Gaingels

Novel Capital, founded in 2018 and based in Mission, Kansas, is a fintech company that offers innovative funding solutions tailored for early-stage B2B software companies. By leveraging a tech-first approach, Novel Capital enables its customers to access non-dilutive capital based on future recurring revenue, effectively breaking down traditional growth barriers. The platform also provides online data-driven insights and curated learning resources, empowering entrepreneurs to capitalize on their momentum and scale their businesses without relinquishing equity. Through its flexible revenue-based financing and operational sales expertise, Novel Capital aims to foster a thriving startup ecosystem and support the growth of emerging businesses.

Bump is an AI-driven financial platform designed to assist creators in managing their business finances more effectively. The platform enables users to receive and manage microadvances while also tracking and collecting unclaimed revenue. Bump helps creators assess their qualifications for micro-financing and provides insights into their real-time market value based on content performance across digital platforms. Additionally, it facilitates personalized live sessions with entertainment industry executives, allowing creators to navigate and overcome traditional barriers in accessing essential resources. By streamlining these processes, Bump empowers creators to optimize their earnings from sponsorship and brand deals.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

Alinea is a mobile investing platform designed to empower users by simplifying the investment process. It enables individuals to invest in stocks, exchange-traded funds, and cryptocurrencies through curated playlists that help diversify portfolios based on personal interests and themes. The platform automates investing with features like recurring contributions and provides relevant insights to assist users in making informed financial decisions. Additionally, Alinea incorporates a social aspect, allowing users to share and view investment strategies within a community. Targeting those new to investing or seeking a straightforward approach to personal finance, Alinea focuses on creating a self-directed investment service that emphasizes thematic and goal-based investing.

AbbeyCross operates a B2B compliance marketplace that enhances the market infrastructure for emerging market currencies. The company connects payment banks with suppliers of trading and settlement services, addressing inefficiencies within the market. By collaborating with global banks and financial service providers, AbbeyCross facilitates improved currency liquidity, price transparency, and access to market data. This approach aims to streamline the fragmented landscape of emerging market currency payments, ensuring that clients benefit from a more efficient and reliable trading environment.

Crediverso operates a financial marketplace designed to assist the Hispanic community in the United States in achieving financial independence. The platform offers a range of services, including access to credit cards, credit checks, loans, and international money transfers. By providing essential financial information and products, Crediverso bridges the cultural gap for both Spanish- and English-speaking users, ensuring they can make informed decisions about their finances. The company aims to empower its users with the tools and knowledge necessary to navigate financial choices effectively.

blockbank is a protocol-agnostic consumer-facing application for custodial & non-custodial digital asset management and fiat-based neobanking services. blockbank seeks to harmonize the digital asset landscape and bridge the gap between centralized & decentralized finance with a user-centric, easy to use and highly functional application.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

Z1 is a digital banking application tailored for teenagers and young adults, focusing on fostering financial independence among its users. Founded in 2020 by a team with experience in education and fintech, including João Pedro Thompson, Thiago Achatz, Sophie Secaf, and Mateus Craveiro, the platform provides financial education alongside gamified features and digital banking services. The application enables users to manage their finances responsibly, offering transparency with no hidden fees. Z1 has attracted significant investment from notable backers, including Maya Capital and prominent founders, and has recently secured support from the American accelerator Y Combinator, which has a reputation for nurturing successful startups.

Bridge, a technology platform owned by Foro Holdings, Inc., specializes in optimizing the process of finding and selecting commercial debt financing opportunities for businesses. Catering to companies seeking loans between $1 million and over $20 million, Bridge connects them with suitable financial institutions, streamlining the complexities of commercial lending. The platform leverages data and technology to enhance financial relationships, allowing businesses to make informed decisions tailored to their specific needs and industry. Additionally, Bridge assists financial institutions by identifying businesses in need of growth capital that align with their lending criteria, fostering connections to underserved markets. Overall, Bridge aims to empower businesses with insights and guidance throughout the lending process, facilitating more predictable and profitable financial outcomes.

