Goldman Sachs

KAVAK is an online platform that facilitates the buying and selling of used cars, primarily in Latin America. Founded in 2016 and headquartered in Mexico City, the company leverages real-time market data to provide sellers with fair offers for their vehicles, allowing transactions to be completed quickly and conveniently from home. KAVAK enhances the customer experience by offering services such as home delivery, vehicle collection, and pre-owned car financing, enabling users to navigate the car trading process with ease. The platform specializes in e-commerce within the automotive and retail sectors, making it a prominent player in the used car market.

BSE Limited, established in 1875 and based in Mumbai, India, is Asia's first stock exchange and a significant player in the Indian capital markets. Formerly known as Bombay Stock Exchange Limited, it was renamed in July 2011. The company facilitates trading in various financial instruments, including equity, debt instruments, derivatives, and mutual funds, and serves as a platform for over 5,000 listed companies. BSE Limited also provides ancillary services such as risk management, clearing and settlement, market data dissemination, IT support, and educational programs for market participants. With a commitment to maintaining market integrity, BSE Limited is recognized for its innovative systems and processes, having achieved multiple international certifications for quality and security. The exchange has a broad shareholder base, including strategic partnerships with leading global exchanges, enhancing its operational capabilities and reach.

Financeit USA Inc. is an online platform that enables businesses to offer consumer financing, allowing customers to manage loans from various web-enabled devices. Founded in 2011 and based in New York, the company operates as a subsidiary of Financeit Canada Inc. Its point-of-sale financing platform simplifies complex sales transactions, helping businesses close more sales by providing customers with affordable monthly payment options for significant purchases, such as home improvements, vehicles, or retail items. Financeit serves a diverse range of businesses, including larger enterprises, by offering an integrated suite of solutions that encompasses lead management, live contact support, financing options, and promotional tools. The company has partnered with over 8,000 merchants and has processed more than $5 billion in loan applications, earning recognition as the Canadian Lenders Association's Company of the Year in Lending in 2019.

Navi Finserv provide access to financial services to the rural poor in India.

Amount, Inc. is a digital technology company based in Chicago, Illinois, that specializes in providing mobile banking solutions for financial institutions. Founded in 2018, Amount develops a comprehensive financial platform designed to facilitate the digital transformation of banks and other financial entities. Its flagship product, Amount 360, is a cloud-based solution that offers a full suite of services, including customer acquisition, performance assessments, risk consulting, and analytics. The platform supports various financial products such as personal loans, credit cards, and deposit accounts, while also providing point-of-sale financing options. Amount's clients include financial institutions managing nearly $1 trillion in assets and serving over 25 million customers in the United States. Through its innovative technology and services, Amount enables financial institutions to modernize their offerings and enhance the customer experience.

Stori is a digital financial platform that aims to enhance financial inclusion for middle- and emerging middle-class customers. By leveraging advanced technology and artificial intelligence, Stori provides access to digital credit cards and a range of other financial products, including credit, deposit, investment, and payment services, all through a unified mobile application. The platform is designed to simplify and secure financial management, empowering users to borrow, save, and invest in one convenient location. Stori's mission is to serve underserved customers and promote greater accessibility to essential financial services.

Calvert Impact Capital, established in 1988 and headquartered in Bethesda, Maryland, is a Community Development Financial Institution (CDFI) dedicated to promoting social good and financial equity. The organization connects individual and institutional investors with initiatives that support underserved communities, focusing on areas such as affordable housing, job creation, and environmental protection. Through its financial advisory services, Calvert Impact Capital offers due diligence, program design, and payment tracking, while also engaging in research and consulting. In recent years, it has expanded its offerings to include loan syndications, successfully originating and structuring loans for environmentally and socially impactful projects, mobilizing nearly $2 billion in investor capital throughout its history.

Canoe focuses on automating document management and data extraction for allocators and investors into alternatives. The company is transforming the post-investment operational, monitoring, and reporting experience for all involved. By combining industry expertise with sophisticated machine-learning and data capture technologies, it turns PDF reporting documents into actionable data and intelligence, unlocking new operational efficiencies for clients. Canoe was founded in 2013 and based in New York, New York.

CSB Bank Limited, headquartered in Thrissur, India, is a private sector bank that provides a range of banking products and services catering to small and medium enterprises, retail customers, and NRIs. The bank operates through four main segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It offers various deposit products, including current and savings accounts, term deposits, and specialized accounts for NRI customers. CSB Bank provides a wide array of loan options, such as personal, home, vehicle, education, agricultural, and gold loans, as well as working capital and commercial vehicle loans. Additionally, the bank engages in investment activities, proprietary trading, and offers services like money transfers, utility payments, and internet banking. With a network of approximately 411 branches and 300 ATMs, CSB Bank serves over one million customers across India. Established in 1920 and originally known as The Catholic Syrian Bank Limited, it rebranded to CSB Bank Limited in June 2019.

FMX is committed to providing best-in-class solutions that satisfy all of our clients' needs.

TFI International Inc is a transportation and logistics company based in Canada, operating across North America through four primary segments: package and courier, less-than-truckload, truckload, and logistics. Established in 1957 and headquartered in Saint Laurent, Quebec, TFI International offers a comprehensive range of services, including the transportation and delivery of goods, which caters to various industries such as insurance, optical, financial, travel, dental, and legal sectors. The company's package and courier segment manages a significant volume of deliveries, while the less-than-truckload and truckload segments handle varying sizes of shipments, utilizing specialized trucks for different needs. Additionally, TFI International provides general logistics services, enhancing its operational efficiency and creating value for shareholders through strategic acquisitions and a robust network of wholly-owned subsidiaries. The majority of its revenue is generated from Canadian operations, with a notable presence in the United States.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

FundPark Limited is a fintech company based in Kwun Tong, Hong Kong, that specializes in providing trade finance solutions for small and medium enterprises (SMEs). Established in 2015, the company offers services such as purchase order financing and invoice financing, aiming to support fast-growing digital entrepreneurs. FundPark's digital platform leverages real-time data from various partners to assess the growth and funding needs of its clients through a proprietary risk model. This approach allows the company to perform due diligence and verify invoices and purchase orders effectively. In 2022, FundPark strengthened its funding capabilities by securing a significant asset-backed securitization facility, positioning itself as a key player in financing the rapidly expanding eCommerce sector.

InsuranceDekho is an insurtech platform that enables users to compare and purchase a range of insurance products, including travel, health, life, and car insurance. The platform streamlines the insurance buying process by allowing customers to select policies, compare quotes from various rated insurance providers, and complete transactions online. By offering a comprehensive comparison of motor, health, life, and commercial insurance options, InsuranceDekho aims to provide users with the necessary information and tools to secure their desired insurance coverage efficiently.

