Global Founders Capital

Virgil SAS, founded in 2018 and based in Paris, France, specializes in providing financial solutions to assist individuals in purchasing homes. The company enables young professionals to acquire properties by investing equity alongside them, which helps these buyers secure the necessary deposit for a mortgage. In exchange for a 10% investment of the purchase price, Virgil takes a 15% stake in the property, with repayment occurring at the time of resale, typically within ten years. This model allows first-time buyers to achieve homeownership approximately seven years earlier than the average, facilitating their transition from renting to owning and contributing to their long-term financial stability.

Pebble is the first financial product where you are paid to save, spend, and send your money — all in one balance.

R5 is a company based in Colombia that simplifies vehicle ownership by providing an online insurance and lending platform. It enables low-income customers to use their cars and motorcycles as collateral to secure financing. The platform facilitates access to funds for refinancing expensive debt or investing in businesses, offering a digital process for purchasing compulsory vehicle insurance with affordable policies. Through its services, R5 allows customers to leverage their vehicles to obtain credit at lower rates, making financial opportunities more accessible.

Pillar is a mobile platform aimed at assisting global citizens in overcoming barriers related to credit access. By addressing the challenges faced by expatriates and nomads, Pillar provides credit cards specifically designed for individuals with limited or no credit history in a new country. The platform integrates international credit data to facilitate a comprehensive global credit assessment, allowing users to establish a credit footprint that spans multiple countries. This innovative approach enables customers to access a variety of financial products, enhancing their ability to manage finances while living abroad.

AMORA, through a technological approach to property evaluation, creates a new way for Brazilians to acquire their dream home with the lowest downpayment available, providing an opportunity for customers to build equity at the same time as they live in their desired property.

Presail is a management platform designed to facilitate community-driven funding within the Web 3.0 ecosystem. The platform streamlines the investment process for Web 3.0 projects and investment groups by providing tools for fundraising, allocation management, token distribution, and compliance. With its comprehensive suite of features, Presail enables companies and investors to efficiently create deals, manage cap tables, and distribute assets, all within a single application. This approach simplifies the complexities associated with investments in the rapidly evolving digital landscape, ensuring secure and effective management of financial activities for Web 3.0 businesses.

Diferente ≠ is a Brazilian foodtech focused on promoting access to healthy foods while addressing food waste in Latin America. The company collaborates with local organic producers to rescue organic items deemed "imperfect" or non-standard, which would otherwise be discarded. By delivering these products directly to consumers, Diferente ≠ offers them at significantly reduced prices, making healthy eating more affordable and convenient. Founded by a team with backgrounds in various successful startups, the company is supported by prominent investors and aims to create a sustainable food shopping platform that benefits both consumers and the environment.

Fractional is a company that focuses on making real estate investing more accessible through its innovative social platform for fractional ownership. It has developed an investment application that lowers both the cost of entry and the time commitment required for property investment. The platform allows users to directly own fractions of various investment properties, which include single-family and multi-family homes. Investors can benefit from rental income and appreciation gains without incurring annual fees or being bound by holding periods. Moreover, Fractional enhances user experience by enabling them to visualize returns, cash flow, and associated costs for properties listed on the marketplace.

Aqua is an investment platform designed to enable individuals to invest in private equity with lower minimum investment requirements. The platform facilitates access to private equity funds and alternative asset funds, making it possible for retail investors to participate in these investment opportunities without the need for high net worth. Aqua aims to democratize access to stock and alternative assets, promoting liquidity and transparency in the investment process. By lowering barriers to entry, Aqua opens the door for a broader range of investors to engage in private equity.

Flowbo is a funding platform based in Los Angeles, California, that supports online content creators, freelancers, and solopreneurs by providing tailored financial services. Founded in 2021, the company leverages data-driven risk assessment to offer loans specifically designed for digital content creators. These loans are calculated based on the creator's channel performance and audience reach, allowing users to finance various projects, including e-commerce stores, games, and studios. By facilitating access to necessary funding, Flowbo enables creators to explore new platforms, initiate collaborations, and enhance their visibility in the digital landscape.

Pixpay is a company focused on financial education for teenagers, offering a banking application that facilitates online banking services tailored to the younger generation. The application is integrated with a mobile bank account and provides a single payment card along with mobile payment options. This enables teenagers to effectively manage their finances by monitoring and tracking their spending. Additionally, Pixpay encourages responsible consumption and financial literacy, empowering teenagers to pay, receive payments, save money, and enjoy discounts on their favorite brands. Through its platform, the company aims to motivate young individuals to pursue their financial goals and develop essential budgeting skills.

Pixpay is a company focused on financial education for teenagers, offering a banking application that facilitates online banking services tailored to the younger generation. The application is integrated with a mobile bank account and provides a single payment card along with mobile payment options. This enables teenagers to effectively manage their finances by monitoring and tracking their spending. Additionally, Pixpay encourages responsible consumption and financial literacy, empowering teenagers to pay, receive payments, save money, and enjoy discounts on their favorite brands. Through its platform, the company aims to motivate young individuals to pursue their financial goals and develop essential budgeting skills.

BrickVest Ltd. is a London-based company that operates an online real estate investment platform, which connects investors with various real estate investment opportunities. The platform serves as a curator for a diverse audience, including real estate investment firms, portfolio owners, operators, and developers, facilitating a transparent relationship between investors and deal sponsors. BrickVest provides users with direct access to pre-vetted investment opportunities, instant updates, and alerts, allowing for effective communication and information exchange among investors. The platform caters to a wide range of clients, including individuals, regulated fund and asset managers, banks, insurance companies, pension funds, and other financial institutions. Founded in 2014, BrickVest also has an office in Berlin, Germany, and operates as a subsidiary of Patrizia AG since early 2020.

SocietyOne is Australia’s leading peer-to-peer lending platform that connects individual investors with creditworthy borrowers, facilitating loans without the need for traditional banks. The platform enables qualified borrowers to request unsecured personal loans of up to $30,000, with rates tailored to their unique credit histories. By leveraging proprietary technology, SocietyOne aims to reduce the costs associated with loan origination, servicing, and funding, allowing it to offer more competitive rates to both borrowers and investors. This approach capitalizes on the inefficiencies of the traditional banking system, resulting in a more cost-effective lending process. SocietyOne is compliant with national consumer credit protection laws and holds an Australian Credit License, ensuring it operates within regulatory frameworks.