Kafene is a mission-driven startup focused on empowering flexible ownership for consumers, particularly those who may face challenges with traditional financing options. The company offers flexible payment solutions for a range of products, including furniture, appliances, electronics, and jewelry, while minimizing the risks associated with conventional debt. Kafene's innovative approach allows consumers to return items without incurring additional debt if they can no longer meet payment obligations. This consumer-friendly model is supported by a robust technology platform that features app-based point-of-sale virtual wallets and AI-driven underwriting, facilitating swift payment processing and approval across diverse credit profiles. By combining advanced data inputs with machine learning technologies, Kafene positions itself as a comprehensive payment partner for both consumers and retailers.

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment systems. The platform features a modular, workflow-driven architecture and a real-time interface that allows users to track transactions, consolidate data from various payment processors, and underwrite merchant accounts. This capability supports banks, acquirers, and enterprises in facilitating quick and secure push payments over debit cards and enables them to send money globally. By providing these tools, Finix aims to enhance the payment processing experience for its clients.

Sonic Wallet, your comprehensive solution for seamless global payments and the opportunity to earn high interest. Experience the ease of international transactions coupled with the financial advantage of high-yield accounts—all in one user-friendly app, designed to elevate your financial experience.

Prime Trust was founded in 2016 on the belief that the future of finance is digital. Through a full suite of APIs, we help financial institutions and fintech companies build seamlessly, launch quickly, and scale securely. As an independent, regulated trust company, we work with clients such as crypto exchanges and payment platforms, who rely on our trusted, secure ecosystem and institutional grade blockchain technology. Prime Trust solutions are at the center of a quickly-evolving crypto industry, providing the infrastructure that merges digital assets with traditional finance. For fintech businesses in the US and around the world, Prime Trust makes it possible to securely and compliantly access the digital economy. The company is recognized by Forbes as America’s Best Startup Employer 2022 and is also Great Place to Work-Certified™ 2022. Prime Trust has also been named to CB Insights Blockchain 50 for 2022. Visit us at www.primetrust.com and connect with us on LinkedIn, Twitter, and Facebook.

Middesk, Inc. is an identity platform founded in 2018 and headquartered in San Francisco, California. The company offers automated business verification services and provides essential contextual information about various businesses. Its platform allows organizations to capture, verify, and monitor business credentials effectively, facilitating compliance with contractual and regulatory requirements. Additionally, Middesk notifies service providers of changes within their customer base, enabling them to maintain an accurate understanding of their clients and better address their needs. By centralizing the credentialing process, Middesk helps companies streamline onboarding and enhance operational efficiency while managing risk and compliance.

Neo Financial is a FinTech company that offers an array of banking and financial services designed for efficient money management. It provides a secure platform for spending, saving, and earning rewards. Neo's credit card, issued by ATB Financial, operates on the Mastercard network, allowing users to make purchases easily. Additionally, the Neo Savings account, backed by Concentra Bank, offers competitive interest rates and is protected by deposit insurance. The company focuses on delivering a seamless experience with no monthly fees or minimum balance requirements, enabling users to manage their finances with greater flexibility and security.

Quipu is building the first digital bank for the informal economy in LATAM. Using proprietary AI algorithms, Quipu assesses informal microbusinesses’ creditworthiness using over 80,000 alternative data points. Quipu leverages this data to provide working capital loans through a local supply chain financing system that allows microbusinesses to buy supplies, ingredients and materials at wholesale price. The company is building an uncollateralized loan protocol to boost their loan operation. Quipu’s goal is to become the one-stop-shop for financial services for micro-businesses in LATAM providing easy, fair and alternative access to working capital.

Binance.US operates as a regulated cryptocurrency exchange that offers a platform for buying, selling, and trading various digital assets. The company aims to enhance financial confidence and promote cryptocurrency literacy among users. By leveraging innovative technology, Binance.US provides a marketplace that ensures low trading fees and transaction costs, while prioritizing speed, security, and reliability. As a FinCEN regulated entity, Binance.US is committed to facilitating everyday access to digital assets and contributing to the transition to a digital economy in the United States.

Ellevest, Inc. is an investment management firm founded in 2014 and based in New York City, focusing primarily on providing financial services to women. The firm manages customized client portfolios across various asset classes globally, employing fundamental analysis and a top-down approach in its investment strategy. Ellevest has developed a digital investment platform that offers a personalized experience, utilizing proprietary algorithms tailored to women's financial needs, including salary peaks and goal-specific portfolios. This platform aims to empower female investors by helping them take control of their investments and achieve their financial goals through a user-friendly interface and thoughtful portfolio construction.