One97 Communications Limited is a mobile payments services company based in Noida, India, founded in 2000. It operates under the Paytm brand, offering a comprehensive range of mobile content and commerce services. The company provides digital goods and services, including top-ups, ticket bookings, hotel reservations, music, videos, games, and other mobile content. Additionally, One97 Communications is a leading provider of payment solutions for e-commerce merchants, utilizing its RBI-approved semi-closed wallet. With a workforce of over 4,500 employees, the company has a wide geographical footprint, with regional offices in major Indian cities such as Mumbai, Bengaluru, Pune, Chennai, and Kolkata, as well as a global presence in Africa, Europe, the Middle East, and Southeast Asia.

MPOWER is a US-based lender offering student loans to international students studying in the US or Canada without requiring a co-signer, collateral, or US credit history because our proprietary credit algorithm focuses on future potential. MPOWER disburses payments directly to the university on behalf of the students to pay for tuition or university-sponsored services like housing, meal plans, or health insurance. Students start paying back the loan within 6 months after graduation. The loan comes with interest discounts, free personal finance education courses, credit-building, and a job placement service for the students.

BlocPower is an energy technology startup based in Los Angeles, California, focused on creating healthier, greener, and smarter buildings. Founded in 2014 in Brooklyn, New York, by Donnel Baird and Morris Cox, the company specializes in retrofitting urban buildings with advanced energy efficiency technologies and green heating and cooling systems. BlocPower identifies energy-wasting buildings and utilizes a proprietary machine learning platform to determine the most effective retrofits for maximizing energy savings. The company connects various stakeholders, including government agencies, utilities, building owners, and equipment providers, to facilitate these upgrades. With a mission to serve financially underserved communities, BlocPower has completed projects in nearly 1,000 buildings, helping customers save 20–40% on their annual energy bills. By leveraging data and innovative financing, BlocPower aims to reduce carbon emissions and improve health outcomes while addressing the climate crisis.

Lechun Biology is an enterprise engaged in disposable products and leak detection equipment in the biotechnology and pharmaceutical industries. The company develops and produces disposable biopharmaceutical process equipment and consumables. The products are used for the storage, transportation, filling and leak detection of various samples in biosimilars, vaccines and other biopharmaceutical processes. The core product is a disposable storage bag. Recently completed B+ round of financing. This round of financing will be mainly used for the development of a number of innovative new products, the establishment of a US R&D center, the integration of the upstream industrial chain, the securing of the supply chain, and the expansion of the R&D market operation team at home and abroad.

InsuranceDekho is an insurtech platform that enables users to compare and purchase a range of insurance products, including travel, health, life, and car insurance. The platform streamlines the insurance buying process by allowing customers to select policies, compare quotes from various rated insurance providers, and complete transactions online. By offering a comprehensive comparison of motor, health, life, and commercial insurance options, InsuranceDekho aims to provide users with the necessary information and tools to secure their desired insurance coverage efficiently.

Younited is a European credit institution and investment services company that specializes in providing transparent and accessible credit solutions. It operates an online peer-to-peer lending platform, allowing individuals to borrow directly from lenders without the need for traditional financial intermediaries, resulting in lower interest rates. Younited distributes its credit offerings through both direct channels, such as its own websites, and indirect channels, partnering with financial institutions and merchants to provide tailored loan solutions. The company emphasizes transparency in its lending processes and encourages borrower testimonials to enhance trust. By streamlining financial transactions, Younited aims to simplify access to credit for consumers in the e-economy.

Solar Capital is a closed-end investment company that operates as a business development company under the Investment Company Act of 1940. It is externally managed and aims to be taxed as a regulated investment company. The firm focuses on providing direct lending solutions, specializing in senior secured financing for market companies. Solar Capital offers a variety of debt financing options to support working capital, acquisitions, refinancing, and growth capital needs. Through its strategic approach, the company seeks to address the financial requirements of businesses while managing investments effectively.

AccessFintech Limited is a fintech company that specializes in risk management services for the global financial industry, including banks and buy-side firms. Founded in 2016 and headquartered in Tel Aviv-Yafo, Israel, the company offers a platform that aggregates data from various internal systems, vendors, and reports, providing users with a unified portal. This system enables clients to track the entire trade lifecycle, prioritize risks, and respond to market changes effectively. AccessFintech’s technology creates a comprehensive visual display of potential risks associated with financial transactions, facilitating collaboration across organizations. The platform also supports control functions that allow managers to identify bottlenecks and intervention points while tracking usage patterns to enhance operational efficiency. By connecting financial firms with fintech providers, AccessFintech helps organizations streamline their processes and optimize their risk management strategies.

KAVAK is an online platform that facilitates the buying and selling of used cars, primarily in Latin America. Founded in 2016 and headquartered in Mexico City, the company leverages real-time market data to provide sellers with fair offers for their vehicles, allowing transactions to be completed quickly and conveniently from home. KAVAK enhances the customer experience by offering services such as home delivery, vehicle collection, and pre-owned car financing, enabling users to navigate the car trading process with ease. The platform specializes in e-commerce within the automotive and retail sectors, making it a prominent player in the used car market.

Xepelin is a financial technology company focused on transforming business finance for small and medium-sized enterprises (SMEs) in Latin America. The company offers a range of digital financial services, including short-term and long-term loans, capital credits, and accounts payable financing through an online platform. Xepelin aims to provide SMEs with economic freedom in their financial decisions by allowing clients to personalize services to meet their specific needs. With a team of over 500 employees, Xepelin leverages advanced financial indicators and risk assessments to streamline decision-making processes within the business ecosystem. The company is supported by notable investors, positioning it as a leader in the region's evolving financial landscape.

D-Wave Systems Inc. specializes in the development and integration of superconducting quantum computers. As the first commercial supplier of quantum computers, the company offers products such as The D-Wave Two System, D-Wave Hybrid—a hybrid workflow platform for quantum-classical applications—and Leap, a cloud-based service that enables real-time access to quantum computing resources along with open-source development tools and educational materials. D-Wave's quantum computers are applied across various sectors, including defense, finance, energy, and academia, addressing challenges in mission planning, logistics, machine learning, optimization problems, and more. In addition to its quantum computing systems, the company provides professional services, training, and customer support to enhance user experience. Founded in 1999 and headquartered in Burnaby, Canada, D-Wave has expanded its presence with sales offices in the United States, Europe, and Asia.

