Sequoia Capital

Sequoia Capital, founded in 1972 and based in Menlo Park, California, is a prominent venture capital firm that invests in early to growth stage companies across various sectors, including technology, healthcare, financial services, and consumer services. The firm specializes in supporting startups and emerging growth companies, typically investing between $100,000 and $1 million in seed companies, $1 million to $10 million in early ventures, and $10 million to $100 million in growth investments. Sequoia Capital operates globally, with a presence in regions such as Israel, China, and Southeast Asia, and has built a diverse portfolio that includes notable companies like Airbnb, Alibaba, and JD.com. The firm emphasizes a partnership approach with entrepreneurs, leveraging decades of experience to guide them from initial concept through to public offering and beyond.

Audrey Adeline

Analyst

Rohit Agarwal

Vice President / Principal

Rajan Anandan

Managing Director

Michelle Bailhe

Partner

Sumaiya Balbale

COO and Operating Partner

Anas Biad

Partner

Isaiah Boone

Partner

Roelof Botha

Partner

Romie Boyd

Partner

Rosemarie Boyd

Partner

Konstantine Buhler

Partner

David Cahn

Partner

Xi Cao

Partner, China

Vipin Chamakkala

Director, Customer Partnerships

Jiazhen Chen

Investor

Luzhou Chen

Investor

Josephine Chen

Partner

Sakshi Chopra

Managing Director

W. M. Coughran

Founder's Coach and Partner

Charlie Curnin

Partner

Long Do

Analyst

Joe Dobrenski

Partner of Human Capital

Helen Fan

Vice President

Shirley Feng

Managing Director

James Flynn

Partner

Caroline Fu

Vice President

Xiang Gao

Associate

Stacey Gerber

VP, Operations and Experiences

Mike Goguen

Partner

Christopher Graff

Partner, Global Equities

Wayne Guo

Managing Director

Kirstie Irmana

Analyst

Amit Jain

Managing Director

Pushpak Kedia

Associate

Pieter Kemps

Principal

Kais Khimji

Partner

Sunint Khurana

Analyst

Marie Klemchuk

Global CFO

Jess Lee

Partner

Jess Lee

Partner

Teng Lei

Associate

Douglas Leone

Global Managing Partner

Mei Li

Associate

Angie Shuyan Liu

Analyst

Luciana Lixandru

Partner

Xiaobo Lu

Partner, China

Alyssa Maharani

Analyst

Cornelius Menke

Partner

Dean Meyer

Partner

Ishaan Mittal

Managing Director

Abhishek Mohan

Principal

Che Pinjue

Partner, China

GV Ravishankar

Managing Director - India

Antara Raychaudhury

Analyst

Andrew Reed

General Partner

Lauren Reeder

Partner

George Robson

Partner

Haim Sadger

Partner, Israel

Bryan Schreier

Partner

Yoav Shaked

Partner, Israel

Prateek Sharma

VP

Neil Shen

Managing Partner

Shailendra Singh

Managing Director

Thomas Stephenson

Partner

Sam Sun

Partner

Glen Sun

Vice President, China

Johan Surani

Vice President

Jessica H. Tan

Analyst

Vedant Trivedi

Analyst

Aradhita Tuli

Analyst

Mike Vernal

Partner

Pavel Vyhnalek

Operating Partner

Jeff Wang

Managing Partner

Fred Wang

Managing Director

Cen Wang

Partner

Rock Wang

Managing Director

Kai Wang

Managing Director

Michael Xiong

Investor

Lynn Yang

Managing Director, China

Yu Yao

Managing Director

Stephanie Zhan

Partner

Skee Zhang

Managing Director

Qingsheng Zheng

Partner, China

Guo Zhenwei

Managing Director

Jiajia Zou

Managing Director

Past deals in Finance

Dbank

Seed Round in 2022
Dbank is making it simple to borrow, transact and save money securely.

Zamp

Seed Round in 2022
Zamp is building at the intersection of global and local banking ,helping businesses innovate and be at the forefront of consumer demand for digital goods.

FPL Technologies

Series D in 2022
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

MoHash

Seed Round in 2022
MoHash is a decentralized finance (Defi) protocol that harnesses crypto assets (namely, stablecoins) for providing access to global capital and liquidity for private debt in fast-growing Economies.

Progcap

Series C in 2022
Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities to micro and small businesses, particularly in rural and semi-urban areas. Founded in 2017, the company utilizes a blend of technology and a unique delivery model to underwrite credit, offering flexible and collateral-free working capital to underbanked retailers. Progcap's platform employs non-traditional ecosystem data for risk assessment, enabling the creation of credit scores for customers who are typically overlooked by conventional financial institutions. By leveraging advanced technology, Progcap aims to empower these businesses with affordable and timely credit solutions, thereby enhancing their financial accessibility and operational capabilities.

Leap

Series D in 2022
Leap Finance is a fintech startup focused on supporting Indian students who wish to pursue higher education abroad. The company offers a range of financial products and services, including loan options, specifically designed to facilitate international studies. By addressing the financial challenges faced by students, Leap Finance aims to make overseas education more accessible and achievable for its clientele.

Wealth42

Pre Seed Round in 2022
Wealth42 is a robo-advisor mobile application that offers goal-based financial planning tailored to individual user objectives. The platform aims to simplify personal finance management by enabling users to set financial goals and providing personalized investment plans informed by market analysis. Through its gamified approach to investment objectives, Wealth42 encourages effective saving habits, supporting users in their journey toward wealth creation. The application addresses a broad spectrum of financial needs, including loans, investments, savings, taxes, and insurance, ultimately delivering a comprehensive and personalized banking and investing experience.

