European Investment Fund

Genoa Instruments is a startup focused on advancing biomedical and health research through its innovative super-resolution optical microscopy technology. The company has developed a unique platform that integrates spatial and temporal super-resolution capabilities, allowing for detailed structural and functional imaging of living samples. Its offerings include a plug-and-play kit for image-scanning microscopy and next-generation confocal microscopy, enabling researchers to conduct quantitative studies using fluorescence optical microscopy. By making high-resolution imaging more accessible, Genoa Instruments aims to foster scientific discovery and enhance healthcare research.

4Elements fosters entrepreneurship and supports impact-driven companies tackling climate change through scalable, tech-based solutions like low carbon mobility, clean energy, recycling, sustainable production, and decarbonized agriculture.

Fabrico is a cloud-based CMMS that manages all maintenance activities in a manufacturing facility by combining lean end-to-end maintenance methodologies. Everything required to digitalize all maintenance procedures in your plant is included in the solution. Fabrico offers preventive and reactive maintenance solutions, as well as an efficient ticketing system that allows for entire communication and compliance processes in a single plant.

HeavyFinance sets a mission to remove 1 gigaton of CO2 emissions by 2050. Our fintech solutions combined with the carbon credit program help farmers store CO2 in the soil. Connecting farmers with investors, we facilitate the adoption of sustainable soil management practices like no-till farming. As a marketplace for impact investing, HeavyFinance is open to all types of investors from retail investors to family offices, to corporations, to institutional investors.

Enpal GmbH, founded in 2017 and based in Berlin, Germany, specializes in providing all-in-one renewable energy solutions, including solar panels, battery systems, wallboxes, heat pumps, and energy management systems. The company focuses on making renewable energy accessible and affordable for customers in Germany and Italy through a unique leasing model that requires no upfront payment. This model covers installation, insurance, and maintenance, attracting customers who prefer to avoid high initial investments. Enpal has successfully installed over 60,000 solar photovoltaic systems, becoming the market leader in Germany. The company employs more than 1,000 staff, including over 200 local installer teams, and has opened several satellite offices to enhance customer service. Enpal has received numerous accolades, including awards for sustainability and customer service. In recent years, it has diversified its offerings and introduced a sales option to accommodate customers interested in purchasing their solar solutions. In 2022, Enpal reported revenues exceeding 400 million euros and has been recognized as one of Germany's fastest-growing companies.

Sympower is a developer of sustainable energy solutions aimed at addressing fluctuations in electricity supply and demand. The company partners with industry leaders to enhance grid stability and advance the transition to a net-zero future. By utilizing advanced and automated flexibility capabilities, Sympower's non-intrusive software allows customers to temporarily adjust the power of their systems, machines, and processes when the grid is out of balance. This technology aggregates electrical appliances and integrates with smart systems to optimize energy usage, enabling customers to shift consumption to more cost-effective times and provide real-time balancing of electricity. Through these innovations, Sympower enhances the value of energy assets while facilitating a fully renewable energy grid.

Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices into cash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time. Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions. The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

AQUISGRAN is an SGR initiative to provide Aachen loans and investments to current and future SME partners by issuing MARF-listed bonds.

Vyoma is focused on developing a comprehensive satellite-based observation system aimed at monitoring space debris and ensuring safe satellite operations. By utilizing a proprietary fleet of satellites equipped with advanced cameras, sensors, and machine learning algorithms, the company provides a critical infrastructure for real-time mapping and cataloging of space objects. This technology enables satellite operators to autonomously navigate and avoid potential collisions with debris, addressing the increasing complexity of space traffic as orbital congestion grows significantly in the coming years. Vyoma's innovative solutions are essential for enhancing satellite safety and operational efficiency in an increasingly crowded space environment.

DBT is a LendTech company focused on providing business loans to small and micro-enterprises. By utilizing its credit tech platform, DBT analyzes data from companies seeking financing, which allows for more accurate risk assessments and quicker decision-making. The company's innovative approach combines technology and data with personalized support, facilitating easier access to growth funding for SMEs across various industries. DBT offers loans ranging from SEK 3 million to SEK 30 million, enabling businesses to pursue growth opportunities more effectively.

First-class armored rides

Galeneo is a fast-growing startup aiming to transform delivery of primary home healthcare. We manage patients needs under prescription more efficiently supported by multidisciplinary teams.