Clara is a spending management platform focused on serving companies in Latin America. It offers an end-to-end solution that includes locally-issued corporate cards, bill payment services, financing options, and a software platform that streamlines corporate expense management. The platform is designed to simplify and automate financial processes, allowing businesses to gain real-time insights into spending and manage budgets more effectively. Clara is backed by a diverse group of global and regional investors, aiming to empower companies with greater financial agility and clarity. By enhancing the way company finances are managed, Clara contributes to increasing the economic competitiveness of the region.

MoEngage, Inc. is a cloud-based marketing and customer engagement platform founded in 2014 and headquartered in San Francisco, California, with additional offices in several international locations including India, Singapore, and the United Kingdom. The platform specializes in user analytics and engagement, offering tools for personalized interactions through various channels such as push notifications, in-app messaging, web, and SMS. It leverages machine learning to optimize customer engagement and improve retention and lifetime value for businesses across industries like e-commerce, telecom, travel, and finance. MoEngage's comprehensive dashboard enables clients to analyze customer behavior and manage campaigns efficiently, thereby enhancing their marketing efforts and attracting new customers. The company has also established a strategic partnership with Vidora, Inc. to further enhance its service offerings.

FundPark Limited is a fintech company based in Kwun Tong, Hong Kong, that specializes in providing trade finance solutions for small and medium enterprises (SMEs). Established in 2015, the company offers services such as purchase order financing and invoice financing, aiming to support fast-growing digital entrepreneurs. FundPark's digital platform leverages real-time data from various partners to assess the growth and funding needs of its clients through a proprietary risk model. This approach allows the company to perform due diligence and verify invoices and purchase orders effectively. In 2022, FundPark strengthened its funding capabilities by securing a significant asset-backed securitization facility, positioning itself as a key player in financing the rapidly expanding eCommerce sector.

Fortress Information Security LLC, established in 2015 and headquartered in Orlando, Florida, specializes in cybersecurity and supply chain risk management services. The company provides a comprehensive suite of solutions including third-party risk management, cloud and mobile risk management, threat monitoring, incident response, and operational intelligence. Fortress serves various sectors, including power utilities, transportation, finance, and healthcare, helping them mitigate emerging cyber threats and enhance regulatory compliance. Central to its offerings is the Fortress Platform, which provides clients with a unified view of risks across their digital ecosystems, facilitating continuous monitoring and management of vulnerabilities. By leveraging advanced analytics and automation, Fortress connects disparate sources of information to help clients understand the business implications of cyber risks, ensuring a proactive approach to security that aligns with their operational processes.

Octaura is an electronic trading solution created by the industry – for the industry. Backed by eight major US financial institutions, Octaura has reimagined the way the syndicated loan and the CLO markets trade. Efficiency, transparency and simplicity are at the heart of what we do.

Ramp is a company that specializes in providing modern solutions for financial operations and enterprise content delivery. Its financial platform includes tools for corporate card management, expense tracking, bill payments, and seamless accounting integrations, aimed at helping organizations optimize their financial tasks and reduce costs. Additionally, Ramp offers advanced video management and delivery software, enabling companies to enhance video content discovery, user engagement, and secure delivery. Its products, such as VideoVerge and AltitudeCDN, leverage innovative technologies like speech-to-text and natural language processing to create rich metadata for video assets, allowing them to be effectively integrated into popular content management systems. Ramp serves a diverse clientele, including prominent media companies and organizations across various industries such as healthcare, finance, and technology. Founded in 1948 and based in Boston, Massachusetts, Ramp operates as a subsidiary of Raytheon BBN Technologies Corporation.

Xempus is a prominent European platform specializing in the distribution of pensions and life insurance. It provides a software-as-a-service solution that facilitates the online purchasing and management of pension and life insurance for life insurers, insurance agents, corporates, and employees. The platform enhances user experience through streamlined information flows and efficient customer journeys, connecting all relevant stakeholders in one place. Xempus serves over 250,000 corporates, 55,000 insurance agents, and 45 life insurers, making it a significant player in the industry. The company, headquartered in Munich with additional offices in Berlin and Saarbrücken, employs more than 170 individuals dedicated to advancing its technology and service offerings.

Capital Markets Gateway Inc. is a financial technology firm based in Chicago, Illinois, with additional locations in New York and Seattle. Founded in 2015, the company focuses on modernizing equity capital markets by providing a platform that delivers real-time information and analytics to investors, underwriters, and issuers. This platform enables users to monitor capital raising activities, conduct due diligence, and make informed investment decisions while facilitating collaboration among participants. Since its launch in 2017, Capital Markets Gateway has garnered the trust of over 100 buy-side firms, managing a combined $20 trillion in assets under management, along with support from 10 investment banks. The platform emphasizes transparency and workflow efficiencies, serving as a digital system of record for firm-wide deal activity.

Kobo360 is a tech-enabled digital logistics platform that aggregates end-to-end haulage operations to help cargo owners, truck owners, and drivers, and cargo recipients to achieve an efficient supply chain framework. Through an all-in-one robust logistics ecosystem, Kobo uses big data and technology to reduce logistics frictions, empowering rural farmers to earn more by reducing farm wastages and helping manufacturers of all sizes to find new markets. Kobo enables unprecedented efficiency and cost reduction in the supply chain, providing 360-visibility while delivering products of all sizes safely, on time and in full. The Kobo mission is to build the Global Logistics Operating System that will power trade and commerce across Africa and Emerging Markets. The company is also preparing to enter the agro-trading space by creating a marketplace that links farmers with buyers all over the world. The marketplace will effectively eliminate the high cost of middlemen for smallholder farmers and significantly improve profits. Ife Oyedele ll and Obi Ozor founded it in 2017 and is headquartered in Lagos, Nigeria.

Up&Up is a New York-based platform that facilitates fractional homeownership, providing a unique approach to renting and owning a home. Founded in 2017, the company allows renters to invest in their rental properties, enabling them to benefit from home price appreciation and accumulate ownership stakes through their rent payments. This model aims to make homeownership more accessible and flexible, allowing residents to build equity while maintaining the convenience of renting. By offering a rewarding alternative to traditional rental agreements, Up&Up helps individuals work towards their homeownership goals while also minimizing maintenance and property management costs.

Provu is a fintech company based in São Paulo, Brazil, established in 2015, that specializes in personal and digital credit. The company offers a fully online personal loan service, providing amounts ranging from R$2,500 to R$50,000 with tailored rates designed to suit the financial profiles of individual customers. Provu aims to facilitate access to credit by ensuring a transparent lending process without hidden costs. Its technological infrastructure and dedicated team focus on delivering fairer and more personalized lending solutions, promoting financial health for its users.

