MPOWER Financing is a Public Benefit Corporation based in Washington, D.C., that provides educational loans to international and DACA students studying in the United States and Canada. Founded in 2014, the company offers loans ranging from $2,001 to $50,000, which can be used for various student-related expenses, including tuition, housing, and books. Notably, MPOWER does not require a co-signer, collateral, or a U.S. credit history, utilizing a proprietary credit algorithm that assesses future potential instead. Loans are structured as 10-year fixed-rate agreements, with repayments beginning six months after graduation. The company also offers additional support services, such as interest discounts, personal finance education courses, credit-building resources, and job placement assistance. By partnering with universities, MPOWER identifies potential loan candidates and directly disburses funds to educational institutions for tuition and related expenses.
Raisin is a Berlin-based online financial marketplace established in 2012 that connects retail customers with banks throughout Europe, facilitating access to competitive deposit rates. The platform offers a variety of savings and investment products, including overnight flexible savings and long-term deposits, allowing users to choose from exclusive offerings by various financial institutions. By streamlining the investment process, Raisin enables individuals and businesses to manage their investments efficiently through a single interface. The primary objective of Raisin is to help savers find the best interest rates while expanding the deposit reach for partner banks.
Airbase, Inc. develops software designed to streamline financial processes through automated pre-approval, payment, and accounting workflows. The company offers an all-in-one platform for spend management that integrates approval workflows, corporate cards, bill payments, and accounting automation, thereby enhancing financial control and visibility for organizations. Founded in 2017 and headquartered in Burlingame, California, Airbase aims to simplify the complexities of spend management, allowing companies to reduce the time spent on manual tracking of expenditures and focus more on strategic decision-making. The software includes features such as pre-approval management, vendor payment capabilities, and comprehensive reporting, making it a comprehensive solution for modern financial operations.
MotoRefi, Inc. operates an automotive refinance platform designed to help customers save on their car loans. By partnering with various local and community lenders, the company offers competitive loan rates and aims to reduce monthly payments, with customers typically saving an average of $100 each month. MotoRefi's secure digital platform allows users to assess potential savings and complete the refinancing process easily from home. The company handles all aspects of the transaction, including paying off the previous lender and retitling the vehicle, eliminating the need for customers to visit the DMV. Founded in 2016, MotoRefi is headquartered in Arlington, Virginia.
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.
FundPark is a FinTech focused trade finance platform. FundPark provide purchase order financing and invoice financing to Small and Medium enterprises (SMEs), hence business owners can focus on its own business development, and FundPark can take care of its funding for working capital production.
Selina Finance Limited, incorporated in 2018 and based in London, provides innovative digital finance services aimed at consumers and businesses. Recognizing the significant value tied up in UK homes and the reliance on costly consumer loans, credit cards, and overdrafts, the company offers flexible financing solutions that are designed to meet modern customer needs. Selina Finance enables individuals to assess their loan eligibility and provides credit facilities for property investors and businesses. By leveraging expertise in real estate, finance, and technology, Selina Finance aims to deliver a next-generation financing option that combines the flexibility of a current account, the affordability of a mortgage, and the ease of application typical of consumer loans.
Contabilizei Contabilidade Ltda, founded in 2014 and headquartered in Curitiba, Brazil, provides an online accounting service tailored for small and micro enterprises. By offering a proprietary web and mobile-enabled platform, the company replaces traditional manual accounting practices with automated solutions, facilitating tax reporting and overall financial management. Contabilizei aims to enhance the efficiency of accounting processes for its clients, positively impacting the operations of thousands of small businesses through cost-effective and intelligent services.
Raisin is a Berlin-based online financial marketplace established in 2012 that connects retail customers with banks throughout Europe, facilitating access to competitive deposit rates. The platform offers a variety of savings and investment products, including overnight flexible savings and long-term deposits, allowing users to choose from exclusive offerings by various financial institutions. By streamlining the investment process, Raisin enables individuals and businesses to manage their investments efficiently through a single interface. The primary objective of Raisin is to help savers find the best interest rates while expanding the deposit reach for partner banks.
PeopleFund is Korea’s leading tech-based financial platform that is opening doors to financial freedom through affordable loans and attractive alternative investment products. It is the fastest growing marketplace lender in Korea and uniquely positioned as the first and only Korean marketplace lending platform to fully integrate with a top-tier commercial bank to process personal and business loans that are government approved. PeopleFund is also the first fintech platform to offer investment products directly on KakaoTalk, Korea’s most popular messaging app, which has allowed the company to grow and scale up its business. PeopleFund was founded in 2015 and is headquartered in Seoul, Korea.
Operator of fintech company focused on the lending platform to access private credit. The company offers loan proof, installment proof, personal lending and access to credit, enabling users to carry out their transactions easily without any hidden costs.
Openpay Group Ltd is a payments technology company that offers Buy Now Pay Later (BNPL) solutions across Australia, New Zealand, the United Kingdom, and the United States. The company partners with merchants to provide customers with flexible repayment plans for in-store, in-app, and online purchases, enhancing transaction values and conversion rates at checkout. Openpay also offers a software as a service portal, Openpay for Business, which allows enterprise customers to manage trade accounts, including applications, credit checks, approvals, and account management. The company serves various sectors, including healthcare, automotive, home improvement, and retail, and has established a strategic partnership with ezyVet to extend payment plans for pet care. Founded in 2013 and headquartered in Melbourne, Openpay has consolidated its previous brands into a single identity, focusing on delivering interest-free payment solutions to consumers.
