Digital Currency Group

Glim offers a B2B2C platform enabling employers to provide employees with innovative financial benefits. These include multi-currency salary collection, yield generation, crypto-fiat currency debit card, financial education, and more, accessible via Glim's mobile app.

Hub2.Io is a system for digitizing ongoing transactions. Services like cash out, to pay, manage, and others are offered by them. Connecting businesses to their infrastructure will enable them to accept and process payments quickly and safely.

Rise is an innovative payroll and compliance provider. It is a Web3-enabled platform that helps businesses onboard, manage, and pay local and international contractors while ensuring full compliance and alleviating burdensome tax processes. Rise provides an all-in-one compliance and payment platform for companies with global workforces, streamlining onboarding, payments, and compliance tasks. It allows businesses to hire, onboard, and pay international contractors compliantly.

Zone is a regulated blockchain network that facilitates the acceptance and payment of digital currencies. As a blockchain services company, it provides a secure and efficient infrastructure for transactions, promoting the use of digital assets in various applications. By leveraging blockchain technology, Zone aims to enhance financial transactions through increased transparency and reduced costs, catering to businesses and consumers looking to integrate digital currencies into their operations.

Founded in 2020, Higlobe is an international payment platform headquartered in Palo Alto, California. It facilitates payments for overseas freelancers and independent workers with U.S. business clients, offering zero transaction fees.

NALA Incorporation Company Limited is a FinTech firm based in Dar es Salaam, Tanzania, founded in 2017. The company develops a mobile payments application that facilitates various financial transactions, including bill payments, peer-to-peer transfers, and airtime top-ups, all without requiring an internet connection. NALA's platform is designed to enhance financial inclusion by providing services that cater to users in regions with limited internet access. The application incorporates bank-grade security encryption and multi-factor authentication to ensure the safety of transactions. Additionally, NALA offers budgeting tools and transaction history tracking, enabling users to manage their finances effectively. Through its services, NALA aims to simplify mobile money transfers for Africans worldwide and support international payments.

Spritz Finance operates a platform that enables users to pay bills using cryptocurrency. Users can choose where funds are drawn from, link existing crypto wallets, and manage expenses through their crypto holdings.

Ripio, formerly known as Bitpagos, is a financial payments company based in Latin America that focuses on providing electronic payment solutions for businesses. Leveraging blockchain technology, Ripio aims to create a more accessible financial system in emerging markets. The company facilitates international transactions for merchants using credit cards or bitcoins at lower costs and allows consumers to purchase bitcoins instantly with cash. Operating in countries such as Argentina, Brazil, Chile, and Ecuador, Ripio's platform accepts various payment methods, including bitcoin and credit cards, and offers services such as local currency payouts for merchants, a digital wallet, and financing options for installment payments. Through these services, Ripio seeks to strengthen the digital economy by offering alternatives to traditional banking.

Circle is a Boston-based fintech company founded in 2013 by Jeremy Allaire and Sean Neville. It specializes in utilizing stablecoins for payments, e-commerce, and investment products. Circle's services include Circle Pay for easy money transfers, Circle Invest for crypto asset trading, and Circle Trade for over-the-counter transactions. The company is backed by prominent investors such as Jim Breyer, Goldman Sachs, IDG Capital, General Catalyst, and Accel Partners.

Multis, Inc., established in 2006 and headquartered in San Francisco, specializes in providing crypto banking services for businesses and entrepreneurs. Its core offering is a user-friendly wallet that facilitates crypto storage, payments to suppliers, payroll management, and interest earning. The platform also provides real-time balance monitoring, transaction tracking, multi-access to assets, recurring payments, fund transfers, trading, and crypto-to-cash conversion. Multis aims to empower the next generation of professionals in the open financial world by building a robust financial infrastructure for web3 organizations.

Circle is a Boston-based fintech company founded in 2013 by Jeremy Allaire and Sean Neville. It specializes in utilizing stablecoins for payments, e-commerce, and investment products. Circle's services include Circle Pay for easy money transfers, Circle Invest for crypto asset trading, and Circle Trade for over-the-counter transactions. The company is backed by prominent investors such as Jim Breyer, Goldman Sachs, IDG Capital, General Catalyst, and Accel Partners.