NN Investment Partners is the asset management division of NN Group, a Dutch financial corporation with a significant presence in over 18 countries, particularly in Europe and Japan. Established in 1994, the firm focuses on portfolio management and a range of investment strategies, including multi-asset strategies and responsible investing. With its main investment hub in the Netherlands, NN Investment Partners emphasizes client partnership to help achieve financial objectives. The company offers a variety of integrated client solutions and has capabilities in tactical asset allocation, quantitative research, and both fixed-income and equity strategies. Although it has a global outlook, NN Investment Partners maintains regional centers across Europe, Latin America, the Middle East, and Asia, ensuring a comprehensive approach to asset management.

CarNext.com is a disruptive digital used car platform, that enables customers to buy, lease and subscribe to high-quality used cars. Its mission is to create the leading marketplace for flexible mobility solutions in Europe centered on trust, efficiency and transparency. CarNext.com offers customers fixed prices, full ownership and maintenance history and a ‘no-questions-asked’ 14-days period. Using a proprietary, data-driven model, CarNext.com can match supply and demand across Europe. CarNext.com is supported by a network of Delivery Stores, where customers can view the cars, receive consultation services before making a final purchase decision.

Lendbuzz, Inc. operates an innovative car financing platform that utilizes machine learning algorithms to assess the creditworthiness of individuals, particularly those with thin or no credit history. Founded in 2015 and based in Boston, Massachusetts, the company focuses on providing financing solutions for consumers who are often underserved by traditional banks, including international students, foreign professionals, and expatriates. By analyzing a range of background information—such as employment, education, and financial history—Lendbuzz is able to extend loans and refinancing options with favorable terms, regardless of credit score or the presence of a social security number. The platform partners with auto dealerships to facilitate access to financing, allowing consumers to purchase vehicles while enabling dealerships to serve a broader and more diverse client base.

Nuvei Corporation is a financial service company that specializes in providing payment technology solutions to merchants and partners across North America, Europe, the Asia Pacific, and Latin America. Founded in 2003 and headquartered in Montreal, Canada, Nuvei offers a cloud-based Native Commerce Platform that enables businesses to accept payments through various channels, including mobile, online, unattended, and in-store. The company delivers a comprehensive suite of services, including debit and credit card processing, banking, risk management, fraud management, and payout options. By utilizing a modular and scalable technology infrastructure, Nuvei aims to enhance the payment experience for businesses, helping them optimize operations and increase transaction acceptance rates. The company works with various channels such as direct sales, independent agents, e-commerce resellers, and online marketplaces to provide its solutions.

Caribou is a company that specializes in automotive refinancing services, aimed at providing customers with better rates and lower monthly payments. By partnering with trusted lenders, Caribou enables drivers to take control of their auto finances, helping them save an average of over $115 per month on car payments. The company's offerings include auto refinances, auto insurance, total loss protection, guaranteed asset protection, key replacement coverage, and cosmetic care packages. These services are designed to not only reduce monthly payments but also to help customers save on interest and protect their automotive investments.

ComplyAdvantage specializes in AI-driven financial crime risk data and detection technology, focusing on mitigating risks associated with money laundering, terrorist financing, and corruption. The company provides a unique global, real-time database that assists over 500 enterprises across 75 countries in evaluating the risks of their business relationships. By identifying tens of thousands of risk events daily from millions of structured and unstructured data points, ComplyAdvantage enables organizations to gain timely insights into potential financial crimes, thereby enhancing their ability to manage and control risk effectively.

Amount, Inc. is a digital technology company based in Chicago, Illinois, that specializes in providing mobile banking solutions for financial institutions. Founded in 2018, Amount develops a comprehensive financial platform designed to facilitate the digital transformation of banks and other financial entities. Its flagship product, Amount 360, is a cloud-based solution that offers a full suite of services, including customer acquisition, performance assessments, risk consulting, and analytics. The platform supports various financial products such as personal loans, credit cards, and deposit accounts, while also providing point-of-sale financing options. Amount's clients include financial institutions managing nearly $1 trillion in assets and serving over 25 million customers in the United States. Through its innovative technology and services, Amount enables financial institutions to modernize their offerings and enhance the customer experience.

Better.com democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Better.com’s platform offers a digital marketplace featuring competitive quotes from an array of insurance providers for the seamless purchase of a homeowner's insurance policy and instant access to leading real estate agents across the country. To date, Better.com has done $7.9B in home loans and $1B in insurance.

Open Co thinks that creating trusting relationships with clients is more important than using cutting-edge technology to create ground-breaking credit solutions. Open Co was established in 2021 as the result of the merger of Geru and Rebel, two of Brazil's most cutting-edge fintech lenders. The company's goal is to permanently turn credit into a more equitable, adaptable, and accessible tool that improves Brazilians' financial situations.

Flywire is a payments enablement and software company headquartered in Boston, Massachusetts, that specializes in providing secure payment solutions for various industries, including education and healthcare. The company leverages its proprietary global payments network, an advanced payments platform, and industry-specific software to facilitate complex transactions for over 4,000 clients worldwide. Flywire supports a diverse range of payment methods, allowing transactions in more than 140 currencies across 240 countries and territories. Its solutions aim to streamline the process of receiving reconciled domestic and international payments, enhancing cost-effectiveness and efficiency for its clients. The majority of Flywire's revenue is generated from the Americas, reflecting its strong presence in the region.

PureStream is a technology platform company with a singular focus on making institutional trading scale efficiently and securely. The trading venue prioritizes and matches orders based on their liquidity relevance with a unique focus on improving cross rates and order completion speed. PureStream was established in New York, New York in 2018.

BlocPower is an energy technology startup based in Los Angeles, California, focused on creating healthier, greener, and smarter buildings. Founded in 2014 in Brooklyn, New York, by Donnel Baird and Morris Cox, the company specializes in retrofitting urban buildings with advanced energy efficiency technologies and green heating and cooling systems. BlocPower identifies energy-wasting buildings and utilizes a proprietary machine learning platform to determine the most effective retrofits for maximizing energy savings. The company connects various stakeholders, including government agencies, utilities, building owners, and equipment providers, to facilitate these upgrades. With a mission to serve financially underserved communities, BlocPower has completed projects in nearly 1,000 buildings, helping customers save 20–40% on their annual energy bills. By leveraging data and innovative financing, BlocPower aims to reduce carbon emissions and improve health outcomes while addressing the climate crisis.

