Collaborative Fund

Relief is a mobile app that delivers on debt-elimination commitment. They aim to become the company that people come to for help getting back in the black. By developing products and services that are simple, effective, and easy to use, they will make financial relief accessible to those who need it.

Long Game is a company that creates a gamified personal finance application aimed at promoting responsible financial habits. The app encourages users to save money by integrating games that allow them to win cash prizes, with rewards that can reach up to $1 million. Users can build and manage their savings accounts while participating in engaging activities that also offer opportunities to win cryptocurrency. This innovative approach seeks to inspire individuals to save money consistently and provides tangible rewards for their financial discipline.

Long Game is a company that creates a gamified personal finance application aimed at promoting responsible financial habits. The app encourages users to save money by integrating games that allow them to win cash prizes, with rewards that can reach up to $1 million. Users can build and manage their savings accounts while participating in engaging activities that also offer opportunities to win cryptocurrency. This innovative approach seeks to inspire individuals to save money consistently and provides tangible rewards for their financial discipline.

Camino Financial, Inc. operates an AI-powered online platform that supports small businesses in securing capital and building business credit. Founded in 2014 and based in Los Angeles, California, the company provides access to various funding products, including term loans, SBA express loans, merchant cash advances, and invoice financing. By leveraging proprietary credit assessment and data aggregation technology, Camino Financial tailors affordable loan solutions for credit-invisible and cash-heavy businesses. The company partners with financial institutions, public agencies, and mission-aligned organizations to pool resources and distribute low-cost funding, resulting in loans with significantly lower monthly payments compared to market alternatives. As a nationally certified Community Development Financial Institution (CDFI), Camino Financial has funded over $140 million across the United States, helping entrepreneurs achieve upward mobility and financial growth. Additionally, the company offers financial services, including credit analytics and technical assistance, to further empower its clients.

Camino Financial, Inc. operates an AI-powered online platform that supports small businesses in securing capital and building business credit. Founded in 2014 and based in Los Angeles, California, the company provides access to various funding products, including term loans, SBA express loans, merchant cash advances, and invoice financing. By leveraging proprietary credit assessment and data aggregation technology, Camino Financial tailors affordable loan solutions for credit-invisible and cash-heavy businesses. The company partners with financial institutions, public agencies, and mission-aligned organizations to pool resources and distribute low-cost funding, resulting in loans with significantly lower monthly payments compared to market alternatives. As a nationally certified Community Development Financial Institution (CDFI), Camino Financial has funded over $140 million across the United States, helping entrepreneurs achieve upward mobility and financial growth. Additionally, the company offers financial services, including credit analytics and technical assistance, to further empower its clients.

Upstart is a lending platform founded in 2012 and headquartered in San Mateo, California, and Columbus, Ohio. The company utilizes artificial intelligence and machine learning to enhance the credit pricing and borrowing process. Its proprietary underwriting model allows for the identification of borrowers with limited credit and employment histories by analyzing various factors such as educational background, field of study, and work experience. Upstart connects consumer loan demand to a network of AI-enabled bank partners, offering a range of financial products, including personal loans, automotive retail loans, home equity lines of credit, and small dollar loans. This approach enables partnering banks to achieve higher approval rates and lower loss rates while providing a streamlined digital lending experience for borrowers.

Assembly is a web collaboration platform that enables users to develop apps, widgets, platforms, and APIs with the help of other users. It is a global community that connects designers, developers, coders, writers, marketers, and more with each other and enables them retain the ownership of their software and receive profit for their contributions. The entire process is a collaborative effort, including vision, development, design, and marketing. Each product has App Coins, which are earned by contributing work. Assembly was launched by Dave Newman, Matthew Deiters, and Chris Lloyd in 2013 and is operated from California, United States.

Tala is a global financial technology company focused on delivering accessible financial services to underserved populations in emerging markets, including Kenya, the Philippines, Mexico, and India. Through its mobile application, Tala provides users with instant access to credit, payments, savings, and transfer services, effectively integrating digital and cash ecosystems. By utilizing advanced data science and machine learning, Tala evaluates creditworthiness in real-time, allowing individuals without formal credit histories to receive personalized credit lines. This innovative approach empowers customers to manage their financial needs more effectively and promotes greater financial inclusion.

Fundrise, LLC operates an online real estate investing platform that provides individuals and local residents with the opportunity to invest directly in commercial real estate projects. Founded in 2010 and based in Washington, D.C., the platform allows users to access private real estate assets and select investment plans tailored to their preferences, such as location and return profiles. Fundrise offers products like the Fundrise eREIT, which connects investors to commercial real estate, and the Urban Housing Development eFund, focusing on new home construction. The platform streamlines the investment process by enabling users to manage transactions, track portfolios, and receive regular financial updates online. Fundrise aims to democratize real estate investing, making it accessible to a broader audience by eliminating traditional middlemen and reducing associated costs.

Upstart is a lending platform founded in 2012 and headquartered in San Mateo, California, and Columbus, Ohio. The company utilizes artificial intelligence and machine learning to enhance the credit pricing and borrowing process. Its proprietary underwriting model allows for the identification of borrowers with limited credit and employment histories by analyzing various factors such as educational background, field of study, and work experience. Upstart connects consumer loan demand to a network of AI-enabled bank partners, offering a range of financial products, including personal loans, automotive retail loans, home equity lines of credit, and small dollar loans. This approach enables partnering banks to achieve higher approval rates and lower loss rates while providing a streamlined digital lending experience for borrowers.

Assembly is a web collaboration platform that enables users to develop apps, widgets, platforms, and APIs with the help of other users. It is a global community that connects designers, developers, coders, writers, marketers, and more with each other and enables them retain the ownership of their software and receive profit for their contributions. The entire process is a collaborative effort, including vision, development, design, and marketing. Each product has App Coins, which are earned by contributing work. Assembly was launched by Dave Newman, Matthew Deiters, and Chris Lloyd in 2013 and is operated from California, United States.

Gumroad, Inc. operates an online platform that enables users to buy and sell a variety of digital goods, including music albums, films, design templates, source codes, and merchandise. Founded in 2011 and headquartered in San Francisco, California, the platform allows creators to easily upload their content and generate shareable links for promotion on social media. Customers can make purchases using credit cards and receive access to their bought content via email. Gumroad's service is designed to empower creators by facilitating direct sales to their audiences, allowing them to monetize their work effectively.

Thumbtack, Inc. operates an online marketplace that connects homeowners with skilled professionals across various service sectors. The platform allows users to find and hire service providers for tasks such as moving, plumbing, electrical work, landscaping, and event management, among others. With a network of around 300,000 local service businesses, Thumbtack offers personalized guidance to homeowners, helping them navigate project timelines and make informed hiring decisions. Established in 2008 and headquartered in San Francisco, California, the company aims to simplify home management by enabling users to efficiently manage home-related tasks and improvements.