EIB

European Investment Bank (EIB) provides lending, borrowing, and treasury services primarily in the European Union. The company offers project loans for the public and private sectors; loans to banks and other intermediaries; structured finance products; guarantees and securitization instruments for senior and subordinated debts; project bonds; equity and fund investment products such as infrastructure equity and debt funds, and environmental funds; and venture capital funds and security packages for funds. The company also offers microfinance; risk sharing finance for research, development, and innovation projects; finance and technical expertise for sustainable energy projects; infrastructure project advisory services; support for urban development projects; guarantees for transport infrastructure; and funding for public-private partnerships and small- and medium-sized enterprises. EIB serves the transportation, global loans, energy, industry, health, education, water, sewerage, infrastructure, services, telecommunications, agriculture, and fisheries sectors. European Investment Bank was founded in 1958 and is based in Luxembourg.

Nicola Beer

Vice President

Markus Berndt

Acting Managing Director of EIB Global, Head of Operations

Ambroise Fayolle

Vice President

Werner Hoyer

President

Kyriacos Kakouris

Vice President

Jean-Christophe Laloux

Director General

Emma Navarro

Vice President

Alexander Stubb

Vice President

Past deals in SME

USound

Series D in 2021
USound GmbH is an innovative audio technology company based in Graz, Austria, founded in 2014. The company specializes in designing, developing, and manufacturing audio systems that leverage Micro ElectroMechanical Systems (MEMS) technology for mobile applications. USound produces advanced MEMS micro speakers that are integrated into a variety of products, including smartphones, headphones, and hearing aids. Their audio systems combine electronic circuits, MEMS micro speakers, and passive components into compact devices, enhancing sound experiences and enabling new interactions with audio. As a fabless company, USound outsources its research and development, as well as manufacturing, to leading industrial partners, allowing it to focus on advancing its innovative technology.

SME Finance

Debt Financing in 2020
SME Finance, UAB is a financial services provider based in Vilnius, Lithuania, specializing in supporting the growth of small and medium enterprises (SMEs). Founded in 2016, the company offers a range of services, including factoring and business loans, designed to facilitate easy access to funding for businesses. With a focus on streamlining cash flow management, SME Finance aims to empower SMEs across the Northern Europe region by providing quick and efficient financing solutions. The company's dedicated team is committed to ensuring that businesses can concentrate on their growth without the burden of financial concerns.

ESB

Debt Financing in 2020
ESB International (ESBI) is a growing international energy company and one of Europe's leading engineering and consultancy organisations. They are responsible for the non-regulated businesses in ESB and operate across a wide area of the energy industry. They also provide engineering design, construction management and strategic consultancy services to clients in Ireland and to the power sector worldwide.

Software Group

Debt Financing in 2019
Software Group is a global technology company specialized in digital banking and integration solutions for the financial sector. The company serves a worldwide client base from nine main offices located in Australia, Bulgaria, Egypt, Ghana, India, Kenya, Mexico, Philippines and the USA. All offices employ an experienced team of professionals, with an outstanding track record of handling complex financial development projects. Software Group prides itself on delivering products and services which adhere to the principles of quality, transparency and affordability. Software Group provides solutions to a range of players in the financial sector but focuses particularly on working with microfinance institutions (MFIs), savings groups, credit unions, banks, telcos and fintech companies.

October

Debt Financing in 2018
October SA is a lending platform designed for small and medium-sized enterprises (SMEs), facilitating direct borrowing from individual and institutional lenders. Established in France in 2014 under the name Lendix, the company rebranded to October SA in 2018. It operates as a pan-European platform with locations in France, Spain, Italy, and the Netherlands. By simplifying access to funding, October aims to empower businesses and enhance their growth potential. The platform emerged in response to regulatory changes that allowed increased competition in the lending sector, effectively democratizing financial resources for SMEs across Europe.

Qredits

Debt Financing in 2016
Qredits is a financial institution that supports both aspiring and established entrepreneurs in successfully launching and managing their businesses. It specializes in providing microfinancing solutions, including commercial loans and microcredit, with amounts reaching up to €250,000. In addition to financial assistance, Qredits offers personal coaching and a range of entrepreneurial tools aimed at fostering business growth and innovation. The organization emphasizes a forward-looking approach, focusing on the potential of good ideas and the strength of entrepreneurship to turn dreams into reality. Through its mentoring and educational programs, Qredits aims to empower micro-entrepreneurs and stimulate the growth of small and medium-sized enterprises in the Netherlands.
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