CSC Upshot Ventures

PayJoy Inc. is a consumer financing company based in San Francisco, California, founded in 2015. The firm specializes in providing smartphone-enabled financing solutions, primarily targeting underbanked individuals in emerging markets. By leveraging mobile security technology, PayJoy allows customers to select a smartphone, make an initial deposit, and choose a flexible payment plan. The financed smartphone serves as collateral, unlocking its full functionality once the purchase is complete. PayJoy's mission is to enhance access to credit for underserved populations, helping them navigate financial challenges and improve their economic standing. The company has successfully reached over 10 million customers across various countries, including Mexico, Brazil, Colombia, and South Africa, and continues to show solid profitability and growth.

Over, Inc., established in 2011, is a global visual communication solutions provider. It offers a user-friendly platform, accessible on iOS and Android, enabling users to create and customize visual content without prior design experience. The platform provides a vast library of templates, layouts, graphics, fonts, and integrated stock photography, along with tools for filtering, blending, masking, and blurring. Users can create and share designs on various social media channels. Over, Inc., headquartered in Cape Town, South Africa, with a global workforce, aims to empower users to create inspiring content, build brands, or grow businesses regardless of their design background. Since 2020, it operates as a subsidiary of GoDaddy Inc.