Bain Capital

Navro is a fintech company that specializes in providing payment and banking infrastructure for software businesses. It offers a platform that enables brands to scale their payment operations globally by integrating various financial services such as international payment acceptance, local fund collection, and real-time coverage. Navro's solution allows businesses to manage their payment stack efficiently, facilitating international growth.

Ansa is a technology company that specializes in developing a closed-loop payment platform aimed at enhancing customer loyalty for businesses. Its innovative technology enables marketers to create customer balances, load funds, and gain valuable insights into consumer spending habits. By financing customer accounts, Ansa's platform helps businesses reduce payment costs, increase transaction values, and foster repeat transactions. This approach supports brands in retaining and rewarding loyal customers, ultimately driving growth and profitability.

Argyle is a developer of a payroll connectivity platform that aims to enhance financial services through the provision of real-time income and employment data. The platform automates various functions, including verifications, background checks, account funding, direct deposit switching, premium calculations, and wage advancements. By facilitating these processes, Argyle enables businesses and financial institutions to streamline onboarding and account management, ultimately improving efficiency and user experience in the financial services sector.

Relay is an-all-in-one, collaborative business banking and money management platform that helps small businesses and their teams take control of their cash flow and get crystal clear on what they’re earning, spending and saving. With Relay, business owners can: -Bank with no monthly account fees, no overdraft fees, and no minimum balance required -Organize income, expenses and cash reserves using up to 20 individual accounts -2 savings accounts offering between 1-3% APY -Issue up to 50 virtual or physical Visa® debit cards to meticulously organize spending by team or project -Send payments and deposits via ACH, wires or checks -Cashflow automations, like maximum balance transfer rules and recurring payments -Give team members and financial advisors secure, role-based banking access -Integrate banking with accounting softwares like QuickBooks Online and Xero -Get personalized customer support by email and phone Relay is also the official banking partner of Profit First, the cash flow management methodology and book created by serial entrepreneur Mike Michalowicz.

Navro is a fintech company that specializes in providing payment and banking infrastructure for software businesses. It offers a platform that enables brands to scale their payment operations globally by integrating various financial services such as international payment acceptance, local fund collection, and real-time coverage. Navro's solution allows businesses to manage their payment stack efficiently, facilitating international growth.

Ansa is a technology company that specializes in developing a closed-loop payment platform aimed at enhancing customer loyalty for businesses. Its innovative technology enables marketers to create customer balances, load funds, and gain valuable insights into consumer spending habits. By financing customer accounts, Ansa's platform helps businesses reduce payment costs, increase transaction values, and foster repeat transactions. This approach supports brands in retaining and rewarding loyal customers, ultimately driving growth and profitability.

Navro is a fintech company that specializes in providing payment and banking infrastructure for software businesses. It offers a platform that enables brands to scale their payment operations globally by integrating various financial services such as international payment acceptance, local fund collection, and real-time coverage. Navro's solution allows businesses to manage their payment stack efficiently, facilitating international growth.

Moov Financial, Inc. is a financial technology company that specializes in developing an open-source platform designed to embed banking services within various applications. Established in 2017 and headquartered in Cedar Falls, Iowa, Moov is focused on rebuilding banking infrastructure for a cloud-native environment, free from legacy technology constraints. The platform offers a developer-friendly approach, allowing for customization and portability across cloud providers or on-premises environments. Moov's services include ACH processing, customer accounts, KYC and OFAC compliance, wire transfers, and image cash letters. By providing a modular and decoupled banking-as-a-service solution, Moov enables organizations to integrate transactional banking capabilities seamlessly into their software, thereby enhancing user experiences and simplifying money management.

Navro is a fintech company that specializes in providing payment and banking infrastructure for software businesses. It offers a platform that enables brands to scale their payment operations globally by integrating various financial services such as international payment acceptance, local fund collection, and real-time coverage. Navro's solution allows businesses to manage their payment stack efficiently, facilitating international growth.

Fidel API is a financial infrastructure platform that allows developers to create programmable experiences during transaction events on payment cards. Established in 2018 and headquartered in London, with additional offices in Lisbon and New York, Fidel API provides tools that enhance interactions between merchants and consumers by facilitating real-time, event-driven engagements. The platform is designed to integrate seamlessly with major payment networks, such as Visa and Mastercard, to deliver detailed transaction data, including amount, location, date, and merchant. This capability supports improved marketing strategies and customer engagement through tailored loyalty and rewards programs, as well as streamlined processes for reimbursements and expense management. The company serves a diverse clientele, ranging from startups to large enterprises, and has established partnerships with prominent firms across various sectors.

