Fin Capital

Fin Capital is a San Francisco-based venture capital firm founded in 2018, specializing in business-to-business fintech investments, particularly in enterprise SaaS. The firm concentrates on seven sub-sectors: Alternative Lending, Asset Management, Real Estate Tech, InsureTech, Health Care solutions, Blockchain Enterprise Applications, and Enabling Tech. Fin Capital invests globally, targeting markets in the United States, Europe, MENA, Israel, and Asia. With a team of former corporate and startup operators, the firm adopts a hands-on approach, providing its portfolio companies with essential support in areas such as capital access, talent sourcing, and business development. Additionally, Fin Capital is developing a Global Financial Platform designed to offer limited partners unique fund strategies and co-investment opportunities, particularly in Special Situation Growth and late-stage companies.

Peter Ackerson

Investment Partner

Nick Daley

Senior Associate

Luke Kornack

Principal

Maggie Luo

Partner and CFO

Matthew Mann

Managing Director, Corporate Development

Kevin Nee

Partner and Chief Capital Officer

Michael Peirce

Associate

Sasha Pilch

Principal

Will Trepp

Senior Associate

Fan Wen

Principal and Director, Artificial Intelligence

Past deals in Finance

FiVerity

Seed Round in 2023
Headquartered in Boston, FiVerity, Inc. develops and markets AI- and machine learning software solutions that detect new and emerging forms of cyber fraud and deliver actionable, proactive threat intelligence. The company’s products meet the unique requirements of financial institutions, including banks, credit unions, and credit card providers. The company’s solutions help financial institutions strengthen, streamline and scale their consumer-facing business processes, such as application processing, credit verification, and customer onboarding. With its predictive and proactive approach, FiVerity’s solutions help customers to improve their internal processes to reduce losses from fraud and drive faster, and more profitable and sustainable growth.

Portão 3

Seed Round in 2023
Developer of financial software designed to manage expenses, rules, approvals, reimbursements and budgets. The company's software offers reservation management, expense management and multiple payment methods, enabling businesses to make payments without much trouble.

Sequence

Seed Round in 2022
Sequence is developing a new breed of FinOps stack for B2B companies, as well as APIs and other tools to enable more responsive pricing, billing, and related services.

Fuell

Series A in 2022
Fuell Technologies, S.L. is a Madrid-based company that specializes in issuing corporate credit cards and providing expense management software for businesses. Founded in 2019, Fuell's platform integrates a corporate card with expense management tools, allowing companies to manage spending in real-time and set budgets without the need for traditional expense reports. The service includes features such as automatic budget updates, credit increases as businesses grow, and cashbacks on various expenditures, including rideshare, fuel, dining, and recruitment services. This innovative approach aims to streamline financial management, offering businesses greater control over their expenses and enhancing operational efficiency.

Circle

Private Equity Round in 2022
Circle is a financial technology company that leverages blockchain technology to facilitate the sending, receiving, and investing of cryptocurrency assets globally. Founded in 2013 by Jeremy Allaire and Sean Neville, Circle offers a user-friendly online platform that simplifies money transfers and includes services such as Circle Pay for peer-to-peer payments. In addition, the company provides Circle Invest, allowing users to buy and sell cryptocurrencies, and Circle Trade, which operates a trading desk with a substantial liquidity pool for digital assets, averaging $2 billion in monthly trading volume. With significant backing from investors, including notable firms such as Goldman Sachs and Accel Partners, Circle has established a presence in major cities, including Boston, New York, San Francisco, Dublin, London, and Hong Kong. The company is dedicated to accelerating global crypto innovation and adoption through its various financial services.

Ternary

Seed Round in 2022
Developer of a cloud cost optimization tool designed to reduce the complexity of the cloud bill. The company's financial operations tool makes the costs visible, uses data optimization, encourages collaboration and accountability, and offers new data to analyze and improve costs in real-time, enabling clients to maximize every dollar spent on the cloud and easily monitor, prioritize, and track cost optimizations.

Koxa

Venture Round in 2022
Developer of a fintech API platform designed to connect ERPs and accounting software with corporate bank accounts. The company's platform offers cloud-based tools such as identifying and access management, permission and approvals of customer requests as well as handles all the security, identity, and other banking operations, enabling banks and financial institutions to perform treasury-related operations efficiently.

