Goldman Sachs

Addi is a technology company that provides consumer credit and point-of-sale financing solutions. Its application enables customers to apply for credit at the moment of purchase at partner retailers and to pay for purchases in interest-free installments, supporting affordable financing for shopping needs and expanding digital commerce.

Capital Markets Gateway Inc. is a financial technology firm that specializes in modernizing the equity capital markets. Based in Chicago, Illinois, with additional locations in New York and Seattle, CMG offers a platform that provides real-time information and analytics to investors, underwriters, and issuers. Founded in 2015 and officially launched in 2017 by a team of experienced professionals, the platform enhances transparency and workflow efficiencies in capital raising activities. It enables users to monitor the capital raising landscape, conduct due diligence, and make informed investment decisions while facilitating collaboration between stakeholders. Currently, CMG's platform is utilized by over 100 buy-side firms and 10 investment banks, supporting a substantial amount of assets under management.

Float provides comprehensive financial services tailored for businesses at all stages. Their offerings include corporate cards, bill payment, expense management, and high-yield accounts, empowering finance teams to efficiently manage spending and cash flow.

Ualá is a fintech company offering a wide range of financial services. It provides users with a prepaid Mastercard for payments, savings accounts, and investment options, aiming to increase financial inclusion in Latin America.

Founded in 2016, Form3 specializes in cloud-based payment processing services for regulated financial institutions. Its platform offers connectivity, payment processing, clearing, settlement, and a fully managed service model. Form3 serves a diverse range of clients including banks, non-bank financial institutions, and fintech companies.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Amount, Inc. is a digital technology company based in Chicago, Illinois, specializing in mobile banking solutions for financial institutions. Established in 2018, Amount focuses on accelerating digital transformation by offering a range of services that enhance customer acquisition and optimize performance across various product categories, including personal loans, credit cards, and deposit accounts. Its flagship product, Amount 360, is a cloud-based platform that provides comprehensive solutions with features such as omnichannel integration, fraud prevention, and risk analytics. Amount's services enable financial institutions to modernize their retail offerings and improve user experiences, with clients collectively managing nearly $1 trillion in U.S. assets and serving over 25 million customers.

Stori, established in 2017 and headquartered in Vienna, Virginia, is a technology-driven financial services provider. It specializes in using artificial intelligence to offer inclusive financial products, primarily digital credit cards, to underserved middle- and emerging middle-class customers. Stori's platform connects consumers with personal loan officers, assists in product selection based on financial situations, and guides users through the loan application process. Additionally, it aims to simplify and secure financial management by offering a unified mobile application for borrowing, saving, and investing.

Established in Bermuda in 2003, Apex Group is a global financial services provider offering an extensive range of services to asset managers, capital markets, private clients, and family offices. With over $80 billion in assets under administration, the company delivers single-source solutions including fund services, digital onboarding, depositary and custody services, business services, and ESG ratings advisory.

Clip is transforming card acceptance in Mexico by providing portable card-reading hardware and a digital payment platform that enables businesses to accept all credit and debit cards, including contactless payments. The company's solutions allow businesses to turn smartphones or tablets into card terminals, facilitating seamless transactions without the need for complicated paperwork or monthly fees. By focusing on empowering Mexican businesses, Clip helps them increase sales and grow by offering a user-friendly application that simplifies payment acceptance. This approach positions Clip as a vital ally for merchants seeking efficient and accessible payment solutions.

SumUp, established in 2011, is a leading financial technology company specializing in mobile point-of-sale (mPOS) solutions. It enables businesses, particularly small and medium-sized ones, to securely and conveniently accept card payments using smartphones or tablets. SumUp's proprietary hardware and mobile apps facilitate transactions, supporting magstripe, chip, and contactless payment methods. The company operates in 13 countries, including Germany, the UK, and Brazil, and employs over 100 people worldwide. SumUp's offerings also extend to SDKs and APIs for third-party integrations.

Addi is a technology company that provides consumer credit and point-of-sale financing solutions. Its application enables customers to apply for credit at the moment of purchase at partner retailers and to pay for purchases in interest-free installments, supporting affordable financing for shopping needs and expanding digital commerce.

FundPark Limited is a fintech company headquartered in Kwun Tong, Hong Kong, established in 2015. It specializes in providing trade finance solutions such as purchase order financing and invoice financing, targeting small and medium-sized enterprises (SMEs) that are often unbanked or underbanked. Utilizing a proprietary credit model and technology, FundPark leverages real-time data from various partners to assess the growth and funding needs of its clients. The platform not only facilitates due diligence and verification of invoices and purchase orders but also addresses payment risks by collaborating with leading credit agencies and trade credit insurers. In 2022, FundPark significantly enhanced its financing capabilities by securing a substantial asset-backed securitization facility, thereby enabling it to better support the growing eCommerce sector and empower digital entrepreneurs.

Candex is a global enterprise procurement platform that simplifies tail spend management. It enables organizations to efficiently engage with low-risk suppliers, automate invoice reconciliation, integrate with existing ERP systems, and gain real-time visibility into spend data. Candex operates across borders and currencies, ensuring compliance while streamlining procurement operations.

Fleximize is a UK-based alternative business lender and digital platform that provides UK SMEs with flexible funding through a dedicated online experience. The company offers facilities from £5,000 to £500,000 with terms of one month to 60 months, and includes features such as repayment holidays, top ups, and no early repayment fees. Each client is assigned a dedicated relationship manager to tailor a funding package to their business needs. The platform supports growth across a range of sectors, enabling businesses to access flexible financing aligned with their growth plans.