AlphaFlow, Inc. operates an online investment platform focused on real estate assets, providing professionally managed portfolios of real estate loans primarily for institutional investors. Founded in 2015 and headquartered in San Francisco, California, with an additional office in New York, AlphaFlow collaborates with residential real estate lenders nationwide, underwriting loans based on over 50 criteria. By employing best practices in investment management, such as diversification and institutional-quality data analytics, AlphaFlow automates these processes to deliver a more accessible and efficient investment experience. This approach allows investors to build diversified portfolios across multiple states while avoiding the high fees and minimum investments typically associated with traditional real estate investing.

Jeeves is a fintech company founded in 2019 and headquartered in the United States, focused on providing financial solutions that empower businesses worldwide. The company develops an integrated financial platform that allows customers to open multi-currency accounts and manage their company-wide spending efficiently. Its offerings include features for issuing corporate cards, sending cross-border payments, and tracking expenses, all from a single platform. By building international fintech infrastructure, Jeeves aims to simplify expense management for global teams and enhance the overall financial operations of businesses.

CryptoLeague™, a Miami-based web3 tech company, is empowering web3 investing communities with the tools to accelerate their financial freedom. CryptoLeague is pioneering a new category in investing platforms, by harnessing the wisdom of the crowds in community investing. The founders of CryptoLeague believe that crypto and NFT investing is a community sport, which should be social, accessible, self-governing, competitive, and ultimately rewarding. CryptoLeague is unleashing the power of collaboration and access to quality knowledge in a first-of-its-kind platform; all aimed at generating life-changing investment returns.

Pay Theory is a payments platform designed to address the complex financial needs of various sectors, including education, healthcare, senior care, child care, government, property, and insurance. The company offers a financial infrastructure that facilitates digital payment access and integrated payment services, ensuring that families can easily connect with essential service providers. By providing solutions that accept multiple forms of payment, such as digital payments, electronic checks, and cash, Pay Theory aims to remove barriers related to money access and banking. This approach not only supports families in maintaining access to critical services but also creates new revenue opportunities for SaaS vendors within these industries.

LEX Markets Corp. operates an online marketplace dedicated to commercial real estate securities, allowing users to search, buy, and sell shares of individual properties. Founded in 2018 and based in New York, the company facilitates the process of taking commercial buildings public through single-asset initial public offerings (IPOs). LEX Markets caters to both accredited and non-accredited investors, enabling transactions with a minimum investment of $250 and without lockup periods. The platform leverages technology from Nasdaq, ensuring robust trading features and performance comparable to major global markets.

RoundlyX is a financial technology company founded in 2019 and based in Richmond, Virginia. It specializes in providing a spare change roundup feature that enables consumers to save, invest, and donate by rounding up their purchases. The platform offers users the ability to invest their spare change into digital assets, including Bitcoin, while also managing multiple investment exchanges through a single dashboard. In addition to its consumer offerings, RoundlyX provides a roundup functionality-as-a-service to investment platforms and non-profits, enhancing their ability to engage users in savings and investment activities.

Azibo is a financial services platform for rental properties that provides solutions for rent collection, banking, lending, and insurance. The company was founded in 2018 and is headquartered in Reno, Nevada.

Qonto is an online bank that specializes in providing financial tools for small and medium-sized businesses as well as freelancers. The platform simplifies business banking by offering digital bank accounts that facilitate the sending and receiving of payments. It is designed to accommodate all types of companies, regardless of their legal structure or team size. Qonto's services include assistance with banking operations, bookkeeping, and budget management, allowing clients to manage their finances efficiently through a mobile application. Users can transfer funds using either physical or virtual cards, all while minimizing the need for paperwork.

Petal is a credit card company that is built to help people financially succeed. It aims to make credit honest, simple, and accessible. The company uses machine learning to analyze a customer’s full digital financial record—not just their credit score. Petal has pioneered cash flow underwriting, as an alternative to credit scores, to make credit more accessible, and offers a simple, modern digital experience that encourages members to build credit, avoid debt, and spend responsibly. Petal is based in New York, New York, and Richmond, Virginia. The Petal credit card is issued by WebBank, Member FDIC.