Fides

Seed Round in 2022
Fides is your one-stop-shop for corporate governance. We are making it easier for managers to comply with, digitally execute and track their legal obligations across different companies in various jurisdictions. Keep an overview of duties, deadlines and tasks in all entities and committees. Orchestrate, execute and document resolutions, approvals and meetings. Create a revision-proof audit trail of any duty fulfilled and decision made. We know you have good intentions. You just need to be able to prove them.

Faire

Series G in 2022
Faire Wholesale, Inc. operates an online marketplace that connects independent retailers with manufacturers, facilitating the purchase of unique wholesale merchandise. Founded in 2016 and headquartered in San Francisco, California, with an additional office in Kitchener, Canada, Faire streamlines the wholesale process by offering a platform where retailers can browse items, place orders, and track shipments. The marketplace employs artificial intelligence and predictive analytics to help retailers manage inventory effectively and reduce risks associated with unsold products. Faire provides features such as net 60 payment terms and free returns, which support local retailers and independent brands in competing with larger retail chains and e-commerce platforms. The company aims to empower small business owners by delivering technological solutions, data insights, and logistical support to enhance the future of local retail.

Afriex

Series A in 2022
Afriex Inc. is a company based in Oakland, California, founded in 2019, that specializes in developing a mobile payment application aimed at facilitating overseas money transfers. The platform allows users to send and receive money globally, utilizing stablecoins to provide a fast and cost-effective remittance service to over 30 countries. The application offers features for sending, receiving, and making payments at current exchange rates, along with various withdrawal options to enhance user convenience. Afriex aims to streamline cross-border transactions, making it easier for individuals to manage their finances internationally.

Foodics

Series C in 2022
Foodics is a cloud-based restaurant management system provider headquartered in AlKhobar, Saudi Arabia, founded in 2014. The company specializes in offering an all-in-one iPad POS solution that encompasses various functionalities, including sales management, inventory control, employee scheduling, loyalty programs, and e-commerce. Its services are tailored for the restaurant industry and are available in both English and Arabic. Foodics supports thousands of clients, including restaurants, food trucks, cafes, and fast-food chains, primarily across the Middle East. The system is designed to enhance operational efficiency and customer relationships, enabling businesses to increase revenues while simplifying management processes. With a commitment to user-friendly technology, Foodics aims to make restaurant management intuitive and accessible.

Hubble Money

Seed Round in 2022
Hubble Money offers consumers rewarding, trustworthy, and transparent saving plans directly with top brand partners.

SwooshTransfer

Angel Round in 2022
Developer of a digital platform designed to make cross-border payments easy, secure, fast and economical. The company's platform provides the ability of upgraded technical capabilities such as blockchain and AI risk control, enabling clients to make the collection and reconciliation of payments from anyone and anywhere in the world.

Finova Capital

Series D in 2022
Finova Capital Pvt Ltd is a non-banking financial company based in Jaipur, India, established in 2015. The company specializes in providing loans to financially excluded individuals and unorganized micro, small, and medium enterprises (MSMEs). Finova Capital focuses on offering residential and commercial mortgage loans, as well as top-up loans, to support both urban and rural populations. Its mission is to enhance the lives of underserved communities by making finance accessible at reasonable costs while ensuring transparency in its operations. By empowering micro and small businesses, Finova Capital aims to facilitate economic growth and contribute to community transformation.

Yokoy

Series B in 2022
Yokoy automates spend management for medium and large enterprises with artificial intelligence, combining expense management, supplier invoice management and smart corporate cards into one single intuitive platform.

Capitolis

Series D in 2022
Capitolis Inc. is a technology provider that offers an online software-as-a-service platform designed for banks and financial institutions to enhance their capital management and improve economic performance. Founded in 2016 and headquartered in New York, with additional offices in London and Tel Aviv, Capitolis focuses on addressing constraints in capital markets, particularly in equities and foreign exchange. The platform enables financial institutions to optimize their balance sheets and improve liquidity by facilitating the sourcing of capital for trades from other institutions with substantial balance sheets. By connecting market participants, Capitolis seeks to transform business efficiency and create collaborative solutions that allow clients to leverage under-utilized capital, ultimately capturing new growth opportunities.

Found

Series B in 2022
Found is a business bank for self-employed people that makes self-employed taxes easy. With built-in expense tracking and a tax savings account, we’re on a mission to help millions of self-employed people make their business dreams a reality.

Multis

Venture Round in 2022
Multis, Inc. provides financial services tailored for companies and entrepreneurs managing both fiat and cryptocurrencies. Its crypto wallet is designed to facilitate various financial operations, including storing digital assets, making payments to suppliers, managing payroll, and earning interest. The platform offers real-time monitoring of balances and transactions through a centralized dashboard, supports multi-access to assets, and enables features such as recurring payments and currency conversion. Founded in 2006, Multis is headquartered in San Francisco, California, while its team operates across Europe. The company aims to assist businesses in navigating the complexities of cryptocurrency, thereby promoting a global, borderless economy.

Funding Societies

Series C in 2022
Funding Societies Pte. Ltd. is a peer-to-peer financing platform based in Singapore, founded in 2015. It connects investors with small and medium-sized enterprises (SMEs) seeking funding, thereby addressing financial inclusion challenges and making credit-worthy SMEs more bankable. The platform offers a range of flexible financing options, including micro and term loans, as well as invoice financing, supported by advanced credit scoring and risk assessment models. Since its inception, Funding Societies has facilitated over 3.3 million business loans, amounting to more than S$1.8 billion in funding. The company has received multiple accolades, including the Global Excellence Award from ITU Telecom, and holds operating licenses from regulators in Singapore, Indonesia, and Malaysia, making it a pioneer in the region's peer-to-peer lending landscape.