Ampla is a financial technology company that offers tech-enabled financial solutions to help businesses grow. It operates an all-in-one financing platform that provides growth capital, modern banking services, and data analytics, delivering growth and working capital solutions through a platform designed to streamline access to capital for omnichannel brands and solve cash flow challenges.

One97 Communications Limited is a mobile payments services company based in Noida, India, founded in 2000. It operates under the Paytm brand, offering a comprehensive range of mobile content and commerce services. The company provides digital goods and services, including top-ups, ticket bookings, hotel reservations, music, videos, games, and other mobile content. Additionally, One97 Communications is a leading provider of payment solutions for e-commerce merchants, utilizing its RBI-approved semi-closed wallet. With a workforce of over 4,500 employees, the company has a wide geographical footprint, with regional offices in major Indian cities such as Mumbai, Bengaluru, Pune, Chennai, and Kolkata, as well as a global presence in Africa, Europe, the Middle East, and Southeast Asia.

Axoni is a technology company specializing in real-time data replication solutions tailored for the financial industry. Established in 2017, it focuses on serving major financial institutions, including banks, asset managers, hedge funds, and market infrastructure firms worldwide, with offices located in New York and London. The company's platform facilitates the rapid and reliable deployment of critical financial networks, ensuring automated, real-time data replication among market participants. Additionally, Axoni develops distributed ledger software that integrates traditional financial technologies with blockchain capabilities, enhancing market information, trend analysis, and communication networks. This innovative approach allows financial entities to modernize their systems related to legal records, lifecycle events, and cash flow calculations, thereby improving operational efficiency and data management.

Droit develops mission-critical solutions for global regulatory compliance in financial trading. Its patented platform, Droit Adept, enables intelligent decision-making by evaluating transaction permissibility, facilitating compliant reporting across asset classes and regulators.

Younited Credit is an online credit institution that offers transparent credit services. It empowers borrowers by providing them with a platform to share their experiences.

Creditshelf is a prominent credit platform specializing in digital financing for small and medium-sized enterprises (SMEs) in Germany. Founded in 2014 and based in Frankfurt am Main, the company offers flexible financial solutions independent of traditional banks through its online platform. Creditshelf employs a proprietary, data-driven risk analysis system to streamline the entire credit process, which includes loan applications, credit assessments, risk management, and loan servicing. By connecting SMEs with institutional investors, Creditshelf enables businesses to access attractive financing alternatives while providing investors opportunities to support German SMEs directly. The company's business model generates revenue through fees charged to both borrowers and investors, reflecting its commitment to facilitating innovative credit solutions for the entrepreneurial landscape.

TRM Labs Inc. is a blockchain intelligence company that provides a platform focused on token relationship management, utilizing machine learning to assist clients in managing customer relationships and detecting suspicious activities. The platform offers solutions for on-chain anti-money laundering (AML) compliance, including customer due diligence, transaction monitoring, and relationship management specifically tailored for digital asset firms. Additionally, TRM Labs develops enterprise applications and tools that enable organizations to launch blockchain-based products aimed at identifying fraudulent activities such as money laundering and market manipulation. Founded in 2017 and headquartered in San Francisco, California, the company serves a diverse clientele, including financial institutions, cryptocurrency businesses, and government agencies, and has established partnerships with notable organizations such as PayPal, Visa, and federal agencies. TRM Labs is committed to enhancing the safety of the financial ecosystem through advanced data engineering and threat intelligence, backed by a team of experts with extensive experience in law enforcement and technology.

Vesttoo Ltd is a Tel Aviv-based company that operates an artificial intelligence-driven financial risk management platform. Established in 2018, Vesttoo focuses on creating a marketplace for non-catastrophic insurance-based risk transfer and investments, connecting insurance companies with institutional investors. Its proprietary technology enhances risk transfer and liquidity in the life and property & casualty insurance markets by facilitating faster deal structuring, risk modeling, pricing, and index calculation. Vesttoo provides a range of solutions that cater to the legal, regulatory, and accounting needs of its clients, which include insurers, reinsurers, and pension funds. By offering asset managers access to diverse, uncorrelated investment options linked to insurance and reinsurance premiums, the company positions itself as a significant alternative to traditional reinsurance models. Vesttoo's innovation has garnered recognition through participation in prestigious fintech accelerators and collaborations with industry leaders, further establishing its role in merging insurance with capital market dynamics.

Armalytix develops software for open banking, automating financial verification processes. Its tools integrate seamlessly into existing workflows, enhancing compliance efficiency and improving customer experiences.

Access Fintech provides risk management services for financial institutions. It offers a platform that aggregates data from internal systems and external sources, providing users with a unified view of risks associated with financial transactions. The platform enables collaboration across organizations, allowing control functions to adjust priorities based on market conditions and managers to oversee bottlenecks. Access Fintech was founded in 2016 and is headquartered in Tel Aviv-Yafo, Israel.

Xepelin is a financial technology company focused on transforming business finance for small and medium-sized enterprises (SMEs) in Latin America. It offers a comprehensive suite of digital financial services, including short-term and long-term loans, capital credits, and accounts payable financing, all accessible through its online platform. By automating financial management and enhancing access to liquidity via smart accounts, Xepelin aims to provide economic freedom for its clients. The company also emphasizes the importance of advanced financial indicators and risk assessments to streamline decision-making within the broader business ecosystem. With a workforce of over 500 employees, Xepelin is positioned to lead a new era in finance, supported by notable investors in the industry.