BlocPower is an energy technology startup based in Los Angeles, California, focused on creating healthier, greener, and smarter buildings. Founded in 2014 in Brooklyn, New York, by Donnel Baird and Morris Cox, the company specializes in retrofitting urban buildings with advanced energy efficiency technologies and green heating and cooling systems. BlocPower identifies energy-wasting buildings and utilizes a proprietary machine learning platform to determine the most effective retrofits for maximizing energy savings. The company connects various stakeholders, including government agencies, utilities, building owners, and equipment providers, to facilitate these upgrades. With a mission to serve financially underserved communities, BlocPower has completed projects in nearly 1,000 buildings, helping customers save 20–40% on their annual energy bills. By leveraging data and innovative financing, BlocPower aims to reduce carbon emissions and improve health outcomes while addressing the climate crisis.

Paidy Inc. is a Tokyo-based company that specializes in a cardless real-time payment network designed to facilitate online transactions without the need for credit cards or pre-registration. Founded in 2008, Paidy enables consumers to make purchases online and pay for them later through a consolidated monthly bill. The platform is optimized for mobile use and instant-checkout, catering to the preferences of Japanese consumers who typically avoid credit card usage for online payments. By utilizing proprietary technology to assess creditworthiness and underwrite transactions, Paidy guarantees payment to merchants, thereby enhancing their conversion rates, average order values, and repeat purchases. Through its innovative payment solutions, Paidy supports eCommerce operators in boosting sales and overall profitability.

Goldman Sachs Gao Hua Securities Co., Ltd. is an investment bank based in China, offering a comprehensive suite of investment banking services to domestic clients. The firm specializes in underwriting A shares, RMB-denominated corporate bonds, and convertible bonds. In addition to these underwriting services, it provides financial advisory services, including guidance on mergers and acquisitions, as well as other related offerings. By focusing on these areas, Goldman Sachs Gao Hua Securities aims to meet the diverse needs of its clients within the Chinese market.

Funding U is a merit-based student lender that focuses on providing financial support to career-oriented college students. Founded in 2015 and headquartered in Atlanta, Georgia, the company offers an alternative to traditional FICO and cosigner-based bank loans by assessing students' academic performance, career trajectory, and earning potential. This innovative approach allows students to secure loans with fixed interest rates, helping to bridge the gap between conventional college financing and the actual cost of attendance. By prioritizing merit over credit history, Funding U aims to reduce the financial barriers that can lead to college dropouts.

Sravni.ru operates a financial products comparison platform aimed at helping individuals make informed decisions to achieve their financial goals. The platform provides independent and impartial comparisons of various financial and insurance products, including bank deposits, loans, credit cards, and insurance options. Sravni.ru updates its offerings daily, ensuring that users have access to the most current information, which is verified by a team of independent experts and analysts. This service is designed to assist users in selecting the most suitable financial products for their needs, facilitating significant life goals such as purchasing an apartment or making future investments.

AccessFintech Limited is a fintech company that specializes in risk management services for the global financial industry, including banks and buy-side firms. Founded in 2016 and headquartered in Tel Aviv-Yafo, Israel, the company offers a platform that aggregates data from various internal systems, vendors, and reports, providing users with a unified portal. This system enables clients to track the entire trade lifecycle, prioritize risks, and respond to market changes effectively. AccessFintech’s technology creates a comprehensive visual display of potential risks associated with financial transactions, facilitating collaboration across organizations. The platform also supports control functions that allow managers to identify bottlenecks and intervention points while tracking usage patterns to enhance operational efficiency. By connecting financial firms with fintech providers, AccessFintech helps organizations streamline their processes and optimize their risk management strategies.

BlocPower is an energy technology startup based in Los Angeles, California, focused on creating healthier, greener, and smarter buildings. Founded in 2014 in Brooklyn, New York, by Donnel Baird and Morris Cox, the company specializes in retrofitting urban buildings with advanced energy efficiency technologies and green heating and cooling systems. BlocPower identifies energy-wasting buildings and utilizes a proprietary machine learning platform to determine the most effective retrofits for maximizing energy savings. The company connects various stakeholders, including government agencies, utilities, building owners, and equipment providers, to facilitate these upgrades. With a mission to serve financially underserved communities, BlocPower has completed projects in nearly 1,000 buildings, helping customers save 20–40% on their annual energy bills. By leveraging data and innovative financing, BlocPower aims to reduce carbon emissions and improve health outcomes while addressing the climate crisis.

Unqork Inc. is a New York-based company that operates a no-code enterprise application platform, designed to assist financial and insurance sectors in managing their client lifecycle. Founded in 2016, Unqork enables organizations to build, deploy, and manage complex applications without the need for traditional coding. This approach allows large enterprises to create custom software more efficiently and at a lower cost compared to conventional methods. The platform not only streamlines the product sales process but also enhances customer experience across various industries, including real estate, government, education, and healthcare. Unqork's innovative solutions significantly improve the quality and speed of software development for its clients.

General Motors - Credit Card Business is a provider of financial and credit card services. The company is based in Detroit, Michigan, and it was recently acquired by Goldman Sachs.

Quassar Capital is a firm with a broad presence in the US, founded in 2012, which manages $23.6 billion in assets. Our people have extensive experience in various fields such as applied mathematics, statistical methods, financial markets, as well as advanced programming with a quantitative approach, which has allowed a sustained growth in recent years always betting on the most innovative technology and which is reflected in the excellent results towards our investors. Delivering high-quality returns requires unwavering focus, continuous adaptation to dynamic conditions, and the active pursuit of market opportunities. To achieve this, we invest significantly in technology and infrastructure and bring together diverse perspectives and approaches. Quassar Capital, L.P. a Cabrera Capital Markets, LLC company.

Capital Markets Gateway Inc. is a financial technology firm based in Chicago, Illinois, with additional locations in New York and Seattle. Founded in 2015, the company focuses on modernizing equity capital markets by providing a platform that delivers real-time information and analytics to investors, underwriters, and issuers. This platform enables users to monitor capital raising activities, conduct due diligence, and make informed investment decisions while facilitating collaboration among participants. Since its launch in 2017, Capital Markets Gateway has garnered the trust of over 100 buy-side firms, managing a combined $20 trillion in assets under management, along with support from 10 investment banks. The platform emphasizes transparency and workflow efficiencies, serving as a digital system of record for firm-wide deal activity.

H4 is a digital platform focused on transforming documentation in global financial markets and legal contracts. By offering re-engineered documentation and streamlined workflows, H4 addresses the practical challenges faced by investment banks, law firms, financial investors, issuers, and other market participants. The platform enhances the efficiency and consistency of documentation processes, enabling clients to effectively manage their documentation needs and improve their operational practices.