Timelio is a peer-to-peer technology platform that makes it easier for businesses to access invoice finance, via an online marketplace. The purpose of Timelio is to help growing businesses in Australia access fast, flexible and lower cost finance. Timelio matches businesses that have invoices to sell with investors. Investors are based globally and range from high net worth individuals to family offices, hedge funds, self-managed superannuation funds and finance professionals.
Form3 delivers cloud-based connectivity, payment processing, clearing and settlement services. It is a fully managed payment technology service combining a powerful AWS cloud processing platform, multiple-scheme payment gateways and a fully managed 24x7 service model. Form3's powerful micro-services architecture and API's provide a single point of simple access to the full universe of payment schemes. Its clients include a wide range of regulated financial institutions, including leading banks, non-bank financial institutions, and fintech companies (payment institutions, e-money providers, and pre-paid card providers). Form3 was founded in 2016 and is based in London, England.
Younited SA is a financial technology company that operates an online platform designed to connect individual lenders with borrowers, facilitating financial transactions without the need for traditional financial intermediaries. Founded in 2009 and headquartered in Paris, France, Younited aims to provide credit with full transparency, allowing borrowers to share their testimonials and experiences. The company, previously known as PRET d'UNION S.A. until its rebranding in March 2016, focuses on creating a streamlined and direct lending experience for its users.
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.
Lendbuzz, Inc. is a car financing platform based in Boston, Massachusetts, established in 2015. It specializes in providing car loans to individuals with limited U.S. credit history, including international students, expats, and foreign professionals. The company utilizes machine learning algorithms and data-intensive scoring technology to assess creditworthiness based on factors such as employment, education, and personal history, rather than traditional credit scores or the requirement of a Social Security Number. This innovative approach allows Lendbuzz to offer attractive loan terms to customers who are often overlooked by conventional lenders. Once approved, clients can purchase vehicles from any dealership and work toward building their U.S. credit history while managing their loans through an online platform.
Nuvei Corporation is a financial services company that specializes in providing payment technology solutions to merchants and partners across North America, Europe, the Asia Pacific, and Latin America. Established in 2003 and headquartered in Montreal, Canada, Nuvei offers a comprehensive Native Commerce Platform that facilitates payment acceptance across various channels, including mobile, online, unattended, and in-store environments. The company caters to a diverse clientele, including independent sales agents, e-commerce resellers, independent software vendors, and payment facilitators. With a focus on delivering innovative payment processing solutions, Nuvei plays a significant role in supporting the operational needs of retailers and enhancing the payment experience for consumers.
MotoRefi, Inc. operates an automotive refinance platform designed to help customers save on their car loans. By partnering with various local and community lenders, the company offers competitive loan rates and aims to reduce monthly payments, with customers typically saving an average of $100 each month. MotoRefi's secure digital platform allows users to assess potential savings and complete the refinancing process easily from home. The company handles all aspects of the transaction, including paying off the previous lender and retitling the vehicle, eliminating the need for customers to visit the DMV. Founded in 2016, MotoRefi is headquartered in Arlington, Virginia.
Amount, Inc. is a technology company focused on developing mobile banking solutions for financial institutions. Established in 2018 and headquartered in Chicago, Illinois, Amount offers a comprehensive suite of products designed to enhance digital credit offerings. Its flagship product, Amount 360, is a cloud-based platform that provides an integrated approach to lending, including credit decisioning, fraud prevention, and account verification. The company's solutions cater to various financial needs such as personal loans, credit cards, and deposit accounts. Amount's technology enables partners to transition to digital operations efficiently, with the capability to optimize performance across multiple product categories. Serving clients that manage nearly $1 trillion in assets and serve over 25 million customers in the United States, Amount plays a significant role in the evolution of the digital banking landscape.
Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.
Developer of an online payment system designed to provide comprehensive financial services to banks, e-money institutions, telecom operators and transportation operators. The company's platform offers mobile wallets, prepaid cards, bill payments, loyalty programs, payment gateway infrastructure, and a financial technology hub, enabling customers to make secure and convenient online and mobile payments, manage bills and loyalty programs and access a variety of financial services.
Flywire operates an online payment platform that facilitates both domestic and international transactions, catering primarily to the education and healthcare sectors. The platform enables users, including international students and patients seeking medical care abroad, to make payments in various currencies through familiar online and offline options. By leveraging vertical-specific insights and technology, Flywire streamlines the payment process and enhances operational efficiency while minimizing risks associated with invoicing and payment reconciliation. The company, which was founded in 2009 and is headquartered in Boston, Massachusetts, has established partnerships with TRUE North and Adyen to bolster its offerings. With a significant portion of its revenue generated from the Americas, Flywire continues to expand its services to meet the needs of its diverse clientele.
Funding University, Inc. is a merit-based student lender that provides fixed interest rate loans to undergraduate students in the United States. Founded in 2015 and headquartered in Atlanta, Georgia, the company offers an alternative to traditional FICO and co-signer-based loan models. By assessing students' academic performance, career trajectories, and earning potential, Funding U enables students to secure loans without the need for a co-signer. This approach not only facilitates access to funding but also aims to reduce the likelihood of students dropping out of college due to financial constraints.
Access Fintech is an innovative risk management service for banks and buyside firms. The service helps firms track the trade lifecycle and get a true sense of prioritized risk, across an increasing number of systems. Access FinTech brings together fintech providers and in-house technology, orchestrating the interaction of the distributed providers and creating a single visual display of the risk of financial transactions in a global sharable view.
General Motors - Credit Card Business is a provider of financial and credit card services. The company is based in Detroit, Michigan, and it was recently acquired by Goldman Sachs.