Argyle is a developer of a payroll connectivity platform that aims to enhance financial services through the provision of real-time income and employment data. The platform automates various functions, including verifications, background checks, account funding, direct deposit switching, premium calculations, and wage advancements. By facilitating these processes, Argyle enables businesses and financial institutions to streamline onboarding and account management, ultimately improving efficiency and user experience in the financial services sector.

Vesta Corporation is a provider of electronic payment solutions, specializing in client-branded services that enhance payment processing for merchants. The company offers a range of merchant solutions, including vSafe for Small to Midsize Businesses, which focuses on payment and fraud protection for smaller digital goods merchants, and vSafe for Enterprise, designed for comprehensive payments management and enterprise-level fraud prevention. Additionally, Vesta provides vGuaranteed, a payment solution tailored for online retailers, and DelayPay, a retail installment program that allows prepaid wireless customers to pay for services in installments. Founded in 1995 and headquartered in Lake Oswego, Oregon, Vesta operates globally, with centers in the United States, Ireland, China, and an office in Singapore. The company serves diverse industries, including e-commerce, telecommunications, and financial services, processing hundreds of millions of secure payments across various channels while prioritizing data security and fraud loss elimination.

Developer of a shopping rewards platform designed to get rid of credit card fees. The company's platform allows buyers to pay online at checkout at their favorite stores directly from their bank account and provides store credit based on the amount spent, enabling customers to get benefit from credit card fee savings and clients to improve brand loyalty.

Orum is a financial technology company that provides a platform designed to facilitate real-time money movement and instant payment solutions. Founded in 2019 and headquartered in New York, Orum leverages machine learning and proprietary data science to enhance financial transactions. Its flagship product, Foresight, is an automated programming interface that predicts fund availability and assesses transaction risks, allowing banks and financial institutions to move money instantaneously. By offering a single API integration, Orum enables businesses across various industries to embed its infrastructure, optimizing payment processes for speed, cost, and risk management. The company's innovative approach supports the development of new financial products while ensuring seamless transaction experiences.

Relay is an-all-in-one, collaborative business banking and money management platform that helps small businesses and their teams take control of their cash flow and get crystal clear on what they’re earning, spending and saving. With Relay, business owners can: -Bank with no monthly account fees, no overdraft fees, and no minimum balance required -Organize income, expenses and cash reserves using up to 20 individual accounts -2 savings accounts offering between 1-3% APY -Issue up to 50 virtual or physical Visa® debit cards to meticulously organize spending by team or project -Send payments and deposits via ACH, wires or checks -Cashflow automations, like maximum balance transfer rules and recurring payments -Give team members and financial advisors secure, role-based banking access -Integrate banking with accounting softwares like QuickBooks Online and Xero -Get personalized customer support by email and phone Relay is also the official banking partner of Profit First, the cash flow management methodology and book created by serial entrepreneur Mike Michalowicz.

Orum is a financial technology company that provides a platform designed to facilitate real-time money movement and instant payment solutions. Founded in 2019 and headquartered in New York, Orum leverages machine learning and proprietary data science to enhance financial transactions. Its flagship product, Foresight, is an automated programming interface that predicts fund availability and assesses transaction risks, allowing banks and financial institutions to move money instantaneously. By offering a single API integration, Orum enables businesses across various industries to embed its infrastructure, optimizing payment processes for speed, cost, and risk management. The company's innovative approach supports the development of new financial products while ensuring seamless transaction experiences.

Vesta Corporation is a provider of electronic payment solutions, specializing in client-branded services that enhance payment processing for merchants. The company offers a range of merchant solutions, including vSafe for Small to Midsize Businesses, which focuses on payment and fraud protection for smaller digital goods merchants, and vSafe for Enterprise, designed for comprehensive payments management and enterprise-level fraud prevention. Additionally, Vesta provides vGuaranteed, a payment solution tailored for online retailers, and DelayPay, a retail installment program that allows prepaid wireless customers to pay for services in installments. Founded in 1995 and headquartered in Lake Oswego, Oregon, Vesta operates globally, with centers in the United States, Ireland, China, and an office in Singapore. The company serves diverse industries, including e-commerce, telecommunications, and financial services, processing hundreds of millions of secure payments across various channels while prioritizing data security and fraud loss elimination.

