FJ Labs

Delphia Inc. is a Toronto-based company that provides an innovative investment platform, allowing individuals to transform their personal data into investment capital. By participating in artificially intelligent surveys, users can share insights about their lives and perspectives, which Delphia uses to enhance investment returns. This approach enables users to build wealth without needing initial financial resources, marking a significant shift in how investment opportunities are accessed. Delphia's platform empowers individuals by strategically managing their data, creating a competitive advantage in financial markets and facilitating informed decision-making. Through this model, Delphia aims to drive economic empowerment and sustainable growth for both individual and institutional investors.

Founded in 2021, Allocate is a venture capital investment firm based in Palo Alto, California. The firm seeks to invest in early-stage startups based in the United States.

Operator of an online real estate marketplace intended for buying, managing, and selling rental investment properties in Europe. The company's end-to-end service evaluates buy-to-let properties based on their projected returns and provides users with the tools and information they need to invest, including property search, mortgage applications, and property management, enabling users to manage real estate investment.

Vivla is a real estate service provider that specializes in second homeownership by facilitating the buying, owning, and selling of fractional shares in second homes. The company streamlines the entire process for its clients, managing all aspects from the initial purchase to legal and administrative tasks, as well as ongoing property management. This approach allows individuals to invest in fully managed second homes without the need to purchase an entire property, making vacation home ownership more accessible and convenient.

Saks is assisting in the transformation of the way people save money. It provides accumulation plans and investment options in a model that incorporates recurrence, diversification, and tax advantages. They also serve as a marketplace for life and pension brokers.

boopos provides flexible, useful financing for e-commerce, SaaS businesses and their owners: discretionary purpose, long-term revenue-based facilities for an investment, acquiring a company or just cashing out without selling your company or diluting yourself.

Vest is an app-based brokerage that wants to provide Latin American savers with access to American assets that are differentiated by product, pricing, and content. Latin Americans are known for saving, but many prefer to do so in cash or in zero-interest savings accounts.

Developer of an artificial intelligence-powered real estate investment platform designed for fragmented commercial property markets. The company's platform leverages data science and machine learning to identify and acquire investment properties in sectors like multifamily, healthcare, and net lease, allowing people to further invest in their growth and small and medium property owners to get immediate cash flow backed by a long-term lease.

Goin is a mobile application designed to help users save money effortlessly and invest without prior knowledge. Founded by three Spanish entrepreneurs, Goin utilizes machine learning algorithms to accumulate savings through small daily actions, such as rounding up payments. The app targets Millennials, a demographic that often struggles with saving, by offering an easy-to-use tool that enhances financial management. Users begin by answering questions about their spending habits, which allows the app to suggest tailored saving methods. Once users add money to the app, they have the flexibility to transfer funds to various investment options, including cryptocurrencies and equity funds, or withdraw to their bank accounts. Goin's innovative approach aims to simplify personal finance and promote a better lifestyle for its users.

Kocomo is an early-stage proptech startup focused on revolutionizing second home ownership through a transparent marketplace for luxury properties. The company offers a co-ownership model that allows up to eight families to jointly own vacation homes, making luxury living more accessible. Users can browse available properties on the platform and reserve dates for their visits, ensuring that they enjoy well-equipped homes with all necessary amenities at a subsidized cost. Initially launched in Mexico, Kocomo aims to help individuals achieve their dream of vacation home ownership while fostering memorable experiences. With backing from prominent investors across the U.S., Europe, and Latin America, Kocomo is positioned to expand its innovative approach to property ownership globally.

Operator of a consumer goods holding company intended to invest and buy profitable brands. The company's marketplace combines advanced data analytics and custom-built technology, an optimized M&A process and in-house e-commerce and finance expertise to find suitable acquisition targets, enabling brands to scale profitable and demonstrate category leadership, better-quality products and customer reviews.

PrizePool is a mobile-based application software that enables its users to invest their money though smartphones. PrizePool believes the team's experience combined with the commitments to both guarantee monthly prizes and create a social, referral model sets PrizePool apart from others in the market.