MercadoLibre operates the leading e-commerce and fintech platform in Latin America, offering MercadoLibre Marketplace for online buying and selling, MercadoPago for payments both on and off its marketplaces, and complementary services such as MercadoCredito lending, MercadoEnvios logistics, MercadoLibre Classifieds, MercadoShops hosted store software, and MercadoClics advertising. The company serves about 218 million active users and one million active sellers across 18 countries, and generates revenue from various streams including fees, payments processing, advertising, and subscriptions. Founded in 1999 and headquartered in Buenos Aires, it provides an integrated solution that connects buyers, sellers, and merchants through its platform.

Elwood Technologies is a leading fintech company specializing in comprehensive software solutions for institutional digital asset trading. Its front-to-back platform connects clients to global crypto exchanges, liquidity providers, custodians, and fund administrators, offering advanced execution management, portfolio analytics, and risk management tools.

Deserve offers mobile-first credit card services, leveraging cloud-native architecture and APIs for personalized experiences. It partners with financial institutions and others to provide credit cards that use machine learning and alternative data to assess creditworthiness, particularly for international students in the U.S.

FundPark Limited is a fintech company headquartered in Kwun Tong, Hong Kong, established in 2015. It specializes in providing trade finance solutions such as purchase order financing and invoice financing, targeting small and medium-sized enterprises (SMEs) that are often unbanked or underbanked. Utilizing a proprietary credit model and technology, FundPark leverages real-time data from various partners to assess the growth and funding needs of its clients. The platform not only facilitates due diligence and verification of invoices and purchase orders but also addresses payment risks by collaborating with leading credit agencies and trade credit insurers. In 2022, FundPark significantly enhanced its financing capabilities by securing a substantial asset-backed securitization facility, thereby enabling it to better support the growing eCommerce sector and empower digital entrepreneurs.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Octaura is an electronic loan trading platform for the syndicated loan and CLO markets, offering electronic trading protocols, straight-through processing for trade booking, and data analytics to support due diligence and pricing decisions. The platform provides liquidity, access, and loan-level and portfolio analytics to enable real-time trading decisions, grow trading volumes, enhance market liquidity, and reduce entry barriers for market participants.

NextCapital, established in 1996, is a Chicago-based fintech company that partners with institutions to provide personalized financial planning and managed accounts to individual investors across various account types. Their digital advice platform, NextCapital, offers integrated services including account aggregation, analytics, planning, and portfolio management. This platform allows partners to customize advice methodology and fiduciary roles, serving a wide range of investors from beginners to high net worth individuals.

Selina Finance offers innovative financing solutions for consumers and businesses, focusing on property investors and businesses seeking flexible credit facilities. Incorporated in London in 2019, the company combines expertise in real estate, finance, and technology to provide next-generation financial products tailored to modern customer needs.

Capital Markets Gateway Inc. is a financial technology firm that specializes in modernizing the equity capital markets. Based in Chicago, Illinois, with additional locations in New York and Seattle, CMG offers a platform that provides real-time information and analytics to investors, underwriters, and issuers. Founded in 2015 and officially launched in 2017 by a team of experienced professionals, the platform enhances transparency and workflow efficiencies in capital raising activities. It enables users to monitor the capital raising landscape, conduct due diligence, and make informed investment decisions while facilitating collaboration between stakeholders. Currently, CMG's platform is utilized by over 100 buy-side firms and 10 investment banks, supporting a substantial amount of assets under management.

Addi is a technology company that provides consumer credit and point-of-sale financing solutions. Its application enables customers to apply for credit at the moment of purchase at partner retailers and to pay for purchases in interest-free installments, supporting affordable financing for shopping needs and expanding digital commerce.

Anchorage Digital is a regulated crypto platform that provides institutions with integrated custody, trading, staking, governance, and regulatory-compliance infrastructure for digital asset programs. Founded in 2017 and headquartered in San Francisco, it serves institutional clients globally with a secure, compliant framework and services designed to simplify oversight and asset management.

Heap Inc. is a company that develops an analytics infrastructure designed for online businesses, enabling them to capture and analyze customer interactions across web, mobile, and cloud platforms. Founded in 2012 and headquartered in San Francisco, California, Heap's solution automates the collection and organization of customer behavioral data, such as clicks, transactions, and form submissions, without requiring additional coding. This streamlined approach allows businesses to gain a comprehensive understanding of their users, facilitating informed decision-making and enhancing product development. Heap serves a diverse range of industries, including e-commerce, financial services, and SaaS, with over 6,000 clients that include notable companies across various sectors. The company is committed to empowering organizations to focus on insights and actions that drive business success.

Founded in 2015, PeopleFund is a premier data-driven digital lender in South Korea, specializing in consumer finance. The company aims to provide financial freedom through affordable loans and attractive investment opportunities. Utilizing a proprietary credit model and advanced technology, PeopleFund enhances loan rates for borrowers while maintaining a low loss rate, benefiting both retail and institutional investors. It is recognized as the first digital lender in Korea to exceed $1 billion in loan originations and has innovatively engaged nearly 400,000 retail investors. PeopleFund stands out as the first fintech platform to offer loan and investment products directly through KakaoTalk, a popular messaging app in Korea. Additionally, the company operates a lending platform that collaborates with banks and financial institutions to streamline the loan process, making personal loans accessible at competitive interest rates through various third-party applications.

