts in both Sudanese and US dollars, and obtain free USD Mastercards. The platform facilitates free transfers within Sudan and offers complimentary international remittance services from various countries. By focusing on innovative and inclusive financial products, Bloom seeks to enhance the financial well-being of its customers.

Angle Protocol focus on offering stablecoins pegged to currencies like the euro as an alternative to dollar-centric tokens.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Gank is a platform where different investors can connect, discuss and form community.

Skript is an Open Banking infrastructure provider, offering both API and application layer capabilities. Our focus is to provide SaaS based capabilities that redefine information collection, Internet Banking and payment services. In Australia, Skript is a fully Accredited Data Recipient under the Consumer Data Right, and has verified access to all 114 Australian banks.

Tino is a Brazilian company based in São Paulo, founded in November 2021 by Pedro Sonego de Oliveira and Luis Eduardo Cascão. It is developing a B2B payment network that enables merchants to leverage their credit card receivables as collateral for accessing working capital. This innovative platform allows retailers to increase their purchasing power without the need to anticipate receivables, facilitating smoother transactions with suppliers. By streamlining the commercial relationship between merchants and suppliers, Tino aims to enhance commercial opportunities while managing default risks effectively. The company's focus on data-driven solutions seeks to optimize B2B buying and selling processes, making it easier for businesses to operate and grow.

Shares is a social investment platform founded in 2021 and based in Paris, France. It aims to enhance the investment experience by providing a user-friendly mobile application that allows retail investors to engage with the stock market. The platform emphasizes community interaction, enabling users to network with friends and experts, share insights, and discuss investment strategies. With a focus on accessibility, Shares offers no-minimum and no-fee access to a variety of stocks, making it easier for new investors to participate in the market. By fostering a collaborative environment, Shares strives to simplify the investment process and create a more inclusive financial landscape.

Pry Financials is a financial planning platform that offers small businesses an alternative to traditional spreadsheets. The platform integrates various financial tools to provide real-time insights into budget versus actual performance. Pry's software enables users to manage their hiring plans, project cash flows, and model different financial scenarios within a user-friendly visual environment. This functionality allows businesses to efficiently track their budgets, optimize financial models, and monitor cash runway, facilitating better decision-making and financial management.

XREX Inc. is a blockchain-based financial institution based in Taipei, Taiwan, that specializes in providing a range of services to facilitate crypto markets and transactions. Founded in 2009, the company offers a suite of solutions, including crypto exchange, escrow services, and fiat-to-crypto transactions. XREX's platform includes various blockchain services designed for organizations involved in market-making, banking, and custodial services, as well as payment gateways and decentralized applications. The company aims to create an inclusive financial ecosystem by partnering with banks and regulators, helping merchants, especially in emerging economies, to streamline international transactions through its cloud-based blockchain APIs and SaaS offerings.

Moss is a technology-based payment and credit card platform designed to help businesses optimize their financial management. The platform offers a corporate credit card with significantly higher spending limits, accommodating even the largest expenses. It provides both virtual and physical credit cards, allowing teams to spend securely and efficiently. Moss enables companies to set individual spending limits and access real-time data on expenditures by card, merchant, or team, ensuring effective cost control. Additionally, the Moss app facilitates the digitization of receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be easily exported to various accounting software, streamlining the reconciliation process.

Exnaton is an IT services company that specializes in providing a software-as-a-service (SaaS) platform focused on smart energy solutions. The company's offerings include a billing platform designed for renewable energy power trading, facilitating effective energy data management. This platform enables energy suppliers to leverage digital opportunities in local energy markets, promoting energy independence while optimizing time and cost efficiencies. Additionally, Exnaton's solutions support grid operators in developing effective models for integrating renewable energy sources, thereby enhancing the overall utility of energy management systems.

