Community Investment Management

R2 is a developer of an embedded lending platform that provides financial resources to small and medium-sized businesses (SMBs) in Latin America. By partnering with established companies like Rappi and Clip, R2 enables these platforms to offer seamless financing options to their buyers and sellers. This integration allows businesses to lend without incurring credit risk, thereby enhancing their gross merchandise volume (GMV) and promoting customer retention. Additionally, R2's services create new revenue streams for its partners by positioning the company as a trusted financing supplier.

Gynger is a payments platform designed specifically for technology purchases, integrating embedded financing to enhance the buying and selling process. By offering flexible payment terms, Gynger allows businesses to make technology acquisitions with greater ease. The platform focuses on sales acceleration by providing custom financing solutions to pre-qualified leads, effectively combining software management with financial services. This enables businesses to improve their sales processes and manage credit more effectively, ultimately enhancing cash flow through tailored financing options.

R2 is a developer of an embedded lending platform that provides financial resources to small and medium-sized businesses (SMBs) in Latin America. By partnering with established companies like Rappi and Clip, R2 enables these platforms to offer seamless financing options to their buyers and sellers. This integration allows businesses to lend without incurring credit risk, thereby enhancing their gross merchandise volume (GMV) and promoting customer retention. Additionally, R2's services create new revenue streams for its partners by positioning the company as a trusted financing supplier.

Efficient Capital Labs specializes in providing capital services to B2B SaaS businesses, particularly those with a significant operational presence in India while generating revenue in the US and other leading markets. The firm focuses on offering fast, seamless, and cost-effective financing solutions, including non-dilutive capital that allows businesses to grow without sacrificing equity. As a direct lender, Efficient Capital Labs makes independent underwriting decisions, ensuring clarity and transparency in its financing terms. This approach enables clients to achieve their financial objectives efficiently.

Camino Financial, Inc. operates an AI-powered online platform that supports small businesses in securing capital and building business credit. Founded in 2014 and based in Los Angeles, California, the company provides access to various funding products, including term loans, SBA express loans, merchant cash advances, and invoice financing. By leveraging proprietary credit assessment and data aggregation technology, Camino Financial tailors affordable loan solutions for credit-invisible and cash-heavy businesses. The company partners with financial institutions, public agencies, and mission-aligned organizations to pool resources and distribute low-cost funding, resulting in loans with significantly lower monthly payments compared to market alternatives. As a nationally certified Community Development Financial Institution (CDFI), Camino Financial has funded over $140 million across the United States, helping entrepreneurs achieve upward mobility and financial growth. Additionally, the company offers financial services, including credit analytics and technical assistance, to further empower its clients.

Brigit is a financial platform that focuses on promoting financial health and well-being for its users. The platform offers tools for cash advances, credit building, and financial management, allowing individuals to monitor their bills and budgets effectively. By providing insights into spending habits, Brigit helps users manage their finances more prudently and access credit options without incurring heavy interest costs. This approach aims to enhance users' financial stability and sustainability.

Salary Finance Limited operates an online platform that provides employee benefit programs aimed at enhancing financial wellbeing. Incorporated in 2015 and based in London, the company partners with employers to offer services such as salary access, affordable loans, and savings solutions, all designed to improve employee retention and productivity. The platform facilitates loan repayments through payroll deductions, aligning with repayment plans established with employees. By focusing on financial education and support, Salary Finance aims to help individuals manage debt, cultivate savings habits, and access their earned income more effectively. This approach presents a more accessible alternative to traditional financial services, ultimately promoting healthier financial lives for employees globally.

Camino Financial, Inc. operates an AI-powered online platform that supports small businesses in securing capital and building business credit. Founded in 2014 and based in Los Angeles, California, the company provides access to various funding products, including term loans, SBA express loans, merchant cash advances, and invoice financing. By leveraging proprietary credit assessment and data aggregation technology, Camino Financial tailors affordable loan solutions for credit-invisible and cash-heavy businesses. The company partners with financial institutions, public agencies, and mission-aligned organizations to pool resources and distribute low-cost funding, resulting in loans with significantly lower monthly payments compared to market alternatives. As a nationally certified Community Development Financial Institution (CDFI), Camino Financial has funded over $140 million across the United States, helping entrepreneurs achieve upward mobility and financial growth. Additionally, the company offers financial services, including credit analytics and technical assistance, to further empower its clients.

MPOWER is a US-based lender offering student loans to international students studying in the US or Canada without requiring a co-signer, collateral, or US credit history because our proprietary credit algorithm focuses on future potential. MPOWER disburses payments directly to the university on behalf of the students to pay for tuition or university-sponsored services like housing, meal plans, or health insurance. Students start paying back the loan within 6 months after graduation. The loan comes with interest discounts, free personal finance education courses, credit-building, and a job placement service for the students.

MPOWER is a US-based lender offering student loans to international students studying in the US or Canada without requiring a co-signer, collateral, or US credit history because our proprietary credit algorithm focuses on future potential. MPOWER disburses payments directly to the university on behalf of the students to pay for tuition or university-sponsored services like housing, meal plans, or health insurance. Students start paying back the loan within 6 months after graduation. The loan comes with interest discounts, free personal finance education courses, credit-building, and a job placement service for the students.

LendStreet mission is simple help people get out of debt, rebuild their credit, and get a fresh start. They have partnerships within the financial sector which allow them to negotiate discounts on debts, which means they can pass on the discount to our customers and they in turn can get out of debt sooner, rebuild their credit and get on with their lives.

Able Lending, Inc. is an online lending service based in Austin, Texas, that focuses on providing financial support to small businesses across the United States. Founded in 2011 and originally named Outbox Inc., the company was rebranded in 2014. Able Lending specializes in offering various loan products, including friends and family loans, growth loans, and debt refinancing options. It aims to provide a cost-effective lending solution, allowing borrowers to save significantly on loans ranging from $25,000 to $1,000,000. In addition to financial capital, Able Lending connects entrepreneurs with community resources and expert advice to facilitate business growth. The company has been recognized for its innovative approach to lending and its commitment to supporting small businesses at different stages of their development.

Dealstruck is an online direct lending firm based in Carlsbad, California, established in 2012. It connects profitable small and medium-sized businesses with accredited investors, offering a range of financial solutions including flexible term loans, lines of credit, equipment financing, and invoice financing. Unlike traditional banks and alternative lenders, Dealstruck focuses on providing patient growth capital that allows businesses the necessary time to plan and execute their strategies effectively. The platform combines thorough credit screening for business borrowers with the opportunity for investors to select specific investments, enabling the creation of customized portfolios aligned with individual preferences regarding risk, return, industry, and business size.