Provu is a fintech company based in São Paulo, Brazil, established in 2015, that focuses on personal and digital credit solutions. The company provides a fully online personal loan service, offering amounts ranging from R$2,500 to R$50,000 with rates tailored to individual financial profiles. Provu aims to facilitate access to credit by ensuring transparency and eliminating hidden costs, thereby enhancing the borrowing experience for its users. With a commitment to innovation and technology, Provu seeks to provide fair and personalized lending options, promoting financial health among its customers.

Cyclone Robotics is a Chinese company specializing in the development and sale of artificial intelligence software products known as digital employees. These products are designed to enhance operational efficiency across various industries, including finance, insurance, retail, healthcare, and technology. By providing enterprises with digital labor, Cyclone Robotics helps improve business operations, reduce personnel and system construction costs, and streamline processes. The company holds independent copyrights and intellectual property rights for its software, which has been successfully implemented in notable organizations such as large state-owned banks, foreign home appliance companies, and listed technology firms. Cyclone Robotics is recognized for being a pioneer in delivering industry-specific solutions based on its digital employee technology, earning widespread acclaim from its clients.

Zilch Technology Limited is a London-based company founded in 2018 that specializes in a buy now, pay later platform. It offers a flexible payment solution that allows customers to make purchases either online or in-store while splitting the total cost into manageable, interest-free payments over six weeks. Zilch provides a virtual credit card linked to users' current accounts, ensuring automated payments and the option for refunds. This service aims to convert potential customers into buyers by enhancing the shopping experience and making it more accessible.

Openpay Group Ltd, established in 2013 and headquartered in Melbourne, Australia, specializes in Buy Now Pay Later (BNPL) payment solutions. It operates in Australia, New Zealand, the United Kingdom, and the United States, offering interest-free repayment plans to customers through various channels. Openpay partners with merchants to facilitate higher transaction values and conversion rates, and provides Openpay for Business, a SaaS platform for enterprise customers to manage trade accounts. The company serves diverse sectors such as healthcare, automotive, home improvement, and retail, and has a strategic partnership with ezyVet for pet care. Openpay generates revenue through fees charged to merchants and customers for using its platform.

One River Asset Management is an investment company founded in 2013 by Eric Peters and is based in Greenwich, Connecticut. The firm specializes in delivering absolute-return strategies and constructing diversified portfolios for its clients. Additionally, it encompasses One River Digital Asset Management, which focuses on providing institutional clients with access to digital assets through well-developed investment products. The company aims to navigate the evolving landscape of both traditional and digital investment opportunities.

Founded in 2016, Form3 specializes in cloud-based payment processing services for regulated financial institutions. Its platform offers connectivity, payment processing, clearing, settlement, and a fully managed service model. Form3 serves a diverse range of clients including banks, non-bank financial institutions, and fintech companies.

GreenSky is a FinTech company based in Atlanta, Georgia, founded in 2006. It specializes in providing point-of-sale financing and payment solutions to merchants, consumers, and banks. GreenSky's proprietary technology infrastructure supports the entire transaction lifecycle, from credit application and underwriting to real-time allocation of funds, document distribution, funding, settlement, and servicing. The company partners with over 14 large banking institutions to offer loans for various purposes, including home improvement services like HVAC installations, roofing, and remodeling, as well as medical expenses not covered by insurance. GreenSky's loans are designed to provide an alternative to credit cards for customers with prime to prime plus credit, offering a convenient mobile app for easy access to funds.

Ualá is a fintech company offering a wide range of financial services. It provides users with a prepaid Mastercard for payments, savings accounts, and investment options, aiming to increase financial inclusion in Latin America.

Zilch Technology Limited is a London-based company founded in 2018 that specializes in a buy now, pay later platform. It offers a flexible payment solution that allows customers to make purchases either online or in-store while splitting the total cost into manageable, interest-free payments over six weeks. Zilch provides a virtual credit card linked to users' current accounts, ensuring automated payments and the option for refunds. This service aims to convert potential customers into buyers by enhancing the shopping experience and making it more accessible.

Younited Credit is an online credit institution that offers transparent credit services. It empowers borrowers by providing them with a platform to share their experiences.

Founded in 2018, Entera operates a leading SaaS platform for real estate investors. It streamlines the buying process of single-family homes using machine learning and data-driven insights. With an annual transaction run rate exceeding $3.5 billion across 24 markets, Entera serves many prominent investors and has raised over $40 million in venture capital.

Deserve offers mobile-first credit card services, leveraging cloud-native architecture and APIs for personalized experiences. It partners with financial institutions and others to provide credit cards that use machine learning and alternative data to assess creditworthiness, particularly for international students in the U.S.

Meu Tudo is a Brazilian financial technology company that operates a mobile application focused on providing payroll loans. Founded in 2016 and headquartered in Ceara, the company serves as a marketplace lending platform, enabling users, particularly retired pensioners and federal and state employees, to access financial products and services. By acting as a banking correspondent, Meu Tudo facilitates the intermediation and negotiation of loans, utilizing anti-fraud technology to ensure secure transactions. This innovative approach allows for a streamlined digital experience in obtaining payroll loans, enhancing financial accessibility for its target audience.

Fundrise, LLC is a real estate investment platform founded in 2010 and based in Washington, D.C. The company provides an online marketplace that empowers individual investors and local residents to directly invest in commercial real estate projects, thereby facilitating ownership in urban development. Fundrise's innovative approach combines technology with federal regulations, allowing a broader audience to access private real estate investments without the traditional barriers associated with high net worth requirements. The platform offers various investment products, including eREITs and funds focused on urban housing development, enabling users to tailor their investment choices based on personal preferences. Fundrise also streamlines the investment process by allowing users to manage their portfolios online and receive regular financial updates and distributions. Through its mission to simplify and democratize real estate investing, Fundrise has redefined the investment landscape, making it more accessible and transparent for a diverse range of investors.