Custodia Bank is a crypto-asset banking company that provides regulated services for digital assets. The institution serves as a compliant bridge to the US dollar payments system and acts as a custodian for digital assets, adhering to stringent institutional custody standards. By offering these banking services tailored to the digital assets industry, Custodia aims to facilitate secure and compliant transactions for its customers.

Transparent Financial Systems, Inc. is a Seattle-based company that specializes in developing on-demand cryptographic settlement solutions for financial applications. Established in 2018, the company focuses on creating efficient, transparent, and accurate payment systems by utilizing cryptographically-secured distributed networks. Their technology facilitates secure and frictionless business transactions through an open universal platform, enabling real-time payments via blockchain technology. Rather than attempting to circumvent the existing financial framework, Transparent Financial Systems aims to enhance it by collaborating with banks and businesses. The company combines expertise from cryptographers, financial specialists, and software engineers to innovate within the regulatory environment, striving to improve the overall payment process for all stakeholders involved.

Money Button is a company that offers a micro-payment web wallet platform focused on facilitating simple and efficient online payments. The platform features a non-custodial Bitcoin wallet integrated with a social content application, allowing users to easily earn Bitcoin by providing quality content. This innovative approach enables users to make and receive Bitcoin micropayments for various subjects, streamlining the process of online transactions and enhancing the user experience in digital content sharing and consumption.

POSaBIT is a FinTech company focused on the cannabis industry, offering a point-of-sale platform and cashless payment solutions for cannabis retailers. It develops software and technology to provide merchants with safe and compliant financial services in a predominantly cash-driven market and aims to streamline transactions. The company also monetizes its offerings through payment services, POS services, technology licenses, and related hardware sales and support.

Circle is a Boston-based fintech company founded in 2013 by Jeremy Allaire and Sean Neville. It specializes in utilizing stablecoins for payments, e-commerce, and investment products. Circle's services include Circle Pay for easy money transfers, Circle Invest for crypto asset trading, and Circle Trade for over-the-counter transactions. The company is backed by prominent investors such as Jim Breyer, Goldman Sachs, IDG Capital, General Catalyst, and Accel Partners.

Jiko is a fintech company that offers debit cards and a digital money platform designed to combine everyday payments with treasury-based investing. Its debit product includes cash back on purchases, single-use virtual cards, and no minimum balance, delivered through a mobile app. Jiko positions itself as a bank-like service built on safe assets, notably U.S. Treasury bills, enabling users to hold cash and earn yield while maintaining liquidity. The platform supports direct investing in treasury bills and provides an embedded finance API that facilitates sending, receiving, and spending money digitally, effectively serving as a financial portal for users to manage and grow their money. The company focuses on safety and speed, integrating banking and brokerage functions to custody cash in Treasuries and offer scalable, accessible financial services.

CoinJar is an Australian digital currency platform founded in 2013 in Melbourne. It facilitates the buying and selling of bitcoins, enabling both individuals and merchants to engage with cryptocurrencies. The platform supports various categories for merchants to accept bitcoin payments, including electronics, fashion, health, and charities. CoinJar also offers an application that links with a debit card, allowing users to utilize digital currencies for everyday transactions. To enhance security, the platform employs multi-factor authentication, ensuring the safety of users' assets. By providing accessible tools and services, CoinJar aims to create a seamless experience for individuals and businesses looking to integrate digital currencies into their daily operations.

AZA Finance is a global fintech specializing in cross-border payments and foreign exchange. Established in Nairobi, the company facilitates currency exchanges, international payments, and settlements for businesses worldwide, supporting major African and G20 currencies, including digital currencies. AZA Finance pioneered direct trading between digital currencies and African currencies using mobile money, serving both frontier market businesses and multinational corporations.