Bond Financial Technologies, Inc. is a financial technology company based in San Francisco that specializes in creating an enterprise-grade platform designed to facilitate the integration of brands and banks. The company offers an artificial intelligence-driven platform that empowers digital brands to engage effectively with their customers by providing personalized and compliant banking products. Bond's technology allows for the seamless development and launch of financial programs, reducing manual processes and enhancing customer engagement. Established in 2019 and previously known as Aster Labs, Bond Financial Technologies aims to streamline financial services, thereby improving customer lifetime value and promoting a more efficient banking experience.
Folio Financial, Inc. develops and supports digital-first investment platforms for advisors and enterprises, fully integrated with our brokerage, clearing, and custody solutions. After serving as an SEC commissioner, Folio’s founder, Steven Wallman, set out to democratize investing in the late 1990s. His vision of making investing available to all has played out in a series of ongoing innovations with a common theme – access, automation, transparency, and flexibility. We’ve been ahead of the curve since our inception, pioneering technologies including fractional share investing, patented tax management tools, end-to-end online account opening and management, online proxy voting, online private placement investing, and the ability to create portfolios using security, sector, and social-issue filters. Folio’s businesses include Folio Institutional, focused on providing innovative solutions for RIAs and enterprises; Folio Investing and Folio First for self-directed retail investors; VIA Folio, an end-to-end investing platform for private investments available to both institutional and retail investors; First Affirmative Financial Network, the leading advisor network serving the responsible investment community; and The SRI Conference and Community, the nation’s premier conference on impact investing.
Jumo World Limited operates a mobile money marketplace that connects private individuals, small businesses, and mobile network operators to a range of financial products. Founded in 2010 and based in Cape Town, South Africa, the company leverages advanced data science and machine learning to offer innovative financial services, including savings, loans, and insurance, particularly for entrepreneurs in emerging markets across Africa and Asia. Jumo's platform facilitates access to these services through partnerships with mobile network operators, enabling users to build financial identities based on their mobile behavior. By creating a digital banking solution that is cost-effective and responsible, Jumo aims to empower users with unprecedented financial choices, ultimately fostering economic growth and prosperity.
Flywire operates an online payment platform that facilitates both domestic and international transactions, catering primarily to the education and healthcare sectors. The platform enables users, including international students and patients seeking medical care abroad, to make payments in various currencies through familiar online and offline options. By leveraging vertical-specific insights and technology, Flywire streamlines the payment process and enhances operational efficiency while minimizing risks associated with invoicing and payment reconciliation. The company, which was founded in 2009 and is headquartered in Boston, Massachusetts, has established partnerships with TRUE North and Adyen to bolster its offerings. With a significant portion of its revenue generated from the Americas, Flywire continues to expand its services to meet the needs of its diverse clientele.
Lendbuzz, Inc. is a car financing platform based in Boston, Massachusetts, established in 2015. It specializes in providing car loans to individuals with limited U.S. credit history, including international students, expats, and foreign professionals. The company utilizes machine learning algorithms and data-intensive scoring technology to assess creditworthiness based on factors such as employment, education, and personal history, rather than traditional credit scores or the requirement of a Social Security Number. This innovative approach allows Lendbuzz to offer attractive loan terms to customers who are often overlooked by conventional lenders. Once approved, clients can purchase vehicles from any dealership and work toward building their U.S. credit history while managing their loans through an online platform.
Moneythink is an American ed-tech non-profit organization tackling America’s 1.6 trillion dollar student debt problem, harnessing the power of people and technology to bring transparency to college costs. The organization ensures all students are equipped to invest in their futures, keeping students on track by minimizing financial complexity and risk while maximizing potential and minimizing stress. As a leader in youth-focused financial wellness, Moneythink has served over 32,000 students since 2008. Moneythink is creating a public-facing, no-cost Award Comparison Tool that helps low-income and 1st-gen students to plan for, cover, and manages all of their college costs through a healthy mix of aid, savings, loans, and work.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
Moneythink is an American ed-tech non-profit organization tackling America’s 1.6 trillion dollar student debt problem, harnessing the power of people and technology to bring transparency to college costs. The organization ensures all students are equipped to invest in their futures, keeping students on track by minimizing financial complexity and risk while maximizing potential and minimizing stress. As a leader in youth-focused financial wellness, Moneythink has served over 32,000 students since 2008. Moneythink is creating a public-facing, no-cost Award Comparison Tool that helps low-income and 1st-gen students to plan for, cover, and manages all of their college costs through a healthy mix of aid, savings, loans, and work.
Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and rebranded from Tremus, Inc. in 2017, Deserve utilizes a unique approach to assess creditworthiness by considering factors beyond traditional credit history, such as education, major, cost of education, initial funding sources, and future employability. This innovative method addresses the challenges faced by young individuals who often lack a credit history, thereby enabling them to access fair credit opportunities. Deserve's compliance framework adheres to stringent legal standards, incorporating enhanced identity verification and consistent lending practices to ensure security. The company's streamlined process from application to account management is designed to be simple and efficient, reflecting its commitment to helping customers achieve financial independence.