Mos

Series B in 2022
Mos is a financial services platform designed to simplify the process of accessing government aid and financial assistance for students. Initially focused on college financial aid, Mos has streamlined the application process, allowing users to apply for a significant portion of the available government aid through a single application. The platform provides comprehensive guidance and research on financial sources, helping students navigate the complexities of financial aid and remove barriers to accessing funds. By prioritizing user experience, Mos enables individuals to understand and claim their rights and benefits more effectively.

Pennylane

Series B in 2022
Pennylane SAS offers accounting and reporting solutions through application programming interface (API) to manage business. It brings together accountants and technology to assist startup founders and small business owners with their administrative management, including invoicing, billing, suppliers’ payment, cash management, accounting, and forecasting. The company was incorporated in 2017 and is based in Saint-Germain-en-Laye, France.

Tonik

Series B in 2022
Tonik is a developer of a digital banking application that offers a range of retail financial products. These include deposits, loans, current accounts, payments, and cards, all accessible through a secure digital platform. The company's focus is on facilitating efficient online financial transactions, enabling customers to enhance their financial liquidity. By leveraging technology, Tonik aims to streamline savings and improve the overall banking experience for its users.

OneCard

Series C in 2021
Operator of a fintech company intended to provide a credit card reimagined for the mobile generation. The company allows users to control all aspects of credit cards including credit limit, instant rewards redemption, domestic and international use, online or offline transactions, contactless payments, and more, enabling customers to get a fully digital experience and allowing them to control the rewards they wish to avail.

FPL Technologies

Series C in 2021
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Flip

Series B in 2021
PT. FLIP is a financial technology company based in Depok, Indonesia, founded in 2015. It operates an online platform that facilitates secure interbank fund transfers without any transaction fees. The application is designed to provide users with an efficient and seamless experience for various money transactions, allowing them to save on costs typically associated with interbank transfers. By focusing on innovative solutions, PT. FLIP aims to offer fair financial services that are accessible to a broad audience, enhancing the overall user experience in digital money transfer.

Arta Finance

Seed Round in 2021
Arta Finance is a network of innovators, researchers, finance specialists, and business executives who help people get the most of their finances. Arta offers access to financial opportunities that help people to plan and enjoy their financial future but with less complexity and lower fees.

Faire

Series G in 2021
Faire Wholesale, Inc. operates an online marketplace that connects independent retailers with manufacturers, facilitating the purchase of unique wholesale merchandise. Founded in 2016 and headquartered in San Francisco, California, with an additional office in Kitchener, Canada, Faire streamlines the wholesale process by offering a platform where retailers can browse items, place orders, and track shipments. The marketplace employs artificial intelligence and predictive analytics to help retailers manage inventory effectively and reduce risks associated with unsold products. Faire provides features such as net 60 payment terms and free returns, which support local retailers and independent brands in competing with larger retail chains and e-commerce platforms. The company aims to empower small business owners by delivering technological solutions, data insights, and logistical support to enhance the future of local retail.

Fintual

Series B in 2021
Fintual is a digital investment platform that caters to young professionals looking to make informed investment decisions. The company offers financial advisory services that leverage artificial intelligence to assess clients' risk profiles. Based on this analysis, Fintual provides personalized investment recommendations, helping users to navigate the complexities of investing. The platform aims to empower clients with fundamental financial knowledge, enabling them to manage and grow their investments online effectively.

Beta Finance

Venture Round in 2021
Beta Finance is a decentralized finance protocol that facilitates lending, borrowing, and short-selling of cryptocurrency assets. Designed as a permissionless money market, it seeks to mitigate the inherent volatility of the crypto market and enhance overall market stability. The platform provides a user-friendly, one-click solution, allowing traders without technical expertise to easily manage and update their short positions. It presents all relevant token information directly on the interface, empowering users to make informed decisions in the dynamic crypto landscape.

Drip Capital

Series C in 2021
Drip Capital Inc. provides credit to small businesses to fulfill their purchase/work orders. It offers invoice factoring, export finance, post shipment finance, receivables factoring, export factoring, invoice discounting, bill discounting, and trade finance products. Drip Capital Inc. was incorporated in 2014 and is based in Palo Alto, California with an additional office in Mumbai, India.

FTX

Series B in 2021
FTX Trading LTD is a cryptocurrency derivatives exchange founded in 2017 and based in San Francisco, California. The platform caters to both professional traders and novices, offering features such as futures trading, leveraged tokens, and an over-the-counter portal. It supports a variety of financial products, including quarterly and perpetual futures for major cryptocurrencies like bitcoin, ether, and binance coin, as well as various altcoin and midcap indices. FTX was co-founded by Sam Bankman-Fried and Gary Wang, with initial backing from Alameda Research, which provided significant liquidity from the outset. The exchange aims to enhance the cryptocurrency trading experience and facilitate institutional adoption within the sector.

Progcap

Series C in 2021
Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities to micro and small businesses, particularly in rural and semi-urban areas. Founded in 2017, the company utilizes a blend of technology and a unique delivery model to underwrite credit, offering flexible and collateral-free working capital to underbanked retailers. Progcap's platform employs non-traditional ecosystem data for risk assessment, enabling the creation of credit scores for customers who are typically overlooked by conventional financial institutions. By leveraging advanced technology, Progcap aims to empower these businesses with affordable and timely credit solutions, thereby enhancing their financial accessibility and operational capabilities.

axio

Venture Round in 2021
Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes, select desired repayment terms and receive funds in their bank accounts in 7 days with minimal hassle. Capital Float was founded in 2013 by Gaurav Hinduja and Sashank Rishyasringa.