POSaBIT is a FinTech company focused on the cannabis industry, offering a point-of-sale platform and cashless payment solutions for cannabis retailers. It develops software and technology to provide merchants with safe and compliant financial services in a predominantly cash-driven market and aims to streamline transactions. The company also monetizes its offerings through payment services, POS services, technology licenses, and related hardware sales and support.

Cobalt is a financial technology company that offers critical risk and data services to participants in the foreign exchange (FX) market, while also extending its regulatory compliant solutions to the digital asset sector. Additionally, Cobalt provides high-risk payments and funding services tailored for small businesses across various industries, including hospitality, automotive, e-commerce, and retail. Through its innovative services, Cobalt aims to address the unique challenges faced by these sectors in managing risk and facilitating transactions.

Ripio, formerly known as Bitpagos, is a financial payments company based in Latin America that focuses on providing electronic payment solutions for businesses. Leveraging blockchain technology, Ripio aims to create a more accessible financial system in emerging markets. The company facilitates international transactions for merchants using credit cards or bitcoins at lower costs and allows consumers to purchase bitcoins instantly with cash. Operating in countries such as Argentina, Brazil, Chile, and Ecuador, Ripio's platform accepts various payment methods, including bitcoin and credit cards, and offers services such as local currency payouts for merchants, a digital wallet, and financing options for installment payments. Through these services, Ripio seeks to strengthen the digital economy by offering alternatives to traditional banking.

Wyre, established in 2013 and based in San Francisco, specializes in blockchain-based international payment solutions. Its platform facilitates real-time, same-day, and direct-to-bank transfers across borders, offering competitive foreign exchange rates and eliminating high fees, complex timings, and currency exchange worries. Wyre also provides onramps and off-ramps, foreign exchange, and crypto liquidity services to various crypto projects and decentralized exchanges.

Coins.ph is a blockchain-based financial platform that provides a mobile wallet enabling consumers and small businesses to access a suite of digital financial services. The wallet supports transfers, bill payments, mobile top-ups, and the buying and selling of cryptocurrencies, along with merchant payments and ATM cash pickup. The platform aims to simplify financial transactions by leveraging mobile devices and blockchain technology, delivering direct access to digital payments, remittance services, and online shopping. Founded in 2014, Coins.ph is based in Pasig City, Philippines.

Colu Technologies develops an open-source blockchain protocol for direct digital cash exchanges. It offers a control panel for creating local currencies, inviting businesses, tracking economic data, and mobile apps for sending/receiving payments. Founded in 2014, it aims to drive positive change in local communities by empowering users and businesses.

Zcash offers total payment confidentiality, while still maintaining a decentralized network using a public blockchain. Unlike Bitcoin, Zcash transactions automatically hide the sender, recipient, and value of all transactions on the blockchain. Only those with the correct view key can see the contents. Users have complete control and can opt-in to provide others with their view key at their discretion. Zcash transactions do not depend on the cooperation of other parties. Additionally, full nodes in the Zcash network only need to store a small persistent state.

Purse operates a peer-to-peer marketplace aimed at enhancing the utility of Bitcoin in global commerce. By offering significant discounts, such as 15% off on Amazon purchases, Purse incentivizes consumers to spend their Bitcoin rather than merely holding it. The platform allows users to easily buy Bitcoin with a credit card, streamlining the purchasing process and addressing the challenges associated with using cryptocurrency for everyday transactions. Furthermore, Purse enables users to trade gift cards for cryptocurrencies, providing additional flexibility and savings on regular purchases. Overall, Purse seeks to create a frictionless shopping experience while promoting the adoption of Bitcoin and Bitcoin Cash in online marketplaces.

Veem Inc. is a payment service provider that specializes in simplifying the process of sending and receiving funds for businesses. Founded in 2014 and headquartered in San Francisco, California, the company offers a platform that allows small and medium-sized enterprises to conduct transactions in local currencies. By utilizing blockchain technology as its payment rail, Veem eliminates the need for intermediary banks, which reduces costs and improves transaction efficiency. The platform enables real-time payment tracking, invoice generation, and the ability to upload mass documents, enhancing the overall user experience. Additionally, Veem provides integration services with accounting platforms, further streamlining financial operations for its users. The company also has offices in Kanata, Canada, and Shanghai, China.