Conduit

Seed Round in 2022
Conduit provides one API for connecting to DeFi. We enable companies to launch crypto-backed earnings products within their existing financial service platforms in days, not months. With Conduit, financial growth can become accessible to everyone.

Edisen

Pre Seed Round in 2022
Signal Intent is building the next generation of financial calculators. Whether you're a bank, credit union, insurance, or mortgage company, now you can easily launch calculators your customers will love - no coding required. How it works is simple. We offer a library of interactive calculator templates that you can easily embed on your website in just a few clicks. Plus, we’re the only calculator company to come equipped with a platform, so you can customize each calculator to match your brand, convert more customers with custom calls-to-action, and measure performance with our real-time analytics.

Banxware

Seed Round in 2022
Banxware is a Berlin-based software provider specializing in embedded financial technologies that enable companies to offer financial services to their customers. Founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß, Banxware's lending-as-a-service platform allows digital platforms, marketplaces, and payment service providers to offer loans to their merchants using transaction data. The company's first product is an instant business lending solution, which streamlines the onboarding, verification, credit decision, and payout processes, completing them in under 15 minutes. Banxware's platform incorporates essential features such as KYC and AML checks, credit scoring, risk management, loan origination, and collection, facilitating a comprehensive approach to financial services. By leveraging Banxware’s white-label software, businesses can enhance their offerings while benefiting from the expertise of its founders.

Pontoro

Seed Round in 2021
Pontoro operates a digital asset securitization and liquidity platform aimed at addressing the significant shortfall in infrastructure debt financing, estimated at $20 trillion. By leveraging its blockchain-based technology, Pontoro facilitates the flow of infrastructure loans from major bank originators to institutional investors, enhancing access to these typically private market assets. The company has developed an initial infrastructure loan pipeline valued at $500 million through relationships with large banks. In addition to expanding its offerings, Pontoro is in discussions with several prominent financial institutions to explore distribution opportunities for its digital assets, targeting registered investment advisors, family offices, and ultra-high net worth investors. With a team experienced in underwriting and managing over $100 billion in large-scale infrastructure projects worldwide, Pontoro aims to foster broader investor participation and improve liquidity and price transparency in this sector.

Ocrolus

Venture Round in 2021
Ocrolus Inc. is a New York-based fintech company founded in 2014 that specializes in automating manual data processes through its intelligent automation platform. The company's solution captures data from various sources, including e-statements, scanned documents, and cellphone images, achieving over 99% accuracy. By integrating artificial intelligence and crowdsourcing, Ocrolus enables businesses to streamline financial reviews, allowing them to focus on more strategic tasks by reducing the need for manual intervention. Its services are applicable in areas such as loan underwriting, account openings, robotic process automation, auditing, healthcare, and due diligence. The company primarily serves clients within the financial sector, helping them enhance efficiency and mitigate fraud through algorithmic checks and expert reviews.

Greenlight

Series D in 2021
Greenlight Financial Technology, Inc. is a financial services company that provides debit card solutions specifically designed for children, enabling parents to cultivate financial literacy in their kids. Founded in 2014 and headquartered in Atlanta, Georgia, Greenlight offers a mobile application that allows parents to manage their children's spending by selecting specific stores where the Greenlight debit card can be used. The platform features patent-pending technology that empowers parents to monitor spending habits, freeze cards if lost, receive instant alerts, and automate allowances. This approach not only promotes responsible spending but also facilitates teachable moments around earning, saving, and giving.

Pipe

Venture Round in 2021
Pipe Technologies Inc. is a financing platform designed specifically for Software as a Service (SaaS) companies. Established in 2019 and headquartered in Walnut, California, Pipe enables these businesses to access immediate liquidity by converting their recurring revenues into cash. This innovative approach allows companies to receive non-dilutive financing through instant cash advances based on the total annual value of their subscription contracts, facilitating growth without the need to give up equity. Additionally, larger SaaS firms utilize Pipe's platform to provide more flexible payment options to their customers, enhancing their competitive edge in the market.

Quilo

Seed Round in 2021
Quilo, developed by Qoosh Technology, is a digital lending platform designed to support community banks and credit unions in offering instant installment loans, branded as "Quilos," to their account holders. This platform facilitates immediate access to funds without hidden fees, allowing financial institutions to simplify the lending process. By enabling the fractional placement of funds across multiple loans, Quilo provides instant financing at the point of sale or service. This empowers community financial institutions to enhance their product offerings and extend liquidity while maintaining control over their lending operations.