Aspire

Series B in 2021
Aspire Financial Technologies Pte. Ltd., founded in 2017 and based in Singapore, specializes in providing cash management services tailored for small businesses. As a subsidiary of Aspire Financial Technologies Holdings Inc., the company focuses on delivering a finance management platform that simplifies banking processes. Aspire's offerings include a unified system for managing bank accounts, credit cards, invoicing, and expenses, allowing business owners to access essential financial tools conveniently. The platform is designed to facilitate borderless payments and enhance expense management, enabling clients to streamline their cash management operations and make informed business decisions without the delays and complexities often associated with traditional financial institutions.

FloBiz

Series B in 2021
FloBiz is India's first neo business platform aimed at supporting small and medium enterprises across the country. The company offers a range of digital solutions, including FloBooks, a mobile billing and inventory management application that functions both online and offline. This user-friendly app allows businesses to create invoices, manage outstanding payments, and monitor stock levels. It also features an online store, payment reminders, sales and purchase reports, a greetings module, and a web version, making it a comprehensive tool for business management. By providing these capabilities, FloBiz empowers clients to digitize their operations and enhance efficiency in their day-to-day activities.

Bright Money

Series A in 2021
Developer of a financial management platform designed to help users to manage their credit cards. The company's platform provides money management, debt payment and wealth management, enabling users to reach better financial stability, using artificial intelligence and data science.

Leap

Series C in 2021
Leap Finance is a fintech startup focused on supporting Indian students who wish to pursue higher education abroad. The company offers a range of financial products and services, including loan options, specifically designed to facilitate international studies. By addressing the financial challenges faced by students, Leap Finance aims to make overseas education more accessible and achievable for its clientele.

OPay

Series C in 2021
OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries. It empowers and enables users to accomplish more with their money by providing smart financial services. It is a one-stop mobile-based platform for payment, transportation, food and grocery delivery, and other important services in everyday life. Millions of users rely on OPay every day to send and receive money, pay bills, and order food and groceries.

Chime

Series G in 2021
Chime is a fintech company established in 2013 by Chris Britt and Ryan King, aimed at providing a modern approach to banking that empowers its members to manage their finances effectively. The company offers a suite of services, including a Chime debit card, Spending Account, and Savings Account, all accessible through a user-friendly mobile app available on both iPhone and Android devices. Chime focuses on helping its members avoid bank fees, save money automatically, and enhance their financial well-being. Key features of the platform include fee-free overdrafts, early access to paychecks, and tools designed to improve credit scores, all of which promote greater financial control and flexibility. Chime has gained recognition for its innovative solutions in the personal finance space, positioning itself as a leader in digital banking.

Chime

Series G in 2021
Chime is a fintech company established in 2013 by Chris Britt and Ryan King, aimed at providing a modern approach to banking that empowers its members to manage their finances effectively. The company offers a suite of services, including a Chime debit card, Spending Account, and Savings Account, all accessible through a user-friendly mobile app available on both iPhone and Android devices. Chime focuses on helping its members avoid bank fees, save money automatically, and enhance their financial well-being. Key features of the platform include fee-free overdrafts, early access to paychecks, and tools designed to improve credit scores, all of which promote greater financial control and flexibility. Chime has gained recognition for its innovative solutions in the personal finance space, positioning itself as a leader in digital banking.

Eduvanz

Series B in 2021
Eduvanz Financing Private Limited, established in 2016 and based in Mumbai, India, specializes in providing education loans to deserving and needy candidates at zero percent interest. The company has developed an innovative platform that allows students to access financial assistance through a quick and easy online process. By collaborating with various educational institutions, Eduvanz offers unsecured loan products aimed at making education more accessible. The company's focus is on transparency and efficiency, ensuring that students can pursue new skill courses or further their education without financial barriers, ultimately helping them achieve their goals and attain financial independence.

FlowAccount

Series A in 2021
Flowaccount Co., Ltd. develops a cloud accounting software for small businesses in Thailand. It creates and sends professional invoices, track payments, and collaborates with partners. The company is based in Bangkok, Thailand.

FTX

Series B in 2021
FTX Trading LTD is a cryptocurrency derivatives exchange founded in 2017 and based in San Francisco, California. The platform caters to both professional traders and novices, offering features such as futures trading, leveraged tokens, and an over-the-counter portal. It supports a variety of financial products, including quarterly and perpetual futures for major cryptocurrencies like bitcoin, ether, and binance coin, as well as various altcoin and midcap indices. FTX was co-founded by Sam Bankman-Fried and Gary Wang, with initial backing from Alameda Research, which provided significant liquidity from the outset. The exchange aims to enhance the cryptocurrency trading experience and facilitate institutional adoption within the sector.

FTX

Series B in 2021
FTX Trading LTD is a cryptocurrency derivatives exchange founded in 2017 and based in San Francisco, California. The platform caters to both professional traders and novices, offering features such as futures trading, leveraged tokens, and an over-the-counter portal. It supports a variety of financial products, including quarterly and perpetual futures for major cryptocurrencies like bitcoin, ether, and binance coin, as well as various altcoin and midcap indices. FTX was co-founded by Sam Bankman-Fried and Gary Wang, with initial backing from Alameda Research, which provided significant liquidity from the outset. The exchange aims to enhance the cryptocurrency trading experience and facilitate institutional adoption within the sector.

Empower

Series B in 2021
Empower Finance, Inc. is a financial technology company based in San Francisco, California, founded in 2016 by Warren Hogarth. The company provides a mobile application designed to assist users in managing their finances effectively. This app allows users to connect their bank accounts, set spending limits, and track their budgets. Empower focuses on addressing the misalignment between consumer interests and traditional banking practices, which often benefit from high fees and low interest rates. The application features an AI-powered financial assistant that operates continuously to offer personalized recommendations, cash advances, and automated savings. By targeting tech-savvy millennials, Empower aims to enhance financial literacy and improve financial outcomes for young professionals seeking to gain control over their finances.