Alto Solutions, Inc. operates an online platform that facilitates the management of self-directed individual retirement accounts (IRAs). The company offers various IRA products, including Alto IRA, which allows users to invest in alternative assets such as private equity, venture capital, real estate, loans, and cryptocurrency. Its Checkbook+ IRA provides customers with check-writing control, enhancing the management of real estate investments. Additionally, Alto CryptoIRA connects users directly to Coinbase for cryptocurrency trading. The platform features a user-friendly dashboard for managing accounts and investments, and assists investors in determining their eligibility for different types of investments while identifying financial trust companies for asset custody. Serving a diverse clientele that includes wealth managers, registered investment advisors, real estate owners, and entrepreneurs, Alto Solutions aims to democratize access to alternative asset investing. Founded in 2015 and based in Nashville, Tennessee, the company was previously known as Saltvest, Inc.

Plastiq Inc. is an online payment service that allows users to make payments via credit and debit cards, irrespective of whether the recipient typically accepts card payments. The company processes these card payments and transfers the funds in a format that recipients can accept, such as electronic bank transfers or checks. Founded in 2009 and based in San Francisco, California, Plastiq serves a wide range of customers, including businesses and individuals in the United States and Canada, enabling them to pay for various expenses like tuition, taxes, rent, utilities, and insurance. The platform facilitates flexible payment options, allowing users to earn credit card rewards and utilize cash more effectively. Plastiq aims to streamline payment processes and has expanded its services to over 150 countries.

UpEquity is a technology-driven mortgage platform that simplifies the home buying process. Founded in 2019 by Tim Herman and Louis Wilson while they were students at Harvard Business School, the company is headquartered in Austin, Texas. UpEquity offers services such as mortgage and refinance, enabling users to upload documents for pre-approval through its online portal. The platform combines free cash offers, automated underwriting, and competitive mortgage rates to facilitate quick offers and closings, making it accessible even for first-time homebuyers. By streamlining the application and approval process, UpEquity aims to democratize access to the housing market and enhance the overall home buying experience.

Nelo is a financial technology company based in Mexico City, established on April 8, 2019. It specializes in developing a mobile application and a digital payment management platform that enables users to conduct financial transactions effectively. The platform allows individuals to send and request money easily, while also providing a free virtual card with no charges for account opening. This service facilitates real-time payment and balance tracking, empowering users to manage their funds in an affordable and secure manner.

CryptoMate is a developer of an artificial intelligence-based platform designed to simplify the transition to cryptocurrency for businesses. It offers a guided decentralized ecosystem that enables companies to adopt crypto business models seamlessly. Through its Crypto APIs, CryptoMate allows businesses to leverage blockchain technology and access various financial services, including wallet creation, cryptocurrency purchasing, and protocol engagement. Additionally, the platform features conversational AI that assists and engages users in the Web3 environment, ensuring that company workflows remain unaffected. By providing these tools, CryptoMate aims to facilitate financial inclusion through decentralized finance, enabling any company to operate within the evolving crypto economy.

Prometheus Alternative Investments, Inc., a Los Angeles, Calif.-based fintech startup.

Stake enables renters to receive cash back rewards for paying their rent. Stake is on a mission to make renting financially rewarding, build renters’ savings with no fees or debt accumulation, and empower today’s owners to create financially safe and secure rental communities. Stake reduces downtimes and marketing costs while boosting top-line revenue with retention and renewals. Its data-powered rewards lessen the overall cost of incentives and concessions by over 50% and increase leasing velocity by 2x.

Orchard is a real estate development company that focuses on simplifying the home buying and selling process through a digitally enabled marketplace. The company offers services that help clients find and purchase homes while also providing cash offers to facilitate contingency-free transactions. Orchard's platform combines technology and human-centered design to deliver accurate home valuations and manage the sale of clients' previous homes. Additionally, the company connects customers with various vendor partners, offering services such as cleaning, landscaping, photography, flooring, roofing, and plumbing, ensuring a comprehensive and stress-free experience for those navigating the real estate market.

Data Mynt is a financial technology company focused on facilitating seamless global trade payments for African businesses. The company offers a mobile application designed for borderless business banking and payments, allowing users to deposit, accept, and send payments easily. In addition to transactions, the application provides features for withdrawing funds and managing business loans, enabling users to handle their financial activities efficiently. Through its innovative platform, Data Mynt aims to enhance the financial landscape for businesses across Africa, promoting smoother and more accessible commerce.