CredFIC provides enterprise financial analytics tools primarily for family offices, investment funds, and asset administrators. The company is structured into two main segments: Software as a Service (SaaS) and Consulting as a Service (CaaS). Its offerings include financial analysis and insight consulting tailored for high-net-worth individuals (HNWIs) and ultra-high-net-worth individuals (UHNWIs), as well as enterprise-grade investment analytics and opportunity prospecting aimed at business-to-business clients, which include family offices and small investment funds. Additionally, CredFIC engages with academic institutions in India to support capacity building initiatives.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
Founded in 2015, Even Financial is an NYC based fintech company focused on evolving how financial institutions connect with consumers and provide them the best product recommendations at the right moment, facilitating an on-demand and personalized customer acquisition experience across the entire financial services ecosystem. The Even platform serves as a trusted intermediary for financial institutions - including Prosper, Lending Club, and Marcus by Goldman Sachs - that helps find consumers and distribute their products digitally. Even’s industry-leading search, comparison, and recommendation API is an infrastructure layer that enables hundreds of diverse partners - including Credit.com, Transunion, Money Under 30, Credit Sesame, and The Penny Hoarder - to power comprehensive personal finance websites, mobile apps, and other offerings with a modern platform that is proven to accelerate customer acquisition through optimal product recommendations, lowering cost of acquisition and maximizing monetization. Even Financial is based in New York.
MPOWER Financing is a Public Benefit Corporation based in Washington, D.C., that provides educational loans to international and DACA students studying in the United States and Canada. Founded in 2014, the company offers loans ranging from $2,001 to $50,000, which can be used for various student-related expenses, including tuition, housing, and books. Notably, MPOWER does not require a co-signer, collateral, or a U.S. credit history, utilizing a proprietary credit algorithm that assesses future potential instead. Loans are structured as 10-year fixed-rate agreements, with repayments beginning six months after graduation. The company also offers additional support services, such as interest discounts, personal finance education courses, credit-building resources, and job placement assistance. By partnering with universities, MPOWER identifies potential loan candidates and directly disburses funds to educational institutions for tuition and related expenses.
Moneythink is an American ed-tech non-profit organization tackling America’s 1.6 trillion dollar student debt problem, harnessing the power of people and technology to bring transparency to college costs. The organization ensures all students are equipped to invest in their futures, keeping students on track by minimizing financial complexity and risk while maximizing potential and minimizing stress. As a leader in youth-focused financial wellness, Moneythink has served over 32,000 students since 2008. Moneythink is creating a public-facing, no-cost Award Comparison Tool that helps low-income and 1st-gen students to plan for, cover, and manages all of their college costs through a healthy mix of aid, savings, loans, and work.
Raisin is a Berlin-based online financial marketplace established in 2012 that connects retail customers with banks throughout Europe, facilitating access to competitive deposit rates. The platform offers a variety of savings and investment products, including overnight flexible savings and long-term deposits, allowing users to choose from exclusive offerings by various financial institutions. By streamlining the investment process, Raisin enables individuals and businesses to manage their investments efficiently through a single interface. The primary objective of Raisin is to help savers find the best interest rates while expanding the deposit reach for partner banks.
Judo Bank Pty. Ltd., founded in 2016 and based in Southbank, Australia, specializes in providing lending services to small and medium enterprises (SMEs). The bank offers a range of financial products, including business loans, lines of credit, equipment loans, and finance leases. Recognizing the significant role that SMEs play in the Australian economy, Judo Bank aims to address the financial needs of these businesses by offering personalized banking solutions. Customers benefit from direct interactions with empowered decision-makers, ensuring that each application is evaluated based on its unique circumstances rather than standardized metrics. This relationship-focused approach allows Judo Bank to tailor its services to meet the specific needs of its clients, fostering a supportive environment for the growth and success of small to medium-sized businesses.
Credijusto provides an online lending platform designed to offer easy, reliable, and transparent credit for SMEs. Its platform offers credit models that are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history, enabling small businesses to obtain accessible credits in a fraction of the time and effort and grow their business. The company's credit models are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history. The company was founded in 2015 and is based in Mexico City.
Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.
Whilst many may be aware of the digital disruption on banking, few are aware to what extent; the open data API recently made available to developers, paired with smart phone
technology has the potential to transform more than how they simply view their bank balance.
Bud is using this innovation to bring a new perspective and experience to banking, using data to understand it’s community and provide them with a platform focused on connecting them with the things they love; with the belief that together they can do more.
Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.
Climb Credit, Inc. is a student lending platform founded in 2014 and based in New York City. The company specializes in providing educational loans to U.S. citizens and permanent residents, focusing on accessibility, affordability, and accountability in career development. Climb partners with a variety of educational institutions that offer programs aimed at enhancing graduates' earning potential, including fields such as cybersecurity, data science, culinary arts, and aviation. By identifying schools with a proven track record of improving student outcomes, Climb offers tailored financing options designed to meet the specific needs of individuals seeking to advance their careers, regardless of their credit history. This approach ensures that students have the resources necessary to pursue their career ambitions and successfully navigate an evolving job market.
Capify is a financial services provider that specializes in offering business loans to small and medium-sized enterprises (SMEs) in the United Kingdom. Utilizing a proprietary online technology platform, Capify aims to simplify the lending process and disrupt traditional business loan models. The company provides loans of up to £50,000, with repayment terms tailored to align with the business's average turnover and cash flow. In addition to business loans, Capify offers various financial products, including merchant cash advances, working capital funding, and equipment financing, helping clients sustain and grow their operations. Qualified applicants can expect to receive funds directly in their business bank accounts within days, facilitating quick access to necessary capital.
Access Fintech is an innovative risk management service for banks and buyside firms. The service helps firms track the trade lifecycle and get a true sense of prioritized risk, across an increasing number of systems. Access FinTech brings together fintech providers and in-house technology, orchestrating the interaction of the distributed providers and creating a single visual display of the risk of financial transactions in a global sharable view.