ComplyAdvantage provides AI-driven technology for detecting financial crime risks. It helps over 500 global enterprises identify and mitigate money laundering, terrorist financing, corruption, and other financial crimes by offering a real-time database of people and companies.

Amount, Inc. is a digital technology company based in Chicago, Illinois, specializing in mobile banking solutions for financial institutions. Established in 2018, Amount focuses on accelerating digital transformation by offering a range of services that enhance customer acquisition and optimize performance across various product categories, including personal loans, credit cards, and deposit accounts. Its flagship product, Amount 360, is a cloud-based platform that provides comprehensive solutions with features such as omnichannel integration, fraud prevention, and risk analytics. Amount's services enable financial institutions to modernize their retail offerings and improve user experiences, with clients collectively managing nearly $1 trillion in U.S. assets and serving over 25 million customers.

DgPays is a financial technology company that delivers end-to-end payment systems for banks, e-money institutions, telecom operators, and transportation operators. Its platform supports online and mobile banking, customer relationship management, and payments infrastructure, enabling secure and convenient online and mobile transactions. The company offers features such as mobile wallets, prepaid cards, bill payments, and loyalty programs, as well as a payment gateway and related fintech hub to manage payments and access a range of financial services. In addition, DgPays provides compliance and security services, including AML, fraud management, and authentication, to support safe operations. Through its integrated solutions, DgPays aims to streamline payment processing, expand wallet and card-based payment options, and enhance payment experiences for institutional clients and their end users.

SumUp, established in 2011, is a leading financial technology company specializing in mobile point-of-sale (mPOS) solutions. It enables businesses, particularly small and medium-sized ones, to securely and conveniently accept card payments using smartphones or tablets. SumUp's proprietary hardware and mobile apps facilitate transactions, supporting magstripe, chip, and contactless payment methods. The company operates in 13 countries, including Germany, the UK, and Brazil, and employs over 100 people worldwide. SumUp's offerings also extend to SDKs and APIs for third-party integrations.

PureStream is a technology platform established in 2018 in New York, focusing on enhancing the efficiency and security of institutional trading. The company has developed an alternative trading software that connects traders and investors with compatible liquidity, emphasizing improved liquidity discovery and natural cross rates among algorithmic orders. Its trading platform prioritizes and matches orders based on their liquidity relevance, which facilitates faster order completion and better cross rates. This approach allows brokers and institutional clients to access quality bandwidth for optimal liquidity in a more cost-effective and secure manner.

Axoni is a technology company specializing in real-time data replication solutions tailored for the financial industry. Established in 2017, it focuses on serving major financial institutions, including banks, asset managers, hedge funds, and market infrastructure firms worldwide, with offices located in New York and London. The company's platform facilitates the rapid and reliable deployment of critical financial networks, ensuring automated, real-time data replication among market participants. Additionally, Axoni develops distributed ledger software that integrates traditional financial technologies with blockchain capabilities, enhancing market information, trend analysis, and communication networks. This innovative approach allows financial entities to modernize their systems related to legal records, lifecycle events, and cash flow calculations, thereby improving operational efficiency and data management.

Elinvar GmbH, founded in 2016 and based in Berlin, Germany, specializes in providing a comprehensive B2B2C platform designed for independent discretionary portfolio managers and private banks. The company offers a robust Platform as a Service that facilitates the digital transformation of asset and wealth management businesses. Elinvar's platform encompasses essential applications for client relationship management, online onboarding, portfolio management, and reporting, among others. Its micro-services architecture allows for adaptability to evolving technology, regulatory requirements, and user preferences. Additionally, Elinvar holds the necessary regulatory licenses, enabling its partners to leverage advanced technology while ensuring compliance. This integrated approach allows asset and wealth managers to streamline their operations, enhance client engagement, and create tailored solutions, ultimately promoting efficiency and innovation in the financial services sector.

HQLAX is a financial technology firm that uses distributed ledger technology to improve liquidity and collateral management in the institutional securities financing markets. The company leverages Corda to enable real-time, secure transfers of securities ownership, driving operational efficiency and regulatory compliance in global finance. Through a strategic partnership with Deutsche Börse Group, HQLAX aims to create a joint operating model that enhances collateral mobility across a fragmented securities settlement ecosystem, facilitating smoother collateral movements for market participants. The platform serves banks and asset managers, supporting efficient repo and securities financing workflows by reducing friction and improving settlement transparency.

Founded in 2015, Funding U is a merit-based student lender headquartered in Atlanta, Georgia. It offers alternative financing solutions to traditional bank loans by assessing students' academic performance, career trajectory, and earning potential. This enables career-focused college students to secure fixed-interest rate loans, reducing the risk of dropping out due to financial constraints.

Access Fintech provides risk management services for financial institutions. It offers a platform that aggregates data from internal systems and external sources, providing users with a unified view of risks associated with financial transactions. The platform enables collaboration across organizations, allowing control functions to adjust priorities based on market conditions and managers to oversee bottlenecks. Access Fintech was founded in 2016 and is headquartered in Tel Aviv-Yafo, Israel.

General Motors - Credit Card Business is a provider of financial and credit card services. The company is based in Detroit, Michigan, and it was recently acquired by Goldman Sachs.

