Global Brain

Life5 is a Madrid-based company established in March 2020. It specializes in providing life insurance through an innovative, internet-based platform. The company aims to safeguard families by offering accessible and fair life insurance products without the need for medical examinations or agent assistance.

Balance Re specializes in life reinsurance, focusing on quantitative asset-liability management. It offers services to assess and manage insurance risks consistently through time, facilitating real-time data analysis. This enables clients to release capital for growth, product repositioning, and improved advantage.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

justInCase offers AI-driven smartphone repair cost and accident insurance services via its mobile application. Founded in Japan in 2018 by experienced actuaries and data scientists, the company aims to enhance customer experience through digital operations.