Illimity Bank, founded in 2018 and headquartered in Milan, Italy, is a commercial bank that delivers digital direct banking services to both retail and business clients. The bank specializes in providing corporate credit, managing non-performing loan (NPL) portfolios, and offering financing solutions specifically tailored for small and medium-sized enterprises (SMEs). Additionally, Illimity Bank engages in investment banking activities, including the establishment and management of investment funds and facilitating initial public offerings. With a focus on addressing the challenges posed by distressed credit and the increasing prevalence of bad loans, Illimity Bank aims to support its clients through innovative financial solutions.

Noviti Finance offers financing without any hidden conditions or additional fees. They openly indicate the contract fee and interest rate. They do not create additional fees that double the cost of the loan. They reduce the number of formalities. They will provide the financing within 1 day and clients will receive the money in their account on the same day, all they have to do is sign the contract. They have already helped more than 1,600 companies in the country.

DELMIC specializes in correlative light and electron microscopy technology, focusing on applications in life and materials science research. The company offers a range of services, including cathodoluminescence, automated cryo-electron tomography workflows, and efficient electron microscopy solutions. These services are designed to enhance research capabilities by providing reliable and high-throughput methodologies, enabling researchers and organizations to gain insights more quickly and effectively. Through its innovative tools and integrated microscopy approaches, DELMIC aims to facilitate advancements in scientific research.

October is a pan-European lending platform that aims to empower businesses by simplifying access to funding. Founded in France in 2014 under the name Lendix, the company emerged following regulatory changes that disrupted traditional banking practices. With offices in France, Spain, Italy, and the Netherlands, October operates an online marketplace that connects private investors with enterprises of various sizes. This platform allows investors to finance businesses directly, offering fully disclosed terms and facilitating a streamlined investment process. Institutional lenders complement individual contributions, ensuring borrowers benefit from high success rates and quick processing times. October's mission is to democratize finance, providing a secure and efficient way for individuals to invest in the real economy.

Evologic Technologies operates as a bridge between users facing specific challenges and technology-oriented experts. The company specializes in developing sustainable agricultural chemicals that enhance the growth of sustainable ingredients. By leveraging its expertise in fermentation and formulation technologies, Evologic enables the cultivation of previously un-culturable crops. This innovation helps farmers increase productivity while reducing the need for fertilizers, making agricultural practices more efficient and environmentally friendly. The company's focus on transforming high-tech solutions into user-friendly applications addresses everyday problems in both the industrial and private sectors.

Finiata is a fintech company that specializes in providing financial services to small and medium-sized enterprises (SMEs), freelancers, and the self-employed. Founded in 2016 and based in Berlin, Germany, Finiata offers a finance platform that includes credit solutions and invoice factoring, allowing businesses to secure financing by selling outstanding invoices at a discount. The company's services are designed to enhance liquidity and improve cash flow management for its clients. Finiata employs a data-driven approach to assess risk and streamline lending processes, utilizing a combination of traditional scoring algorithms and alternative data sources. This innovative approach positions Finiata as a reliable partner in the B2B finance landscape, committed to supporting sustainable growth for small businesses.

ICEYE Oy, founded in 2014 and based in Espoo, Finland, specializes in Earth observation through its extensive synthetic aperture radar (SAR) satellite constellation. This technology allows for near real-time imaging and monitoring across various sectors, including insurance, natural disaster response, and maritime activities. ICEYE's radar satellites can capture images regardless of weather conditions or sunlight, making them invaluable for applications such as monitoring illegal fishing, oil spills, storm damage, forest growth, and crop health. The company's capabilities extend to mapping flood damage, aiding humanitarian efforts, and tracking maritime activities like piracy and port operations. By providing comprehensive and timely data, ICEYE supports informed decision-making for clients in defense, government, and insurance industries.

Offr Limited is a technology company that operates a platform designed for residential and commercial real estate agents to facilitate the buying and selling of properties. The platform allows buyers to make private offers, participate in auctions, book viewings, upload proof of funds, and digitally sign contracts, all while maintaining a transparent process. It supports various transaction types, including conditional sales and off-market sales, and ensures that all buyers are pre-qualified with identification and proof of funds. Offr's solution enhances the agents' branding and provides a streamlined experience for clients. Founded in 2017 and based in Dublin, Ireland, with an additional location in London, Offr serves agents, buyers, sellers, and solicitors, aiming to improve efficiency in the real estate market.