Plaid Inc. is a technology platform that enables users to connect their bank accounts to various financial applications, facilitating a more modern and digitally-enabled financial system. Founded in 2012 and headquartered in San Francisco, the company offers a suite of APIs that allows developers to create innovative financial products. Its offerings include tools for accessing transaction histories, authenticating bank accounts, verifying user identities, confirming real-time account balances, and assessing borrowers' assets and income. Plaid's solutions cater to a wide range of financial activities, including personal finances, consumer payments, lending, and business transactions. The platform serves a diverse clientele, including Fortune 50 companies, and aims to democratize financial services by providing the necessary infrastructure for both small startups and large financial institutions to enhance their service offerings.
Sixup PBC, Inc. is a for-profit technology company based in San Francisco that operates an online lending platform aimed at supporting high-achieving, low-income students in obtaining financing for their college education. Founded in 2014, Sixup provides responsible and affordable loans with minimal paperwork, facilitating access to funds for students who are often underserved and underfunded. The company employs a systems-based approach to aggregate, underwrite, and fund loans, creating a new asset class referred to as Future-Prime, which encompasses millions of students and represents significant annual financing volume. Sixup has raised substantial equity and lending capital from various investors, allowing it to operate as a consumer lender across 18 states. The company collaborates with numerous community-based organizations and advocacy groups to enhance its impact on the educational landscape.
Shanghai Lujiazui International Financial Asset Exchange (“Lufax”) is an online marketplace for the origination and trading of financial assets. Lufax was incorporated in September, 2011 in Shanghai with the support of Shanghai’s Municipal Government, and has grown into China’s largest internet finance company in less than four years. The company is an associate of China Ping An Group, the largest and most innovative non-SOE financial institution in China. Lufax’s number of registered users surpassed 7 million by February 2015, while the volume of online transactions grew more than 8 times year-on-year. Close to 50% of Lufax transactions are now handled via mobile. As a constant innovator and pioneer in the internet finance industry, Lufax has developed China’s most open, safe and convenient investment and financing platform. Investors come to Lufax for its broad product offering, diverse liquidity avenues and superior user experience. Asset owners look to Lufax to help them structure, price and place complex assets to investors in a credible and transparent manner. Lufax takes full advantage of the latest big data and IT technologies, and leverages the most advanced risk assessment models and risk control systems. Combined with its value proposition to customers, Lufax has a competitive edge which it believes cannot be replicated.
Shanghai Lujiazui International Financial Asset Exchange (“Lufax”) is an online marketplace for the origination and trading of financial assets. Lufax was incorporated in September, 2011 in Shanghai with the support of Shanghai’s Municipal Government, and has grown into China’s largest internet finance company in less than four years. The company is an associate of China Ping An Group, the largest and most innovative non-SOE financial institution in China. Lufax’s number of registered users surpassed 7 million by February 2015, while the volume of online transactions grew more than 8 times year-on-year. Close to 50% of Lufax transactions are now handled via mobile. As a constant innovator and pioneer in the internet finance industry, Lufax has developed China’s most open, safe and convenient investment and financing platform. Investors come to Lufax for its broad product offering, diverse liquidity avenues and superior user experience. Asset owners look to Lufax to help them structure, price and place complex assets to investors in a credible and transparent manner. Lufax takes full advantage of the latest big data and IT technologies, and leverages the most advanced risk assessment models and risk control systems. Combined with its value proposition to customers, Lufax has a competitive edge which it believes cannot be replicated.
Prodigy Finance Limited operates an online platform that facilitates education loans for international postgraduate and MBA students, enabling access to higher education that may otherwise be financially unattainable. Founded in 2006 and headquartered in London, the platform connects student borrowers with a community of lenders, which includes alumni, institutional investors, qualified private investors, and banks. These lenders collectively fund the loans, offering financial and social returns on their investments. The company utilizes localized lending templates and historical earnings data to assess cross-border risk, allowing it to serve students from over 150 nationalities. Through this innovative approach, Prodigy Finance aims to bridge the funding gap for aspiring international students.
Jumo World Limited operates a mobile money marketplace that connects private individuals, small businesses, and mobile network operators to a range of financial products. Founded in 2010 and based in Cape Town, South Africa, the company leverages advanced data science and machine learning to offer innovative financial services, including savings, loans, and insurance, particularly for entrepreneurs in emerging markets across Africa and Asia. Jumo's platform facilitates access to these services through partnerships with mobile network operators, enabling users to build financial identities based on their mobile behavior. By creating a digital banking solution that is cost-effective and responsible, Jumo aims to empower users with unprecedented financial choices, ultimately fostering economic growth and prosperity.
Founded in 2015, Even Financial is an NYC based fintech company focused on evolving how financial institutions connect with consumers and provide them the best product recommendations at the right moment, facilitating an on-demand and personalized customer acquisition experience across the entire financial services ecosystem. The Even platform serves as a trusted intermediary for financial institutions - including Prosper, Lending Club, and Marcus by Goldman Sachs - that helps find consumers and distribute their products digitally. Even’s industry-leading search, comparison, and recommendation API is an infrastructure layer that enables hundreds of diverse partners - including Credit.com, Transunion, Money Under 30, Credit Sesame, and The Penny Hoarder - to power comprehensive personal finance websites, mobile apps, and other offerings with a modern platform that is proven to accelerate customer acquisition through optimal product recommendations, lowering cost of acquisition and maximizing monetization. Even Financial is based in New York.
