Founders Fund

Roam is the platform for affordable home ownership. Roam helps homebuyers purchase their next home with a low-interest rate mortgage included.

Aven is a financial services company offering a product that combines a credit card with a home equity line of credit. The Aven HELOC Card lets users access funds secured by their home equity and pay for purchases like a traditional card, while aiming to deliver lower interest rates than standard credit cards. By leveraging home equity, it seeks to reduce borrowing costs and simplify cash management for its customers.

Roam is the platform for affordable home ownership. Roam helps homebuyers purchase their next home with a low-interest rate mortgage included.

Pomelo is a financial technology company focused on empowering immigrants by facilitating cost-effective international money transfers and credit building. The company's application enables users to send money to their families abroad without incurring fees, while also providing a secured credit card that allows users to deposit funds and establish a credit line. This dual functionality not only supports families in maintaining financial connections across borders but also assists users in building their credit history. Pomelo's commitment to financial empowerment and global connectivity is driven by a dedicated team of experienced founders and operators.

Roam is the platform for affordable home ownership. Roam helps homebuyers purchase their next home with a low-interest rate mortgage included.

Vontive is a developer of an embedded mortgage platform designed to finance investment properties. The platform offers a no-code, white-label solution that allows businesses serving real estate investors to launch their own investment-property mortgage operations in 1-2 weeks. It creates a direct conduit to finance investment property mortgages, connects to a debt marketplace, and streamlines capital allocation at scale, enabling real estate investors to access predictable, cost-effective financing and compete with cash buyers.

Nuvo is a B2B platform that facilitates efficient customer onboarding and risk assessment for trade credit management. It streamlines processes by securely storing and actively monitoring critical credit information, enabling small and medium-sized businesses to manage their credit operations effectively.

Even.com is focused on enhancing financial resilience for employees, addressing the challenges faced by over half of Americans living paycheck to paycheck. The company develops a mobile budgeting application that automatically budgets upcoming bills, allowing users to manage their spending habits effectively. By partnering with employers, Even provides its services as a benefit, which not only supports employees in making ends meet, paying down debt, and saving money but also helps employers improve employee retention. The business operates transparently, ensuring that it profits only when its customers do. Even.com is based in Oakland, California, and Raleigh, North Carolina.

Founded in 2012, Blend Labs designs and develops digital lending platforms that streamline mortgage, consumer loan, and deposit account applications. Serving over 300 financial institutions, including Wells Fargo and U.S. Bank, the company processes billions in loans daily, helping millions of consumers access credit.

Vontive is a developer of an embedded mortgage platform designed to finance investment properties. The platform offers a no-code, white-label solution that allows businesses serving real estate investors to launch their own investment-property mortgage operations in 1-2 weeks. It creates a direct conduit to finance investment property mortgages, connects to a debt marketplace, and streamlines capital allocation at scale, enabling real estate investors to access predictable, cost-effective financing and compete with cash buyers.

Scratch Services, LLC, established in 2015 and headquartered in San Francisco, specializes in developing innovative loan servicing solutions. It offers a proprietary loan accounting system, payments infrastructure, and a user-friendly web application, all designed to enhance borrowers' understanding and management of their loans. Scratch aims to transform the debt experience by prioritizing the borrower's needs, ultimately improving repayment outcomes and fostering a more efficient service ecosystem for both borrowers and lenders.

Hearth is a financial technology platform that supports home improvement contractors in growing and managing their businesses. The company offers a comprehensive suite of financial tools designed to facilitate business transactions, including financing advice, invoicing, payment collection, and insurance products. By enabling contractors to send quotes, contracts, invoices, and financing options from any location, Hearth streamlines the process of closing deals, ensuring a seamless experience for both contractors and clients.

Archblock is a financial technology company that focuses on bridging institutional capital with decentralized finance (DeFi) through innovative web3-enabled products. Founded in 2017 and based in San Francisco, Archblock operates the TrustToken platform, which facilitates the creation of asset-backed tokens for global trading. The company emphasizes transparency and accessibility in lending by connecting institutional lenders and fund managers to DeFi markets. Its offerings include a modular suite of tools that allows institutions to create and manage stablecoins, tokenize real-world assets, and securely manage portfolios. Archblock's platform ensures compliance with fiduciary responsibilities and provides a legal framework that enforces smart contract terms, thereby enhancing the integrity of financial transactions.

Coru is a platform that intelligently connects users with credit and insurance products employing the power of machine learning and artificial intelligence.

CompareEuropeGroup Limited is a London-based company that operates online comparison platforms for financial, telecommunications, and utility products across Europe. Founded in 2015, the company focuses on helping consumers save time and money by providing a free and straightforward market comparison for over 600 products, including car insurance, personal loans, credit cards, and broadband subscriptions. The platforms are designed to be user-friendly, featuring a simple application process. CompareEuropeGroup emphasizes transparency, independence, and trust in its operations, with a commitment to creating convenient and comprehensive resources for consumers to make informed decisions.

Founded in 2012, Blend Labs designs and develops digital lending platforms that streamline mortgage, consumer loan, and deposit account applications. Serving over 300 financial institutions, including Wells Fargo and U.S. Bank, the company processes billions in loans daily, helping millions of consumers access credit.

Founded in 2006, OnDeck is a technology-driven financial platform specializing in loan financing for small and medium-sized businesses. It uses proprietary software to assess business performance, enabling responsible expansion of credit access beyond traditional personal credit score evaluations.

Able Lending, based in Austin, Texas, is a small business lender offering term loans, growth loans, and debt refinancing options. Its unique "Able Start" loan product enables businesses to access funding with support from friends, family, and fans, resulting in lower interest rates and significant savings. Able Lending aims to provide more than just loans, connecting entrepreneurs with additional capital, community resources, and expert advice to facilitate growth.

Founded in 2006, OnDeck is a technology-driven financial platform specializing in loan financing for small and medium-sized businesses. It uses proprietary software to assess business performance, enabling responsible expansion of credit access beyond traditional personal credit score evaluations.

Wallaby Financial is a technology company that specializes in optimizing credit card usage to maximize rewards and benefits for consumers. Through its Wallaby Engine, the company provides a range of products, including mobile applications for iPhone and Android, as well as a web-based service called WalletBoost. These tools help users identify the best credit cards to use based on rewards, credit limits, statement due dates, and various offers. Wallaby is also in the process of developing the Wallaby Card, which aims to simplify the rewards process by allowing consumers to maximize their benefits with a single swipe. Overall, Wallaby Financial focuses on enhancing the financial experience for users through innovative digital solutions.