Razor Group is a global consumer holding company that specializes in acquiring and scaling e-commerce brands. By leveraging substantial growth capital and extensive expertise in e-commerce, Razor aims to elevate these brands to the next level of development. The company employs advanced data analytics and custom-built technology to optimize its merger and acquisition process, identifying profitable brands that align with its strategic focus on specific product categories. Razor prioritizes long-term value enhancement, aiming to improve product quality and customer satisfaction. Through its in-house e-commerce and finance expertise, Razor Group seeks to ensure that the brands it acquires can achieve category leadership and deliver better customer experiences.

PAYZE is a technology-driven payment gateway that simplifies the onboarding process for online merchants and enhances the capabilities of online marketplaces. By offering a flexible API, PAYZE allows these marketplaces to establish various payment split schemes, eliminating the need for repeated adjustments or concerns about tax compliance. Their platform supports multiple payment methods, including split payments, email payments, recurring payments, and QR payments, which facilitates faster and more secure transactions for both customers and merchants. This streamlined approach enables businesses to scale their operations without the complexities of managing settlements and accounting across different stakeholders.

Baraka is an investment application founded in the UAE that aims to democratize access to the stock markets. The platform provides users with educational resources, concise market news, and comprehensive stock analysis to build their confidence as investors. It facilitates commission-free investing in a wide range of stocks and exchange-traded funds, allowing individuals to easily explore various investment opportunities. Baraka's mission is to empower everyone to participate in the financial markets, making investment accessible and straightforward for all.

Finku is a financial application based in Jakarta, Indonesia, established in 2021. It offers a personal finance platform aimed at helping Indonesian consumers manage their finances more effectively. The platform provides various tools, including an automatic financial logger, financial insights, and personalized monthly budgets, along with reminders for recurring bills. Finku's mission is to eliminate financial illiteracy in Indonesia, enabling users to better navigate the financial ecosystem and make informed financial decisions. By consolidating financial management into a single platform, Finku aims to empower individuals to achieve their financial goals.

Nomad is a fintech company that offers financial services primarily aimed at non-residents in the United States. Its platform enables users to open current accounts, transfer money, and pay bills easily. Additionally, Nomad provides a virtual card for online shopping, allowing Brazilian residents to access these financial services without incurring fees. This innovative approach facilitates hassle-free banking and financial management for individuals who may otherwise face challenges in accessing traditional financial services.

Nium is a payments services company that specializes in cross-border payment solutions. The company provides banks, payment vendors, and businesses with comprehensive payment and card issuance services through its integrated platform, network, and APIs. Nium's offerings include virtual wallets for holding funds, traditional bank transfers for sending and receiving payments, and currency conversion with competitive rates and transparent fees. The company serves a diverse range of industries, including travel, marketplaces, financial institutions, and payroll, enabling businesses to streamline their international payment processes while ensuring secure transactions.

Bankuish is a technology platform that enables gig workers and freelancers to utilize their work history data to establish their creditworthiness. Founded in 2020 and headquartered in New York City and Mexico City, the platform provides users with access to a marketplace of preapproved financial offers from national banks, tailored to their individual profiles. It also features AI-driven tools that assign alternative credit scores based on marketplace work history data, facilitating access to loans, insurance, and online payment solutions. By helping banks acquire new customers and effectively manage risk, Bankuish has successfully de-risked thousands of individuals while maintaining a default rate significantly lower than the industry average.

HonestRobin provides financial education and access to no-interest cash advance and FDIC insured & high-interest saving accounts. Through our gamified tools and weekly rewards(upto $10 Million), We encourage users to save and invest.

Wagely is a developer of a financial wellness platform designed to alleviate employee financial stress. The platform enables employees to access wages they have already earned but have not yet received, thereby eliminating the need for cash advances. By providing this access, Wagely aims to enhance employees' financial health, allowing them greater flexibility to manage their finances, pay bills on time, avoid late fees, and address unforeseen expenses.