GoCardless Limited, established in 2011 and headquartered in London, specializes in online payment processing services for businesses. It facilitates bank-to-bank transfers through web-based gateways and APIs, enabling merchants to collect one-off and recurring payments. The company's key products include GoCardless for simple online payments, GoCardless Pro for building recurring payment ecosystems, and Success+ for predicting and managing payment failures. GoCardless offers international payment collection, with connections to over 2,300 banks across Europe, and securely provides bank account data to enhance products and manage risk. With strategic alliances like Zuora, Inc., GoCardless serves over 75,000 businesses worldwide, operating from offices in London, Paris, Munich, Melbourne, and New York.

Syncapay, Inc. is a holding company based in Plano, Texas, that specializes in acquiring and managing high-growth companies in the digital payments sector through its subsidiary, daVinci Payments, Inc. Established in 2017, Syncapay offers a range of digital payment solutions, including virtual prepaid cards, classic prepaid options, disbursement services, real-time funding, and application programming interface integration. The company's strategy involves leveraging synergies among its portfolio companies to enhance innovation and competitiveness in the market. Syncapay’s expertise stems from its leadership's background with influential firms in the payments industry, and it seeks to expand its influence by acquiring companies that provide or facilitate payment solutions to consumers and businesses globally. The company made its first acquisition in late 2017 by purchasing Swift Prepaid Solutions, marking the beginning of its growth in the financial technology landscape.

Moov Financial, Inc. is a financial technology company that specializes in developing an open-source platform designed to embed banking services within various applications. Established in 2017 and headquartered in Cedar Falls, Iowa, Moov is focused on rebuilding banking infrastructure for a cloud-native environment, free from legacy technology constraints. The platform offers a developer-friendly approach, allowing for customization and portability across cloud providers or on-premises environments. Moov's services include ACH processing, customer accounts, KYC and OFAC compliance, wire transfers, and image cash letters. By providing a modular and decoupled banking-as-a-service solution, Moov enables organizations to integrate transactional banking capabilities seamlessly into their software, thereby enhancing user experiences and simplifying money management.

Argyle is a developer of a payroll connectivity platform that aims to enhance financial services through the provision of real-time income and employment data. The platform automates various functions, including verifications, background checks, account funding, direct deposit switching, premium calculations, and wage advancements. By facilitating these processes, Argyle enables businesses and financial institutions to streamline onboarding and account management, ultimately improving efficiency and user experience in the financial services sector.

Orum is a financial technology company that provides a platform designed to facilitate real-time money movement and instant payment solutions. Founded in 2019 and headquartered in New York, Orum leverages machine learning and proprietary data science to enhance financial transactions. Its flagship product, Foresight, is an automated programming interface that predicts fund availability and assesses transaction risks, allowing banks and financial institutions to move money instantaneously. By offering a single API integration, Orum enables businesses across various industries to embed its infrastructure, optimizing payment processes for speed, cost, and risk management. The company's innovative approach supports the development of new financial products while ensuring seamless transaction experiences.

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment transactions. The platform features a modular, workflow-driven architecture accompanied by a real-time interface that allows users to track transactions and consolidate data from various payment processors. It also supports the underwriting of merchant accounts, thereby facilitating efficient and secure push payments over debit cards. Finix serves banks, acquirers, and enterprises, providing them with the tools necessary to send money globally.

Zelis is a healthcare and financial technology company that specializes in claims cost management and payments optimization solutions. Founded in 2016 and based in Bedminster, New Jersey, Zelis provides integrated services such as network analytics, payment integrity, electronic payments, and claims communications. These offerings aim to streamline the pricing, payment, and explanation of healthcare claims for payers, healthcare providers, and consumers across medical, dental, and workers' compensation markets. By leveraging advanced technology, Zelis assists its clients in navigating the complexities of the healthcare financial landscape while ensuring compliance with evolving regulations. The company is supported by investment firms Parthenon Capital Partners and Bain Capital.