RoadSync, Inc. is a company that specializes in creating an online payment platform tailored for the logistics industry, among others. Since its founding in 2015 and rebranding from MyLumper Corp. in December 2017, RoadSync has developed a payment portal that facilitates instant receipt generation for carriers, brokers, and drivers, while also providing visibility into billing activities and managing recurring transaction emails. The platform serves a variety of clients, including warehouses, repair and tow services, and logistics providers, enhancing their financial operations by streamlining expense management and enabling secure payment acceptance. This automation not only accelerates payment processes but also improves oversight for both payers and vendors, positioning RoadSync as a key financial solution in the rapidly evolving logistics sector. The company is headquartered in Atlanta, Georgia.

ModernTax is API platform that enables financial and fintech companies to access and verified IRS taxpayer records and (2) an employee financial benefits platform providing benefits teams with a comprehensive tool to automate taxable events. ModernTax answers the tax and accounting industry’s need for: 1. Connection between taxpayers and business providers 2. Accessibility of tax data and virtual tax filing services 3. Efficiency of processes for tax and accounting service providers

Kafene is a mission-driven startup focused on empowering flexible ownership for consumers, particularly those who may face challenges with traditional financing options. The company offers flexible payment solutions for a range of products, including furniture, appliances, electronics, and jewelry, while minimizing the risks associated with conventional debt. Kafene's innovative approach allows consumers to return items without incurring additional debt if they can no longer meet payment obligations. This consumer-friendly model is supported by a robust technology platform that features app-based point-of-sale virtual wallets and AI-driven underwriting, facilitating swift payment processing and approval across diverse credit profiles. By combining advanced data inputs with machine learning technologies, Kafene positions itself as a comprehensive payment partner for both consumers and retailers.

Synctera Inc. provides digital banking solutions that connect traditional banking operations with innovative financial technology. Incorporated in 2020 and based in San Carlos, California, the company offers a platform that facilitates the launch of FinTech and embedded banking products for businesses of all sizes. Synctera's technology infrastructure includes robust APIs, which enable companies to efficiently introduce and expand services such as debit cards, bank accounts, charge cards, lines of credit, and money movement. Additionally, the platform supports regional and community banks in navigating regulatory compliance and managing partnerships with FinTech firms. Synctera's comprehensive offerings include PII encryption, secure login, authentication, endpoint protection, and penetration testing, ensuring that businesses can implement banking services effectively and securely.

Yieldstreet is a management platform that provides retail investors access to income-generating investment products. Founded in 2015, It gives individuals access to alternative investments that have traditionally been off-limits to the average investor. With over $2.5 billion invested across multiple asset classes, Yieldstreet is changing the way people generate passive income by lowering and removing the barriers that historically kept these lucrative opportunities far out of reach. In 2013, founders Milind Mehere and Michael Weisz were frustrated that many investment strategies were typically reserved only for institutions and the ultra-wealthy. Typically, the average investor was left to choose between the stock market and bonds with falling yields - with few options in between. Asset-based investments had longer hold periods and a higher barrier of entry, keeping them well out of reach of accredited investors — even more so for unaccredited investors. As a result, they decided to leverage the growing fintech disruption to give more people access to these previously restricted alternative investments. Milind’s background in building companies combined with Michael’s decade-plus experience in investing and fund management formed the core of Yieldstreet. Passion for their investors and employees as well as a willing embrace of innovation, has been part of Yieldstreet’s identity from the beginning. Each decision to leverage a new technology, or investment strategy, or originate a new deal is made to put investors first. That drive has propelled Yieldstreet across all 50 states, crossing $100M invested in less than eight quarters, with the $1B milestone coming only three years later. In 2019, Yieldstreet’s membership had grown to 100,000, and a savings account for members was launched. Yieldstreet, since its launch in 2015, has not deviated from its goal to change investing for the better, nor has it slowed down. Yieldstreet was ranked number 46 on the Inc. 5000 list of the fastest-growing companies and has been recognized by Built In as one of the Best Places to Work. Yieldstreet today delivers wealth generation options and alternative investments for more than 330,000 investors and has returned more than $1.3 billion in principal/interest. Many alternative investment platforms only focus on one asset class, such as real estate or art. Yieldstreet’s offerings, accessed through cash or a low-fee IRA, cover a wide range of asset classes — art, real estate, legal, corporates, consumer, and commercial, via single investments or funds. Yieldstreet also offers its members short-term notes on offerings with a hold period between 3 and 6 months, which generally boast higher interest rates than money markets and CDs. Yieldstreet is headquartered in New York and has offices in Brazil, Greece, and Malta. Michael Weisz serves as President and Milind Mehere serves as CEO. Together, they manage a team of more than 140 employees, all working toward Yieldstreet’s one goal: to change the way people invest for the better.