MEMX LLC is a member-owned equities trading platform, catering to both retail and institutional investors. Established in 2018 and headquartered in Jersey City, New Jersey, MEMX focuses on enhancing the trading experience by offering a competitive and efficient marketplace. The platform aims to streamline the trading process and improve execution quality for its members, thereby contributing to a more transparent and accessible trading environment.

United capital finance is a global alternative investment management firm, since its founding in 2010, this firm has operated with a long-term approach to investing, focused on diversifying and uncorrelated alpha strategies. The objective of this firm's discretionary global macro strategies is to produce a high risk-adjusted return over the long term by using a disciplined, repeatable investment process within a strong risk management framework. United believes in integrity, transparency, and alignment of interest are essential, uncompromising parts of your busses model.

Unqork Inc. is a New York-based company that operates a no-code enterprise application platform, designed to assist financial and insurance sectors in managing their client lifecycle. Founded in 2016, Unqork enables organizations to build, deploy, and manage complex applications without the need for traditional coding. This approach allows large enterprises to create custom software more efficiently and at a lower cost compared to conventional methods. The platform not only streamlines the product sales process but also enhances customer experience across various industries, including real estate, government, education, and healthcare. Unqork's innovative solutions significantly improve the quality and speed of software development for its clients.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Navan is a company that specializes in corporate travel management, expense management, and corporate card solutions, aimed at automating manual processes and enhancing spend visibility. By integrating advanced technologies such as cloud computing, mobile applications, and artificial intelligence, Navan offers a modern approach to managing travel and expenses. The platform provides real-time data to help organizations maintain traveler safety and control costs while ensuring a seamless booking experience. Through its innovative services, Navan seeks to simplify travel itinerary management and improve efficiency for businesses, ultimately saving both time and money.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Flywire is a payments enablement and software company headquartered in Boston, Massachusetts, that specializes in providing secure payment solutions for various industries, including education and healthcare. The company leverages its proprietary global payments network, an advanced payments platform, and industry-specific software to facilitate complex transactions for over 4,000 clients worldwide. Flywire supports a diverse range of payment methods, allowing transactions in more than 140 currencies across 240 countries and territories. Its solutions aim to streamline the process of receiving reconciled domestic and international payments, enhancing cost-effectiveness and efficiency for its clients. The majority of Flywire's revenue is generated from the Americas, reflecting its strong presence in the region.

Lendbuzz, Inc. operates an innovative car financing platform that utilizes machine learning algorithms to assess the creditworthiness of individuals, particularly those with thin or no credit history. Founded in 2015 and based in Boston, Massachusetts, the company focuses on providing financing solutions for consumers who are often underserved by traditional banks, including international students, foreign professionals, and expatriates. By analyzing a range of background information—such as employment, education, and financial history—Lendbuzz is able to extend loans and refinancing options with favorable terms, regardless of credit score or the presence of a social security number. The platform partners with auto dealerships to facilitate access to financing, allowing consumers to purchase vehicles while enabling dealerships to serve a broader and more diverse client base.

Moneythink is an American non-profit organization focused on addressing the significant issue of student debt in the United States. Established in 2008, it has served over 32,000 students by providing financial education and peer mentorship aimed at increasing college graduation rates and reducing reliance on student loans. The organization offers customized curricula and leverages college volunteers to mentor high school students, equipping them with the knowledge to make informed financial decisions regarding their education. Moneythink is also developing a no-cost Award Comparison Tool to assist low-income and first-generation students in planning for and managing college expenses through various means such as aid, savings, loans, and work. By simplifying financial complexities and promoting transparency in college costs, Moneythink aims to empower students to invest in their futures with greater confidence and less stress.

Moneythink is an American non-profit organization focused on addressing the significant issue of student debt in the United States. Established in 2008, it has served over 32,000 students by providing financial education and peer mentorship aimed at increasing college graduation rates and reducing reliance on student loans. The organization offers customized curricula and leverages college volunteers to mentor high school students, equipping them with the knowledge to make informed financial decisions regarding their education. Moneythink is also developing a no-cost Award Comparison Tool to assist low-income and first-generation students in planning for and managing college expenses through various means such as aid, savings, loans, and work. By simplifying financial complexities and promoting transparency in college costs, Moneythink aims to empower students to invest in their futures with greater confidence and less stress.

Eigen Technologies Limited specializes in intelligent document processing, developing software that utilizes machine learning to extract and analyze data from complex documents. Founded in 2014 and headquartered in London with an office in New York, Eigen helps clients in finance, law, and professional services manage risk, scale operations, and navigate regulatory environments. The platform effectively automates the extraction of answers from documents, enhancing accuracy while ensuring data security. By recognizing patterns and understanding context, Eigen's technology allows organizations to transform unstructured data into actionable insights, thereby facilitating informed decision-making. The company's client base includes prominent firms such as Goldman Sachs, ING, and BlackRock, with a significant portion of globally systemically important banks using Eigen's solutions to address their document-related challenges.

Paidy Inc. is a Tokyo-based company that specializes in a cardless real-time payment network designed to facilitate online transactions without the need for credit cards or pre-registration. Founded in 2008, Paidy enables consumers to make purchases online and pay for them later through a consolidated monthly bill. The platform is optimized for mobile use and instant-checkout, catering to the preferences of Japanese consumers who typically avoid credit card usage for online payments. By utilizing proprietary technology to assess creditworthiness and underwrite transactions, Paidy guarantees payment to merchants, thereby enhancing their conversion rates, average order values, and repeat purchases. Through its innovative payment solutions, Paidy supports eCommerce operators in boosting sales and overall profitability.

CredFIC provides enterprise financial analytics tools designed for family offices, investment funds, and asset administrators. The company operates in two primary segments: Software as a Service (SaaS) and Consulting as a Service (CaaS). Its SaaS offerings focus on financial analysis and insight consulting tailored for high-net-worth individuals (HNWIs) and ultra-high-net-worth individuals (UHNWIs) in private wealth management. Meanwhile, the CaaS segment delivers enterprise-grade investment analytics and opportunity prospecting services targeted at B2B clients, which include family offices and smaller investment funds. Additionally, CredFIC is involved in capacity-building initiatives for academic institutions in India.

DirectBooks is a prominent communications platform that focuses on deal data, documentation, and information exchange in primary markets, particularly for investment-grade fixed income. It aims to optimize the primary issuance process for fixed-income instruments by providing a centralized digital platform that streamlines communications among various stakeholders. The platform offers real-time updates on multiple deals through a user-friendly dashboard, enhancing the efficiency and accuracy of workflows for both investors and underwriters. By promoting industry standardization and automation, DirectBooks plays a crucial role in modernizing how financial transactions are managed in the primary markets.