Yirendai operates as the consumer finance division of CreditEase, a Chinese peer-to-peer lender. The company focuses on providing online financial services that cater to the needs of both individual borrowers and investors in China, addressing the significant demand in this market. By leveraging an automated platform, Yirendai efficiently connects borrowers with investors and facilitates loan transactions. In addition to its core lending services, Yirendai offers a range of financial and lifestyle solutions aimed at improving the financial well-being of its customers. The platform is designed to support clients at various stages of their financial journeys, ensuring that their consumption and production financing needs are met while enhancing their overall quality of life.
MFS, Inc. is a consumer lending company based in Tokyo, Japan, established in 2009. It specializes in providing online mortgage services, streamlining the process of obtaining home loans for consumers without the need to search for, apply for, or negotiate with traditional financial institutions. MFS has garnered significant media attention, being featured in prominent outlets such as NHK, Nihon Keizai Shimbun, and Yomiuri Shimbun, which highlights its innovative approach in the lending sector.
The interest rate derivatives platform.
Final, Inc. is a fintech company based in Oakland, California, founded in 2014. It focuses on enhancing consumer protection against fraud and theft through its innovative credit card and mobile application. The service allows users to generate multiple credit card numbers, including disposable ones for single-use purchases, thus providing a secure way to engage with various merchants. Users gain insights into their transactions and spending habits while minimizing the risks associated with account breaches and card cancellations. Final aims to empower consumers by offering greater control over their financial interactions, effectively reducing the potential for financial fraud. The company has received venture backing and participated in the Y Combinator accelerator program in 2015.
FOLIO Co., Ltd. is a Tokyo-based company that specializes in developing a web-based asset management platform. As a financial instruments business operator, FOLIO provides tools and services designed to facilitate the management and investment of assets for its users. The company's platform aims to simplify and enhance the investment experience, catering to a diverse range of financial needs.
Financeit USA Inc. provides an online platform that allows businesses to offer consumer financing to their customers from various Web enabled devices. It also enables user to create and manage loans. The company was founded in 2011 and is based in New York, New York. Financeit USA Inc. operates as a subsidiary of Financeit Canada Inc.
Sixup PBC, Inc. is a for-profit technology company based in San Francisco that operates an online lending platform aimed at supporting high-achieving, low-income students in obtaining financing for their college education. Founded in 2014, Sixup provides responsible and affordable loans with minimal paperwork, facilitating access to funds for students who are often underserved and underfunded. The company employs a systems-based approach to aggregate, underwrite, and fund loans, creating a new asset class referred to as Future-Prime, which encompasses millions of students and represents significant annual financing volume. Sixup has raised substantial equity and lending capital from various investors, allowing it to operate as a consumer lender across 18 states. The company collaborates with numerous community-based organizations and advocacy groups to enhance its impact on the educational landscape.
Financeit USA Inc. provides an online platform that allows businesses to offer consumer financing to their customers from various Web enabled devices. It also enables user to create and manage loans. The company was founded in 2011 and is based in New York, New York. Financeit USA Inc. operates as a subsidiary of Financeit Canada Inc.
Bond Street is a startup focused on transforming small business lending through technology, data, and design. Small business owners are the foundation for growth in the economy, and yet today’s banking system has left them behind. It is building a better future where access to financing is simple, transparent, and fair. The company was founded in 2013 and is headquartered in New York, New York.
Neyber is a provider of employee benefit services focused on enhancing personal finance through a collaborative approach. By partnering with employers, Neyber enables employees to access affordable loans and financial education, delivered through an integrated platform that works with payroll systems. This service offers fair rates and realistic terms, allowing employees to borrow and save within their community. The aim is to improve financial well-being, reduce credit costs, and foster employee engagement and productivity by alleviating financial stress. Through its innovative solutions, Neyber seeks to change the landscape of borrowing and saving in the workplace.
Hyphen Group operates as CompareAsiaGroup, a prominent personal finance management platform in Asia. Established in 2014 and headquartered in Hong Kong, the Group provides a comprehensive, free, and independent online service for comparing financial products, including banking, insurance, and telecommunications. With partnerships with leading financial institutions, it offers access to over 2,500 products, helping consumers make informed choices and save money. The Group has a significant presence across multiple countries in Asia, including Malaysia, the Philippines, Singapore, Taiwan, and Thailand, employing over 250 individuals dedicated to enhancing personal finance management for users.
Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.
BDO Unibank, Inc. is a leading full-service universal bank based in Makati City, Philippines, offering a comprehensive array of banking products and services to both corporate and retail clients. Its offerings include traditional loan and deposit products such as savings, checking, and time deposit accounts, as well as personal, auto, home, and small and medium enterprise loans. The bank also provides a variety of insurance products, remittance services, and trade facilities. In addition to these services, BDO Unibank engages in investment banking, offering loan syndications, underwriting, and financial advisory services. Its investment management arm manages separate client-focused portfolios and various mutual funds. With a robust branch network and extensive automated teller machine presence, BDO Unibank is well-positioned to serve the diverse financial needs of its customers across the Philippines. The institution has evolved since its incorporation in 1967 and continues to expand its services to meet the growing demands of the market.
Meilleurtaux is a Paris-based financial services provider specializing in advisory and brokerage services for individuals seeking real estate loans. The company focuses on mortgage loans, credit repurchase, borrower insurance, and consumer credit, operating both online and through a network of franchises. Meilleurtaux has established partnerships with various retail banks and insurers in France, enabling it to offer a comprehensive range of financial products. The company aims to enhance the user experience by providing online tools such as calculators, rate barometers, and simulation resources, assisting clients in making informed decisions regarding their financial services, particularly in the mortgage sector.