Phood is a developer of a payment API platform that facilitates the use of college meal plan dollars for food orders through third-party delivery applications. By integrating with existing delivery services such as Uber, Instacart, DoorDash, and Postmates, Phood enables college students to utilize their student cards as a payment method, regardless of their location. This innovation not only enhances convenience for students but also promotes financial transparency in their dining options. Through its technology, Phood effectively bridges the gap between campus dining and public food services.

Z1 is a digital banking application tailored for teenagers and young adults, focusing on fostering financial independence among its users. Founded in 2020 by a team with experience in education and fintech, including João Pedro Thompson, Thiago Achatz, Sophie Secaf, and Mateus Craveiro, the platform provides financial education alongside gamified features and digital banking services. The application enables users to manage their finances responsibly, offering transparency with no hidden fees. Z1 has attracted significant investment from notable backers, including Maya Capital and prominent founders, and has recently secured support from the American accelerator Y Combinator, which has a reputation for nurturing successful startups.

Pockyt is a developer of a cross-border payment platform that facilitates connections between brands and retailers and Chinese consumers. By integrating Pockyt's services, businesses can accept a diverse range of global payment methods, both online and in-store. The platform is designed to enhance the checkout experience by employing security software that safeguards transactions while ensuring efficient transfers of international currencies. This approach allows customers to utilize their preferred payment methods, ultimately helping businesses optimize their sales and expand their reach in the Chinese market.

Orchard is a real estate development company that focuses on simplifying the home buying and selling process through a digitally enabled marketplace. The company offers services that help clients find and purchase homes while also providing cash offers to facilitate contingency-free transactions. Orchard's platform combines technology and human-centered design to deliver accurate home valuations and manage the sale of clients' previous homes. Additionally, the company connects customers with various vendor partners, offering services such as cleaning, landscaping, photography, flooring, roofing, and plumbing, ensuring a comprehensive and stress-free experience for those navigating the real estate market.

Varo Money is driven by a mission to redefine banking so it’s easy for everyone to make smart choices with their money. In one mobile app, Varo offers customers no-cost premium bank accounts and high-interest savings accounts offered through The Bancorp Bank, and tech-first features to help people manage their money more easily. The company was founded in 2015 and is headquartered in San Francisco, California.

Our mission is to restore agency and dignity to transgender individuals in their process of gender transition via technology solutions. We offer a suite of technologies, enabling a better transition: - Solace. Provides information and resources to guide transgender people through whatever process of gender transition they desire. Now available, for free, on iOS & Android . - Bliss. A revolutionary savings app for the transgender community. Your Bliss fund is so much more than just passive savings – every time you get a push notification, it’s helping you move closer to being yourself. - Windfall. Premium and optional services that compliment Solace. Includes subscription products and company merchandise. - Clarity. A sense-of-self tracker to help measure gender identity, gender expression, and attraction. Brought to life by an amazing group of individuals on Kickstarter. - Catharsis. Coming Soon. A dedicated mental and emotional health platform designed for the trans community, by the trans community.

VoiceOps is a pioneering coaching enablement solution designed specifically for call centers, focusing on enhancing the effectiveness of coaches to achieve higher return on investment. Established in 2016, the company provides a platform that drives significant behavior change among sales representatives, resulting in improved conversion rates, decreased attrition, and reduced ramp-up time. VoiceOps integrates artificial intelligence tools to analyze high-volume calls, identify successful behaviors, and implement necessary improvements, thereby facilitating a more consultative customer experience. Its impact is notable, with clients experiencing substantial increases in close rates and significant reductions in compliance violations and post-call work. VoiceOps serves a diverse clientele across industries such as financial services, education, and insurance, and continues to grow rapidly, positioning itself as a leader in call center efficiency and performance enhancement.