Konfio is a financial services platform based in Mexico City that focuses on providing online financial solutions for small and medium-sized enterprises (SMEs) and micro-entrepreneurs. Founded in 2013, the company offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and payment solutions, as well as life insurance and personal debt transfer services. Konfio utilizes a proprietary algorithm that leverages data and technology to assess creditworthiness, enabling access to credit for clients who have been underserved by traditional banking. By offering competitive rates and convenient services, Konfio aims to enhance the growth and productivity of SMEs in Mexico.

Moneythink is an American non-profit organization focused on addressing the significant issue of student debt in the United States. Established in 2008, it has served over 32,000 students by providing financial education and peer mentorship aimed at increasing college graduation rates and reducing reliance on student loans. The organization offers customized curricula and leverages college volunteers to mentor high school students, equipping them with the knowledge to make informed financial decisions regarding their education. Moneythink is also developing a no-cost Award Comparison Tool to assist low-income and first-generation students in planning for and managing college expenses through various means such as aid, savings, loans, and work. By simplifying financial complexities and promoting transparency in college costs, Moneythink aims to empower students to invest in their futures with greater confidence and less stress.

Kobo360 is a tech-enabled digital logistics platform that aggregates end-to-end haulage operations to help cargo owners, truck owners, and drivers, and cargo recipients to achieve an efficient supply chain framework. Through an all-in-one robust logistics ecosystem, Kobo uses big data and technology to reduce logistics frictions, empowering rural farmers to earn more by reducing farm wastages and helping manufacturers of all sizes to find new markets. Kobo enables unprecedented efficiency and cost reduction in the supply chain, providing 360-visibility while delivering products of all sizes safely, on time and in full. The Kobo mission is to build the Global Logistics Operating System that will power trade and commerce across Africa and Emerging Markets. The company is also preparing to enter the agro-trading space by creating a marketplace that links farmers with buyers all over the world. The marketplace will effectively eliminate the high cost of middlemen for smallholder farmers and significantly improve profits. Ife Oyedele ll and Obi Ozor founded it in 2017 and is headquartered in Lagos, Nigeria.

Liqui.do is a B2B platform dedicated to enhancing the competitiveness of small and medium-sized enterprises (SMEs) by providing access to quality equipment without the risk of waste. The company specializes in equipment leasing services, offering a diverse range of products that includes computers, forklifts, audio-visual equipment, textiles, gymnasium gear, hotel supplies, dental tools, and construction machinery. Liqui.do's platform streamlines the leasing process, allowing small businesses to apply online and receive decisions in seconds, with funding provided within minutes for eligible customers. The entire underwriting process is fully automated, eliminating the need for documentation and making it easier for SMEs to obtain the essential equipment they need to thrive.

FabHotels operates a budget hotel chain in India, partnering with smaller hotels to offer standardized services aimed at budget travelers. The company employs an asset-light model, promoting its partner hotels, which typically have capacities ranging from twenty to forty rooms. This approach enables travelers to easily discover and book accommodations while enjoying exclusive benefits and rewards. By focusing on affordability and consistency, FabHotels caters to the needs of cost-conscious guests seeking reliable lodging options.

S&P Investment Advisory Services (SPIAS), is part of S&P Global Market Intelligence, a division of S&P Global. Since 1995, SPIAS has provided non-discretionary investment advice on multi-manager, equity and, fixed income strategies. SPIAS acts as a sub-advisor to institutional investment managers, and offers the same institutional-grade investment advice to our financial intermediary clients through model portfolios. As part of S&P Global, the world’s foremost provider of credit ratings, benchmarks and analytics, the SPIAS team is able to use internal resources to create a unique set of strategies for different investment objectives.

Better.com democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Better.com’s platform offers a digital marketplace featuring competitive quotes from an array of insurance providers for the seamless purchase of a homeowner's insurance policy and instant access to leading real estate agents across the country. To date, Better.com has done $7.9B in home loans and $1B in insurance.

Climb Credit, Inc. is a financial services company based in New York that focuses on providing educational loans to students pursuing career-oriented training in the United States. Established in 2014, Climb aims to make skill-based education more accessible and affordable by offering tailored payment options that cater to individuals regardless of their credit history. The company partners with various educational institutions that provide diverse programs, including cybersecurity, healthcare, data science, heavy machine operation, culinary arts, and artificial intelligence. By addressing the mismatch between traditional educational pathways and the evolving demands of the job market, Climb Credit facilitates connections between learners seeking practical career training and employers in need of a skilled workforce.

AccessFintech Limited is a fintech company that specializes in risk management services for the global financial industry, including banks and buy-side firms. Founded in 2016 and headquartered in Tel Aviv-Yafo, Israel, the company offers a platform that aggregates data from various internal systems, vendors, and reports, providing users with a unified portal. This system enables clients to track the entire trade lifecycle, prioritize risks, and respond to market changes effectively. AccessFintech’s technology creates a comprehensive visual display of potential risks associated with financial transactions, facilitating collaboration across organizations. The platform also supports control functions that allow managers to identify bottlenecks and intervention points while tracking usage patterns to enhance operational efficiency. By connecting financial firms with fintech providers, AccessFintech helps organizations streamline their processes and optimize their risk management strategies.

ClearFactr is a web-based application for financial modeling and analysis combining simplicity with powerful new tools that enhance collaboration, reduce risk, and increase efficiency. ClearFactr uses a familiar spreadsheet interface but intelligently recognizes data relationships enabling highly automated plain-English reporting, analytics, and charting tools, including: - Scenario comparisons, ‘what-if’ and sensitivity analyses, and Monte Carlo simulations - Powerful tools to visualize and audit data relationships with a few clicks - Modern version control managed via a simple collaboration dashboard ClearFactr work as a powerful complement to Excel or as a full-featured, standalone product.

Lufax is a technology-driven personal financial services platform based in China and associated with Ping An Insurance. The company specializes in providing a range of financial services, including wealth management and retail credit facilitation. It offers investment services tailored for institutions and individual investors, focusing on financial asset transactions and transaction financing consulting. Additionally, Lufax provides services related to financial asset allocation and manages a platform for facilitating these transactions, thereby enhancing the efficiency of financial operations for its clients.