Progcap

Series B in 2021
Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities to micro and small businesses, particularly in rural and semi-urban areas. Founded in 2017, the company utilizes a blend of technology and a unique delivery model to underwrite credit, offering flexible and collateral-free working capital to underbanked retailers. Progcap's platform employs non-traditional ecosystem data for risk assessment, enabling the creation of credit scores for customers who are typically overlooked by conventional financial institutions. By leveraging advanced technology, Progcap aims to empower these businesses with affordable and timely credit solutions, thereby enhancing their financial accessibility and operational capabilities.

FamPay

Series A in 2021
FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Faire

Series F in 2021
Faire Wholesale, Inc. operates an online marketplace that connects independent retailers with manufacturers, facilitating the purchase of unique wholesale merchandise. Founded in 2016 and headquartered in San Francisco, California, with an additional office in Kitchener, Canada, Faire streamlines the wholesale process by offering a platform where retailers can browse items, place orders, and track shipments. The marketplace employs artificial intelligence and predictive analytics to help retailers manage inventory effectively and reduce risks associated with unsold products. Faire provides features such as net 60 payment terms and free returns, which support local retailers and independent brands in competing with larger retail chains and e-commerce platforms. The company aims to empower small business owners by delivering technological solutions, data insights, and logistical support to enhance the future of local retail.

Pennylane

Venture Round in 2021
Pennylane SAS offers accounting and reporting solutions through application programming interface (API) to manage business. It brings together accountants and technology to assist startup founders and small business owners with their administrative management, including invoicing, billing, suppliers’ payment, cash management, accounting, and forecasting. The company was incorporated in 2017 and is based in Saint-Germain-en-Laye, France.

Tonik

Series A in 2021
Tonik is a developer of a digital banking application that offers a range of retail financial products. These include deposits, loans, current accounts, payments, and cards, all accessible through a secure digital platform. The company's focus is on facilitating efficient online financial transactions, enabling customers to enhance their financial liquidity. By leveraging technology, Tonik aims to streamline savings and improve the overall banking experience for its users.

Capitolis

Series C in 2021
Capitolis Inc. is a technology provider that offers an online software-as-a-service platform designed for banks and financial institutions to enhance their capital management and improve economic performance. Founded in 2016 and headquartered in New York, with additional offices in London and Tel Aviv, Capitolis focuses on addressing constraints in capital markets, particularly in equities and foreign exchange. The platform enables financial institutions to optimize their balance sheets and improve liquidity by facilitating the sourcing of capital for trades from other institutions with substantial balance sheets. By connecting market participants, Capitolis seeks to transform business efficiency and create collaborative solutions that allow clients to leverage under-utilized capital, ultimately capturing new growth opportunities.

Five Star Business Finance

Private Equity Round in 2021
Five-Star Business Finance is a Registered Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India. Headquartered in Kilpauk, Chennai, it has an extensive network of branches across multiple cities in Tamil Nadu and neighboring states. The company specializes in providing secured loans to micro-entrepreneurs and self-employed individuals, facilitating business growth and asset creation. Its financial products cater to various personal needs, including home renovations, healthcare, education, and expenses related to significant life events such as marriages. Five-Star is committed to delivering quality service to its customers while adhering to the regulatory guidelines set forth by the RBI.

Leap

Series B in 2021
Leap Finance is a fintech startup focused on supporting Indian students who wish to pursue higher education abroad. The company offers a range of financial products and services, including loan options, specifically designed to facilitate international studies. By addressing the financial challenges faced by students, Leap Finance aims to make overseas education more accessible and achievable for its clientele.

Two

Seed Round in 2021
Tillit is a fintech startup focused on creating a buy now, pay later solution specifically for business-to-business (B2B) transactions. The company aims to streamline the purchasing process for businesses by providing flexible payment options that enhance cash flow management. Additionally, it operates an investment platform designed to empower investors by offering a user-friendly interface and engaging content. This platform features a curated selection of investment funds, complete with detailed information and tools, enabling users to make informed investment decisions with ease. Through its innovative solutions, Tillit seeks to facilitate financial transactions and investment opportunities for businesses and individuals alike.

FPL Technologies

Series B in 2021
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Pilot

Series C in 2021
Pilot.com, Inc. is a financial services company that specializes in bookkeeping, tax preparation, and CFO services tailored for startups and small businesses. Established in 2016 and based in San Francisco, California, Pilot pairs each client with a dedicated account manager to ensure personalized bookkeeping support. The company utilizes an advanced platform that automates accrual basis bookkeeping, providing clients with accurate financial reports on demand. In addition to bookkeeping, Pilot offers CFO services that include annual budgeting, ongoing financial support, pitch assessments, and fundraising strategies. Formerly known as Zapgram, Inc., the company rebranded in July 2017 to reflect its focus on delivering high-quality financial solutions for growing businesses.

Rongyisuan

Series B in 2021
Rongyisuan, a Chinese startup that provides customized tax and accounting solutions for corporate customers. .

Pennylane

Series A in 2021
Pennylane SAS offers accounting and reporting solutions through application programming interface (API) to manage business. It brings together accountants and technology to assist startup founders and small business owners with their administrative management, including invoicing, billing, suppliers’ payment, cash management, accounting, and forecasting. The company was incorporated in 2017 and is based in Saint-Germain-en-Laye, France.

Found

Series A in 2020
Found is a business bank for self-employed people that makes self-employed taxes easy. With built-in expense tracking and a tax savings account, we’re on a mission to help millions of self-employed people make their business dreams a reality.