Harvv is at the forefront of the financial technology revolution, offering a robust B2B financing platform that empowers businesses to manage their cash flow more effectively. As a leader in invoice factoring and reverse factoring, Harvv provides small to medium enterprises (SMEs) with critical access to capital by extending flexible net terms of up to Net 90 days. Our platform seamlessly integrates with major accounting systems such as Odoo and QuickBooks, enhancing operational efficiencies and simplifying financial transactions. Founded by fintech veterans, Harvv leverages artificial intelligence and machine learning to offer real-time credit decisions, enabling businesses to instantly unlock the value of their receivables and pay their suppliers. This not only improves liquidity but also strengthens supply chain relationships. Harvv's innovative approach includes a dual-sided marketplace that facilitates both sellers and buyers, optimizing the entire invoice lifecycle and offering transparent, low-cost financing solutions. Investors looking for a high-growth potential startup will find Harvv's rapidly expanding user base and scalable business model particularly appealing. Positioned to disrupt traditional lending and factoring industries, Harvv is committed to supporting the growth of SMEs by providing them with the tools they need to thrive in a dynamic economic environment. Join us in reshaping the future of B2B finance.

Uncapped is a provider of revenue-based financing that enables founders to raise growth capital without interest or equity. It charges a flat fee of 6% on the capital provided and gets repaid through a revenue share. Uncapped provides business advances of between £10k and £2m with 0% interest and no hidden charges, allowing founders to access fair and flexible finance. The company also uses marketing, sales, and accounting data to be able to offer finance for young businesses based on their current and projected revenue. The company was founded in 2019 by entrepreneur Asher Ismail and venture capital investor Piotr Pisarz in London, England.

Uncapped is a provider of revenue-based financing that enables founders to raise growth capital without interest or equity. It charges a flat fee of 6% on the capital provided and gets repaid through a revenue share. Uncapped provides business advances of between £10k and £2m with 0% interest and no hidden charges, allowing founders to access fair and flexible finance. The company also uses marketing, sales, and accounting data to be able to offer finance for young businesses based on their current and projected revenue. The company was founded in 2019 by entrepreneur Asher Ismail and venture capital investor Piotr Pisarz in London, England.

Railz is a developer of an accounting data platform designed to create a comprehensive financial data network that connects financial institutions and fintechs with their small and medium-sized business (SMB) customers. The platform offers an Accounting Data-as-a-Service solution that allows users to access real-time financial data from major accounting service providers through a single API. This enables financial institutions to efficiently navigate complex data landscapes and gain insights into customer financial transactions, analytics, and reports. By optimizing conversion rates with its front-end module, Railz facilitates the seamless collection and analysis of accounting data, enhancing decision-making and operational efficiency for its clients.

Razor Group is a global consumer holding company that specializes in acquiring and scaling e-commerce brands. By leveraging substantial growth capital and extensive expertise in e-commerce, Razor aims to elevate these brands to the next level of development. The company employs advanced data analytics and custom-built technology to optimize its merger and acquisition process, identifying profitable brands that align with its strategic focus on specific product categories. Razor prioritizes long-term value enhancement, aiming to improve product quality and customer satisfaction. Through its in-house e-commerce and finance expertise, Razor Group seeks to ensure that the brands it acquires can achieve category leadership and deliver better customer experiences.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

Gr4vy, Inc. is a payment orchestration platform based in San Mateo, California, that simplifies the management of payment ecosystems for mid-sized businesses. Founded in 2020, Gr4vy offers a no-code solution that allows businesses to implement and expand their payment infrastructure without incurring technical debt. The platform provides access to a wide range of payment methods and anti-fraud services globally, facilitating seamless integration and scalability. Additionally, Gr4vy includes tools for reporting, monitoring, and managing payment systems, charging clients based on services rendered rather than per transaction. This approach enables businesses to effectively build and manage their payment operations while adapting to market needs.

Truckoo operates a digital platform that transforms the trade of heavy-duty vehicles and construction equipment by connecting sellers and buyers globally. The company addresses the challenges of the traditional commercial vehicle trade, which often involves significant time, expense, and risk, including lengthy travel for on-site inspections. By facilitating a digital marketplace, Truckoo enables dealers and repair shops to access a reliable purchasing network, where vehicles are inspected by partner repair facilities. This innovative approach enhances transparency and efficiency in the buying and selling process for logistics companies and truck fleet operators, ultimately shaping the future of the commercial vehicle trade.