Veem Inc. is a payment service provider that specializes in simplifying the process of sending and receiving funds for businesses. Founded in 2014 and headquartered in San Francisco, California, the company offers a platform that allows small and medium-sized enterprises to conduct transactions in local currencies. By utilizing blockchain technology as its payment rail, Veem eliminates the need for intermediary banks, which reduces costs and improves transaction efficiency. The platform enables real-time payment tracking, invoice generation, and the ability to upload mass documents, enhancing the overall user experience. Additionally, Veem provides integration services with accounting platforms, further streamlining financial operations for its users. The company also has offices in Kanata, Canada, and Shanghai, China.

Bond Financial Technologies, Inc. is a financial technology company based in San Francisco that specializes in creating an enterprise-grade platform designed to facilitate the integration of brands and banks. The company offers an artificial intelligence-driven platform that empowers digital brands to engage effectively with their customers by providing personalized and compliant banking products. Bond's technology allows for the seamless development and launch of financial programs, reducing manual processes and enhancing customer engagement. Established in 2019 and previously known as Aster Labs, Bond Financial Technologies aims to streamline financial services, thereby improving customer lifetime value and promoting a more efficient banking experience.

Quassar Capital is a United States-based investment firm founded in 2012 with a broad national presence. It relies on quantitative methods drawn from applied mathematics, statistics, financial markets, and advanced programming to guide investment decisions. The firm emphasizes technology and infrastructure to support research and execution and aims to deliver high-quality returns while adapting to changing market conditions. Quassar Capital is affiliated with Cabrera Capital Markets.

Capital Markets Gateway Inc. is a financial technology firm that specializes in modernizing the equity capital markets. Based in Chicago, Illinois, with additional locations in New York and Seattle, CMG offers a platform that provides real-time information and analytics to investors, underwriters, and issuers. Founded in 2015 and officially launched in 2017 by a team of experienced professionals, the platform enhances transparency and workflow efficiencies in capital raising activities. It enables users to monitor the capital raising landscape, conduct due diligence, and make informed investment decisions while facilitating collaboration between stakeholders. Currently, CMG's platform is utilized by over 100 buy-side firms and 10 investment banks, supporting a substantial amount of assets under management.

jSonar Inc. is a database security company that develops a comprehensive platform designed to monitor and protect enterprise databases. Established in 2013 and headquartered in Waltham, Massachusetts, the company provides a range of solutions including SonarWe, SONARW, jSONAR, and JSON Studio, which facilitate the secure management and analysis of data. jSonar's advanced technology supports on-premise and cloud implementations, offering tools that enable businesses to achieve compliance and data security efficiently. The platform incorporates machine learning and AI, transforming raw activity data into actionable insights for various applications, including security intelligence and customer analytics. jSonar serves industries such as financial services, healthcare, and insurance, positioning itself as a vital resource for organizations looking to enhance their data security frameworks.

Spark Systems is a Singapore-based fintech company that develops and operates a foreign exchange trading platform for institutional and buy-side clients in Asia. Founded in 2016, the firm provides a low-latency, stable FX marketplace with an aggregator and execution algorithms, designed to serve banks, hedge funds, retail traders, and corporate treasuries, enhancing liquidity access and user experience.

Folio Financial, Inc. specializes in developing and supporting digital-first investment platforms for advisors and enterprises, offering brokerage, clearing, and custody solutions. Founded by former SEC commissioner Steven Wallman, the company has been dedicated to democratizing investing since the late 1990s. Folio is known for its innovative technologies such as fractional share investing, tax management tools, and online account management. The business includes Folio Institutional for RIAs and enterprises, Folio Investing and Folio First for retail investors, VIA Folio for private investments, First Affirmative Financial Network for responsible investment advisors, and The SRI Conference and Community for impact investing. Through a focus on access, automation, transparency, and flexibility, Folio has maintained a reputation for being at the forefront of the industry.

iCapital Network is a fintech platform for alternative investments and investors. It has transformed the way the wealth management, banking, and asset management industries facilitate access to private markets investments for their high-net-worth clients by providing intuitive, end-to-end technology and service solutions. Wealth management firms use iCapital’s solutions to provide clients with quality funds at lower minimums and simplified digital workflows. Asset managers, RIAs, and banks leverage iCapital’s technology to streamline and scale their alternative investments operational infrastructure. Additionally, the iCapital ‘flagship’ platform offers wealth advisors and their high-net-worth client's access to a curated menu of private equity, private credit, hedge funds, structured investments, and other alternatives to help meet their investing needs for return and diversification. iCapital’s research and diligence team offers robust analysis alongside the firm’s extensive suite of advisor education, compliance, portfolio management, and portfolio analytics tools and services. iCapital has been recognized on the Forbes FinTech 50 list each year from 2018 through 2002, the Forbes America’s Best Startup Employers in 2021 and 2022, and MMI/Barron’s Industry Awards as Solutions Provider of the Year in 2020 and 2021. As of May 31, 2022, iCapital services more than US$130 billion in global client assets, of which more than US$30 billion are from international investors (non-US Domestic), across more than 1,035 funds. Employing more than 800 people globally, iCapital is headquartered in NYC and has offices worldwide including in Zurich, London, Lisbon, Hong Kong, Singapore, and Toronto.

JUMO is a fintech company that empowers partners to offer loans, savings, and financial services. It leverages artificial intelligence and machine learning to assess creditworthiness and build financial products tailored for customers in emerging markets.

