finleap

ELEMENT Insurance AG, founded in March 2017 and based in Berlin, Germany, specializes in digital insurance services and InsurTech innovations. The company operates as a licensed direct insurer for non-life insurance, authorized by the German Federal Financial Supervisory Authority to function as a risk carrier across 28 European countries. ELEMENT provides a unique technology platform known as "Insurance as a Platform," which supports a B2B2X value chain. It collaborates with various partners, ranging from e-commerce businesses to established insurance firms, to develop customized white-label insurance products quickly. By enabling its partners to market these innovative products under their own brands, ELEMENT addresses the complexities of the insurance value chain, including actuarial calculations, underwriting, policy administration, customer service, and claims management.

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking. It automates bank accounts and invoices, offers online cashless banking services, and helps to open an online banking account in minutes, enabling consumers to manage their cashflows easily. Penta's mission is to disrupt business banking in Europe and worldwide. It was founded in 2016 and is headquartered in Berlin, Germany.

Elinvar GmbH is a Berlin-based company that specializes in developing an integrated wealth technology platform tailored for independent discretionary portfolio managers and private banks. Founded in 2016, Elinvar provides a B2B2C solution that facilitates the digital transformation of asset and wealth managers by offering a comprehensive Platform as a Service. This platform includes essential applications for client relationship management, online onboarding, portfolio management, and reporting, among other services. By employing a micro-services architecture, Elinvar ensures flexibility in adapting to technological advancements and regulatory changes. The company also holds all necessary licenses from BaFin, allowing its partners to leverage leading technology within a compliant framework. This holistic approach enables partners to streamline their operations and deliver customized digital offerings that enhance client engagement and satisfaction.

ELEMENT Insurance AG, founded in March 2017 and based in Berlin, Germany, specializes in digital insurance services and InsurTech innovations. The company operates as a licensed direct insurer for non-life insurance, authorized by the German Federal Financial Supervisory Authority to function as a risk carrier across 28 European countries. ELEMENT provides a unique technology platform known as "Insurance as a Platform," which supports a B2B2X value chain. It collaborates with various partners, ranging from e-commerce businesses to established insurance firms, to develop customized white-label insurance products quickly. By enabling its partners to market these innovative products under their own brands, ELEMENT addresses the complexities of the insurance value chain, including actuarial calculations, underwriting, policy administration, customer service, and claims management.

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking. It automates bank accounts and invoices, offers online cashless banking services, and helps to open an online banking account in minutes, enabling consumers to manage their cashflows easily. Penta's mission is to disrupt business banking in Europe and worldwide. It was founded in 2016 and is headquartered in Berlin, Germany.

Elinvar GmbH is a Berlin-based company that specializes in developing an integrated wealth technology platform tailored for independent discretionary portfolio managers and private banks. Founded in 2016, Elinvar provides a B2B2C solution that facilitates the digital transformation of asset and wealth managers by offering a comprehensive Platform as a Service. This platform includes essential applications for client relationship management, online onboarding, portfolio management, and reporting, among other services. By employing a micro-services architecture, Elinvar ensures flexibility in adapting to technological advancements and regulatory changes. The company also holds all necessary licenses from BaFin, allowing its partners to leverage leading technology within a compliant framework. This holistic approach enables partners to streamline their operations and deliver customized digital offerings that enhance client engagement and satisfaction.

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking. It automates bank accounts and invoices, offers online cashless banking services, and helps to open an online banking account in minutes, enabling consumers to manage their cashflows easily. Penta's mission is to disrupt business banking in Europe and worldwide. It was founded in 2016 and is headquartered in Berlin, Germany.

PAIR Finance GmbH, founded in 2016 and based in Berlin, Germany, specializes in digital debt collection services, primarily serving various industries including telecommunications, financial services, e-commerce, and energy. The company leverages artificial intelligence, behavioral analytics, and data science to transform receivables management into a sustainable and customer-focused process. With a platform designed for efficient claims management, PAIR Finance enables businesses to communicate digitally with defaulting customers, facilitating quicker settlement of open debts. The firm has established partnerships with over 600 companies and employs more than 250 professionals, positioning itself as a leader in AI-based debt collection in Europe. PAIR Finance is backed by notable private equity investor Pollen Street and aims to enhance risk management for its clients while driving revenue growth.

ELEMENT Insurance AG, founded in March 2017 and based in Berlin, Germany, specializes in digital insurance services and InsurTech innovations. The company operates as a licensed direct insurer for non-life insurance, authorized by the German Federal Financial Supervisory Authority to function as a risk carrier across 28 European countries. ELEMENT provides a unique technology platform known as "Insurance as a Platform," which supports a B2B2X value chain. It collaborates with various partners, ranging from e-commerce businesses to established insurance firms, to develop customized white-label insurance products quickly. By enabling its partners to market these innovative products under their own brands, ELEMENT addresses the complexities of the insurance value chain, including actuarial calculations, underwriting, policy administration, customer service, and claims management.

Vane is a technology-enabled finance provider focused on supporting digital media companies worldwide. Founded in 2015 and headquartered in Berlin, with additional offices in London and New York, Vane operates through its financial technology platform, BillFront. This platform facilitates quick access to non-dilutive funding by integrating seamlessly with clients' invoicing systems, allowing them to unlock working capital. Vane offers various financing options, including receivables finance, revenue-based finance, and custom credit solutions, enabling clients across sectors such as advertising technology, app development, e-commerce, and online publishing to secure funding ranging from €50,000 to several million euros monthly. The company is led by Greg Dimitriou, who has a background in media mergers and acquisitions.