InsureQ is an insuretech startup that specializes in providing tailored insurance solutions for small and medium-sized enterprises (SMEs), freelancers, and startups. The company simplifies the insurance process, allowing businesses to save both time and money by offering a straightforward platform for obtaining coverage. InsureQ's digital distribution model enables users to access all relevant commercial insurance products by answering a few basic questions, ensuring that their specific needs are met. Partnering with Hiscox, a well-established player in the insurance industry with over a century of experience, InsureQ guarantees a level of safety and stability for its clients.

Clara is a spending management platform focused on serving companies in Latin America. It offers an end-to-end solution that includes locally-issued corporate cards, bill payment services, financing options, and a software platform that streamlines corporate expense management. The platform is designed to simplify and automate financial processes, allowing businesses to gain real-time insights into spending and manage budgets more effectively. Clara is backed by a diverse group of global and regional investors, aiming to empower companies with greater financial agility and clarity. By enhancing the way company finances are managed, Clara contributes to increasing the economic competitiveness of the region.

Moss is a technology-based payment and credit card platform designed to help businesses optimize their financial management. The platform offers a corporate credit card with significantly higher spending limits, accommodating even the largest expenses. It provides both virtual and physical credit cards, allowing teams to spend securely and efficiently. Moss enables companies to set individual spending limits and access real-time data on expenditures by card, merchant, or team, ensuring effective cost control. Additionally, the Moss app facilitates the digitization of receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be easily exported to various accounting software, streamlining the reconciliation process.

Razor Group is a global consumer holding company that specializes in acquiring and scaling e-commerce brands. By leveraging substantial growth capital and extensive expertise in e-commerce, Razor aims to elevate these brands to the next level of development. The company employs advanced data analytics and custom-built technology to optimize its merger and acquisition process, identifying profitable brands that align with its strategic focus on specific product categories. Razor prioritizes long-term value enhancement, aiming to improve product quality and customer satisfaction. Through its in-house e-commerce and finance expertise, Razor Group seeks to ensure that the brands it acquires can achieve category leadership and deliver better customer experiences.

Gr4vy, Inc. is a payment orchestration platform based in San Mateo, California, that simplifies the management of payment ecosystems for mid-sized businesses. Founded in 2020, Gr4vy offers a no-code solution that allows businesses to implement and expand their payment infrastructure without incurring technical debt. The platform provides access to a wide range of payment methods and anti-fraud services globally, facilitating seamless integration and scalability. Additionally, Gr4vy includes tools for reporting, monitoring, and managing payment systems, charging clients based on services rendered rather than per transaction. This approach enables businesses to effectively build and manage their payment operations while adapting to market needs.

Welcome Homes is an online platform designed to simplify the home building process for buyers. By streamlining various stages, including land selection, customization, financing, and construction, it allows users to manage their home-building journey entirely online. This approach transforms home buyers into home builders, providing a seamless and price-transparent experience. Welcome Homes aims to help individuals save time and ensure they can create a beautifully designed home in their preferred location.

Razor Group is a global consumer holding company that specializes in acquiring and scaling e-commerce brands. By leveraging substantial growth capital and extensive expertise in e-commerce, Razor aims to elevate these brands to the next level of development. The company employs advanced data analytics and custom-built technology to optimize its merger and acquisition process, identifying profitable brands that align with its strategic focus on specific product categories. Razor prioritizes long-term value enhancement, aiming to improve product quality and customer satisfaction. Through its in-house e-commerce and finance expertise, Razor Group seeks to ensure that the brands it acquires can achieve category leadership and deliver better customer experiences.