Argyle is a developer of a payroll connectivity platform that aims to enhance financial services through the provision of real-time income and employment data. The platform automates various functions, including verifications, background checks, account funding, direct deposit switching, premium calculations, and wage advancements. By facilitating these processes, Argyle enables businesses and financial institutions to streamline onboarding and account management, ultimately improving efficiency and user experience in the financial services sector.

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment transactions. The platform features a modular, workflow-driven architecture accompanied by a real-time interface that allows users to track transactions and consolidate data from various payment processors. It also supports the underwriting of merchant accounts, thereby facilitating efficient and secure push payments over debit cards. Finix serves banks, acquirers, and enterprises, providing them with the tools necessary to send money globally.

Flywire is a payments enablement and software company headquartered in Boston, Massachusetts, that specializes in providing secure payment solutions for various industries, including education and healthcare. The company leverages its proprietary global payments network, an advanced payments platform, and industry-specific software to facilitate complex transactions for over 4,000 clients worldwide. Flywire supports a diverse range of payment methods, allowing transactions in more than 140 currencies across 240 countries and territories. Its solutions aim to streamline the process of receiving reconciled domestic and international payments, enhancing cost-effectiveness and efficiency for its clients. The majority of Flywire's revenue is generated from the Americas, reflecting its strong presence in the region.

Swift Prepaid Solutions, Inc. is a provider of prepaid bankcard products that caters to a wide range of corporate clients and their target audiences, including consumers, employees, and sales distribution channels. Founded in 1996 and based in Buffalo Grove, Illinois, the company offers a variety of products such as physical and virtual prepaid cards, as well as digital payment solutions. These products are designed for various applications, including incentive programs, corporate disbursements, and emergency relief efforts. Swift's services include advanced reporting tools, customized web portals, and flexible program management platforms, enabling clients to efficiently manage their prepaid solutions. The company serves a diverse array of industries, including Fortune 1000 companies, and provides payment options in both USD and multiple local currencies. Swift Prepaid Solutions was previously known as Swift Gift, Ltd., having rebranded in April 2006.

ChinaPNR Mobile Payments Solutions Pvt. Ltd., founded in 2006 and based in Shanghai, is a financial payment company specializing in third-party payment services. It provides a comprehensive range of online, mobile, and offline payment and settlement solutions aimed at both B2B and B2C markets. The company focuses on enhancing its core competitiveness through advanced technology and operational excellence, ensuring the security of customer data while creating value for clients. Notable products include "Money Manager," which supports e-commerce within traditional distribution, and Tiantianying, a one-stop financial platform that has attracted nearly 2 million registered users. ChinaPNR has established strategic partnerships with numerous banks and fund firms, facilitating seamless investment in fund products. The company has demonstrated significant growth, with annual transaction volumes surpassing 1.8 trillion, ranking it among the leaders in the third-party payment industry.

Flywire is a payments enablement and software company headquartered in Boston, Massachusetts, that specializes in providing secure payment solutions for various industries, including education and healthcare. The company leverages its proprietary global payments network, an advanced payments platform, and industry-specific software to facilitate complex transactions for over 4,000 clients worldwide. Flywire supports a diverse range of payment methods, allowing transactions in more than 140 currencies across 240 countries and territories. Its solutions aim to streamline the process of receiving reconciled domestic and international payments, enhancing cost-effectiveness and efficiency for its clients. The majority of Flywire's revenue is generated from the Americas, reflecting its strong presence in the region.

Dynamics Inc. designs and manufactures interactive payment cards that utilize programmable magnetic stripes to enhance electronic payment systems. Founded in 2007 and headquartered in Cheswick, Pennsylvania, the company offers a range of products, including multi-purpose security and loyalty cards for banks, as well as loyalty systems for merchants and health cards for consumers. Dynamics' technology allows for customizable features, providing enhanced choice, control, convenience, and security in transactions. The company has established strategic partnerships with SoftBank Corp. and its subsidiary. Dynamics operates as a subsidiary of Canadian Imperial Bank of Commerce, focusing on transforming payment methods through innovative card solutions.