Finova Capital

Series C in 2020
Finova Capital Pvt Ltd is a non-banking financial company based in Jaipur, India, established in 2015. The company specializes in providing loans to financially excluded individuals and unorganized micro, small, and medium enterprises (MSMEs). Finova Capital focuses on offering residential and commercial mortgage loans, as well as top-up loans, to support both urban and rural populations. Its mission is to enhance the lives of underserved communities by making finance accessible at reasonable costs while ensuring transparency in its operations. By empowering micro and small businesses, Finova Capital aims to facilitate economic growth and contribute to community transformation.

Faire

Series E in 2020
Faire Wholesale, Inc. operates an online marketplace that connects independent retailers with manufacturers, facilitating the purchase of unique wholesale merchandise. Founded in 2016 and headquartered in San Francisco, California, with an additional office in Kitchener, Canada, Faire streamlines the wholesale process by offering a platform where retailers can browse items, place orders, and track shipments. The marketplace employs artificial intelligence and predictive analytics to help retailers manage inventory effectively and reduce risks associated with unsold products. Faire provides features such as net 60 payment terms and free returns, which support local retailers and independent brands in competing with larger retail chains and e-commerce platforms. The company aims to empower small business owners by delivering technological solutions, data insights, and logistical support to enhance the future of local retail.

FPL Technologies

Series A in 2020
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Incomlend

Series A in 2020
Incomlend Pte. Ltd operates a lending platform that connects small and medium-sized enterprises (SMEs) with private investors to facilitate financing through the sale of account receivables at a discount. Founded in 2016 and based in Singapore, Incomlend serves importers, exporters, investors, and lenders by offering alternative trade finance solutions, including factoring and supply chain finance. The platform allows businesses to optimize their working capital by accessing a pool of institutional investors and enables live trading of invoices in multiple currencies and countries. Once a company submits an invoice finance application, it can receive funding within 48 hours. To mitigate risks, all transactions on the platform are protected by credit insurance, ensuring that sellers are safeguarded against payment issues while providing investors with a secured return through invoice discounts. Incomlend's proprietary technology supports risk underwriting, fund matching, and transaction processing, enhancing efficiency in trade finance.

Eduvanz

Series A in 2020
Eduvanz Financing Private Limited, established in 2016 and based in Mumbai, India, specializes in providing education loans to deserving and needy candidates at zero percent interest. The company has developed an innovative platform that allows students to access financial assistance through a quick and easy online process. By collaborating with various educational institutions, Eduvanz offers unsecured loan products aimed at making education more accessible. The company's focus is on transparency and efficiency, ensuring that students can pursue new skill courses or further their education without financial barriers, ultimately helping them achieve their goals and attain financial independence.

Tonik

Series A in 2020
Tonik is a developer of a digital banking application that offers a range of retail financial products. These include deposits, loans, current accounts, payments, and cards, all accessible through a secure digital platform. The company's focus is on facilitating efficient online financial transactions, enabling customers to enhance their financial liquidity. By leveraging technology, Tonik aims to streamline savings and improve the overall banking experience for its users.

Mos

Series A in 2020
Mos is a financial services platform designed to simplify the process of accessing government aid and financial assistance for students. Initially focused on college financial aid, Mos has streamlined the application process, allowing users to apply for a significant portion of the available government aid through a single application. The platform provides comprehensive guidance and research on financial sources, helping students navigate the complexities of financial aid and remove barriers to accessing funds. By prioritizing user experience, Mos enables individuals to understand and claim their rights and benefits more effectively.

FamPay

Seed Round in 2020
FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

FamPay

Pre Seed Round in 2020
FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Empower

Series A in 2020
Empower Finance, Inc. is a financial technology company based in San Francisco, California, founded in 2016 by Warren Hogarth. The company provides a mobile application designed to assist users in managing their finances effectively. This app allows users to connect their bank accounts, set spending limits, and track their budgets. Empower focuses on addressing the misalignment between consumer interests and traditional banking practices, which often benefit from high fees and low interest rates. The application features an AI-powered financial assistant that operates continuously to offer personalized recommendations, cash advances, and automated savings. By targeting tech-savvy millennials, Empower aims to enhance financial literacy and improve financial outcomes for young professionals seeking to gain control over their finances.

Leap

Seed Round in 2020
Leap Finance is a fintech startup focused on supporting Indian students who wish to pursue higher education abroad. The company offers a range of financial products and services, including loan options, specifically designed to facilitate international studies. By addressing the financial challenges faced by students, Leap Finance aims to make overseas education more accessible and achievable for its clientele.

Finix

Series B in 2020
Finix Payments, Inc. is a San Francisco-based company that provides a payment infrastructure platform designed to help businesses manage and monetize their payment processes effectively. Founded in 2015, Finix offers a range of services, including a payment facilitator platform that includes features such as tokenization, merchant onboarding, reporting, reconciliation, settlements, and chargeback management. The company enables businesses to avoid the complexities and costs associated with developing an in-house payment system. Additionally, through a partnership with Visa, Finix facilitates real-time push-to-card payments, enhancing the efficiency of disbursements. Finix's solutions aim to improve the payment experience for both businesses and their customers, recognizing the critical role that effective payment technology plays in driving revenue.

axio

Venture Round in 2020
Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes, select desired repayment terms and receive funds in their bank accounts in 7 days with minimal hassle. Capital Float was founded in 2013 by Gaurav Hinduja and Sashank Rishyasringa.

Epifi

Seed Round in 2020
Epifi Technologies Pvt. Ltd., founded in 2019 and based in Bengaluru, India, operates as a digital bank without physical branches, targeting young millennial workers and digital natives. The company offers a comprehensive range of online and mobile-first financial services, including payment solutions, money transfers, and lending services. By partnering with licensed banks, Epifi creates a secure platform that serves as a primary hub for consumers, enabling them to access co-branded debit cards and integrate their existing financial products into a single mobile banking interface. Utilizing customer insights and advanced technology, Epifi aims to simplify the banking experience and support users in achieving financial freedom.