MONI Nordic Oy, based in Helsinki, Finland, is a company that specializes in providing prepaid MasterCards to facilitate both online and offline payments. Founded in 2013, MONI aims to create accessible mobile personal banking tools that allow users to manage their financial activities, such as making purchases, sending and receiving money, obtaining credit, and withdrawing cash. The company develops a virtual banking platform that enables users to access essential financial services from any mobile device, thus bridging traditional banking with modern technologies like cryptocurrencies. By reducing system complexity and eliminating intermediaries, MONI's technology aims to lower costs and decrease fraud, thereby enhancing the overall banking experience for individuals worldwide.

Yellow is a startup founded between the Middle East and San Francisco, working to solve two hard, but related, problems: Payments & Bitcoin adoption. The Middle East is notorious for its poor payment and money transfer options (it's still a cash-based society); and Bitcoin is taking the world by storm, and starting up in the region. Yellow is combining both to provide game-changing payment solutions in a region in desperate need of innovation. Yellow's first product is a Bitcoin payment processor. Simply, Yellow enables businesses to accept Bitcoin for payment from anywhere in the world, while eliminating the risk and complexity in doing so.

Ripio, formerly known as Bitpagos, is a financial payments company based in Latin America that focuses on providing electronic payment solutions for businesses. Leveraging blockchain technology, Ripio aims to create a more accessible financial system in emerging markets. The company facilitates international transactions for merchants using credit cards or bitcoins at lower costs and allows consumers to purchase bitcoins instantly with cash. Operating in countries such as Argentina, Brazil, Chile, and Ecuador, Ripio's platform accepts various payment methods, including bitcoin and credit cards, and offers services such as local currency payouts for merchants, a digital wallet, and financing options for installment payments. Through these services, Ripio seeks to strengthen the digital economy by offering alternatives to traditional banking.

Bold Financial Technologies Inc. is a company that facilitates global expansion for marketplaces, ad networks, and on-demand service providers by offering comprehensive payment and compliance solutions. It provides a robust payouts stack designed to enable new publishers to receive payments globally through a single REST API integration. This integration encompasses various services, including background checks, driving record screening, and local currency payouts. Additionally, Bold Financial Technologies features the Bold Payouts platform, which allows marketplaces to utilize a streamlined back-office payout infrastructure. The company also offers a complete administrative platform that includes tax tracking and reporting, recipient onboarding, and client and recipient portals. Founded in 2012 and headquartered in San Francisco, California, Bold Financial Technologies aims to simplify the mass payout process while enhancing the international reach of its clients.

Circle is a Boston-based fintech company founded in 2013 by Jeremy Allaire and Sean Neville. It specializes in utilizing stablecoins for payments, e-commerce, and investment products. Circle's services include Circle Pay for easy money transfers, Circle Invest for crypto asset trading, and Circle Trade for over-the-counter transactions. The company is backed by prominent investors such as Jim Breyer, Goldman Sachs, IDG Capital, General Catalyst, and Accel Partners.

AZA Finance is a global fintech specializing in cross-border payments and foreign exchange. Established in Nairobi, the company facilitates currency exchanges, international payments, and settlements for businesses worldwide, supporting major African and G20 currencies, including digital currencies. AZA Finance pioneered direct trading between digital currencies and African currencies using mobile money, serving both frontier market businesses and multinational corporations.

Colu Technologies develops an open-source blockchain protocol for direct digital cash exchanges. It offers a control panel for creating local currencies, inviting businesses, tracking economic data, and mobile apps for sending/receiving payments. Founded in 2014, it aims to drive positive change in local communities by empowering users and businesses.

Coins.ph is a blockchain-based financial platform that provides a mobile wallet enabling consumers and small businesses to access a suite of digital financial services. The wallet supports transfers, bill payments, mobile top-ups, and the buying and selling of cryptocurrencies, along with merchant payments and ATM cash pickup. The platform aims to simplify financial transactions by leveraging mobile devices and blockchain technology, delivering direct access to digital payments, remittance services, and online shopping. Founded in 2014, Coins.ph is based in Pasig City, Philippines.