Fundation Group LLC is a digital credit lending platform based in Reston, Virginia, that connects financial institutions with small businesses to facilitate access to working and growth capital. Founded in 2011, the company partners with a variety of banks and B2B vendors to enhance the credit delivery process through technology and advanced analytics. Fundation offers a range of services, including outsourced lending, referral programs, and point-of-sale financing solutions. Its platform is designed to simplify the borrowing experience and streamline loan and deposit origination workflows for small and medium-sized businesses. By focusing on innovation, Fundation aims to empower its partners to better serve their small business clients, thereby strengthening the small business economy.
Plaid Inc. is a technology platform that enables users to connect their bank accounts to various financial applications, facilitating a more modern and digitally-enabled financial system. Founded in 2012 and headquartered in San Francisco, the company offers a suite of APIs that allows developers to create innovative financial products. Its offerings include tools for accessing transaction histories, authenticating bank accounts, verifying user identities, confirming real-time account balances, and assessing borrowers' assets and income. Plaid's solutions cater to a wide range of financial activities, including personal finances, consumer payments, lending, and business transactions. The platform serves a diverse clientele, including Fortune 50 companies, and aims to democratize financial services by providing the necessary infrastructure for both small startups and large financial institutions to enhance their service offerings.
Momo is a FinTech startup that provides a mobile electronic wallet and payment application for iOS and Android users in Vietnam. The platform enables customers to conduct nationwide cash transfers and pay for over 100 types of bills, including mobile phone recharges, personal loans, and various services such as software licenses, online game cards, and tickets for airlines and movies. Momo partners with 24 domestic banks and international payment networks, facilitating secure and efficient financial transactions for its users. The application is designed to enhance payment services, allowing for easy money transfers and commodity purchases, all within a user-friendly interface.
Future Finance is a non-government lender based in Dublin that specializes in providing student loans. Founded in 2014 by Brian Norton and Vishal Garg, the company aims to eliminate financial barriers to education, enabling students to focus on their studies and career aspirations regardless of their financial background. Future Finance offers straightforward loan facilities that cover tuition fees and living expenses for both undergraduate and postgraduate studies, ensuring a hassle-free financing experience for individuals pursuing higher education. The company's mission is to support students in fulfilling their potential by making education accessible and affordable.
Hyphen Group operates as CompareAsiaGroup, a prominent personal finance management platform in Asia. Established in 2014 and headquartered in Hong Kong, the Group provides a comprehensive, free, and independent online service for comparing financial products, including banking, insurance, and telecommunications. With partnerships with leading financial institutions, it offers access to over 2,500 products, helping consumers make informed choices and save money. The Group has a significant presence across multiple countries in Asia, including Malaysia, the Philippines, Singapore, Taiwan, and Thailand, employing over 250 individuals dedicated to enhancing personal finance management for users.
Bluefin Payment Systems LLC specializes in providing secure payment technology to a diverse range of clients, including independent software vendors, enterprises, financial institutions, and small to medium-sized businesses across over 25 countries. The company offers a suite of products designed to enhance payment security, including ShieldConex for protecting sensitive data, Decryptx for Decryption as a Service, and PayConex, which facilitates various payment methods such as credit, debit, ACH, and recurring payments. Bluefin also provides payment tokenization solutions, EMV authentication for point-of-sale transactions, and PCI-validated point-to-point encryption (P2PE) to safeguard data during transactions. Their offerings extend to Transparent Redirect for customizable payment pages and P2PE Manager, an online tool for managing P2PE activities. With headquarters in Atlanta and additional offices in New York, Chicago, Tulsa, and Waterford, Ireland, Bluefin is recognized as an innovator in payment security, holding multiple patents related to its technologies.
Square, Inc. is a financial technology company that provides comprehensive payment and point-of-sale solutions for businesses in the United States and internationally. Founded in 2009 and headquartered in San Francisco, the company offers a diverse ecosystem that includes both hardware and software products. Its hardware lineup features devices such as the Magstripe reader, Contactless and chip reader, Square Stand, Square Register, and Square Terminal, which facilitate various payment methods. On the software side, Square provides tools like Square Point of Sale, Square Appointments, and Square for Retail, among others, to help businesses manage sales, inventory, and customer relationships. Additionally, Square offers services such as managed payments, instant transfers, and small-business financing through Square Capital. The company also operates Cash App, enabling users to send, receive, and store money, and Weebly, which provides website hosting and domain registration services. With a focus on empowering businesses, Square continues to expand its offerings in mobile payments and merchant services.
Square, Inc. is a financial technology company that provides comprehensive payment and point-of-sale solutions for businesses in the United States and internationally. Founded in 2009 and headquartered in San Francisco, the company offers a diverse ecosystem that includes both hardware and software products. Its hardware lineup features devices such as the Magstripe reader, Contactless and chip reader, Square Stand, Square Register, and Square Terminal, which facilitate various payment methods. On the software side, Square provides tools like Square Point of Sale, Square Appointments, and Square for Retail, among others, to help businesses manage sales, inventory, and customer relationships. Additionally, Square offers services such as managed payments, instant transfers, and small-business financing through Square Capital. The company also operates Cash App, enabling users to send, receive, and store money, and Weebly, which provides website hosting and domain registration services. With a focus on empowering businesses, Square continues to expand its offerings in mobile payments and merchant services.
Developer of an online payment system designed to provide comprehensive financial services to banks, e-money institutions, telecom operators and transportation operators. The company's platform offers mobile wallets, prepaid cards, bill payments, loyalty programs, payment gateway infrastructure, and a financial technology hub, enabling customers to make secure and convenient online and mobile payments, manage bills and loyalty programs and access a variety of financial services.