Fi Money

Seed Round in 2020
Fi Money operates a digital banking platform designed to enhance personal finance management. The platform offers users digital bank accounts and co-branded debit cards that consolidate various financial services into a single mobile interface. This integration allows users to manage their finances more effectively by automatically setting aside funds, thereby optimizing their savings. Fi Money aims to empower individuals to take control of their financial well-being, providing features tailored to their unique needs and aspirations.

KredX

Series B in 2019
KredX is India’s leading invoice discounting marketplace helping businesses gain quick access to working capital in 24-72 hours by selling their unpaid receivables while providing investors with an opportunity to earn low-risk high returns through a unique Short-term investment. Backed by some of the biggest names from the VC world such as Sequoia Capital and Prime Venture Partners, KredX most recently raised series B funding for $26 Million led by Tiger Global Management.

Capitolis

Series B in 2019
Capitolis Inc. is a technology provider that offers an online software-as-a-service platform designed for banks and financial institutions to enhance their capital management and improve economic performance. Founded in 2016 and headquartered in New York, with additional offices in London and Tel Aviv, Capitolis focuses on addressing constraints in capital markets, particularly in equities and foreign exchange. The platform enables financial institutions to optimize their balance sheets and improve liquidity by facilitating the sourcing of capital for trades from other institutions with substantial balance sheets. By connecting market participants, Capitolis seeks to transform business efficiency and create collaborative solutions that allow clients to leverage under-utilized capital, ultimately capturing new growth opportunities.

OPay

Series B in 2019
OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries. It empowers and enables users to accomplish more with their money by providing smart financial services. It is a one-stop mobile-based platform for payment, transportation, food and grocery delivery, and other important services in everyday life. Millions of users rely on OPay every day to send and receive money, pay bills, and order food and groceries.

Digifin

Seed Round in 2019
Digifin is a digital banking startup that has a comprehensive digital account opening platform along with the back office solution. It aims at simplifying and speeding up the account opening process. It also streamlines business processes and provides customer insight with the intent to support customer loyalty and retention. It was founded in 2011 and is headquartered in Chennai, India with offices in the USA and UAE.

FPL Technologies

Seed Round in 2019
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Rongyisuan

Series A in 2019
Rongyisuan, a Chinese startup that provides customized tax and accounting solutions for corporate customers. .

Progcap

Series A in 2019
Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities to micro and small businesses, particularly in rural and semi-urban areas. Founded in 2017, the company utilizes a blend of technology and a unique delivery model to underwrite credit, offering flexible and collateral-free working capital to underbanked retailers. Progcap's platform employs non-traditional ecosystem data for risk assessment, enabling the creation of credit scores for customers who are typically overlooked by conventional financial institutions. By leveraging advanced technology, Progcap aims to empower these businesses with affordable and timely credit solutions, thereby enhancing their financial accessibility and operational capabilities.

Drip Capital

Series B in 2019
Drip Capital Inc. provides credit to small businesses to fulfill their purchase/work orders. It offers invoice factoring, export finance, post shipment finance, receivables factoring, export factoring, invoice discounting, bill discounting, and trade finance products. Drip Capital Inc. was incorporated in 2014 and is based in Palo Alto, California with an additional office in Mumbai, India.

OPay

Series A in 2019
OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries. It empowers and enables users to accomplish more with their money by providing smart financial services. It is a one-stop mobile-based platform for payment, transportation, food and grocery delivery, and other important services in everyday life. Millions of users rely on OPay every day to send and receive money, pay bills, and order food and groceries.

Finova Capital

Series B in 2019
Finova Capital Pvt Ltd is a non-banking financial company based in Jaipur, India, established in 2015. The company specializes in providing loans to financially excluded individuals and unorganized micro, small, and medium enterprises (MSMEs). Finova Capital focuses on offering residential and commercial mortgage loans, as well as top-up loans, to support both urban and rural populations. Its mission is to enhance the lives of underserved communities by making finance accessible at reasonable costs while ensuring transparency in its operations. By empowering micro and small businesses, Finova Capital aims to facilitate economic growth and contribute to community transformation.

Faire

Series C in 2018
Faire Wholesale, Inc. operates an online marketplace that connects independent retailers with manufacturers, facilitating the purchase of unique wholesale merchandise. Founded in 2016 and headquartered in San Francisco, California, with an additional office in Kitchener, Canada, Faire streamlines the wholesale process by offering a platform where retailers can browse items, place orders, and track shipments. The marketplace employs artificial intelligence and predictive analytics to help retailers manage inventory effectively and reduce risks associated with unsold products. Faire provides features such as net 60 payment terms and free returns, which support local retailers and independent brands in competing with larger retail chains and e-commerce platforms. The company aims to empower small business owners by delivering technological solutions, data insights, and logistical support to enhance the future of local retail.

Faire

Series B in 2018
Faire Wholesale, Inc. operates an online marketplace that connects independent retailers with manufacturers, facilitating the purchase of unique wholesale merchandise. Founded in 2016 and headquartered in San Francisco, California, with an additional office in Kitchener, Canada, Faire streamlines the wholesale process by offering a platform where retailers can browse items, place orders, and track shipments. The marketplace employs artificial intelligence and predictive analytics to help retailers manage inventory effectively and reduce risks associated with unsold products. Faire provides features such as net 60 payment terms and free returns, which support local retailers and independent brands in competing with larger retail chains and e-commerce platforms. The company aims to empower small business owners by delivering technological solutions, data insights, and logistical support to enhance the future of local retail.