Oneplanetcrowd since 2012, the first sustainable crowdfunding platform in the Netherlands. Through the platform, entrepreneurs finance the development of their innovative products and services with resources from 'the crowd'. Projects on Oneplanetcrowd contribute to a more sustainable or more social world.

Amphista Therapeutics Limited is a biopharmaceutical company based in Motherwell, United Kingdom, established in 2017. The company specializes in targeted protein degradation technology to develop innovative cancer therapeutics. Amphista's approach focuses on harnessing the body's natural processes to selectively and efficiently degrade disease-causing proteins, aiming to create first-in-class treatments. By advancing novel methodologies in targeted protein degradation, Amphista seeks to improve therapeutic efficacy and modulate protein abundance linked to disease progression, ultimately enhancing patient outcomes in oncology.

Seekyo is a privately-owned biotech company focused on developing advanced chemotherapies that specifically target the microenvironment of solid tumors. Its innovative approach aims to deliver potent anticancer agents while minimizing harm to healthy tissues, thereby reducing adverse effects for cancer patients. The company's "smart drugs" are designed to selectively transport these agents, utilizing a targeting unit for effective recognition of malignant cells. Additionally, Seekyo's technology incorporates a versatile enzyme-responsive self-immolative linker that enables controlled drug release exclusively at the tumor site. This targeted methodology seeks to enhance the efficacy and safety of cancer treatments, offering patients a more tolerable therapeutic option.

Native video monetization platform

MedLease specializes in financing solutions for healthcare SMEs, young healthcare professionals and patients. Doctors, partnering clinics and MedLease all share the same end customer – the patient. The company strives to achieve synergy via helping young professionals improve their qualification, financing smaller clinics purchase modern machines for treatment/diagnostics and provide the patients with reliable and transparent socially responsible healthcare financing solutions. MedLease believes that this synergy based business model provides trickle down effects that benefits and improves the quality of life of the end customer.

Telecom Italia is the leading telecommunications operator in Italy, holding over 30% of the mobile market and 40% of the broadband market. The company specializes in providing advanced telecommunications services through its extensive technological infrastructure, including an optic-fiber fixed-line network available nationwide and internationally through its subsidiary, Sparkle. Telecom Italia offers a range of mobile and fixed-line telephony services, catering to both communication and entertainment needs. Additionally, the company focuses on supporting small and medium enterprises in their digital transformation by providing tailored solutions. While it competes with other major players such as Vodafone, Wind Tre, and Iliad in the mobile sector, it has also established a presence in Brazil's wireless market, although its reach remains limited compared to local competitors.

TISSIUM is a privately owned medical device company based in Paris, France, focused on developing and commercializing innovative biodegradable sealants and adhesives for surgical wound closure, particularly in minimally invasive procedures. The company's products are designed to be non-toxic, bind effectively to tissues, and provide on-demand wound closure in the body’s dynamic environments. TISSIUM's technology is rooted in advanced research and intellectual property from renowned experts at MIT and Brigham & Women’s Hospital. The company aims to address various unmet clinical needs through its proprietary portfolio of fully biosynthetic, biomorphic, and programmable polymers. Founded in 2013, TISSIUM is supported by prominent healthcare investors, emphasizing its commitment to advancing surgical techniques through its groundbreaking solutions.

Worldcoo is a Barcelona-based social company focused on funding NGO projects through partnerships with e-commerce platforms, banks, and retailers. Founded in 2012, the company offers a unique fundraising mechanism called Charity Rounding Up, which allows customers to round up their purchase totals and donate the spare change to social causes whenever they use their cards. Worldcoo emphasizes innovation, solidarity, and transparency in its operations and is recognized as part of the B Corp movement. The company has received support from the European Commission through its participation in the Horizon2020 project, highlighting its commitment to social impact. By enabling various organizations, including NGOs and government entities, to implement transformative projects, Worldcoo aims to improve the lives of those in need and contribute to a better world.

Pantherna Therapeutics GmbH is a biopharmaceutical company based in Hennigsdorf, Germany, focused on developing innovative mRNA therapeutics for acute respiratory distress syndrome (ARDS) and vascular diseases. Founded in 2017, the company utilizes advanced nanoparticles to deliver and express therapeutic mRNA drugs specifically targeting endothelial cells. This novel approach aims to prevent edema and lung tissue injury in ARDS, while also enabling the restoration of endothelial cell function in vascular diseases. Pantherna's commitment to developing first-in-class therapeutics positions it at the forefront of mRNA technology in the biopharmaceutical industry.