PAIR Finance GmbH, founded in 2016 and based in Berlin, Germany, specializes in digital debt collection services, primarily serving various industries including telecommunications, financial services, e-commerce, and energy. The company leverages artificial intelligence, behavioral analytics, and data science to transform receivables management into a sustainable and customer-focused process. With a platform designed for efficient claims management, PAIR Finance enables businesses to communicate digitally with defaulting customers, facilitating quicker settlement of open debts. The firm has established partnerships with over 600 companies and employs more than 250 professionals, positioning itself as a leader in AI-based debt collection in Europe. PAIR Finance is backed by notable private equity investor Pollen Street and aims to enhance risk management for its clients while driving revenue growth.

Elinvar GmbH is a Berlin-based company that specializes in developing an integrated wealth technology platform tailored for independent discretionary portfolio managers and private banks. Founded in 2016, Elinvar provides a B2B2C solution that facilitates the digital transformation of asset and wealth managers by offering a comprehensive Platform as a Service. This platform includes essential applications for client relationship management, online onboarding, portfolio management, and reporting, among other services. By employing a micro-services architecture, Elinvar ensures flexibility in adapting to technological advancements and regulatory changes. The company also holds all necessary licenses from BaFin, allowing its partners to leverage leading technology within a compliant framework. This holistic approach enables partners to streamline their operations and deliver customized digital offerings that enhance client engagement and satisfaction.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company aims to simplify and enhance transparency in insurance coverage by leveraging technology and industry expertise. Through its digital platform, accessible via iOS and Android applications or a website, Clark assesses users' insurance statuses and provides tailored advice. It analyzes customers' insurance situations and identifies optimization opportunities by comparing tariffs from various insurance providers. This approach enables users to manage their insurance needs more effectively, ensuring they receive comprehensive coverage at competitive prices while promoting a customer-centric experience. Clark is supported by the FinTech incubator FinLeap and the Institute for Transparency.

Zinsbaustein GmbH is a Berlin-based company that operates a digital platform designed for real estate investments. The platform enables small investors to access opportunities within the German real estate market, providing a streamlined way for individuals to participate in property investments. By leveraging technology, Zinsbaustein facilitates the investment process, making it more accessible for a broader audience interested in real estate.

Valendo is a pawnshop that provides their residential and commercial customers with asset-based mortgage loans. Valendo provides Sachwert loans, Depot loans, and Sales loans. It accepts watches, jewelry, precious metals, art, handbags, and more as tangible assets. It also enables its customers to inquire online and offers transportation services for their requests of money. Valendo was founded by Andreas von Buttlar and Lars Bresan in 2015. And it is headquartered in Berlin, Germany.

Based in Berlin, Germany, Savedo is a European online marketplace for retail investment products that ensures safely deposited savings and better interest rates across the European Union. The platform supports the involved banks by handling their customer services and providing standardized account documents. Savedo enables its clients to easily invest across Europe without having to travel to the respective European country. Launched in 2014, Savedo’s team is comprised of experienced international finance specialists and online professionals.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company aims to simplify and enhance transparency in insurance coverage by leveraging technology and industry expertise. Through its digital platform, accessible via iOS and Android applications or a website, Clark assesses users' insurance statuses and provides tailored advice. It analyzes customers' insurance situations and identifies optimization opportunities by comparing tariffs from various insurance providers. This approach enables users to manage their insurance needs more effectively, ensuring they receive comprehensive coverage at competitive prices while promoting a customer-centric experience. Clark is supported by the FinTech incubator FinLeap and the Institute for Transparency.

Finreach Solutions, founded in 2014 and based in Berlin, is a fintech company focused on enhancing consumer financial potential through innovative solutions. The company partners with banks to facilitate digitalization and improve customer interactions, enabling them to uncover new business opportunities and add value to their offerings. Finreach Solutions is known for developing the first automated current account switch kit (ASK), which helps banks increase their share of primary current accounts. With a team of 30 professionals led by CEO Markus Dränert and CPO Taner Akcok, the company leverages API-led connectivity to help partners deliver faster solutions and maximize their IT investments.

Vane is a technology-enabled finance provider focused on supporting digital media companies worldwide. Founded in 2015 and headquartered in Berlin, with additional offices in London and New York, Vane operates through its financial technology platform, BillFront. This platform facilitates quick access to non-dilutive funding by integrating seamlessly with clients' invoicing systems, allowing them to unlock working capital. Vane offers various financing options, including receivables finance, revenue-based finance, and custom credit solutions, enabling clients across sectors such as advertising technology, app development, e-commerce, and online publishing to secure funding ranging from €50,000 to several million euros monthly. The company is led by Greg Dimitriou, who has a background in media mergers and acquisitions.

Based in Berlin, Germany, Savedo is a European online marketplace for retail investment products that ensures safely deposited savings and better interest rates across the European Union. The platform supports the involved banks by handling their customer services and providing standardized account documents. Savedo enables its clients to easily invest across Europe without having to travel to the respective European country. Launched in 2014, Savedo’s team is comprised of experienced international finance specialists and online professionals.

Finreach Solutions, founded in 2014 and based in Berlin, is a fintech company focused on enhancing consumer financial potential through innovative solutions. The company partners with banks to facilitate digitalization and improve customer interactions, enabling them to uncover new business opportunities and add value to their offerings. Finreach Solutions is known for developing the first automated current account switch kit (ASK), which helps banks increase their share of primary current accounts. With a team of 30 professionals led by CEO Markus Dränert and CPO Taner Akcok, the company leverages API-led connectivity to help partners deliver faster solutions and maximize their IT investments.

Based in Berlin, Germany, Savedo is a European online marketplace for retail investment products that ensures safely deposited savings and better interest rates across the European Union. The platform supports the involved banks by handling their customer services and providing standardized account documents. Savedo enables its clients to easily invest across Europe without having to travel to the respective European country. Launched in 2014, Savedo’s team is comprised of experienced international finance specialists and online professionals.