Akulaku

Series C in 2018
Akulaku Inc. is a consumer finance platform based in Jakarta, Indonesia, established in 2016. The company specializes in offering online financial credit services to customers across Southeast Asia. Its services include shopping in installments through an independently managed online marketplace and various other platforms, as well as providing flexible cash loans. Akulaku's mission is to enhance the quality of life for both partners and consumers by creating a comprehensive and reliable financial ecosystem.

Empower

Venture Round in 2018
Empower Finance, Inc. is a financial technology company based in San Francisco, California, founded in 2016 by Warren Hogarth. The company provides a mobile application designed to assist users in managing their finances effectively. This app allows users to connect their bank accounts, set spending limits, and track their budgets. Empower focuses on addressing the misalignment between consumer interests and traditional banking practices, which often benefit from high fees and low interest rates. The application features an AI-powered financial assistant that operates continuously to offer personalized recommendations, cash advances, and automated savings. By targeting tech-savvy millennials, Empower aims to enhance financial literacy and improve financial outcomes for young professionals seeking to gain control over their finances.

Fave

Series B in 2018
Fave is a digital platform designed to bridge the gap between offline businesses and consumers, facilitating the transition to a digital economy. It allows users to plan activities, purchase discounted offers, and connect with various service providers, including those in the spa, health, fitness, and food sectors. The platform serves as a payment aggregator, accepting major card brands and digital wallets, and offers integrated solutions that enhance merchant visibility through marketing, data insights, and operational support. Operating in over 35 cities across Singapore, Malaysia, and Indonesia, Fave aims to empower merchants by allowing them to focus on their core services while the platform manages additional aspects of customer engagement and payment processing.

Five Star Business Finance

Private Equity Round in 2018
Five-Star Business Finance is a Registered Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India. Headquartered in Kilpauk, Chennai, it has an extensive network of branches across multiple cities in Tamil Nadu and neighboring states. The company specializes in providing secured loans to micro-entrepreneurs and self-employed individuals, facilitating business growth and asset creation. Its financial products cater to various personal needs, including home renovations, healthcare, education, and expenses related to significant life events such as marriages. Five-Star is committed to delivering quality service to its customers while adhering to the regulatory guidelines set forth by the RBI.

Qianhai Yuandao

Seed Round in 2018
Qianhai Yuandao is a Fintech company.

Drip Capital

Series A in 2018
Drip Capital Inc. provides credit to small businesses to fulfill their purchase/work orders. It offers invoice factoring, export finance, post shipment finance, receivables factoring, export factoring, invoice discounting, bill discounting, and trade finance products. Drip Capital Inc. was incorporated in 2014 and is based in Palo Alto, California with an additional office in Mumbai, India.

Funding Societies

Series B in 2018
Funding Societies Pte. Ltd. is a peer-to-peer financing platform based in Singapore, founded in 2015. It connects investors with small and medium-sized enterprises (SMEs) seeking funding, thereby addressing financial inclusion challenges and making credit-worthy SMEs more bankable. The platform offers a range of flexible financing options, including micro and term loans, as well as invoice financing, supported by advanced credit scoring and risk assessment models. Since its inception, Funding Societies has facilitated over 3.3 million business loans, amounting to more than S$1.8 billion in funding. The company has received multiple accolades, including the Global Excellence Award from ITU Telecom, and holds operating licenses from regulators in Singapore, Indonesia, and Malaysia, making it a pioneer in the region's peer-to-peer lending landscape.

Bairong

Series C in 2018
Bairong is a professional financial information services to provide large companies.

Jinfuzi

Series C in 2018
Jinfuzi is an online investment platform that offers a range of wealth management services, allowing users to invest in various financial products, including private equity, venture capital, trusts, and foreign funds. The platform is designed to assist investors in selecting investment portfolios that align with their return-risk preferences. Jinfuzi provides two primary mobile applications: Finance Port and Snowball, which facilitate access to a diversified selection of investment options. Through its comprehensive services, Jinfuzi aims to cater to the diverse needs of investors seeking to optimize their financial growth.

Finova Capital

Series A in 2018
Finova Capital Pvt Ltd is a non-banking financial company based in Jaipur, India, established in 2015. The company specializes in providing loans to financially excluded individuals and unorganized micro, small, and medium enterprises (MSMEs). Finova Capital focuses on offering residential and commercial mortgage loans, as well as top-up loans, to support both urban and rural populations. Its mission is to enhance the lives of underserved communities by making finance accessible at reasonable costs while ensuring transparency in its operations. By empowering micro and small businesses, Finova Capital aims to facilitate economic growth and contribute to community transformation.

Faire

Series A in 2018
Faire Wholesale, Inc. operates an online marketplace that connects independent retailers with manufacturers, facilitating the purchase of unique wholesale merchandise. Founded in 2016 and headquartered in San Francisco, California, with an additional office in Kitchener, Canada, Faire streamlines the wholesale process by offering a platform where retailers can browse items, place orders, and track shipments. The marketplace employs artificial intelligence and predictive analytics to help retailers manage inventory effectively and reduce risks associated with unsold products. Faire provides features such as net 60 payment terms and free returns, which support local retailers and independent brands in competing with larger retail chains and e-commerce platforms. The company aims to empower small business owners by delivering technological solutions, data insights, and logistical support to enhance the future of local retail.

Happay

Series B in 2018
Happay is an online business expense management solution that streamlines user expense workflows from end-to-end and offers real-time visibility and control over business spends. Businesses can provide their employees with Happay prepaid VISA cards and let them spend freely while tracking and approving their expenses within set limits through Happay dashboard. Employees can snap photos of receipts, record cash expenses, and submit expense reports. Happay is serving over 5000 businesses and 40 verticals across India. Its AI-powered policy and approval engine enable managers and finance teams to approve expense claims, control leakage and ensure compliance. The company was founded in 2012 and is based in Whitefield in India.
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