Varo Money is driven by a mission to redefine banking so it’s easy for everyone to make smart choices with their money. In one mobile app, Varo offers customers no-cost premium bank accounts and high-interest savings accounts offered through The Bancorp Bank, and tech-first features to help people manage their money more easily. The company was founded in 2015 and is headquartered in San Francisco, California.

Borrowell Inc., founded in 2014 and based in Toronto, Canada, is a financial technology company that specializes in providing credit education and personal financial services. The company offers free credit scores, credit monitoring, and personalized financial product recommendations through its online marketplace-lending platform. Borrowell helps Canadians access various financial products, including personal loans, credit cards, and mortgages, while also providing tools for debt management and financial improvement. By integrating innovative digital solutions such as personalized credit coaching and AI-driven recommendations, Borrowell aims to enhance the financial well-being of its customers and promote responsible borrowing practices.

Orchard is a real estate development company that focuses on simplifying the home buying and selling process through a digitally enabled marketplace. The company offers services that help clients find and purchase homes while also providing cash offers to facilitate contingency-free transactions. Orchard's platform combines technology and human-centered design to deliver accurate home valuations and manage the sale of clients' previous homes. Additionally, the company connects customers with various vendor partners, offering services such as cleaning, landscaping, photography, flooring, roofing, and plumbing, ensuring a comprehensive and stress-free experience for those navigating the real estate market.

Quadient Accounts Receivable by YayPay is an automated AR platform that streamlines the entire credit-to-cash process for B2B companies. Save time prepping/chasing invoices & get paid faster! Our AI capabilities help you predict payor behavior, intelligently automate invoicing & collection communications, & determine customer credit. Our secure statement portal gives your customers more visibility/flexibility for faster payments, & we seamlessly integrate with your ERP, CRM & accounting systems.

Quadient Accounts Receivable by YayPay is an automated AR platform that streamlines the entire credit-to-cash process for B2B companies. Save time prepping/chasing invoices & get paid faster! Our AI capabilities help you predict payor behavior, intelligently automate invoicing & collection communications, & determine customer credit. Our secure statement portal gives your customers more visibility/flexibility for faster payments, & we seamlessly integrate with your ERP, CRM & accounting systems.

LeaseLock Inc. is an insurance technology company that provides lease guarantor services for renters by replacing traditional security deposits with insurance. Founded in 2013 and based in Marina Del Rey, California, LeaseLock streamlines the rental process through its online application, eliminating the need for cosigners and facilitating instant lease approvals. The company's flagship product utilizes artificial intelligence to optimize coverage based on property history, resulting in significant improvements in conversion rates and reduced vacancy for property owners. LeaseLock has insured over $1 billion in leases, backed by insurance rated A (Excellent) by A.M. Best. The company has strategic partnerships with notable investors, including SoftBank Ventures Asia and Liberty Mutual Strategic Ventures, which support its mission to enhance the rental experience and minimize financial risks for apartment operators.

Quadient Accounts Receivable by YayPay is an automated AR platform that streamlines the entire credit-to-cash process for B2B companies. Save time prepping/chasing invoices & get paid faster! Our AI capabilities help you predict payor behavior, intelligently automate invoicing & collection communications, & determine customer credit. Our secure statement portal gives your customers more visibility/flexibility for faster payments, & we seamlessly integrate with your ERP, CRM & accounting systems.

Varo Money is driven by a mission to redefine banking so it’s easy for everyone to make smart choices with their money. In one mobile app, Varo offers customers no-cost premium bank accounts and high-interest savings accounts offered through The Bancorp Bank, and tech-first features to help people manage their money more easily. The company was founded in 2015 and is headquartered in San Francisco, California.

Quadient Accounts Receivable by YayPay is an automated AR platform that streamlines the entire credit-to-cash process for B2B companies. Save time prepping/chasing invoices & get paid faster! Our AI capabilities help you predict payor behavior, intelligently automate invoicing & collection communications, & determine customer credit. Our secure statement portal gives your customers more visibility/flexibility for faster payments, & we seamlessly integrate with your ERP, CRM & accounting systems.

Katapult Group is an omnichannel point-of-sale payment platform, providing alternative purchase solutions for retailers and consumers. Its cutting-edge technology integrates seamlessly with online platforms, enabling its retail partners to expand their customer base, increase sales, and grow revenue. The company's consumer-centric focus ensures a quick application and approval process, transparent terms, and tailored payment plans.