ChangeCoin is a micropayment infrastructure for the Internet that specializes in the fields of micropayments, bitcoin, social commerce, digital currencies, and payments. It was founded in 2016 and headquartered in San Francisco, California.

Bitnet is a company that specializes in providing a digital commerce platform designed for enterprise-scale merchants to accept bitcoin payments. With a focus on online payment solutions, Bitnet's team comprises professionals with extensive experience in engineering, product development, and business management. The company is recognized for its significant contributions to the development and management of CyberSource, one of the largest payment gateways in the world, which was acquired by Visa for $2 billion in 2010. By facilitating bitcoin transactions, Bitnet aims to enhance the payment capabilities of large merchants and integrate cryptocurrency into mainstream commerce.

Interstellar is a technology company specializing in international payments. It leverages the Stellar blockchain network to deliver faster, cheaper, and more reliable global financial solutions.

BTCJam is a bitcoin lending platform that facilitates online personal loans for users worldwide, having served over 100,000 individuals across more than 200 countries. The company aims to provide affordable credit by employing a proprietary credit scoring algorithm to assess borrowers' repayment potential. BTCJam enables users to apply for loans with competitive interest rates starting at 6.7% APR and offers investment opportunities that average 19% APR for those looking to earn interest on their bitcoin. The platform is integrated with Coinbase, ensuring simple and efficient bitcoin transfers for both borrowers and investors.

AZA Finance is a global fintech specializing in cross-border payments and foreign exchange. Established in Nairobi, the company facilitates currency exchanges, international payments, and settlements for businesses worldwide, supporting major African and G20 currencies, including digital currencies. AZA Finance pioneered direct trading between digital currencies and African currencies using mobile money, serving both frontier market businesses and multinational corporations.

Circle is a Boston-based fintech company founded in 2013 by Jeremy Allaire and Sean Neville. It specializes in utilizing stablecoins for payments, e-commerce, and investment products. Circle's services include Circle Pay for easy money transfers, Circle Invest for crypto asset trading, and Circle Trade for over-the-counter transactions. The company is backed by prominent investors such as Jim Breyer, Goldman Sachs, IDG Capital, General Catalyst, and Accel Partners.

Ripio, formerly known as Bitpagos, is a financial payments company based in Latin America that focuses on providing electronic payment solutions for businesses. Leveraging blockchain technology, Ripio aims to create a more accessible financial system in emerging markets. The company facilitates international transactions for merchants using credit cards or bitcoins at lower costs and allows consumers to purchase bitcoins instantly with cash. Operating in countries such as Argentina, Brazil, Chile, and Ecuador, Ripio's platform accepts various payment methods, including bitcoin and credit cards, and offers services such as local currency payouts for merchants, a digital wallet, and financing options for installment payments. Through these services, Ripio seeks to strengthen the digital economy by offering alternatives to traditional banking.

Conduit is a payments platform that enables cross-border B2B transfers and invoice settlement between Latin America and the United States. It supports moving money between USD and multiple local currencies in emerging markets, providing faster settlement, increased visibility, and fewer steps than traditional payment rails. The platform aims to help global businesses execute cross-border transactions on the same day, offering transparent quotes and straightforward tooling for managing multi-currency transfers. By focusing on cross-border efficiency and scale between local fiat currencies and USD, Conduit seeks to simplify international payments and improve cash flow for customers operating in Latin America and beyond.

XWeave is a technology company specializing in blockchain-based cross-border payment systems. It aims to streamline international money transfers by leveraging blockchain's decentralized, transparent, and secure nature. The company's non-custodial platform enables real-time payments without the need for pre-funding, reducing liquidity buffers and mitigating foreign exchange risk. It offers an asset-agnostic routing engine, a global network of regulated partners, and a user-friendly API integration, enhancing efficiency and security in cross-border transactions.