Operator of a consumer-packaged-investments company intended to help the general public invest in working capital loans. The company offers a pre-approved startup credit limit based on the estimate of the lifetime income of each co-founder, startups can set their fundraising goal and acceptable loan terms, and private investors can allocate capital to startups via monthly fundraising rounds, helping businesses to raise funds using secured high-yield debt financing.

Allinfra Ltd is a company that develops a blockchain-based platform for the tokenization of unlisted infrastructure finance and environmental assets. Founded in 2017 and based in the Cayman Islands, Allinfra's platform enables direct investments in these assets, allowing individuals and institutions to create, purchase, and transfer ownership interests. It provides an alternative source of financing for asset owners while enhancing liquidity and access in the market. The company also offers Allinfra Climate, an enterprise software solution that helps institutions achieve sustainability goals by collecting climate-relevant information directly from assets. This verifiable and auditable data can be stored, utilized, or monetized, thereby supporting sustainability efforts while facilitating investment in renewable and infrastructure projects.

Vest Wealth Management is a digital investment advisor focused on serving the middle class in emerging markets, particularly in Mexico and Latin America. The platform empowers users to begin investing with a minimum of 50 dollars in local funds and investment products. It offers tailored advice on existing savings plans and investment opportunities, helping individuals navigate their financial goals effectively. By emphasizing practical and achievable outcomes, Vest facilitates access to investment resources for professionals seeking to enhance their financial well-being.

Operator of a consumer goods holding company intended to invest and buy profitable brands. The company's marketplace combines advanced data analytics and custom-built technology, an optimized M&A process and in-house e-commerce and finance expertise to find suitable acquisition targets, enabling brands to scale profitable and demonstrate category leadership, better-quality products and customer reviews.

• Dot is a curated marketplace of design-led properties. We source undervalued properties in fast-growing cities & transform them into high-yielding passive investments. • Delivering every element of the property lifecycle condensing a typical 6-month buying process into an elegant e-commerce experience • Enabling global investors to buy, add value, rent and refinance properties seamlessly online - like Amazon one-click for real estate.

Comatch GmbH is a Berlin-based online marketplace that connects companies with freelance management consultants and industry experts. The platform facilitates the matching of organizations seeking external support for various projects with independent professionals specializing in areas such as strategy, organization, IT, marketing, finance, and operations. By providing access to a diverse pool of expertise, Comatch enables businesses of all sizes to enhance their operational efficiency and effectiveness.

YieldStreet Management, LLC is a principal investment firm based in New York that focuses on providing access to asset-based investments typically unavailable to most investors. The firm aims to democratize investment opportunities by allowing accredited investors to participate in curated, high-yield investments with low correlation to traditional markets. YieldStreet's digital wealth management platform connects investors with diverse alternative asset classes, including litigation finance and real estate, while also offering borrowers access to affordable capital. Through this innovative approach, YieldStreet seeks to promote prosperity for all participants in the investment landscape.

Second Home Ltd. is a workspace provider that leases and operates office spaces tailored for entrepreneurs, innovators, and social enterprises. Founded in 2014 by Rohan Silva, Samuel Aldenton, and Robin Klein, the company is headquartered in London, United Kingdom. In addition to its London base, Second Home has expanded its presence to Lisbon and Los Angeles, offering unique environments designed to foster creativity and collaboration among its members. The company's commitment to supporting entrepreneurs and creative businesses is reflected in its innovative workspace solutions.

Second Home Ltd. is a workspace provider that leases and operates office spaces tailored for entrepreneurs, innovators, and social enterprises. Founded in 2014 by Rohan Silva, Samuel Aldenton, and Robin Klein, the company is headquartered in London, United Kingdom. In addition to its London base, Second Home has expanded its presence to Lisbon and Los Angeles, offering unique environments designed to foster creativity and collaboration among its members. The company's commitment to supporting entrepreneurs and creative businesses is reflected in its innovative workspace solutions.