Circle is a financial technology company that leverages blockchain technology to facilitate the sending, receiving, and investing of cryptocurrency assets globally. Founded in 2013 by Jeremy Allaire and Sean Neville, Circle offers a user-friendly online platform that simplifies money transfers and includes services such as Circle Pay for peer-to-peer payments. In addition, the company provides Circle Invest, allowing users to buy and sell cryptocurrencies, and Circle Trade, which operates a trading desk with a substantial liquidity pool for digital assets, averaging $2 billion in monthly trading volume. With significant backing from investors, including notable firms such as Goldman Sachs and Accel Partners, Circle has established a presence in major cities, including Boston, New York, San Francisco, Dublin, London, and Hong Kong. The company is dedicated to accelerating global crypto innovation and adoption through its various financial services.
Momo is a FinTech startup that provides a mobile electronic wallet and payment application for iOS and Android users in Vietnam. The platform enables customers to conduct nationwide cash transfers and pay for over 100 types of bills, including mobile phone recharges, personal loans, and various services such as software licenses, online game cards, and tickets for airlines and movies. Momo partners with 24 domestic banks and international payment networks, facilitating secure and efficient financial transactions for its users. The application is designed to enhance payment services, allowing for easy money transfers and commodity purchases, all within a user-friendly interface.
OnDeck is a technology-driven financial platform that offers loan financing specifically tailored for small and medium-sized businesses. Founded in 2006 and headquartered in New York City, the company utilizes proprietary software to collect and analyze operational data from businesses, employing an algorithm to assess loan eligibility based on performance rather than solely on personal credit scores. This innovative approach facilitates efficient access to capital, addressing a significant challenge faced by small businesses. By focusing on actual business performance, OnDeck enables companies to concentrate on growth and customer service instead of the complexities of securing loans. The company expanded its services to Australia in 2015, further broadening its reach in providing responsible credit access.
FreedomPay is a complete white-label commerce platform that provides cashless solutions for clients and operators looking for a flexible cashless program that can be customized to fit their needs. Validated by the PCI Security Standards Council for P2PE along with EMV, NFC, and DCC capabilities, global companies in retail, hospitality, gaming, education, healthcare, and financial services trust FreedomPay to deliver security and advanced value-added services. Founded by Tom Durovsik in 2000, the cashless payment solution provider improves cafe speed, convenience, and delivers guest, loyalty, and online purchasing options.
Nuvei Corporation is a financial services company that specializes in providing payment technology solutions to merchants and partners across North America, Europe, the Asia Pacific, and Latin America. Established in 2003 and headquartered in Montreal, Canada, Nuvei offers a comprehensive Native Commerce Platform that facilitates payment acceptance across various channels, including mobile, online, unattended, and in-store environments. The company caters to a diverse clientele, including independent sales agents, e-commerce resellers, independent software vendors, and payment facilitators. With a focus on delivering innovative payment processing solutions, Nuvei plays a significant role in supporting the operational needs of retailers and enhancing the payment experience for consumers.
FreedomPay is a complete white-label commerce platform that provides cashless solutions for clients and operators looking for a flexible cashless program that can be customized to fit their needs. Validated by the PCI Security Standards Council for P2PE along with EMV, NFC, and DCC capabilities, global companies in retail, hospitality, gaming, education, healthcare, and financial services trust FreedomPay to deliver security and advanced value-added services. Founded by Tom Durovsik in 2000, the cashless payment solution provider improves cafe speed, convenience, and delivers guest, loyalty, and online purchasing options.
PayPal is a leading provider of electronic payment solutions, empowering individuals and businesses to engage in secure transactions worldwide. With a commitment to democratizing financial services, PayPal's platform supports 426 million active accounts and facilitates payments in over 200 markets. Users can connect and transact online, via mobile devices, or in person, with the ability to manage funds in more than 100 currencies. The company also owns popular services such as Venmo and Braintree, enhancing its offerings for consumer and merchant transactions. Established as a separate entity from eBay in 2015, PayPal continues to innovate through strategic partnerships and investments, including its venture capital arm, PayPal Ventures, which focuses on fostering entrepreneurship and advancing financial technology solutions.
Business Logic has been building clear, powerful finance tools for the last 16 years. The world’s largest financial institutions work with us to help their customers understand, organize, and manage investments. We build products based on one idea - just because finance is complex doesn't mean its tools have to be.
CompuBank is an online banking institution that offers a comprehensive suite of financial services for both consumers and businesses in the United States and internationally. The bank specializes in providing web-based fee information, Visa check cards, bill payment services, direct deposits, fund transfers, wire transfers, and overdraft protection. Additionally, CompuBank offers accounting software to enhance financial management for its clients. As a nationally chartered internet bank, it is insured by the FDIC, ensuring a level of security and trust for its users.
PayPal is a leading provider of electronic payment solutions, empowering individuals and businesses to engage in secure transactions worldwide. With a commitment to democratizing financial services, PayPal's platform supports 426 million active accounts and facilitates payments in over 200 markets. Users can connect and transact online, via mobile devices, or in person, with the ability to manage funds in more than 100 currencies. The company also owns popular services such as Venmo and Braintree, enhancing its offerings for consumer and merchant transactions. Established as a separate entity from eBay in 2015, PayPal continues to innovate through strategic partnerships and investments, including its venture capital arm, PayPal Ventures, which focuses on fostering entrepreneurship and advancing financial technology solutions.