Gini is a data-driven platform for fraud detection, financial reporting, and analytics. They connect all online banking accounts, view their spending data from multiple banks in one place, and access personal money insights, timely reports, and graphs. They replace hard-coded spreadsheets with automated data feeds from portfolio companies.

SET Ventures is a venture capital firm based in Amsterdam, founded in 2007, that focuses on investing in early to growth-stage companies dedicated to creating sustainable solutions for a carbon-free energy system. The firm emphasizes digital technology and innovative business models within the information communication and technology, smart energy, and energy sectors. Its investment areas include energy generation, distribution, and storage, with a particular interest in renewable energy sources such as solar, wind, and bioenergy. SET Ventures targets companies that offer intelligent software and services, smart cities, and energy efficiency technologies, as well as those involved in electric mobility and advanced energy storage solutions. By investing primarily in European companies, SET Ventures aims to support pioneering founders with capital, community, and insights to drive systemic change in how energy is generated, distributed, stored, and consumed. Investments typically range from €0.5 million to €6 million per company, and the firm often seeks a supervisory board seat to provide strategic guidance.

LendInvest is an online investment platform based in London, United Kingdom, specializing in property lending. Founded in 2008, the company provides various financial products, including buy-to-let mortgages, short-term loans, bridging finance, and development finance. Through its online marketplace, LendInvest enables everyday investors to access property-backed loan investments, offering a range of asset classes while underwriting and pre-funding these investments. The platform caters to intermediaries, landlords, and property developers across the UK, making property finance more accessible and streamlined.

MedLease specializes in financing solutions for healthcare SMEs, young healthcare professionals and patients. Doctors, partnering clinics and MedLease all share the same end customer – the patient. The company strives to achieve synergy via helping young professionals improve their qualification, financing smaller clinics purchase modern machines for treatment/diagnostics and provide the patients with reliable and transparent socially responsible healthcare financing solutions. MedLease believes that this synergy based business model provides trickle down effects that benefits and improves the quality of life of the end customer.

Mironid Limited is a drug discovery company based in Newhouse, United Kingdom, focused on developing targeted therapies for degenerative kidney diseases, chronic inflammatory diseases, and cancer. Established in 2014, Mironid specializes in creating novel drug candidate molecules by modulating the activity of key cell signaling proteins. Its drug discovery pipeline includes innovative compounds aimed at treating chronic inflammatory diseases and degenerative kidney diseases. The company employs a unique Physiology Mirroring Approach, designing assays that replicate the conformation and environment of drug targets as found in living cells. By focusing on unmet medical needs, Mironid aims to advance its drug development programs, particularly those targeting cAMP-degrading phosphodiesterase enzymes, ultimately striving to deliver effective and differentiated therapies to market.

We finance the scaling up of companies developing significant social impact and assist our portfolio through our offices in Paris, Copenhagen, Frankfurt & Barcelona. Our investors: European Investment Fund (EU), BPI France, BNP Paribas, JP Morgan Chase, HSBC, AXA, Vivendi, Bouygues, Ardian, SWEN Capital Partners, CNP Assurances, Crédit agricole and more. Founded in 2007, we are a pioneer and a leading social impact fund in Europe. IMPACT was created out of our conviction that financial and social performance must be integrated. By supporting entrepreneurial projects that generate impact, we aim to contribute to greater social and economic inclusion, and affirm that private equity can also take the form of impact investing. We invest in healthcare, edtech, circular economy, wellfaretech, cobots for people, healthrobotics and more. We are especially interested in companies that make an impact within education, for people with disabilities or create inclusive jobs in urban deprived areas.

Reposito is develops smart phone applications for digitization, storage, and on-line management of receipts.

MiddleGame Ventures is a venture capital firm founded in 2017, with offices in Washington, D.C. and Luxembourg City. The firm specializes in investing in early-stage and late seed companies, primarily in the fintech sector. It focuses on businesses that are transforming financial services from analog to digital and from centralized to decentralized models. MiddleGame Ventures emphasizes investment in areas such as middleware solutions, artificial intelligence, big data, blockchain, and crypto-enabled infrastructure. The firm aims to partner with entrepreneurial teams that are rearchitecting financial services infrastructure, with a particular interest in sectors like core banking, insurance risk management, and regulatory compliance. Its investment activities are primarily concentrated in the European Union and North America.