Established in 2015, Huasheng Haoche is headquartered in Beijing. It is a new retail platform for automobiles that provides users with “first-come, first-time service”. With the brand concept of benevolent people, cost-effective product positioning, relying on offline direct stores + online e-commerce, providing one-stop car consumption services for the majority of users, including: professional car purchase guidance, affordable car purchase plan, rich Financial products, quality car service and fun car life.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

The Public Investment Fund (PIF) of Saudi Arabia, established in 1971 and based in Riyadh, is one of the largest sovereign wealth funds globally, playing a pivotal role in the nation’s economic transformation. PIF focuses on sustainable investments across a diverse portfolio that includes domestic, regional, and international assets in various sectors. The fund aims to localize modern technology and stimulate economic growth by financing strategically significant projects that align with the country’s development goals. PIF is actively expanding its international presence through strategic partnerships and initiatives, contributing to the broader objectives outlined in the Vision program, which seeks to diversify the economy and enhance its global competitiveness. The fund's assets are managed by a dedicated executive team, ensuring a cohesive approach to investment and development.

Paidy Inc. is a Tokyo-based company that specializes in a cardless real-time payment network designed to facilitate online transactions without the need for credit cards or pre-registration. Founded in 2008, Paidy enables consumers to make purchases online and pay for them later through a consolidated monthly bill. The platform is optimized for mobile use and instant-checkout, catering to the preferences of Japanese consumers who typically avoid credit card usage for online payments. By utilizing proprietary technology to assess creditworthiness and underwrite transactions, Paidy guarantees payment to merchants, thereby enhancing their conversion rates, average order values, and repeat purchases. Through its innovative payment solutions, Paidy supports eCommerce operators in boosting sales and overall profitability.

IHS Markit Ltd. is a prominent provider of critical information, analytics, and solutions for various industries, financial markets, and governments worldwide. The company operates through four main segments: Financial Services, Transportation, Resources, and Consolidated Markets & Solutions (CMS). Its Financial Services segment offers a range of products including pricing and reference data, trading services, and enterprise software for financial market participants. The Transportation segment delivers analysis, production forecasts, and predictive analytics related to vehicles and shipping. The Resources segment focuses on upstream and downstream services in the energy and chemicals sectors, providing market forecasting and analytical tools. CMS provides research tools and performance analysis for technology, media, and telecommunications industries. Founded in 1959 and headquartered in London, IHS Markit employs approximately 16,000 professionals globally, with a significant portion of its revenue derived from recurring sources.

Founded in April 2014, Renren is the first to enter the used car market in C2C mode. It has developed into a comprehensive car trading service platform integrating used cars and new car transactions, financial services and after-sales services. For second-hand car transactions, Renren provides free door-to-door valuation, sales, replacement and other services for the majority of car owners. In order to strictly control the quality of the car in the sale, the Renren car has established a 249 test standards and a dual detection mechanism through a self-built professional appraisers team, and has reached a cooperation with the China Automobile Dealers Association to become a national standard for second-hand car testing. The industry's first strategic partner in the “certification” certification, the layer of protection is only for the rest of the car. At the same time, for the buyer, the Renren car provides a series of after-sales guarantees such as 14-day returnable car, one-year/20,000-kilometer core component warranty and 200 million yuan guarantee, leading the industry change. In April 2018, Renren was awarded a new round of financing by the Goldman Sachs Group, Tencent, Didi and other investments of $300 million. This is the third time that Tencent has added a Renren car. Previously, Renren had won a strategic investment of 200 million US dollars, and then carried out in-depth cooperation in ecological co-construction, technology, and operation.

Genesis Capital specializes in investment management services tailored for the residential real estate market. The firm serves experienced real estate developers engaged in the acquisition, renovation, and sale of single-family homes and multi-family apartment buildings. It provides a range of financial products, including bridge, construction, and renovation loans, designed to support clients in their development projects. By offering responsive and flexible financing solutions, Genesis Capital aims to empower its clients to thrive in key growth sectors of the economy.

FabHotels operates a budget hotel chain in India, partnering with smaller hotels to offer standardized services aimed at budget travelers. The company employs an asset-light model, promoting its partner hotels, which typically have capacities ranging from twenty to forty rooms. This approach enables travelers to easily discover and book accommodations while enjoying exclusive benefits and rewards. By focusing on affordability and consistency, FabHotels caters to the needs of cost-conscious guests seeking reliable lodging options.

Better.com democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Better.com’s platform offers a digital marketplace featuring competitive quotes from an array of insurance providers for the seamless purchase of a homeowner's insurance policy and instant access to leading real estate agents across the country. To date, Better.com has done $7.9B in home loans and $1B in insurance.

BDO Unibank, Inc. is a full-service universal bank based in the Philippines, offering a comprehensive range of banking products and services. Its offerings include deposit accounts, personal and corporate loans, and various insurance products. The bank also provides remittance services, investment banking, and cash management solutions. With a strong emphasis on customer service, BDO Unibank supports clients through private, online, mobile, and phone banking options. Its extensive network consists of numerous branches and automated teller machines across the country. Founded in 1967 and headquartered in Makati City, BDO Unibank serves both individual and institutional clients, making it a significant player in the Philippine banking sector. The bank is a member of the SM Group, further enhancing its market presence and service capabilities.

Quassar Capital is a firm with a broad presence in the US, founded in 2012, which manages $23.6 billion in assets. Our people have extensive experience in various fields such as applied mathematics, statistical methods, financial markets, as well as advanced programming with a quantitative approach, which has allowed a sustained growth in recent years always betting on the most innovative technology and which is reflected in the excellent results towards our investors. Delivering high-quality returns requires unwavering focus, continuous adaptation to dynamic conditions, and the active pursuit of market opportunities. To achieve this, we invest significantly in technology and infrastructure and bring together diverse perspectives and approaches. Quassar Capital, L.P. a Cabrera Capital Markets, LLC company.

Momo is a FinTech startup that provides a mobile electronic wallet and payment application for iOS and Android devices, aimed at enhancing payment services for users in Vietnam. The platform facilitates nationwide cash transfers, bill payments across more than 100 categories, mobile phone account recharges, and the settling of personal loans. Additionally, Momo enables users to purchase various services, including software licenses, online game cards, airline tickets, and movie tickets. The company has established partnerships with 24 domestic banks and international payment networks, such as JCB, MasterCard, and Visa, ensuring secure and efficient financial transactions for its customers.

Honest Dollar, Inc. is an online platform that focuses on providing investors with transparency and information regarding finances and retirement plans. Established in 2014 and headquartered in Austin, Texas, the company operates as a subsidiary of Goldman Sachs Private Wealth Management. Honest Dollar aims to simplify the investment process for individuals by offering accessible financial tools and resources.