Fin Capital

Synctera Inc. provides digital banking solutions that connect traditional banking operations with innovative financial technology. Incorporated in 2020 and based in San Carlos, California, the company offers a platform that facilitates the launch of FinTech and embedded banking products for businesses of all sizes. Synctera's technology infrastructure includes robust APIs, which enable companies to efficiently introduce and expand services such as debit cards, bank accounts, charge cards, lines of credit, and money movement. Additionally, the platform supports regional and community banks in navigating regulatory compliance and managing partnerships with FinTech firms. Synctera's comprehensive offerings include PII encryption, secure login, authentication, endpoint protection, and penetration testing, ensuring that businesses can implement banking services effectively and securely.

Refine Intelligence specializes in anti-money laundering software designed to assist banks in managing the rising operational costs associated with financial crime. The company employs a unique approach that utilizes proprietary AI technology to analyze anti-money laundering alerts from transaction monitoring systems. By identifying legitimate customer activity, the software significantly reduces the time required for investigations. Additionally, it offers protection against various financial crimes, including check fraud, scams, and money mules. Refine Intelligence's system maps the life events that influence changes in users' financial behavior, establishing a baseline of normal activity. This allows the AI to effectively benchmark alerts, minimizing false positives and enhancing the accuracy and efficiency of investigations. Ultimately, the company's solutions aim to improve risk management for financial institutions while fostering trust in financial transactions.

CapStack is a banking system that encourages collaboration among banks and financial services providers in order to boost asset profitability and diversification.

OpenYield operates a bond marketplace designed to democratize access to the bond market for retail brokerages, advisors, and asset managers. The platform offers an equity-like experience for bonds, sourcing them directly from algorithmic liquidity providers. By leveraging advanced technology, OpenYield enables wealth platforms to enhance their fixed-income offerings while simultaneously reducing costs. The company's innovative approach positions it to support the anticipated growth of direct indexing in fixed income, making bond investments more accessible and efficient for a broader range of investors.

Power is a financial technology company that specializes in providing credit card programs for businesses through its cloud-native issuance platform. This platform is designed specifically for high-growth brands, offering modern co-branded credit card solutions that enhance the connection between retailers and their customers. By integrating embedded banking experiences, Power enables brands to build, launch, and scale customer engagement strategies that resonate with their loyal clientele. Founded by Randy Fernando and Andrew Dust, Power has garnered support from various investment firms, positioning itself as a key player in the evolving landscape of digital finance.

Venn is a banking platform that integrates multi-currency-based accounts to assist transfers. Venn makes it simple to manage business banking needs. It provides currency exchange rates in Canada, local checking accounts in multiple currencies, domestic and international bank transfers, and a corporate Mastercard to help clients manage their spending.

Embed provides modern securities execution, clearing, settlement, and custody APIs for fintechs, broker-dealers, RIAs, banks, and trust companies.

Synctera Inc. provides digital banking solutions that connect traditional banking operations with innovative financial technology. Incorporated in 2020 and based in San Carlos, California, the company offers a platform that facilitates the launch of FinTech and embedded banking products for businesses of all sizes. Synctera's technology infrastructure includes robust APIs, which enable companies to efficiently introduce and expand services such as debit cards, bank accounts, charge cards, lines of credit, and money movement. Additionally, the platform supports regional and community banks in navigating regulatory compliance and managing partnerships with FinTech firms. Synctera's comprehensive offerings include PII encryption, secure login, authentication, endpoint protection, and penetration testing, ensuring that businesses can implement banking services effectively and securely.

Quilo is a digital, mobile-centric fintech platform designed to assist community banks and credit unions in offering instant installment loans, known as "Quilos," to their account holders. Founded in 2020 and headquartered in Staten Island, New York, the company focuses on providing immediate access to funds without hidden fees. Quilo's platform simplifies the lending process by allowing financial institutions to originate long-term loans while maintaining control over their liquidity. By fractionally placing funds across various loans, it enables these institutions to offer instant financing at the point of sale or service, thereby enhancing their ability to meet customer needs effectively.