Knoma offers a payment solution and marketplace for lifelong learning. The business is tackling the digital skills gap as the global economy shifts into the fourth industrial revolution. We help people looking to future proof their career or move into new areas of work by reducing the barrier of payment and removing the pain point of sourcing technical courses. The business is built upon the firm belief in the importance of lifelong education to drive improvements in our customers’ future prosperity. We believe education should be accessed in a short, but frequent manner; at a lower price point and a focus on gaining technical, digital and data skill-sets. All users can gain access up to £10,000, where the cost of a course can be spread over 12 months with flexible repayments. The product is completely free to all end users with no interest or fees applicable. Knoma works with leading coding and tech schools. We are a fun and driven team, ready to make an impact!

PayMongo Inc. is a payment processing platform based in Manila, Philippines, founded in 2019. It enables businesses to accept online payments through various methods, including credit cards, bank deposits, electronic wallets, and cash. The platform features a user-friendly dashboard for real-time transaction monitoring, analytics tools to analyze customer purchasing behavior, and an easy checkout process for customers. PayMongo also offers APIs that facilitate the development of diverse applications, ranging from e-commerce solutions to financial products. Merchants can share payment links via multiple communication channels, such as Messenger and email, simplifying the payment collection process. By streamlining online transactions, PayMongo aims to empower businesses in the rapidly evolving digital economy.

Uncapped is a provider of revenue-based financing that enables founders to raise growth capital without interest or equity. It charges a flat fee of 6% on the capital provided and gets repaid through a revenue share. Uncapped provides business advances of between £10k and £2m with 0% interest and no hidden charges, allowing founders to access fair and flexible finance. The company also uses marketing, sales, and accounting data to be able to offer finance for young businesses based on their current and projected revenue. The company was founded in 2019 by entrepreneur Asher Ismail and venture capital investor Piotr Pisarz in London, England.

Railz is a developer of an accounting data platform designed to create a comprehensive financial data network that connects financial institutions and fintechs with their small and medium-sized business (SMB) customers. The platform offers an Accounting Data-as-a-Service solution that allows users to access real-time financial data from major accounting service providers through a single API. This enables financial institutions to efficiently navigate complex data landscapes and gain insights into customer financial transactions, analytics, and reports. By optimizing conversion rates with its front-end module, Railz facilitates the seamless collection and analysis of accounting data, enhancing decision-making and operational efficiency for its clients.

Razor Group is a global consumer holding company that specializes in acquiring and scaling e-commerce brands. By leveraging substantial growth capital and extensive expertise in e-commerce, Razor aims to elevate these brands to the next level of development. The company employs advanced data analytics and custom-built technology to optimize its merger and acquisition process, identifying profitable brands that align with its strategic focus on specific product categories. Razor prioritizes long-term value enhancement, aiming to improve product quality and customer satisfaction. Through its in-house e-commerce and finance expertise, Razor Group seeks to ensure that the brands it acquires can achieve category leadership and deliver better customer experiences.

Standard Metrics is an automated financial platform that streamlines data management for investors and startups. By eliminating data silos commonly found in spreadsheets and outdated applications, it provides a centralized system for accessing essential financial metrics and investment information. The platform enables real-time engagement between investors and founders, fostering transparency and facilitating informed decision-making. With automated data collection and comprehensive portfolio management services, Standard Metrics empowers startups to analyze their performance effectively, ultimately aiding in strategic scaling and maximizing returns for investors.

Alasco offers a digital financial management platform tailored for the construction industry, enhancing the efficiency of project controllers and developers. By automating workflows and centralizing financial data, the platform improves productivity among all project participants while minimizing errors and ensuring transparency. The integrated approach allows construction professionals and engineers to effectively manage their finances, facilitating better decision-making and ultimately supporting the development of more cost-effective properties.

Aibidia, established in 2018, offers a digital transfer pricing platform designed to enhance how multinational enterprises manage their cross-border business activities. The platform allows organizations to make informed transfer pricing decisions by shifting the focus from traditional document creation and data entry to value creation and actionable insights. With the capability to manage over 5,000 legal entities, Aibidia empowers its clients—who average 7 billion euros in revenue—to implement effective tax strategies and take control of their global operations. The company is committed to transforming the management of international business, facilitating healthier global business practices.