Unpopular Ventures

Julaya is a financial technology company that specializes in a mobile payment software application designed to facilitate money transfers and other financial services. Founded in 2017 and based in Bondy, France, the company operates a platform that enables users to deposit and withdraw money through various networks, as well as pay utility bills and reload credit cards. The service allows users to transfer money without fees, catering to both individuals and businesses. Julaya's innovative approach provides access to digital payment solutions, bulk mobile money transfers, prepaid corporate cards, and cash collection services for retailers and fast-moving consumer goods. The company is headquartered in Lagunes, Côte d'Ivoire, and aims to enhance the financial transaction landscape in the region.

PayO is an accounting and payments application designed specifically for small and medium-sized enterprises. It simplifies billing, stock management, payment collections, and supplier payments. The platform operates as a neo-banking solution, creating a connected network of buyers, suppliers, and banks to automate business billing processes. This includes managing payables and receivables, facilitating e-payments, and enabling immediate auto-reconciliation of transactions. By streamlining these financial operations, PayO helps businesses enhance efficiency and improve their overall financial management.

Bikry operates as an offline payments platform, facilitating transactions for digital services through local neighborhood stores. The platform serves as a cash collection gateway, allowing online companies to collect payments in physical retail locations. This approach provides users with convenient payment options, enabling them to settle their online purchases in person at nearby stores. By bridging the gap between digital services and physical payment methods, Bikry enhances accessibility for users who prefer or require cash transactions.

Developer of a financial application designed to facilitate payments at transparent pricing. The company's application allows users to send and receive money instantly without fees to anyone with an app account or bank account and also allows them to pay utility bills and many more, enabling individuals to transfer and receive money anytime through their mobiles.

Bikry operates as an offline payments platform, facilitating transactions for digital services through local neighborhood stores. The platform serves as a cash collection gateway, allowing online companies to collect payments in physical retail locations. This approach provides users with convenient payment options, enabling them to settle their online purchases in person at nearby stores. By bridging the gap between digital services and physical payment methods, Bikry enhances accessibility for users who prefer or require cash transactions.

Billpocket is a financial technology company that transforms smartphones and tablets into point-of-sale terminals, facilitating card payments without the need for traditional banking infrastructures. Users can accept debit and credit card payments directly through their mobile devices, simplifying the payment process and eliminating high maintenance fees and complex setups associated with conventional systems. Billpocket's platform also offers the option for customers to convert payments into interest-free monthly installments, while the company charges a fixed commission to sellers. This innovative approach enables a seamless transaction experience for both businesses and consumers.