Teampay

Series A in 2020
Teampay is a developer of a distributed spend management platform that aims to transform the corporate card experience for modern businesses. The platform allows organizations to manage employee spending through a user-friendly workflow that connects spenders with finance teams. By enabling real-time requests, approvals, and tracking of expenditures, Teampay addresses common challenges such as policy misalignment, lack of transparency, and unpredictable spending. Its solutions help companies streamline their purchasing processes, ensuring that resources are focused on growth rather than administrative overhead. Teampay's approach integrates critical data into existing systems, promoting safe and intelligent payment practices.

Greenlight

Series C in 2020
Greenlight Financial Technology, Inc. is a financial services company that provides debit card solutions specifically designed for children, enabling parents to cultivate financial literacy in their kids. Founded in 2014 and headquartered in Atlanta, Georgia, Greenlight offers a mobile application that allows parents to manage their children's spending by selecting specific stores where the Greenlight debit card can be used. The platform features patent-pending technology that empowers parents to monitor spending habits, freeze cards if lost, receive instant alerts, and automate allowances. This approach not only promotes responsible spending but also facilitates teachable moments around earning, saving, and giving.

Pipe

Seed Round in 2020
Pipe Technologies Inc. is a financing platform designed specifically for Software as a Service (SaaS) companies. Established in 2019 and headquartered in Walnut, California, Pipe enables these businesses to access immediate liquidity by converting their recurring revenues into cash. This innovative approach allows companies to receive non-dilutive financing through instant cash advances based on the total annual value of their subscription contracts, facilitating growth without the need to give up equity. Additionally, larger SaaS firms utilize Pipe's platform to provide more flexible payment options to their customers, enhancing their competitive edge in the market.

Figure

Series C in 2019
Figure Technologies, Inc. is a fintech company based in San Francisco, California, that specializes in providing consumer financial solutions primarily focused on home equity products. Incorporated in 2018, the company offers services such as home equity lines of credit, home improvement loans, and home buy-lease back options, facilitating access to capital for customers in as little as five days. Figure leverages blockchain technology, artificial intelligence, and advanced analytics to enhance its offerings, enabling customers to effectively manage their financial needs, including debt consolidation and retirement planning. Additionally, Figure has developed Provenance, a blockchain platform designed for businesses to manage digital assets and execute financial transactions efficiently.

Figure

Series B in 2019
Figure Technologies, Inc. is a fintech company based in San Francisco, California, that specializes in providing consumer financial solutions primarily focused on home equity products. Incorporated in 2018, the company offers services such as home equity lines of credit, home improvement loans, and home buy-lease back options, facilitating access to capital for customers in as little as five days. Figure leverages blockchain technology, artificial intelligence, and advanced analytics to enhance its offerings, enabling customers to effectively manage their financial needs, including debt consolidation and retirement planning. Additionally, Figure has developed Provenance, a blockchain platform designed for businesses to manage digital assets and execute financial transactions efficiently.

Figure

Series A in 2018
Figure Technologies, Inc. is a fintech company based in San Francisco, California, that specializes in providing consumer financial solutions primarily focused on home equity products. Incorporated in 2018, the company offers services such as home equity lines of credit, home improvement loans, and home buy-lease back options, facilitating access to capital for customers in as little as five days. Figure leverages blockchain technology, artificial intelligence, and advanced analytics to enhance its offerings, enabling customers to effectively manage their financial needs, including debt consolidation and retirement planning. Additionally, Figure has developed Provenance, a blockchain platform designed for businesses to manage digital assets and execute financial transactions efficiently.

SoFi

Secondary Market in 2018
SoFi is a finance company headquartered in San Francisco, California, that provides a diverse range of lending and wealth management services. Established in 2011, it primarily serves early-stage professionals by offering various financial products, including personal loans, mortgage refinancing, and MBA loans. Additionally, SoFi offers services such as estate planning, credit cards, and small business financing. The company's aim is to help individuals achieve financial independence and reach their goals, whether that involves homeownership, retirement savings, or managing student debt. By creating modern financial solutions, SoFi seeks to assist its customers in borrowing, saving, spending, investing, and protecting their money effectively.
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