JUMO is a fintech company that empowers partners to offer loans, savings, and financial services. It leverages artificial intelligence and machine learning to assess creditworthiness and build financial products tailored for customers in emerging markets.

JUMO is a fintech company that empowers partners to offer loans, savings, and financial services. It leverages artificial intelligence and machine learning to assess creditworthiness and build financial products tailored for customers in emerging markets.

Trussle Lab Ltd, based in London, operates as an online mortgage broker, specializing in providing mortgage advice to first-time buyers and homeowners. Established in 2015, Trussle aims to simplify the mortgage process by moving it online, significantly reducing the time, hassle, and costs typically associated with securing a mortgage. The service is free for customers, with Trussle earning fees from lenders once a mortgage is successfully completed. As a trading style of Trussle Lab Ltd, the company is an appointed representative of Mortgage Advice Bureau Limited and is regulated by the Financial Conduct Authority. Utilizing automation and mortgage monitoring, Trussle effectively compares and tracks various mortgage products to help borrowers secure the most suitable deals for financing their homes.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

Digital Asset is a New York-based company that specializes in distributed ledger technology aimed at enhancing financial processes. Founded in 2014 by Don Wilson, Eric Saraniecki, Sunil Hirani, and Yuval Rooz, the company provides a platform known as Daml, which allows organizations to create multi-party solutions that integrate previously isolated systems into cohesive networks. This technology eliminates latency and reduces errors by ensuring consistent data across various stakeholders. Digital Asset primarily serves sectors such as financial services, healthcare, and insurance, and has collaborated with five of the top ten stock exchanges. The company is supported by a range of strategic investors, including prominent firms like Salesforce, Samsung, and J.P. Morgan, positioning it as a leader in the development of tools for secure and efficient asset tracking and settlement.

MercadoLibre operates the leading e-commerce and fintech platform in Latin America, offering MercadoLibre Marketplace for online buying and selling, MercadoPago for payments both on and off its marketplaces, and complementary services such as MercadoCredito lending, MercadoEnvios logistics, MercadoLibre Classifieds, MercadoShops hosted store software, and MercadoClics advertising. The company serves about 218 million active users and one million active sellers across 18 countries, and generates revenue from various streams including fees, payments processing, advertising, and subscriptions. Founded in 1999 and headquartered in Buenos Aires, it provides an integrated solution that connects buyers, sellers, and merchants through its platform.

Ualá is a fintech company offering a wide range of financial services. It provides users with a prepaid Mastercard for payments, savings accounts, and investment options, aiming to increase financial inclusion in Latin America.

Deserve offers mobile-first credit card services, leveraging cloud-native architecture and APIs for personalized experiences. It partners with financial institutions and others to provide credit cards that use machine learning and alternative data to assess creditworthiness, particularly for international students in the U.S.

dotData, Inc. is a technology company that specializes in data science automation and artificial intelligence development software. Founded in 2018 and headquartered in San Mateo, California, with an additional office in Tokyo, Japan, dotData offers solutions such as dotData Enterprise, which utilizes machine learning to create AI models and streamline the data science process, and dotDataPy, which provides users access to the automation platform. The company's offerings are designed to accelerate the data science lifecycle, making it more accessible and efficient for industries including banking, healthcare, insurance, fintech, manufacturing, marketing, and retail. As a spin-off of NEC Corporation, dotData is led by Dr. Ryohei Fujimaki, a notable figure in the field of data science.

DiligenceVault is a technology company that specializes in creating a digital diligence platform aimed at simplifying and transforming the due diligence processes employed by investors working with external managers. The platform fosters a many-to-many ecosystem that connects institutional investors, investment managers, and intermediaries, allowing for data-driven decision-making and process automation. By focusing on the elimination of manual, repetitive tasks, DiligenceVault empowers investors and asset managers to manage their data more effectively, enabling them to digitize and streamline their diligence operations. This approach significantly reduces the time required for data analysis, enhancing overall efficiency in the investment process.

Founded in 2018, Mission Lane is a fintech company specializing in consumer finance services. It offers credit card services tailored for subprime consumers, leveraging advanced technology, data analytics, and machine learning to assess creditworthiness and provide fair access to credit. The company's digital self-service tools empower customers to manage their accounts effectively, fostering improvement in their credit scores.

Engine by MoneyLion is a financial technology company that specializes in embedded finance and marketplace platforms for financial services. The company offers a comprehensive suite of tools, including a search, comparison, and recommendation engine for various financial products, as well as tools for offer management and optimization. These services empower businesses to integrate financial products into their operations, enabling them to deliver personalized financial offers to their clients. Additionally, Engine by MoneyLion provides a diverse range of financial services, including loans, credit, insurance, and savings account solutions.

UCH Growth Value Ecology is a blockchain financial technology service provider, mainly engaged in blockchain financial technology related business.

Covalto is a Mexican financial services company that serves small and medium enterprises with credit, banking and analytics solutions. It offers a multi-product lending platform that provides agile and fair credit, factoring and leasing, complemented by a digital SME banking platform and a suite of business analytics tools. The company leverages digital tax, e-invoice and other financial data to underwrite and service SMes at scale, using credit models that emphasize overall business performance rather than relying solely on the owner's personal credit history. Covalto was founded in 2015 and is based in Mexico City. In 2021 it became the first fintech in Mexico to acquire a regulated bank, enabling expanded digital SME banking and services. The approach focuses on accessible credit that supports business growth through transparent, data-driven decisions.