Nets is a leading provider of payment solutions and digital services based in Ballerup, Denmark, established in 2003. The company specializes in serving financial institutions, businesses, and merchants by offering a range of products, including payment terminals, corporate and recreational cards, ePayment services, and various vouchers for meals and leisure activities. Nets focuses on delivering easy-to-use, customer-oriented solutions that enhance payment acceptance both in-store and online, while ensuring high levels of security and stability. Additionally, the company provides comprehensive processing services for payment card issuers, alongside consumer management, fraud prevention, and dispute resolution services. With a commitment to simplifying complex payment processes, Nets aims to be a reliable hub in the payments industry, fostering connectivity and innovation.

Dynamics Inc. designs and manufactures interactive payment cards that utilize programmable magnetic stripes to enhance electronic payment systems. Founded in 2007 and headquartered in Cheswick, Pennsylvania, the company offers a range of products, including multi-purpose security and loyalty cards for banks, as well as loyalty systems for merchants and health cards for consumers. Dynamics' technology allows for customizable features, providing enhanced choice, control, convenience, and security in transactions. The company has established strategic partnerships with SoftBank Corp. and its subsidiary. Dynamics operates as a subsidiary of Canadian Imperial Bank of Commerce, focusing on transforming payment methods through innovative card solutions.

BuyWithMe is a group-buying app that connects local merchants with consumers through exclusive, limited-time offers. It serves as a digital platform where users can discover deals on a wide range of services, including restaurants, spas, and entertainment. The app allows easy payment processing via QR codes and supports various cryptocurrencies, including Bitcoin and Ethereum. Users can manage their transactions through a digital wallet, which facilitates direct fund transfers between customers without the need for traditional point-of-sale systems. Founded in New York City and with a presence in Austin, BuyWithMe was initially established by entrepreneur Andrew Moss and later revitalized by Zsolt Sasdi. The company's mission focuses on innovating the future of payment and commerce, making it easier for consumers to save money while enjoying local experiences.

TxVia is a developer of advanced transaction processing technology tailored for the emerging payments and financial services sectors. The company specializes in a platform-as-a-service delivery model that offers fully customizable solutions for a diverse range of applications, including consumer, corporate, and government payments. TxVia's product portfolio encompasses various prepaid card systems such as retail gift cards, general purpose reloadable cards, and payroll cards, among others. By providing a custom solution rather than a standard model, TxVia enables its clients, which include prominent payments companies, to achieve enhanced scalability, security, and reliability in their operations. This approach allows clients to realize significant benefits in terms of time-to-market and cost efficiency while effectively addressing their specialized processing needs.

BuyWithMe is a group-buying app that connects local merchants with consumers through exclusive, limited-time offers. It serves as a digital platform where users can discover deals on a wide range of services, including restaurants, spas, and entertainment. The app allows easy payment processing via QR codes and supports various cryptocurrencies, including Bitcoin and Ethereum. Users can manage their transactions through a digital wallet, which facilitates direct fund transfers between customers without the need for traditional point-of-sale systems. Founded in New York City and with a presence in Austin, BuyWithMe was initially established by entrepreneur Andrew Moss and later revitalized by Zsolt Sasdi. The company's mission focuses on innovating the future of payment and commerce, making it easier for consumers to save money while enjoying local experiences.

TxVia is a developer of advanced transaction processing technology tailored for the emerging payments and financial services sectors. The company specializes in a platform-as-a-service delivery model that offers fully customizable solutions for a diverse range of applications, including consumer, corporate, and government payments. TxVia's product portfolio encompasses various prepaid card systems such as retail gift cards, general purpose reloadable cards, and payroll cards, among others. By providing a custom solution rather than a standard model, TxVia enables its clients, which include prominent payments companies, to achieve enhanced scalability, security, and reliability in their operations. This approach allows clients to realize significant benefits in terms of time-to-market and cost efficiency while effectively addressing their specialized processing needs.

Corpay is a global payment solutions provider headquartered in Norcross, Georgia, specializing in customized payment products and services for commercial fleets, oil companies, and petroleum marketers across North America, Europe, Africa, and Asia. Established in 1986, the company offers a comprehensive suite of modern payment solutions that facilitate the management of vehicle-related expenses, travel costs, and vendor payables. With a focus on automation, Corpay has developed an accounting automation tool that streamlines the bill payment process through the use of artificial intelligence and machine learning, enabling seamless integration with existing accounting tools. The company operates both closed-loop networks and third-party networks to electronically connect with merchants, providing valuable insights through customized reporting and analysis of payment activities. Through its innovative services, Corpay helps businesses save time and reduce expenses.