Founded in 2015, Bud specializes in enriching financial transaction data. It identifies key details such as merchant, category, location, and regularity to provide valuable insights for financial services industry. With billions of transactions processed, Bud empowers banks and fintechs worldwide to personalize banking experiences, manage risk proactively, and optimize operations.

Nutmeg is a UK-based online wealth management company offering a digital discretionary investment service for individuals. Founded in 2011 and headquartered in London, it provides a platform to build and manage diversified investment portfolios, including ISAs and pensions, with a focus on easy access to investing and transparent, cost-conscious charges. The platform enables clients to choose global portfolios and have investments managed online, aiming to simplify investing and help users meet their financial goals.

Capify UK is a provider of business finance specifically designed for small and medium-sized enterprises (SMEs) in the United Kingdom. Utilizing an innovative online technology platform, Capify disrupts traditional business loan models by offering loans of up to £50,000, with repayments tailored to align with the average turnover of each business. This approach allows for flexibility that supports a company's cash flow. In addition to straightforward business loans, Capify also offers services such as merchant cash advances, working capital funding, and equipment financing, ensuring that clients have access to the necessary resources to sustain and grow their operations. Qualified applicants can receive funds directly in their business bank accounts within days, facilitating quick access to capital when needed.

Access Fintech provides risk management services for financial institutions. It offers a platform that aggregates data from internal systems and external sources, providing users with a unified view of risks associated with financial transactions. The platform enables collaboration across organizations, allowing control functions to adjust priorities based on market conditions and managers to oversee bottlenecks. Access Fintech was founded in 2016 and is headquartered in Tel Aviv-Yafo, Israel.

Plaid is a technology platform that provides APIs and developer tools to connect consumer bank accounts and financial data with applications. It enables developers to build modern financial services by offering infrastructure and intelligence tools that allow access to transactions, authentication for bank accounts, identity verification, real-time balances, asset verification, and income data. Its products include Transactions, Auth, Identity, Balance, Assets, and Income, supporting personal finance, consumer payments, lending, banking and brokerage, and business finance solutions. Plaid serves developers from startups to large financial institutions, helping democratize financial services with a developer-friendly experience. The company was founded in 2012 and is headquartered in San Francisco, California.

Huasheng Haoche, established in 2015 and headquartered in Beijing, operates as a new retail platform for automobiles, focusing on providing a seamless car buying experience. The company combines offline direct stores with online e-commerce to offer a comprehensive suite of services, including professional car purchase guidance, affordable financing options, and a range of automotive insurance products. Aimed at serving the greater China area, Huasheng Haoche emphasizes cost-effectiveness and customer satisfaction, enabling users to access low-priced new cars and enhancing their overall car ownership experience through quality services and engaging automotive lifestyles.

Ualá is a fintech company offering a wide range of financial services. It provides users with a prepaid Mastercard for payments, savings accounts, and investment options, aiming to increase financial inclusion in Latin America.

Veem Inc. is a payment service provider that specializes in simplifying the process of sending and receiving funds for businesses. Founded in 2014 and headquartered in San Francisco, California, the company offers a platform that allows small and medium-sized enterprises to conduct transactions in local currencies. By utilizing blockchain technology as its payment rail, Veem eliminates the need for intermediary banks, which reduces costs and improves transaction efficiency. The platform enables real-time payment tracking, invoice generation, and the ability to upload mass documents, enhancing the overall user experience. Additionally, Veem provides integration services with accounting platforms, further streamlining financial operations for its users. The company also has offices in Kanata, Canada, and Shanghai, China.

Prodigy Finance Limited is an online platform headquartered in London, United Kingdom, that facilitates education loans for international postgraduate and MBA students. Established in 2006, the company connects student borrowers with a community of lenders, including alumni, institutional investors, and qualified private investors. Prodigy Finance specifically targets students pursuing master's degrees across 18 countries, aiming to enhance access to higher education for those who may lack traditional financing options. In addition to its loan services, the company offers a mobile app that allows users to manage and access their loan information conveniently. Through its community funding model, Prodigy Finance addresses the financial barriers that students face, making it easier for them to pursue their academic aspirations at premium business schools.

JUMO is a fintech company that empowers partners to offer loans, savings, and financial services. It leverages artificial intelligence and machine learning to assess creditworthiness and build financial products tailored for customers in emerging markets.

JUMO is a fintech company that empowers partners to offer loans, savings, and financial services. It leverages artificial intelligence and machine learning to assess creditworthiness and build financial products tailored for customers in emerging markets.

Axoni is a technology company specializing in real-time data replication solutions tailored for the financial industry. Established in 2017, it focuses on serving major financial institutions, including banks, asset managers, hedge funds, and market infrastructure firms worldwide, with offices located in New York and London. The company's platform facilitates the rapid and reliable deployment of critical financial networks, ensuring automated, real-time data replication among market participants. Additionally, Axoni develops distributed ledger software that integrates traditional financial technologies with blockchain capabilities, enhancing market information, trend analysis, and communication networks. This innovative approach allows financial entities to modernize their systems related to legal records, lifecycle events, and cash flow calculations, thereby improving operational efficiency and data management.

Engine by MoneyLion is a financial technology company that specializes in embedded finance and marketplace platforms for financial services. The company offers a comprehensive suite of tools, including a search, comparison, and recommendation engine for various financial products, as well as tools for offer management and optimization. These services empower businesses to integrate financial products into their operations, enabling them to deliver personalized financial offers to their clients. Additionally, Engine by MoneyLion provides a diverse range of financial services, including loans, credit, insurance, and savings account solutions.